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Pinjaman Online Ilegal, Dana Cepat Ujungnya Tersesat Aguk Nugroho; Vivin Astharyna Harysart; Armaya Mangkunegara; Marwan Marwan; Achmad Wildan Dimyati; Ciptono Ciptono; Dhyan Purwitarini
Nusantara: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 1 (2026): Februari: NUSANTARA Jurnal Pengabdian Kepada Masyarakat
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/nusantara.v6i1.7902

Abstract

The rapid development of information technology has increased the use of online lending services, including illegal platforms that impose excessive interest rates, misuse personal data, and employ intimidating debt collection practices. Limited legal and digital literacy has made communities more vulnerable to these risks. This Community Service Program aims to enhance the understanding of residents in Kradenan Village, Tuban Regency regarding the characteristics of illegal online loans, their social, economic, and psychological impacts, and the relevant legal protections under regulations such as the Electronic Information and Transactions Law, the Personal Data Protection Law, and OJK Regulation No. 77/2016. Through participatory legal education and interactive discussions, the program achieved full participation and improved participants’ knowledge by up to 75%. Residents became more capable of identifying illegal loan applications, recognizing data misuse risks, and understanding preventive measures and available legal remedies. This program effectively increased public awareness to use digital financial services more responsibly and avoid the dangers of illegal online lending.
Pengaruh Pembelajaran Contextual Teaching Learning (CTL) terhadap Kemampuan Koneksi Matematis Siswa SMP Ditinjau dari Gender Cut Musriliani; Marwan Marwan; Bansu Irianto Ansari
Didaktik Matematika Vol 2, No 2 (2015): Jurnal Didaktik Matematika
Publisher : Universitas Syiah Kuala

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Abstract

Contextual Teaching Learning (CTL) is a learning approach that can help teachers relate learning materials with students real-world situations and encourage them to make connections between their knowledge by the application in their life as members of the family and society. Mathematical connection ability includes finding the relationships between mathematics and its topics, mathematics and other subjects, and mathematics and daily life or the real world. The purposes of this study were (1) to know the difference in students mathematical connection ability before and after using CTL, (2) to know the difference in mathematical connection ability between male and female students, and (3) to know the effect of CTL on mathematical connection ability of VIII grade students of Junior High School in terms of gender. This study adopted a factorial design, a modified version of true experimental design. The subjects of the study were 34 students of class VIII-4 of SMP Negeri 3 Banda Aceh as experimental class without control class. The instrument of data collection was mathematical connection test. Data were analyzed using Analysis of Variance (ANOVA). The finding of the study shows that (1) there was a difference in students mathematical connection ability before and after using CTL, (2) there was no difference in mathematical connection ability between male and female students, and (3) there was a learning effect of CTL on mathematical connection ability of VIII grade students of Junior High School in terms of gender. The implications of this study demonstrate that learning mathematics with CTL approach was one of the efforts of teachers in teaching and learning activities in particular mathematics courses to improve male and female students' connection ability.