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A Comparative Analysis of Financial Performance and Stability Between Indonesian Sharia Bank (BSI) and Bank Mandiri From 2020 to 2024 Jamaludin, Jamaludin; Aspiranti , Tasya; Amaliah, Ima; Nurhayati, Nunung; Lestari, Rini
International Journal of Science, Technology & Management Vol. 7 No. 1 (2026): January 2026
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v7i1.1401

Abstract

This study aims to assess and describe the financial performance of Bank Mandiri and Indonesian Sharia Bank (BSI) based on the RGEC analysis results during the period 2020–2024. The research method used is quantitative with a descriptive quantitative approach. The population of the study includes all banks registered and operating in Indonesia during the 2020–2024 period, or more specifically certain banks such as conventional banks and sharia banks. The samples selected are Bank Mandiri as the representative of conventional banks and Indonesian Sharia Bank (BSI) as the representative of sharia banks for the 2020–2024 period. The sample selection is based on relevance, availability of data, and representation of each bank type. The results show that Bank Mandiri demonstrates superior performance compared to Indonesian Sharia Bank (BSI) on most key RGEC indicators. Bank Mandiri maintains asset quality with significantly lower NPF, as well as records better efficiency in asset and capital utilization through higher ROA and ROE. Additionally, Mandiri’s operating margin (NOM) is much stronger and more stable. Although both banks have very strong capital adequacy (CAR) and good governance (GCG), operational efficiency (BOPO) remains a challenge for both, even though BSI shows slightly better BOPO figures. Overall, Mandiri is more aggressive in financing distribution and efficient in generating profit, while BSI is still in the process of post-merger stabilization with reasonably healthy performance but with room for improvement in operating margin and efficiency.
Resilience of Alpha Generation: Digital Resiliency, Organizational Culture, and Talent Management Maharani, Haidilia; Amaliah, Ima; Nurhayati, Nunung
International Journal of Science, Technology & Management Vol. 7 No. 1 (2026): January 2026
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v7i1.1403

Abstract

Digital transformation and changes in global work dynamics are driving the emergence of Generation Alpha as a future workforce group with digital-native characteristics, visual orientation, and high expectations for flexibility and value alignment. These conditions demand a new understanding of work resilience that relies on structural stability and sustainable adaptability. This study aims to examine the influence of digital readiness, organizational culture, and talent management strategies on the resilience of Generation Alpha in the workplace. The method used is a qualitative literature study by analyzing reputable scientific articles that discuss work resilience, digital transformation, organizational culture, and talent management across organizational contexts. The results of the synthesis show that digital readiness plays a role as a foundation for resilience through strengthening self-efficacy, adaptive learning, and psychological resilience, although it has the potential to pose a risk of self-regulation if not balanced by organizational support. An adaptive, ethical, and learning-oriented organizational culture has been proven to strengthen the psychological safety and work attachment of Generation Alpha. Flexible and nonlinear talent management strategies become an institutional instrument to convert adaptive potential into long-term resilience. This study contributes to the development of the Alpha Generation resilience conceptual framework and provides practical implications for organizations in designing sustainable human resource strategies in the digital age of work.
Implementing Green Marketing Communication Strategies to Build Corporate Reputation and Consumer Trust: A Qualitative Case Study Orientation in Manufacturing Companies in Tangerang City Inva Jaswita, Derizka; Aspiranti, Tasya; Amalia, Ima; Nurhayati, Nunung
International Journal of Science, Technology & Management Vol. 7 No. 1 (2026): January 2026
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v7i1.1409

Abstract

Environmental sustainability communication has become an essential corporate strategy, particularly within manufacturing sectors in emerging economies. This study explores how manufacturing companies in Tangerang City, Indonesia, implement green marketing communication strategies and how these strategies influence corporate reputation and consumer trust. Using a qualitative multiple-case study approach, data were collected through semi-structured interviews with 27 participants, including marketing managers, sustainability officers, consumers, NGO representatives, and government officials, supplemented with document analysis and field observations. Thematic analysis identified three dominant communication strategies: informational, emotional, and participatory green communication. The credibility of these strategies is shaped by transparency, message consistency, evidence-based claims, and alignment between communication and environmental practices. Findings reveal that firms adopting high-transparency green communication experience stronger reputation enhancement and improved consumer trust, while firms with inconsistent environmental performance face skepticism and accusations of greenwashing. A conceptual model is proposed describing the pathways through which green communication enhances trust and reputation. This study contributes to the literature by integrating signaling theory, green marketing theory, and trust theory to explain communication credibility in the context of developing countries. Practical implications are offered for manufacturers seeking to strengthen sustainability communication and legitimacy.
Implementation of the Syirkah Agreement in Halal Business Crowdfunding Schemes: Opportunities and Regulatory Challenges in Indonesia Asikin, Ridwan Ibnu; Amaliah, Ima; Nurhayati, Nunung
Journal of Social Science and Business Studies Vol. 4 No. 1 (2026): JSSBS
Publisher : Yayasan Gema Bina Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61487/jssbs.v4i1.293

Abstract

The rapid development of Indonesia’s digital economy has fostered financial innovations such as crowdfunding, which enables collective fund mobilization to support business activities. Within this context, halal business crowdfunding has emerged as a promising financing alternative for Micro, Small, and Medium Enterprises (UMKMs), aligning with the country’s efforts to strengthen its Islamic economic ecosystem. However, the implementation of syirkah contracts which emphasize principles of partnership, justice, transparency, and proportional profit and loss sharing within Indonesia’s crowdfunding framework still faces significant challenges. Although DSN–MUI Fatwa No. 114/2017 on Syirkah and Fatwa No. 140/2021 on Sharia-Based Securities Crowdfunding provide a normative foundation, the absence of explicit regulation in OJK Regulation No. 57/POJK.04/2020 has created legal ambiguity and inconsistent practices among platforms such as ALAMI, Ethis, and SHAFIQ.id. This study adopts a qualitative descriptive approach using literature analysis and critical synthesis of expert findings to examine the implementation, challenges, and opportunities of syirkah contracts in halal business crowdfunding schemes in Indonesia. The findings reveal that structural gaps exist between positive law (OJK regulations) and Sharia economic law, resulting in limited regulatory support, weak Sharia Supervisory Board (DPS) oversight, and insufficient technical standards for profit sharing and transparency. Furthermore, asymmetric information, such as limited investor access to real project financial data and flat profit-sharing practices, undermines compliance with syirkah principles.  
The Role of Transformational Leadership and HR Governance in Shaping Enterprise Risk Management and Corporate Performance Hamzah, Amir; Dini, Maya; Amaliah, Ima; Nurhayati, Nunung
Journal of Social Science and Business Studies Vol. 4 No. 1 (2026): JSSBS
Publisher : Yayasan Gema Bina Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61487/jssbs.v4i1.295

Abstract

This study aims to examine the relationship between Transformational Leadership, Human Resource (HR) Governance, and the implementation of Enterprise Risk Management (ERM), as well as their contribution to firm performance. Using a quantitative approach and multiple linear regression models that satisfy classical assumptions, the study finds that Transformational Leadership and HR Governance do not have a significant effect on ERM implementation. This indicates that in large organizations such as state-owned enterprises, risk management systems are more influenced by regulations, oversight mechanisms, and institutional structures than by individual initiatives. Furthermore, Transformational Leadership significantly improves firm performance when tested without mediating variables; however, its effect becomes insignificant when ERM is included, highlighting the dominant role of ERM in determining performance. HR Governance also shows no significant effect on performance, suggesting the need to shift the HR function from administrative to strategic roles. On the other hand, ERM has a significant and independent effect on firm performance without mediating the influence of leadership or HR Governance. These findings imply that strengthening ERM implementation can sustainably enhance firm performance, while the development of leadership quality and HR strategies remains essential to support the organization’s long-term objectives.  
The Influence of CSR Financial Management Effectiveness on SROI Value with Reporting Transparency as a Moderating Variable Dini, Maya; Hamzah, Amir; Amaliah, Ima; Nurhayati, Nunung
Journal of Social Science and Business Studies Vol. 4 No. 1 (2026): JSSBS
Publisher : Yayasan Gema Bina Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61487/jssbs.v4i1.296

Abstract

This study aims to examine how the Effectiveness of Corporate Social Responsibility (CSR) Financial Management contributes to increasing the Social Return on Investment (SROI) value, as well as to assess the role of GRI-based Reporting Transparency as a moderating variable that strengthens this relationship. The research was conducted on companies that implement CSR programs sustainably, using a quantitative approach with a sample of 30 respondents involved in CSR management and reporting. Data were collected through standardized questionnaires and processed using multiple linear regression accompanied by a moderation test to determine whether transparency provides a strengthening effect. The results of the study show that the effectiveness of CSR financial management has a significant influence on SROI value, meaning that the better the planning, budgeting, implementation, and evaluation processes of CSR finances, the greater the social benefits generated compared to the costs incurred. In addition, reporting transparency based on GRI standards is proven to strengthen this relationship. When information is presented honestly, comprehensively, and in a traceable manner, stakeholder trust increases, making the social impact produced more visible and measurable. These findings emphasize the importance of professional CSR financial management and transparent reporting practices as the foundation of sustainability accountability. This study also provides a basis for future research to explore other variables, such as governance quality, community participation, or social innovation, that may influence SROI values across various sectors.  
The Effect of A White Noise on Sleep Quality Among Critically Ill Patients in Indonesia: A Randomized Controlled Trial Nurhayati, Nunung; Waluyo, Agung; Kariasa, I Made; Jahja, Umar
Jurnal Pendidikan Keperawatan Indonesia Vol 11, No 2 (2025): Volume 11, Nomor 2, Desember 2025
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jpki.v11i2.93926

Abstract

Introduction:Sleep disturbance is a frequent problem among critically ill patients and may adversely affect recovery. White noise has been proposed as a non-pharmacological approach to reduce environmental disruption and improve sleep; however, evidence from Indonesian intensive care units (ICUs) is currently lacking. Objectives:This study aimed to evaluate the effect of white noise exposure on sleep quality among critically ill patients treated in ICUs in Indonesia. Methods: A randomized controlled trial was performed in the ICUs of three public hospitals in West Java, Indonesia, involving adult ICU patients. The intervention group received white noise twice daily for three days, while controls received standard care. Sleep quality was measured using the RCSQ and analyzed with repeated-measures ANOVA, Cohen’s d, and GEE models. Results: Final analyses included 25 participants in the intervention group and 25 in the control group. Sleep quality in the intervention group showed a significant improvement at the third measurement point, with a moderate effect size (d = 0.42). No significant changes were observed in the control group. GEE analysis demonstrated a significantly greater improvement in sleep quality in the intervention group compared with the control group after three days (β = 6.43, p 0.001). Conclusions:White noise intervention was associated with improved sleep quality among critically ill ICU patients. These findings support the incorporation of acoustic management strategies into ICU care to enhance patient comfort and recovery.
Perbandingan Model Generalized Poisson Regression dan Regresi Binomial Negatif pada Jumlah Kasus Pneumonia Balita di Provinsi Jawa Timur Preti Elvina Septilita; Nunung Nurhayati; Ari Wardayani
UJMC (Unisda Journal of Mathematics and Computer Science) Vol. 12 No. 1 (2026): Unisda Journal of Mathematics and Computer Science
Publisher : Mathematics Department, Faculty of Sciences and Technology Unisda Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/ujmc.v12i1.13648

Abstract

Pneumonia in children under five is one of the leading causes of death among children worldwide. In Indonesia, East Java Province ranks seventh in terms of the number of cases of pneumonia in children under five. In 2024, there were 99,048 cases of pneumonia in children under five in the province. The number of cases of pneumonia in children under five is discrete data that often experiences overdispersion, making Poisson regression unsuitable for use. This study aims to compare the Generalized Poisson Regression (GPR) model and negative binomial regression and identify factors that influence cases of pneumonia in children under five in East Java Province. This study uses secondary data on the number of cases of pneumonia in children under five at the district/city level in East Java Province in 2024. Based on the results of the study, it was found that the negative binomial regression model was the best model with an Akaike Information Criterion (AIC) value of 652.37. The factors that had a positive effect were the percentage of infants receiving vitamin A, while the factors that had a negative effect were the percentage of low birth weight infants.
INTEGRASI KEARIFAN LOKAL BANTEN DALAM MATERI DIGITAL UNTUK MENYIAPKAN CALON GURU BIPA: STUDI KUALITATIF Berita Mambarasi Nehe; Iman Sampurna; Yadi Heryadi; Weny Widyawati Bastaman; Nunung Nurhayati; Sarah Rahmawati
Lingua Rima: Jurnal Pendidikan Bahasa dan Sastra Indonesia Vol. 15 No. 2 (2026): Lingua Rima
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/qvb2pn76

Abstract

Penelitian ini mengeksplorasi pemanfaatan materi digital berbasis kearifan lokal Banten dalam menyiapkan calon guru Bahasa Indonesia bagi Penutur Asing (BIPA). Penelitian ini menggunakan desain penelitian kualitatif dengan melibatkan mahasiswa semester lima Program Studi Pendidikan Bahasa Indonesia di sebuah universitas swasta yang telah menempuh mata kuliah pengantar BIPA pada semester sebelumnya. Data dikumpulkan melalui wawancara terbuka untuk menggali refleksi mahasiswa terkait pedagogi BIPA, integrasi budaya, dan kesiapan mengajar. Data dianalisis menggunakan analisis tematik. Hasil penelitian menunjukkan bahwa materi digital yang diperkaya dengan konten budaya lokal membantu mahasiswa mengembangkan pemahaman yang lebih mendalam tentang BIPA sebagai praktik pembelajaran bahasa yang berorientasi pada bahasa dan budaya. Mahasiswa memandang kearifan lokal Banten sebagai konten pembelajaran yang bermakna karena mendukung penjelasan budaya dan pembelajaran yang kontekstual. Penggunaan media digital, seperti video budaya dan modul digital, juga meningkatkan kepercayaan diri dan kesiapan mahasiswa dalam merancang pembelajaran BIPA bagi pembelajar asing. Selain itu, mahasiswa menunjukkan kesadaran antarbudaya yang mulai berkembang melalui refleksi terhadap potensi tantangan dalam mengajarkan budaya lokal kepada pembelajar dengan latar belakang budaya yang berbeda. Penelitian ini menyimpulkan bahwa integrasi kearifan lokal ke dalam materi digital BIPA dapat secara efektif mendukung kesiapan pedagogis calon guru BIPA.
KEPEMIMPINAN AGILE (AGILE LEADERSHIP) DAN PROSES PENGAMBILAN KEPUTUSAN SUATU ORGANISASI Permata, Hesty Duhita; Nurhayati, Nunung
Educational Leadership: Jurnal Manajemen Pendidikan Vol 4 No 1 (2024): JULY
Publisher : Department of Islamic Education Management

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/edu.v4i1.48783

Abstract

Leadership is the ability of an individual or a group of people to influence and guide followers or members of organization, society or team.A leader takes an important roles in organzation. There’s a few style of leadership for being a leader . Agile leadership is one of the style of leadership that’s important for organization to face VUCA era. With their characteristic of agile leadership which is adaptive, inovative, collaborative,and flexible, will give a positive impact to organizations by their good and fast decision making, and give solution for short and long time conditions
Co-Authors Agung Waluyo Agus Yudianto Agustina, Lisna Agustinus Tandilo Mamma Alwi, Wahyuni Amalia, Ima Amir Hamzah Anatasya, Anatasya Andi Usmar Ani Anggriani, Ani Anjani, Selsa Putri Anna Yuliana, Anna Annisa Nadiyah Rahmani Annysa Ellycornia Annysa Ellycornia Silvyana Apriliana, Yhenis Ari Wardayani, Ari Arismunandar, Pandith Aribowo Arvi Iskandar Ashfahani, Raden Ninditya Ghina Asikin, Ridwan Ibnu Astri Mutiar Asyifa Zafira Audina Ayunazwa Azahra Khaerani Azahra Rizkiah Arifin Arifin Azan, Ferdi Zanuar Bahrul Hayat, Bahrul Baisaku, Nurul Azizah Berita Mambarasi Nehe Bhakti Permana Bhakti Permana Budi Aji Budiman Muhamad Cahyono, Habib Citra Nurintan Amelia Dadan Erwandi Dadang Jaenudin Dede R Oktini Dewi Sartika Dewi Srinatania Dian Wulandari Dina Aziza Putri Dinda Norma Adelin Dini, Maya Djuniar, Lis Dudung Muhally Hakim Dwi Sarwani Sri Rejeki Dyah Mitri Kusuma Wardani Eka Setiawati Elly Halimatusadiah Elly Sukmanasa Elva Kartikasari Elva Kartikasari Esvandiari, Megia Eva Supriatin Eva Supriatin, Eva Fajar Dimas Saputra Farida Isroani Fatma azka Azkia Ma’ruf Fitria Damayanti, Fitria Friyanti, Ita Hantoro Ksaid Notolegowo Hardy Hutahaean Hening Pujasari I Made Kariasa Idha Sihwaningrum Ima Amaliah Iman Sampurna Indy Nur Sholikhah Intan, Dewi Inva Jaswita, Derizka Iskandar, Choirunnisa Izzaturahman, Muhammad Khalid Jahja Umar Jajang Jajang Jajang Jajang jajang Jajang Jamaludin . Jambari, Obay Julianti, Eri Kania Nurcholisah Kharisa, Aflakha Khayla, Rahmalia Putri Kristy Kristy Kristy, Kristy Kusumasari, Wardany Ladewi, Yuhanis Lia Warti Lindayani, Linlin Linlin Lindayani Linlin Lindayani M Rakan M Riszky Apriliansyah saputra Maharani, Haidilia Marcellia Susan Maryani, Sri Moh. Safii Mohammad Nauval Alim Mohammad Wildan Alghifari Zain Mufida, Suci Jena Muhammad Agis Ruslan Zaelani Muhammad Fajar Muhardi Muhardi Muhardi Mulyaningsih, Hendrati Dwi Munarsih, Munarsih Nana Supriatna Sonjaya Nandang Ihwanudin Nugroho, Arief Styo Nurfahmiyati Nurleli Nyayu Nina Putri Calisanie Oki Neswan Permata, Hesty Duhita Pertiwi, Ratna Pratiwi, Elsa Anna Preti Elvina Septilita Puji Siswanto Pupung Purnamasari Putra, Muhamad Zidane Dwita Putri Pradani Putri Pradani R. Oktini, Dede Rahayu , Feronika Evma Rahayu, Annisa Eka Rahayuningsih, Nurjanah Rahma, Icha Saeful Rahmini, Juwi Athia Raisha Ramadhania Azzahra Ramdhani Rayhan Azis Renando, Nindy Antikasari Renny Resa Sania Kamila Reubun, Yonathan Tri Atmodjo Ridwan Rina Reorita Rini Lestari Ririn Sk Risna Yuntami Seftianti Riyang Mardini Rizany, Ichsan Rizqi, Safina Sabila Rodhiah ROHIMAH, INTAN Rotua Suriany Simamora Runi Hasnidarini Ruthi Armita Sari Ruthi Armita Sari, Ruthi Armita Sali Rahadi Asih Salum Cantika Putri Samsul Anwar Samsul Anwar Sani, Aluwi Nirwana Sarah Rahmawati Selia Oktavianti Septa Permana Setiadi, Feri Setiawan, Asep Rudini Sholihah, Hani Siddik, Galih Purnama Siti Maryam, Shabrina Siti Rahmah Nurshiami, Siti Rahmah SR, Dwi Sarwani SR, Dwi Sarwani Sri Fadilah Sri Maryani Suci Noor Hayati Supriyanto Supriyanto Suripah Suripah Susy Puspasari Tasya Aspiranti Tiara Wulandari Tri Wintolo Apoko Tripena Br.Sb, Agustini Tsurayya, Lulu Udin Saripudin Udjianna Sekteria Pasaribu Vannisa Regita Putri Wahyuni Alwi Wardiana, Taufiq Akbar Warti, Lia Wati, Puri Kresna Weny Widyawati Bastaman Wijoyo, Agung Wulan Novika Ambarsari Y Yusdiana Yadi Heryadi Yanti, Dharma Yeni Rumyani Yhenis Apriliana Yuni Fitria Agung Yuyum Yuningsih Zahra, Aliyah