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Azhari Akmal Tarigan
Universitas Islam Negeri Sumatera Utara
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Membangun Sistem Ekonomi Berbasis Keberkahan: Inspirasi QS Al-A'raaf Ayat 85 dan 157 Siregar, Syafrudin Hanafi; Tarigan, Azhari Akmal; Syahriza, Rahmi
AGHNIYA : Jurnal Ekonomi Islam Vol 7, No 1 (2025): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v7i1.23092

Abstract

Penelitian ini menggali prinsip-prinsip sistem ekonomi berbasis keberkahan yang terkandung dalam QS. Al-A'raaf Ayat 85 dan 157 untuk mengembangkan alternatif sistem ekonomi yang mengintegrasikan nilai-nilai moral, keadilan, dan keberlanjutan. Pendekatan studi literatur digunakan dengan menganalisis tafsir klasik dan kontemporer, serta membandingkan sistem ekonomi Islam dengan kapitalisme dan sosialisme. Hasil penelitian menunjukkan bahwa prinsip keadilan, kehalalan, dan keberkahan yang tercermin dalam ayat-ayat tersebut dapat diimplementasikan melalui instrumen syariah seperti zakat, infak, dan wakaf, yang tidak hanya mendukung keseimbangan sosial, tetapi juga menciptakan keberlanjutan ekonomi. Penelitian ini juga menyoroti relevansi prinsip-prinsip tersebut dalam konteks ekonomi modern melalui penerapan teknologi digital dan promosi industri halal global. Dengan mengintegrasikan nilai-nilai spiritual dan inovasi, sistem ekonomi berbasis keberkahan menawarkan solusi yang lebih adil dan berkelanjutan dibandingkan sistem konvensional.
Prinsip Redistribusi Kekayaan Dalam Surat At-Taubah: Solusi Islam Untuk Keadilan Ekonomi Saifullah, Saifullah; Tarigan, Azhari Akmal; Syahriza, Rahmi
AGHNIYA : Jurnal Ekonomi Islam Vol 7, No 1 (2025): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v7i1.23117

Abstract

Penelitian ini mengkaji penerapan prinsip redistribusi kekayaan dalam ekonomi modern dan bagaimana ajaran Islam dapat menjadi solusi atas ketimpangan sosial dan ekonomi. Menggunakan pendekatan kualitatif dan metode deskriptif-analitis, penelitian ini mengkaji QS. At-Taubah: 60 dan QS. At-Taubah: 34-35, serta tafsir ulama klasik dan kontemporer seperti Ibnu Katsir, Al-Qurthubi, dan Quraish Shihab. Hasilnya menunjukkan bahwa mufassir klasik menekankan pentingnya distribusi kekayaan secara adil melalui zakat yang bukan hanya konsumtif tetapi juga produktif, seperti untuk pembebasan budak dan pembayaran utang. Zakat, infak, dan wakaf diidentifikasi sebagai instrumen penting untuk keadilan sosial dalam ekonomi modern, dengan zakat berpotensi besar mengurangi kemiskinan dan meningkatkan kesejahteraan masyarakat jika dikelola dengan baik. Prinsip ini menggarisbawahi bahwa harta adalah amanah yang harus didistribusikan kepada yang membutuhkan, termasuk fakir miskin dan orang terlilit utang. Teknologi digital yang diterapkan dalam pengelolaan zakat meningkatkan efisiensi dan transparansi, memungkinkan zakat mengatasi ketimpangan ekonomi dan mempercepat pengentasan kemiskinan. Selain itu, zakat juga berperan dalam pemberdayaan ekonomi melalui modal usaha mikro dan pendidikan.
Wakaf Sebagai Filantropi Ekonomi Islam Dalam Menciptakan Kesejahteraan: Perspektif Tafsir Tematik Terhadap QS. Ali Imran (3:92) Habibi, Ilham; Tarigan, Azhari Akmal; Syahriza, Rahmi
AGHNIYA : Jurnal Ekonomi Islam Vol 7, No 1 (2025): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v7i1.23118

Abstract

Wakaf, sebagai salah satu instrumen filantropi dalam ekonomi Islam, memiliki peran strategis dalam mendukung kesejahteraan sosial yang berkelanjutan. Penelitian ini mengkaji potensi wakaf berdasarkan perspektif tafsir tematik terhadap QS. Ali Imran (3:92), yang menekankan pentingnya pengorbanan harta untuk kemaslahatan umat. Penelitian ini menyoroti konsep wakaf produktif sebagai bentuk pengelolaan wakaf yang tidak hanya berorientasi konsumtif tetapi juga produktif, dengan memanfaatkan aset wakaf untuk mendukung sektor pendidikan, kesehatan, dan pemberdayaan ekonomi. Melalui pengelolaan yang tepat, wakaf produktif mampu menciptakan manfaat berkelanjutan, mengurangi ketimpangan sosial-ekonomi, dan meningkatkan taraf hidup masyarakat. Dengan pendekatan tafsir tematik, penelitian ini menghubungkan nilai-nilai Al-Qur'an dengan pengelolaan wakaf modern, seperti penggunaan teknologi digital dan investasi sosial. Kajian ini menyimpulkan bahwa optimalisasi wakaf, khususnya dalam bentuk wakaf produktif, dapat menjadi solusi nyata untuk meningkatkan kesejahteraan ekonomi umat, menciptakan keadilan sosial, serta memperkuat solidaritas sosial-ekonomi secara berkelanjutan.
Kajian Isu Sosial-Ekonomi dalam QS. Hud: Analisis Tafsir Tematik Harsono, Subambang; Tarigan, Azhari Akmal; Syahriza, Rahmi
AGHNIYA : Jurnal Ekonomi Islam Vol 7, No 1 (2025): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v7i1.23046

Abstract

Penelitian ini mengkaji nilai-nilai sosial-ekonomi dalam Surah Hud, dengan fokus pada kisah kaum 'Ad yang dihancurkan akibat kesombongan ekonomi, ketidakadilan sosial, dan eksploitasi sumber daya alam. Penelitian ini menggunakan pendekatan tafsir tematik (tafsir mawdhū‘ī) untuk menggali relevansi ajaran tersebut dalam konteks tantangan masa kini, seperti ketimpangan ekonomi, krisis sosial, dan kerusakan lingkungan. Data yang terkumpul melalui studi literatur dari kitab tafsir otoritatif seperti "Tafsir al Misbah" dan "Tafsir Ibnu Katsir", serta pendapat Rafiq Al-Misri seorang ekonom Islam terkemuka, dianalisis untuk mengidentifikasi nilai-nilai sosial ekonomi yang terkandung dalam QS. Hud. Hasil temuan menunjukkan bahwa Surah Hud mengajarkan prinsip-prinsip keadilan dalam distribusi kekayaan, pengelolaan harta secara bijaksana, dan tanggung jawab sosial yang harus diterapkan dalam kehidupan masyarakat. Penelitian ini menemukan bahwa ajaran Al-Qur'an, khususnya dalam Surah Hud, sangat relevan untuk mengatasi ketimpangan ekonomi dan krisis lingkungan saat ini. Keberlanjutan sosial dan ekonomi dapat tercapai dengan mengaplikasikan nilai-nilai tersebut, untuk menciptakan masyarakat yang adil, sejahtera, dan berkelanjutan.
Al-Mu'amalah Al-Madiyah Rules relating to human relations and economic transactions in accordance with the guidance of Sharia Mahyudin, Mahyudin; Tarigan, Azhari Akmal; Syahreza, Rahmi
Journal of Law, Education and Business Vol 3, No 1 (2025): April 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jleb.v3i1.5397

Abstract

This research discusses the rules in Islam relating to economic relations and transactions in accordance with sharia guidance. Islam establishes key principles in economics, such as honesty, transparency, fairness, and the prohibition of usury and fraudulent practices. These principles aim to create an economic system that is fair, ethical, and brings blessings to individuals and society. Verses of the Qur'an and hadith emphasize the importance of maintaining integrity in every transaction to avoid exploitation or economic inequality. The prohibition of usury, for example, aims to protect weaker parties from financial exploitation and ensure balance in the distribution of wealth. In addition, transparency and honesty in buying and selling are important factors in building trust between transacting parties. This research also shows that the application of sharia rules in economic transactions can improve social welfare and prevent harmful economic practices. By applying Islamic principles in economic transactions, Muslims can create a business environment that is more fair, transparent and ethical, and provides broad benefits to the entire community. Therefore, an in-depth understanding of sharia rules in economics is very important so that each individual can carry out their economic activities in accordance with Islamic teachings and get blessings in life.
Konsep Syariah Dan Sejarah Intelektual Pemikiran Inflasi : Telaah Kritis Atas Gagasan Al Maqrizi dan relevansinya Terhadap Kondisi Inflasi di Sumatera Utara Putra, Muhammad Umar Maya; Akmal Tarigan, Azhari; Ridwan, M
JURNAL SYIAR-SYIAR Vol 5 No 1 (2025): Edisi Januari 2025 - Juni 2025
Publisher : Fakultas Agama Islam Universitas Tjut Nyak Dhien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36490/syiar.v5i1.1750

Abstract

The study of inflation from the perspective of Islamic economics has been present since the classical era, with Al-Maqrizi (1364–1442 CE) emerging as one of the most influential figures in developing early Islamic economic theories. As a prominent historian and economist during the Mamluk dynasty in Egypt, Al-Maqrizi's thoughts remain highly relevant due to his firsthand observations of the economic crisis in 15th-century Egypt. This research employs a qualitative historical approach by examining classical and contemporary literature, including Al-Maqrizi’s seminal work Ighatsah al-Ummah bi Kashf al-Ghummah, and integrates it with a quantitative analysis of inflation data in North Sumatra and Indonesia from 2015 to 2020. Al-Maqrizi categorized inflation into two types: natural inflation, caused by uncontrollable natural factors such as disasters, and man-made inflation, stemming from corruption, poor fiscal policy, and excessive use of copper currency (fulus). His thoughts represent a critical response to the economic, political, and moral degradation of his time, emphasizing the importance of maintaining currency standards, fair wealth distribution, and moral integrity in leadership.The analysis of inflation data in North Sumatra reveals dynamics consistent with Al-Maqrizi's theory, particularly regarding the peak inflation rate of 6.34% in 2016, which later declined to 1.96% in 2020. Compared to the national average, North Sumatra experienced relatively higher inflation, indicating structural imbalances and governance challenges. This study shows that Al-Maqrizi’s thoughts offer a holistic Islamic economic framework that integrates economics, fiqh, and ethics. His ideas remain applicable today, particularly in promoting justice, transparency, and responsibility in economic policy. By combining historical-intellectual analysis and empirical data, this research provides a comprehensive understanding of how Islamic economic principles can guide contemporary inflation control and sustainable economic development
Contestation Between Islamic Law and Patrilineal Traditions: Insights from the Toba Batak Community Hutagalung, Syahrial Arif; Rambe, Mara Sutan; Aripin, Jaenal; Naldo, Jufri; Tarigan, Azhari Akmal
Media Syari'ah Vol 26 No 2 (2024)
Publisher : Fakultas Syariah dan Hukum Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jms.v26i2.28789

Abstract

The purpose of this study is to examine how the Toba Batak Muslim community maintains its cultural identity in the face of complex dynamics while adapting to Islamic principles in the face of urbanization and economic change by examining the pattern of relationships between Islamic law and customary traditions. Three regions—traditional rural areas (Humbang Hasundutan, Tapanuli Utara, Samosir, Toba), multireligious communities (Asahan, Tanjung Balai, Labuhanbatu), and large cities (Medan, Bandung)—are the focus of this qualitative study using a case study methodology. The study's findings highlight three key trends in the interaction between Islam and customs: harmony, compromise, and adaptation. The adaptation trend is evident in individuals from the place of origin who endeavor to maintain practices with minimal impact from Islamic law. A negotiation pattern has developed among individuals in diverse religious contexts who want to reconcile local customs with Islamic principles. Simultaneously, a pattern of harmony is observed in metropolitan areas, where individuals successfully reconcile traditions with Islamic tenets within a contemporary framework. Economic conditions and social mobility significantly influence these trends. Individuals with superior economic advantages often prioritize religious ideals, whereas others with economic constraints rely more on customs as a social mechanism. Social mobility facilitates the adaptation of traditional values to be more flexible and inclusive of Islamic beliefs, particularly in metropolitan settings. This study suggests that economic factors and social mobility act as catalysts in transforming the link between customs and religion within the Toba Batak Muslim community. Research recommendations emphasize the significance of locally-based religious education, inclusive discussion between indigenous and religious leaders, and economic empowerment to foster harmony between traditional beliefs and Islam.
Perilaku Manajemen Keuangan Syariah: Implikasi Pengendalian Resiko Keuangan Tinjauan Tafsir Al-Mukminun Arafah, Santi; Tarigan, Azhari Akmal; Syahreza, Rahmi
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 10 No 1 (2025): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v10i1.8713

Abstract

This research aims to discuss Q.S Al-Mukminun regarding the concept of Islamic financial management behavior in financial risk control. This research is qualitative with a library research approach, namely the data used in this research comes from various literature books, journals, dictionaries, encyclopedias, and other documents related to the object of this research. This data analysis includes activities, namely categorizing data, organizing data, manipulating data, summing up data directed at obtaining answers to research problems. The method used to analyze the data in this research is deductive method and comparative method. The results of this study explain that the interpretation of Q.S Al-Mukminun explains the characteristics of believers who can bring happiness in this world and the hereafter, especially in addressing financial problems related to sharia financial management behavior. good sharia financial management behavior leads to good financial decision making as well, especially in allocating funds as savings which in turn can be used as initial capital in starting a business
PENGELOLAAN HARTA DALAM ISLAM: ANALISIS MA’NĀ-CUM-MAGHZĀ TERHADAP QS. AL-ISRA’ AYAT 26 Batubara, Zulfa Khairina; Tarigan, Azhari Akmal; Syahreza, Rahmi
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 8, No 2 (2025): May 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i2.3139

Abstract

Abstract: This research discusses how to manage assets from an Islamic perspective based on QS. Al-Isra' (17: 26) with a ma'na cum maghza analysis approach. The main focus in the interpretation of Surah Al-Isra' (17: 26) is that it reminds us to share rights (in this case specifically for assets) and the prohibition on wasting assets (wasteful/tabzir). The results of the research show that in Islam the property produced by an individual is not entirely the property of that individual, but some of the property owned is the right of another individual. Therefore, someone who has assets must be wise in managing these assets. And get benefits that are worth worship when using these assets.. Keywords: Wealth Management in Islam; QS.Al-Isra' [17]: 26; Ma’na Cum Maghza. Abstrak: Penelitian ini membahas tentang bagaimana pengelolaan harta dalam sudut pandang Islam berdasarkan QS. Al-Isra’ (17: 26) dengan pendekatan analisis ma’na cum maghza. Fokus utama dalam tafsiran Surat Al-Isra’ (17: 26) adalah bahwa mengingatkan untuk membagi hak (dalam hal ini di khususkan pada harta) dan larangan menghambur-hamburkan harta (boros/tabzir). Hasil penelitian menunjukkan bahwa dalam Islam harta yang dihasilkan individu bukanlah sepenuhnya hak milik individu tersebut saja, akan tetapi sebagian dari harta yang dimiliki tersebut terdapat hak individu lain. Oleh karena itu, seseorang yang memiliki harta harus bijaksana dalam mengelola harta tersebut. Dan mendapat manfaat yang bernilai ibadah ketika digunakan harta tersebut Kata kunci: Pengelolaan Harta dalam Islam; QS.Al-Isra’ [17]: 26; Ma’na Cum Maghza. 
AN ANALYSIS OF HOUSEHOLD RESILIENCE AND DIVORCE WITHIN MUSLIM FAMILIES AMIDST THE COVID-19 PANDEMIC Akmal Tarigan, Azhari
ADHKI: JOURNAL OF ISLAMIC FAMILY LAW Vol. 5 No. 1 (2023): ADHKI: Journal of Islamic Family Law
Publisher : Indonesian Association of Islamic Family Law Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37876/adhki.v5i1.112

Abstract

This study aims to examine the factors behind the increasing of divorce cases amidst the COVID-19 Pandemic. This study followed a qualitative research method with case study approach to analyse the factors behind the increasing of divorce cases within Muslim families in North Sumatra amidst the COVID-19 Pandemic. The findings of this study indicate that economic factors, third-person influence, lack of honesty, domestic violence, and inequality in child care are main factors that increase the cases of divorce. The COVID-19 pandemic is not the main factor in the occurrence of divorce, however, this pandemic is another factor that increases the risk of divorce, especially related to economic problems when the problem is not communicated properly. This study shows the importance to strengthen the dimensions of family life by ensuring the establishment of a more harmonious family life, understanding and supporting each other to develop household resilience amidst the COVID-19 pandemic.
Co-Authors Ahmad Kholil Ahmad Riyansyah Parinduri Aida Ulviani Nst Aini, Ihdi Ainun Pratiwi Ali Hardana Amal Hayati, Amal Amalia Rahmah Harahap Amin, Khairil Amini, Salisa Andre Bagaskara Andri Soemitra Anggi Kartika Apriliani, Apriliani Arafah, Santi Arif Hutagalung, Syahrial Arifin Fauzi Lubis Arsyaf Tampubolon Baehaqi Batubara, Zulfa Khairina Bella Cantika Benny Ridwan Benny Ridwan Chairul Imam, Chairul Daniel Amsal Desmadi Saharuddin, Desmadi Dharma, Budi Dhian Rosalina, Dhian Eliska Enghariano, Desri Ari Evalina Franciska Hutasoit Evi Ayu Putri Fahnisa, Fahnisa Faisal Riza Fandy Rangkuty, Muhammad Hafif Fauzi Salim, Rahmad Fauziah Nasution Febri Yulika Firdha Aigha Suwito Fitria Intan Sri Dewi Frida Yanti Sirait Harahap, Fasthabiqul Ambiya Harahap, Nur Dalilah Harahap, Ulfi Yanti Hasan Matsum Ian Alfian Ikbal Hanafi Hasibuan Ilham Habibi, Ilham Imran, Buhari Indra Kurniawan Nasution Ismail Ismail Ismail Isnaini Faraz Azis Ilmi Sitorus Isnaini Harahap Isnaini Isnaini Iswandi Syahputra Jaenal Aripin Jannah, Nurul Karmila Sari Kaspia, Yola Khairunnisa Please Kinanti Putri Bestari Kinanti Putri Bestari Kusmilawaty, Kusmilawaty Lestari, Dewi Lismaini Agustin Lubis, Fahmi Husaini M. Luthfi Arif Pratama M. Ridwan M. Ridwan M. Rizwan M. Yasir Nasution Mahyudin Mahyudin Malasyi, Sibral Mara Sutan Rambe Marliyah Marliyah, Marliyah Maryam Batubara Melia Frastuti Meutia Dewi, Meutia Minda Agustina Mohammad Reevany Bustami Muallif Masyhuri Muhammad Aidil Iffat Muhammad Ancha Sitorus MUHAMMAD FAHMI Muhammad Faisal Hamdani Muhammad Hakim Sitompul Muhammad Helmi Muhammad Ilham Muhammad Ramadhan Muhammad Ridwan Muhammad Syahbudi Muhammad Syukri Albani Nasution Muhammad Umar Maya Putra Muhammad Yafiz Muhammad Yafiz Muhammad Yafiz, Muhammad Mukhlis Mukhlis Nabil Shawab al-Mujaddid Nabila Oktarina Sinulingga Nadia Nadia Naldo, Jufri Naldo Nasution, Syukri Albani Nofialdi Nofialdi Novita Herawati Novitri, Dian Nur'ain Harahap Nurhafiani Nurhafiani Nurhayati Nurhayati Nurhayati Nurhayati Nurhayati, Nurhayati Nurhidayanti Nurhidayanti Nurhidayanti, Nurhidayanti Nuri Aslami Nurul Aflah Harahap Nurul Izzah Nurul Izzah Nurul Wafiq Azizah Nasution Padillah, Fahmil Pera Handayani Prasetya, Muhammad Dimas Prasetyo, Iin Puspa Indah Sari Pohan Putra Apriadi Siregar Putri Mawaddah Rafi Faizin Rahmah, Nuzulliah Rahmi Syahreza Rahmi Syahriza, Rahmi Raja Putri Salsabila Ramadi, Bagus Rani Elviyanti Siregar Reza Febrian Riska Syahputri Nasution Rizkan Polem, T. Rizki Yuliana Rodhiatul Aslamah Meuraxa Rorizki, Fitri Roro Retno Wulan Sari Saidurrahman Saidurrahman Saifullah Saifullah Saparuddin Siregar Saragih, Murniati Arinda Sarah Fadhila Siregar Siagian, Salsabilla Siregar, Fatahuddin Aziz Siregar, Syafrudin Hanafi Sri Kartika Dewi Subambang Harsono Suci Ramadani Sitompul Sugianto Sugianto Sugianto Susi Herawati Sy Haura Munawwarah Syafira, Dinda Syafran Arrazy Syahreza, Rahmi Syahrial Arif Hutagalung Syahriza , Rahmi Syukri Albani Nasution Syukri Albani Nasution Tambunan, Khairina Tuahman Tuahman Venny Fraya Hartin Nst Wahyu Syarvina Watni Marpaung Windari Windari, Windari Wulan Dayu Yani, Misri Yenni Samri Juliati Yenni Samri Juliati Nasution YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI YUDI SISWADI Ziaulhaq Hidayat Zubeir . Zuhrina Aidha Zuhrinal M. Nawawi