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All Journal Jurnal Teliska Jurnal Al-Maqayis Plano Madani : Jurnal Perencanaan Wilayah dan Kota Matra Pembaruan: Jurnal Inovasi Kebijakan Jurnal Bina Praja Abdimas Talenta : Jurnal Pengabdian Kepada Masyarakat Dinamisia: Jurnal Pengabdian Kepada Masyarakat Pendas : Jurnah Ilmiah Pendidikan Dasar Jurnal Agrotech JKP (Jurnal Konseling Pendidikan) SeBaSa: Jurnal Pendidikan Bahasa dan Sastra Indonesia Santhet: (Jurnal Sejarah, Pendidikan Dan Humaniora) Jurnal Pengabdian Masyarakat Sains Indonesia (Indonesian Journal Of Science Community Services) GANDRUNG: Jurnal Pengabdian Kepada Masyarakat Infotek : Jurnal Informatika dan Teknologi ELFALAKY: Jurnal Ilmu Falak Jurnal Biosense Jurnal Media Informatika Jurnal Ad-Dariyah Economic Reviews Journal Sinergi Polmed : Jurnal Ilmiah Teknik Mesin Mudabbir: Journal Research and Education Studies KAGANGA KOMUNIKA: Journal of Communication Science PREVENIRE: Journal of Multidisciplinary Science Jurnal Riset Pangan dan Gizi JDARISCOMB INOVASIA Jurnal Rakat Sehat : Pengabdian Kepada Masyarakat Gudang Jurnal Multidisiplin Ilmu Cendikia: Jurnal Pendidikan dan Pengajaran At Tawazun Jurnal ekonomi Islam Management Studies and Business Journal Dinamika Pertanian JIMEB: Jurnal Ilmiah Manajemen, Ekonomi dan Bisnis Jurnal PRINTER : Jurnal Pengembangan Rekayasa Informatika dan Komputer Berkala Forum Studi Transportasi antar Perguruan Tinggi DEDIKASI : JURNAL PENGABDIAN KEPADA MASYARAKAT Journal of Excellence Humanities and Religiosity Jurnal Pengabdian Kepada Masyarakat Al-Amin Jurnal Budaya, Pariwisata, dan Ekonomi Kreatif TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Journal Of Law And Social Society Jurnal Teknologi Informasi untuk Masyarakat (Jurnal Teknokrat) ISLAM EDU Jurnal Kompetitif : Media Informasi Ekonomi Pembangunan, Manajemen dan Akuntansi Jurnal Ilmiah Bongaya (JIB) DEEP LEARNING: Journal of Educational Research Parewa Saraq: Journal of Islamic Law and Fatwa Review
Fathurrahman
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Journal : Jurnal Bina Praja

 1 
Mentransformasi Keuangan Usaha Mikro Kecil dan Menengah: Mendongkrak Pertumbuhan Melalui Inovasi di Kabupaten Lombok Tengah Fathurrahman; Fitri, Suci Emilia
Jurnal Bina Praja Vol 16 No 1 (2024)
Publisher : Research and Development Agency Ministry of Home Affairs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21787/jbp.16.2024.97-109

Abstract

This study discusses the challenges faced by MSMEs. This study focuses on the importance of innovation as a transformer for micro, small, and medium enterprises, especially in the financial sector of Central Lombok Regency. The increasingly difficult challenges faced by Micro, Small, and Medium Enterprises are in Central Lombok Regency. This study uses a qualitative-exploratory approach. The study locus is Central Lombok Regency. Primary data collection was carried out using 3 (three) techniques. In-depth interviews were conducted with Micro, Small, and Medium Enterprises, the financial sector, and other stakeholders involved in Micro, Small, and Medium Enterprises activities and ecosystems. Next, observations were carried out on activities to better understand the daily operations and challenges faced by Micro, Small, and Medium Enterprises. In an effort to confirm the data and information obtained, a focus group discussion (FGD) was then carried out as part of the triangulation technique in qualitative methods. This study finds that fostering interaction among Micro, Small, and Medium Enterprises is key to their growth and sustainability. Whether through traditional partnerships or digital platforms, Micro, Small, and Medium Enterprises can benefit from coming together to increase their competitiveness and contribute to overall economic development. Apart from that, the financial transformation of Micro, Small, and Medium Enterprises through innovation opens up growth opportunities and increases competitiveness in the digital era. The government and various related parties must continue to work together to support the financial transformation of Micro, Small, and Medium Enterprises. This can be achieved by providing adequate digital infrastructure, fintech education and training programs, and regulations that support the growth of Micro, Small, and Medium Enterprises. In addition, this study recommends that the government, private sector, Micro, Small, and Medium Enterprises, and other stakeholders work together to overcome challenges and realize financial improvements for Micro, Small, and Medium Enterprises through sustainable innovation in Central Lombok Regency.
Co-Authors -, Srifridayanti Abdul Kadir Parewe, Andi Maulidinnawati Abdul Wahid Abdurahman Abdurrahman Agus Muzakki Ahmad Amir Aziz ahmad arifin Ahmad Firdaus Ahmad Ridho Hidayat Ajeng Ayu Waryatun Ala Purnawati Albana, Muhammad Hasan Almi Yulistia Alwanda Alvianti, Vivian Ananda Galang Wangsa5 Andhika Djalu Sembada Andi Yulia Muniar, Andi Yulia Andiana, Baiq Dewi Lita Andres, Mailla Dwi Andriadin, Andriadin Andrian Firdaus ANGRIAWAN, RANDY Apriliyanti, Rizki Ara Hidayat, Ara Aswian Editri Sutriandi Azim, Pahrul B Erdiansyah Putra bahrun, sriwahyuni Bahtiar, Hariman Baiq Anita Febriana Baiq Santi Rengganis Darmawaty, Ridha Daud Yahya Dea Marshanda Deny Setiawan Dewi, Zulfiana dwi wahyono Dyah Utari Yusa Wardhani Eka Herlina Emelia, Herizka Risty erham, erham Fadia Puja Ainun Fahrurrozi Farah Zihatul F Fatimah Azzahra Fitri Aulia Geovani, Andrea Hadlun Haer, Zuriatin Hakim, Sofyan Hana Labibah Hariati, Niken Widyastuti hendra cahyadi Heri Purnama Heriyanto Hermawati Gizi Hermawati, Arum Hidayat, Muh Adrian Juniarta Husaen Sudrajat Ibrahim, Arnis Inrani Ichsan, Yoefaldy Ichwan Arifin Iksan ILMA SATRIANA DEWI Intan Alia Kusuma Intoriqatul Khairiyah Ismail Mubarok Isnaini Nurwahyuni Jaja Jahari Khairiyani Khairul Muzakki L.M.Samsu L.M.Syamsu Latang, Muhammad Aslam Lia Nadia M. Kamari Ma'arij, Aman Magdalena Mahesa Alif Ariyanto MARTINI Marzuki Manurung Mas'odah, Siti Maulidina Saputri, Rika MMSI Irfan ,S. Kom Moch. Yofaldy Ichsan Hasyim Mohamad Eri Rahadiana Muh. Adrian Juniarta Hidayat Muh. Apriansyah Muhamad Rizki Fahmi Muhammad Aminudin Muhammad Faried Muhammad Nasri Katman Muhammad Wisnu Khumaidi Muhammad, Saiful Munir, Fathul Muslihati Nisa, Nurun Nisrokyah Nur, Amri Muliawan Nurhidayat Nurhidayati Nurin Kumala Dewi Nursamsul Kustiawan Nurvianti, Dewi Purnama, Rizki Wulan Puspita Dewi Putri Dian Dia Conia Rabiatul Adawiyah Rahmani Rani Nurhasanah Ratih Nur Khasanah Ratna Wiana Ricky Andrian Rizki, Imam Rizky Yudha Pratama Rochgiyanti Rosihan Anwar, Rosihan Sabik Khumaidi Saharudin Sajiman Salman, Salmita Sam’un, Ahmad Sangadji, Muhammad Nur Saraswati, Zenia F Shofia Latifa Dewi Sinaga, Riyanto Siti Hairunnisa Siti Rahmadani Muchsi Slamet Mardiyanto Rahayu Sofyan, Syathir Sri Rahmiyati St. Zulaiha Nurhajarurahmah Suci Emilia Fitri Sulistia, Yunarti Sutriandi, Aswian Editri Syainah, Ermina Syams, Mahmudah Syamsuddin Syamsuddin Syamsul Hadi Syamsul Ph.D M.A. Hadi Syifa Anisa Nasution Toni Irawan Triana Lidona Aprilani Triana Lidona Aprilani Trisno Wardy Putra Waisul Kurni Maulidi Widiastuti, Hanifah Widiyanto, Nur Wina Maulida Hapsari Winda Sukmani Yahya Yanti, Rusmini Yudha Pangestu, Randy Yuliantri, Rhoma Dwi Aria Yupi Kuspandi Putra Zainal Abidin Zainal Arif Zainal Arifin Zuhrah, Zuhrah