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All Journal Jurnal Penelitian dan Pengembangan Pendidikan Jurnal Pendidikan dan Pembelajaran Khatulistiwa (JPPK) Jurnal Pendidikan Sosiologi dan Humaniora Jurnal Pendidikan Sejarah dan Riset Sosial Humaniora (KAGANGA) Alignment: Journal of Administration and Educational Management JURNAL PENDIDIKAN TAMBUSAI Journal on Education Gema Kampus IISIP YAPIS Biak Jurnal Review Pendidikan dan Pengajaran (JRPP) Abdi Masyarakat Jurnal Ilmiah Profesi Pendidikan Journal of Elementary School (JOES) Journal of Classroom Action Research Community Development Journal: Jurnal Pengabdian Masyarakat Tolis Ilmiah: Jurnal Penelitian Jurnal Pendidikan, Sains, Geologi, dan Geofisika (GeoScienceEd Journal) Journal of Educational Review and Research Journal La Edusci Jurnal Pengabdian Masyarakat Bhinneka 12 Waiheru Madako Elementary School Mamangan Social Science Journal Jurnal Pengabdian Inovasi Masyarakat Indonesia JIP: Jurnal Ilmu Pendidikan Jurnal Cendekia Mengabdi Berinovasi dan Berkarya West Science Social and Humanities Studies PARADUTA : Jurnal Ekonomi dan Ilmu-Ilmu Sosial E-CLUE Journal of English Culture, Language, Literature and Education JER Journal of Development Economics and Digitalization, Tourism Economics (JDEDTE) Tamalanrea: Journal of Government and Development SOCED SASAMBO : Journal of Social Education Sasambo
Utomo, Jepri
Universitas Madako Tolitoli
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Public Health Social Sciences Other

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Development of an Inclusive Economic Education Program Based on Sustainable Management to Improve the Financial Resilience of Urban Families in Makassar Iriani, Nisma; Ismail, Ismail; Kurnia, Ady; Utomo, Jepri; Mutmainnah, Inayatul; Ibadurrahman, Ibadurrahman
Jurnal Economic Resource Vol. 8 No. 1 (2025): March-August
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i1.1764

Abstract

This study aims to develop an Inclusive Economic Education Program based on Sustainable Management to improve the financial resilience of urban families in Makassar. The research method uses a quantitative approach with a pre-test and post-test design, involving target families who participate in training and mentoring programs. The results show a significant improvement in financial literacy and behavior, including understanding needs and wants, budgeting, saving habits, utilization of formal financial services, and adoption of fintech. These findings imply that similar programs are worth replicating to strengthen the economic resilience of families in urban areas in a sustainable manner.
Financial Well-Being Masyarakat Perkotaan: Sinergi Antara Intervensi Manajemen Keuangan Dan Pendidikan Ekonomi Di Kawasan Padat Makassar Arsyad, Nursyam; Hamran , Hamran; Hafid, Abdul; Ibadurrahman , Ibadurrahman; Utomo, Jepri; Mutmainnah, Inayatul
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1871

Abstract

Penelitian ini bertujuan untuk mengevaluasi dampak sinergi antara intervensi manajemen keuangan dan pendidikan ekonomi terhadap kesejahteraan finansial masyarakat perkotaan di kawasan padat Kota Makassar. Pendekatan campuran digunakan dalam studi ini, dengan menggabungkan data kuantitatif berupa pre-test dan post-test literasi serta perilaku keuangan pada 60 responden, serta data kualitatif dari observasi lapangan dan wawancara mendalam dengan peserta, tokoh masyarakat, dan fasilitator pelatihan. Intervensi dilakukan melalui pelatihan manajemen keuangan berbasis kebutuhan praktis warga, menggunakan modul sederhana dan simulasi. Hasil penelitian menunjukkan peningkatan signifikan pada indikator literasi dan perilaku keuangan pasca pelatihan, disertai perubahan sikap dalam pencatatan anggaran, prioritas pengeluaran, serta komunikasi keuangan dalam keluarga. Temuan ini memperkuat pentingnya kolaborasi antara intervensi berbasis komunitas dan pendidikan ekonomi untuk memperbaiki kesejahteraan finansial masyarakat urban. Penelitian ini memberikan implikasi kebijakan terhadap pengembangan program literasi keuangan yang kontekstual dan partisipatif.
Co-Authors Abd Halim Abdul Hafid Abdullah, Subhan Adys, Himaya Praptani Agung Firmansyah Agustang, Andi Amrul Amrul Andi Muh Akbar Saputra Andriya Risdwiyanto Anggoro Dwi Cahyo Aniati Anas Arief Yanto Rukmana Arief Yanto Rukmana Arif Hidayat Arif Saefudin Arlin Adam, Arlin Arlini , Lidya Arsyad, Nursyam Aryo De Wibowo Ayi Abdurahman Burhan Burhan Dito Anurogo Farhan Ferian Farwita, Syurwana Febriani, Haniza Hadi, Mr. Samsul Hafiza, Nuril Hairil Wadi Hamidsyukrie ZM Hamran , Hamran Hegar Harini HENDRA GUNAWAN B11211055 Hestie Ariestina Hikmah, Nurul Hikmah I Putu Agus Dharma Hita Ibadurrahman , Ibadurrahman Ibadurrahman Ibadurrahman Ihsan, Andi Inayatul Mutmainnah Iriani, Nisma Ismail Ismail Iwan Ramadhan Izhar Salim Johana Nahuway Jusniati Kamaruddin, Syamsu Kamaruddin, Syamsu Andi Kurnia, Ady Laili Savitri Noor Loso Judijanto Lukis Alam Maria Ulfa Marlina Marlina Marzuki Marzuki Masyhuri Masyhuri Masyhuri Masyhuri, Zilly Arsyika Mayasari Mayasari, Mayasari Mila Noviana, Mila Misbahul Munir MS Viktor Purhanudin Muhammad Ilyas Muhammad Syukur Mukhtar, Afiah Mutmainnah, Inayatul Ni Made Novi Suryanti Nur Adhi, Rakhmat Nur Syariatin Nursida, Andi Purwaningsih - Rismar Julia Rohman, Prabu Rosyidah, Feryna Nur Rustiyarso . Salehuddin, Salehuddin Sanikurniati, Baiq Sarilah Sarilah Sembiring, Rinawati Shermina Oruh Siti Chadijah Sri Sudaryati Suaebah Suhaeb, Firdaus W Sukardi Sukardi Sulistyo Andarmoyo Sumitro Sumitro Sumitro Suprapto Suprapto Suroso Suroso Suud Suud Suud, Suud Syam, Andi Zulitsnayarti Mardhani Tamher, Fatmah W. TEGUH ARIFIANTO, TEGUH Tri Velyna Wira Parawangsa wira Yuli Rohmiyati Zulvia, Ridho