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All Journal Jurnal Ekonomika ASAS : Jurnal Hukum Ekonomi Syariah Al-'Adalah Hukum Islam Al-Ahkam Dinar: Jurnal Ekonomi dan Keuangan Islam Dusturiah : Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial Jurnal Pendidikan: Teori, Penelitian, dan Pengembangan Unnes Science Education Journal Jurnal Bindo Sastra SYAMIL: Jurnal Pendidikan Agama Islam (Journal of Islamic Education) Islamika : Jurnal Ilmu-Ilmu Keislaman Journal of Islamic Nursing International Journal of Social Science and Business Ensiklopedia of Journal Menara Ilmu Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Instructional Development Journal BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Suluah Bendang: Jurnal Ilmiah Pengabdian Kepada Masyarakat Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Jurnal Islamika Jurnal Kajian dan Pengembangan Umat Indomera : Jurnal Magister Manajemen El-kahfi : Journal of Islamic economics AL-FALAH : Journal of Islamic Economics Journal of Maritime Empowerment Ikhtisar: Jurnal Pengetahuan Islam Journal of Language and Health Al-Mizan: Jurnal Hukum Islam dan Ekonomi Syariah INVENTION: Journal Research and Education Studies Cakrawala: Jurnal Studi Islam Journal Of Human And Education (JAHE) Al Dzahab Annals of Human Resource Management Research Milkiyah: Jurnal Hukum Ekonomi Syariah SYAMIL: JURNAL PENDIDIKAN AGAMA ISLAM (JOURNAL OF ISLAMIC EDUCATION) Al-Istinbath: Jurnal Hukum Islam Menara Pengabdian El-Rusyd Zona Manajerial: Program Studi Manajemen (S1) Universitas Batam Studi Ekonomi dan Kebijakan Publik Journal of Islamic Economics Lariba Journal of Accounting Research, Organization and Economics (JAROE) ARMADA : Jurnal Penelitian Multidisiplin Indonesia Accounting Research Journal Indonesian Research Journal on Education Innovative: Journal Of Social Science Research Al-Muzdahir: Jurnal Ekonomi Syariah Sharia Oikonomia Law Journal Journal Neosantara Hybrid Learning JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah Lughawiyah: Journal of Arabic Education and Linguistics Heca Journal of Applied Sciences Journal Education And Islamic Studies Jurnal Pendekar Nusantara Bulletin of Chemical Reaction Engineering & Catalysis USRATY : Journal of Islamic Family Law Jurnal Mediasas : Media Ilmu Syari'ah dan Ahwal Al-Syakhsiyyah J-Mabisya Jurnal Tarbiyatuna
Mursal Mursal
Department of Physics, Faculty of Science, Syiah Kuala University
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APAKAH CRYPTOCURRENCY SEBAGAI ALAT PEMBAYARAN YANG SAH DI INDONESIA?: ANALISIS DARI DUA PERSPEKTIF Arzam, Arzam; Fauzi, Muhammad; Mursal, Mursal; Rahmat, Paisal
J-MABISYA Vol. 4 No. 1 (2023): J-Mabisya
Publisher : Program Studi Manajemen Bisnis Syariah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/j-mabisya.v4i1.1427

Abstract

Penelitian ini bertujuan untuk menganalisis apakah Cryptocurrency sebagai alat pembayaran yang sah berdasarkan perspektif peraturan perundang-undangan dan fatwa DSN-MUI di Indonesia. Ini didasari bahwa fenomena Cryptocurrency sebagai mata uang digital yang tersistem dari penciptaan terdesentralisasi. Berbeda dengan mata uang yang ada saat ini, yang sistemenya desentralisasi. Penelitian ini termasuk penelitian deskriptif dengan pendektan kualitatif. Data peneltian dikumpul dari sumber skunder berupa dokumen peraturan perundang-undangan, laporan, artikel jurnal, dan lain-lain sesuai dengan objek penelitian ini. Analsis data penelitian menggunakan beberapa langkah-langkah; pengumpulan materi, diskusi, dan analisis deskriptif.. Penelitian menunjukan bahwa Cryptocurrency belum dapat menjadi alat pembayaran yang sah, karena bertentengan dengan peraturan perundang-undangan yang ada. Bank Indonsia. dengan tegas menyatkan Cryptocurrency tidak dapat menjadi alat trasaksi pembayaran yang sah (Ilegal Tender). Demikian juga dari fatwa DSN-MUI, menyatakan keharaman Cryptocurrency sebagai mata uang, karena beretentangan dengan peraturan perundang-undangan. Sebagai mata uang mengikuti ketentuan dari aturan undang-undang atau otoritas moneter, sehingga menjadikan Cryptocurrency tidak mendapatkan tempat sebagai alat pembayaran yang sah (Illegal tender). Namun demikian, Cryptocurrency dilegalkan, hanya sebatas komiditi (aset) berdasarkan dalam regulasi yang dikelaurakan oleh PERMENDAG/BAPPETI..
Challenges and Strategies for Productive Waqf Management: An Analysis of Muhammadiyah’s MPW and its Role in Community Economic Development Mursal, Mursal; Salman Munthe; Rahmat Ilyas; Muhammad Farhan Abimayu
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 4 No. 2 (2025): Milkiyah: Jurnal Hukum Ekonomi Syariah
Publisher : Sekolah Tinggi Agama islam Negeri Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v4i2.1684

Abstract

MPW is an institution established by Muhammadiyah to manage Waqf. Although its role in supporting the welfare of the community in Padang City, its actual economic impact requires further investigation, making it an interesting topic for research. This study aims to analyse the role of MPW in optimising productive Waqf to support the local economy. Using a qualitative case study approach, primary data was collected through in-depth interviews with regional executives and three Waqf beneficiaries. Secondary data was obtained from a review of relevant literature. The findings highlight several key points. With regard to the achievement of objectives, the economic impact on beneficiaries remains limited, and full economic independence has not yet been achieved. This requires a strategic shift from direct assistance towards empowerment through entrepreneurship training, small business mentoring, and results-based evaluation. In terms of integration, the low participation of beneficiaries in planning and evaluation, coupled with one-way communication, highlights the need for two-way communication forums, greater involvement of beneficiaries, and synergy with Islamic financial institutions to increase inclusiveness. Finally, in terms of adaptation, challenges in adjusting to local needs, ensuring transparency, and guaranteeing sustainability require solutions such as publishing open reports, developing programmes based on local needs, and involving relevant stakeholders.
Transformasi Pemikiran Muhammadiyah Dari Puritanisme Ke Kosmopolitanisme Syafrianto, Syafrianto; Apris, Apris; Mursal, Mursal; Lahmi, Ahmad
Journal Education And Islamic Studies Vol. 2 No. 2 (2024): Journal Education And Islamic Studies
Publisher : Institut Agama Islam Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55062//IJR.2024.v2i2/538/5

Abstract

This research aims to explore the development and transformation of Muhammadiyah thought from puritanism to cosmopolitanism. This research uses a qualitative method with a library research model. The source of data for this research is by searching for books and scientific articles in online journals with the help of the Publish or Perish application and Google Scholar. After the data is found, it is filtered and classified according to the theme discussed. Furthermore, the author will present the results of the research in the form of narratives and graphs, making it easier to understand the discussion. The results of this research can be concluded, that Muhammadiyah as a modernist Islamic movement, is rooted in the spirit of puritanism which emphasises the purification of Islamic teachings based on sacred texts and practices of the salaf generation. Over time, the organisation underwent a transformation towards cosmopolitanism, which integrates inclusive, adaptive, and universal values. This shift was influenced by globalisation, the dynamics of science, and contextual needs, which encouraged Muhammadiyah to combine puritanism with tajdid (renewal). Through the concept of Islam Berkemajuan, Muhammadiyah carries the vision of universal humanitarian solidarity, dialogue between civilizations, and active participation in global issues. This transformation reflects a shift from a doctrine-based movement to one that contributes significantly to the welfare of humanity, maintaining relevance at the national level, while expanding its influence on the global stage.
What Influences Capital Adequacy Ratio in Islamic Commercial Banks? Evidence from Indonesia Mursal, Mursal; Darwanis, Darwanis; Ibrahim, Ridwan
Journal of Accounting Research, Organization and Economics Vol 2, No 1 (2019): JAROE, Vol.2 No.1 April 2019
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jaroe.v2i1.12868

Abstract

AbstractObjective This study aims to examine whether Return on Assets (ROA), Financing to Deposit Ratio (FDR), Size, Net Interest Margin (NIM), and Deposit (DEP) have any influence on Capital Adequacy Ratio (CAR) of Islamic Commercial Banks in Indonesia for the period of 2015-2017.Design/methodology The population in this study is all Islamic Commercial Banks operating in Indonesia for the period 2015-2017. The data was collected from financial statements of the Islamic Commercial Banks for the period of three years totalling of 36 observations. Multiple Linear Regression was used to analyse the data.Results The results showed that Return on Assets (ROA) has a negative effect on Capital Adequacy Ratio (CAR). Meanwhile financing to Deposit Ratio (FDR) has a negative effect on Capital Adequacy Ratio (CAR) and size has a negative effect on Capital Adequacy Ratio (CAR). Furthermore, net Interest Margin (NIM) has a positive effect on Capital Adequacy Ratio (CAR) and lastly Deposit (DEP) has a negative effect on Capital Adequacy Ratio (CAR).Research limitations/implications This study has limitations due to the short observation period of only 3 years from 2015 to 2017. Future studies are recommended to enhance this current study by embarking a longer period of study or by performing a comparative analysis between Islamic banks in different countries.
Peran Wakaf Dalam Mewujudkan Kesejahteraan Sosial: Perspektif Dari Tafsir Ekonomi Islam Mursal, Mursal; Lastina, Irma; Fitri, Radia; Yanti, Novi; Indra Wandi, Joni
El-kahfi | Jurnal Ekonomi Islam Vol 5 No 01 (2024): economics and islamics economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v5i01.234

Abstract

Wakaf telah menjadi salah satu instrumen penting dalam ekonomi Islam, dengan peran signifikan dalam meningkatkan kesejahteraan sosial masyarakat. Tulisan ini bertujuan untuk mengeksplorasi peran wakaf dalam konteks kesejahteraan sosial dari sudut pandang tafsir ekonomi Islam. Melalui pendekatan kualitatif, penelitian ini menggali konsep wakaf dalam Islam serta analisis ekonomi terkait, mengaitkannya dengan prinsip-prinsip ekonomi Islam seperti keadilan, distribusi, dan keberlanjutan. Hasilnya menunjukkan bahwa wakaf tidak hanya sebagai instrumen ekonomi, tetapi juga sebagai sarana filantropi yang dapat meningkatkan akses terhadap layanan sosial dan ekonomi bagi masyarakat yang membutuhkan. Dalam konteks ini, wakaf bukan hanya menghasilkan redistribusi kekayaan, tetapi juga mempromosikan kesejahteraan sosial secara keseluruhan. Penelitian ini memberikan wawasan baru tentang potensi wakaf dalam memperkuat fondasi ekonomi Islam yang berorientasi pada keadilan sosial dan kesejahteraan umat.
The Principles of the Concept of Maslahah in Islamic Family Law of a Wife Looking for Living Husband Taking Care of Household Work Firdaus, Firdaus; Mursal, Mursal; Desminar, Desminar; Halim, Syaflin
AL-ISTINBATH : Jurnal Hukum Islam Vol 9 No 1 (2024)
Publisher : Institut Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jhi.v9i1.8464

Abstract

This study aims to explore the implementation principles of the Maslahah concept in the context of Islamic Family Law, with a specific focus on the case study of a working wife and a husband responsible for household duties. Another purpose for knowing about the family harmonism. Apart from that, to understand that family harmony is when the family is managed by the husband or man. Researched using qualitative methods with a case study approach. The principles of maslahah use for this research about hifz al-mal, hifz al-nafs, hifz al-nasl, hifz al-‘aql, and hifz al-din. The data used is a total of 6 primary data and secondary data from various relevant research. The research instrument is validated through reference validation. Data analysis is carried out by presenting data, reducing data, interpreting data, and drawing conclusions. This research succeeded in finding the existence of maslahah principles that can look at the problem of wives working and husbands taking care of the house from several points of view. Meanwhile, each party's views can be answered through hifz al-mal, hifz al-nafs, hifz al-nasl, hifz al-'aql, and hifz al-din. The family wgom the wives go to work they are trustly always keep the harmonism family, because their reason about the economy.
Language as a Means of Strengthening Islamic Identity in the Digital Era Anzalman, Anzalman; Bumi, Hengki Ras; Ritonga, Ahmad Roisuddin; Mursal, Mursal; Hanafi, Abdul Halim
Lughawiyah: Journal of Arabic Education and Linguistics Vol 6, No 2 (2024)
Publisher : UIN Mahmud Yunus Batusangkar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/lughawiyah.v6i2.14788

Abstract

The digital era has brought significant changes to various aspects of human life, including how Muslims understand, internalize, and express their Islamic identity. Language, as a fundamental means of communication, plays a strategic role in strengthening Islamic identity amidst the challenges of globalization and digitalization. This article aims to explore how language, particularly Arabic as the language of the Qur'an, along with local languages rooted in Islamic culture, can be utilized as tools for reinforcing Islamic identity. Using a qualitative approach, this study analyzes the use of language in digital media, Islamic education, and social interactions. The findings reveal that the use of Arabic in the context of worship and education provides spiritual and cognitive reinforcement of Islamic values. Furthermore, local languages rich in Islamic wisdom can serve as effective mediums to bring religious values closer to local communities. However, the use of language also faces challenges, such as distortion of meaning on social media and limited digital literacy among the younger generation. Therefore, collaborative efforts from educators, scholars, and media practitioners are necessary to wisely utilize language as a tool for strengthening Islamic identity, enabling Muslims to address the challenges of the digital era without losing their traditional roots and Islamic values.
Respon Mahasiswa dan Generasi Z Tentang Pernikahan Beda Agama: Responses of Students and Generation Z Regarding Interreligious Marriages Mhd Isa; Mursal, Mursal
BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Vol. 5 No. 2 (2024): BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/bustanul.v5i2.1390

Abstract

The aim of this research is to understand the views of students and Generation Z regarding interfaith marriages, as well as to highlight the problems that arise in connection with this. The research method used is a descriptive quantitative approach, which focuses on the correlation between factors related to interfaith marriages. This method uses data obtained from surveys or experiments, with a population of 300 people, using a quota sample method or random sampling. In general, the results of research related to interfaith marriages show that the majority of respondents have an understanding of the regulations for interfaith marriages and the potential for conflict in the household due to differences in religious views between partners. However, the majority of ulama in Indonesia prohibit interfaith marriages absolutely based on the teachings of the Islamic religion and the laws in force in Indonesia. Therefore, even though interfaith marriages are recognized as a human right, it is important for couples who want to marry partners from different religions to pay attention to applicable legal regulations and procedure.
Integrasi Pendidikan Tinggi dan Pesantren dalam Penguatan Konsep Ekonomi Islam Mursal, Mursal
Al-Mizan Vol 11 No 1 (2024): Al-Mizan
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Institut Agama Islam (IAI) Al-Aziziyah Samalanga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54621/jiam.v11i1.924

Abstract

Latar belakang artikel ini berfokus pada integrasi pendidikan tinggi dan pesantren dalam memperkuat konsep ekonomi Islam di Indonesia, yang merupakan tema penting dalam perkembangan sektor ekonomi syariah. Meskipun pendidikan tinggi dan pesantren memiliki peran yang signifikan, potensi kolaborasi antara kedua institusi ini masih terbatas, terutama dalam hal pengembangan kurikulum yang relevan dengan kebutuhan ekonomi Islam yang berkembang pesat. Tujuan penelitian ini adalah untuk menggali potensi integrasi pendidikan tinggi dan pesantren dalam penguatan ekonomi Islam. Metode yang digunakan adalah kajian pustaka (library research), dengan menganalisis literatur terkait integrasi pendidikan tinggi dan pesantren serta penerapan ekonomi Islam. Hasil penelitian menunjukkan bahwa meskipun ada beberapa upaya integrasi, masih ada kesenjangan dalam implementasi model kolaborasi yang lebih luas. Oleh karena itu, diperlukan langkah konkret dalam merancang kurikulum bersama yang dapat menjembatani perbedaan kedua institusi dan memperkuat kontribusi mereka terhadap pengembangan ekonomi Islam. Penelitian ini memberikan kontribusi penting dalam merancang sistem integrasi yang lebih efektif antara pendidikan tinggi dan pesantren, serta memberikan wawasan untuk pengembangan kebijakan pendidikan yang relevan dengan kebutuhan sektor ekonomi Islam di Indonesia.
The Effect Of Work Experience, Work Climate, And Work Ability To Employee Performance (Case Study At Pt. Toyo Kanetsu Indonesia) Vithra, Muhammad Afdhal Vithra; Mursal, Mursal; Suhardis, Adnan Suhardis
Zona Manajerial: Program Studi Manajemen (S1) Vol 11 No 1 (2021): Zona Manajerial: Program Studi Manajemen
Publisher : Universitas Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (866.404 KB)

Abstract

This study aims to determine the effect of work experience, work climate, and work ability on employee performance (Case Study at PT. Toyo Kanetsu Indonesia). The method used is quantitative method. The population in this study were employees of PT. Toyo Kanetsu Indonesia 200 employees. The sample used is 100 respondents. The data collection technique used in this study was through an online questionnaire. The data analysis technique in this study uses Multiple Linear Regression using SPSS software version 25. The results of this study indicate that work experience has a positive and insignificant effect on employee performance at PT. Toyo Kanetsu Indonesia with a probability value of 0.305 > 0.05. Work climate has a positive and significant effect on employee performance at PT. Toyo Kanetsu Indonesia with a probability value of 0.000 > 0.05. Work Ability has a positive and significant effect on employee performance at PT. Toyo Kanetsu Indonesia with a probability value of 0.000 < 0.05. The coefficient of determination value of 86.5% shows the contribution of work experience, work climate and work ability to employee performance at PT. Toyo Kanetsu Indo nesia and the remaining 13.5% are explained by other variables.
Co-Authors . Saminan Abdul Muid Adri, Vensa Prita Afridawati Afridawati, Afridawati Afriko, Novik Agrisa Ditama, Rezki Agusrianto, Agusrianto Ahmad, Lahmi Aidil Novia, Aidil Akbar, Yudi Alek Wissalam Bustami Aljamaedi, Aljamaedi Alparedi, Topan Amanda, Eza Amat, Ali amni, rahmalia Amsir, Amsir Andi Mulyadi Anwar, Nur Effendi Anzalman, Anzalman Apris, Apris Arman, Iza Asa'ari, Asa'ari Asmaret, Desi Basri Basri Bayu Tri Cahya BJ, Jusmiwarti Bulek, Muhammad Jahar Bumi, Hengki Ras Bustami, Yuserizal Cendra, Cendra Chablullah Wibisono Dafiar Syarif Dafril, Dafril Daharis, Ade Darwanis Darwanis Delina, Ros Desminar, Desminar Dewi, Nolla Puspita Ditama, Rezki Agrisa Ds, Muhammad Ridha Endah Sri Wahyuni evendi, evendi Febi, Zebna Febrianti, Eti Firdaus Firdaus Firdaus, Khairul Firdus, Firdus - Fitri, Khatimul Fitri, Radia Gani, Asri - Gusti, Yelliza Habibi, Asmar Halim Hanafi, Abdul Halim, Syaflin Hanafi, Abdul Halim Hebondri Hendra Lardiman Hendri Hendri Hisab, Firdaus Hulwati Hulwati Hulwati Hulwati Ihsan Ihsan Irhamni Irhamni Ismail Ismail Johardi, Johardi Julhadi, Julhadi Lahmi, Ahmad Lala, Andi Lastina, Irma Lidra, Ahmad Limbong, Romauli Friskila Lubis, Rahmad Fauzi Mahyudin Ritonga Malahayati Malahayati Maltifal, Maltifal Masrurah, Zakia Mega Fatimah Rosana Mhd Isa Mifthahul Jannah Moosa, Riyad Muhammad Farhan Abimayu Muhammad fauzan Muhammad Fauzi Muhammad Hafiz Muhammad Luthfi Muhammad Ridwan Muhammad Yusuf Mulyadi Mulyadi Muyadi, Andi Nenengsih, Nenengsih Ngaliman, Ngaliman Nilda, Elvi Nurul Azmi, Nurul Nuzul Iskandar, Nuzul Octaviani, Fifin Paisal Rahmat Perawati Perawati, Perawati Pilihantoni, Riko Pratiwi, Emilia Prima, Ari Rafifa, Farhani Rahayu, Ria Rahmat Ilyas Ramadhan, Faris Raymond Raymond Raymond Raymond Repelita, Repelita Ridha DS, Muhammad Ridwan Ibrahim Riki Saputra, Riki Rini Safitri Ritonga, Ahmad Roisuddin Rizana, Novia Rizki Yuli Sari Rizki, Muhammad Wahyu Rosdialena Roy Nanda, Reza Rozalinda Rozalinda Salman Munthe Saogo, Wivitaiming Prasti Satria, Mohd Rhana Sembiring, Rinawati Septiarti, Mela Sri Yanti Suhardis, Adnan Suhardis Suhardis, Suhardis Syafrianto, Syafrianto Syahruddin Syahruddin Syamsiar, Syamsiar Syamsul Rizal Syamsurizal - - syukrawati, syukrawati T, Marlini Thaheransyah Vithra, Muhammad Afdhal Vithra, Muhammad Afdhal Vithra Wahdi, Rifana Wahyuliza, Suci Wandi, Joni Indra Wilda Fasim Hasibuan Wiyan Mailindra, Wiyan Yanfaunnas, Yanfaunnas Yanti, Elma Rida Zufriani, Zufriani Zulkarnain Jalil