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All Journal IBDA` : Jurnal Kajian Islam dan Budaya El-HARAKAH : Jurnal Budaya Islam Journal of Education and Learning (EduLearn) JOURNAL OF INDONESIAN ISLAM Nadwa : Jurnal Pendidikan Islam Al-Ulum JURNAL KARSA (Terakreditasi No. 80/DIKTI/Kep/2012) JURNAL TADRIS STAIN PAMEKASAN Jurnal Pendidikan Islam An-Nuha : Jurnal Kajian Islam, Pendidikan, Budaya Dan Sosial Kanal : Jurnal Ilmu Komunikasi J-PAI: Jurnal Pendidikan Agama Islam KARSA: Jurnal Sosial dan Budaya Keislaman (Journal of Social and Islamic Culture) Al-Ihkam: Jurnal Hukum dan Pranata Sosial FIKRI : Jurnal Kajian Agama, Sosial dan Budaya Al Ishlah Jurnal Pendidikan Jurnal Ilmiah Peuradeun Jurnal Obsesi: Jurnal Pendidikan Anak Usia Dini Jurnal Penelitian Pendidikan IPA (JPPIPA) Dirosat : Journal of Islamic Studies Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam PEDAGOGIK : JURNAL PENDIDIKAN KABILAH : Journal of Social Community Tarbawi: Jurnal Keilmuan Manajemen Pendidikan Jurnal al-Ulum : Jurnal Pemikiran dan penelitian ke-Islaman International Journal of Elementary Education Jurnal Ilmiah Sekolah Dasar Ta`Limuna : Jurnal Pendidikan Islam AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM AT-TURAS: Jurnal Studi Keislaman Jurnal al-Murabbi Journal Multicultural of Islamic Education Reflektika TARBIYATUNA Ghancaran: Jurnal Pendidikan Bahasa dan Sastra Indonesia AL-FIKRAH: Jurnal Studi Ilmu Pendidikan dan Keislaman Proceedings of Annual Conference for Muslim Scholars Tafhim Al-'Ilmi : Jurnal Pendidikan dan Pemikiran Islam Al-Irfan: Journal of Arabic Literature and Islamic Studies At-Thullab : Jurnal Pendidikan Guru Madrasah Ibtidaiyah Cendekia: Media komunikasi penelitian dan pengembangan pendidikan islam SUHUF: Jurnal Pengkajian Al-Qur'an dan Budaya Journal of Innovation in Educational and Cultural Research JURNAL ILMIAH EDUKATIF Tafkir: Interdisciplinary Journal of Islamic Education Munaddhomah: Jurnal Manajemen Pendidikan Islam Ibtida: Media Komunikasi Hasil Penelitain Pendidikan Guru Madrasah Ibtidaiyah Maharot : Journal of Islamic Education Ikhtisar: Jurnal Pengetahuan Islam Journal Evaluation in Education (JEE) Jurnal Penyuluhan Agama IBDA': Jurnal Kajian Islam dan Budaya Jurnal Studi Pesantren Cendekia: Jurnal Kependidikan dan Kemasyarakatan Bulletin of Indonesian Islamic Studies Tadris: Jurnal Pendidikan Islam Honai Kariman: Jurnal Pendidikan Keislaman Managere: Indonesian Journal of Educational Management Jurnal Cendekia : Media Komunikasi Penelitian dan Pengembangan Pendidikan Islam Jurnal Pendidikan Islam Jurnal Manajemen Pendidikan Islam Tashdiq: Jurnal Kajian Agama dan Dakwah MUALLIMUN : JURNAL KAJIAN PENDIDIKAN DAN KEGURUAN Relinesia: Jurnal Kajian Agama dan Multikulturalisme Indonesia Jurnal Sosial Dan Pengabdian Kepada Masyarakat Hudan Linnaas: Jurnal Ilmu Sosial dan Humaniora Maharot : Journal of Islamic Education ABDINA: Jurnal Sosial Dan Pengabdian Kepada Masyarakat Moral : Jurnal Kajian Pendidikan Islam Al-Insyiroh: Jurnal Studi Keislaman FIKROTUNA: Jurnal Pendidikan dan Manajemen Islam Values: Jurnal Kajian Islam Multidisiplin Intelektual: Jurnal Pendidikan dan Studi Keislaman Al-Hayat: Journal of Islamic Education Taawun: Jurnal Pengabdian kepada Masyarakat Cendekia: Media Komunikasi Penelitian dan Pengembangan Pendidikan Islam Khidmatuna: Jurnal Pengabdian Masyarakat Reflektika Karaton: Jurnal Riset dan Inovasi Sumenep
Moh. Wardi
Universitas Islam Madura Pamekasan
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Other

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Religious Understanding of Online Loan Consequences and Usury (Riba) in Educational Financing Decisions Wardi, Moh; Hasanah, Farihatul; Irawati, Sri; Hodairiyah, Hodairiyah
An-Nuha : Jurnal Kajian Islam, Pendidikan, Budaya dan Sosial Vol. 12 No. 2 (2025): December
Publisher : LP2M Sekolah Tinggi Agama Islam (STAI) Madiun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64810/annuha.v12i2.917

Abstract

The rising cost of education has prompted students and families to seek alternative financing, including online loans. However, the use of online loans for education financing raises ethical and religious issues, particularly related to the practice of usury, which is expressly prohibited in Islamic teachings. This study aims to analyze the influence of religious understanding regarding the consequences of online loans and usury on individuals' decisions to use online loans as a source of education financing. This study used a mixed methods approach. Quantitative data were collected through a structured questionnaire from 20 respondents who had experience or considered using online loans for education, while qualitative data were obtained through in-depth interviews with 7 religious and community leaders regarding the concept, understanding, and impact of online loans on education financing. Quantitative data were analyzed using descriptive statistics and regression analysis to identify the relationship between religious understanding, awareness of loan consequences, and the decision to borrow for education financing. The analysis results showed that the variables of understanding online loans (X1) and understanding of religious values ​​(X2) did not have a significant influence on the decision to take out online loans for education financing (Y). Meanwhile, qualitative data were analyzed thematically to provide contextual and normative explanations for the quantitative findings. The results show that a higher level of religious understanding regarding usury and the socio-economic impacts of online loans significantly reduces individuals' likelihood of choosing online loans to finance education. Qualitative findings confirm that moral considerations, concerns about debt dependence, and a commitment to Islamic financial ethics are key factors in financial decision-making. This research contributes to the development of faith-based financial behavior studies and emphasizes the importance of religious literacy in addressing the challenges of education financing in the digital era.
Habituasi Nilai Andhap Asor dalam Perilaku Santri di Pesantren Wahyudi, Heri Fadli; Wardi, Moh.; Jannah, Syaifatul; Hidayati, Nazlah
Proceedings of Annual Conference for Muslim Scholars Vol 9 No 1 (2025): AnCoMS, Oktober 2025
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v9i1.729

Abstract

Individual behavior is not formed suddenly, but is influenced by various factors. In the context of Islamic boarding school education, fostering student behavior is an important aspect, and one of the distinctive values of Islamic boarding schools that can be utilized in fostering behavior is andhap asor. This study aims to find out how Andhap Asor is instilled as a strategy for shaping student behavior. It also examines how the reinforcement and development of Andhap Asor behavior are maintained. This study was conducted using a qualitative field approach, collecting data from informants, namely Kiai, administrators, and students at the Raudlatul Ulum Palongan Islamic Boarding School, Bluto District, through interviews and documentation, which were then analyzed using Huberman's data analysis method. The findings of the study are as follows. First, behavioral training is carried out through the initial stage of theory transfer as a form of stimulus, then reinforced through the reinforcement process and continued continuously with the creation of an environment that reflects the values of Andhap Asor. Second, the Andhap Asor culture developed in Islamic boarding schools is framed in Islamic values, which are instilled through a structured habituation process. Based on these findings, it can be concluded that the behavioral guidance of students at Islamic boarding schools through behavioral counseling strategies can be effective by integrating Andhap Asor values as a cultural foundation. Thus, this strategy not only shapes behavior technically, but also instills character in accordance with the noble values of Islamic boarding schools.
Peran Gender dalam Ritual Penjamasan Pusaka Kamal, Moh. Zainol; Effendi, Ahmad; Indriyani, Nufil; Wardi, Moh.
Proceedings of Annual Conference for Muslim Scholars Vol 9 No 1 (2025): AnCoMS, Oktober 2025
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v9i1.745

Abstract

This research examines the Penjamasan Pusaka tradition in Aeng Tong Tong, Sumenep, as a sacred ritual that transcends the preservation of heirlooms to serve as a medium for identity reinforcement, social legitimacy, and communal harmony. The study specifically analyzes the construction, negotiation, and transmission of gender roles within the ritual’s power dynamics. Utilizing an ethnographic approach, data were gathered through participant observation, documentation, and in-depth interviews with traditional leaders, village officials, and ritual committees. The findings reveal a complex gender structure: while men dominate the public domain—leading processions and maintaining authoritative legitimacy—women occupy strategic spiritual, symbolic, and logistical roles essential to the ritual's continuity. These relations reflect a complementary pattern that fosters social cohesion, yet simultaneously reveals power asymmetries rooted in local patriarchal culture. The study concludes that Penjamasan Pusaka serves as a vital arena for gender representation where local wisdom facilitates social harmony. This traditional model remains highly relevant to global discourses on cultural sustainability, equality, and the preservation of indigenous heritage in a modernizing world.
The Concept of Birrul Walidayn in the Culture and Islamic Education of the Madurese Community Ismail, Ismail; Muttaqiin, Miftahul; Ridho, Ali; Wardi, Moh.; Supandi, Supandi; Yaacob, Mashitoh; Susanti, R Hariyani
Journal of Innovation in Educational and Cultural Research Vol 7, No 2 (2026): Article in Press
Publisher : Yayasan Keluarga Guru Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46843/jiecr.v7i2.2526

Abstract

The integration of Madurese culture with Islamic teachings is an important aspect in the study of culture and religion. This study examines birrul walidayn not only from a normative perspective but also by exploring its praxis within the culture and education of the Madurese community. The objective is to understand and explain the concept of birrul walidayn as it is embedded in Madurese culture and education. This study utilizes a qualitative approach, employing data collection methods such as interviews, observations, and document analysis. The data were analyzed through a process that includes reduction, presentation, verification, and the formulation of conclusions. The findings reveal that, according to the Madurese community, birrul walidayn (abhakte ka oreng towa) is a behavior comprising words and/or actions toward one's parents, reflecting devotion, loyalty, obedience, submission, respect, love, and affection, to please the parents. Birrul walidayn refers to a child’s behavior that aligns with values of devotion, loyalty, obedience, submission, respect, and affection, intended to make parents happy with their child's actions. It is not merely about what is spoken or done but is deeply connected to the heart. Actions and speech must align with heartfelt feelings that embody positive values for parents. Birrul walidayn is a social behavioral concept rooted in Islamic teachings derived from the Qur'an and Hadith. The contributions of this study include: enhancing the understanding of contextual Islamic studies, contributing to the fields of anthropology and education, developing social concepts within Islam, and highlighting the relevance of local values in character building.
KONSELING DENGAN TEKNIK SELF TALK UNTUK MENINGKATKAN RASA PERCAYA DIRI SISWA PADA MATERI PAI DI SMA RAUDATUL ULUM: COUNSELING WITH SELF TALK TECHNIQUE TO IMPROVE STUDENTS' SELF CONFIDENCE IN PAI MATERIAL AT SMA RAUDATUL ULUM Wardi, Moh.; Maulida, Sitti
Jurnal Penyuluhan Agama Jurnal Penyuluhan Agama | Vol. 12 No. 2, 2025
Publisher : Islamic Extension Guidance Study Program (BPI) of the Faculty of Da'wah and Communication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/jpa.vi.49978

Abstract

Abstrak – Penelitian ini didasari oleh rendahnya tingkat kepercayaan diri siswa SMA Raudatul Ulum saat pembelajaran PAI, yang dapat berdampak pada aspek pribadi, sosial dan akademisnya. Penelitian ini menggunakan pendekatan kualitatif dengan jenis studi kasus yang merupakan salah satu strategi penelitian untuk menyelidiki secara cermat mengenai suatu hal atau fenomena dengan mengumpulkan informasi lengkap menggunakan prosedur pengumpulan data, melalui wawancara, observasi dan dokumentasi. Penerapan konseling dengan teknik Self Talk untuk meningkatkan rasa percaya diri siswa di SMA Raudatul Ulum dilakukan sebanyak 2 sampai 3 kali pertemuan sesuai dengan kebutuhan dan perkembangan siswa. Di mana ada beberapa langkah dalam penerapannya yaitu identifikasi masalah, diagnosis, prognosis, terapi atau penerapan teknik Self Talk, dan evaluasi. Dari proses konseling dengan teknik Self Talk diketahui bisa meningkatkan rasa percaya diri siswa SMA Raudatul Ulum. Abstract – This study is based on the low level of self-confidence of SMA Raudatul Ulum students during Islamic Religious Education learning, which can have an impact on their personal, social and academic aspects. This study uses a qualitative approach with a case study type which is one of the research strategies to carefully investigate something or a phenomenon by collecting complete information using data collection procedures, through interviews, observations and documentation. The application of counseling with the Self Talk technique to increase students' self-confidence at SMA Raudatul Ulum is carried out 2 to 3 times according to the needs and development of the students. Where there are several steps in its implementation, namely problem identification, diagnosis, prognosis, therapy or application of the Self Talk technique, and evaluation. From the counseling process with the Self Talk technique, it is known that it can increase the self-confidence of SMA Raudatul Ulum students.
Co-Authors Abd Syakur Abd Syakur Abdul Aziz Abdul Hamid Abdul Hamid Abusiri Abusiri, Abusiri Acep Aam Amiruddin Achmad Maulidi Achmad Muhlis Achmad Muhlis Achmad Yusuf Ahmad Ahmad Ahmad Ahmad Ahmad Effendi Ahmad Fatah Yasin Aisyah Amini Mansur Akmal Mundiri Ali Makki Ali Makki Ali Ridho Ali Ridho Ali Tohir Ali Tohir Ali Usman Hali Ali Wafa Alias, Nur Atika Amartika, Surya Andri Sutrisno Ani Cahyadi Anisah Zulfa Anissulalah Arif, Beja Armadi, Ali Asmoni Asmoni Azhara, Siti Babun Bahar Bahar, Bahar Batul, Zahroil Bidaula, Zian Salsabila Dewi Nurhayati Dewi Nurhayati Dzuriyati Afifah Eko Adi Sumitro Encung Encung Fachry Abda El Rahman Fadli Wahyudi, Heri Faizah Hamid Fandi Fandi Fathorrahman Z Fatkhul Mubin Fitri Ruaidah Framz Hardiansyah Ghozi Mubarok Hali, Ali Usman Hasanah, Farihatul Hefniy Heni Listiana Heri Fadli Wahyudi Hidayati, Nazlah Hodairiyah, Hodairiyah Imam Hanafi Imamah, Khairotul Indriyani, Nufil Ismai Ismail Ismail Ismail Ismail Ismail Ismail Ismail Ismail Ismail Suardi Wekke Ismail Suardi Wekke Ismail, Ismail Jamiluddin Jamiluddin Jamiluddin, Jamiluddin Jannah, Syaifatul Kamila Luqman Khairotul Imamah Khodijah Kurnia Yusuf, Hendrawan Kurratul Aini KUSUMA, NAILAH AKA Lidia Candra Sari Luqman, Kamila Luthfatul Qibtiyah Luthfi Raziq M Sufyan Riady M. Sahibudin M. Sahibudin Mahfida Inayati Mahmudi Mahmudi Maimun Mansur, Aisyah Amini Maulida, Sitti Mepa Arianti Miftahul Muttaqiin Moch. Cholid Wardi Moh. Yusuf Efendi Moh. Zainol Kamal Mohd Raus, Norakyairee Mu'in, Abdul Mudiuddin Muh. Azkar, Muh. Muh. Hambali Muhammad Afif Muhammad Anas Ma`arif Muhammad Holis Muhammad Ihsan Muhammad Misbahudholam AR Munhari Munhari Musayyadah Musayyadah Musleh Musleh Musleh Musleh Musleh Musleh Musleh Musleh Musleh Musleh, Musleh Mustiqowati Ummul Fithriyyah Muttaqiin, Miftahul Nailah Aka Kusuma Nofi Maria Krisnawati Nur Atika Alias Nur Khafifah Kamiliya Nurrokhmatulloh, Nurrokhmatulloh Nurul Aini Nurus Sulalah Puteri, Shilviana Helmalia Qonitah Hafidzah R. Hariyani Susanti R. Rusli Raudlatul Jannah Raziq, Luthfi Ridho, Ali Ridwan Rohimiya, Firda Sibtur Ruaidah, Fitri Ruslan Ruslan Saliha Sebgag Sheila Rosmalinda Shilviana Helmalia Puteri Sita Husnul Khotimah, Sita Husnul Siti Azhara Sri Agustina, Sri Sri Irawati Sri Minarti Supandi Supandi Supandi Susantin, Herlin Syafiqurrahman Syafiqurrahman Syaifatul Jannah Syamsiar, Syamsiar Tawvicky Hidayat Tohir, Ali Uswatun Hasanah Uswatun Hasanah Wahdani, Firda Rizka Rachma Wahyuningrum, Sri Rizqi Wardatus Syarifah Windi Nur Aindah Wirdaturrahmah Wirdaturrahmah Yaacob, Mashitoh Yundari, Yundari Zahratin Nafizah Zainal Abidin Zubair, Andi