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Disemadi, Hari Sutra
Universitas Internasional Batam
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Journal : Varia Justicia

 1 
LEGAL CONSEQUENCES OF DUALISM REGULATIONS ON MICRO WAQF BANK AS A SHARIA MICROFINANCE INSTITUTIONS IN INDONESIA Prananingtyas, Paramita; Disemadi, Hari Sutra
Varia Justicia Vol 16 No 1 (2020): Vol 16 No 1 (2020)
Publisher : Fakultas Hukum Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/variajusticia.v16i1.3205

Abstract

The presence of types of financial institutions in Indonesia makes it easy for people to choose which financial services they need. Micro Waqf Bank is one of the Microfinance Institutions that applies sharia principles that are currently growing and developing. However, there are legal issues related to arrangements for organizing a Micro Waqf Bank with a cooperative legal entity, namely, there are two overlapping regulations, namely the Microfinance Institution legislation, and Cooperative regulations. The purpose of this study is necessary to find out whether the legal consequences arising in the process of establishment, implementation, or if there are problems encountered by Mikro Waqf Banks as a Sharia Microfinance Institution incorporated as a cooperative. This study uses a normative legal research method with a statutory approach and conceptual approach. This study shows that the dualism of Micro Waqf Bank arrangements gives rise to contradictions in the arrangements for the establishment, guidance, and supervision. The existence of this dualism of regulation also gives rise to legal consequences in the establishment of a Micro Waqf Bank incorporated as a cooperative. The legal consequences are related to the broader aspects of business activities based on MFI regulations compared to cooperative regulations. Legal consequences related to capital aspects that require Micro Waqf Banks have a certain amount of capital by MFI regulations. Then from the aspect of coaching and supervision in which there are an examination and evaluation, there is also a dualism which in the regulation of the function of the cooperative is carried out by the Ministry of Cooperatives but the existence of the MFI regulation of the fostering and supervision function is under the authority of the Financial Services Authority.
Co-Authors A Janurita Tenripada A Salman Maggalatung, A Salman Abdurrakhman Alhakim Abigail Natalia Bukit Ade Borami Ju Ade Borami Ju Adristy, Baiq Shefania Afifa, Zaynulia Agustianto Agustianto Agustianto, Agustianto Ahmad Alveyn Sulthony Ananda Ahmad Rofiq, Ahmad Ainabila, Salsa Siti Aini Rahmadani Alhakim, Abdurrakhman Ampuan Situmeang Anak Agung Istri Sri Wiadnyani Anakotta , Marthsian Yeksi Anastasya Pakpahan Anastya Putri Andarini, Retno Ang Terina Angel Tng Angelica Cleryn Cesy Ani Purwanti Appludnopsanji Appludnopsanji Arief Afdala Pratito Arwa Meida Aninda Asep Syarifuddin Hidayat, Asep Syarifuddin Asiyah Jamilah Attamimi, Zeehan Fuad Auralita, Lala Aurelia, Jennifer Ayen Sephia Dhani Ayudistira Amanda Ayunda, Rahmi Azahrah, Wahida Barda Nawawi Arief Calvin Calvin Chairunnisa Chairunnisa Chornelia Ruth Lakalapai Chutia, Upankar Cindy Anggelia Cindy Kang Cindy Meissa Jovanka Sihotang Cory Bill Garden Nababan Cynthia Putri Guswandi Dandy Satyahadi Danial Gomes Dedi Jaya Defi Arika Delfi Aurelia Kuasa Delvin Delvin Denis Oxy Handika Denny Denny Denny Prasetyo Dhani, Ayen Sephia Diba, Nabilah Farah Dwi Budi Santoso Dwiki Surya Pratama Efin Efin Erni Erni Febby Amanda Pakpahan Febriyani, Emiliya Fientery Fientery Fiqqih Anugerah Fitri, Winda Fitri, Winda Fransisca Kewa Qua Garcia, Virginia Girsang, Junimart Gomes, Danial Gubanov, Konstantin Hakim, Teja Maulana Handika, Denis Oxy Hanifah Ghafila Romadona Hendryani Hendryani Heni Utari Setianingrum Henry Soelistyo Budi, Henry Soelistyo Hutauruk, Rufinus Hotmaulana Ilena Nurpavitia Indra Afgha Anjani Irwan Sugiarto Jacelyn Jacelyn Jamilah, Asiyah Jaya, Nyoman Serikat Putra Jerryen, Jerryen Jeslin Jeslin Jessca Jessca Jessca, Jessca Jessica Sim Joel Jordan Tobing Jonkarlo, Edson Junior Ikhlas Kang, Cindy Karim, Justin Joy Kartika Sasi Wahyuningrum Kelvin Jonatan Kendry Tan Khelvin Risandi Kholis Roisah Kurniawan, Syukri Lau, Suryasan Lee, Michelle Lidia Kando Br Gea Lie, Cindie Lu Sudirman Lu Sudirman Lu Sudirman Lu Sudirman Lu Sudirman Lu Sudirman M. Rahmat Hidayat Mahfudzotin Nikmah Malau, Hotmaulina Manurung, Kevin John Paul Marsellia, Dini Marsudi, Irvan Ricardo Mawarni Mawarni Mawarni Mawarni Melani Melani Merizqa Ariani Metta Noviani Muhammad Deovan Reondy Putra Muhammad Deovan Reondy Putra Muhammad Ikhsan Kasturi Muna Ulya Mustamin, Wiranto Nadia Carolina Weley Nadia Carolina Weley Nadia Carolina Weley Nadia Lysion Naila Mataya Dinanthi Ninne Zahara Silviani Nisa Nurfitri Nopiana Nopiana Novi Wahyu Riwayanti Novi Wira Sartika Zebua Novika, Giofanni Dian Novit Cahyesi Duha Nur Rochaeti, Nur Nurfitri, Nisa NURLAILY, NURLAILY Nurul Istiqomah Nyoman Serikat Putra Jaya Oda Ignatius Besar Hariyanto, Oda Ignatius Besar Olivia, Devrina Oshin Maretha Napitupulu Paramita Prananingtyas Park, Jihyun Pramudya Wardhana, Raka Pratama, Angkat Poenta Puteri Ariesta Nadia Putra Jaya, Nyoman Serikat Putri, Arya Salsabila Auliana Putri, Tasya Raehan Annisa Putunezar, Shaeku Rafif Shagufta Rahman, Maria Puteri Rahmi Ayunda Raihan Radinka Yusuf Ranty Angriyani Harahap Regent Regent, Regent Reni Putri Anggraeni Revlina Salsabila Roselvia Rifqi Arrafif Rindiyani, Monica Romadona, Hanifah Ghafila Royce, Charles Rudolf Haiti Rufinus Hotmaulana Hutauruk Rufinus Hotmaulana Hutauruk Rusdiana, Shelvi Ryan Wijaya, Ryan Sahuri Lasmadi Satyahadi, Dandy Selina, Selina Shaleh, Ali Ismail Sholahuddin Al-Fatih Sihombing, Dame Afrina Silviani, Ninne Zahara Sirait, Regina Ulianna Situmeang, Ampuan Situmeang, Ampuan Sofia Sofia, Sofia Stan ley Stefanus Imanuel Malik Steven Steven Sudirman, Lu Sudirman,, Lu Sujati Winata, Agung Sulastri Sulastri Suryasan Lau Syasya Tri Puspita Dewi Syukri Kurniawan Tampubolon, Theresia Tan, David Tan, Kendry Tan, Sebastian Tan, Winsherly Tania, Stephanie Taniady, Vicko Tobing, Joel Jordan Tomi Suhendra Pardede Trifena Pang Udu, Jericho Velany Kosasih Verlina Verlina Vicko Taniady Weley, Nadia Carolina Wilton Goh Winarso, Teguh Winda Fitri Windi Afdal, Windi Winnie Stevani Yongkie Yongkie Yunus, Nur Rohim Yusro, Mochammad Abizar Yusuf, Raihan Radinka Zakiyah, Ninik