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All Journal jurnal niara Jurnal Hukum Respublica Tarbawi: Jurnal Keilmuan Manajemen Pendidikan JURNAL PENDIDIKAN TAMBUSAI MIZAN International Journal of Nursing and Health Services (IJNHS) JURNAL EKONOMI SAKTI (JES) Real in Nursing Journal Jurnal Ekonomi International Journal of Economics Development Research (IJEDR) International Journal of Law and Public Policy (IJLAPP) Journal of Nursing and Public Health (JNPH) Suluah Bendang: Jurnal Ilmiah Pengabdian Kepada Masyarakat jurnal abdimas saintika Riset: Jurnal Aplikasi Ekonomi Akuntansi dan Bisnis JUSIE (Jurnal Sosial dan Ilmu Ekonomi) Kontigensi: Jurnal Ilmiah Manajemen Jurnal Pajak dan Bisnis (Journal of Tax and Business) Collegium Studiosum Journal Akuntansi'45 Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Aktualita : Jurnal Hukum Jurnal Ekonomi Utama (Juria) ANWARUL: Jurnal Pendidikan dan Dakwah Journal of Hospital Management Transformasi: Journal of Economics and Business Management Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Jurnal Penelitian Ekonomi Manajemen dan Bisnis Eduvest - Journal of Universal Studies JEBIMAN: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi Jurnal Salome: Multidisipliner Keilmuan Jurnal Penelitian dan Pengabdian Masyarakat Jotika Journal of Management and Creative Business HUMANITIS : Jurnal Humaniora, Sosial dan Bisnis Jurnal Konseling Pendidikan Islam Indonesian Journal of Education and Development Research Jurnal Ekonomi dan Bisnis ANDREW Law Journal Intellektika: Jurnal Ilmiah Mahasiswa Vitalitas Medis : Jurnal Kesehatan Dan Kedokteran Inovasi Kesehatan Global Edukasi Elita : Jurnal Inovasi Pendidikan Sosial Simbiosis: Jurnal Integrasi Ilmu Sosial dan Politik Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital Jurnal Inovasi Ekonomi Syariah dan Akuntansi Green Inflation: International Journal of Management And Strategic Business Leadership Tepak Sirih : Jurnal Pengabdian Kepada Masyarakat Madani Jurnal Keperawatan Medika Konsensus: Jurnal Ilmu Pertahanan, Hukum dan Ilmu Komunikasi Indonesian Journal of Education NuCSJo : Nusantara Community Service Journal Jotika Research in Business Law World Health Digital Journal (wolgitj)
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ANALISIS RESPON PEDAGANG USAHA KECIL PADA PEMBIAYAAN DI BANK SYARIAH : (Studi Kasus: Pedagang Usaha Kecil Kampung Lundar) Selvia Selvia; Sandra Dewi
Jurnal Salome : Multidisipliner Keilmuan Vol. 2 No. 5 (2024): September
Publisher : CV. ADIBA AISHA AMIRA

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Abstract

The background of this study is to analyze the response of small business traders to financing in Islamic banks with a case study of small business traders in Lundar village. Islamic financing is considered an attractive alternative for small business traders because of the profit-sharing and usury-free principles it offers. This study uses a qualitative descriptive approach with an interview method involving 60 small business trader informants. Data were collected through direct interviews with Lundar market traders and analyzed using observation, interview, and documentation methods. The results of the study show that the majority of small business traders in Lundar village have a positive response to the financing offered by Islamic banks. Most informants are satisfied with Islamic financing products that are considered appropriate to their business capital needs. The positive impact of this financing can be seen from the increase in turnover and business profits as well as the ability of traders to expand their businesses and improve product quality. However, this study also found several challenges faced by traders in accessing Islamic financing, including the administrative process which is considered still long and the amount of financing that sometimes does not meet capital needs. This study suggests that Islamic banks improve their services by providing better education to small business traders regarding Islamic financial products, and continue to innovate in providing flexible financing schemes that suit the needs of traders. Thus, Islamic financing can contribute more significantly to the development of small businesses in Lundar village.
IMPLEMENTASI SAPTA PESONA DALAM UPAYA MEMBANGUN CITRA DESTINASI WISATA PANTAI AIR BANGIS DI KABUPATEN PASAMAN BARAT Fyona Hadisty; Sandra Dewi
HUMANITIS: Jurnal Homaniora, Sosial dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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This research was motivated by the unmanaged implementation of Sapta Pesona in the Air Bangis beach tourist destination, which resulted in a lack of order in the parking area because it took up the road and disturbed other motorists. Apart from that, there are still very few traders selling souvenirs or typical food at the Air Bangis beach destination. This type of research is descriptive qualitative research, namely the data collected is in the form of words, pictures, not numbers, placing greater emphasis on observing phenomena and digging deeper into the meaning behind the Air Bangis beach destination. The data collection technique used in this research is through interviews by going directly to the location of the Air Bangis beach destination and documentation to obtain written data related to this thesis. The implementation of Sapta Pesona among tourist destination managers is a delusion towards sustainable tourist destinations. Based on the results of the research conducted, it can be concluded that the implementation of Sapta Pesona in the tourist destination of Air Bangis Beach does not yet understand Sapta Pesona tourism, which has an impact on tourism managers not being optimal and also the public still not understanding the importance of Sapta Pesona elements as a barometer of tourism around Air Bangis Beach
STRATEGI PENGEMBANGAN USAHA PENYEWAAN DAN PENJUALAN PERALATAN KEMAH PADA TOKO F-CAMP TANAH DATAR Beni Rawadi; Sandra Dewi
Jurnal Ekonomi dan Bisnis Vol. 2 No. 9 (2024): September
Publisher : ADISAM PUBLISHER

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Abstract

This research is motivated by the slow development of business in the business of renting and selling camping equipment. This is the aim of this research to analyze and determine an effective strategy for business development in the rental and sales of camping equipment run by the F-Camp shop. The method used in this research activity is a qualitative method. Based on the results of SWOT, IFE, EFE, and Weight Score analysis, it can be concluded that the strategy needed by the F-Camp store is to utilize the strengths of the company and minimize any threats that have the potential to disrupt business development at the Tanah Datar F-Camp store. . The strategies obtained based on the results of the analysis include providing a sense of comfort for consumers and increasing the ability to compete with competitors, offering products at affordable prices and expanding market reach, increasing the amount of product inventory and establishing clear sanctions for damage to rental products, Maximizing the use of media social media as promotional media and establish cooperation with nature activists
ANALISIS HEDONIC SHOPPING MOTIVATION MASYARAKAT MENGGUNAKAN DOMPET DIIGITAL SHOPEE PAYLATER DALAM PERSPEKTIF SYARIAH Niken Rika Saputri; Sandra Dewi
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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Abstract

This thesis was written by Niken Rika Saputri, Nim 3320034 Student of the Sharia Banking Bachelor's Study Program, Faculty of Economics and Islamic Business, Bukittinggi State Islamic University. With the title "Analysis of Hedonic Shopping Motivation of People Using the Shopee PayLater Digital Wallet in a Sharia Perspective". The background of this research is to determine the hedonic shopping motivation of Shopee Paylater from a sharia perspective in the Sidodadi Limau Putu District community. West Pasaman, hedonic shopping motivation is the urge to shop based on desire, pleasure and pleasant experiences. This research aims to identify the hedonic shopping motivation of people who use Shopee Paylater from a sharia perspective.This research uses descriptive qualitative research methods and the research approach used is field research. The data collection techniques used were observation, questionnaires and interviews. Meanwhile, the data analysis techniques used are data reduction, data presentation, and drawing conclusions. The research results show that Shopee PayLater on the Shopee marketplace has a very bad impact on finances. Apart from having a bad impact on finances, Shopee PayLater also makes it easy for them to get used to debt and make purchases which can make them get used to debt and make purchases which can make them engage in consumptive habits. so it can cause them to buy impulsively because of Shopee PayLater with 'Buy now, Pay later'. Allah SWT forbids usury, where usury is an addition or increase that is prohibited in financial transactions according to Islamic sharia. Shopee PayLater gives interest to those who borrow, therefore using Shopee PayLater is Haram, because there are additional fees or excess of the amount lent in percent and monthly.
ANALISIS PERANAN CUSTOMER SERVICE DALAM MANAJEMEN KOMPLAIN CARD ATM (STUDI KASUS BSI KC PADANG IMAM BONJOL) Wulanda Putri Widy; Sandra Dewi
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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The background to this research is to look at the role of customer service in managing ATM card complaints so that it can retain old customers and new customers to continue making transactions at BSI Bank KC Padang Imam Bonjol. The purpose of this research is to describe the role of Customer Service in ATM Card Complaint management. The role of Customer Service in Management of ATM Card complaints at BSI KC Padang Imam Bonjol has been implemented according to the SOP, namely serving customers by always giving a greeting and smile, providing good service to maintain the Bank's image. The research method used by the author here is qualitative research, with the key research informants being data collection, researchers using observation, interviews and documentation methods. The research results obtained from analyzing the role of Customer Service in managing ATM Card complaints at BSI KC Padang Imam Bonjol are that the role provided by Customer Service is good enough so that Customers feel safe and comfortable when making complaints to Customer Service because Customer Service always responds to customer complaints. quickly and precisely.
STRATEGI PROMOSI DALAM MENINGKATKAN JUMLAH JAMAAH PADA PT BONITA ANUGRAH PRATAMA BUKITTINGGI Resty Dila Aryanti; Sandra Dewi
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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Abstract

This study aims to examine the Promotion Strategy in Increasing the Number of Pilgrims at PT Bonita Anugrah Pratama Bukittinggi. The promotional strategy carried out to increase the number of pilgrims at Bonita Anugrah Pratama Bukittinggi by using SWOT analysis so as to increase the number of pilgrims and achieve company targets. The goal of the study is to use the SWOT matrix to identify opportunities, threats, vulnerabilities, and strengths in order to increase the number of pilgrims. The author of this work employed qualitative research as her research approach. This qualitative research method yields descriptive data in the form of observed behaviour and written or spoken language. gathering information by documentation, interviews, and observation. The study's findings, which came from an examination of marketing tactics aimed at boosting pilgrimage, were PT Bonita Anugrah Pratama are to use the S-T Strategy (Strength-Threath). It can be concluded that strengths and threats (ST) have the highest score of 2.94 compared to other strategies. So PT Bonita uses the S-T strategy, which is to optimize existing strengths in order to minimize external threats. From the strategies obtained, it shows that there are 3 promotional strategies to increase the number of pilgrims, namely by increasing advertising promotions through electronic media to build the image of Hajj and Umrah financing products, establishing partnerships to facilitate the process of demonstrating Umrah products and also better understanding the needs of prospective pilgrims both short and long term so as to increase the number of pilgrims.
ANALISIS PENETAPAN MARGIN PADA PEMBIAYAAN MURABAHAH DI KPPS BMT EL-USWAH DHARMASRAYA Rahmadani Eka Putri; Sandra Dewi
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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This research was motivated by the lack of role of KSPPS BMT El-Uswah Dharmasraya in explaining to customers about determining margins before entering into a financing agreement, resulting in a lack of customer understanding regarding the determination of margins determined by KSPPS BMT El-Uswah Dharmasraya. This type of research is field (filed research) which is descriptive qualitative in nature which is carried out by describing how margins are determined for murabahah financing at KSPPS BMT El-Uswah Dharmasraya. The data collection technique in this research is through interviews by visiting the KSPPS BMT El-Uswah Dharmasraya office directly as well as documentation to obtain written data related to this thesisi. Based on the results of the research conducted, it can be concluded that the margin determination determined by KSPPS BMT El-Uswah Dharmasraya uses a flat calculation method, where the amount of margin given is fixed and does not change. Factors taken into consideration in determining margins at KSPPS BMT El-Uswah Dharmasraya are business factors, level of competition, financing risk and type of customer. Apart from that, there are also factors that influence margin determination, namely profit targets and overhead costs.
ANALISIS KONTRIBUSI FINANCIAL TECHNOLOGY UNTUK MENINGKATKAN TINGKAT LITERASI KEUANGAN (STUDI KASUS PEDAGANG PASAR AUR KOTA BUKITTINGGI) Sherly Oktaviani; Sandra Dewi
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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Abstract

The background of this research is to look at the contribution of fintech to increasing the level of financial literacy among Aur Market traders in Bukittinggi City. This fintech will have an impact on a business, both positive and negative impacts. Apart from that, fintech also plays a role in reducing the financial solution. The aim of the research is to determine and analyze the contribution of fintech to increasing the level of financial literasi in Aur Market Bukittinggi City. The research method used by the author here is qualitative, research with the key informants for this research being the Aur Market traders in Bukittinggi City, totaling 8 informants. In collecting data, research used observation, interrvews and documentation methods. The research result obtained from the analysis of the contribution of fintech in increasing the level of financial literacy in Aur Market Bukittinggi City are that the contribution of fintech is quite good and running well. Where Aur Market Bukittinggi City are already using fintech as a transaction tool with cotumers. Using fintech will make transaction more pratical, faster and easer, and fintech provide features to track user expenses, income and assets. So this can make users see their financial situation more clearly, beside that our financial security will be well maintained so there is no need to wotrry.
ANALISIS PENERAPAN MANAJEMEN RISIKO PADA PRODUK PEMBIAYAAN PEMILIKAN RUMAH (PPR) BSI GRIYA KCP PAYAKUMBUH Fitri Handayani; Sandra Dewi
Jurnal Ekonomi dan Bisnis Vol. 2 No. 10 (2024): Oktober
Publisher : ADISAM PUBLISHER

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Abstract

The background of this research aims to analyze risk management and determine the mechanism of PPR financing produkcts at BSI KCP Payakumbuh. In running its products, BSI is not limited to risks. Therefore, risk management occurs at BSI KCP Payakumbuh and is expected to minimize the risks that occur in BSI Griya PPR financing products with clear and good procedures and systematics. The research method used in this resesacrh is a qualitative method with the key informant for this research being the head of Bank Syariah Indonesia KCP Payakumbuh, the main informant is in the marketing department who is in charge of this field and the informant supports 5 customers. In collecting data, researchers used observation, interviews and documentation methods. The results of this research explain that the risk management implemented at BSI KCP Payakumbuh is carried out using 5C analysis (character, capital, collateral, capacity, and condition of economy). Meanwhile, the mechanism looks at 3 indicators, namely filing, income and financing guarantees. In implementing risk management carried out by BSI KCP Payakumbuh for BSI Griya Home Ownership Financing Products (PPR) it is also in accordance with sharia principles, this can be seen from the distribution mechanicm (PPR) of BSI Griya which is in accordance with its financing.
Pengaruh Akuntansi Lingkungan (Green Accounting), Pertumbuhan Penjualan, dan Ukuran Perusahaan terhadap Profitabilitas: (Studi Empiris pada Perusahaan Manufaktur yang Terdaftar di Indeks Saham Syariah Indonesia Periode 2018-2022) Miftahur Rahmah; Sandra Dewi
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 1 No. 5 (2024): September: Jurnal Inovasi Ekonomi Syariah dan Akuntansi (JIESA)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v1i5.477

Abstract

The purpose of establishing a company is to obtain high profitability. However, in practice, there are still many companies that turn a blind eye to managing the environment in order to increase profitability, of the 105 manufacturing companies listed on the Indonesian Sharia Stock Index, less than a quarter of all manufacturing companies implement green accounting. And there are many companies that experience losses even though their sales increase. This study aims to determine the effect of environmental accounting (green accounting), sales growth, and company size on profitability in manufacturing companies listed on the Indonesian Sharia Stock Index (ISSI) for the 2018-2022 period. This study uses a descriptive research type with a quantitative approach. The sampling method uses the purposive sampling method. The data used are secondary data in the form of financial reports and annual reports on manufacturing companies listed on the Indonesian Sharia Stock Index for the 2018-2022 period. The analysis technique used is multiple linear regression analysis processed using the Eviews Version 12 application. The results of this study indicate that the environmental accounting variable (green accounting) has a positive but not significant effect on profitability. The sales growth variable has a positive and significant effect on profitability. The company size variable has a negative but not significant effect on profitability. And the variables of environmental accounting (green accounting), sales growth, and company size have a positive and significant effect on profitability.
Co-Authors Ade Pratiwi Susanty, Ade Pratiwi Agatha Vivian Giovani, Agatha Vivian Giovani Agustina, Annisya Alamsyah, Ferdy Amanda, Jelli Putra Andrew Shandy Utama andrew shandy utama, andrew shandy Andry Andry Anggra Trisna Ajani Anne Putri Annisya Agustina Ardiansah, Ardiansah Arlen, Fauzi Armaita Baginda Parsaulian Beni Rawadi Berlianto, Margaretha Pink Bintang Purba Christever, Christever Cici Pramida Cixo Cixo Debby Sinthania Delfit Devy Winata Dewi Haryati Dian, Wahyuni Dickson, Dickson Dzakiyah Suci Yuhary Endang Ruswanti Fadhilah Fitria Fadilla Putri Fadillah, Resi Fahmarita Fahmarita Fahrila Firdaus Febrina, Cory Fiki Pramita Fitri Handayani Fyona Hadisty Ghina Alya Dzakwan Girsang, Andri J. Hasibuan, Eka Khairani Hasmita Hasmita, Hasmita Hasnati Hasnati, Hasnati Hayati, Syukra Helmi Helmi Henmaidi Henmaidi Henmaidi, Henmaidi Hesi Eka Puteri Hidarpa, Nana Hilmy, M. Reza Hilmy, Mohamad Reza I Made Raditya Mahardika Ihsan, Diky Nafisa Imelda, Rezky Indayana Febriani Tanjung, Indayana Febriani indriani monica, muthia Natasya veronica Intan Kumala Dewi Intan Muliana Rhamdhani Intan Silviana Ira Safira Irsakinah, Irsakinah Kusumapradja, Rokiah Lara Paradilla Lisa Monica Lydia Lydia, Lydia maidawilis, maidawilis Malika Candra Kirana MARDATUL HUSNI, RISA Marlina, Vivi Mashudani, Lizda Mela Aliani Meliza Dara Puspita Miftahur Rahmah Mike Asmaria Moh. Fachrurrozy Basalamah Mona Adria Wirda Muhammad Panji Al Gazali Muliawan, Marjono Mutia Alya Surianto Nabila Rahmadani Nasfi, Nasfi Nasution, Tasya Nasya Aulia Ramadhani Nazilla Fahira Niken Rika Saputri Nilam Permata Sari Nofierni, Nofierni Novera Martilova Novera, Milya Nur fajarriah Nurfadila Oksep Adhayanto Pardede, Rudi Popy Ardian Ningsih Zega Pratiwi Susanty, Ade Pratiwi, Velina Prima Minerva Putri Yulia Ningsih Putri, Natasya Kaila Putri, Windi Elsa Rahma Almira Hani Rahmad, Tantri Yanuar Rahmadani Eka Putri RAHMAT SYAHNI Rahmayani, Novi Ramaita, Ramaita Reska Handayani RESPATI, RUSVI Resty Dila Aryanti Rian Adi Pamungkas, Rian Adi Rina Anindita Rina Mariyana Rina Panggabean Riska Aulia Rita Wahidi , Kemala Rizkia, Dian Gema Rudi Febriamansyah Sabri Sabri Sahala Fransiskus Marbun Saputra, Muhammad Rian Saputri, Niken Rika sari, Dwi happy anggia Selvia Selvia Shela Kurnia Putri Sherly Oktaviani Sihotang, Roma Ulina Br SRI RAHAYU Sudiono, David Surianto, Mutia Alya Tasya Nasution Tito Andryansyah Tri Indah Prasasti Viona Khairunnisa WAHYUNI, VANIA Welvy Fenancy Wiwit Febrina Wulanda Putri Widy Yalid Yalid Yaswinda Yaswinda Yaswirman, Yaswirman Yasypi’i Pakhiri Caniago Yesi, Hilma Yesyka Yetti Yuderna, Vivi Yulsyofriend, Yulsyofriend Zauzza Stabita Zulvera