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MERGER OF INDONESIAN ISLAMIC BANKS: BUSINESS COMPETITION LAW AND PROTECTION OF CUSTOMERS RIGHTS Romlah, Siti; Amin, Muhammad; Hasanah, Nur
Kanun Jurnal Ilmu Hukum Vol 26, No 1: April 2024: Islam and Human Rights: National and Global Perspective
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/kanun.v26i1.35649

Abstract

The merger of three Islamic banks into BSI has ignited discussions on monopolistic practices and unfair business competition. Some argue that BSI's merger breaches business competition law, specifically Law No. 5 of 1999, due to its control of over 50% of the market share of Islamic commercial banks. However, this argument lacks clarity on the determination of the relevant market, a crucial factor for assessing market dominance and potential monopolistic behavior. This article delves into the BSI merger process, analyzing market share within the defined market as outlined in Law No. 5 of 1999 and its associated regulations. Furthermore, it explores customer protection measures during the merger. The findings indicate that BSI's actions within the relevant market do not exhibit signs of monopolistic practices or unlawful business combinations prohibited by Law No. 5 of 1999. BSI has adhered to all regulatory requirements, ensuring customer protection throughout the merger process.
Implementasi Aplikasi Jember-Sistem Informasi Pelayanan (J-SIP) Dalam Menunjang Keberhasilan Layanan Kependudukan Romlah, Siti; Ulva Herlinza Agustin; Winayatun Azizah; Adil Siswanto
Journal Of Indonesian Social Society (JISS) Vol. 2 No. 3 (2024): JISS - Oktober
Publisher : PT. Padang Tekno Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/jiss.v2i3.233

Abstract

Aplikasi J-SIP ini merupakan salah satu sistem aplikasi dari Dinas Kependudukan dan Pencatatan Sipil (Dispenduk) yang dapat dimanfaatkan masyarakat dan lebih memudahkan masyarakat dalam pengurusan pelayanan administrasi kependudukannya secara online. J-SIP fokus pada layanan administrasi kependudukan dan pencatatan sipil (admindukcapil) dengan basis sistem manajemen basis data relasional. Ini merupakan upaya pemerintah untuk memperbarui sistem dengan teknologi canggih. Selain memberikan kemudahan dan kecepatan, aplikasi ini juga menjamin keamanan data penggunanya. Kepentingan J-SIP tidak hanya terbatas pada kemudahan masyarakat tetapi juga memberikan informasi berharga untuk pengambilan keputusan pemerintah daerah. Melalui implementasi desentralisasi, pemerintah daerah, seperti Dispendukcapil Kabupaten Jember, bertanggung jawab menyediakan layanan administrasi kependudukan yang optimal, mencakup pemenuhan hak dan kebutuhan dasar warga serta melibatkan masyarakat dalam pemerintahan lokal. Dengan demikian, Aplikasi J-SIP menjadi perwujudan upaya pemerintah dalam memperbarui sistem administrasi kependudukan dengan teknologi canggih dan memenuhi kebutuhan masyarakat secara efisien.
Implementing Inclusive Pedagogy in Islamic Religious Education (PAI): Strategies for Classroom Management at SMPIT Al Uswah Bangil Romlah, Siti; Makhzuniyah, Minhah
DINAMIKA : Jurnal Kajian Pendidikan dan Keislaman Vol. 10 No. 1 (2025): Dinamika
Publisher : Islamic Faculty of KH. A. Wahab Hasbullah University, Jombang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/dinamika.v10i1.5779

Abstract

This study examines the implementation of inclusive Islamic Religious Education (PAI)at SMPIT Al Uswah Bangil, focusing on strategies that integrate students with specialneeds into regular classrooms. The research highlights the school’s adaptive approach,combining modified lesson plans, flexible teaching methods (lectures, Q&A,demonstrations, and technology), and strategic classroom management to ensureequitable learning. Key findings reveal that personalized instruction, peercollaboration, and supportive teacher-student relationships enhance participation andcomprehension for all learners. While assessments follow the standard curriculum,accommodations are made to address diverse abilities. The study also underscores theeffectiveness of faith-based interventions, such as Quranic therapy and reward-penaltysystems, in supporting students with special needs. Ultimately, the findings advocatefor stronger institutional commitment to inclusive education, backed by parentalinvolvement and policy reforms, affirming education as a universal right that mustcater to every learner’s unique potential.
RELEVANSI WATAK TOKOH UTAMA DALAM CERPEN SRI SUMARAH KARYA UMAR KAYAM TERHADAP NILAI KEHIDUPAN SEHARI HARI: KAJIAN FEMINISME EKSISTENSIALIS Romlah, Siti; Izati, Isna Nur; Yunus, Syarifudin
Argopuro: Jurnal Multidisiplin Ilmu Bahasa Vol. 8 No. 1 (2025): Argopuro: Jurnal Multidisiplin Ilmu Bahasa
Publisher : Cahaya Ilmu Bangsa Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.6734/argopuro.v8i1.12544

Abstract

This study aims to examine the relevance of the main character's traits in the short story Sri Sumarah by Umar Kayam to the values of everyday life, particularly within the framework of a patriarchal culture that shapes and restricts women's roles. Utilizing Simone de Beauvoir’s existentialist feminist perspective, the study employs a qualitative descriptive method combined with content analysis to explore and interpret the character of Sri Sumarah. The findings reveal that women are often idealized for their sacrifices, which, in reality, are manifestations of gender inequality and the suppression of individual autonomy. Female identity is constructed through social norms dictated by patriarchal structures. The characterization of Sri Sumarah is profoundly relevant to contemporary life, especially in relation to modern women who are increasingly expected to demonstrate independence and psychological resilience. Despite societal and cultural limitations, she retains the freedom to make decisions that shape her life. Her determination and ability to endure in challenging situations demonstrate that women can define the meaning of their own lives without depending on societal recognition or patriarchal definitions. The values presented in Sri Sumarah, such as patience, sincerity, perseverance, and self-reliance, can inspire contemporary women to face life’s challenges with greater strength and independence. Thus, this short story not only teaches moral values but also offers a new perspective on understanding women's struggles within broader social and cultural contexts.
Berbagi Pengetahuan tentang Kinerja Karyawan Melalui Mediasi dan Inovasi Kerja (Sharing Knowledge on Employee Performance Through Mediation and Work Innovation) Liana, Yuyuk; Romlah, Siti; Erawati, Sherly Hesti; Irawati, Rina; Rachmania, Benita
Akutansi Bisnis & Manajemen ( ABM ) Vol 32 No 1 (2025): April
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35606/jabm.v32i1.1560

Abstract

This study aims to examine the effect of knowledge sharing on employee performance with work innovation as a mediating variable. The quantitative methodology used in this investigation involves distributing cross-sectional surveys to 60 employees in Lenteng Regency, Sumenep Regency. Partial Least Square is used in structural equation modeling and model evaluation of the collected data. The data processing process in this study uses Smart PLS 3 software. Statistical analysis shows that knowledge sharing directly and indirectly affects performance. The findings of this study offer insight for employees in Lenteng Regency, Sumenep Regency to emphasize the importance of knowledge sharing in improving performance. This underscores the need for sub-district institutions to formulate more comprehensive regulations that promote that knowledge sharing is beneficial to all stakeholders and has a positive impact on performance.
International Standard Excellent Islamic School: A Perspective of Strategy Canvas Analysis Thoyib, Muhammad; Karisma, Linda Ayu; Romlah, Siti; Humaisi, M; Asyrofi Yahya, Fata; Ngo, Badru
Cendekia: Kependidikan dan Kemasyarakatan Vol 23 No 1 (2025)
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/cendekia.v23i1.10942

Abstract

The rise of educational institutions at various state and private levels has led to increased competition between institutions in almost the same market space. The strategy to deal with this condition is to get out of the competition and let the competition become irrelevant. In line with the concept of Blue Ocean Strategy (BOS), through strategy canvas analysis activities. This study aimed to describe and analyze the implementation of BOS in developing an international standard Islamic school, focusing on strategy canvas analysis. This study used a descriptive qualitative approach with a case study method, through data collection techniques including in-depth interviews, observation, and documentation. The study results indicated that the process of developing an international standard Islamic school at SMA IIBS Bekasi is by the BOS theory put forward by W. Chan Kim and Renee Mauborgne. The planning process begins with reconstructing market boundaries, focusing on the big picture based on the results of the strategy canvas analysis through SWOT analysis. This is conducted to determine the position of the Islamic school among other favorite schools in order to improve and win the educational competition. In this case, Islamic schools can develop innovative program differentiation to increase competitiveness towards international standards.
Qudwatuna as a Leadership Model in Education Quality Development Romlah, Siti; Hamzah, Akhmad Fauzi; Makhzuniyah, Minhah
Munaddhomah: Jurnal Manajemen Pendidikan Islam Vol. 6 No. 3 (2025): Progressive Management of Islamic Education
Publisher : Prodi Manajemen Pendidikan Islam Pascasarjana Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/munaddhomah.v6i3.1871

Abstract

This study examines the implementation of educational quality management at MA Dalwa, which is located in the Darullughah Wadda'wah Raci Bangil Islamic Boarding School. Using a qualitative approach and case study design, this study explores the application of the "Qudwatuna" leadership model, which is oriented towards exemplary behavior in developing educational quality. Data collection was conducted through interviews, observations, and documentation, with data analysis techniques employing the Miles and Huberman interactive model. The results of the study indicate that the implementation of educational quality management at MA Dalwa includes strict student recruitment, improving the quality of teaching staff through ongoing training, providing adequate facilities and infrastructure, transparent financial management, and systematic evaluation of educational quality. The Qudwatuna leadership model emphasizes the importance of leaders as role models for the entire academic community, both in academic and moral aspects. A holistic approach that encompasses academic, religious, and practical skills produces graduates who are competent and possess strong character. MA Dalwa's success in enhancing the quality of education can serve as a model for other Islamic educational institutions, particularly in Islamic boarding school settings. This study contributes to the development of quality management models in Islamic boarding schools, particularly in implementing a continuous improvement system and exemplifying leadership based on Islamic values and modern management principles.
Fuzzy Logic in Determining Hotel Priorities for The Halal Tourism Industry in Garut City Ramdhani, Rizky Fajar; Romlah, Siti; Fanani, Ivan
Journal of Economicate Studies Vol. 4 No. 2 (2020): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v4i2.620

Abstract

Garut Regency is one of the 13 districts designated by the West Java Provincial Government as a halal tourist destination because the various tours that Garut Regency has, such as natural, cultural, special interest, and artificial tourism are very supportive of the development of halal tourism in Indonesia, especially Java. West. Moreover, the majority of Garut residents are Muslim (99.77%). Various selected facilities for sharia tourism, such as hotels, continue to be developed based on the Muslim friendly principle. However, the use of sharia in hotels in Garut as promoted by the Garut Tourism Office is a self-declaration until now, there are no hotels in Garut that already have a halal certificate. So that the problem points to be formulated and known in this study is the extent to which hotels in Garut, especially in the tourist area of ​​Cipanas, have fulfilled the Islamic concept based on Permen Paweka No. 2 of 2014 concerning "Guidelines for Conducting Sharia Hotel Businesses." The approach used in analyzing the hotel is the fuzzy logic approach, which has the advantage that it can be used to analyze data in both exact and social research. This method is applied by researchers to determine hotel priorities based on the product, service, and management variables that are in the criteria for the hilal-1 sharia hotel. These criteria will be included in the fuzzy system variables so that hotels in Garut can be determined whether they are good, good, standard, or bad.
Strategi Peningkatan Kompetensi Siswa melalui Implementasi Kurikulum Merdeka di MA Zainul Anwar Romlah, Siti; Quthny, Abu Yazid Adnan; Ma’arif, Mohamad Ahyar
Attractive : Innovative Education Journal Vol. 6 No. 1 (2024): Attractive : Innovative Education Journal
Publisher : CV. Creative Tugu Pena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51278/aj.v6i1.1055

Abstract

This research is to find out a strategy to increase competency at the MA Zainul Anwar institution. How to implement the Independent Curriculum, which is an important tool in the learning process and is always updated in accordance with societal developments, where the main objectives are students, society and subjects. Speed plays an important role for an educational institution in creating learning tools that involve planning and learning. Based on this background, the formulation of this research problem is how to improve student competency strategies by implementing an independent curriculum at MA Zainul Anwar. This research uses qualitative research methods obtained through interviews, observation, documentation and taking studies from several educational journals. Use This qualitative method makes it easier to obtain relevant information or data. Based on the research results, it can be concluded that through the independence policy, MA Zainul Anwar has started efforts to increase the competence of his students through learning the Merdeka Curriculum, Eskrakuriler and talent interests to improve Human Resources. Keywords: Student Competencies, Merdeka Curriculum, Increasing Student Competencies,
PENGARUH PENDAPATAN KELUARGA DAN MINAT PEMUDA TERHADAP KEPUTUSAN MELANJUTKAN KULIAH DI DESA WONOREJO KEC. LUMBANG PASURUAN Romlah, Siti; Pradikto, Sugeng
Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Vol. 3 No. 4 (2025): Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi
Publisher : Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk memahami hubungan antara pendapatan keluarga dan minat pemuda dengan keputusan mereka melanjutkan pendidikan tinggi. Melalui pendekatan kuantitatif, data diperoleh menggunakan survei terhadap pemuda di Desa Wonorejo. Hasil analisis menunjukkan bahwa pendapatan keluarga memiliki pengaruh signifikan, di mana keluarga dengan penghasilan lebih tinggi cenderung memberikan peluang lebih besar bagi anak-anak mereka untuk melanjutkan kuliah. Selain itu, minat yang kuat dalam bidang tertentu menjadi faktor penting, bahkan dalam menghadapi keterbatasan ekonomi.Temuan ini memberikan wawasan penting bagi pembuat kebijakan untuk merancang program yang mendukung peningkatan akses pendidikan, terutama bagi pemuda di daerah pedesaan. Dengan memahami faktor-faktor utama yang memengaruhi keputusan pendidikan, diharapkan dapat diambil langkah-langkah strategis guna meningkatkan kualitas sumber daya manusia.
Co-Authors ., F.Y. Khosmas Abijaya, Sastra Abu Yazid Adnan Quthny Achmad Yusuf Ade Komariah ADI SUWARNO, SUPARJO Adzhabibi Sentosa, Albi Anggariny, Laylatul Vayzah Angraini, Vera Ani Nur Aeni, Ani Nur Asep Saefullah Astuti, Siam Avriani, Eka Dhini AYU LESTARI Ayu Wulandari, Putri Azizah, Destyana Badruzaman, Muhammad Faishal Benita Rachmania Binmong, Sorhibulbahree Budianto, Erwin Budianto, Erwin Chandra Novtiar Cut Nuraini Darmawan, Indra Manggala Dwi Destyana Azizah Dharma W, Indra Elektrina, Oktaliza Endah Tri Wahyuningtyas Eni Kurniati, Eni Fadhilah, Nadiah Fadhilah, Rifqi Zaidan Fanani, Ivan Farizal, Ekry Binti Fata Asyrofi Yahya Fiana, Marista Fikri, Riki Ukhtul Guntara, Yudi Hadinata, Andik Hakiki, Winda Nur Hamzah, Akhmad Fauzi Harjunadi Wicaksono, Harjunadi Hendra Setiawan Heriyeni, Heni Herlina, Novia Herni, Indah Putri Hesti Wahyuni Humaisi, M Ichwanudin, Muhamad Ismail, Fitri Zamzamia Izati, Isna Nur Izhar Salim Izzat Amini Karisma, Linda Ayu Kartini, Ida Ayu Nuh Khairi, Ahmad Kharisma, Kharisma Kurnia Ekasari Kusuma, Shalsabila Mutiara Luthfah, Alfayta Luthfatul Qibtiyah M. Fariz Fadillah Mardianto Maharani, Silvia Mahmudah Mahmudah Mahmudah Mahmudah Makrifah, Nurul Malinda, Tia Martanto . Ma’arif, Mohamad Ahyar Miftahul Ulum Minhah Makhzuniyah Muazzaroh, Faizatul Muhammad Alhada Fuadilah Habib Muhammad Amin Muhammad Luthfi Muhammad Thoyib Mustika, Neneng Lia muti'ah, Eva Nabila SO, Khairunisah Nasution, Latipah Ngo, Badru Ningsih, Rastia Nisa, Viny Khoirun Nopianti, Rina Nugaraha, Rana Gustian Nugraha W, Raphael Nur Hasanah Nurhusna, Sela Tahiyatul Nurul Badriyah Octavianti, Riza Dwi Okrianti, Surisna Permata, Suci Fahira Pertiwi, Sari Putri Pradikto, Sugeng Prameswara, Andhika Putri, Novi Herlina Rahmadany, Selvy Rahmawati, Herlini Sanika Rika Apriani, Rika Rina Irawati Rita Wahyuni Arifin, Rita Wahyuni Rizky Fajar Ramdhani Rostikawati, Diana Ayu Sahadha, Moch Hanif Nur Santoso, Nurudin Sherly Hesti Erawati Siswahyudianto Siswanto, Adil Siti Habibah Siti Nurhalimah Soebandono, Mochamad Raka Putra Sri Asih, Sri SRI JOEDA ANDAJANI Subroto, Desty Endrawati Sulistiani, Siti Fatima Tony Yulianto Triana Indrayani Uli Wildan Nuryanto Ulla Delfana Rosiani Ulva Herlinza Agustin Wigati, Siti Wiji, Rizki Natia Wildanu, Eka Winayatun Azizah Yudistira, Ira Yunus, Nur Rohim Yunus, Syarifudin Yuyuk Liana Zuliyana, Zuliyana