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All Journal Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Al-'Adalah Nurani: Jurnal Kajian Syariah dan Masyarakat Jurnal Asy-Syari'ah Jurnal Ilmiah Ekonomi Islam SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam al-Afkar, Journal For Islamic Studies Syariah: Jurnal Hukum dan Pemikiran DE'RECHTSSTAAT Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Journal of Economicate Studies El-Usrah: Jurnal Hukum Keluarga JURNAL EKONOMI SYARIAH Jurnal Ilmiah Manajemen Kesatuan Hanifiya: Jurnal Studi Agama-Agama Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan Jurnal Syntax Imperatif : Jurnal Ilmu Sosial dan Pendidikan Jurnal Nuansa Akademik: Jurnal Pembangunan Masyarakat Journal Presumption of Law Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah International Journal of Business, Law, and Education Journal Of Sharia Banking El-Ecosy : Jurnal Ekonomi dan Keuangan Islam EKONOMIKA45 Akademika : Jurnal Pemikiran Islam Legal Protection for the Partnership Agreement Parties Journal of Halal Science and Research IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah ISLAMICA : Jurnal Ilmu-Ilmu Agama Islam Social Impact Journal Synergy : Jurnal Ilmiah Multidisiplin Mawaddah: Jurnal Hukum Keluarga Islam Cantaka: Jurnal Ilmu Ekonomi dan Manajemen Jurnal Media Akademik (JMA) Journal of Islamic Law (EJIL) Studi Multidisipliner: Jurnal Kajian Keislaman Involvement International Journal of Business Jurnal Bisnis, Ekonomi Syariah dan Pajak Strata International Journal of Social Issues Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Madania: Jurnal Kajian Keislaman Fast in Social Sciences
Ridwan, Ahmad Hasan
Universitas Islam Negri Sunan Gunung Djati Bandung
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Journal : Involvement International Journal of Business

 1 
Zakat is not Just Charity Why Professional Fund Management Shapes the Future of the Ummah Furkony, Deni Konkon Furkony; Ridwan, Ahmad Hasan; Mahmud, Mahmud; Suntana, Ija; Syaripudin, Enceng Iip; Mohd, Ismail Bin
Involvement International Journal of Business Vol. 2 No. 2 (2025): April 2025
Publisher : PT Agung Media Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62569/iijb.v2i2.127

Abstract

Zakat, often perceived merely as a religious obligation or charitable act, holds untapped potential as a strategic instrument for socio-economic transformation in Muslim communities. This study argues that zakat must be viewed not just as an act of giving, but as a fund requiring professional management to realize its full impact on community development and the future of the Ummah. Using a qualitative research design, the study explores professional fund management practices in selected Zakat Management Units (UPZs) across Indonesia. Data were collected through in-depth interviews with UPZ leaders and financial managers, as well as document analysis of financial reports, program structures, and governance models. The findings indicate that UPZs which adopt professional financial governance—characterized by transparency, accountability, data-driven planning, and skilled human resources—are significantly more effective in achieving measurable outcomes such as improved mustahik welfare, sustainable livelihoods, and increased trust from muzakki. Professionalism transforms zakat from reactive charity into proactive socio-economic empowerment. This study underscores the urgency of redefining zakat management frameworks to embrace modern financial and organizational practices while remaining rooted in Sharia principles. As zakat institutions become more professional, they not only fulfill their spiritual mandate but also emerge as pivotal players in driving the long-term resilience and welfare of the Ummah. The future of Islamic social finance lies in bridging tradition with innovation through professional stewardship.
Co-Authors Acim, Acim Aden Rosadi Ahmad Fathonih, Ahmad Ahmad Lukman Nugraha ahmad yani Akbar, Wahyu Akhmadi, Nurman Anton Athoilah, Mohamad Asri Sundari Astiti, Ni Nyoman Adi Athoillah, Mohamad Anton Azmi, Nofan Nurkhafid Azzahra, Shalsabila Azzahro, Naufi Fajria Baehaqi Bainon, Masalan Bunyamin, Bubun Burhanuddin Cahyano, Heru Camila, Vanisa Candra Boy Seroza Chandra Dede Kania Devika Rosa guspita Dwi Widiastuti, Dwi Dzikrayah, Fithri Eko Budiono Enceng Iip Syaripudin Ending Solehuddin Ending Solehudin Farikhin, Ahmad Fariz, Luthfi Ahmad Fauzan Ali Rasyid Furkony, Deni Konkon Furkony Gugun Sodik Hadiat Hadiat Hadiat Hakim, Atang Abdul Hasan Bisri Hurun'in, Siti Zayyini I Nurol Aen Ian Rakhamawan Suherli Idzam Fautanu Ihrom Jaelani Ika Atikah Irfan Safrudin Ismail Bin Mohd Jamaludin, Jujun Jefry Tarantang Juarsa, Eka Kamaludin Yusup , Deni Kamaludin Yusup, Deni Khaeruman, Badri Kharisma Utami, Citra Khosi’ah, Siah Khosi’ah, Siah Khosyi’ah, Siah Koidin Kusuma, Nurul Rahmah Lathifaturahmah Lina Pusvisasari Lina Pusvisasari Madani, Farid Mahmud Mahmud Moh. Asep Zakariya Ansori Muhamad Abdul Kholik Muhammad Al Qarni Muhammad Hasanuddin, Muhammad Muhammad Hishnul Islam Muhammad Yunus Muharni, Yusraini Mujiburohman, Mujiburohman Mukhlas, Oyo Sunaryo Mulyaden, Asep Mulyasari, Heni Musaiyana, Musaiyana Mustofa Mustofa Najamudin Najamudin Najib, Moh. Nanang Sobarna Nasrulloh, Agus Ahmad Naufi Fajria Azzahro Nurhikmah, Aulia Nurrahmi S., Anti Nurrohman Nurrohman Syarif, Nurrohman Nurul Rahmah Kusuma Nurwijayanti Pakarti, Muhammad husni Abdulah Qarni, Muhammad Al Rahman, Maman Abdur Rahmat, Asep Rahmi Widia Aliani Abubakar Ramdani Wahyu Sururie Ridwan , Achmad Ritonga, Bakti Riyani, Irma Rollis, Rollis Rumatiga, Hidayat Saepullah, Usep Sahid, Mualimin Mochammad Sahrul Hanafi Salsabila, Salsabila Santika, Ganjar Sari Damayanti, Sari Selasi, Dini Seroza, Candra Boy Setia Mulyawan, Setia Setiadi Setiadi Sofyan Al-Hakim Sohifah, Sohifah Solehuddin, Ending Solihin, Dadin Soni Zakaria Sri Dewi Anggadini Sri Suharti Suherli, Ian Rakhamawan Suherli, Ian Rakhmawan Sulaeman Sundari, Asri Suntana, Ija Suryawirawan, Ade Sutira, Andri Vida Hanum Salzabilla Vidiati, Cory Yadi Janwari Yeni Hendriyani Yunus Rusyana, Ayi Zaky, Muhammad