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All Journal Jurnal Tomalebbi I-ECONOMICS: A Research Journal on Islamic Economics JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia DIKTUM: Jurnal Syariah dan Hukum AL-MAIYYAH Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah International Journal of Supply Chain Management Khatulistiwa: Journal of Islamic Studies Istinbath: Jurnal Hukum dan Ekonomi Islam Nizham Journal of Islamic Studies Madinah: Jurnal Studi Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Adzkiya : Jurnal Hukum dan Ekonomi Syariah BISEI: Jurnal Bisnis dan Ekonomi Islam Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Al-Kharaj: Journal of Islamic Economic and Business Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal of Economic, Public, and Accounting (JEPA) Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Al-MAIYYAH : Media Transformasi Gender dalam Paradigma Sosial Keagamaan Ulumuna Management of Zakat and Waqf Journal (MAZAWA)) Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Jurnal Studi Ekonomi dan Bisnis Islam (SEBI) International Journal of Community Service Jurnal Penkomi : Kajian Pendidikan dan Ekonomi Jurnal Ad-Dariyah Al-Buhuts (e-journal) COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat International Journal of Multidisciplinary Research and Literature (IJOMRAL) Banco: Jurnal Manajemen dan Perbankan Syariah Mauriduna : Journal of Islamic studies Journal Islamic Economics Ad Diwan Balanca : Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi Syariah dan Bisnis Jurnal Ekonomi dan Binsis ANWARUL: Jurnal Pendidikan dan Dakwah Ash-Shahabah: Jurnal Pendidikan dan Studi Islam Maqrizi : Journal of Economics and Islamic Economics Investama : Jurnal Ekonomi dan Bisnis Peradaban Journal of Religion and Society DIKTUM: JURNAL SYARIAH DAN HUKUM Al-Iftah: Journal of Islamic studies and society Madani: Multidisciplinary Scientific Journal Indonesia Journal Of Zakat and Waqf Al-fiqh : Journal of Islamic Studies Socius: Social Sciences Research Journal Southeast Asia Journal of Graduate of Islamic Business and Economics Journal of Management and Innovation Entrepreneurship (JMIE) JEBD At Tawazun Jurnal ekonomi Islam Media Hukum Indonesia (MHI) Nomico Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia (JIMK-MC) TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah J-CEKI Jurnal Ekonomi, Manajemen, Akuntansi FUNDS: Jurnal Ilmiah Akutansi, Keuangan, dan Bisnis Islamic Financial And Accounting Review Madania: Jurnal Kajian Keislaman Jurnal At-Tamwil: Kajian Ekonomi Syariah
Rahman Ambo Masse
Universitas Islam Negeri Alauddin Makassar
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Transportation Other

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Potensi dan Tantangan Implementasi Akad Wakalah bil Ujrah pada Transaksi Bisnis Syariah Modern Maulana, Maulana; Bin Sapa, Nasrullah; Ambo Masse, Rahman; Galib, Mukhtar
Al-Buhuts Vol. 20 No. 1 (2024): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v20i1.4781

Abstract

This research aims to explore the potential and challenges of implementing Akad Wakalah bil Ujrah in modern Islamic business transactions in Indonesia. The research method used is qualitative research with a case study approach. Data was collected through in-depth interviews with Islamic finance practitioners, analysis of documents related to Islamic business regulations and transactions, and direct observation of the implementation process of Akad Wakalah bil Ujrah. The research results show that there is great potential in applying this akad to increase operational efficiency, reduce risk, and support the growth of the Islamic finance industry. However, challenges such as lack of understanding among business actors, unclear regulations, lack of supporting infrastructure, and the risk of misuse become obstacles that need to be overcome. By overcoming these challenges through educational efforts, regulatory improvements, infrastructure development, and the implementation of strict monitoring mechanisms, the implementation of Akad Wakalah bil Ujrah can be an effective instrument in supporting the growth of modern Islamic business in Indonesia
Wawasan Tentang Konsep Ekonomi Abu Yusuf Ayu, Vera; Ambo Masse, Rahman; Kara, Muslimin
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 7 No. 1 (2025): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v7i1.3394

Abstract

This paper studies on the islamic economic thought of Abu Yusuf. Broadly speaking there are four things that made Abu Yusuf in the country restructure its economic system in Baghdad during the reign of Caliph Harun al-Rashid. First, replacing the system with a system wazīfah, muqassamah. Second, building the understanding of social flexibility. Third, build political and economic system that is transparent. Fourth, create an autonomous economic system.
Konsep Zakat sebagai Instrumen Finansial Islam dalam Usaha Pemulihan Kondisi Ekonomi Samsidar; Syamsurianto; Wahyuddin; Masse, Rahman Ambo; Alwi, Aulia
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 9 No 1 (2024): Juni 2024
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v9i1.6049

Abstract

Zakat adalah bagian dari filantropi Islam, seperti halnya perintah yang diberikan dalam Alquran untuk menegakkan shalat. Jika ibadah mahdah memiliki dimensi horizontal maka zakat memiliki dimensi sosial. Dalam hal dimensi sosial ini, Jelas bahwa zakat harus diberikan kepada orang muslim yang memiliki harta yang cukup hingga nantinya dapat tesampaikan kepada masyarakat yang termasuk kategori mustahiq dalam zakat. Pendistribusian Zakat secara formal dengan tujuan untuk mengembangkan evektifitas serta efektivitas dalam administrasi zakat, serta untuk menggunakan keuntungan yang diperoleh dari zakat untuk menjamin kesejahteraan umat dan memerangi kemiskinan. Peneliti ini menggunakan metode penelitian pustaka. Dari hasil penelitian ini peneliti menjelaskan bahwa zakat tidak boleh digunakan untuk kegiatan ekonomi yang prioritas menguntungkan, selama mustahik yang wajib dibantu belum tersampaikan dalam memenuhi kebutuhan dasarnya, ketika zakat digunakan untuk kegiatan-kegiatan ekonomi, tujuannya adalah untuk membebaskan penerima zakat secara sosial ekonomi dan mengubah mereka dari penerima menjadi pembayar. Konsep ini dapat diterapkan dengan memberi penerima zakat kesempatan untuk mendirikan atau mengembangkan bisnis mereka sendiri dengan memberikan hibah untuk modal usaha, yang akan memungkinkan mereka juga mampu mendapatkan sumber pendapatan yang permanen.
Implementasi Fatwa DSN-MUI No. 85/ DSN-MUI/XII/2012 Tentang Waad pada Akad Ijarah Muntahiya Bittamlik di BMI Makassar: Implementation of DSN-MUI Fatwa No. 85/DSN-MUI/XII/2012 on Waad in Ijarah Muntahiya Bittamlik Agreement at BMI Makassar Dahri, Muh. Ihsan; Masse, Rahman Ambo; Andi Natsif, Fadli
BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Vol. 5 No. 2 (2024): BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/bustanul.v5i2.1712

Abstract

Banking functions primarily as an intermediation institution that collects and channels funds as credit. Sharia Banks guarantee Sharia compliance in every transaction. Among their activities is ijarah financing and its derivative, Ijarah Muntahiya Bittamlik (IMBT). This research aims to: (1) Understand the concept of waad in the MUI Fatwa and the IMBT contract at Bank Muamalat; (2) Assess the suitability of the MUI fatwa regarding waad on IMBT at Bank Muamalat; (3) Identify challenges and obstacles to implementing the fatwa. This field research, conducted at Bank Muamalat Indonesia's Makassar Branch, employs normative and qualitative methods. Findings reveal that the waad concept in the MUI fatwa is binding and must be implemented if conditions are met, and this applies to IMBT contracts at Bank Muamalat. The IMBT implementation aligns with MUI Fatwa principles and the Financial Services Authority. Challenges include limited public knowledge, fluctuating costs, and customer apathy. The research provides insights and implications for Islamic banking and its customers, serving as a reference for practitioners, policymakers, and researchers. It encourages future research to explore alternative methodologies, enhancing the body of knowledge and yielding more robust outcomes.
Ketangguhan Finansial Melalui Asuransi Syariah: Perlindungan Holistik Dan Keberlanjutan Ekonomi Nurjannah; Ita Rukmanasari; Nurul Pratiwi; Rahman Ambo Masse; Aulia Alwi
Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia Vol. 1 No. 6 (2023)
Publisher : Yayasan Pendidikan Mandira Cendikia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Ketangguhan finansial melalui perlindungan holistik dan keberlanjutan ekonomi menjadi upaya yang dilakukan untuk menghadapi ketidakpastian ekonomi dan arus globalisasi, instrumen keuangan yang mampu memberikan perlindungan terhadap resiko finansial adalah asuransi syariah. Penelitian ini bertujuan untuk mengeksplorasi konsep ketangguhan finansial berupa perlindungan holistik dan keberlanjutan ekonomi melalui asuransi syariah. Fokus utama penelitian ini adalah memahami konsep dasar asuransi syariah dan peranannya dalam ketangguhan finansial. Penelitian ini termasuk penelitian library research, yang menggunakan pendekatan deskriptif, sumber data penelitian ini berasal dari buku, jurnal, dan riset-riset yang sudah ada. Hasil penelitian menunjukkan asuransi syariah memegang peranan penting dalam memberikan perlindungan kepada peserta asuransi, karena asuransi syariah memiliki keunggulan yang mampu memberikan proteksi yang jauh lebih baik dan mendukung ekonomi yang berkelanjutan melalui prinsip tolong menolong, serta mengutamakan keadilan dan transparansi, perlindungan holistik serta keberlanjutan ekonomi dapat menciptakan ketangguhan finansial pada masyarakat. Penelitian ini diharapkan dapat memberikan landasan dalam pengembangan kebijakan yang mendukung perlindungan finansial yang holistik dan berkelanjutan
Perilaku Produsen Dalam Prespektif Ekonomi Islam Wiwik Permatasari; Idha Fadhilah Sofyan; Prades Ariato Silondae; Aulia Alwi; Rahman Ambo Masse
Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia Vol. 1 No. 6 (2023)
Publisher : Yayasan Pendidikan Mandira Cendikia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perilaku produsen adalah lembaga bisnis tunggal yang memproduksi barang -barang konsumen untuk memenuhi kebutuhan untuk berkontribusi untuk meningkatkan nilai penggunaan barang atau jasa. Kemitraan adalah interaksi yang adil dan saling menguntungkan antara dua pihak. Penelitian ini bertujuan untuk memastikan hal -hal seperti perilaku produser dari sudut pandang ekonomi Islam. Penelitian semacam ini adalah studi sastra yang mengumpulkan data melalui metode penelitian kualitatif. Metode literatur adalah pendekatan yang akan diterapkan pada evaluasi
Annesang (Muzara'ah) Based on Maslahah and CIBEST in Improving Farmer Welfare in Bulukumba Regency Sri Nurul Nabila; Rahman Ambo Masse; Sumarlin; Arsyad, Kamaruddin; Abdul Wahab
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 4 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i4.8515

Abstract

This study focuses on the implementation of the Annesang (Muzara'ah) system based on the Maslahah concept to improve the welfare of farmers in Batulohe Village, Bulukumpa District, Bulukumba Regency. The phenomenon of profit-sharing cooperation between landowners and rice farmers is important because of income inequality and the risk of injustice in the distribution of harvests, and highlights the spiritual aspect that has so far received little attention. This study uses a qualitative phenomenological approach with observation methods, in-depth interviews, questionnaires, and documentation of 30 farmers. The CIBEST (Center of Islamic Business and Economic Studies) model is used as a multidimensional measuring tool that assesses welfare and poverty from a comprehensive material and spiritual aspect. The results of the study indicate that the implementation of the Maslahah-based Annesang (Muzara'ah) system and the CIBEST model significantly improved the welfare index of farmers in Batulohe Village, particularly in terms of higher income, economic resilience, spiritual satisfaction, and a more balanced quality of life. Challenges encountered included the implementation of oral contracts, unclear capital participation, and risk management that requires a more professional and legal approach. The implications of the study emphasize the importance of strengthening the Maslahah-based Annesang system as a model for fair, sustainable agricultural cooperation, and integrating the spiritual values ​​of agrarian communities. The CIBEST model is recommended as a holistic welfare evaluation instrument that facilitates the formulation of integrated economic and socio-spiritual intervention policies and programs. Regulatory support, facilitation of contract legalization, farmer capacity building, and legal protection by the government and related institutions are expected to ensure that this profit-sharing practice runs effectively, transparently, and is able to improve the welfare of the community as a whole
Co-Authors A. Haerunnisah Azizah A. M. Nur Atma Amir A. Zulfikar Darussalam AA Sudharmawan, AA Abdul Chadjib Halik Abdul Rizal, Abdul Abdul Wahab Abdullah AF Abdut Tawwab, Muhammad Achmad Adnan Yahya Adam Nursya Ban, Muh. Aderus, Andi Adji pratama, Satria Adriani Agus, Sherly Afriani Akram Ista Aldi Nyawai Ali Halidin Ali Halidin ALI HALIDIN, ALI Alwi, Aulia Aminuyati Amiruddin, Muhammad Majdy Amri Rahman Andi Aderus Andi Natsif, Fadli Anwar, Nurfiah Arifin, Asriadi Arsyad, Kamaruddin Asapa, Nasrullah Asrandi, Muh Astriani Astuti Syam Audia, Sitti Rabiatul Aulia Alwi Awaluddin Awaluddin Aydi Syam, Aydi Ayu Ruqayyah Yunus Ayu, Vera Bin Sapa, Nasrullah Budi Iswanto Dahri, Muh. Ihsan Damira Dian Sari EKA DEWINTARA Elfa Syariati, Namla Fadli Andi Natsif Farah Khumaerah Arif, Nurul Fatimah, Emi Sri Rahayu Faturrahman Fauziah Fauziah Firawati Firawati Firman Firman Fitra Analia Fitri Handayani Fitri, Nurul Amalia H, Herianti Hamka Hamka, Hamka Hasbiullah, Hasbiullah Hassan Alaaraj, Hassan Heriyani, Heriyani Idha Fadhilah Sofyan Ilham, Rizky Amaliyah Ramdhani Indradewa, Rhian irfan Djufri Irwan Misbach Ita Rukmanasari Jamaluddin Jannah, Raodahtul Jayawarsa, A.A. Ketut K, Amiruddin Kadir, Syahruddin Kamaluddin Nurdin Marjuni Kara, Muslimin H. Katman, Muhammad Nasir Lince Bulutoding M, Misbahuddin Marsanda, Marsanda Maulana Maulana, Maulana Mawaddah Rachman Misbahuddin Misbahuddin Misbahuddin Misbahuddin Mohammad Subaeh, Syekh Toha Nasir Muammar Bakry Muh Affandi Muh Rasul Pradana Muh. Fadly Syam Muh. Ihsan Dahri Muh. Irwan T. Muh. Irwan. T Muh. Irwan.T Muh. Ridwan Markarma Muhamad, Mar’ie Muhammad Afief Mubayyin Muhammad Dahlan Muhammad Fadel Muhammad Nasri Katman Muhammad Nasri Katman Muhammad W, Syafaat Muhsin, Syamsiah Murtiadi Awaluddin Musdalifa Musdalifa Musdalifah musdalifah Muslihati Muslimah Muslimah Muslimin H Kara Muslimin Kara Muslimin Kara Muslimin Kara Muslimin Kara Muslimin Kara Naheri Nahlah, Nahlah Nasrullah Bin Sapa Nasrullah Bin Sapa Nasrullah Sapa Nela Novyanti Nur Annisa Baharsyam Nur Hikmah Nurhidayatullah Rahma Nurjannah Nurjannah Nurjannah Nurrahimah, S. Nurul Pratiwi Parmitasari, Rika Dwi Ayu Prades Ariato Silondae Pratiwi, Dhita Putra, Trisno Wardy Putri R, Rahmatullah R, Randy Rabiatul Adawiyah Rafifah Abu, Rahmah Rahim, Adhira Imawardhani Rahmah Sari, Nur Rahmaniar Rahmawati Muin rati tiar Ratnasari Ratnasari Reniar Reo Zaputra Reski Ananda Putri, Andi Reza Pahlevi, Ashraf Rizal Ancu Rizki, Atika Rukiah Rukman Aditama Sahrani, Sahrani Sakti, Salwa Nurfauziyah Salam, Selmiana Samsidar Sandi, Ahmad Sapa, Nasrullah Sappeami, Sappeami Sirajuddin Sirajuddin Sirajuddin Sofyan, Idha Fadhilah Sofyan, Syathir Sri Nurul Nabila Sry Muliyani Sudarmi Sudarmi Sudirman Sudirman Sufiani Zahra Sumarlin Sumar’in Sunuwati, Sunuwati Syahdan Hidayat Syamsurianto Taqwim, Andi Ahsan Trisno wardy Putra Trisno Wardy Putra Trisno Wardy Putra Wahyuddin WAHYUNI Wawan M. Wiwik Permatasari WULAN PURNAMASARI, WULAN Wulandari, Devy Yuli Irawan Rasit Yuli Irawan Rasit Yuliansyah Yuniar Yunus, Ayu Ruqayyah Zainuddin, Elza