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All Journal Jurnal Manajemen Terapan dan Keuangan Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura I-Finance Journal Dinar: Jurnal Ekonomi dan Keuangan Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam INTERNATIONAL JOURNAL ON LANGUAGE, RESEARCH AND EDUCATION STUDIES Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Scientific Journal of Reflection : Economic, Accounting, Management and Business SEIKO : Journal of Management & Business JURNAL PENDIDIKAN TAMBUSAI NISBAH: JURNAL PERBANKAN SYARIAH OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JOURNAL OF APPLIED BUSINESS ADMINISTRATION Istinbath: Jurnal Hukum dan Ekonomi Islam Journal of Humanities and Social Studies JURNAL MANAJEMEN BISNIS Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal Riset Manajemen Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha Program Magister Manajemen JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) Informatika Jurnal Informatika Ekonomi Bisnis Al-Kharaj: Journal of Islamic Economic and Business JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN Ilomata International Journal of Management JURNAL MANAJEMEN PENDIDIKAN Enrichment : Journal of Management Aghniya: Jurnal Ekonomi Islam Cakrawala Repositori Imwi Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Journal of Islamic Economics and Finance Studies Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Ilomata International Journal of Management Quantitative Economics and Management Studies Management of Zakat and Waqf Journal (MAZAWA)) Jurnal Ilmu Ekonomi dan Bisnis Islam EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial El-Mujtama: Jurnal Pengabdian Masyarakat Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Kontigensi: Jurnal Ilmiah Manajemen Jurnal Ekonomi INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Journal of Indonesian Management Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah EKSYA: Jurnal Ekonomi Syariah Islamiconomic: Jurnal Ekonomi Islam Journal of Innovation Research and Knowledge el-Amwal CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Management, Economic and Accounting (JMEA) Journal of Islamic Economics Lariba Journal of Social Commerce Amkop Management Accounting Review (AMAR) Jurnal Ilmu Alquran dan Tafsir Jurnal Riset Manajemen dan Ekonomi Jurnal Riset Ekonomi dan Akuntansi Jurnal Informatika Ekonomi Bisnis JAKBS Journal of Economics and Management Scienties Journal of Management, Economic, and Accounting Jurnal REKOMEN (Riset Ekonomi Manajemen) Maslahah: Jurnal Manajemen dan Ekonomi Syariah IIJSE Journal of Islamic Economics and Finance AB-JOIEC: Al-Bahjah Journal of Islamic Economics Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi Moneter : Jurnal Ekonomi dan Keuangan Santri : Jurnal Ekonomi dan Keuangan Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Economic: Journal Economic and Business An-Nisbah: Jurnal Ekonomi Syariah Journal of Ekonomics, Finance, and Management Studies Jurnal Ekonomi, Manajemen, Akuntansi
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The influence of business capital and cost of space rent (ijarah) on merchants’ income in the traditional market of Lau Dendang Village Pane, Muhammad Rivaldi; Nasution, Muhammad Lathief Ilhamy; Harahap, Muhammad Ikhsan
Journal of Islamic Economics Lariba Vol. 10 No. 1 (2024)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol10.iss1.art5

Abstract

IntroductionPrevious research has been carried out to analyze variables that influence traditional traders' income. However, research with the variables working capital and rental costs in the context of Lau Dendang Village has not been carried out.ObjectivesThis research was carried out with the aim of finding out the relationship between business capital and rental costs (Ijarah) on trading income in the traditional market of Lau Dendang Village.MethodThis research was conducted and carried out using quantitative methods and uses data obtained from sampling using research instruments in the form of questionnaires with the population being traders in several markets in Lau Dendang Village.ResultsThe results of the research that has been carried out are that a negative and significant influence is obtained on the variable working capital and rental costs as independent variables on merchants income as dependent variable.ImplicationsMerchants in traditional market should have adequate capital of their own and need support to lower rental costs to increase their income.Originality/NoveltyThis study contributes to enrich studies in the field of Islamic economics related to the income of traders in traditional markets.
Analysis of consumer protection system in improving expedition services from an Islamic perspective: A case study of insurance at J&T Express Medan Fadillatunnisa, Fadillatunnisa; Nasution, Muhammad Lathief Ilhamy; Nasution, Juliana
Journal of Islamic Economics Lariba Vol. 10 No. 1 (2024)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol10.iss1.art11

Abstract

IntroductionAs the economic landscape in Indonesia continues to evolve, there is a growing demand for shipping services. Nevertheless, from an Islamic perspective, research regarding insurance protection for shipped goods remains limited.ObjectivesThis research aims to examine consumer protection in enhancing expedition services for the shipment of goods at J&T Express Medan, focusing on the forms of protection against delays, damages, and losses during delivery due to negligence in the shipment process, which results in losses for consumers.MethodThe research methodology employed is qualitative research with a descriptive approach. This study utilized both primary and secondary data.ResultsIn the context of J&T Express's regular services, the service provider includes protections such as insurance and wooden packaging if deemed necessary by consumers to prevent damages and resultant losses during the shipment of goods. To ensure the safety of shipped items, J&T always offers insurance options for every item dispatched, especially for high-value items. Additionally, J&T Express provides packing services to guarantee the security and safety of the transported goods.ImplicationsThis research provided insights for sellers on whether they should opt for insurance protection or not based on the nature, fragility, and value of the items being shipped.Originality/NoveltyThis study contributes to insurance protection in the context of shipments from an Islamic perspective in Indonesia.
Blang Sentang Village Community's Understanding of Indonesian Sharia Bank Pulungan, Nur Hidayah; Hasibuan, Elpina Yanti; Nasution, Muhammad Lathief Ilhamy
Journal of Indonesian Management Vol. 2 No. 1 (2022): March
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i1.438

Abstract

The main problems in this study are 1) how is the understanding of the people of Blang Sentang Village towards Islamic banks indonesia, 2) What efforts are made by Islamic banking in socializing Islamic banks to the public. The type used in this research is a qualitative research type. The results of the study indicate that the public's understanding of Islamic banks is still lacking. Thus, through the program created by the Islamic banking party, it can overcome the problems that exist in the community, namely the lack of understanding of the people of Blang Sentang Village about Islamic banks.
Analysis of Customer Satisfaction Levels with Sharia Banking Services at BSI Bener Meriah Wahyuni, Wahyuni; Harahap, Muhammad Doli; Nasution, Muhammad Lathief Ilhamy
Journal of Indonesian Management Vol. 2 No. 1 (2022): March
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i1.439

Abstract

This article aims to determine the level of customer satisfaction with sharia banking services at Bsi Bener Meriah. Facing an increasingly critical society like now, apart from products, the services provided also affect the sustainability of the company. maintain customer trust and satisfaction with their services. Service as the first promotion to prospective customers, if the quality of service is excellent, then the customer will continue to transact, and vice versa.
Analisis Klaim Asuransi Pada Produk Brilliance Hasanah Sejahtera dalam Meminimalisir Resiko Jiwa Dan Investasi (Studi Kasus PT. Sun Life Financial Syariah Cabang Medan) Rahmadhani, Anisa; Anggraini, Tuti; Nasution, Muhammad Lathief Ilhamy
Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Vol 4, No 1: 2023
Publisher : LPPM Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ebma.v4i1.4345

Abstract

This study aims to determine insurance claim procedures and decision making process for insurance claims for Brilliance Hasanah Sejahtera products in minimizing life and investment risks in PT Sun Life Financial Syariah Medan Branch. This type of research uses qualitative research methods. Data collection techniques in this study were carried out by observation, interviews, literature and documentation at PT Sun Life Financial Syariah Medan Branch. The results of this study indicate that the procedure for submitting Brilliance Hasanah Sejahtera insurance claims is not difficult. If a participant submits a claim, first understand the conditions required by Sun Life. And if the participant submits a claim by filling out the form honestly and the completeness of the files is in accordance with PT Sun life's requirements, the claim will be approved and the claims department has a standard claim process of 14 working days for complete every incoming claim with a record that all requirements and documents have been fulfilled. Claims can be postponed if there is a shortage of documents, the company will ask 8participants to complete the data, as a result, claims will be postponed before everything is done complete. But claims can be rejected if irregularities are found, no right, and other causes that are not allowed in insurance.
Analisis Pengaruh Pendidikan dan Jumlah Penduduk Terhadap Ketersediaan Lapangan Pekerjaan di Provinsi Sumatera Utara Hasibuan, Ahmad Muniruddin; Nasution, Muhammad Lathief Ilhamy; Silalahi, Purnama Ramadani
Jurnal Akuntansi, Keuangan, dan Manajemen Vol. 6 No. 1 (2024): Desember
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jakman.v6i1.3438

Abstract

Purpose: This study aims to analyze the influence of education and population on the availability of jobs in North Sumatra. Methodology: The methods used are qualitative and quantitative methods (combined/mixed methods). The data used by researchers in this paper are primary data (interviews) and secondary data obtained from the BPS (Central Statistics Agency) of North Sumatra, the government or other agencies, articles, news or websites that can support this research and the qualitative method uses an interview system with sources related to the problems studied. Results: The results of this study indicate that the education variable has a t-value of 2.994> t table = 1.943 so it can be concluded that education has a significant positive effect on the availability of jobs while the population has a t-value of 1.827 <t table = 1.943 so it can be concluded that the population variable not effect on the availability of jobs in the province of North Sumatra. Limitations: The results of the interview are that the availability of jobs will be easily obtained by job seekers if they have work skills, higher education and previous work experience. Contribution: The result have been salutation about how analysis project about education given solution for student.
DIGITAL PAYMENT: PROBABILITY IN MILLENIAL (CASE STUDY OF UINSU FEBI STUDENTS) Nasution, Muhammad Lathief Ilhamy
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 4, No 2 (2020): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v4i2.2447

Abstract

The rapid technological advances with a very strong internet penetration make the Indonesian people connect to communicate instantly. This has indirectly changed the pattern of human life, especially in the activities of shopping, communicating and working and transacting money in order to spend their income. Therefore with the activities carried out the hope of access to financial services that are affordable, fast and easy to personally connect with various activities. Someone in the internet world makes demands that need to be addressed by modern financial service providers.  Internet access has shown a significant increase. This is consistent with the publication of the Association of Internet Service Providers (APJII) in March 2015 stating an increase in internet users, namely from 71.9 million in 2013 to 88.1 million users at the end of 2014, or about 34.9% of the total population currently. This digital payment research shows that there is an increase in the quality of banking services in Indonesia. This is because the banking management has implemented it to reach all levels of Indonesian society, especially for millennials living in the FOR (frontier, outermost, and remote) areas.
Development Jona Garden Destination City of Binjai (Socio-economic Analysis Approach) Rambe, Rizki Suhanry; Yusrizal, Yusrizal; Nasution, Muhammad Lathief Ilhamy
Quantitative Economics and Management Studies Vol. 5 No. 5 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.qems2886

Abstract

This research aims to find out how the development of Binjai City Tourist Destinations. The research method used is descriptive with a quantitative approach. Where the data gathered through observations, interviews, and queries will be sorted as efficiently as possible to be more easily understood by the reader. The analysis used is based on SWOT analysis, i.e. by looking for strengths, weaknesses, opportunities, and threats in the development of Jona Garden Destination City of Binjai. Therefore, the strategy to be developed is the strategy and treat with the maximum possible use of tourism development in order to prosper further. The strengths that Jona Garden Binjai has to develop are the beauty of tourist objects, preserving the uniqueness of the tourist attractions, enhancing the social sense with the tribal, racial, religious, social and cultural surroundings of the objects of tourism, improving the quality of the Human Resources of the staff, promoting it either through social media or through relations with the tourism service.
Pengaruh Kepuasan Kerja, Stres Kerja dan Komitmen Organisasi Terhadap Turnover Intention Pada Karyawan PT. BSI KC Medan Aksara Fira Annisa; Sri Ramadhani; Muhammad Lathief Ilhamy Nst
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 2 No. 2: Januari-Juni 2023
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v2i2.1445

Abstract

Penelitian ini bertujuan untuk menguji pengaruh kepuasan kerja, stres kerja dan komitmen organisasi terhadap turnover intention pada karyawan PT. BSI KC Medan Akasara. Adapun subjek populasi penelitian ini adalah seluruh karyawan PT.BSI KC Medan Aksara dan adapun objek populasi penelitian ini adalah turnover intention atau keinginan berpindah karyawan PT. BSI KC Medan Aksara. Sampel dari penelitian ini adalah seluruh dari jumlah populasi yaitu sebanyak 31 responden. Teknik pengumpulan data dilakukan dengan pengisian kuesioner yang secara langsung diisi oleh karyawan PT.BSI KC Medan Aksara. Adapun teknik analisis data menggunakan uji regresi logistik. Hasil penelitian menunjukkan bahwa dari analisis bivariat menyatakan terdapat pengaruh antara kepuasan kerja terhadap turnover intention dengan nilai p value 0,001 (p<0,05). Terdapat pengaruh antara stres kerja terhadap turnover intention dengan nilai p value 0,002 (p<0,05) dan terdapat pengaruh antara komitmen organisasi terhadap turnover intention dengan nilai p value 0,018 (p<0,05). Setelah dilakukan analisis multivariat terhadap ketiga variabel, diperoleh hasil bahwa stress kerja memiliki pengaruh paling besar terhadap turnover intention dengan nilai 0,04 (p<0,05) dan nilai Exp (B) sebesar 11,9. Dalam artian bahwa karyawan yang tingkat stres kerjanya tinggi akan mengalami 12 kali lebih besar melakukan turnover intention dibandingkan dengan karyawan yang stres kerjanya rendah sehingga dapat disimpulkan bahwa walaupun dari ketiga variabel mempengaruhi turnover intention, akan tetapi pengaruh yang paling kuat adalah variabel stress kerja.
Analisis Risiko Pembiayaan Bagi Hasil Dengan Menggunakan Metode Risk Adjusted Return On Capital (RAROC) Pada Bank Pembiayaan Rakyat Syariah (BPRS) Di Indonesia Periode 2016-2022 Supardi, Supardi; Anggraini, Tuti; Nasution, Muhammad Lathief Ilhamy
SEIKO : Journal of Management & Business Vol 6, No 2.1 (2023)
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v6i2.5223

Abstract

Penelitian ini dilakukan untuk menilai risiko yang timbul dan yang akan dihadapi oleh Bank Pembiayaan Rakyat Syariah (BPRS) di Indonesia periode 2016-2022 dengan menggunakan metode analisis data Risk Adjusted Return On Capital (RAROC) dan pengolahan data menggunakan Ms. Excel. Dalam penelitian ini menggunakan data sekunder yang diambil dari laporan keuangan bulanan Statistik Perbanakan Syariah yang dipublikasikan di website resmi Otoritas Jasa Keuangan. Hasil penelitian ini menunjukkan nilai RAROC pada BPRS di Indonesia secara berturut-turut selama periode 2016-2022 sebesar 8,67, 22,67, 17,21, 48,89, -1,00, -36,22, -1,54. Nilai RAROC yang positif pada tahun 2016-2019 pada BPRS mengindikasikan bahwa BPRS memiliki manajemen risiko yang baik. Hal ini bisa dilihat dari tingkat RAR yang positif dan lebih besar daripada RC. Sedangkan nilai RAROC yang negatif pada tahun 2020-2022 mengindikasikan terdapat potensi kerugian akibat pendapatan yang diterima lebih kecil dibandingkan dengan kerugian yang diharapkan karena nilai RAR negatif, ini menandakan risiko tersebut berpotensi menggerus modal pada BPRS di Indonesia jika kerugian menjadi kenyataan Kata Kunci: BPRS, Risiko Pembiayaan Bagi Hasil, RAROC
Co-Authors Ade Rizki Meilani Adelia Fitra Gustari Ahmad Alfarezi Ahmad Fadelsyah Ahmad Perdana Indra Ananda, Muhammad Risqi Anisah Nasution Aprilliyansyah, Ary Bagas Aqwa Naser Daulay Ardhya Redina Ardiani, Kiki Arifin Fauzi Lubis Arnita Septiani Panjaitan Ary Bagas Aprilliyansyah Aryabimo Reksapramudya Asra, M Rifki Asy’ary, Muhammad Hasan Atika Atika Ayuni Syafitri Barus, Muhammad Arif Batubara, Maryam Cahaya, Nilam Chairunnisa Dian Puspa Chilvia Azhari Cindy Triningsih Dalimunthe, Fitriyani Dela Prianti Devi Damayanti Dharma, Budi Dian Fajar Suryani Dui April Yani Simangunsong Elpina Yanti Hasibuan Endah Hardiati Enjeli, Enjeli Fachry Abda El Rahman Fadillatunnisa, Fadillatunnisa Faradilla Arafah Fatma Devi Dayanti Siagian Fauzi Irsyad Fauziah Amarani Fira Annisa Fitri Hotdiana H. Grace Amalia Tondang Haddad Aidil Nafis Hannum Harahap, Novita Harahap, Muhammad Doli Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Hasibuan, Ahmad Muniruddin Hasibuan, Elpina Yanti Hasmidar Pohan Haviz, Luthfi Hendra Harmain Hendra Harmain Heri Kurniawan, Heri Ilhamuddin Nasution Imsar indah wahyuni Indah Wahyuni Indradewa, Rhian Isma Padillah Isna Khairani Isnaini Harahap Jannah, Nurul Juli Syahputri K, Kamilah Kamila, Kamila Kamilah Kamilah Kamilah, K Kamilah, K Khairul Rahman Kusmilawaty Lely Mawaddah Lilia Afriani Lindung Pratama Lubis, Muhammad Alpansyah Maidalena Maidalena Maidalena, Maidalena Manurung, Ibnu Syawali Matondang, Sabrina Natasya Maulana Abdul Malik Tambunan Maulida, Syakya Mayasari Lubis Mayori, Elsa Meilyna Febri Norenza Meliyani Meliyani Miftha Maulida Anggi Natama Miranty, Fadilla Muhamad Ikhsan Harahap Muhammad Arif Muhammad Arif Muhammad Arif Muhammad Doli Harahap muhammad Syahbudi, muhammad Muhammad Yafiz Muliani, Siska Mustapa  Khamal  Rokan Mutiara Yolanda Nadila Irdayanti Nadila, Riska Nadya Ervina Naser Daulay, Aqwa Nasution, Annio Indah Lestari Nasution, Annio Indah Lestari Nasution, Juliana Nasution, Muhammad Irwan Padli Nasution, Rahmad Mulia Tama Nasution, Yenni Samri Julianti Noprillia Ramadhani Saragih Novariany Ka’u Nur Ahmadi Bi Rahmani Nur Hidayah Pulungan Nur Mija Hasibuan Nurainun Putri Nurainun Putri Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurlaila Nurlaila Nurlaila Nurlaila Nurmala Kumasari Pasaribu Nursantri Yanti Nurul Jannah Nurul Pratiwi Nurul Tri Amanda Okta Distira, Muhammad Feri Oktadistira, Muhammad Feri Padila Putri Pane, Muhammad Rivaldi Parinduri, Islah Rizky Pratama, Lindung Pulungan, Nur Hidayah Putri, Rafika Ananda Qarni, Waizul Rahmadhani, Anisa Rahman Siddik Siregar Rahman, Alif Zuan Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmat Daim Harahap Raihan, Muhammad Rambe, Rizki Suhanry Ramdanil Fajar Raudah Azzahra Manurung Rica Rahim Lubis Ridho Pratama Rifa'i, Alwi Rio Ari Angga Ritonga, Rizka Sabila Rizka Nasution Rohaya, Rohaya Salwa, Faridah Santry Fadhilah Harahap Saparuddin Siregar Saragih, Siti Ramadhani Sardini, Syafira Silalahi, Purnama Ramadani Sinaga, Muhammad Syahputra Siregar, Muhammad Maulana Siregar, Rahman Siddik Siregar, Zaini Abdillah Siti Aisyah Siti Aisyah Siti Aminah Nasution Sitompul, Humaidi Sitorus, Seftia Rendiani Sri Rahmadani Sri Ramadhani Sri Ramadhani Sri Riska Ananda Lubis sri sudiarti sriwahyuni Sriwahyuni Sugianto Sugianto Sugianto Supardi Supardi Syafira Sardini Syahputri, Diana Syahvitri, Ayu Syari Nurhayani Tambunan, Khairina Tanjung, Dava Maulana Tarigan, Nia Safitri Br Taufiqur Ramadhana Teti Tri Astuti Jusasni Tri Inda Fadhila Rahma Tuti Anggraini Tuti Anggraini Ulfah Winda Ummu Khoirotun Nisfah Vina Rahmanda Wahyu Syarvina wahyuni wahyuni Wahyuni Wahyuni Winda Sari Panjaitan Winda, Ulfah Wiwin Khairany Simanjuntak Yenni Samri Juliati Nasution YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yulita Astri Yusrizal Yusrizal Zaini Abdillah Siregar Zalika Fauja Zuhra Nahda Zul Fahmi Napitupulu ‘Izzi, Amalul