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Analysis Of The Marketing Strategy of Hajj Financing Products (Prohajj) at PT. Bank Muamalat Indonesia KCU Medan City Hall Nst, M. Ziqhri Anhar; Marliyah, Marliyah; Nurlaili, Nurlaili
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3945

Abstract

The purpose of this study was to analyze the marketing strategy for Hajj financing products (prohajj) at PT. Bank Muamalat Indonesia KCU Medan City Hall. This research uses a descriptive qualitative research type. The result of this research is the marketing strategy of PT. Bank Muamalat Indonesia KC Medan Balaikota is quite good, as seen from the product strategy, price strategy, promotion strategy, location strategy, human resources, physical facilities, and processes that have been implemented properly. The existence of internal and external factors in the SWOT analysis has been considered to provide the best service to the community in Hajj financing (Prohajj). Therefore, the marketing strategy for Hajj financing products (prohajj) at PT. Bank Muamalat Indonesia KCU Medan Balaikota has been implemented and provides convenience in service to the community.
Halal Food Industry Development Strategy in Increasing Medan Community Consumption Activities Kurnia, Ahmad; Marliyah, Marliyah; Nasution, Juliana; Batubara, Maryam
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3967

Abstract

This study aims to find out how the main priority strategy for the development of the Halal Food Industry is to increase the consumption activities of the people of Medan City by presenting the internal and external conditions that have been carried out so far. Then in addition, the researcher also explained several handling urgency that needed to be implemented so that the development of the Halal Food Industry could be more focused. The method used is a qualitative method using SWOT analysis and QSPM. The number of respondents who filled out the questionnaire was 5 respondents from SMEs in Medan City and 5 respondents from experts. Based on the results of the SWOT analysis, the strategy quadrants obtained after being processed in the IFE and EFE matrices are in Quadrant I. This indicates that the strategy used is a progressive strategy. This strategy means that the Halal Food industry has strengths and opportunities. Furthermore, in the QSPM analysis, the results show that the main priority strategy that must be carried out is Utilizing Halal Product Companion Training so that the Halal Industry has the opportunity to enter the Global Market.
Analysis of Strategies for Establishing Sharia Banks in Minority Areas (Case Study of Dairi District) Rosalina Simbolon, Linda; Marliyah, Marliyah; Ahmadi Bi Rahmani, Nur
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4713

Abstract

This research aims to find out what strategies are currently being implemented to establish sharia banks in minority areas of Dairi Regency and most importantly to determine the main priority strategies in establishing sharia banks in Dairi Regency. The methods used are SWOT analysis and QSPM. The number of respondents each was 8 people for the SWOT analysis and 5 people for QSPM. Respondents were appointed based on their understanding and mandate or position in the Regional Government or Dairi Regency community, both from academics and practitioners. For the SWOT analysis research results, the strategy quadrant after processing the IFAS and EFAS matrix values ​​is a defensive strategy. This strategy means that it is necessary to minimize weaknesses and avoid threats in the process of establishing a Sharia bank. The weakness is the lack of government support, government alignment is one of the main keys. The threat to Sharia financial institutions is still not well established in the eyes of the public, even though public expectations for LKS are very high. In this way, the main research results can be obtained, namely the main priority strategy that must be carried out is the establishment of a Sharia bank in the minority area of ​​Dairi Regency requires socialization by Islamic Religious Counselors who coordinate and collaborate with the Head of the Dairi Regency Ministry of Religion Office, so that Hajj funds and salaries go through sharia banks and put more emphasis on Religious Instructors, Heads of District KUA, Penghulu efforts to be able to deliver material regarding sharia banking literacy during Friday sermons and also the taklim assembly safari activities which are held every month. Bearing in mind that the instructors also have an Islamic economics material module to be the target material that will be delivered to the congregation assisted by each instructor in each sub-district in Dairi Regency. Like KKN students majoring in Islamic Economics, especially Sharia banking study programs, they can be empowered to convey Sharia banking literacy in Islamic minority areas in collaboration with Islamic organizations in Dairi Regency.
THE MATURITY OF RISK MANAGEMENT IN INDONESIAN ISLAMIC UNIVERSITIES Marliyah, Marliyah; Dharma, Budi; Syarbaini, Ahmad
Jurnal Riset Bisnis dan Manajemen Vol. 16 No. 2 (2023): August Edition
Publisher : Faculty of Economic and Business, University of Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jrbm.v16i2.7296

Abstract

The study aims to measure, investigate, and examine how Islamic Universities integrating Islamic transdisciplinary and risk management based on ISO 31000:2018 to their good university governance. This study was conducted in 2022, based on a content analysis approach to measure the maturity level of risk management. Researchers develop maturity index level suitable in higher education organization based on ISO 31000:2018 criteria that develop by IRMAPA. The analysis covers both quantitative and qualitative data that had been hand collected from number of Indonesian Islamic Universities. This study found that average maturity level of risk management in some of Indonesian Islamic Higher Education is risk aware where it is the 2nd level (the highest level is 5th). Researchers found that determining risk context was the most difficult stage to define. Findings can attract the attention, from a regulatory perspective.
PENGARUH TINGKAT PERTUMBUHAN PERUSAHAAN, TINGKAT PENJUALAN DAN STRUKTUR ASSET TERHADAP RASIO SOLVABILITAS (STUDI KASUS PADA PT. BANK TABUNGAN PENSIUNAN NASIONAL SYARIAH) Khairunnisa, Ira Amalia; Marliyah, Marliyah; Anggraini, Tuti
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.10545

Abstract

This study aims to analyze the effect of the company's growth rate, sales level and asset structure on the solvency ratio at PT. Sharia National Pension Savings Bank for the 2018-2022 period. The sample used is monthly report data for the 2018-2022 period. This study uses a quantitative method with multiple linear regression analysis. Based on the results of the study, it shows that the company's growth rate (X1) has a significant and negative effect on the solvency ratio at Bank BTPN Syariah. The level of sales (X2) has a significant and positive effect on the solvency ratio at Bank BTPN Syariah. Asset structure (X3) has no significant and negative effect on solvency. Keywords: solvency ratio, asset structure, company growth rate, sales level.
PERAN PENGEMBANGAN EKONOMI KREATIF IKAN SALAI DALAM UPAYA PENCIPTAAN LAPANGAN KERJA DAN PENINGKATAN KESEJAHTERAAN MASYARAKAT Harahap, Arman Syafii; Marliyah, Marliyah; Dharma, Budi
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11013

Abstract

The creative economy is an economic movement managed by local communities where the main processed products of the creative economy come from natural resources, for example in the culinary world which provides its own challenges for Padang Lawas Regency, namely how to promote and develop smoked fish culinary amidst the rise of modern culinary, in efforts to create new jobs and achieve community welfare. The aim of this research is to analyze and determine the role of the creative economy in Huristak District, Barumun Tengah District, Aek Nabara Barumun District, especially in the local smoked fish culinary sector, Padang Lawas Regency, North Sumatra. This type of research is qualitative research which is analyzed using descriptive methods. The data collection technique used in the research was collected from data from the 2021 Central Statistics Agency (BPS) of Padang Lawas Regency and collected from observation data, in-depth interviews, literature studies and documentation, then a data analysis technique developed by Miles, Huberman and Saldana was carried out using four flow of activities in data analysis, namely, data collection, data condensation, data presentation, and drawing conclusions. The research results found that the creative economic role of smoked fish in Padang Lawas Regency can improve the economic welfare of the community and efforts to create jobs.
PEMANFAATAN LINGKUNGAN SEBAGAI SUMBER BELAJAR FIQIH DI MADRASAH IBTIDAIYAH SE-KECAMATAN CIPUTAT Marliyah, Marliyah
FIKRAH Vol 6 No 2 (2022): DESEMBER
Publisher : Ibn Khaldun University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/fikrah.v6i2.20577

Abstract

Penelitian ini berawal dari keresahan peneliti melihat kondisi Madrasah di wilayah Tangerang Selatan yang sebagian besar dengan kondisi sarana dan prasarana yang sangat terbatas karena kekurangan lahan dan posisinya yang sangat sulit untuk berkembang. Namun demikian madrasah menjadi lembaga yang tetap diminiati oleh warga tangerang selatan. Dengan keterbatasan sarana dan prasarana yang ada hendaknya madrasah mengadakan perbaikan pada aspek kompetensi pembelajaran. Materi fiqih adalah pelajaran yang dapat menjadi ikon keberahasilan pendidikan di Madrasah, karena mengajarkan pengetahuan dasar tentang ibadah dan tata caranya. Dan usia anak-anak yang masih mampu diberi dan menerima iinformasi dengan baik. Oleh karena itu dalam membelajarkan fiqih perlu direncanakan dengan sebaik-baiknya dan mampu memilih sumber belajar yang sesuai. Di antara sumber belajar yang dapat digunakan yaitu lingkungan, meliputi lingkungan alam , lingkungan sosial dan lingkungan buatan. Penelitian ini bertujuan untuk menemukan seberapa luas pemanfaaatan lingkungan sebagai sumber belajar fikih digunakan oleh guru-guru madrasah dengan pendekatan kualitatif dengan metode deskritif analisis dan sumber data madrasah sebanyak 7 madrasah dengan mengelompokannya menjadi dua situs. teknik pengumpulan data dilakukan dengan cara mengirimkan baahan peneltian melalui media google form, wawancara, observasi dan dokumentasi. Hasil penelitian menemukan bahwa pemanfaatan lingkungan dalam pembelajaran fiqih secara umum digunakan sesuai dengan objek yang dipelajari juga keterampilan guru dalam mengelola perencanaan pembelajaran Fiqih seperti mendesign sumber belajar yang digunakan serta perhatian yang cukup dari pimpinan dan penyelenggara Madrasah untuk menyiapkan sarana dan prasarana yang menunjang pembelajaran Fiqih di Madrasah.
Sustainable Human Resource Management Model to Enhance The Performance of Non-Profit Organizations: The Context of Zakat Institutions in Indonesia Dewi, Meutia; Rosalina, Dhian; Nasution, Yenni Samri Juliati; Marliyah, Marliyah
Jurnal Ilmiah Bisnis dan Ekonomi Asia Vol 19 No 3 (2025): Jurnal Ilmiah Bisnis dan Ekonomi Asia
Publisher : Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/jibeka.v19i3.2388

Abstract

This study aims to propose a Sustainable Human Resource Management (SHRM) model for Lembaga Amil Zakat (LAZ) in Indonesia, intended to bridge the gap between zakat potential and its realization through the professionalization of amils based on Islamic values and Sharia governance. Drawing upon a systematic literature review (2018–2025), the study synthesizes the indicators, drivers, barriers, and benefits of SHRM. The model emphasizes the reciprocal fit between strategy and HR practices, the integration of economic, social, and environmental sustainability dimensions, and several key enablers: Sharia governance, Islamic work ethics, digital HRM, national HR certification (SKKNI), and Unit Pengumpul Zakat (UPZ) networks. Core practices include mission-based recruitment, key performance indicators (KPIs) that integrate financial performance, social impact, and sharia compliance, certified training programs, proportional and transparent compensation, and structured volunteer management. The phased implementation is designed to enhance competencies, service quality, digital efficiency, and accountability, ultimately leading to increased collection growth, improved distribution accuracy, enhanced HR retention, and increased public trust. 
THE INFLUENCE OF HALAL LABELS, PRODUCT QUALITY, AND LIFESTYLE ON THE PURCHASE DECISION OF IMPORTED PRODUCTS (IN PACKAGING): PENGARUH LABEL HALAL, KUALITAS PRODUK, DAN GAYA HIDUP ‎TERHADAP KEPUTUSAN PEMBELIAN PRODUK IMPOR (DALAM KEMASAN)‎ Rispan, Rispan; Marliyah, Marliyah; Syahriza, Rahmi
SOSIOEDUKASI Vol 14 No 4 (2025): SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universaitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/sosioedukasi.v14i4.6507

Abstract

This study aims to analyze the influence of halal labels, product quality, and lifestyle on the purchase decision of packaged imported food products by students of State Islamic Religious Universities (PTKIN) in North Sumatra.The phenomenon of increasing consumption of imported products among Muslim students raises questions about the extent to which religious, rational, and psychological factors play a role in determining purchasing decisions. This study uses a quantitative method with a multiple linear regression approach. Data was obtained through the distribution of questionnaires to 100 PTKIN student respondents in North Sumatra who were selected using the purposive sampling technique. Data analysis is carried out with the help of SPSS software. The results of the study show that three independent variables, namely halal labels, product quality, and lifestyle, have a significant effect on the purchase decision of imported food products in packages. Halal labels are the dominant factor that influences purchase decisions because they provide a guarantee of halal and consumption safety for Muslim students. Product quality has also proven to be an important consideration in assessing the feasibility and quality of the product, while lifestyle reflects the psychological factors that encourage students to choose products according to their trends and self-image. These findings suggest that college students' purchasing decisions are not only driven by religious values, but also by rational considerations and modern lifestyles. The implications of this research encourage business actors to pay attention to halal aspects, maintain product quality, and adjust marketing strategies to the characteristics of young Muslim consumers.
Dompet Dhuafa Waspada Strategy in Empowering the Mustahik Economy for Sustainable Economic Development Berutu, Irsyadiah Dermaini; Marliyah, Marliyah; Harahap, Rahmat Daim
Tasharruf: Journal Economics and Business of Islam Vol 10, No 1 (2025): JUNE
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v10i1.3897

Abstract

Productive zakat is a strategic instrument for reducing poverty and enhancing community welfare, yet its implementation often encounters managerial and contextual challenges. This study aims to analyze the strategy of Dompet Dhuafa Waspada in Medan’s in empowering mustahik through productive zakat programs, specifically those involving business capital grants, skills training, and continuous mentoring within the Menjahit Harapan Dhuafa programme, Livestock Center, and Rumah Tempe initiatives. Using a qualitative case study approach supported by the SOAR (Strengths, Opportunities, Aspirations, Results) framework, data were obtained through in-depth interviews, observations, questionnaires, and documentation. The findings show that Dompet Dhuafa Waspada in Medan possesses strong internal capacities (score 19.6) and clear strategic aspirations (score 19.4), positioning the institution in the SA quadrant, which emphasizes maximizing strengths to achieve long-term goals. The study reveals that the implementation of productive zakat includes structured business assistance, capital distribution, skills development, and marketplace facilitation; however, the program also faces several challenges. These include limited capital scalability, variability in mustahik entrepreneurial readiness, dependence on external market dynamics, and constraints in long-term monitoring. Despite these obstacles, the program successfully increases mustahik income, improves business independence, and generates measurable socio-economic benefits when integrated with consistent mentoring and cross-sector collaboration. This research provides a balanced evaluation of both the achievements and limitations of productive zakat implementation in Medan and offers an empirical foundation for strengthening institutional strategies and public policies that support sustainable poverty alleviation aligned with the Sustainable Development Goals.
Co-Authors - Afrizal A. Rasyid, Sofya Abd.Majid, M.Shabri Abduh, Arridho Abdul Majid, Shabri Abdul Muis Abdul Rahim Saleh Agisty Fiannisa Agustin, Lismaini Agustina, Surya Ahmad Fadli Ahmad Syakir Ahmadi Bi Rahmani, Nur Aini, Ihdi Alfi Amalia Alfi, Laila Alfian, Ian Amin, Haris Al Amini, Salisa Amiruddin Amiruddin Amsari, Syahrul Andi Putri, Fahresya Nuradinda Andrean, Piter Andri Soemitra Annesca, Elfara Aqilah, Rakha Aqwa Naser Daulay Arianja, Haidir Arifah, Iif Arifin Arifin Arifin Fauzi Lubis Arnida Wahyuni Lubis Asmaul Husna Asriadi, Ari Aswinanta, Asrul Aulia, Lina Awaliya, Awaliya Ayu Kartika Sari Ayunda, Antin Azahar Siregar, Rahmat Azhari Akmal Tarigan Baehaqi Barus, Dana Syahputra Batubara, Maryam Berutu, Irsyadiah Dermaini Bi Rahmani, Nur Ahmadi br Rangkuti, Putri Apriyani Bunga Dwi Fani Ritonga Cania, Ema Saswita Caniago, Putri Ranggaini Chairani, Zizah Daulay, Muthia Aulia Azhari Dharma, Budi Dhian Rosalina, Dhian Dua, Patta Erwin SP, M. Fachrina, Rifka Fadhila Rahma, Tri Inda Fajarillah Sitohang, Sahala Falahuddin, Falahuddin Fatimah zahrah Harahap Fattonah, Rindang Dwi Fauzan , M. Fauzi, Muhammad Firdaus, Rayyan Fitrah, Habib Fitri, Mulyana Fitri, Syahruna Fuadi Fuadi Gaja, Enita Indramayani Gea, Dalmaisyah hafiz, Achmad Al-Hafiz Lubis Halimatussakdiyah Halimatussakdiyah, Halimatussakdiyah Hamdun, Nizar Hani, Zulfa Harahap, Arman Syafii Harahap, Aswan Nawawi Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Haris Al Amin Hasanah, Annisa Javalia Hasibuan, Muhammad Rizal Hasmari Noer Hendra Hendra Hilman Fauzi, Hilman Hutagalung , M. Wandisyah R. Ibrahim, Patmawati Bte Hj Ikhsan Harahap, Muhammad Imsar, Imsar Irma Suryani Lubis Irwan Irwan Irwansyah Putra Marpaung Ismail Ismail Ismail Isnaini Harahap Jarwati, Nega Jaya, Kasman Juhji, Juhji Juliana Nasution Kamila, Kamila Kamilah K Kaswinata, Kaswinata Kesuma, Suci Andini Khairunnisa, Ira Amalia Khinaya, Mutiara Kresna Riady, Dwi Kurnia, Ahmad Laseari, Indah Lubis, Farah Fadhila Lubis, Rafika Amalia Lubis, Rizky Aulia Luh Putu Ratna Sundari M. Ridwan M. Shabri Abd. Majid Mahyudin Mahyudin Manurung, Sakinah Halim Marlya Fatira AK Maulia Pratidina MayaPutra, Muhammad Umar Meutia Dewi, Meutia Mohoridju, Sufian Muhammad Agung Muhammad Arif Muhammad Ramadhan Muhammad Ramadhan muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Yafiz, Muhammad Muhammedi, Ssonko Mukhlis Mukhlis Munifan, Munifan Munthe, Yuli Noviah Muslim, Rany Nadia Nadia Nasrun, Muhammad Syaifuddin Nasution, Adanan Murroh Nasution, Edi Marjan Nasution, Ferdi Dermawan Nasution, Hamidah Fadly Nasution, Juliana Nasution, Junita Muharani Nasution, Muhammad Irwan Padli Nasution, Nurdin Nasution, Rizka Nasution, Rizki Aulia Putri Mujur Nasution, Zena Aini Natzmi, Alvi Nazli, Putri Neila Susanti Nofinawati Nofinawati, Nofinawati Nst, M. Ziqhri Anhar Nur Fadhilah Ahmad Hasibuan Nurbaiti , Nurbaiti Nurganti, Nurganti Nurlaili Nurlaili Nurlita, Okky Budi Nursantri Yanti Nurul Inayah Nurwani Nurwani, Nurwani Pratama, Muhammad Rifky Puspita, Rini Putri, Diva Anisyah Putri, Rafika Chudriana Rafli, Mhd Rahma, Tri Inda Fadhila Rahmat Daim Harahap Rahmawati, Widya Ayu Rahmi Syahriza, Rahmi Raihanah Daulay Ratnawati Ratnawati Ratni, Ratni Razak, Ahmad Buchori Ridho Erianto Rifaldi Dwi Syahputra Rispan, Rispan Rita Handayani, Rita Ritonga, Hanny Rahmadani Ritonga, Vera Ayu Ningsih Romadhoni, Fajri Rosalina Simbolon, Linda Royhan Alihasim Hutapea Ruchiyani, Yolanda Sabri Abd. Majid, M. Sabrina, Zafira Sagala, Syarah Asda Pratiwi Sahri, Riadil Jannah Salsabilla, Salsabilla Samri Juliati Nasution, Yenni Saparuddin Siregar Saprinal Manurung Saputra, Julfan Shabri Abd. Majid, M Shifa, Mutiara Silalahi, Purnama Ramadani Simahatie, Mai Siregar, Haposan Matua Siregar, Lanina Siregar, Pani Akhiruddin Siregar, Zulhazzi Siti Aisyah Siti Hansyah Dewi Zai Solly Aryza Sri Jumiati, Sri Sri Sudewi sri sudiarti Sri Wahyuni Suci Indah Sari Sudarmansyah, Sudarmansyah Sugianto Sugianto Suhailah, Suhailah Susanti, Widya Syahfitri, Rina Syahida, Tiara Nurul Syahputra, Angga Syahraini, Syahraini Syamsul Bahri Syawal Harianto, Syawal Tanjung, Selvira Wardani Tiara Fitriani Fadilah Tuti Anggraini Virdinia, Thasya Waeno, Muhamadaree Wahyu Syarvina Waqqosh, Abi Wifka Yunita Wiwik Handayani Yanti Sirait, Frida YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yuannisa, Rizka Adlia Zahrowaini, Taqiya Zaimsyah, Annisa Masruri Zuhrinal M. Nawawi ‘Alimah, Nur