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The Effect of Liquidity, Non-Performing Financing, and Return on Asset on The Distribution of Islamic Banking Financing in Indonesia Marwah Dwi Cahyani; Ismawati; Muh Rasul Kahar
IECON: International Economics and Business Conference Vol. 1 No. 2 (2023): International Conference on Economics and Business (IECON-1)
Publisher : www.amertainstitute.com

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Abstract

This research aims to determine the effect of liquidity, Non-Performing Financing, and Return On Asset on the distribution of Islamic banking financing in the period from 2011 to 2020. The study is a quantitative research that employs multiple linear regression tests as a hypothesis test and classical assumption tests before conducting hypothesis testing. The data used in this study were secondary data obtained from annual report of each bank published from 2011 to 2021. The population in this study consists of Islamic commercial banks in Indonesia, which originally consisted of 15 banks. However, this year, three banks, namely BRI Syariah, BNI Syariah, and Syariah Mandiri, have merged to become Bank Syariah Indonesia. The sampling technique used in this study was purposive sampling, proposing several criteria to ensure that the sample was representative of the population. Therefore, five Islamic commercial banks were selected as the sample size. The results indicate that liquidity and Non-Performing Financing have no effect on the distribution of Islamic banking financing in Indonesia, while Return On Asset has a significant effect on the distribution of Islamic banking financing in Indonesia. Furthermore, liquidity, Non- Performing Financing, and Return On Asset have a joint effect on the distribution of Islamic banking financing in Indonesia.
Analysis of the health level of banks using RGEC method (Risk Profile, Good Corporate Governance, Earning, Capital) on private public banks registered in the Indonesia Stock Exchange in 2020-2022 Zulaifah; Wahyuni; Ismawati
IECON: International Economics and Business Conference Vol. 2 No. 1 (2024): International Conference on Economics and Business (IECON-2)
Publisher : www.amertainstitute.com

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Abstract

This research aims to determine the health level of private commercial banks listed on the Indonesian stock exchange for the 2020-2022 time period using the RGEC method in terms of risk profile, good corporate governance, earnings and capital factors. The population used in the research was 10 private banks listed on the Indonesian stock exchange. This type of research is research using a quantitative descriptive approach method. The ratios used in assessing bank health include risk profile using 2 ratios, namely NPL and LDR, GCG factors using self-assessment, Earnings using 2 ratios, namely ROA and NIM, and capital factors using the CAR ratio. The research results show that the health level of private commercial banks from 2020 to 2022 is categorized as "healthy". In this case, private commercial banks are considered capable of improving corporate health from the aspects of credit policy, liquidity, profits and capital and banks are able to maintain customer trust.
Analisis Penerapan Sistem Layanan Administrasi Kependudukan Online (SILAMO) Kurniawansyah; Haryadi, Wahyu; Ismawati; Syafruddin; Rahayu, Sri
Entrepreneur: Jurnal Bisnis Manajemen dan Kewirausahaan Vol. 5 No. 3 (2024): November
Publisher : Program Studi Manajemen Fakultas Ekonomika dan Bisnis Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/entrepreneur.v5i3.12061

Abstract

The Online Population Administration Service System is a system whose service process is carried out in the local village which includes Population Biodata Recording Services, Family Card Issuance Services, Moving In and Out Information Issuance Services, Birth Certificate Issuance Services, Death Certificate Issuance Services, Marriage Certificate Issuance Services, Divorce Certificate Issuance Services, Child Recognition and Validation Certificate Issuance Services, Citizenship Change Certificate Issuance Services, Marriage Cancellation Certificate Issuance Services, Residence Certificate Issuance Services. Many people in the villages do not yet know about the online services provided by the Population and Civil Registration Service of Sumbawa Regency, so many people still come to the office to take care of population documents. This is due to the lack of socialization carried out by the Village regarding the Online Services of the Population and Civil Registration Service of Sumbawa Regency. The purpose of this study was to analyze the Implementation of the Online Population Administration Service System. The quantitative associative research method was used in this study, the technical data analysis in this study used the Method of Successive (MSI). The results of the study show that the implementation of SILAMO makes it easier for the public to access population administration services anytime and anywhere, without having to come to a government office. This makes it very easy, saves time, and reduces transportation costs. The government can more easily provide information quickly and efficiently, and speed up the service process to the public.
Pemanfaatan buah sukun sebagai kripik untuk meningkatkan perekonomian masyarakat Desa Buntu Batuan Shadiq, Aqil; Putri, Nurhalisa; Amin, Muhammad Akbar; Desna; Anugrah; Ramadhani, Alifiah Rifti; Farhan, Ilham; Ismawati; Putri, Namira; Astuti, Intan; Fadillah, Nurul Adin
Jurnal Dedikasi Masyarakat Vol. 5 No. 1 (2021): Jurnal Dedikasi Masyarakat
Publisher : P3HKI - Universitas Muhammadiyah Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31850/jdm.v5i1.3627

Abstract

Dusun Duri-Duri in Buntu Batuan Village, Enrekang Regency, faces economic challenges due to the instability of agricultural market prices. One proposed solution is the development of Micro, Small, and Medium Enterprises (MSMEs) based on local agricultural products. This program aims to process breadfruit into a high-value product called Sukuri Chips. The implementation method includes observation, production training, marketing strategies, and sustainability evaluation. The results of this program indicate an increase in community skills in breadfruit processing, heightened awareness of product innovation, and opportunities for income growth through product marketing. The sustainability of this program requires further assistance and support from the government and relevant stakeholders to strengthen agriculture-based MSMEs in the region.
Penyuluhan Hipertensi dan Pemeriksaan Tekanan Darah di Dusun Pendowo Setianingsih, Dhian Pastiana; Avishena, Hima; Farhan, Derigani; Fitria, Zahira Aulida; Farahdziba, Alshela Sonya; Nugraha, Muhammad Alfin; Ismawati; Putri, Dhita Indriana; Nisa, Vivi Fadira Choirun; Ningsih, Dera Rahma; Fadillah, Siti Nur; Enggarjati, Frisca Adinda
JURNAL INOVASI DAN PENGABDIAN MASYARAKAT INDONESIA Vol 4 No 1 (2025): Januari
Publisher : Fakultas Kesehatan Masyarakat, Universitas Muhammadiyah Semarang

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Abstract

Latar belakang: Penyakit Hipertensi adalah faktor risiko terbesar yang dapat menyebabkan kematian dini. Seseorang dengan tekanan darah tinggi dan melampaui nilai tekanan darah normal yaitu 140/80mmHg dianggap menderita penyakit Hipertensi. Penderita hipertensi beresiko besar mengalami penyakit stroke, serangan jantung, gagal ginjal, dan kematian. Penyakit hipertensi disebabkan beberapa risiko seperti Riwayat keluarga, obesitas, dan stress. Dusun Pendowo merupakan salah satu dusun di Desa Pendowo Kecamatan Kranggan Kabupaten Temanggung. Wilayah ini memiliki penduduk cukup banyak yaitu 813 penduduk. Data Puskesmas Kranggan menunjukkan Hipertensi merupakan penyakit dengan kasus terbesar kedua setelah Penyakit Diabetes Melitus yaitu sebanyak 26.025 orang dari 7 wilayah kerja Puskesmas Kranggan. Tujuan: Intervensi yang dilakukan yaitu meningkatkan pengetahuan masyarakat tentang bahaya penyakit Hipertensi, cara pencegahan, faktor risiko, dan cara pengobatan Hipertensi. Metode: yang dilakukan pada intervensi ini yaitu metode presentasi atau ceramah, diskusi/tanya jawab serta pre-test dan post-test menggunakan metode konvensional. Penyuluhan mengenai pencegahan hipertensi dilaksanakan pada 28 Januari 2024 di Posko Kelompok 11 dengan partisipan sebanyak 48 orang, partisipan laki-laki 21 orang dan partisipan Perempuan 27 orang. Hasil: Hasil dari intervensi yang dilakukan menunjukan peningkatan, hasil ini ditunjukan dengan meningkatnya hasil pre test (kategori kurang 6,25%, cukup 25%, baik 68,75%) dan post test (cukup 6,25%, baik 93,75%). Hasil pemeriksaan tekanan darah menunjukkan tekanan darah normal sebanyak 8 orang (16,6%) dan memiliki Hipertensi Tingkat 1 sebannyak 14 orang (29,2%) serta memiliki Hipertensi Tingkat 2 sebanyak 12 orang (25,0%). Kesimpulan: Penyuluhan kesehatan yang telah dilakukan dapat meningkatkan pengetahuan partisipan terkait hipertensi. Kata kunci: hipertensi, intervensi, penyuluhan, temanggung ______________________________________________________________________ Abstract Background: Hypertensive disease is the biggest risk factor that can lead to premature death. A person with high blood pressure and beyond the normal blood pressure value of 140/80mmHg is considered to have Hypertension disease. People with hypertension are at great risk of stroke, heart attack, kidney failure, and death. Hypertensive disease is caused by several risks such as family history, obesity, and stress. Pendowo Hamlet is one of the hamlets in Pendowo Village, Kranggan District, Temanggung Regency. This area has a large population of 813 residents. Data from Kranggan Health Center shows that hypertension is the second largest case after Diabetes Mellitus, which is 26,025 people from 7 working areas of Kranggan Health Center. Objective: The purpose of the Intervention is to increase public knowledge about the dangers of hypertension, how to prevent it, risk factors, and how to treat hypertension. Method: The methods used were presentation or lecture, discussion with question and answer, and pre-test and post-test. Counseling on hypertension prevention was held on January 28, 2024, at Group Post 11 with 48 participants, 21 male participants and 27 female participants. Result: The results of the intervention carried out showed an increase, this result was demonstrated by the rise in pre-test results (category less 6.25%, enough 25%, good 68.75%) and the post-test (6.25% adequate, 93.75% good). The results of the blood pressure examination showed normal blood pressure in as many as 8 people (16.6%) Grade 1 Hypertension in as many as 14 people (29.2%) and Grade 2 Hypertension in as many as 12 people (25.0%). Conclusion: Health counseling that has been carried out can increase participants' knowledge related to hypertension. Keywords: counseling, hypertension, intervention, temanggung
Women in Strengthening the Economy and Welfare of the Ummah in Maccini Sombala District, Makassar Ismawati; Rosman, Romzie; Sulistyowati; Oktaviana, Ulfi Kartika; Hanifah, Nani; Sanurdi; Muhajir
Teumulong: Journal of Community Service Vol. 2 No. 5 (2024): December
Publisher : Institute of Education and Social Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62568/jocs.v2i5.22

Abstract

This research aims to educate women in Maccini Sombala Village about the role of women who are able to play a role in strengthening the economy and welfare of the community, as well as how to improve the economy according to sharia. This research is a type of qualitative and quantitative research (mix-methods). This research is a form of grounded research using the Participation Action Research (PAR) technique. Meanwhile, the quantitative method used in this research is the experimental method and data processing using the paired sample t test. The results of the research show that it plays a role in changing the views of women in Maccini Sombala District to take a broader view of the role of women, removing the limitations created by society regarding women's freedom of rights, as well as providing education regarding Islamic views and sharia financial management. There was also an increase in women's understanding in Maccini Sombala Village after the socialization activities were held.
Principal Strategies in School Management at the State Vocational High School Rohmadiyah, Bulan; Zamroni, M Afif; Ismawati
Kharisma: Jurnal Administrasi dan Manajemen Pendidikan Vol. 3 No. 1 (2024): Administrasi dan Manajemen Pendidikan
Publisher : Perkumpulan Dosen Tarbiyah Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59373/kharisma.v3i1.43

Abstract

This article aims to describe the principal's management in implementing education management in vocational high schools. This article uses case study research with data collection from observation interviews and documentation. The informants consist of the principal, vice principal, teachers, staff, and some school members. The findings of this study are Program implementation at SMK Negeri 1 Dlanggu has a prominent position compared to other elements of the education management standard. Each program is implemented by each school community with a high level of awareness and with a predetermined division of tasks. Monitoring and evaluation are carried out based on the education management standards that have been set. School leadership at SMK Negeri 1 Dlanggu follows the education management standard. This can be seen from the hierarchical structure consisting of the Principal, Vice Principal, and Affairs Coordinator. Each member of the leadership team is aware of their respective roles and responsibilities, and they work collaboratively to improve overall school management, with the ultimate goal of achieving educational excellence. The development of the management information system shows relatively good results, although there is still room for further improvement in the utilization of resources to facilitate school administration and management.
Pengaruh Debt to Equity Ratio, Cash Holdings dan Kebijakan Dividen Terhadap Nilai Perusahaan Terindeks LQ45 Ismawati; Yuni Sukandani
Majalah Ekonomi Vol 28 No 02 (2023): Desember 2023
Publisher : .Universitas PGRI Adi Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36456/majeko.vol28.no02.a8530

Abstract

Riset ini menguji pengaruh Debt to Equity Ratio, cash holdings dan kebijakan dividen terhadap nilai perusahaan. Populasi riset ini didasarkan atas laporan keuangan tahunan perusahaan terindeks LQ45 periode 2017-2021 dan sampelnya sejumlah 6 perusahaan. Teknik pengambilan sampel menggunakan purposive sampling sementara itu pengumpulan data melalui dokumentasi. Riset ini mengaplikasikan uji asumsi klasik, analisis regresi linier berganda, koefisien determinasi dan hipotesis. Berdasarkan kesimpulan dari uji-t ada pengaruh Debt to Equity Ratio pada nilai perusahaan, mendapatkan tingkat sig. 0,004 (0,004 < 0,05). Cash holdings mempengaruhi nilai perusahaan, mendapatkan tingkat sig. 0,001 (0,001 < 0,05). Sedangkan kebijakan dividen tidak mempengaruhi nilai perusahaan, mendapatkan tingkat sig. 0,508 (0,508 < 0,05). Pada hasil uji-F mendapatkan sig. 0,002 (0,002 < 0,05) membuktikan bahwasanya Debt to Equity Ratio, cash holdings dan kebijakan dividen secara bersamaan mempengaruhi nilai perusahaan. Hasil riset, bisa dijadikan bahan evaluasi manajemen agar mengoptimalkan kinerja perusahaan maupun investor bila akan berinvestasi.
Mothers’ Empowernment In Weaning Food Serving For Toddler Nutrition Needs At Mario Village, Mare Subdistrict Bone Regency Ismawati; Sulfianti; Indryani
International Journal Of Community Service Vol. 1 No. 3 (2021): November 2021 (Indonesia - Malaysia)
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijcs.v1i3.43

Abstract

Mario Village, Mare Subdistrict, is one of the priority villages for stunting prevention and reduction in Bone Regency in 2021. Mario Village, Mare Subdistrict, is the 6th (six) of 50 (fifty) priority villages for stunting prevention and reduction in 2021. To achieve this goal, it is necessary for cross-sectoral collaboration in fulfilling optimal community nutrition, especially nutrition for children under five/toddler. Toddler nutrition is very important to have special attention due to economic limitations and lack of knowledge in fulfilling optimal nutrition, especially in the serving of appropriate weaning food (MP-ASI). Lecturers are present in their efforts to provide solutions so that optimal nutrition can be fulfilled by giving counseling methods such as: (1) Nutritional status of toddlers and the impact and dangers of poor nutritional status (2) Appropriate weaning food based on age (3) Appropriate, correct and adequate weaning food (4) Demonstration of weaning food (MPASI) broth serving by using a participatory method.
The Influence of Language Policy on Foreign Language Learning in Secondary Schools: A Psycholinguistic Approach Azizeh, Nur; Ismawati
International Journal of Language and Culture Vol. 1 No. 2 (2023): International Journal of Language and Culture
Publisher : CV. Goresan Pena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63762/ijolac.v1i2.19

Abstract

The problem in this study is the lack of understanding of how language policies implemented in secondary schools can influence students’ motivation and performance in foreign language learning and the role of social and cultural aspects in the learning process. This study aims to examine the impact of language policy on students’ motivation, performance, and comprehension, considering a psycholinguistic approach and the influence of both local and global cultures. This study employs a literature review method, analyzing various relevant previous studies. The findings indicate that language policies integrating cultural elements and communicative approaches can enhance students’ motivation, improve their performance in language exams, and deepen their understanding of the learned language. Policies that consider social and cultural aspects contribute positively to students’ emotional connection with the foreign language and enhance their communication skills.
Co-Authors Adila, Dian Roza Agnita Utami Agus Maolana Hidayat Ahmad Tamami Ahnaf Yemina Putri Amin, Muhammad Akbar Annisa, Ayati Anugrah Arfah, Salmawati Arifai, Samsul Asmila Dewi Astuti, Intan Avishena, Hima Ayu Rezki Sulfiana Azizeh, Nur Bakar, Muhammad Abu Budiandriani, Budiandriani Cika Lailatus Sholihah Clarisa Alfatihah Erman Dambe, Jumriani Desak Putu Parmiti Desna Enggarjati, Frisca Adinda Fadillah, Nurul Adin Fadillah, Siti Nur Farahdziba, Alshela Sonya Farhan, Derigani Farhan, Ilham Farras Nur Muhamad Fitria, Zahira Aulida Haryadi, Wahyu Heni Muflihah Herman , Nurmelianda Hikrawati I Gde Wawan Sudatha Imam Syukur Saraha Indryani Isda Iskandar K, Amiruddin Kappa, M. Silmi Kurniawansyah M. Yusuf K Mahir Pradana Marwah Dwi Cahyani Masin, Muhlis Mira Dyani Dewi Misra Windayani Muh Rasul Kahar Muh. Khaidir Ramadhan MUHAJIR Munawir K NANI HANIFAH Ningsih, Dera Rahma Nisa, Vivi Fadira Choirun Nugraha, Muhammad Alfin Nurdin Natan Nurdin Salama Nurhaedah Nurhaedah Nurjannah Odha, RaodahtulJannah Pelu, M Faisal A R Putri, Dhita Indriana Putri, Namira Putri, Nurhalisa Raisa Amaris Ramadhani, Alifiah Rifti Ramlawati Ratna Dewi Indi Astuti Rima Vien Permata Hartanto Risya Ladiva Bridha Rofiqah Almunawwarah Rohmadiyah, Bulan Roslita, Riau Rosman, Romzie Saiful Muchlis, Saiful Sanurdi Sara Puspita Setianingsih, Dhian Pastiana Shadiq, Aqil SRI RAHAYU Sri Wahyuni Sudirman Suganda Tanuwidjaja Sulfianti Sulistyowati Supriadi Syafruddin Tobing, Vella Yovinna Triana Rejekiningsih dkk Trimulato Tyas Mayangputri Hadiana Ubaidillah, Moch Ulfi Kartika Oktaviana Umar, St. Hafsah Usep Abdullah WAHYUNI Widayanto, Mutinda Teguh Woro Priatini Yuliana Yuliana Yuni Sukandani Zaehol Fatah Zamroni, M Afif Zulaifah ⁠Ahmad Izzaturrahim