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All Journal Ahkam: Jurnal Ilmu Syariah Jurnal Riset Kesehatan Al-Ahkam Islam Futura Jurnal Kebidanan Dan Kesehatan Tradisional Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum JURNAL MAHKAMAH Health Notions Jurnal Ilmiah Universitas Batanghari Jambi al-Uqud : Journal of Islamic Economics Jurnal Ilmiah Al-Syir'ah Jurnal Penelitian Medan Agama Jurnal Hukum Ekonomi Syariah Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Istinbath: Jurnal Hukum dan Ekonomi Islam HUMANISMA : Journal of Gender Studies EKUITAS (Jurnal Ekonomi dan Keuangan) Contagion: Scientific Periodical Journal of Public Health and Coastal Health J-Kesmas: Jurnal Kesehatan Masyarakat (Indonesian Journal of Public Health) CITRA JUSTICIA : Majalah Hukum dan Dinamika Kemasyarakatan Didaktika: Jurnal Kependidikan Jurnal Kewarganegaraan Journal of Gender and Social Inclusion in Muslim Societies JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Jurnal Abdimas Indonesia : Jurnal Abdimas Indonesia Edu Cendikia: Jurnal Ilmiah Kependidikan Al-MIKRAJ: Jurnal studi Islam dan Humaniora JUMANTIK (Jurnal Ilmiah Penelitian Kesehatan) Edukasia: Jurnal Pendidikan dan Pembelajaran HUMANISMA : Journal of Gender Studies Jurnal Pendidikan, Sains dan Teknologi Innovative: Journal Of Social Science Research Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Mutiara: Jurnal Penelitian dan Karya Ilmiah Journal Economic Excellence Ibnu Sina Sharia Economic and Management Business Journal (SEMBJ) Journal of Management Education Social Sciences Information and Religion JIMEK Jurnal Pengabdian Masyarakat Indonesia
Nurhayati Nurhayati
Universitas Islam Negeri Sumatera Utara, Medan
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Konsep Israf dan Keseimbangan Konsumsi dalam QS. Al-A’raf Ayat 31: Tinjauan Tafsir dan Ekonomi Islam Luthfiah Al Asbin Ulyani; Nurhayati; Yenni Samri Juliati Nasution
AL-MIKRAJ Jurnal Studi Islam dan Humaniora (E-ISSN 2745-4584) Vol. 6 No. 1: Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v6i1.8551

Abstract

This study aims to analyze the concept of israf (extravagance) and consumption balance as stated in Surah Al-A’raf verse 31 through a comparative interpretation of classical and contemporary exegeses, and to integrate these insights with Islamic economic principles. This research employs a library-based qualitative method by examining Qur’anic texts, tafsir literature, and recent academic studies related to Islamic consumption ethics. The findings indicate that the verse highlights three essential principles: the command to adorn oneself properly when attending the mosque, the permissibility of eating and drinking within reasonable limits, and the firm prohibition of extravagance due to its harmful effects on individuals and society. The study also shows that the principle of balanced consumption (moderation) forms a foundational value in Islamic economics, supporting the objectives of Shariah in preserving life, wealth, and intellect. Furthermore, the study underscores the relevance of Qur’anic guidance on moderation in addressing modern challenges such as consumerism, wastefulness, and environmental degradation. It concludes that the Qur’anic teachings on consumption provide a comprehensive ethical and economic framework for achieving well-being and sustainability.
Perspektif Al-Ghazali tentang Maslahah dan Profit dalam Konteks Produksi Modern Nur Rahmi Zuhra; Nurhayati; Yenni Samri Juliati Nasution
AL-MIKRAJ Jurnal Studi Islam dan Humaniora (E-ISSN 2745-4584) Vol. 6 No. 1: Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v6i1.8562

Abstract

This study examines Al-Ghazali's thoughts on the concepts of production, profit, and maslahah in Islamic economic ethics and their relevance to modern production practices that tend to be profit-oriented and industrialized. This study uses a qualitative approach based on library research by examining Al-Ghazali's primary works such as Ihya' Ulumuddin, Al-Mustashfa, and Mizan al-Amal as well as secondary sources in the form of Islamic economic journals and literature. The results show that Al-Ghazali places maslahah as the main principle in production activities, while profit is considered legitimate as long as it does not cause injustice or social and environmental damage. This thinking is relevant to addressing contemporary production challenges, especially in terms of sustainable ethics, worker welfare, and moral responsibility. This study contributes by offering a maslahah-based ethical framework to assess and direct modern production practices to be more just and oriented towards the welfare of the community.
Green Sukuk dalam Perspektif Tafsir Tematik: Implementasi Prinsip Lā Tufsidu fil Arḍ dalam Ekonomi Syariah Kontemporer Nabila Aulia Putri Hrp; Nurhayati; Yenni Samri Juliati Nasution
AL-MIKRAJ Jurnal Studi Islam dan Humaniora (E-ISSN 2745-4584) Vol. 6 No. 1: Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v6i1.8563

Abstract

This study examines the relevance of the principle of lā tufsidu fil ardḍ in the Qur'an to the development of green sukuk as a sustainable Islamic financial instrument. Using a maudhu'i tafsir approach and qualitative-descriptive analysis, this study finds that the prohibition of earth destruction and the mandate of the caliphate serve as the theological basis for green financial practices in Islam. Green sukuk has been proven to support the financing of environmentally friendly projects such as renewable energy, forest conservation, and public transportation and has the potential to be strengthened through the integration of digital technology. This study emphasizes the novelty of combining tafsir studies with modern financial analysis and shows that green sukuk is a concrete implementation of maqāṣid al-shari'ah in environmental protection
Smart Sukuk: Model Blockchain Untuk Meningkatkan Transparansi Dan Mengurangi Gharar Indra Sari; Nurhayati; Yenni Samri Juliati Nasution
AL-MIKRAJ Jurnal Studi Islam dan Humaniora (E-ISSN 2745-4584) Vol. 6 No. 1: Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v6i1.8578

Abstract

This study aims to formulate a blockchain-based Smart Sukuk model to reduce gharar and increase transparency in Islamic financial instruments through a qualitative approach based on a literature study of published literature including reports from the Financial Services Authority (OJK), the Directorate General of Public Procurement (DJPPR), the Indonesian Stock Exchange (BEI), the Indonesian Financial Services Authority (IFSB), fatwas from the National Sharia Council (DSN-MUI), and academic publications on sukuk, blockchain, and smart contracts. Descriptive-analytical and interpretive analyses indicate that blockchain has the potential to increase transparency through immutable recording and real-time audits, while smart contracts have the potential to automate payments, project monitoring, and sharia compliance, thereby minimizing asymmetric information and moral hazard. This study provides theoretical implications in the form of a conceptual framework for gharar mitigation and practical implications for regulators and Islamic capital market players in developing smart sukuk. The limitation of this study lies in its non-empirical nature, so further research is needed to test the technical implementation in practice.
Relevansi Kebijakan Fiskal Syariah dalam Mendorong Stabilitas Ekonomi Umat: Kajian Tafsir Tematik Ayat dan Hadis Berbasis Pendekatan Kontemporer Febi Alicia; Nurhayati; Yenni Samri Juliati Nasution
AL-MIKRAJ Jurnal Studi Islam dan Humaniora (E-ISSN 2745-4584) Vol. 6 No. 1: Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v6i1.8580

Abstract

This study aims to analyze the relevance of sharia fiscal policy to the economic stability of the Muslim community through a thematic interpretation of verses and hadiths and a contextual analysis of modern fiscal policy. The study employed qualitative methods, examining literature selected based on criteria such as academic credibility, publisher reputation, publication recency, and relevance to sharia fiscal issues. The analysis was conducted through thematic coding of key issues such as zakat distribution, the role of sukuk in macroeconomic stabilization, and strengthening ZISWAF regulations. The results indicate that sharia fiscal instruments such as zakat, infaq, sadaqah, waqf, and sukuk have a strong normative basis and play a significant role in supporting distributive justice and economic stability. The integration of sharia principles into modern fiscal policy can be an alternative economic mechanism that is fairer and oriented towards the public good. This study is limited by the lack of empirical data; therefore, further research is recommended using a quantitative approach and comparative studies to measure the effectiveness of sharia fiscal policy in a broader context.
Konsep Amanah dalam Pengelolaan Uang: Kajian Tematik atas QS An-Nisa’ 5, An-Nisa’ 29, dan Al-Baqarah 177 Ahkamil Hakim; Nurhayati; Yenni Samri Juliati Nasution
AL-MIKRAJ Jurnal Studi Islam dan Humaniora (E-ISSN 2745-4584) Vol. 6 No. 1: Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v6i1.8951

Abstract

This study aims to explore the meaning of trust in financial management based on Surah An-Nisa' 5, Surah An-Nisa' 29, and Surah Al-Baqarah 177 through a focused thematic interpretation (maudhu'i intiqā'i) approach. By examining three key relevant verses, this study emphasizes the principle of prudence, the prohibition on misuse of wealth, and social responsibility in financial management. The analysis was conducted qualitatively through a review of classical and contemporary exegetical literature, as well as content analysis to identify the ethical values ​​and legal principles contained. The results indicate that trust encompasses the dimensions of personal integrity and transparent and accountable professional governance. Wealth is not only the property of the individual but also a means for societal welfare and distributive justice. These findings contribute to the development of an economic system with integrity, justice, and a focus on social benefits.
Co-Authors Adelia Fitra Gustari Adinda, Faiza Ahkamil Hakim Ahmad Riyansyah Ahsan, Abdillah Alditya Alfareza Ali Ikhwan Alwi Haryada Alysa Rahmadani Hasibuan Anisah Salsabila Nasution Anissya Fahira Pasaribu Annisa Dwi Syahfitri Aprilia Putri Batubara Apriliani, Apriliani Astrid Novitri Hasibuan Atmalia Sawita Saragih Ayunda Sintia Azhari Akmal Tarigan Brillian Novia Putri Chuzaimah Batubara Dea Purnama Sari Desi Amanda Sari Desty Adinda Devi Nadya Hasibuan Dilla Ramadhani Dwi Ardhianti Eliska Eliska Evalina Franciska Hutasoit Evalina Franciska Hutasoit Faradillah Faradillah Farhun Nisah Febi Alicia Fika Nurtivanny Fitri Hayati Fitri Hayati Fitria Ulfah Futri Ritonga Hanifah Ramadhani Hery Sahputra Hidayani Hidayani Ian Ian Alfian Ibnu Radwan Siddik Ibnu Radwan Siddik Turnip Ikhsan Ibrahim Imsar Imsar Indira Alya Razali Indra Sari Intan Syafitri Manurung Islamy, Imam El Isnaini Harahap Jakfar, Ahmad Tamami Jelita Nazwa Utami Kayla Devina Khairuddin Khairuddin Kiki Anugrah Kina Sari Luthfiah Al Asbin Ulyani M. Ziqhri Anhar Nst Manik, Hubban Fathani Melisa Melisa Muchliza Rizwany Muhammad Ancha Sitorus Muhammad Ancha Sitorus Muhammad Basri Muhammad Ilzam Harahap Muhammad Isnan Muhammad Ramadhan G Muhammad Syukri Albani Nasution Muhammad Yafiz Muhammad Zuardi Muslim Marpaung Mutiara Nauli Siregar Nabila Aulia Putri Hrp Nabilah, Zahrani Nadia Angelina Br T Nadiah Wulandari Nasri Mohammed Nasution, Liantha Adam Nasution, Muhammad Syukri Albani Naufal Alamsyah Nayla Rizka Irwani Novita Rahma Yanti Harahap Nur Rahmi Zuhra Nursaidah Siswanti Panjaitan, Nuraisyah Wulandari Petti Sitti Fatimah Purnama Ramadani Silalahi Putra Apriadi Siregar Rahima Kumala Rahmad Ridho Zeen Rahmaini Rahmaini Ramadhan Syahmedi Siregar Reni Agustina Harahap Reni Ria Armayani Hasibuan Reni Ria Armayani Hasibuan Rika Arnanda Robani Catursaptanie Rollina Ahmad Safira, Putri Sarah Fadhila Siregar Sari Nur Lyza Saumy Ramadini Shafira Alfiyah Siti Hajar Lubis Siti Nurhasanah Br Ginting Siti Soraya Tambunan Suhayla Azhari Silalahi Sultan Rasy Nasyaa susilawati, Susilawati Syafran Arrazy Syahrida Suryani Hasibuan T Sabrina Tasya Salsabila Tuti Anggraini Usiono Usiono Utami, Tri Niswati Wafiq Azizah Wahyu Sanjaya Putra Wasiyem, Wasiyem Watni Marpaung Windi Mayani Dalimunthe Yenni Samri Juliati Nasution Yunus Sofian Zahara Ramadani Zainul Fuad Zuhrina Aidha