Article Per Year (5 Year)
p-Index From 2021 - 2026
5.74
P-Index
This Author published in this journals
All Journal Abdimas Talenta : Jurnal Pengabdian Kepada Masyarakat Journal of Saintech Transfer Journal of Aquaculture and Fish Health Jurnal Ilmu Komputer dan Bisnis BJRM (Bongaya Journal of Research in Management) Jurnal Teknologi Informatika dan Komputer Indonesian Journal of Islamic Economics and Business Ascarya: Journal of Islamic Science, Culture and Social Studies Open Access Indonesian Journal of Medical Reviews Al-Mu'awanah Journal of Management and Islamic Finance Jurnal Manajemen Perbankan Keuangan Nitro Jurnal Pengabdian Inovasi dan Teknologi Kepada Masyarakat Jurnal Pengabdian pada Masyarakat Ilmu Pengetahuan dan Teknologi Terintegrasi Jurnal Ekonomi Syariah dan Bisnis Mutanaqishah: Journal of Islamic Banking International Journal of Economics (IJEC) International Journal of Educational Research Excellence (IJERE) KENDALI: Economics and Social Humanities PERMANA : Jurnal Perpajakan, Manajemen, dan Akuntansi QANUN: Journal of Islamic Laws and Studies Vokatek : Jurnal Pengabdian Masyarakat Indo-Fintech Intellectuals: Journal of Economics and Business Jurnal Pengabdian Masyarakat Quagga: Jurnal Pendidikan dan Biologi Karimah Tauhid Social, Ecology, Economy for Sustainable development goals Journal Jurnal Media Akademik (JMA) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Abdi Kimia : Jurnal Pengabdian Masyarakat Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Indonesian Journal of Research and Service Studies Indonesian Journal of Humanities and Social Sciences Al-Muamalah: Jurnal Ekonomi Islam, Filantropi dan Perbankan Syariah
Ridwansyah
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Neuroscience Social Sciences Other

Published : 48 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 48 Documents
Search

 1   2   3   4   5 
The Role of Social Performance, Governance System and Spiritual Compliance in Improving the Financial Performance of Sharia Commercial Banks in Indonesia Jhody Wiraputra; Ridwansyah; Yulia Andriani; Palupi Pratiwi
Al-Muamalah: Jurnal Ekonomi Islam, Filantropi dan Perbankan Syariah Vol 2 No 2 (2025): November
Publisher : Syamilah Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to examine the role of Islamic Corporate Social Responsibility (ICSR), Good Corporate Governance (GCG), and Zakat Performance Ratio (ZPR) in improving the financial performance of Sharia commercial banks (BUS) in Indonesia during the period 2019-2023. Financial performance in this study proxied using Return on Asset (ROA). Using quantitative methods with panel data regression approach and the best Fixed Effect Model, the research sample consisted of 6 buses that meet the criteria of purposive sampling. The results showed that partially, ICSR and ZPR variables did not positively affect the financial performance of the BUS. These findings imply that increased social activity and zakat disbursements have not been significantly translated by the market as improved short-term financial performance. However, GCG variables were found to have a positive and significant effect on financial performance, emphasizing that good corporate governance practices are the main drivers of BUS financial performance. Overall, these results suggest that strengthening GCG is a key focus that management should emphasize to improve the financial performance of buses.
Tech-Enabled Flexible Work Aligned with Islamic Values: Enhancing Employee Productivity through Work–Life Balance and the Islamic Work Ethic Ridwansyah; Sumin; Suhrawardi, Suhrawardi; Kamaruddin, Mohd Shahrul bin; Khamim, Khamim
Ascarya: Journal of Islamic Science, Culture, and Social Studies Vol. 5 No. 2 (2025)
Publisher : Perkumpulan Alumni dan Santri Mahyajatul Qurro'

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53754/1wp7zs95

Abstract

The digital transformation following the COVID-19 pandemic has accelerated the adoption of technology-based flexible working arrangements. In Indonesia’s Islamic public sector, particularly within Islamic Higher Education Institutions, the implementation of flexible working arrangements remains limited due to technological constraints, bureaucratic culture, and challenges in integrating digital HR systems. Research examining the relationship between technology-based flexible working, work-life balance, and employee productivity—along with the moderating role of the Islamic work ethic—remains scarce. This study aims to investigate the effect of technology-based flexible working on employee productivity, with work-life balance as a mediating variable and the Islamic work ethic as a moderating variable. Employing a causal-correlational design and survey methodology, the study sampled 440 lecturers and educational staff from Islamic Higher Education Institutions in Indonesia, selected through simple random sampling. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS version 4.1.1.4. The results indicate that technology-based flexible work arrangements increase employee productivity but negatively impact work-life balance. Work-life balance serves as a crucial mediator bridging the relationship between flexibility and productivity. Additionally, the Islamic work ethic plays a dual role: it directly predicts work-life balance and moderates the relationship between work flexibility and balance, strengthening this association. The findings imply that organizations must do more than merely adopt technology; they must also safeguard work-life balance and internalize the Islamic work ethic to achieve sustainable productivity. Limitations of this study include its cross-sectional design and focus on the Islamic cultural context, suggesting that generalization to other sectors requires longitudinal and cross-cultural research.
THE ROLE OF LIQUIDITY AND FINANCING RISK INFLUENCING PROFITABILITY OF SHARIA RURAL BANK IN INDONESIA Ridwansyah; Andriani, Yulia; Wiraputra, Jhody
Journal of Management and Islamic Finance Vol. 5 No. 2 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i2.13285

Abstract

This study aims to analyze and prove empirically the effect of liquidity and financing risk, either partially or simultaneously, on profitability at Sharia Rural Banks (SRB) in Indonesia during the period 2021 to 2024. This study uses a quantitative approach with monthly secondary data sourced from the Islamic Banking statistical reports of the Financial Services Authority (OJK). Data analysis techniques used are descriptive statistics, classical assumption test, and hypothesis test. The test results showed that liquidity has a positive and significant effect on the profitability of SRB, which indicates that optimal liquidity management is crucial in achieving profits. In contrast, variable risk financing (NPF) was found to have no significant effect on SRB profitability, implying that SRB may have implemented effective risk mitigation strategies to mitigate the impact of NPF on net income. And simultaneously the liquidity and financing risk variables do not affect the profitability of the SRB in Indonesia. These findings provide practical implications for SRB management and regulators to focus strategies on balancing cash availability with productive financing allocation in order to achieve sustainable profitability.
Transformasi Digital UMKM Desa Kedaung: Strategi Penguatan Ekonomi Masyarakat Ridwansyah; Nurmalia, Gustika; Mutiasari Nur Wulan; M Ammar Firas Wafiq
Al-Mu'awanah: Jurnal Pengabdian kepada Masyarakat Vol 6 No 2 (2025): Desember 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/2e6jya79

Abstract

The rapid growth of the digital economy presents significant opportunities for strengthening the economic resilience of rural communities; however, many rural micro, small, and medium enterprises (MSMEs) continue to face constraints in digital literacy and technology utilization. This community service program aimed to enhance the digital capacity of MSME actors in Kedaung Village through structured training and intensive mentoring on digital literacy, online marketing, and digital payment systems. The program employed a Participatory Action Research (PAR) approach involving 30 MSME participants and was implemented through stages of needs assessment, training, mentoring, and evaluation. The results demonstrated a substantial improvement in participants’ digital literacy, with average scores increasing from 48% in the pre-test to 82% in the post-test. Furthermore, 67.5% of participants successfully established online marketplace accounts, 87.5% actively utilized social media for product promotion, and 50% adopted QRIS as a digital payment method. These findings indicate that practice-based training combined with continuous mentoring effectively accelerates digital adoption among rural MSMEs. The program contributes to the development of a sustainable digital village model by strengthening MSME competitiveness, expanding market access, and supporting inclusive rural economic growth. Keywords: digital literacy; rural community empowerment; MSMEs; digital economy; QRIS
PENGARUH PENERAPAN GREEN MARKETING (GREEN PRODUCT, GREEN PRICE, GREEN PLACE, GREEN PROMOTION) TERHADAP BUYING DECISION DALAM PERSPEKTIF MANAJEMEN BISNIS SYARIAH Winarko, Fadjar Rudy; Ridwansyah; Heni Verawati
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 4 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i4.4933

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh penerapan green marketing yang meliputi green product, green price, green place, dan green promotion terhadap buying decision dalam perspektif manajemen bisnis syariah. Penelitian dilakukan pada konsumen Sucho Parfum di Sukarame, Bandar Lampung dengan pendekatan kuantitatif dan metode penelitian asosiatif kausal. Data primer diperoleh melalui penyebaran kuesioner kepada 96 responden dan dianalisis menggunakan SmartPLS. Hasil penelitian menunjukkan bahwa green product, green price, green place, dan green promotion berpengaruh positif dan signifikan terhadap keputusan pembelian. Nilai koefisien determinasi menunjukkan bahwa variabel green marketing mampu menjelaskan sebagian besar variasi keputusan pembelian. Dalam perspektif manajemen bisnis syariah, penerapan green marketing sejalan dengan prinsip keadilan, kejujuran, dan keberlanjutan lingkungan. Dengan demikian, green marketing tidak hanya meningkatkan keputusan pembelian konsumen, tetapi juga mendukung praktik bisnis yang etis dan berkelanjutan sesuai nilai-nilai syariah
Android-Based Car Rental System with Customer Risk Management for MSMEs Ridwansyah
Jurnal Teknologi Informatika dan Komputer Vol. 12 No. 1 (2026): Jurnal Teknologi Informatika dan Komputer
Publisher : Universitas Mohammad Husni Thamrin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37012/jtik.v12i1.3221

Abstract

The development of information technology has become a major factor in driving digital transformation in various business sectors, including Micro, Small, and Medium Enterprises (MSMEs). Digital transformation through the use of information systems has been proven to improve organizational performance, support innovation, and improve data-based decision-making processes at the small and medium business scale.  Manual recording is still frequently used by Micro, Small, and Medium Enterprises (MSMEs), including those engaged in the car rental sector. This practice can create vulnerabilities to recording errors, resulting in inaccurate information. To address this problem, this study developed an Android-based car rental system to assist business owners in managing their operational activities. The research stages referred to the System Development Life Cycle (SDLC) method, using the Waterfall model. The resulting system includes customer data management, rental transactions, and rental duration. In addition, the system is equipped with a blacklist feature. This feature is a customer risk management feature that blocks problematic customers based on their previous transaction history. To ensure the suitability of the system's functions, Black Box Testing was conducted. The test results showed that all the system features functioned as expected. The results of this study are expected to help car rental business owners monitor daily operational activities, including avoiding the risk of car loss due to problematic customers.
Analisis Strategi Bank Dalam Pengembangan Sumber Daya Manusia Guna Meningkatkan Kinerja Karyawan Wulandari; Ridwansyah; Zulaikah
Permana : Jurnal Perpajakan, Manajemen, dan Akuntansi Vol. 17 No. 3 (2025): Special Issue
Publisher : Faculty of Economics and Business, University of Pancasakti Tegal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24905/permana.v17i3.1505

Abstract

Penelitian ini bertujuan untuk menganalisis strategi pengembangan sumber daya manusia yang diterapkan oleh BPRS Mitra Agro Usaha Bandar Lampung serta pengaruhnya terhadap kinerja karyawan. Penelitian ini menggunakan metode penelitian kualitatif dengan pendekatan deskriptif. Teknik pengumpulan data dilakukan melalui observasi langsung, wawancara mendalam dengan pimpinan dan karyawan, serta dokumentasi yang berkaitan dengan kegiatan pengembangan sumber daya manusia. Pemilihan informan dilakukan secara purposive sampling agar data yang diperoleh sesuai dengan tujuan penelitian. Hasil penelitian menunjukkan bahwa BPRS Mitra Agro Usaha Bandar Lampung telah menerapkan berbagai strategi pengembangan sumber daya manusia, seperti pelatihan kerja, pembinaan rutin, mentoring, dan evaluasi kinerja. Strategi tersebut dinilai mampu meningkatkan pengetahuan, keterampilan, dan sikap kerja karyawan sehingga berdampak positif terhadap kinerja dan kualitas pelayanan kepada nasabah. Namun demikian, penelitian ini juga menemukan beberapa kendala, seperti keterbatasan waktu pelatihan yang sering berbenturan dengan jam kerja serta adaptasi karyawan terhadap sistem dan teknologi digital yang masih membutuhkan pendampingan. Oleh karena itu, bank disarankan untuk mengatur jadwal pelatihan yang lebih fleksibel, memperkuat pendampingan pasca-pelatihan, serta melakukan evaluasi secara rutin terhadap program pengembangan sumber daya manusia. Dengan strategi yang tepat dan berkelanjutan, pengembangan sumber daya manusia diharapkan dapat meningkatkan kinerja karyawan dan mendukung pencapaian tujuan organisasi secara optimal.
The role of PT. Pegadaian in supporting sustainable development: Analysis of social financing and governance implementation based on results second-party opinion Wiraputra, Jhody; Ridwansyah; Andriani, Yulia; Sari, Okta
Social, Ecology, Economy for Sustainable Development Goals Journal Vol. 4 No. 1: July (2026)
Publisher : Institute for Advanced Science Social, and Sustainable Future

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61511/seesdgj.v4i1.2026.3503

Abstract

Background: The purpose of this study is to produce an in-depth critical analysis of the real contribution of PT. Pegadaian to sustainable development, identify verified successes at the micro level, critique the gaps in governance and risk management practices detected by Second-Party Opinion, and formulate targeted strategic recommendations to strengthen the accountability and long-term sustainability of PT. Pegadaian is a state-owned enterprise. Methods: This study employs a qualitative design, specifically a single-case study, with Critical Content Analysis techniques to explore in-depth the mechanisms, strategic narratives, and operational alignment behind PT. Pegadaian sustainability claims. The analysis was conducted by synthesizing secondary data from the 2024 Annual Report and Social Financing Implementation Report, validated against independent findings in the Second-Party Opinion (SPO) to assess the credibility of corporate governance and social impact. Findings: The findings of the study showed that PT. Pegadaian managed to synergize impressive financial performance reflected in Net Profit of Rp5.85 trillion and Outstanding Loan growth of 26.1%, with real social achievements through the distribution of Social Financing Targeting 2.9 million customers in the MSME and education segments. Validation through Second-Party Opinion (SPO) 2024 confirmed the company's significant contribution to SDGs targets of 1, 4, 8, and 10, where the majority of respondents reported an increase in income and the ability to resolve education costs. Conclusion: The study concludes that although PT. Pegadaian has successfully proven its real impact as an accelerator of financial inclusion through strong financial performance and the achievement of SDGs targets. Its long-term credibility in the eyes of global investors depends heavily on improved governance, particularly in fund tracking transparency and social financing accountability systems. Novelty/Originality of this article: The Novelty of this study lies in the use of the critical findings of the Second-Party Opinion (SPO) 2024 as an instrument to dissect governance gaps in the pawnshop social financing fund tracking mechanism, which provides a new perspective on the challenges of pawn institution accountability within the framework of sustainable finance in emerging markets.
Co-Authors Aa Juhanda Abdul Hamid Ahmad Risal Aisyah Nuraini, Siti Alifan Haqi Alya Lulu Nabila Andi Baso Kaswar Andi Baso Kaswar Andi Syamsul Bahri Albar Andri, Andriansyah Any Eliza Aprilia Indriani Ardinan Al-farizi Aulia Sabril Azizah Hasanah, Nur Bella Bevika Catur Kurniawan Darlan Sidik Darma Andayani, Dyah Darma Bakti Darma Bakti Deti Anas Talina Dina Mardiana Dirawan, Gufran Darma Elmira Dini Safira Eni Yanti Wulan Dari Erike Anggraeni Fathahillah Fhatiah Adiba Fitri Rahmadila Gunanti Mahasri Gustika Nurmalia Haripuddin Heni Verawati Hermanto Hidayat, Ravi Raya Huning Perwita Sari Husaini, Rizki Ramadhan Ifti Faiyah, Laila Indah Insani Putri Irasanty, Gufria Darma Isman Nuriadi Ispandi Jajang Jaya Purnama Jhody Wiraputra Kamaruddin, Mohd Shahrul bin Karunia, Fitria Khamim, Khamim Kori Saumanisa Kurnia Wahyu Prima Labusab Lailatul Lutfiyah, Lailatul Larasati, Anastasya Dewi Luthfi Aziz Thohir M Ammar Firas Wafiq M. Akbar Alfahrozi M. Havidz Aima M. Ma'ruf Idris M. Yusuf Bahtiar, M. Yusuf M. Zainul Arifin Marwan Eka Ramdhany Melinda Kusuma Ningrum Meri Febri Sha Fitri Muhammad Aditya Muhammad Akil, Muhammad Muhammad Iqbal Fasa Murtini Mustamin Mutiasari Nur Wulan N. Juni Triastuti NANDA PRATAMA Nazila Istifadhah Netti Herawati Nilam Maryam Nini Rahmawati Nita Septiani Lestari Nova Melinda Nurfauziah Nuridayanti Nurjannah Nurjannah Okta Sari, Okta Oky Kurniawan Palupi Pratiwi Paramita, Vilia Darma Pertiwi Mareta, Adhe PI. S. Samad Pratama, Muhammad Dika Purnamawati Putri Ida Sunaryathy Samad Ramdhan Nur Hidayat Reni MaharanI Reza Armasyah Soenendar Rosmayati Rr. Juni Triastuti Rusi Rusmiati Aliyah Ruslan Abdul Ghani, Wan Ruslan, Zuhra Adminira Ruswadi Ryas Fatiha Kesuma, Muhammad Safira, Marini Rahma Saharuddin Saharuna Salsabila, Naura Syifa Salsabilla Mutia Fortuna Sari, Yuniar Setiawan, Hengki Sitti Faika Sitti Faika Sopan Sopian Apriansah Suci Muryani Sudarmanto Jayanegara Suhardjono S Suhendar suhrawardi, suhrawardi Sulistiawaty Sumin Sutarsi Suhaeb Syara Dwi Afiana Tewa, Mustamin Weny Rosilawati Widodo, Langgeng Winarko, Fadjar Rudy Wiraputra, Jhody Wiraputra, Jhody W WULANDARI Yeni Susanti Yulia Andriani Yulia Andriani, Yulia Yulistia Devi Yusuf Bahtiar , M. Zulaikah Zulhajji