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All Journal Journal of English for Academic and Specific Purposes (JEASP) Pendas : Jurnah Ilmiah Pendidikan Dasar Owner : Riset dan Jurnal Akuntansi Istawa: Jurnal Pendidikan Islam Jurnal Akuntansi dan Bisnis Jurnal Farmasi Higea Prosiding Konfererensi Nasional Bahasa Arab Al Iman: Jurnal Keislaman dan Kemasyarakatan SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL Al-Ulum: Jurnal Pendidikan Islam PROFESSIONAL HEALTH JOURNAL Jurnal Ekonomi Syariah Pelita Bangsa Jurnal Disastri: Pendidikan Bahasa dan Sastra Indonesia Jurnal Pengabdian Masyarakat untuk Negeri (UN-PENMAS) Al-Lahjah : Jurnal Pendidikan, Bahasa Arab dan Kajian Linguistik Arab Jurnal Pengabdian kepada Masyarakat Desa (JPMD) Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Al-Ulum: Jurnal Pendidikan Islam Pustaka: Jurnal Bahasa dan Pendidikan Harmoni: Jurnal Ilmu Komunikasi Dan Sosial Jurnal Informasi Pengabdian Masyarakat Triwikrama: Jurnal Ilmu Sosial Eksekusi: Jurnal Ilmu Hukum dan Administrasi Negara Jurnal Ilmiah Research Student Faedah: Jurnal Hasil Kegiatan Pengabdian Masyarakat Indonesia Jurnal Media Akademik (JMA) Hatta: Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi International Journal of Educational Development Amandemen: Jurnal Ilmu Pertahanan, Politik dan Hukum Indonesia Jurnal Praba: Jurnal Rumpun Kesehatan Umum CYBER-Techn(Jurnal Informatika dan Industri) Syaikhuna: Jurnal Pendidikan dan Pranata Islam STAI Syaichona Moh. Cholil Bangkalan Jurnal Pendidikan Anak Usia Dini Al-Amin Al Iman: Jurnal Keislaman dan Kemasyarakatan Journal of Golden Generation Economic Dharma Pendidikan International Journal of Educational Practice and Policy
Siti Maisaroh
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DAMPAK TRANSISI UANG TUNAI KE UANG DIGITAL TERHADAP INKLUSI KEUANGAN DI INDONESIA PERSPEKTIF EKONOMI SYARIAH Siti Maisaroh; Sri Wahyuni
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 4 No. 3 (2024): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v4i3.832

Abstract

Financial inclusion is crucial for Indonesia's economic development, yet significant challenges remain in serving underserved groups such as rural communities, MSMEs, and low-income households. This study aims to analyze the transition from cash to digital money and its implications for financial inclusion in Indonesia from an Islamic economic perspective. The research focuses on the interplay between digital financial technology adoption particularly e-wallets and QRIS and adherence to Islamic financial principles, including prohibitions on riba (usury), gharar (uncertainty), and unfair transactions.Using a qualitative approach, the study employs literature reviews, case analyses, and in-depth interviews with stakeholders, including digital payment users, Islamic finance experts, and regulators. Data triangulation ensures comprehensive insights. Results indicate that while digital money facilitates financial inclusion by increasing accessibility, literacy, and convenience, concerns over shariah compliance hinder adoption among conservative Muslim users. Notably, awareness and education about Islamic principles in digital finance positively influence acceptance.This research highlights the importance of integrating Islamic values into digital financial services to enhance trust and participation. Policymakers and financial institutions should prioritize shariah-compliant innovations and targeted educational campaigns to address barriers. These findings contribute to advancing inclusive financial ecosystems that align with the socio-religious context of Indonesia.
PENDIDIKAN DALAM PERSPEKTIF KI HAJAR DEWANTARA : ANTARA KEBEBASAN, KEMANDIRIAN, KEBUDAYAAN Siti Maisaroh; Dya Qurotul A'yun
Jurnal Media Akademik (JMA) Vol. 2 No. 12 (2024): JURNAL MEDIA AKADEMIK Edisi Desember
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/v2i12.1178

Abstract

Ki Hajar Dewantara, sebagai tokoh pendidikan nasional Indonesia, berpendapat bahwa pendidikan harus mampu membebaskan individu dari keterbatasan pemahaman dan ketergantungan. Ia menekankan bahwa kemandirian dalam proses belajar merupakan hal penting untuk mengembangkan potensi diri dan karakter siswa. Menurut Dewantara, pendidikan seharusnya memberikan kebebasan bagi setiap individu untuk tumbuh dan berkembang tanpa terkekang oleh norma atau tradisi yang membatasi. Artikel ini juga menyoroti bagaimana pendidikan harus berlandaskan pada kebudayaan lokal, untuk memperkuat identitas bangsa dan membangun rasa cinta tanah air. Dengan pendekatan yang menyeluruh ini, diharapkan pendidikan dapat menghasilkan generasi yang tidak hanya cakap dalam bidang akademik, tetapi juga memiliki moral yang kuat serta kepedulian terhadap masyarakat dan lingkungan sekitar. Pemikiran Ki Hajar Dewantara tentang pendidikan menekankan pentingnya kebebasan, kemandirian, dan kebudayaan dalam proses pembelajaran, yang dapat membentuk karakter siswa secara utuh, menghasilkan individu yang tidak hanya pandai dalam aspek akademik, tetapi juga memiliki sikap positif, rasa tanggung jawab, dan kepedulian terhadap kehidupan sosial serta budaya di sekitarnya.
MENGINTEGRASIKAN MODEL PEMBELAJARAN PBL DENGAN INSTRUMEN NON TES (SOSIODRAMA) PADA PEMBELAJARAN BAHASA INDONESIA Siti Maisaroh; Nanda Octavia Ramadhani; Andika Adinanda Siswoyo
Jurnal Media Akademik (JMA) Vol. 2 No. 12 (2024): JURNAL MEDIA AKADEMIK Edisi Desember
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/v2i12.1192

Abstract

Penelitian ini bertujuan untuk mengevaluasi efektivitas penggunaan metode pembelajaran drama, khususnya sosiodrama, dalam meningkatkan pemahaman siswa terhadap materi drama dan keterampilan sosial mereka. Penelitian ini dilakukan dengan membandingkan hasil belajar siswa sebelum dan setelah penerapan sosiodrama. Hasil yang diperoleh menunjukkan adanya peningkatan yang signifikan dalam hasil belajar siswa, tercermin dari kenaikan rata-rata nilai, nilai tertinggi yang lebih baik, dan nilai terendah yang meningkat setelah praktik sosiodrama dilakukan. Selain itu, variasi hasil belajar antar siswa juga berkurang, yang menunjukkan bahwa pendekatan ini dapat mengurangi kesenjangan pemahaman di antara siswa. Penerapan metode ini memberikan pengalaman belajar yang lebih aplikatif serta meningkatkan keterampilan komunikasi, kolaborasi, dan pemahaman siswa terhadap elemen-elemen dalam drama. Dengan demikian, sosiodrama terbukti efektif dalam meningkatkan pemahaman siswa serta mengembangkan keterampilan sosial dan emosional mereka. Berdasarkan temuan ini, dapat disimpulkan bahwa sosiodrama merupakan metode yang berhasil dalam memperdalam pemahaman materi dan mengasah keterampilan sosial serta emosional siswa, yang berdampak positif pada kemampuan mereka dalam berinteraksi dan berkolaborasi dalam berbagai konteks.
Peningkatan keterlibatan Siswa dalam Kegiatan Belajar Melalui Pemanfaatan Media Papan Keaktifan dari Sampah Gelas Plastik Siti Maisaroh; Noer, Addely Damayanti; Pritasari, Ade Cyntia; Puspitasari, Aditya Dyah; Jannah, Ana Naimatul
Jurnal Pengabdian kepada Masyarakat Desa (JPMD) Vol. 5 No. 3 (2024): JPMD
Publisher : LP3M IAIFA Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58401/jpmd.v5i3.1647

Abstract

The use of plastic cups is one of the teacher's efforts as a board medium for assessing student activity. The media used in class is very important to support successful learning in class. Media is material, or events that build conditions that enable students to acquire knowledge, skills or attitudes. The use of this glass is expected to be able to improve the quality of students at SDN Dasok 3. This research aims to determine the steps for using plastic cups as a board medium to assess the activity of grade students at SDN Dasok 3. The use of plastic cups as a board medium to assess the activity of class students. SDN Dasok 3. This research uses descriptive qualitative methods. Based on the research results, the steps for using plastic cups as a board medium to assess the activity of students at SDN Dasok 3 are cutting cardboard, cutting plastic cups, writing students' names, cutting grades, making hangers. Utilization of Plastic Cups as Board Media to Assess the Activeness of Students at SDN Dasok 3, namely students are more active in class, students are more enthusiastic in learning, students are bolder in conveying their ideas, student creativity is increasing.
Dampak Kenaikan PPN 12% terhadap Pendapatan Negara dan Kesejahteraan Masyarakat Aisyah Aulia; Siti Maisaroh; Assyfa Futri Ananta; Wahjoe Pangestoeti
Amandemen: Jurnal Ilmu pertahanan, Politik dan Hukum Indonesia Vol. 2 No. 1 (2025): Jurnal Ilmu pertahanan, Politik dan Hukum Indonesia
Publisher : Asosiasi Peneliti dan Pengajar Ilmu Hukum Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/amandemen.v2i1.773

Abstract

This study examines the impact of the 12% VAT increase on state revenue and societal welfare in Indonesia. The research aims to analyze how the policy affects economic indicators such as inflation, purchasing power, and fiscal stability. A qualitative method with a systematic literature review approach was employed, utilizing data from scholarly articles, online news, and related journals. Findings indicate that the VAT increase contributes to a 0.8–1% rise in the Consumer Price Index (CPI) and significantly affects secondary and tertiary goods, while essential goods remain exempt. The policy is expected to enhance state revenue, enabling greater fiscal space for social and infrastructure programs. However, it also raises concerns about reduced purchasing power, particularly among low-income groups. The study suggests implementing compensatory mechanisms and targeted subsidies to mitigate adverse effects. This research underscores the importance of balancing fiscal goals with social equity.
EFEKTIVITAS MODEL PEMBELAJARAN PROBLEM BASED LEARNING TERHADAP PENINGKATAN KEMAMPUAN PEMECAHAN MASALAH PADA MATERI PELAJARAN IPAS BAGI SISWA KELAS IV SD SONOSEWU BANTUL Nur Ikasari; Siti Maisaroh
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 01 (2025): Volume 10, Nomor 01, Maret 2025
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i01.22519

Abstract

Penelitian ini memiliki tujuan untuk menguji efektivitas model pembelajaran Problem Based Learning (PBL) dalam meningkatkan kemampuan pemecahan masalah pada materi pelajaran IPAS untuk siswa kelas IV di SD Sonosewu, Bantul. Jenis penelitian ini menggunakan metode Quasi Eksperimen dengan rancangan Nonequivalent Control Group Design. Penelitian ini mencangkup dua kelas yaitu kelas eksperimen yang diterapkan model pembelajaran Problem Based Learning dan kelas kontrol yang menggunakan model pembelajaran Discovery Learning. Sampel penelitian mencakup Kelas IV A yang terdiri dari 27 siswa sebagai kelompok eksperimen dan Kelas IV B yang terdiri dari jumlah siswa yang sama yaitu 27 siswa dengan kelompok kontrol.Teknik pengumpulan datanya dengan menggunakan tes berupa pretest dan posttest, dokumentasi, serta analisis data menggunakan uji independent sample t-test. Hasil penelitian menunjukkan bahwa setelah diterapkan pembelajaran dengan model Problem Based Learning, terjadi peningkatan yang signifikan dalam kemampuan pemecahan masalah siswa. Pada kelas eksperimen nilai rata-rata posttest mencapai 81,89, sedangkan pada kelas kontrol nilai rata-rata posttest hanya 67,67. Berdasarkan analisis data dengan uji hipotesis menggunakan independent sample t-test, diperoleh nilai signifikansi (2-tailed) sebesar 0,001 < 0,05, yang berarti H0 ditolak dan H1 diterima. Dengan demikian, dapat ditarik kesimpulan bahwa pada model pembelajaran Problem Based Learning efektif dalam meningkatkan kemampuan pemecahan masalah pada materi pelajaran IPAS bagi siswa kelas IV di SD Sonosewu Bantul.
Surah Al-Nur: Ditinjau Dari Potret Estetika Dan Ilustrasi Artistik Bahasa Siti Maisaroh
Syaikhuna: Jurnal Pendidikan dan Pranata Islam Vol. 8 No. 1 (2017): Maret
Publisher : STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/syaikhuna.v8i1.3064

Abstract

Al-Qur’an owning many idiosyncrasy, not only guidance moslem people life, on the other side, language of Al-Qur’an also invite astonishment manner for all human being, moslem and also non moslem. In this case, researcher will study al-Nur Surah and all language idiosyncrasy in it. This research is aimed at: 1. To know any kind of language esthetic side evaluated from science of Arabic language rhetorica (ilm al-Balaghah) in al-Nur Surah 2. To know how language artistic illustration in al-Nur. The design of this research is qualitative research which is use a descriptive analysis Approach and with reference triangulation method, that is a style try to show message from Al-Qur’an as alive message, present and concrete can make comprehension for the reciter and give hard motivation to practice the holy message contained inside Al-qur’an. The subjects were the sentences in al-Nur which representing to 24 of Al-Qur’an Surah. Al-Nur which discussing many moral social of society and arrange the social order of society by usage beauty of Arabic Ianguage from Ianguage illustrative, esthetics value and the beauty of very high rhetoric Ianguage which has no equal in this world. So that this Ianguage easy to touched being soul and logic and be especial reference in take of law and mannage pattern live society.
Interferensi Sintaksis Bahasa Ibu terhadap Keterampilan Berbicara Bahasa Arab (Studi Kasus Mahasiswa Pendidikan Bahasa Arab STAI Syaichona Moh. Cholil Bangkalan) Siti Maisaroh
Syaikhuna: Jurnal Pendidikan dan Pranata Islam Vol. 9 No. 2 (2018): Oktober
Publisher : STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/syaikhuna.v9i2.3256

Abstract

Arabic is the second language that has to be learned in formal education institution and also becomes compulsory subject for students of Arabic department. Each language has different elements that make the students are difficult to master foreign language (Arabic). Moreover, language mastery must have four language skills where composition is one of skills in language. This article explains the result of the research concerns with the Indonesian language syntactical interference on Arabic speaking. Based on the result of the research, the ability of speaking or Arabic conversation still influenced by Indonesian language, even thought many students are able to speak with the appropriate grammar (nahwu and shorof) especially for the students of Arabic Department of Syaichona Moh. Cholil State Institute of Islamic Studies Bangkalan.
Implementasi Kearifan Lokal Melalui Penerapan Baju Adat Kebaya Di Pendidikan Anak Usia Dini Siti Maisaroh; Dawamatussilmi, Vina; Hidayatu Munawaroh
Jurnal Pendidikan Islam Anak Usia Dini Al-Amin Vol 1 No 2 (2023): September 2023
Publisher : STAI Al-Amin Gersik Kediri Lombok Barat NTB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54723/ejpiaud.v1i2.94

Abstract

This study aims to investigate how the application of traditional kebaya clothes in early childhood education can integrate local wisdom. Participatory observation and interview methods were used to collect data from teachers and parents. The results of the study show that the application of traditional kebaya clothes helps children understand and appreciate their own culture and broaden their understanding of cultural diversity. This implementation provides benefits in the development of children's cultural identity and increases their self-confidence, creativity and appreciation of cultural diversity. It is important for educational institutions and parents to support such educational programs in early childhood education.
Pengembangan Materi Ajar Keterampilan Membaca Berbasis Higher Order Thinking Skills (Hots) Siti Maisaroh; Erina Maulida Jh; Miftahul Ulum
Al Iman: Jurnal Keislaman dan Kemasyarakatan Vol. 7 No. 2 (2023): Al-Iman Jurnal Keislaman dan Kemasyarakatan
Publisher : STID Raudlatul Iman Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The aims of this study were: 1. Developt teaching materials for reading skills based on Higher Order Thinking Skills (HOTS) 2. Measure the effectiveness of developing teaching materials for reading skills based on Higher Order Thinking Skills (HOTS). This research is a research and development of the ADDIE model which consists of five stages, namely analysis, design, development, implementation, and evaluation. Data collection techniques using observation, interviews, documentation, questionnaires, and tests. After the author designing teaching materials, conduct experiments, analyze all the data, the authors get a summary; 1) Teaching materials for reading skills were developed based on higher order thinking skills (HOTS) in the form of textbooks in accordance with the principle of learning based on higher order thinking skills, student desires, and analysis of student needs. The material is taken from the topic of actual and real problems and phenomena that occur in society. This material consists of ten topics that aim to enable students on obtaining inferential comprehension, evaluation, and appreciation. The product of this resource is the book text contents and methods considered good 76%, it means that the book is suitable for learning. 2) The teaching material is effective for improving speaking skills for students, it is based on the pretest and posttest results increased from an average of 66 % to an average of 81,5 % in posttest. This is supported by the results of questionnaires and interviews that most of the students had good grades and increased. Tujuan penelitian ini adalah: 1. Mengembangkan bahan ajar keterampilan membaca berbasis Higher Order Thinking Skills (HOTS) 2. Mengukur efektivitas pengembangan bahan ajar keterampilan membaca berbasis Higher Order Thinking Skills (HOTS). Penelitian ini merupakan penelitian dan pengembangan model ADDIE yang terdiri dari lima tahap yaitu analisis, desain, pengembangan, implementasi, dan evaluasi. Teknik pengumpulan data menggunakan observasi, wawancara, dokumentasi, angket, dan tes. Setelah penulis merancang bahan ajar, melakukan percobaan, menganalisis seluruh data, penulis mendapatkan ringkasan; 1) Bahan ajar keterampilan membaca dikembangkan berdasarkan keterampilan berpikir tingkat tinggi (HOTS) dalam bentuk buku teks sesuai dengan prinsip pembelajaran berdasarkan keterampilan berpikir tingkat tinggi, keinginan siswa, dan analisis kebutuhan siswa. Materi diambil dari topik permasalahan dan fenomena aktual dan nyata yang terjadi di masyarakat. Materi ini terdiri dari sepuluh topik yang bertujuan agar siswa memperoleh pemahaman inferensial, evaluasi, dan apresiasi. Produk dari sumber ini adalah teks buku, isi dan metodenya dinilai baik 76%, artinya buku tersebut layak untuk dipelajari. 2) Bahan ajar efektif untuk meningkatkan keterampilan berbicara siswa, hal ini berdasarkan hasil pretest dan posttest meningkat dari rata-rata 66% menjadi rata-rata 81,5% pada posttest. Hal ini didukung dengan hasil angket dan wawancara bahwa sebagian besar siswa mempunyai nilai baik dan meningkat.
Co-Authors Ade Cyntia Pritasari Aditya Dyah Puspitasari Ahmad Fikri Ahya, Akhmad Sauqi Aisyah Aulia Alfa Rahmiati Amelia Grasela Pasaribu Amrini Shofiyani Ana Rofika Andhita Risko Faristiana Andika Adinanda Siswoyo Assyfa Futri Ananta Astuti, Nita Atsylah Nadiva Azzahwa Lutfia Ulfah Bakti Yulisar Cecep Kusmana Dawamatussilmi, Vina Doddy Setiawan Dya Qurotul A'yun Erina Maulida Jh Faisol Faisol Fitria Cahaya Ginting, Rachel Elisabet Happy Susanto Hasibuan, Jubaidah Heny Sulistyowati Heru Tjaraka Hidayatu Munawaroh Ida Ayu Ilmiyatur Rosyidah Imro’atul Mufidah Ira Sefi Andini Irene Puspa Dewi Jamiatul aini Jannah, Ana Naimatul Jaysal Vicry Karbito Khairunnisa Cahyani Laily Nur Aini M. Bayu Firmansyah Melly Br. Bangun Miftahul Ulum Moh. Aminullah Moh. Asif Syahru Romadhon Mu'minin Mu'minin Muhammad Takwin Machmud Murni Murni Muthiah Muthiah Nanda Octavia Ramadhani Nazilatun Noer, Addely Damayanti Nunung Nurmaesah Nur Ahyani Nur Hafifa Nur Ikasari Nurmaesah, Nunung Nurngaini Nurriyani Siagian NURUL QOMARIYAH Pangestoeti, Wahyu Pasaribu, Amelia Grasela Prasetya, Alifudin Putri Nabilah Umaira Robius Shoffi Rodhiatam Mardiah Damanik Rohmah, Siva Nur Santi Nurhasanah Batubara Sefti Miftahul Jannah Septian Eko Haryansyah Shalsabyla Finta Azalea Silalahi, Oktavia Margareta Silvy Novianty Siti Khodijah Nissa' M Siti Nur Hasanah Siti Sulaikho' Sri Wahyuni Suherman Suherman Susi Darihastining Sutarman Sutarman Tamba, Frayogi Benedict Uswatun Kasanah Verawaty Verawaty Vyona Erlisya Yuliana Intan Felany Zakariya Putra Pratama