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All Journal TOMALEBBI: Jurnal Pemikiran, Penelitian Hukum, Pendidikan Pancasila dan Kewarganegaraan (PPKn) AL-Fikr I-ECONOMICS: A Research Journal on Islamic Economics JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia DIKTUM: Jurnal Syariah dan Hukum AL-MAIYYAH Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah International Journal of Supply Chain Management Khatulistiwa: Journal of Islamic Studies Istinbath: Jurnal Hukum dan Ekonomi Islam Nizham Journal of Islamic Studies Madinah: Jurnal Studi Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Adzkiya : Jurnal Hukum dan Ekonomi Syariah BISEI: Jurnal Bisnis dan Ekonomi Islam Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Al-Kharaj: Journal of Islamic Economic and Business Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal of Economic, Public, and Accounting (JEPA) Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Ulumuna Management of Zakat and Waqf Journal (MAZAWA)) Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Jurnal Studi Ekonomi dan Bisnis Islam (SEBI) International Journal of Community Service Jurnal Penkomi : Kajian Pendidikan dan Ekonomi Jurnal Ad-Dariyah Al-Buhuts (e-journal) COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat International Journal of Multidisciplinary Research and Literature (IJOMRAL) Banco: Jurnal Manajemen dan Perbankan Syariah Mauriduna : Journal of Islamic studies Journal Islamic Economics Ad Diwan Balanca : Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi Syariah dan Bisnis Jurnal Ekonomi dan Binsis ANWARUL: Jurnal Pendidikan dan Dakwah Ash-Shahabah: Jurnal Pendidikan dan Studi Islam Maqrizi : Journal of Economics and Islamic Economics Investama : Jurnal Ekonomi dan Bisnis Peradaban Journal of Religion and Society DIKTUM: JURNAL SYARIAH DAN HUKUM Al-Iftah: Journal of Islamic studies and society Madani: Multidisciplinary Scientific Journal Borneo Islamic Finance and Economics Journal (BIFEJ) Jurnal Inovasi Pendidikan Agama Islam Indonesia Journal Of Zakat and Waqf Al-fiqh : Journal of Islamic Studies Socius: Social Sciences Research Journal Southeast Asia Journal of Graduate of Islamic Business and Economics Journal of Management and Innovation Entrepreneurship (JMIE) JEBD At Tawazun Jurnal ekonomi Islam Media Hukum Indonesia (MHI) Nomico Tafaqquh : Jurnal Hukum Ekonomi Syariah dan Ahwal Syahsiyah Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia (JIMK-MC) TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen, Akuntansi FUNDS: Jurnal Ilmiah Akutansi, Keuangan, dan Bisnis Islamic Financial And Accounting Review Madania: Jurnal Kajian Keislaman Jurnal At-Tamwil: Kajian Ekonomi Syariah Nomico Jurnal Manajemen, Bisnis dan Kewirausahaan Referensi Islamika: Jurnal Studi Islam Syattar; Studi Ilmu-Ilmu Hukum dan Pendidikan AL-MAIYYAH: Media Transformasi Gender dalam Paradigma Sosial Keagamaan Jurnal Teknologi Pendidikan Madrasah
Rahman Ambo Masse
Universitas Islam Negeri Alauddin Makassar
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Transportation Other

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MARKETING STRATEGY OF GOLD SAVING PRODUCTS IN ISLAMIC PAWNSHOP Asrandi, Muh; Masse, Rahman Ambo; Wahab, Abdul
Khatulistiwa Vol 14, No 2 (2024)
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/khatulistiwa.v14i2.2324

Abstract

Gold Savings is a service for buying and selling gold at affordable prices through custodial facilities. This gold savings product was launched aim of helping people who want to buy gold with minimal capital. This study aims to clarify the implementation of the marketing strategy for gold savings products and the barriers to marketing gold savings products at the Islamic pawnshop Sidrap Branch. In this study, the authors used a qualitative methods field research approach. Data acquisition techniques used are observation, interviews, and documentation. The results of this study indicate that the marketing strategy of gold deposit products carried out by Islamic pawnshop Sidrap Branch is based on the marketing mix strategy, while Pegadaian Syariah Sidrap Branch focuses on the promotion mix. Focus on other marketing mix strategies. Promotional mix strategies include advertising, personal selling, promotion, and public relations. There are two constraints regarding marketing gold savings products. Mostly, it is a factor that comes from the customer, and the Islamic pawnshop's side lacks understanding of the gold savings product itself as it is a place without quality products. Readers not only know about investment products such as gold savings but also have some technical knowledge that is still lacking, but the technology currently being developed makes it easier for customers to find the information they ordered.
Penerapan Konsep Akad Musyarakah Dalam Manajemen Perbankan Syariah Adriani Adriani; Rahman Ambo Masse; Nasrullah Bin Sapa
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 4: Juni 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i4.3682

Abstract

Bank Syariah merupakan lembaga keuangan yang memberikan ide-ide Islam kepada masyarakat umum. Perjanjian antara pemilik modal yang melibatkan dua pihak atau lebih untuk melakukan suatu kegiatan yang halal dan produktif dengan keputusan pembagian margin dan keuntungan yang adil dan proporsional disebut dengan akad musyarakah. Perjanjian ini dapat mempunyai berbagai bentuk. Penelitian ini menggunakan metodologi kausal. Tujuannya adalah untuk mengetahui bagaimana konsep akad musyarakah dapat digunakan dalam pembiayaan perbankan syariah. Hasil Kajian Akad Musyarakah Dalam Manajemen Perbankan Syariah. Akad musyarakah adalah perjanjian antara dua atau lebih mitra usaha yang mana masing-masing pihak menyumbangkan modal (aset), tenaga kerja, pendapatan, atau sumber daya lainnya melalui kontrak kerja sama mereka. Syirkah a'mal, syirkah mufawadhah, syirkah 'inan, syirkah wujuh, dan syirkah mudharabah adalah beberapa contoh dari sekian banyak bentuk akad musyarakah. Para ulama berbeda pendapat dalam banyak hal, namun mereka semua sepakat dalam satu perbedaan. Selain itu, pihak yang berkepentingan harus berusia dewasa menurut hukum, perjanjian harus mencakup topik-topik seperti modal, tenaga kerja, keuntungan dan kerugian, dan harus disepakati bahwa biaya operasional akan dipotong dari modal bersama. Persyaratan tersebut dituangkan dalam fatwa DSN tentang akad musyarakah. Pihak yang berkepentingan juga harus memberikan persetujuannya sebagai bukti dan sesuai dengan kesepakatan yang dibuat bersama.
Inovasi dalam Praktik Akad Mudharabah: Tinjauan Terhadap Pengembangan Produk Keuangan Islam Abdul Chadjib Halik; Nasrullah Bin Sapa; Rahman Ambo Masse
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 5: Agustus 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i5.5052

Abstract

The Islamic finance industry has grown significantly, emphasizing the need for a profound understanding of Mudharabah practices to foster innovation and competitiveness. This qualitative study explores the understanding, barriers, and innovation potential of Mudharabah within Indonesia's Islamic banking sector. Using a descriptive research design, ten respondents from various positions in Islamic banks were interviewed via purposive sampling. Data were collected through semi-structured interviews and document analysis. Most respondents strongly grasped Mudharabah's fundamental concepts but encountered challenges in technical implementation and regulatory comprehension. Major barriers included regulatory complexity, public awareness, Shariah risk management, and operational infrastructure limitations. Potential innovations identified include blockchain technology, digital risk management, technology-driven products, and data-centric approaches. Implementing these innovations could enhance Islamic financial institutions' efficiency, transparency, and competitiveness. The study underscores the importance of intensive training, regulatory reforms, and collaborative efforts among institutions to support the Islamic finance industry's growth. This research aims to advance understanding of Mudharabah practices and catalyze the development of innovative, market-relevant Islamic financial products.
Perkembangan Lembaga Keuangan Syariah dan Dampaknya Pertumbuhan Ekonomi di Indonesia Sudarmi Sudarmi; Rahman Ambo Masse; Nasrullah Bin Sapa
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 4: Mei 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i4.3523

Abstract

Perbankan syariah di Indonesia, tumbuh pesat dan menjadi bagian integral dari sistem keuangan global. Namun, tantangan seperti literasi keuangan syariah yang rendah dan regulasi yang belum matang juga dihadapi. Dalam menghadapi tantangan tersebut, penulis menyoroti peluang besar yang dimiliki perbankan syariah dalam mendukung inklusi keuangan, pembiayaan produktif, dan stabilitas ekonomi. Dengan pemahaman yang mendalam tentang dinamika perbankan syariah dan dampaknya terhadap pembangunan ekonomi, diharapkan dapat merumuskan kebijakan yang tepat untuk mendukung pertumbuhan ekonomi yang inklusif,berkelanjutan, dan sesuai dengan nilai-nilai syariah. pertumbuhan perbankan syariah tidak hanya mencerminkan respons terhadap permintaan pasar yang berkembang, tetapi juga aspirasi masyarakat akan sistem keuangan yang lebih etis dan inklusif. Penulisan ini bertujuan untuk mengisi kesenjangan pengetahuan dalam literatur dengan menganalisis dampak pengembangan perbankan syariah terhadap pertumbuhan ekonomi, di Indonesia.
Application Of Psak 101 In The Sharia Savings And Loans Cooperative Bakti Huria Syariah K.C. Parepare Putri; Ambo Masse, Rahman; Sahrani
Islamic Financial And Accounting Review Vol 1 No 1 (2022): Islamic Financial And Accounting Review (iFAR)
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/ifar.v1i1.3204

Abstract

The purpose of this study is to determine the provisions for the presentation of financial statements and the application of PSAK 101 in KSPPS Bakti Huria Syariah K.C Parepare. This research includes qualitative descriptive research with data collection techniques carried out by observation, documentation and direct interviews with branch leaders and Admin Teller staff related to financial statements. The Interview Method is used to strengthen and deepen the study of the object under study. The focus of this research is focused on the application of PSAK 101 in KSPPS Bakti Huria Syariah K.C.Parepare based on sharia accounting principles, namely accountability, justice and truth. The results showed that the provisions for the presentation of financial statements at KSPPS Bakti Huria Syariah K.C.Parepare were not fully in accordance with PSAK 101 because KSPPS Bakti Huria Syariah K.C Parepare only recorded 3 components of financial statements, namely Balance Sheet, Profit and Loss, and Cash Flow.The application of PSAK 101 was in accordance with the principle of accountability because the data presented were concrete and real. However, it is not fully in accordance with the principles of justice and truth because the cooperative/business financial statements (Baitul Tanwil) are still combined with the social finance statements (Baitul Mall)
Implementation of PSAK 101 on Sharia Bakti Financing KSP Huria Sharia K.C.Parepare Putri; Rahman Ambo Masse
Funds: Jurnal Ilmiah Akuntansi, Keuangan, dan Bisnis Vol 1 No 1 (2022): FUNDS
Publisher : Program Studi Akuntansi Lembaga Keuangan Syariah, FEBI, IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/funds.v1i1.3212

Abstract

The purpose of this study is to determine the provisions for the presentation of financial statements and the application of PSAK 101 in the KSPPS Bakti Huria Syariah K.C Parepare. This research includes qualitative descriptive research with data collection techniques carried out through observation, documentation, and direct interviews with branch leaders and Admin Teller staff related to financial statements. The results showed that the provisions for the presentation of financial statements at KSPPS Bakti Huria Syariah K.C.Parepare were not fully in accordance with PSAK 101 because KSPPS Bakti Huria Syariah K.C Parepare only recorded 3 components of financial statements, namely Balance Sheet, Profit and Loss, and Cash Flow. The application of PSAK 101 is in accordance with the principle of accountability because the data presented is concrete and real. However, it is not fully in accordance with the principles of fairness and truth because the cooperative/business financial statements (Baitul Tanwil) are still combined with the social finance statements (Baitul Mall).
Developing Sharia Economic Instrument for Indonesia-Malaysia Hajj Service System: Maqâshid al-Syarî`ah Perspective Masse, Rahman Ambo; Aderus, Andi; Halidin, Ali
Madania: Jurnal Kajian Keislaman Vol 25, No 2 (2021): DECEMBER
Publisher : Universitas Islam Negeri (UIN) Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/madania.v25i2.5056

Abstract

This study aims to analyze the hajj services of the Ministry of Religious Affairs of the Republic of Indonesia and the Malaysian Hajj Savings Institute from the maqâshid al-syarî`ah aspect. This study used a qualitative method with a phenomenological approach. The data was obtained through interviews and documents. The data was analyzed through a process of extension of observation and triangulation of sources as well as techniques between interview data and documents. This data was then discussed and analyzed using the maqâshid al-syarî`ah approach. Aspects of the hajj service of the Ministry of Religious Affairs of the Republic of Indonesia and the Malaysian Hajj Savings Institute here include aspects of the intensity of the guidance of the hajj rituals that have been in accordance with the maqâshid al-syarî`ah in the aspects of hifdz al-dîn and hifdz al-`irdh. Hotel accommodation services are in accordance with the aspects of hifdz al-`aql, hifdz al-ruh, and hifdz al-`irdh. Consumption services are in accordance with the aspects of hifdz al-nafs and hifdz al-`aql. Meanwhile, health services are in accordance with the aspects of hifdz al-nafs. Penelitian ini bertujuan untuk menganalisis pelayanan haji kementerian Agama Republik Indonesia dan Lembaga Tabung Haji Malaysia dari aspek  maqâshid al-syarî`ah. Penelitian ini menggunakan metode kualitatif dengan pendekatan fenomenologis. Data diperoleh melalui wawancara dan dokumen. Data dianalisis melalui proses perpanjangan pengamatan dan triangulasi sumber maupun teknik antara data wawancara dan dokumen. Data ini kemudian dibahas dan dianalisis dengan pendekatan maqâshid al-syarî`ah. Aspek pelayanan haji Kementerian Agama RI dan Lembaga Tabung Haji Malaysia meliputi aspek intensitas pembimbingan manasik haji telah bersesuaian dengan maqâshid al-syarî`ah pada aspek hifdz al-dîn dan hifdz al-`irdh. Pelayanan akomodasi perhotelan bersesuaian dengan aspek hifdz al-`aql, hifdz al-ruh, dan hifdz al-`irdh.  Pelayanan konsumsi bersesuaian dengan aspek hifdz al-nafs dan hifdz al-`aql. Sedangkan pelayanan kesehatan bersesuaian dengan aspek hifdz al-nafs.
Konsep dan Implementasi Mudharabah di Indonesia (Model, Aplikasi dan Tantangan dalam Lembaga Keuangan Syariah) Taqwim, Andi Ahsan; Masse, Rahman Ambo; M, Misbahuddin
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 1 (2025): Agustus
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Mudharabah is a cooperation agreement between two parties where the first party (shahibul maal) provides the entire (100℅) capital, while the other party becomes the manager. The profits of the venture are mudharabahly shared according to the agreement put forward in the contract, whereas when the loss is borne by the capital owner so long as the loss is not due to the negligence of the manager. If the loss was caused by the fraud or negligence of the manager, then the manager should be liable for the loss. Thus the basic concept of the mudharabah akad is present in this article and will be the center of analysis in its practice on Shariah financial institutions. The research method uses Literature study i.e. data collection method by understanding and studying the theories from various literature related to the study. The result of this discussion is that the akad mudharabah is widely used in financing and investment products because it complies with the Shariah principles of avoiding usury and emphasizing fairness and partnership. The Akad mudharabah provides an alternative solution within the Islamic economic system by foregrounding the values of transparency, trust, and shared responsibility.
Kajian Lafaz ditinjau dari Penunjukan Maknanya: Lafaz Amar (Makna, Penerapan dalam Nash dan Implikasi Hukum) R, Rahmatullah; Masse, Rahman Ambo; M, Misbahuddin
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 1 (2025): Agustus
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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Abstract

The pronunciation of amar (order) in the science of jurisprudence is one of the most central linguistic and legal instruments in the establishment of Islamic law. This study aims to analyze the meaning, form, and legal implications of the pronunciation amar in the nash-nash of the Qur’an and hadith, as well as to study how contextual and sectarian differences affect its understanding. The study used a qualitative approach with descriptive-analytic and library study-based methods. Data were analyzed through a thematic-comparative approach and studied within the framework of Shariah maqashid. The results of the study indicate that originally, utterance amar indicates obligation, yet it can change to recommendation, permissibility, or other meanings depending on the contextual qarinah. Differences between sects and social dynamics also influence the interpretation of this pronunciation. This study asserts that an understanding of amar Is not sufficient to rely on textual grammar alone, but must be integrated with maqashid, maslahat, and contemporary legal realities. This study contributes towards strengthening a responsive and relevant legal istinbat methodology in the Islamic legal system in Indonesia.
Model Integratif Perlindungan Konsumen Berbasis Maqāṣid Syariah di Indonesia R, Randy; H, Herianti; Masse, Rahman Ambo; Sapa, Nasrullah
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 1 (2025): Agustus
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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Abstract

This study discusses the legal aspects of consumer protection from the perspective of Islamic economic law in Indonesia. Consumer rights protection is increasingly complex due to the rise of digital transactions and the growing halal industry. Although consumer protection is regulated under Law No. 8 of 1999, it does not fully reflect the core principles of fiqh muamalah, such as justice, transparency, and the avoidance of gharar. This research employs a normative juridical approach using both statute and conceptual methods to examine the relationship between positive law and Islamic principles. The findings indicate a gap between current regulations and sharia values, emphasizing the need for regulatory harmonization. In conclusion, consumer protection in Islamic economic law should align with maqashid sharia and promote ethics-based supervision through institutional reinforcement.
Co-Authors A. Haerunnisah Azizah A. M. Nur Atma Amir A. Syatir Sofyan AA Sudharmawan, AA Abdul Chadjib Halik Abdul Rizal, Abdul Abdul Sumarlin Abdul Wahab Abdul Wahid Haddade Abdullah AF Abdut Tawwab, Muhammad Achmad Adnan Yahya Adam Nursya Ban, Muh. Adji pratama, Satria Adriani Agung Pribadi Agus, Sherly Afriani Aisyah Arsyad Akram Ista Al fadli Ramadhan Aldi Nyawai Alfani Wahida Ali Halidin Ali Halidin ALI HALIDIN, ALI Alwi, Aulia Aminuyati Amiruddin, Muhammad Majdy Amri Rahman Andi Aderus Andi Fadli Natsif Andi Natsif, Fadli Andi Zulfikar Darussalam Anugrah Arifin, Asriadi Arsyad, Kamaruddin Asapa, Nasrullah Asrandi, Muh Astriani Astuti Syam Audia, Sitti Rabiatul Aulia Alwi Awaluddin Awaluddin Aydi Syam, Aydi Ayu Ruqayyah Yunus Ayu, Vera Budi Iswanto Dahri, Muh. Ihsan Damira Dedy Irwansyah Dian Sari Djufri, irfan EKA DEWINTARA Farah Khumaerah Arif, Nurul Fathurrahman Fatimah, Emi Sri Rahayu Fauziah Fauziah Firawati Firawati Firman Firman Fitra Analia Fitri Handayani Fitri, Nurul Amalia Gunawan Gunawan H, Herianti Hamka Hamka, Hamka Hasbiullah, Hasbiullah Hassan Alaaraj, Hassan Helmy Syamsuri Heriyani, Heriyani Idha Fadhilah Sofyan Idris Parakkasi Ilham, Rizky Amaliyah Ramdhani Indradewa, Rhian Irwan Misbach Ita Rukmanasari Jamaluddin Jayawarsa, A.A. Ketut K, Amiruddin Kadir, Syahruddin Kamaluddin Nurdin Marjuni Katman, Muhammad Nasir Lince Bulutoding M, Misbahuddin Marsanda, Marsanda Maulana Maulana, Maulana Mawaddah Rachman Misbahuddin Misbahuddin Mohammad Subaeh, Syekh Toha Nasir Muammar Bakry Muh Affandi Muh Rasul Pradana Muh. Fadly Syam Muh. Ihsan Dahri Muh. Irwan T. Muh. Irwan. T Muh. Irwan.T Muh. Ridwan Markarma Muhamad, Mar’ie Muhammad Afief Mubayyin Muhammad Dahlan Muhammad Fadel Muhammad Ilham Muhammad Ilham Muhammad Nasri Katman Muhammad W, Syafaat Muhsin, Syamsiah Muntu, Andi Tenri Sri Murtiadi Awaluddin Musdalifa Musdalifa Musdalifah musdalifah Muslihati Muslimah Muslimah Muslimah Muslimah Muslimin Kara Naheri Nahlah, Nahlah Nasrullah Bin Sapa Nela Novyanti Ningsih, Fitiriah Nur Alisa Nur Annisa Baharsyam Nur Azizah Nur Hikmah Nurfiah Nurfiah Nurhidayatullah Rahma Nurjannah Nurjannah Nurjannah Nurrahimah, S. Nurul Pratiwi Pipi Arviana Prades Ariato Silondae Pratiwi, Dhita Putri R, Rahmatullah R, Randy Rabiatul Adawiyah Rafifah Abu, Rahmah Rahayu Japar Rahayu Japar Rahim, Adhira Imawardhani Rahmah Sari, Nur Rahmaniar Rahmawati Muin Raodahtul Jannah rati tiar Ratnasari Ratnasari Reniar Reo Zaputra Reski Ananda Putri, Andi Reza Pahlevi, Ashraf Rhayu Japar Ridwan Rika Dwi Ayu Parmitasari Rizal Ancu Rizki, Atika Rukiah Rukman Aditama Sahrani, Sahrani Sakti, Salwa Nurfauziyah Salam, Selmiana Samsidar Sandi, Ahmad Sapinah Sappeami, Sappeami Sirajuddin Sirajuddin Sirajuddin Sofyan, Idha Fadhilah Sri Nurul Nabila Sry Muliyani Sudarmi Sudarmi Sudirman Sudirman Sufiani Zahra Sumarlin Sumar’in Sunuwati, Sunuwati Syahdan Hidayat Syamsurianto Syariati, Namla Elfa Taqwim, Andi Ahsan Trisno Wardy Putra Usnul Fadilah Aras Wahyuddin WAHYUNI Wardatul Wahidah Wardatul Wahidah. R Wardatul Wahidah. R Wawan M. Wiwik Permatasari Wulan Purnamasari WULAN PURNAMASARI, WULAN Wulandari, Devy Yuli Irawan Rasit Yuli Irawan Rasit Yuliansyah Yuniar Yusri Karmila Zainuddin, Elza