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DINAMIKA PENGGUNAAN RESI GUDANG SEBAGAI JAMINAN KREDIT PERBANKAN : ANALISIS TERHADAP FAKTOR PENGHAMBAT DAN SOLUSINYA Zubaidil Akbar Ubay; Nur Hayani Nur; Sherly Dwi Lestari sherly; Ahmad Musadad
Jurnal Hukum Samudra Keadilan Vol 20 No 2 (2025): Jurnal Hukum Samudra Keadilan
Publisher : Fakultas Hukum, Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jhsk.v20i2.11223

Abstract

Resi gudang merupakan instrumen keuangan yang dapat dijadikan agunan pinjaman perbankan, khususnya bagi pelaku usaha di sektor pertanian dan perkebunan. Meskipun memiliki potensi besar dalam meningkatkan akses pembiayaan, implementasinya masih menghadapi berbagai kendala. Faktor penghambat utama antara lain kurangnya sosialisasi dan pemahaman pelaku usaha mengenai manfaat resi gudang, keterbatasan infrastruktur penyimpanan, serta rendahnya kepercayaan perbankan terhadap instrumen ini sebagai jaminan yang likuid dan aman. Selain itu, ketidakseimbangan antara nilai agunan dengan jumlah pinjaman serta risiko volatilitas harga komoditas membuat perbankan semakin selektif dalam menerima resi gudang. Belum adanya regulasi yang komprehensif juga menjadi tantangan dalam meningkatkan penerimaan sistem ini di sektor perbankan. Penelitian ini menggunakan pendekatan kualitatif dengan analisis deskriptif-analitis terhadap regulasi dan implementasi resi gudang dalam sistem pembiayaan perbankan. Hasil penelitian menunjukkan bahwa untuk meningkatkan pemanfaatan resi gudang sebagai instrumen penjaminan kredit, diperlukan peningkatan sosialisasi dan edukasi kepada pelaku usaha dan perbankan mengenai manfaat dan mekanismenya, penguatan regulasi dan pengawasan, serta peningkatan infrastruktur dan standarisasi sistem penyimpanan. Digitalisasi resi gudang juga dinilai sebagai langkah strategis dalam meningkatkan transparansi dan efisiensi transaksi. Dengan penerapan solusi tersebut, resi gudang berpotensi dimanfaatkan secara lebih optimal untuk mendukung pertumbuhan ekonomi, khususnya di sektor pertanian dan usaha kecil menengah yang membutuhkan akses pembiayaan yang lebih luas.
The Role of Women in Reducing Radicalism Through Nahdlatul Ulama Organization Mustaniroh Mustaniroh; Muhamad Ibnu Soleh Al Mubarok; Ahmad Musadad; Galuh Widitya Qomaro; Tri Pujiati
Jurnal Ilmu Pemerintahan : Kajian Ilmu Pemerintahan dan Politik Daerah Vol. 10 No. 1 (2025)
Publisher : Universitas Pancasakti Tegal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24905/jip.10.2.2025.90-108

Abstract

The phenomena of radicalism considered as a trigger disturbing terrorism​ security and peace in Indonesia. History recorded that before 2016, women become passive perpetrator in terrorism. However, after 2016 until present, the women become active with amount participation increase sharply. Terrorist figures often want to carry out Islamic law with perfect so that often connected with method drastic violence, such as bomb kill themselves. This research has an effort to see the role of woman in activity of radicalism in Indonesia. This research has an objective to describe efforts made​ NU Muslim women in deradicalization radicalism in Indonesia. This research uses descriptive qualitative approach by using library research technique. The result of this study shows that Muslimat NU as one of the organization social religious the largest in Indonesia has role important for minimize hostility that occurred. Moreover, this study found that Muslimat NU uses approach education, culture, structural, and economic. Implementation from study show that the approach taken by NU Muslim women are able to strengthen unity in reducing radicalism in Indonesia.
Islamic Law and the Management of Qurban Savings: A Case Study of Darul Ihsan Mosque, Tuban Moh. Khoirul Anwar; Ahmad Musadad; Moh. Karim; Fajar Fajar; M. Faiz Nashrullah
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 20, No. 1 : Al Qalam (January 2026 - Special Edition: Islamic Studies)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v20i1.5646

Abstract

The management of Qurban savings by the Darul Ihsan Mosque in Banjarworo Village, Bangilan District, Tuban Regency, has garnered attention. This is primarily because it originates from a non-financial, socially-oriented institution dedicated to facilitating Qurban participation for underprivileged communities. This study aimed to investigate the operational mechanisms of this Qurban savings program and assess its compliance with Islamic law. The research employed a qualitative approach utilizing field data (field research) with a descriptive-analytical nature, complemented by a normative-empirical perspective. Data collection involved observation, interviews, and documentation. The collected data were then analyzed using the Miles and Huberman model. The findings indicate that the practices of this Qurban savings program align with the principles of wadi>‘ah yad al-ama>nah, Fatwa DSN-MUI Number: 02/DSN-MUI/IV/2000 concerning savings, and the regulations outlined in KHES (Compilation of Islamic Economic Law). However, the study identified instances of default by participants due to delayed payments. Despite these challenges, the program genuinely reflects the objectives of maqa>s}id al-shari>‘ah, particularly concerning the preservation of wealth (h}ifz} al-ma>l) and the preservation of religion (h}ifz} al-di>n). Furthermore, it provides substantial social and spiritual benefits to the community.
Used Motorcycle Transactions via Facebook: A Comparative Study of Islamic Law and Consumer Protection Muhammad Fajar; Ahmad Musadad; Hammam Hammam; Khoirun Nasik; Umi Indasyah Zahro
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 20, No. 1 : Al Qalam (January 2026 - Special Edition: Islamic Studies)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v20i1.5645

Abstract

The phenomenon of online buying and selling through social media, particularly Facebook, has experienced significant growth and has become a popular alternative for used motorcycle transactions, including in the Kwanyar area of Bangkalan. However, this buying and selling practice poses several problems, such as a lack of clarity regarding contracts, incomplete or misleading vehicle information, and potential losses for consumers. This study aims to analyze the practice of buying and selling used motorcycles in the Kwanyar Facebook group from the perspective of Islamic law and Indonesian consumer protection law. This study used a qualitative approach with a case study method. Data collection techniques were conducted through observation, interviews with the sellers and buyers, and documentation of transaction activities in the Facebook group. The results indicate that the buying and selling practice is generally valid according to sharia due to the fulfillment of the contract elements and efforts to avoid serious gharar. However, there is still a lot of non-disclosure of information from sellers, which has the potential to violate consumer rights as stipulated in the Consumer Protection Law. Therefore, education and supervision are important to ensure that online buying and selling practices align with the principles of fairness, transparency, and legal protection.
The Relationship of Religion and State Law in Indonesia Paradigm Theory Perspective of the Relationship Between Religion and the State Ahmad Musadad
JURNAL AT-TURAS Vol 10, No 2 (2023)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/at-turas.v10i2.6934

Abstract

The discourse on the relationship between religion and the state in the context of the implementation of Islamic law in Indonesia is an issue that will never go stale. This article aims to examine the relationship between Islamic law and state law from a paradigm theoretical perspective on the relationship between religion and the state, a study of the thoughts of Indonesian thinker Prof. Arskal Salim. The type of method used is qualitative, data comes from library materials, the main data is the book "Challenging the Secular State; The Islamization of Law in Modern Indonesia” by Prof. Dr. M. Arskal Salim GP, M.Ag. The data is read, analyzed, separated and categorized and then analyzed using descriptive analysis and content analysis. The research results show that Prof. Arskal Salim in his book raises five issues related to the dynamics and discourse of the relationship between religion and the state in the form of the application of Islamic law in state law in Indonesia. The five issues are the dialectic of the concept of sharia and the issue of the nation state, the dialectic of the formalization of Islamic law and the issue of nationalism, the implementation of Islamic law in the Pancasila state constitution, legislation and the formalization of Islamic law in national law, the formalization of Islamic law in Aceh from the beginning of independence to the reform era. Based on the theoretical analysis of the paradigm of relations between religion and the state, namely the integralistic, symbiotic and secularistic paradigms, a fourth new typology was discovered, namely symbiotic-integralistic which is a combination of the symbiotic and integralistic paradigms. This symbiotic paradigm applies throughout Indonesia, and the integralistic paradigm only applies in Nangroe Aceh Darussalam Province.
Dondy Tan’s Da‘wah Model on Christology: A Virtual Ethnography Study Musadad, Ahmad; Mohammad Ali Hisyam; Baihaqi; Mochamad Syaifudin; Tri Pujiati; Fauzi, Alfa Zaidanil
Religió Jurnal Studi Agama-agama Vol. 15 No. 2 (2025): September
Publisher : Department of Religious Studies, Faculty of Ushuluddin and Philosophy, Sunan Ampel State Islamic University Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/religio.v15i2.3763

Abstract

The digital da‘wah increasingly occupies an important place in contemporary Islamic studies, particularly amid growing interfaith interaction and media cultural transformation. This article examines an emerging da‘wah model of Christology developed by Dondy Tan, a Chinese Indonesian Muslim convert. His da‘wah has attracted significant attention among Indonesians, particularly among those seeking to deepen their interfaith theological awareness. This research employs a qualitative digital ethnography with a descriptive-analytical design. The data is mainly collected from Dondy Tan’s YouTube channel, podcasts, and related media sources from 2023 to 2025. In addition, the theoretical frameworks of media convergence, interreligious dialogue, and identity transformation are used to analyze and interpret the phenomenon of digital da‘wah. This study found that Dondy Tan’s da‘wah on Christology is a transformative convergent da‘wah: it converges digital technology and active virtual participation, creating an inclusive and moderate interreligious debate and dialogue, and it transforms individuals, as the da‘wah is institutionally providing religious counselling and social commitment for converts.
Regulatory and institutional dynamics in accelerating Halal product certification for achieving the SDGs in Indonesia Nahidloh, Shofiyun; Hilmy, Masdar; Pujiati, Tri; Fajar, Fajar; Musadad, Ahmad
Journal of Islamic Economics Lariba Vol. 12 No. 1 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss1.art29

Abstract

IntroductionThe rapid expansion of halal certification in Indonesia has shifted from being largely a matter of religious compliance to becoming an integral component of state policy that supports the Sustainable Development Goals (SDGs), especially those related to inclusive economic growth (Goal 8), industrial development and innovation (Goal 9), and sustainable patterns of consumption and production (Goal 12). ObjectivesThis study aims to examine how governmental regulatory frameworks drive the expansion of halal certification and to assess their broader implications for the governance of sustainable economic development.MethodThe research employs a qualitative approach based on a critical review of scholarly literature, analysis of relevant policies and institutional arrangements, and secondary data obtained from public authorities and business stakeholders.ResultsThe findings indicate that halal certification in Indonesia functions not only as a technical regulatory mechanism but also as a form of bureaucratized religious governance, through which the state institutionalizes religious authority and collective identity. Halal certification in Indonesia functions not only as a technical regulatory mechanism but also as a form of bureaucratized religious governance, through which the state institutionalizes Islamic authority and collective identity. Despite a standardized framework established by BPJPH, implementation faces structural barriers such as unequal access, limited infrastructure, and low digital literacy among MSMEs. As a public policy instrument, halal certification safeguards religious values, strengthens state legitimacy, and enhances global competitiveness. In relation to the SDGs, it contributes concretely to inclusive economic growth (SDG 8), industrial development and innovation (SDG 9), and ethical, sustainable consumption (SDG 12).ImplicationsThe study suggests that the SDGs framework can serve as an evaluative tool for assessing bureaucratic transformation in the halal industry, positioning halal certification not only as a mechanism for protecting religious values but also as part of a broader strategy for sustainable and responsible economic development.Originality/NoveltyThis study introduces a conceptualization of halal certification as bureaucratized religious governance, demonstrating how religious symbolism can be transformed into a rationalized policy instrument within the framework of sustainable development. By integrating political economy, the research provides a new analytical lens for understanding the institutionalization of religious norms through state regulation to achieve development objectives.
Fenomena Mualaf Selebriti Keturunan Tionghoa-Indonesia: Identitas, Media, dan Wacana Islamisasi: The Phenomenon of Chinese-Indonesian Celebrity Converts: Identity, Media, and the Discourse of Islamisation Ahmad Musadad; Firman Setiawan; Achmad Badarus Syamsi; Misno Misno; Saifudin Amin; Tri Pujiati
PERADA Vol 9 No 1 (2026)
Publisher : STAIN Sultan Abdurrahman Kepulauan Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35961/perada.v9i1.2430

Abstract

The increasing number of Chinese-Indonesian celebrities converting to Islam has emerged as a prominent phenomenon and serves as the backdrop for this study. The primary objective of this research is to analyze how this event is represented in digital media and its relationship to the construction of identity and the discourse of Islamization in contemporary Indonesia. This study examines the representation of religious conversion by Chinese-Indonesian celebrities in digital media, with the scope of analysis focusing on the formation of identity and Islamization discourse, specifically exploring how media constructs and disseminates narratives of conversion through images, articles, and news coverage. The study adopts the theoretical approach of Critical Discourse Analysis (CDA), integrating the perspectives of Social Identity Theory, Representation Theory, and Discourse Theory. The findings reveal that religious conversion is not merely a personal choice but also a social strategy to navigate the dynamics between majority and minority groups. Key findings indicate that the converts transition from an out-group position (Chinese and non-Muslim minorities) to an in-group position (Muslim majority) to gain legitimacy and social acceptance. Media plays a central role in constructing their stories as heroic narratives that reinforce the hegemony of Islam, depicting the conversion process as a spiritual journey marked by sacrifice and triumph. The discourse produced not only generates knowledge about the “truth” of Islam but also creates a subject position that functions as “living proof” of Islam's inclusivity. Practically, this study demonstrates how performative phenomena in digital spaces serve as instruments to affirm social norms and religious ideologies.
BEYOND ILLNESS AND TRAVEL: REFORMULATING THE PRINCIPLE OF REMOVING HARDSHIP IN ISLAMIC FASTING THROUGH MAQĀṢID AL-QURʾĀN Abyan Afrizal Cholil; Ahmad Musadad; A Mufti Khazin; Baihaqi; Ahmad Muqoffi Nazral Choir
al-Mawarid Jurnal Syariah dan Hukum (JSYH) Vol. 8 No. 2 (2026): al-Mawarid Jurnal Syariah dan Hukum (JSYH)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/mawarid.vol8.iss2.51286

Abstract

Purpose – This study examines the principle of dafʿ al-ḥaraj (removal of hardship) in Q.S. al-Baqarah (2):185 as a basis for determining rukhṣah (legal concessions) in Islamic law. It asks whether illness (marīḍ) and travel (musāfir) constitute exclusive grounds for obtaining rukhṣah, or whether the verse allows consideration of other forms of hardship. Drawing on Aḥmad al-Raysūnī’s perspective on Maqāṣid al-Qurʾān, this study reconstructs the concept of rukhṣah by recognizing actual hardship (ḥaraj) as a relevant consideration while remaining within the Qur’anic normative framework. Methods – This qualitative library research employs a maqāṣidī-hermeneutical approach. Primary sources include the works of Aḥmad al-Raysūnī, al-Shāṭibī, al-Ṭabarī, Ibn Kathīr, and Ibn ʿĀshūr, supplemented by relevant scholarly literature. The analysis combines textual, comparative, and teleological readings of classical interpretations and maqāṣid thought. Findings – The study demonstrates that Q.S. al-Baqarah (2):185 explicitly associates rukhṣah with illness and travel, while the principle of dafʿ al-ḥaraj provides a basis for understanding the rationale for legal concessions in a more contextual manner. Accordingly, the study proposes a reformulation of dafʿ al-ḥaraj through the concept of verifiable hardship (taḥaqquq al-ḥaraj) as a consideration in determining rukhṣah. This approach does not seek to expand the category of rukhṣah without limits, but to ensure that the application of Islamic law remains responsive to actual circumstances without departing from Qur’anic normative boundaries. Aḥmad al-Raysūnī’s Maqāṣid al-Qurʾān perspective further strengthens this framework by connecting the objective of removing hardship with the dynamics of social life. Research contribution/limitations – This study contributes to the development of Qur’an-based legal reasoning by integrating classical exegesis and Maqāṣid al-Qurʾān in reconstructing the concept of concessions for fasting. The study is limited to Q.S. al-Baqarah (2):185; therefore, the application of dafʿ al-ḥaraj to other areas of Islamic law remains beyond its scope. Originality/value – This study proposes an integrative legal-hermeneutical model that brings Qur’anic interpretation into dialogue with Islamic legal reasoning by positioning dafʿ al-ḥaraj as a teleological foundation for understanding rukhṣah.
Co-Authors A Mufti Khazin Abd. Rosid Abyan Afrizal Cholil Ach. Iskandar Daul Kurnain Adib Mohammad Zahruddin Adiyono Afaful Ummah Agustina Kumala Dewi Sholihah Ahmad Agus Ramdlany Ahmad Muqoffi Nazral Choir Ainun Syarifah Ainur Rohmah Akmalurrozi Akmalurrozi Alifah, Wardiati Amin, Sodiqul Andianita Nur Ilahiyah Anis Wahdati Anisatur Rohmah Anisatur Rohmah Ar-Rosyida, Haizah Arofa Asisah, Siti Nur Asisah Asmoi, Asmoi Azzahra, Nazwa Baihaqi Baihaqi barok, lana cita devi, adinda rida Dewi Masitoh Deykha Aguilika Dian Agustin Dwi Saputro, Sigit Esa Nurlaili Esa Nurlaili Eva Novia Fadhilah, Aula Nisa'ul Fajar Fajar Fajar Fajar Fauzi, Alfa Zaidanil Fazil Mubaarokah Fenni Rahmawati Fina Ainun Jazilah Galuh Widitya Qomaro Galuh Widitya Qomaro Hammam Hammam Hammis Syafaq Hasib Arista Hatta, Moh. Holis Holis Holis Holis Holis, Holis Husni Mubarok Ianatus Sholeha Ifatun Nikmah Imamuddin bin Nahrawi Jannah, Fina Zharotul Khasanah, Maulidatul Khazin, A Mufti Khazin, A. Mufti Khoiril Anam, Khoiril Khoirun Nasik KHOLIFAH Kumala DS, Agustina Kurniawan, Rangga Fajar M. Faiz Nashrullah Maher Ali Ahmad Al-Khaldi MAIMUNA Mamay Nilam Sari Masdar Hilmy Misno , Misno Misno Misno MOCHAMAD SYAIFUDIN Mochamad Syaifudin, Mochamad Moh Basri Moh Karim Moh. Hipni Moh. Khoirul Anwar Mohamad Ali Hisyam Mohammad Ali Hisyam Mohammad Ibraheem, Mohammad Jazeel Mufidah, Imroatin Muhamad Ibnu Soleh Al Mubarok Muhammad Ersya Faraby Muhammad Fajar Muhammad Nazzamuzzaman Muhammad Solikhudin, Muhammad Muhammad Syarif, Muhammad Mustaniroh Mustaniroh Mustaniroh Mustaniroh, Mustaniroh Muttaqin Choiri Nafisatus Saidah Nahidloh, Shofiyun Naila Atiatul Ulya Nazwa Az Zahra Nia Amelia Nur Hayani Nur Nur Lailah Nur Rodiyah Nur Sholikhah, Siti Nur Zaidah Nuzulul Unsiyah Prasetya, Rizky Eka Pujiati , Tri Pujiati, Tri Raharjo, Jovixa Zachmazzick Satrio Ramdlany, Ahmad Agus Rasiman, Iman Risa Umami Rodiyah, Nur ROSYADI ZA, DEDE RR. Ella Evrita Hestiandari Rudi Hermawan Rudi Hermawan Safiqoh, Lailatus Saifudin Amin Saleem Asouli Septiaji, Satriya Ardhi Dwi Setiawan, Firman Sherly Dwi Lestari sherly Shofiyun Nahidloh Sibawaihi Sibawaihi Simun, Mahtumridho Ghufron bin Siti Rohmatul Ilahiya Siti Solifah Sukamto, Ika Sumiyarsi Suris, Nabila Syamsi, Achmad Badarus Syamsi, Ahmad Badarus Syamsuri Taufiqur Rahman Titik TriwulanTutik Tri Pujiati Tri Pujiati Umi Indasyah Zahro Vramo, Bagas Novanda Waradatun Nafi’ah Wasilul Arham Widiana, Sri Yoeand Nadziifah Shafwah Yusuf Maulana Imron Zahro, Umi Indasyah Zeinaful Jannah Zubaidil Akbar Ubay