p-Index From 2021 - 2026
6.877
P-Index
This Author published in this journals
All Journal Jurnal Diskursus Islam Inspiratif Pendidikan Laa Maisyir Jurnal Ekonomi Islam EDUNOMIC : JURNAL ILMIAH PENDIDIKAN EKONOMI FAKULTAS KEGURUAN DAN ILMU PENDIDIKAN Jurnal IPTEK Jurnal Bina Praja Journal of Research and Technology Buana Pendidikan: Jurnal Fakultas Keguruan dan Ilmu Pendidikan Unipa Surabaya MUHARRIK: JURNAL DAKWAH DAN SOSIAL Journal of Islamic Civilization EAJ (ECONOMICS AND ACCOUNTING JOURNAL) Jurnal Absis : Jurnal Pendidikan Matematika dan Matematika Cendekia: Jurnal Pendidikan dan Pembelajaran Jurnal Ilmu Sosial, Politik dan Pemerintahan Al asma : Journal of Islamic Education CIVICS: Jurnal Pendidikan Pancasila dan Kewarganegaraan El-Iqtishady Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran Tebuireng: Journal of Islamic Studies and Society Ma'mal: Jurnal Laboratorium Syariah dan Hukum Pengabdian Kampus: Jurnal Informasi Kegiatan Pengabdian Pada Masyarakat Al-Muamalat : Jurnal Ekonomi Syariah Jurnal Pengabdian kepada Masyarakat Desa (JPMD) Communications in Humanities and Social Sciences Jurnal Dunia Pendidikan Primer Edukasi Journal Komunita: Jurnal Pengabdian dan Pemberdayaan Masyarakat Al-Qalam: Jurnal Ilmiah Pendidikan Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Branding: Jurnal Manajemen & Bisnis Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah JOURNAL OF ISLAMIC COMMUNITY AND DEVELOPMENT Edukasia Islamika: Jurnal Pendidikan Islam J-CEKI Jurnal Al-jina'i Al-islami Jurnal Administrasi Publik (JAP) Nosipakabelo: Jurnal Bimbingan dan Konseling Keislaman TADAYYUN: Journal of Religious, Social and Humanities Jurnal Pengabdian Masyarakat (Z-COVIS) Jurnal Inovasi dan Pengabdian
Claim Missing Document
Check
Articles

Found 1 Documents
Search

Unveiling the Role of Risk-Taking Ability in Mediating the Influence of Entrepreneurship Education, Digital Financial Literacy, and Financial Self-Efficacy on Students’ Courage to Start a Business Sutrisno; Solihati, Garin Pratiwi; Syamsuri; Pramono, Susatyo Adhi; Jayanto, Imam; Shafiq, Muhammad Aqib
Jurnal Kependidikan : Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran, dan Pembelajaran Vol. 12 No. 1 (2026): March (IN PRESS)
Publisher : LPPM Universitas Pendidikan Mandalika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jk.v12i1.19701

Abstract

This study aims to analyze the effects of Entrepreneurship Education, Digital Financial Literacy, and Financial Self-Efficacy on Students’ Courage to Start a Business, with Risk-Taking Ability as a mediating variable. A quantitative approach with a survey design was employed, with 100 university students in Banyumas Regency selected via purposive sampling. Data were collected through a structured online questionnaire and analyzed using SEM-PLS with a bootstrapping procedure. The results indicate that Entrepreneurship Education, Digital Financial Literacy, and Financial Self-Efficacy have positive and significant effects on Risk-Taking Ability. Furthermore, Risk-Taking Ability has a positive and significant effect on Students’ Courage to Start a Business. In addition, Risk-Taking Ability is proven to positively and significantly mediate the effects of the three independent variables on students’ entrepreneurial courage. These findings suggest that students’ entrepreneurial courage is largely determined by their ability to assess risks and opportunities and to make decisions under uncertainty. This study contributes theoretically by uniquely integrating financial aspects and psychological aspects within a single framework grounded in the Theory of Planned Behavior, Social Cognitive Theory, and Behavioral Finance Theory. By linking students’ digital financial capability with their risk-taking ability, the model explains how financial knowledge strengthens psychological readiness in entrepreneurial decision-making. The findings also provide practical implications for higher education institutions and policymakers in designing entrepreneurship programs that simultaneously develop digital financial competence and risk-taking capacity.
Co-Authors Abdullah Chamber Achmad Michael Adi Putra Achmadi Achruh Adriana Monica Sahidu Ahmad Fizal Fakhri Ahmad Havid Jakiyudin Akhmad Affandi Mahfudz Alfarid Fedro Amirudin, Tuslam An An Andari Anggraini, Heny Anwar Mutaqin Ashhaabal Ayu Andini Basrowi Basrowi, Basrowi Bela Febriyanti Besse Ruhaya, Besse Bistari Cahyo, Ilham Bagus Dwi Dahlan, Resky Amalia Devid Frastiawan Amir Sup Dina Fitriana Dini Aprilian Dwi Karunia Arti Dwi Yuli Pujiastuti Edward Melio Bertho Fahruddin Ali Sabri Fatahna Fathan Mubina Franciska Yesianti Fuadah Binti Johari Heldawati, Ermina Heni Kuswanti Holten Sion, Holten Husni Syahrudin Ibnu Yaqzan Qurany Imam Kamaluddin Istiqomah, Inna Putri Jakiyudin, Ahmad Havid Jamaruddin Jayanto, Imam Junaidi H. Matsum Khoirul Umam Kusumo, Bangun Jati La Ode Ismail Ahmad Lathiif Chandra Septian Lion, Eddy Lu'luatul Jadidah Lucky Adha Febrian Madas, Sitti Ayu Magfira, Ila Magvira Mappasiara Marvy Ferdian Agusta Sahay Matla'il Fajar, Abbas Sofwan Maulana, Wildan Mohammad Taqiuddin Mohamad Muhammad Ghufron Muhammad Haidar Muhammad Halimul Umam Muhammad Iman Kurniawan Muhammad Nasor, Muhammad Muhammad Roeis, Gusti Muhammad Rusmin B Muhammad Yahdi, Muhammad Munawar Thoharudin Mursyidul Haq Firmansyah Murti, Maulidia Muzakkir Nadhilah Nadya Grestyana Novaliyosi Novelia, Dea Nur Ihsan Nur Khalisah Latuconsina Nurafni, Fina Nurahman, Zahidan Fikri Nuraini Asriati Nurfattah, Arizqiya Nurwahida Alimuddin Nurwahidah Alimuddin Penta Syahifah Dena Puput Ratnasari Purba, Sofyan Helmi Purnama, Shilmy Rika Ariyani Rizqullah, Naufal Romantus Rossymah Rusmin B, Muhammad Samsinas Samuel Kristian Bani Satriawan, Bismar Harris Savier Nayaka Gunawardana sekar sakti, trusthi Selvilianawati Selvilianawati, Selvilianawati Shafiq, Muhammad Aqib Sigit Setiawan Siti Nur Khadijah Solihati, Garin Pratiwi Sukirwan Sulistiyarini Sulistyarini, Sulistyarini Suripto Susatyo Adhi Pramono, Susatyo Adhi SUTRISNO Suyoto Arief Syamsuddin Arif SYAMSUL QAMAR, SYAMSUL Syamsulda syamsuri syamsuri Taufik Tegas Bijaksana Thomy Sastra Atmaja Tri Utami Tungga Bhimadi Ulfah, Sri Mujiarti Umi Chaidaroh Ummu Habibah Gaffar Vina Fithriana Wibisono Windri Wiwik Widyo Widjajanti Yaumi Sa'adah Yesianti, Franciska Yustia Wulandari Mirzayanti Yuyu Yuyu Yuhana, Yuyu Zuhra Zuri Astari