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Pengaruh Skala Operasi dan Struktur Modal terhadap Kinerja Operasi Bank Umum dan BPR Sigit Adhi Pratomo; Arif Julianto Sri Nugroho; Tasari; Abdul Haris; Agung Nugroho Jati; Dwi Wahyuni Uningowati
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 5 No. 08 (2026): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v5i08.1670

Abstract

Rasio kredit bermasalah industri perbankan di tahun 2025 cenderung meningkat seiring pelemahan daya beli konsumen. Masyarakat mulai kehilangan kemampuan membayar angsuran kredit. Riset ini memiliki kebaruan mengukur pengaruh struktur modal dan struktur aset terhadah kinerja operasi 30 bank umum dan BPR di wilayah Soloraya secara purposive sampling melalui laporan keuangan di tahun 2024. Uji satistik dilakukan melalui Pearson Produt Moment test dan Analysis of Varians ( ANOVA test ) melalui paket program SPSS. Hasi riset struktur aset dan srtuktor modal memiliki pengaruh terhadap kinerja secara signifikan. Diperlukan solusi bauran kebijakan perbankan di masa depan yang terintegrasi untuk membentuk kekuatan daya saing perbankan baik bank umum maupun BPR yang beroperasi di daerah untuk semakin mendorong pertumbuhan dan ketangguhan ekonomi regional
PELATIHAN MEWUJUDKAN GENERASI SEHAT MELALUI ZERO PLASTIC DAN BRAIN GYM Ardiyanto, Bagas; Rohmat, Alfian Nur; Murrena, Aurelia Evelin; Baskoro, Cahyo; Wibowo, Duwie Kresno; Istiani, Dwi; Wulandari, Fitriana; Sari, Siti Ayu Purnama; Firmansah, Fery; Tasari
WIDHARMA - Jurnal Pengabdian Widya Dharma Vol. 5 No. 01 (2026): Januari 2026
Publisher : LPPM Universitas Widya Dharma Klaten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54840/widharma.v5i01.438

Abstract

The purpose of this community service program is to create a healthy generation through Zero Plastic and Brain Gym. This program was held at TPQ Ar-Roudhoh Gunungan, Bareng Lor, North Klaten, Klaten on Tuesday, May 7, 2024. The participants consisted of 28 students and were accompanied by 8 educators. The community service was carried out in three stages, namely the preparation stage, the implementation stage, and the follow-up stage. As a result of the community service, all participants were actively involved in the training activities, and good habits were formed among the students and educators at TPQ Ar-Raudhoh.
PELATIHAN PENYUSUNAN KUIS INTERKATIF MENGGUNAKAN CANVA BAGI GURU Yuwono, Muhammad Ridlo; Tasari; Syaifuddin, M. Wahid; Sungkono, Joko; Yuliana; Firmansah, Fery; Wijayanti, Septiana; Retnowati, Niken
WIDHARMA - Jurnal Pengabdian Widya Dharma Vol. 5 No. 01 (2026): Januari 2026
Publisher : LPPM Universitas Widya Dharma Klaten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54840/widharma.v5i01.462

Abstract

The purpose of this community service activity is to provide teachers with skills to be able to create interactive quizzes using Canva templates and AI Canva through training. The community service team invited Muhammadiyah Plus Middle School, North Klaten, to collaborate in carrying out this activity. The method used in this community service activity was face-to-face training which was held on July 26, 2025. Participants were asked to complete assignments given by the community service team which were collected via Google Drive at the end of the training activity. The results of this training activity were that the training participants were able to create interactive quizzes using templates available in Canva and were able to automatically create interactive quizzes using AI Canva according to the desired prompts according to the subjects they were studying.).
PENGARUH LOCUS OF CONTROL DAN DISPOSISI MATEMATIS TERHADAP KEMAMPUAN SISWA DALAM MEMECAHKAN PERMASALAHAN SPLDV Yuliana, Yuliana; Setiyaningsih, Anita; Wijayanti, Septiana; Tasari, Tasari
AKSIOMA: Jurnal Program Studi Pendidikan Matematika Vol 15, No 1 (2026)
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/ajpm.v15i1.8685

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh locus of control ataupun disposisi matematis terhadap kemampuan pemecahan masalah SPLDV. Permasalahan dihadapi oleh siswa, yaitu tidak semua siswa memiliki keyakinan diri dan pandangan positif dan siswa mengalami kesulitan ketika diberikan permasalahan SPLDV yang berbeda bentuk ataupun lebih kompleks. Tiga kelas siswa SMK kelas 10 terpilih menjadi sampel melalui teknik sampel kluster. Menurut sampel tersebut, data locus of control (X1) maupun disposisi matematis (X2) dikumpulkan menggunakan angket, sedangkan data kemampuan pemecahan masalah SPLDV (Y) dikumpulkan menggunakan tes pemecahan masalah. Sebelum dianalisis menggunakan regresi linier berganda, data mesti terpenuhi normalitas, linearitas, multikolinearitas atau independensi, dan heteroskedastisitas sebagai prasyarat analisis. Setelah prasyarat terpenuhi, data dianalisis menggunakan analisis regresi linier berganda, uji t, maupun uji F. Dari regresi linear berganda diperoleh koefisien linear bernilai positif. Melalui uji t, masing-masing nilai signifikansi dari X1 dan X2 adalah 0,00 (kurang dari 5%). Melalui uji F, nilai signifikan 0,00 (kurang dari 5%). Hasil analisis ini memberikan simpulan bahwa locus of control ataupun disposisi matematis berkontribusi positif terhadap kemampuan pemecahan masalah SPLDV secara parsial ataupun bersamaan. Hal ini memberikan urgensi bahwa dalam pembelajaran perlu menumbuhkan keyakinan diri dan pandangan positif kepada siswa agar mampu memecahkan permasalahan SPLDV. This study aims to analyze the influence of locus of control and mathematical disposition on students’ ability to solve SPLDV (System Linear Equations in Two Variables) problems. One of the main challenges students face is a lack of self-confidence and positive perspectives, which leads to difficulties when presented with unfamiliar or complex SPLDV problems. Three classes of 10th-grade vocational high school students were selected as the sample through cluster sampling techniques. Data on locus of control (X1) and mathematical disposition (X2) were collected via a questionnaire, while data on SPLDV problem-solving ability (Y) were obtained through a problem-solving test. Prior to analysis using multiple linear regression, the data were tested to ensure they met the assumptions of normality, linearity, multicollinearity or independence, and homoscedasticity. Once these prerequisites were satisfied, the data were analyzed using multiple linear regression analysis, as well as t-tests and an F-test. The regression analysis yielded a positive linear coefficient. The t-test showed that the significance values for both X1 and X2 were 0.00 (p < 0.05). Similarly, the F-test produced a significance value of 0.00 (p < 0.05). These results indicate that both locus of control and mathematical disposition positively contribute—either independently or jointly—to students’ SPLDV problem-solving ability. These findings highlight the importance of fostering self-confidence and a positive outlook in mathematics education to improve students’ problem-solving skills.
Literary Literacy Assistance through Writing Poetry Anthologies to Develop the Character and Creativity of Elementary School Students: Penelitian Sri Budiyono; Maria Melani Ika Susanti; Tukiyo; Purwo Haryono; Tasari; Ratna Sari
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 4 (2026): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 4 Tahun 2026
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i4.6038

Abstract

Pendampingan literasi sastra di sekolah dasar merupakan salah satu strategi untuk menumbuhkan karakter dan kreativitas siswa sejak dini. Penelitian ini bertujuan untuk mendeskripsikan proses dan hasil pendampingan literasi sastra melalui kegiatan penulisan buku antologi puisi. Metode yang digunakan adalah pendekatan kualitatif dengan teknik pendampingan, observasi, dan dokumentasi karya siswa. Hasil kegiatan menunjukkan bahwa penulisan puisi tidak hanya meningkatkan kemampuan berbahasa dan apresiasi sastra, tetapi juga menumbuhkan nilai-nilai karakter seperti kejujuran, empati, dan tanggung jawab. Selain itu, kreativitas siswa berkembang melalui eksplorasi ide, imajinasi, dan ekspresi personal yang dituangkan dalam bentuk puisi. Buku antologi puisi yang dihasilkan menjadi bukti nyata keterlibatan siswa dalam proses kreatif sekaligus sebagai media pembelajaran yang berkelanjutan. Dengan demikian, pendampingan literasi sastra melalui penulisan antologi puisi terbukti efektif dalam menumbuhkan karakter dan kreativitas siswa sekolah dasar.
On the normal product and modular product of product fuzzy graphs with applications to defense communication networks Fery Firmansah; Niken Retnowati; Tasari
International Journal of Applied Mathematics, Sciences, and Technology for National Defense Vol. 4 No. 1 (2026): International Journal of Applied Mathematics, Sciences, and Technology for Nati
Publisher : FoundAE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58524/app.sci.def.v4i1.1147

Abstract

Background: This study focuses on the development of new operations of product fuzzy graphs, specifically the normal product and modular product operations. The normal product of product fuzzy graphs is used to build infrastructure with maximum path redundancy. Meanwhile, the modular product operation of product fuzzy graphs is implemented to optimize the alignment of operational processes and information security. Aims: This study aims to define the normal product and modular product of product fuzzy graphs, define the properties of the normal product and modular product of product fuzzy graphs, and to apply to defense communication networks. Method: The research stages consist of formulating the definition of the normal product and modular product of product fuzzy graphs along with its properties and applying to defense communication networks. Results: The results of the study show that the normal product and modular product of product fuzzy graph is fuzzy graph, the normal product and modular product of strong product fuzzy graph is strong, consequently, the normal product and modular product of complete product fuzzy graph is strong. Conclusion: The application of the normal product and modular product of product fuzzy graph can produce a more compact defense communication network.
Co-Authors Abdul Haris Abdul Haris Abdul Haris Abdul Haris Abdul Haris Abdul Harris Adhi Pratomo, Sigit Agung Nugroho Jati Agung Nugroho Jati Agung Nugroho Jati Agung Nugroho Jati Agus Santoso Aji, Wisnu Nugroho Alimi, Tanzila Azzalzal Almasitoh, Ummu Hany Ambarsari, Dwi Wanito Ana Setyandari Anggraheny, Kunthum Ria Aniek Wulandari Anis Marjukah Anis Marjukah Anis Marjukah Anita Setiyaningsih Anita Setiyaningsih Anna Febrianty Ardiyanto, Bagas Arif Julianto Sri Nugroho Arif Julianto Sri Nugroho Arif Julianto Sri Nugroho Arif Julianto Sri Nugroho Arif Julianto sri Nugroho Arif Julianto Sri Nugroho Arif Julianto Sri Nugroho Arif Julianto Sri Nugroho Arif Julianto Sri Nugroho, Arif Julianto Sri Arumsari, Diny Azzahra, Nazhifa Fathia Baskoro, Cahyo Budi Santosa, Gunawan Cahaya Nugrahani Dandang Setyawanti Dandang Setyawanti Dandang Setyawanti Dandang Setyawanti Darmo, M Pujo Darupratomo, Darupratomo Doni Setyawan Dwi Wahyuni Uningowati Dwi Wanito Ambarsari Endang Eko Djati S Endang Eko Djati Setiawati Endang Eko DS Endang Eko DS Eric Kunto Aribowo Erma Suryani, Yulinda Febrianty S, Anna Fery Firmansah Fika Aisyah Munif Fika Aisyah Munif FS Anna Gunawan Budi S Gunawan Budi Santoso Gunawan Budi Santoso Guntoro, Erwanto Haris Abdul Haris, Abdul Hartanto Hersulastuti Hersulastuti Hersulastuti Hersulastuti, Hersulastuti Heru Murjito I Nyoman Adi Putra I Wayan Angga Wijaya Kusuma Ike Anisa Ike Anisa Imam Santoso Istiani, Dwi Iswan Riyadi Jajang Susatya Jarot Prasetyo Jarot Prasetyo Jati, Agung Nugroho Joko Sungkono Joko Sungkono julianto SN, arif Krisna Pebryawan Liadiani, Anifa Mirza M Puji Darmo M Pujo Darmo M. Ridlo Yuwono Ridlo M. Wahid Syaifuddin M. Wahid Syaifuddin Marjukah Anis Marjukah, Anis Maulita, Dina Miftacha Febriani Putri Murjito, Heru Murjito, Winarno Heru Murrena, Aurelia Evelin Muzakiyah, Siti Niken Retnowati Nina Agustyaningrum Nugrahani, Cahaya Nugroho Jati Agung Nugroho, Arif Julianto Sri Paramita Lea Christanti Perdana, Muhammad Ikhsan Habib Prameswari, Lala Areta Pratomo, Sigit Adhi Pratomo, Sigit Adhi Pratomo, Sigit Adhi Pratono, Sigit Adhi Purwo Haryono Purwo Haryono Purwo Haryono Purwo Haryono Purwo Haryono Rachim, Annisa Fajrina Rahmasari, Luthfi RATNA SARI Ratnanik Retnowati, Niken Rohmat, Alfian Nur Ruqoyyah, Siti S, Anna Febrianty Santoso, Agus Sari, Siti Ayu Purnama Sari, Tri Ardilia Maya Semet, Lithianie Fransisca N.B Septiana Wijayanti Setiyadi, D. B. P. Setiyaningsih, Anita Setyawanti Dandang Setyawanti, Dandang Sigit Adhi Pratomo Sigit Adhi Pratomo Sri Budiyono Sri Haryanti Sri Nugroho, Arif Julianto Sri Suwartini, Sri Suhendro Suhendro Sukasih Ratna W Sukasih Ratna W. Sukasih Ratna Widayanti Supratikno, Supratikno Supratikno, Supratikno Suranto, Much Suranto, Much Susanti, Maria Melani Ika Suwanti Syams Kurniawan Hidayat Syarifah Aini Syska Lady Sulistyowatie Titik Purwanti Triyono Triyono Triyono Triyono Triyono Tukiyo Tukiyo Tukiyo Tukiyo Tukiyo Tukiyo Tukiyo Tukiyo, Tukiyo Umi Sholihah Ummu Hany Almasitoh Uningowati, Dwi Wahyuni Wibowo, Duwie Kresno Wijayanti, Septiana Winarno Heru Murjito Winarno Heru Murjito Wulandari, Fitriana Yuliana