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DARMAN
Universitas Bina Mandiri Gorontalo
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The Effect of Entrepreneurial Competencies and Digital Technology Utilization on Business Performance: The Mediating Role of Financial Management Duta Pryaguna J. Mustapa; Darman; Rahayu Agustina Ishak
Journal of Governance and Global Studies Vol. 3 No. 1 (2026): Journal of Governance and Global Studies (JGGS)
Publisher : Universitas Bina Mandiri Gorontalo

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Abstract

This quantitative study evaluates the influence of business actors' competence and digitalization on the performance of MSMEs in Gorontalo Province, with financial management as a mediating variable. Using a sample of 51 MSMEs and PLS-SEM analysis (SmartPLS 4), this research fills the empirical gap due to the limited similar literature in that region. The results show that both competence and digitalization positively and significantly influence financial management and business performance. In addition to directly impacting performance, financial management is also proven to significantly mediate the relationship between these two aspects and performance achievement. Therefore, the sustainability of MSME businesses does not merely rely on general skills and digital aspects, but rather demands the implementation of healthy financial management.
The Effect of Financial Literacy and Access to Capital on MSME Performance through Financial Management Noprian; Darman; Moh Ryan YL Saad
Journal of Governance and Global Studies Vol. 3 No. 1 (2026): Journal of Governance and Global Studies (JGGS)
Publisher : Universitas Bina Mandiri Gorontalo

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Abstract

While MSMEs are pivotal to regional economic expansion, their growth is often impeded by poor financial literacy, funding constraints, and suboptimal financial management. This quantitative study investigates the influence of financial literacy and capital access on MSME performance in Gorontalo Province, positioning financial management as a mediating variable. Data from 52 purposively sampled MSME owners were analyzed using SEM-PLS via SmartPLS 4.0. The findings indicate that both financial literacy (βbeta = 0.661, p < 0.001) and access to capital (βbeta = 0.296, p = 0.013) significantly and positively impact financial management. Consequently, financial management strongly enhances MSME performance (βbeta = 0.711, p < 0.001). Interestingly, financial literacy and capital access yield no significant direct effect on performance. Crucially, financial management fully mediates the impact of financial literacy (βbeta = 0.470, p < 0.001) and capital access (βbeta = 0.211, p = 0.040) on business performance. The novelty of this research underscores financial management as a vital bridging mechanism in Gorontalo, demonstrating that business success relies more heavily on structural budgeting capabilities rather than merely possessing financial knowledge or capital resources.
The Role of Economic Diplomacy and Bilateral Cooperation in Promoting Foreign Investment: The Mediating Effect of Political Stability Ana Maria Babo Sarmento; Darman; Ismail Tahir
Journal of Governance and Global Studies Vol. 3 No. 1 (2026): Journal of Governance and Global Studies (JGGS)
Publisher : Universitas Bina Mandiri Gorontalo

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Abstract

Foreign Investment Growth is influenced by a broad range of interconnected determinants that extend beyond conventional economic factors, including the implementation of Economic Diplomacy, the strength of Bilateral Cooperation, and the level of Political Stability, all of which collectively shape the attractiveness of a country's investment environment. In response to this perspective, the present study examines the influence of Economic Diplomacy and Bilateral Cooperation on Foreign Investment Growth by incorporating Political Stability as a mediating construct. The research adopted a quantitative approach involving 75 purposively selected respondents consisting of government representatives, business professionals, academics, and researchers specializing in investment, international trade, and international relations. Primary data were obtained through a five-point Likert-scale questionnaire and analyzed using the Partial Least Squares Structural Equation Modeling (PLS-SEM) technique implemented in SmartPLS software. The analytical framework comprised the assessment of the measurement model (outer model), evaluation of the structural model (inner model), and hypothesis testing using the bootstrapping procedure. The empirical findings reveal that Economic Diplomacy has a negative but statistically significant effect on Foreign Investment (β = -0.271; p = 0.033), while exerting a positive and statistically significant influence on Bilateral Cooperation (β = 0.723; p < 0.001). In addition, Bilateral Cooperation positively and significantly affects Foreign Investment (β = 0.378; p = 0.043). Political Stability also demonstrates a positive and statistically significant impact on Foreign Investment (β = 0.525; p = 0.002), whereas its relationship with Bilateral Cooperation is positive but does not reach statistical significance (β = 0.067; p = 0.556). The structural model explains 57.7% of the variance in Bilateral Cooperation and 36.5% of the variance in Foreign Investment. Overall, the results indicate that stronger Bilateral Cooperation and sustained Political Stability represent the principal determinants supporting Foreign Investment Growth, while Economic Diplomacy continues to exert a statistically significant direct effect despite the negative direction of its estimated relationship.
THE EFFECTIVENESS OF THE FUNCTION OF THE PAMONG PRAJA POLICE UNIT IN ENFORCEMENT OF REGIONAL REGULATIONS OF PUBLIC ORDER IN NORTH GORONTALO DISTRICT Hastomo Musa; Darman; Yosef P Koton
Governance: Jurnal Ilmu Administrasi Publik Vol. 6 No. 1 (2024): Governance: Jurnal Ilmu Administrasi Publik (JIAP)
Publisher : LP2M Universitas Bina Mandiri Gorontalo

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This research aims to 1). Knowing and analyzing the effectiveness of the implementation of the Civil Service Police Unit (Satpol PP) function in enforcing the Regional Regulation on Public Order. 2). Know and analyze the factors that affect the effectiveness of Satpol PP functions in Enforcing Local Regulations on Public Order.This research uses descriptive research with a qualitative approach. Primary data sources in this study were 11 people consisting of officers at the Satpol PP Service, local government and the community and secondary data were obtained from written and digital documents relevant to the research. Data collection techniques through observation, interview guidelines and documentation. Data analysis using reduction, presentation and conclusion.The results showed that the Satpol PP function in enforcing local regulations on public order in North Gorontalo Regency was effective both in the accuracy function in determining time and objectives, the function of understanding program implementers and the function of supervising the accuracy of program targets, all three of which were running well. Meanwhile, the factors that affect the effectiveness of the Satpol PP function in enforcing regulations are still not fully effective. There are still obstacles, namely the law enforcement factor (human resources) and supporting facilities and infrastructure that are not fully adequate, such as the unavailability of permanent service offices.
THE INFLUENCE OF ENVIRONMENT AND WORK ENTHUSIASM ON EMPLOYEE DISCIPLINE AT THE BONEPANTAI SUBDISTRICT OFFICE, BONE BOLANGO REGENCY Meyskeh Yusuf; Darman; Irfan Akadji
Jurnal Ilmu Manajemen dan Bisnis Vol. 13 No. 2 (2025): Jurnal Ilmu Manajemen dan Bisnis (JIMB)
Publisher : LP2M Universitas Bina Mandiri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47918/jimb.v13i2.1525

Abstract

This study aims (1) to examine the influence of the work environment on employee discipline, (2) to examine the influence of work enthusiasm on employee discipline, and (3) to examine the influence of the work environment and work enthusiasm on employee discipline. The method in this research uses a quantitative approach. The population consists of 30 people. The sampling technique uses census sampling,, with a total of 30 individuals. Data collection was conducted through observation and questionnaires. Data analysis was performed using validity and reliability tests, normality tests, multiple linear regression, and t- and F-tests. The results of the study showed that the work environment variable (X1) had a calculated t-value > the t-table value (3.347 > 2.051), with a significance value of 0.002 <0.05. The work spirit variable (X2) yielded a calculated t-value > the t-table value (3.780 > 2.051), with a significance value of 0.001 < 0.05. The work environment (X1) and work spirit (X2) variables on work discipline (Y) yielded a calculated F-value greater than the F- table value (15.095 > 3.35), with a significance value less than 0.05 (0.000 < 0.05).
ADAPTIVE LEADERSHIP IN HUMAN RESOURCE MANAGEMENT FOR MSME DIGITALIZATION Iin Angraen Napu; Darman; Ismiyati A Noe
Jurnal Ilmu Manajemen dan Bisnis Vol. 13 No. 2 (2025): Jurnal Ilmu Manajemen dan Bisnis (JIMB)
Publisher : LP2M Universitas Bina Mandiri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47918/jimb.v13i2.2292

Abstract

The phenomenon of digital transformation has significantly reshaped the operational landscape of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. However, many MSMEs have struggled to adopt digital technology effectively due to limitations in human resources and weak leadership during change management. This study aims to explore the role of adaptive leadership in managing human resources during the digitalization of MSMEs using a qualitative approach based on a narrative review. Data were synthesized from relevant national and international literature published within the last five years. The findings reveal that adaptive leadership plays a critical role in creating a flexible work environment, fostering organizational learning, and reducing resistance to digital change. Adaptive leaders not only formulate strategies but also promote human capital development through participatory training and cultural transformation. These insights emphasize that the success of MSME digitalization depends not only on technological readiness but also on leadership quality capable of navigating uncertainty with a reflective and collaborative approach. This study contributes conceptually to leadership theory development within the digital MSME context and offers a basis for designing MSME empowerment policies rooted in leadership capacity building.
Pengaruh Kompetensi Pegawai, Motivasi Kerja dan Kinerja Pegawai terhadap Kualitas Kerja Saridwi Nanda; Darman; Maman Musa
JURASIMA Vol. 4 No. 2 (2026): JURASIMA: Journal of Entrepreneurship, Accountancy, Economy and Management (Agu
Publisher : Universitas Teknologi Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33478/jurasima.v4i2.102

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh motivasi kerja dan kompetensi pegawai terhadap kinerja pegawai, baik secara langsung maupun tidak langsung melalui kualitas kerja sebagai variabel mediasi. Permasalahan utama dalam penelitian ini adalah belum konsistennya temuan empiris terkait hubungan antara motivasi kerja, kompetensi, kualitas kerja, dan kinerja pegawai, sehingga diperlukan kajian lebih mendalam dalam konteks organisasi yang diteliti. Penelitian ini menggunakan pendekatan kuantitatif dengan desain explanatory research. Populasi dalam penelitian ini adalah pegawai pada instansi yang menjadi objek penelitian, dengan teknik pengambilan sampel menggunakan metode (disesuaikan: purposive sampling/sampling jenuh). Jumlah sampel penelitian disesuaikan dengan kebutuhan analisis statistik. Data dikumpulkan melalui kuesioner dengan skala Likert 5 poin. Instrumen penelitian diuji validitas dan reliabilitasnya sebelum dilakukan analisis lebih lanjut. Teknik analisis data yang digunakan adalah Structural Equation Modeling (SEM-PLS) untuk menguji hubungan langsung dan tidak langsung antar variabel penelitian. Hasil penelitian menunjukkan bahwa motivasi kerja berpengaruh positif dan signifikan terhadap kinerja pegawai. Kompetensi pegawai juga berpengaruh positif dan signifikan terhadap kinerja pegawai. Selain itu, kualitas kerja terbukti mampu memediasi pengaruh motivasi kerja dan kompetensi pegawai terhadap kinerja pegawai. Temuan ini mengindikasikan bahwa peningkatan kinerja pegawai tidak hanya ditentukan oleh faktor individu, tetapi juga oleh kualitas kerja yang dihasilkan. Kesimpulannya, kualitas kerja berperan penting sebagai variabel mediasi dalam meningkatkan pengaruh motivasi kerja dan kompetensi terhadap kinerja pegawai. Penelitian ini memberikan kontribusi teoritis dalam pengembangan model kinerja berbasis sumber daya manusia serta implikasi praktis bagi organisasi dalam meningkatkan kinerja melalui penguatan motivasi, kompetensi, dan kualitas kerja pegawai. Abstrak This study aims to analyze the effects of work motivation and employee competence on employee performance, both directly and indirectly through work quality as a mediating variable. The main issue addressed in this study is the inconsistency of empirical findings regarding the relationships among work motivation, employee competence, work quality, and employee performance. Therefore, a more in-depth investigation is required within the context of the organization under study. This research employed a quantitative approach with an explanatory research design. The population consisted of employees of the organization selected as the research object, while the sampling technique used was (to be adjusted: purposive sampling or saturated sampling). The sample size was determined based on the requirements of the statistical analysis. Data were collected using a questionnaire based on a five-point Likert scale. The research instrument was tested for validity and reliability prior to further analysis. The data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS) to examine the direct and indirect relationships among the research variables. The results indicate that work motivation has a positive and significant effect on employee performance. Employee competence also has a positive and significant effect on employee performance. Furthermore, work quality was found to significantly mediate the effects of work motivation and employee competence on employee performance. These findings suggest that employee performance is determined not only by individual factors but also by the quality of work produced. In conclusion, work quality plays an important role as a mediating variable in strengthening the effects of work motivation and employee competence on employee performance. This study contributes theoretically to the development of a human resource–based performance model and provides practical implications for organizations in improving employee performance through the enhancement of work motivation, employee competence, and work quality.
Pengaruh Adopsi Sistem Pembayaran Hybrid Terhadap Efektivitas Pengelolaan Keuangan UMKM di Kota Palu: Peran Moderasi Literasi Keuangan Apriliani, Sindi; Yunus Kasim, Muhammad; Darman; Samudra, Suryadi
JURNAL MANAJEMEN MOTIVASI Vol 22 No 2 (2026): Jurnal Manajemen Motivasi
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/jmm.v22i2.9038

Abstract

The increasing use of hybrid payment systems among MSMEs requires evidence of their impact on financial management effectiveness. This study examines the effect of hybrid payment system adoption on the financial management effectiveness of MSMEs in Palu City, with financial literacy as a moderating variable. A quantitative approach was employed using data from 60 MSMEs selected through purposive sampling and analyzed with Moderated Regression Analysis (MRA). The findings indicate that hybrid payment system adoption positively and significantly improves financial management effectiveness, while financial literacy weakens this relationship. These findings highlight the importance of integrating digital payment adoption with financial literacy development to enhance MSME financial management.
The Influence of Teacher Competence and Differentiated Instruction on the Learning Outcomes of Students with Special Educational Needs: The Mediating Role of Learning Motivation Qiran; Moh. Marham Mubaraq Lumi; Darman; Muh Rijal
Journal of Educational Technology and Innovation Vol. 2 No. 1 (2026): Journal of Educational Technology and Innovation (In Process)
Publisher : Fakultas Ilmu Pendidikan dan Budaya - Universitas Bina Mandiri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.90987/3h7snf91

Abstract

This study examined the influence of teacher competence and differentiated instruction on the learning outcomes of students with special educational needs through the mediating role of learning motivation. The study was motivated by the need to improve the quality of inclusive education through teachers' competence in implementing differentiated learning that accommodates students' diverse characteristics and learning needs. A quantitative approach with an explanatory survey design was employed. The participants consisted of 53 teachers from inclusive schools and special schools selected using purposive sampling. Data were collected through a structured questionnaire distributed via Google Forms and analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS), supported by Pearson correlation and multiple regression analyses. The findings revealed that differentiated instruction had the strongest positive effect on students' learning outcomes (β = 0.579), followed by learning motivation (β = 0.281). Teacher competence was positively associated with differentiated instruction (r = 0.766) and learning motivation (r = 0.806), indicating that competent teachers were more capable of implementing adaptive instructional strategies that enhanced students' motivation. Furthermore, the proposed structural model demonstrated satisfactory explanatory power, with an R² value of 0.703, indicating that 70.3% of the variance in learning outcomes was explained by teacher competence, differentiated instruction, and learning motivation. The results confirm that learning motivation functions as a mediating variable linking teacher competence and differentiated instruction to students' learning outcomes. These findings highlight the importance of strengthening teacher competence and implementing differentiated instruction to improve learning outcomes in inclusive education.
Strategi Manajemen Layanan Kesehatan Berbasis SWOT Dalam Peningkatan Status Gizi Bayi dan Balita di Kecamatan Bulango Utara Kabupaten Bone Bolango Ariyanti Wange; Azis Rachman; Darman Darman
Jurnal Multidisiplin West Science Vol 5 No 08 (2026): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v5i08.3894

Abstract

Status gizi bayi dan balita di Kecamatan Bulango Utara, Kabupaten Bone Bolango, khususnya di Desa Boidu, Desa Tuloa, dan Desa Longalo, masih menunjukkan capaian gizi kurang yang relatif tinggi dan belum stabil, meskipun berbagai program intervensi seperti Pemberian Makanan Tambahan (PMT) lokal telah dilaksanakan. Penelitian ini bertujuan menganalisis faktor internal (kekuatan dan kelemahan) dan faktor eksternal (peluang dan ancaman), serta merumuskan strategi peningkatan status gizi bayi dan balita melalui pendekatan analisis SWOT. Penelitian menggunakan pendekatan kualitatif dengan desain studi kasus. Data dikumpulkan melalui wawancara mendalam dengan 14 informan yang terdiri atas Kepala Puskesmas, petugas gizi Puskesmas, kepala desa, bidan desa, kader Posyandu, dan ibu balita di tiga desa penelitian, dilengkapi observasi dan dokumentasi, kemudian dianalisis menggunakan pendekatan SWOT model Rangkuti (2014) melalui penyusunan Matriks IFAS dan EFAS, penentuan posisi pada diagram kuadran SWOT, dan perumusan alternatif strategi melalui Matriks TOWS (SO, WO, ST, WT). Hasil penelitian menunjukkan bahwa kekuatan utama terletak pada aktifnya Posyandu, ketersediaan tenaga gizi dan kader terlatih, serta program PMT lokal; sementara kelemahan utama berupa rendahnya pengetahuan gizi ibu balita dan partisipasi masyarakat yang belum merata. Peluang eksternal mencakup pelatihan rutin dari Puskesmas dan Dinas Kesehatan serta program bantuan pemerintah, sedangkan ancaman utama berasal dari kondisi sosial-ekonomi keluarga, sanitasi lingkungan, dan pola asuh yang kurang tepat. Total skor IFAS sebesar 2,77 dan EFAS sebesar 2,62 menempatkan posisi strategi pada Kuadran I, yang mendukung penerapan strategi agresif berbasis kekuatan dan peluang. Penelitian ini merekomendasikan penguatan kapasitas kader, optimalisasi Dana Desa dan pangan lokal, serta peningkatan edukasi gizi dan sanitasi yang disesuaikan dengan kondisi spesifik setiap desa.
Co-Authors A. Suharman AA Sudharmawan, AA Abdullah, Amnatia R Abdulrival Hartoyo Agrista Tueno Ainun Wanda Febrina Anali Akadji, Irfan Alfa Santoso Budiwidjojo Putra Ana Maria Babo Sarmento Anani, Siske Anggi Nur Andini Hilumalo Apriliani, Sindi Ariyanti Wange Artit Dalangko asna karim Aulia Abdul Rahman Ayu Anastasya Rachman Ayu Anastasya Rachman Celsi Kuku Dama, Desi Putri Desi Novitasari Djamila Podungge Dunggio, Titin Duta Pryaguna J. Mustapa Eko Sudarmanto Ely Ibrahim Ermin Manggena Eva Yuniarti Utami Farlian B Ma&#039;u Fatmah Ma'ruf Febrianto Hasan Ferilla Ahmad fitria husuna Flora Grace Putrianti ghoriqna fibahrilwahdah Hans Yohanes Elrix Doirebo Haras, Nunung Indrasari Harsono Ahmad hasan djafar kani Hastomo Musa Hunowu, Abd. Hamid Idrus, Rini Angriani Iin Angraen Napu Imam Mashudi Imam Mashudi, Imam Irfan Akadji isfan y. igris Ismiyati A Noe Iwan Harsono Judijanto, Loso Karim, Yuliana A Karlina Napu karlina napu Kusuma, Anton Loso Judijanto Lukman Setiawan Mahadi, Nur Rizky Putri Maman Musa Marno Suleman Marsanda Hatiku Meilan Matiti Meyskeh Yusuf Miranda Darise Moh Ryan YL Saad Moh. Marham Mubaraq Lumi Muh Rijal Musa, Maman Ni Kadek Adnyani Nirva Agrianti Noprian Nurhayati A. Ayuba Nurlaila Hasan Nuzmerini Rauf Patuti, Zeinia Qiran Rachman, Ayu Anastasya Rachman, Azis Rahayu Agustina Ishak Rahmatullah Lengato Ramdan Zulkarnain S Dai Rini Angriani Idrus Riyanti Maruf Sadam Yunus Samalua Waoma Samin Latif Saridwi Nanda Siske Anani Siswanto Luawo sitti djou Sitti Husna Sitti Husna Noviana Djou Sri Apsin Gaib Sri Nabila Dulupi Sudarsono . suminto limbotu Syamsinah Syarifah Syarifnur Tahir, Ismail Tri Liswinda Umar indi Trivena Livia Mandagi Usman Kumedi Wahyu Maulid Adha Windy Rasyid Yahya, Siskawaty Yenni Del Rosa Yosef P Koton Yulihardi Yunus Kasim, Muhammad Yunus, Sadam Zakiyah Zahara