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All Journal Jurnal Peluang Proceedings of Annual International Conference Syiah Kuala University - Social Sciences Chapter SARGA Jurnal Ilmiah Mahasiswa Pendidikan Matematika Jurnal Mirai Management Jurnal Ilmiah Peuradeun Kinerja: Jurnal Ekonomi dan Manajemen Forum Ekonomi : Jurnal Ekonomi, Manajemen dan Akuntansi JURNAL SERAMBI ILMU Jurnal Infomedia SEIKO : Journal of Management & Business AkMen JURNAL ILMIAH JURIKOM (Jurnal Riset Komputer) YUME : Journal of Management Jurnal Ilmiah Mandala Education (JIME) JISIP: Jurnal Ilmu Sosial dan Pendidikan Jurnal Ilmiah Inovasi Al-Munawwarah : Jurnal Pendidikan Islam Jurnal Penelitian IPTEKS JURNAL MANAJEMEN DAN BISNIS INDONESIA JURNAL PENELITIAN EKONOMI DAN AKUNTANSI (JPENSI) Kuriositas: Media Komunikasi Sosial dan Keagamaan Budapest International Research and Critics in Linguistics and Education Journal (Birle Journal) JKMM Journal of Judicial Review Jurnal Ilmiah Wahana Pendidikan Agrimansion: Agribusiness Management & Extension Teknika Sains : Jurnal Ilmu Teknik Proceedings of International Conference on Multidiciplinary Research Proceeding International Seminar of Islamic Studies Al-Buhuts (e-journal) EKONOMIKA45 Tanjak: Jurnal Sejarah dan Peradaban Islam Livestock and Animal Research Prosiding Seminar Nasional Universitas Serambi Mekkah CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis KOMUNIDA: Media Komunikasi dan Dakwah Jurnal Manajemen Bisnis Kewirausahaan Gema Wisata Gemilang: Jurnal Manajemen dan Akuntansi Jurnal Produksi Ternak Terapan (JPTT) Journal of Management and Social Sciences Jurnal Riset Hukum, Ekonomi Islam, ekonomi, Manajemen dan Akuntansi Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Jurnal Penelitian Ekonomi Manajemen dan Bisnis Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Trending: Jurnal Manajemen dan Ekonomi Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Manajemen Jurnal Kabar Masyarakat Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora (JURRISH) Jurnal Abdimas Indonesia Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Riset Ilmu Manajemen Bisnis dan Akuntansi Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Serambi Ekonomi dan Bisnis Mutiara: Jurnal Penelitian dan Karya Ilmiah JIPI (Jurnal IPA dan Pembelajaran IPA) Nian Tana Sikka: Jurnal Ilmiah Mahasiswa Akuntansi: Jurnal Riset Ilmu Akuntansi INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Aspirasi : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Ardhi: Jurnal Pengabdian dalam Negri Jurnal Manajemen Kewirausahaan dan Teknologi Jurnal Padamu Negeri Pajak dan Manajemen Keuangan International Journal of Mechanical, Electrical and Civil Engineering Karya Nyata: Jurnal Pengabdian Kepada Masyarakat Inovasi Sosial: Jurnal Pengabdian Masyarakat Alamtana Jurnal Ilmiah Manajemen Dan Kewirausahaan
Anwar Anwar
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering Physics Public Health Social Sciences Transportation Veterinary Other

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Analisis Kinerja Keuangan PT Bank Tabungan Negara (Persero) Tbk dan PT Bank Danamon Indonesia Tbk Periode 2020-2024 Dian Jaatsyiah Noer’s; Uhud Darmawan Natsir; Anwar Anwar; Amiruddin Tawe; Nurman Nurman
JUMBIWIRA : Jurnal Manajemen Bisnis Kewirausahaan Vol. 4 No. 3 (2025): Desember : Jurnal Manajemen Bisnis Kewirausahaan
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/jumbiwira.v4i3.3180

Abstract

This study aims to analyze and compare the financial performance of PT Bank Tabungan Negara (Persero) Tbk. (BTN) and PT Bank Danamon Indonesia Tbk. (Danamon) during the 2020–2024 period using the CAMEL method, which evaluates five key aspects of bank soundness: Capital (CAR), Asset Quality (KAP), Management (NPM), Earning (ROA and BOPO), and Liquidity (LDR). The research adopts a quantitative descriptive comparative approach, with BTN and Danamon as the research population. Secondary data were obtained from the annual financial reports of both banks published on the official Indonesia Stock Exchange (IDX) website for the 2020–2024 period. Data analysis involved calculating CAMEL ratios based on the Bank Indonesia assessment guidelines, along with hypothesis testing using the Independent Sample T-test and the non-parametric Mann-Whitney test through SPSS version 25 to determine whether significant statistical differences existed between the two banks. The findings reveal that the financial performance of BTN and Danamon consistently fell within the “Fairly Healthy” category throughout the observed period. Specifically, BTN demonstrated stronger performance in terms of capital adequacy (CAR), while Danamon showed better results in asset quality (KAP) and profitability (ROA). However, the overall results of the Mann-Whitney test yielded a significance value of 0.465, which is greater than the alpha level of 0.05. This indicates that there is no statistically significant difference between the overall financial performance of BTN and Danamon as measured by the CAMEL method. These results suggest that although the two banks exhibit strengths in different aspects, their overall financial health remains relatively comparable.
CONTENT QUALITY AND CAPTION CONSISTENCY IN INSTAGRAM PROMOTION OF POLITEKNIK NEGERI LHOKSEUMAWE Mahrani, Mahrani; Raisa Fathia; Athina Rizqa; Andini Putri; Anwar Anwar; Maulizar Maulizar; Yulianisah Yulianisah
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 3 No. 1 (2024): Januari
Publisher : Prodi Hukum Ekonomi Syariah, STI Syariah AL-Hilal SIgli

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61393/heiema.v3i1.387

Abstract

This study employs a qualitative approach with a descriptive analysis method, chosen to provide an in-depth understanding of the visual content quality and caption consistency on the official Instagram account of Politeknik Negeri Lhokseumawe (@humas_pnl). Data were collected through direct observation of Instagram posts published between January 2023 and January 2024, totaling 184 uploads. The observation focused on identifying patterns in the use of visuals, the presence of captions, and the alignment between text and images. In addition, content analysis was conducted to examine visual elements such as design, color, and typography, as well as textual elements including caption length, language style, message relevance, and consistency. To strengthen the findings, secondary data were gathered from relevant literature and previous studies on digital communication strategies and higher education promotion. Data were analyzed thematically by categorizing findings into visual quality, caption effectiveness, message consistency, and text–visual alignment. The results were then interpreted to provide a comprehensive overview of the effectiveness of Instagram as a promotional strategy for higher education institutions.
BIVI APPLICATION IMPLEMENTATION FOR WARDAH BEAUTY ADVISORS IN KUALA TANJUNG, NORTH SUMATRA Mhd Abdillah; Cut Izzara; Nadiya Nadiya; Fitri Lisna Yani; Anwar Anwar; Intan Cahyani Rachman; Zulfikar Zulfikar
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 2 No. 1 (2023): Januari
Publisher : Prodi Hukum Ekonomi Syariah, STI Syariah AL-Hilal SIgli

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61393/heiema.v2i1.389

Abstract

This study aims to analyze the implementation of the BIVI (Beauty in Virtual Identity) application on the performance of Wardah Beauty Advisors at Toko Butet Joni Kuala Tanjung Batubara. The research method used is descriptive qualitative with a case study approach. Data were obtained through observation, in-depth interviews, and documentation studies. The results show that the BIVI application contributes to improving operational efficiency through online attendance features based on geolocation and real-time sales recording, which facilitate performance monitoring, payroll calculation, and product stock management. However, the study also found obstacles such as technical issues related to internet stability and limited employee understanding of the application workflow. Overall, the implementation of the BIVI application has a positive impact on enhancing employee performance and can serve as a reference for the development of technology-based management systems in the future.
Perencanaan dan Kinerja Keuangan Badan Pengelolaan Keuangan Daerah (BPKD) Kabupaten Gowa Muliati Muliati; Zainal Ruma; Anwar Anwar; Hety Budiyanti; Annisa Paramaswary Aslam
Journal of Management and Social Sciences Vol. 3 No. 3 (2024): August : Journal of Management and Social Sciences
Publisher : Sekolah Tinggi Ilmu Administrasi Yappi Makassar Jl. Sumba no 46, Kota Makassar, Sulawesi Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimas.v3i3.1468

Abstract

This research aims to find out the planning of the Gowa Regency Regional Revenue and Expenditure Budget Report (APBD) in 2024 and 2025 using the least squares trend technique and wants to know how well the Gowa Regency Regional Financial Management Agency (BPKD) Financial Performance will be in 2024 and 2025 the future will be based on the regional financial independence ratio, the degree of decentralization ratio and the growth ratio. The type of research used is descriptive quantitative. The data processed is the Regional Revenue and Expenditure Budget Realization Report for 2020 to 2022. The data collection technique used in this research is documentation techniques. The data analysis technique is forecasting using the Trend least square formulation and the regional financial independence ratio, the degree of decentralization ratio and the growth ratio. The results of the research show that the projected regional income and expenditure budget (APBD) report for Gowa Regency in 2024 and 2025 will experience a deficit of IDR. (114,637,699,688.89) and Rp. (166,991,785,688.33). Meanwhile, the financial performance of the Gowa Regency Regional Financial Management Agency (BPKD) in 2024 and 2025 is poor, seen from the results of calculating the regional financial independence ratio, it is classified as very low and in the relationship pattern (Instructive) category, with details: in 2024 it is 19% and in 2025 will be 20%, then the decentralization degree ratio is classified as low, with details: in 2024 it will be 16% and 2025 it will be 17%, and the growth ratio is relatively low, with details: in 2024 it will be 5% and in 2025 it will be 4%.
Pengaruh Likuiditas dan Profitabilitas terhadap Keputusan Investasi pada Bank Umum Syariah yang Terdaftar di Bursa Efek Indonesia Periode 2021–2025 Andi Muhammad Hanif; Muhammad Ichwan Musa; Andi Mustika Amin; Anwar Anwar; Annisa Paramaswary Aslam
Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora Vol. 5 No. 1 (2026): Januari: JURRISH: Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurrish.v5i1.6888

Abstract

The rapid development of Islamic banking in Indonesia faces significant challenges in maintaining liquidity and profitability amidst dynamic capital market conditions. The urgency of this study arises from the need to examine whether traditional financial ratios, such as the Financing to Deposit Ratio (FDR) and Return on Equity (ROE), play a decisive role in influencing investment decisions, which are proxied by the Price to Earning Ratio (PER). The main objective of this research is to empirically test the effect of liquidity and profitability, both partially and simultaneously, on investment decisions in Islamic commercial banks listed on the Indonesia Stock Exchange during the 2021–2025 period. This study adopts an associative design with a quantitative approach, utilizing secondary data from financial reports obtained from the IDX, and analyzed using multiple linear regression on 68 observation samples. The findings reveal that neither liquidity nor profitability significantly influence investment decisions, either partially or simultaneously. These results suggest that investors in the Islamic banking sector tend to prioritize non-financial factors such as sharia compliance, governance, macroeconomic conditions, and ESG trends, rather than conventional financial indicators. In conclusion, this research extends the understanding of the limitations of Signaling Theory in the sharia context and recommends the development of a more holistic investment evaluation model. Future studies are encouraged to incorporate non-financial variables for a more comprehensive analysis.
Pengaruh Pemasaran Sensorik terhadap Niat Beli Ulang Konsumen Mako Cake and Bakery Panakkukang Square dengan Kepuasan sebagai Variabel Mediasi Arkam Susilo; Anwar Anwar; Muhammad Ilham Wardhana Haeruddin; Muhammad Ichwan Musa; Rahmat Riwayat Abadi
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 5 No. 1 (2026): Januari: Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v5i1.5439

Abstract

This study aims to determine the effect of sensory marketing on customer repurchase intention, with customer satisfaction as a mediating variable at Mako Cake and Bakery Panakkukang Square. The main focus of this research is to understand how sensory marketing which includes elements as sight, hearing, smell, taste, and touch influences customer repurchase intention and how customer satisfaction plays a role as a mediator. This research uses a quantitative approach. Data were collected through a questionnaire distributed to 220 respondents, who are customers of MAKO Cake and Bakery Panakkukang Square. The method used in this study is Structural Equation Modeling (SEM) supported by Smart PLS 4.0 software. The data analysis process includes validity testing, reliability testing, and structural model testing. The results of the study show that: (1) Sensory Marketing has a positive and significant effect on repurchase intention of MAKO Cake and Bakery Panakkukang Square customers, (2) Sensory Marketing has a positive and significant effect on customer satisfaction at MAKO Cake and Bakery Panakkukang Square, (3) Customer satisfaction has a positive and significant effect on repurchase intention at MAKO Cake and Bakery Panakkukang Square, (4) Customer satisfaction has a positive and significant partial mediating effect on the relationship between sensory marketing and repurchase intention at MAKO Cake and Bakery Panakkukang Square.
Co-Authors A. Fadel Muhammad A. Nurkidam A. Syahida Ulhaq Pasryb Abadi, Rahmat Riwayat Abd. Abd. Aziz Abdi Akbar Idris Abdi Suhazli Abdul Rahman Abdul Rizal abubakar abubakar Adrianus Adrianus Aeko Fria Utama FR Agung Widhi Kurniawan Ainul Maftuchah Akmal Riza Almukarramah, Almukarramah Amazia Tofan Sampeuranag Amiruddin Tawe Anas Zaini Andi Muhammad Hanif Andi Mustika Amin Andini Putri Anizar Ahmad Anna Apriana Hidayanti Annisa Paramaswary Annisa Paramaswary Aslam Anwar Ramli Arie Febretrisiana Arkam Susilo Arshi Naisya Wahyuni Asbi Amin Aswandi Aswandi Athina Rizqa Atthariq Atthariq Azrizan Bin Asdar Bagus Sembodo Baharuddin Dammar Baso Erik Burhanuddin Burhanuddin Chalid Imran Musa Cut Izzara Daffa Gustia Putra Akbar David Oscar Simatupang Dendy Kurniawan Desi Aria Mustika Dian Jaatsyiah Noer’s Dudi Septiadi Dwi Praptomo Sudjatmiko Eka Nurminda Dewi Mandalika Eko Nursanty Ellianti Ellianti Elvina Elvina Endang Rochmiatun Erni Maidiyah Erwin Mahrus Evi Susianti F.A. Pamungkas Fadli Fadli Fahmi Arfan Faisal Faisal Fatmawati Fatmawati Febi Amelia Putri Firah Nur Rizky Said Fitri Lisna Yani Galih Wicaksono H Hasmawati Haerudin Tao Hafizuddin Hafizuddin Hamka Hamka Hasan Nongkeng Hasriati Hasriati Herri Trisna Frianto Hety Budiyanti Hety Budiyanty Hety Budyanti Hizir Hizir Husnurrizal Husnurrizal Ibrahim Ibrahim Ida Hasanah Indra Ronzela Intan Cahyani Rachman Irwan Irwan Jailani Jailani Jaliyuddin Jaliyuddin Joni Hasman Jusrawati Jusrawati Khaidir Syahrul Kristina Parisi La Harudin Laila Sari Lia Devi Loekman Muhamadi Luh Putu Ratna Sundari Lukmanulhakim Lukmanulhakim M IKHSAN M Yusuf M. Ridhwan Mahrani, Mahrani Mani Yusuf Marsuki Marsuki Maulizar Maulizar Mayurida Mayurida Mhd Abdillah Mhd Hasbi Muhammad Aras Muhammad Icwan Musa Muhammad Ilham Wardana Muhammad Imaduddin As'ad Muhammad Nur Muhammad Resky Fahrullah Muhammad Sulaiman Muhammad Usman Muhammad Yunus Muhammad Zubair Muliana Agus Muliati, Muliati Mustikawati Annisa Mutiara Devi Damayanti Nadiya Nadiya Nelliani Nelliani Ni Made Wirastika Sari, Ni Made Wirastika Nisaul Husna Ramadhani Ilham Nur Faizin Nur Intan Pratiwi Nur Syamsu Nurcholidah Solihati Nurfitri Hadi Nurhayati Nurhayati , Hety Budiyanti Nurillah Okta Ambarini Nurjannahtul Hidayah Nurman Nurman Nurman Nurman Nursan, Muhammad Nurul Auliyah Sukri Nurul Qomariah Nurwatul Wardah Muis Rahmad Munazir Rahmad Rahmad Rahmah Johar Raisa Fathia Ramlawati Ramlawati Reniwati Lubis Resky Amalia Hamka Rezky Natakusuma Amin Rezky Nurul Amaliah Ridwan Mochtar Thaha Rifani Nur Sindy Setiawan Rivan Syarif Kaisar Romansyah Sahabuddin Saeful Ma’mun Salman, Aulia Selamaddin Selamaddin Selvina Sandini Seno Sumowo Siti Hasbiah Siti Noor Fadhilah Hamzah Solly Aryza St. Hasnia Sukino Sukino Sunarto Sunarto Suparmin Suparmin Susanto Doni Putra Syiar Rinaldy T Makmur Tasya Maharani Tenri Sayu Puspitaningsih Dipoatmodjo Tongku Nizwan Siregar Tree Setiawan Pamungkas Wahyuni, Sri Wulandari Wulandari Yuliana Yuliana Yulianisah Yulianisah Yusrizal Yusrizal Zainal Ruma Zulfikar Zulfikar Zulkarnaen Jalil Zusma Widawaty A Wahab