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All Journal Sosiohumaniora Media Ekonomi dan Manajemen Journal of Economics, Business, & Accountancy Ventura MIX : Jurnal Ilmiah Manajemen IMAGE JURNAL ILMU MANAJEMEN DAN BISNIS Journal of Business Management Education (JBME) Journal of Management and Business Review Economic Education Analysis Journal Jurnal Manajemen Pelayanan Publik Jurnal Manajemen Indonesia Yupa: Historical Studies Journal Sumatra Journal of Disaster, Geography and Geography Education Jurnal Moral Kemasyarakatan Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Jurnal Riset Akuntansi dan Keuangan Jurnal Ilmiah Lingua Idea EKONOMIS : Journal of Economics and Business TIJAB (The International Journal of Applied Business) JURNAL PENDIDIKAN TAMBUSAI Jurnal Basicedu EQIEN - JURNAL EKONOMI DAN BISNIS OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi JIKA: Jurnal Ilmu Keuangan dan Perbankan Jurnal Pendidikan Akuntansi dan Keuangan Soedirman Economics Education Journal International Journal of Economics Development Research (IJEDR) Jurnal Riset Bisnis dan Manajemen Edukasi IPS Jurnal Ilmu Administrasi: Media Pengembangan Ilmu dan Praktek Administrasi Jurnal Ilmiah Manajemen Kesatuan The Kalimantan Social Studies Journal Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Journal of Innovation in Educational and Cultural Research Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) International Journal of Educational Management and Innovation (IJEMI) Jendela Pendidikan Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran Bisnis Net : Jurnal Ekonomi dan Bisnis These proceedings represent the work of researchers participating in The International Conference on Elementary Education (ICEE) which is being hosted by the Elementary Education Study Programme School of Postgraduate Studies, Universitas Pendidikan IJORER : International Journal of Recent Educational Research FOCUS: Journal of Social Studies Munaddhomah: Jurnal Manajemen Pendidikan Islam Jurnal Riset Ilmu Ekonomi Asian Management and Business Review Share: Jurnal Ekonomi dan Keuangan Islam Educenter: Jurnal Ilmiah Pendidikan Journal Of World Science JIPMukjt:Jurnal Ilmu Pendidikan Muhammadiyah Kramat Djati Journal of Office Administration : Education and Practice ASEAN Marketing Journal Jurnal Basicedu International Journal Corner of Educational Research (IJCER) Media Ekonomi Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Islamic Economics and Business Jurnal Dinamika Akuntansi dan Bisnis (JDAB) Amkop Management Accounting Review (AMAR) Jurnal Ilmu Administrasi: Media Pengembangan Ilmu dan Praktek Administrasi Jurnal Penelitian Pendidikan Indonesia EDUCENTER JURNAL PENDIDIKAN JURNAL AKUNTANSI, AUDITING DAN KEUANGAN SYARIAH Jurnal Pendidikan Progresif TRJ (Tourism Research Journal)
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Online Implementation of Project-Based Learning (PJBL) on Students' Capacity for Creative Thinking Samsi, Samsi; Disman, Disman; Ahman, Eeng; Sobandi, A; Mulyadi, Hari
International Journal Corner of Educational Research Vol. 4 No. 3 (2026): March 2026
Publisher : CV. Tripe Konsultan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54012/ijcer.v4i3.705

Abstract

Creative thinking is the process of coming up with original, adaptable, and visually appealing solutions to problems. Creative thinking is the continuous process of thinking about and creating creative things in order to achieve objectives. Students find the project-based learning approach and the learning process to be interesting experiences. Student learning experiences with the upcoming project serve as the focus of the instructional materials. Students learn more and feel more motivated to complete assigned projects when they are given real-world experience in the learning process. Students learn more and feel more motivated to complete the assigned project when they are given real-world experience in the learning process. Creative thinking is the process of coming up with original, adaptable, and visually appealing solutions to problems. This study looked into how collaboration between groups improved collaborative learning groups' performance on project-based learning tasks and the co-construction of knowledge. The findings of two case studies, one on between-group mentoring and one on between-group project review, revealed that both strategies were viewed favorably by the students and had a positive impact on all students' project performance, particularly in the less effective groups, as well as the knowledge revealed through their online dialogue. The findings shed some light on how students in higher education engage in computer-supported collaborative learning.
Perbedaan Efektivitas Model Pembelajaran Social Action Berbasis Creative Pedagogy dan Project Based Learning untuk Meningkatkan Kompetensi Kewirausahaan: Studi di SMP N 1 Pakem Sleman DIY Widiastuti, Anik; Supriatna, Nana; Disman, Disman; Nurbayani, Siti
Edukasi IPS Vol. 6 No. 2 (2022): EDUKASI IPS
Publisher : Program Studi Pendidikan IPS Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/EIPS.006.02.03

Abstract

Entrepreneurial competence is one of the important competencies to master as one of the keys to preparing a generation that is ready to face the challenges of the 21st century. The importance of entrepreneurial competence has not been fully realized to be integrated into learning and has not been matched by the use of learning models that lead to strengthening entrepreneurial competence in students. This study aims to determine the differences in the effectiveness of Social Action models based on Creative Pedagogy and Project Based Learning to increase entrepreneurial competence. This research is an experimental research pre test-post test control group design. The research respondents were SMP 1 Pakem Sleman DIY students with a total of 32 students in class A as the experimental class and 32 students in class D as the control class who were selected by purposive sampling technique. Data collection techniques using tests, questionnaires, and observation sheets. The results of the study show that the Social Action model based on Creative Pedagogy is more effective in increasing social-creativepreneurship competencies   Abstrak Kompetensi kewirausahaan merupakan salah satu kompetensi penting untuk dikuasai sebagai salah satu kunci menyiapkan generasi yang siap menghadapi tantangan abad 21. Pentingnya kompetensi kewirausahaan belum sepenuhnya disadari untuk diintegrasikan dalam pembelajaran dan belum diimbangi dengan penggunaan model pembelajaran yang mengarahkan pada penguatan kompetensi kewirausahaan pada diri peserta didik. Penelitian ini bertujuan mengetahui perbedaan keefektifan model Social Action berbasis Creative Pedagogy dan Project Based Learning untuk meningkatkan kompetensi kewirausahaan. Penelitian ini merupakan penelitian eksperimen pre test-post test control group design. Responden penelitian adalah peserta didik SMP 1 Pakem Sleman DIY dengan jumlah 32 peserta didik kelas A sebagai kelas eksperimen dan 32 peserta didik kelas D sebagai kelas kontrol yang dipilih dengan teknik purposive sampling. Teknik pengumpulan data menggunakan tes, angket, dan lembar observasi. Hasil penelitian menunjukkan bahwa model Social Action berbasis Creative Pedagogy lebih efektif meningkatkan kompetensi social-creativepreneurship.
Does sustainability strengthen asset pricing models? Moderating effects in the Fama-French framework on ESG leaders Maulana, Yasir; Nugraha, Nugraha; Disman, Disman; Sari, Maya
Asian Management and Business Review Volume 6 Issue 1, 2026
Publisher : Master of Management, Department of Management, Faculty of Business and Economics Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/AMBR.vol6.iss1.art10

Abstract

This research investigates the moderating role of environmental, social, and governance (ESG) risk ratings in the relationship between traditional Fama-French framework and excess stock returns among companies listed in the ESG Leaders Index for the 2021–2023 period. Using moderated regression analysis (MRA), the findings reveal that small minus big (SMB) exerts a significant positive impact on excess returns, confirming the relevance of firm size as a pricing factor even within the sustainability-focused investment universe. Meanwhile, market risk and high minus low (HML) do not show demonstrate statistical relevance direct effects, although HML is marginally significant. Furthermore, ESG risk rating demonstrates a moderating effect only in the relationship between HML and excess returns, suggesting that sustainability considerations may weaken the traditional value premium. These results highlight the partial integration of ESG risk into asset pricing dynamics and underline the essentiality of incorporating ESG factors in developing more robust, sustainable investment strategies. The study provides practical insights for market participants, fund managers, and authorities navigating the transition toward sustainable finance in emerging markets.
Analysis of Aggregate Herding Behavior in the Capital Market: Evidence from Indonesia and Singapore Gusni, Gusni; Nugraha, Nugraha; Disman, Disman; Chochole, Tomas
Media Ekonomi dan Manajemen Vol 38, No 2 (2023): July 2023
Publisher : Fakultas Ekonomika dan Bisnis UNTAG Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/mem.v38i2.3934

Abstract

The high uncertainty in the capital market due to some crises that hit the world over the last few decades has the potential to cause herding behavior in the aggregate capital market, both in developed and emerging capital markets. The main objective of this study is to detect the existence of herding behavior, including asymmetric herding and global factor drives (oil prices and fed fund rates) on aggregate herding behavior in the Indonesian and Singapore capital markets during the period Jan 2015 to December 2020. This study employs a cross-sectional dispersion approach to achieve study goals. Research findings denote aggregate herding behavior occurs only in the Singapore capital market, while in Indonesia no herding behavior is detected. Asymmetric herding testing for both capital markets revealed no herding tendency in up and down market conditions. This condition implies that low volatility cannot ensure the absence of aggregate herding behavior. Global factors have proven to significantly drive herding behavior in the Singapore capital market, while in Indonesia it is only the oil price. The findings of this study will provide information that policymakers can use to maintain capital market stability in both countries.
THE INFINITE MODEL: MOBILE PAYMENT CONTINUANCE INTENTION Yusuf, Abdul; Hurriyati, Ratih; Disman, Disman; Hendrayati, Heny; Hidayat, Yosep
Jurnal Riset Bisnis dan Manajemen Vol. 19 No. 1 (2026): February Edition
Publisher : Faculty of Economic and Business, University of Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jrbm.v19i1.36086

Abstract

This study investigates the factors influencing users' continuance intention (CI) in fintech mobile payment services, particularly in the post-COVID-19 era. With the rapid adoption of digital payment methods, the research examines key determinants such as perceived usefulness, perceived ease of use, trust, security and privacy, satisfaction, and habit. An explanatory quantitative research design was employed, analyzing data from 101 respondents. The results reveal that habit and satisfaction are the primary drivers of continuance intention, while traditional factors such as ease of use and trust become less significant in the post-adoption phase. These findings challenge established models and highlight the shift in user behavior towards habitual use and emotional satisfaction. This study contributes to the literature by offering an integrated model for understanding user retention in the fintech sector and provides practical insights for fintech providers to enhance customer engagement and foster long-term loyalty.
The Impact of Risk Management Practices on Bank Performance: A Systematic Literature Review Susalit, Rony; Rahayu, Agus; Disman, Disman; Mayasari, Mayasari
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 6 (2025): JIMKES Edisi November 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i6.3988

Abstract

The banking sector plays a crucial role in driving economic growth and maintaining financial stability by directing funds to productive sectors while managing risks that affect profitability and resilience. This study uses a Systematic Literature Review (SLR) guided by PRISMA principles to explore how risk management practices, especially Non-Performing Loan (NPL) management, influence bank performance. Lending, as the core banking activity, is key to profitability and financial intermediation, yet high NPL levels can undermine income and stability, particularly in developing countries like Indonesia. By reviewing 16 recent empirical studies, the findings show that effective risk management including strong credit governance, adherence to Basel III standards, technology-supported lending systems, and an empowered Chief Risk Officer helps reduce NPLs and improve financial performance as reflected in ROA, ROE, NIM, and other risk-adjusted indicators. Furthermore, a comprehensive approach that combines regulatory compliance, risk diversification, and sustainability strengthens long-term resilience. These insights provide practical guidance for regulators, bank managers, and researchers in designing flexible, transparent, and sustainable risk management strategies. The study emphasizes that managing NPLs is not just a technical or operational task but a central strategy for ensuring banks remain profitable, stable, and resilient over the long term.
Analisis Bibliometrik Kewirausahaan Sosial Di Indonesia: Pemetaan Struktur Intelektual dan Kolaborasi Penelitian Suzanti, Lizza; Disman, Disman; Nuryanti, B Lena
Eqien - Jurnal Ekonomi dan Bisnis Vol 15 No 01 (2026): Journal Ekonomi dan Bisnia
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v15i01.2171

Abstract

Social entrepreneurship has become a strategic approach to addressing social and economic problems, particularly in developing countries such as Indonesia. Research on this topic continues to grow; however, the mapping of its intellectual structure and research collaboration remains limited. This study aims to analyze research trends in social entrepreneurship in Indonesia, identify publication patterns, conceptual structures, and collaboration networks among researchers. The method used is bibliometric analysis, with data collected from the Scopus database covering the period from 2020 to 2024. The analytical tools employed include RStudio, VOSviewer, and Excel. The findings indicate that the main themes emerging in social entrepreneurship research in Indonesia include social innovation, sustainability, community empowerment, and the role of technology in developing social enterprises. Furthermore, research collaboration networks remain fragmented, with several major groups dominating publications. The study concludes that social entrepreneurship research in Indonesia is expanding with increasingly diverse focuses; however, stronger collaboration among researchers is needed to enhance the research ecosystem and support more sustainable implementation of social entrepreneurship.
Investor Behavioral Bias and Mutual Fund Investment Decisions: Implications for Culturally Sensitive Investor Education in Indonesia Yusnita, Rita Tri; Nugraha, Nugraha; Disman, Disman; Sari, Maya; Aminullah, Zakariya Pamuji
IJORER : International Journal of Recent Educational Research Vol. 7 No. 2 (2026): March
Publisher : Faculty of Teacher Training and Education Muhammadiyah University of Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46245/ijorer.v7i2.1326

Abstract

Objective: This study examines the effect of behavioral bias on mutual fund investment decisions in Indonesia by positioning attitude toward risk as a mediating variable and cultural orientation as a moderating variable, with implications for culturally sensitive investor education. Methods: A quantitative causal–explanatory design was employed using primary data from a survey of 300 individual mutual fund investors selected through purposive sampling. Data were analyzed using Confirmatory Factor Analysis and Hayes PROCESS macro Model 15 in SPSS to test direct, indirect, and moderated relationships among behavioral bias, attitude toward risk, cultural orientation, and investment decisions. Results: Behavioral bias significantly influences investment decisions both directly and indirectly through attitude toward risk. Cultural orientation moderates these relationships by weakening bias-driven effects under stronger cultural orientations, confirming a moderated–mediated model integrating psychological and sociocultural determinants of investment behavior. Novelty: This study offers a novel integrative framework combining behavioral finance and cultural finance perspectives while explicitly linking them to investor education. It highlights how behavioral bias, risk attitude, and cultural orientation should inform the design of culturally sensitive financial literacy and advisory strategies, providing an evidence-based foundation for developing investor education programs that address behavioral and cultural factors in mutual fund decision-making.
Minangkabau Cultural Values as Social Capital for Strengthening Students' Entrepreneurial Intentions: Evidence from Indonesia Marleni, Marleni; Disman, Disman; Mulyadi, Hari; Ratmaningsih, Neiny; Maryani, Enok; Verawati, Rika; Verawati, Verawati
Journal of Innovation in Educational and Cultural Research Vol 7, No 3 (2026): Article in Press
Publisher : Yayasan Keluarga Guru Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46843/jiecr.v7i3.2883

Abstract

Cultural values are recognized as drivers of entrepreneurial intentions, particularly in communities with strong economic and social traditions, such as the Minangkabau ethnic group, which possesses a high work ethic and entrepreneurial tradition. These values have the potential to serve as social capital to enhance students' entrepreneurial intentions amid the high unemployment of university graduates. This study aims to examine the role of Minangkabau cultural values as social capital in entrepreneurship programs, as well as how these values are internalized by students to shape entrepreneurial intentions. A cross-sectional survey was conducted with 442 students in West Sumatra using validated instruments, and the analysis was performed with Structural Equation Modeling (SEM) using Smart-PLS to test direct, mediating, and moderating effects. The findings indicate that Minangkabau cultural values strongly predict social capital and directly enhance entrepreneurial intentions. Social capital significantly mediates this relationship, while the internalization of cultural values shows a small positive effect but a negative moderating effect, indicating a substitution mechanism between practical experience and overall cultural orientation. This study highlights the importance of integrating cultural value strategies and social capital in entrepreneurship education and contributes to the understanding of culture-based entrepreneurship and social capital theory.
The Effect of Training, Organizational Flexibility, and Proactive Personality on Learning Agility to Enhance Employee Agility Nurmiyati, Nurmiyati; Yuniarsih, Tjutju; Disman, Disman; Sobandi, Ade; Harto, Budi
Jurnal Ilmiah Manajemen Kesatuan Vol. 14 No. 2 (2026): JIMKES Edisi March 2026
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v14i2.4984

Abstract

In increasingly dynamic and technology-driven environments, healthcare professionals are required to adapt rapidly, making employee agility a critical capability. This study is to analyze the influence of employee training, organizational flexibility, and proactive personality on learning agility, as well as the impact of learning agility on employee agility. This study employs an explanatory quantitative approach, with data collected from 177 physicians in Semarang Regency using purposive sampling techniques. Data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The findings indicate that employee training and organizational flexibility have significant positive effects on learning agility, and that learning agility, in turn, significantly enhances employee agility. However, proactive personality does not exhibit a significant effect on learning agility. These findings suggest that organizational factors and structured training play a more dominant role than individual characteristics in fostering adaptive capabilities among healthcare professionals. In conclusion, strengthening training programs and enhancing organizational flexibility are essential strategies for improving employee agility, particularly within highly structured and rapidly evolving healthcare environments.
Co-Authors Abdul Hamid Abdul Hamid Ade Sobandi, Ade Adman, Adman Adriani, Deni Afifah, Silvi Nur Agung Pribadi, Farkhan Agus Rahayu Agustira, Deden Ahmad Fuad Ahman , Eeng Aldila Krisnaresanti, Aldila Alghifari, Erik Anik Widiastuti Arry Widodo Askolani Askolani, Askolani Baihaqqy, Mochammad Rizaldy Insan Bansah, Pearl Fafa Budi Harto Chairul Furqon, Chairul Chatarina Umbul Wahyuni Chochole, Tomas Dabi, Rowland Dabi, Rowland Seyram Koku Dadang Sundawa, Dadang Dahlan, Dadang - Damayanti, Fenny Dematria Pringgabayu Dewi Mayangsari Dhana, Irgi Resa Widia Dini Turipanam Alamanda Dwi Budi Santoso Edi Suryadi, Edi Edutivia Mardetini, Edutivia Eeng Ahman, Eeng Eeng Ahman, Eeng Ahman Effendy, Femmy Ekarini, Mira Indriyulia Elly Malihah Enok Maryani Erlina Wiyanarti Ersis Warmansyah Abbas Euis Bandawaty Fauzi, Ghani Muhammad Fazar, Fazar Nuriansyah Firdausi Sulaksana, Ratu Dintha Insyani Zukhruf Grisna Anggadwita Gusni, Gusni Halimatusyadiah, Hema Hari Mulyadi, Hari Harun, Muhammad Fiqri Hendayani, Santi Hennika, Sandra Aulia Heny Hendrayati Hidayat, Yosep Hilmiatussad, Kinanti Geminastiti Hilmiatussadiah, Kinanti Geminastiti Idrus Affandi Ikaputera Waspada, Ikaputera Ikhsan, Sugiyanto Imania, Inten Noor Imas Purnamasari Imbragia, Sindi Tasya Islamiyah, Zakiyah Tsauroh Ismeirita, Ismeirita Jahidah, Nurul Siti Kokom Komalasari Krishna Yuliawati, Ayu Kristanto, Kiki Kusumah, AHG L. Lisnawati Lazuardi Imani Hakam Leni Yuliyanti, Leni Lili Adi Wibowo Lisnawati Lisnawati Luckyardi, Senny M. Arief Ramdhany Marleni Marleni Marry, Marry Maya Sari Mayasari Mayasari, Mayasari Mirza Desfandi Muchtar, Muhammad Mulyana, Dendi Mulyani, Heni Mustajab, Wahyu Mutiani Mutiani Nana Supriatna Nanang Fattah Novianti, Silvia Nugraha Nugraha Nur, Lutfi Nurmiyati Nurmiyati Nurwita Pratami, Ni Putu Nuryanti, B Lena Pamuji Aminullah, Zakariya Pandikar, Andri Soemitra Ernandia Pandikar, Ernandia Panggabean, Romli Jumpai Pinayani, Ani Poy Saefullah Zevender Pranaputra, Randy Dwi Pratiwi, Rani Tania Puspo Dewi Dirgantari Ratih Hurriyati Ratmaningsih, Neiny Rd. Dian Herdiana Utama, Rd. Dian Herdiana Rennyta Yusiana Rian Andriani, Rian rika verawati, rika Rina Suprina Rita Tri Yusnita Rofi Rofaida Rosita, Ai Salim, Amalia Nabila Samsi Samsi Sari, Mia Zultrianti Satria, Rita Siti Nurbayani Siwi, Andinna Mega Sobandi, Sobandi Solihat, Ai Nur Solihat, Asri solikin, ikin Sri Marhanah, Sri Sundusiah, Sundusiah Susalit, Rony Sutarto Hadi Suwatno Suwatno Suzanti, Lizza Syamsul Hadi Senen, Syamsul Hadi Tjutju Yuniarsih, Tjutju Ujang Suherman, Ujang Suherman Vanessa Gaffar Verawati Verawati Waruwu, Fotuho Wirachman, Rony Yakin, Cecep Nurul Yasir Maulana Yeliawati, Ayu Krishna Yogaswara, Andrey Satwika Yuliani, Shahibah Yusuf, Abdul Zaelani Adnan, Ahmad Zakariya Pamuji Aminullah