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All Journal Jurnal MD J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Jurnal Samudra Ekonomi dan Bisnis Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Jurnal Bisnis Dan Kajian Strategi Manajemen Tasharruf: Journal Economics and Business of Islam Jurnal Pengabdian Masyarakat Bumi Raflesia Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Bidayah: Studi Ilmu-Ilmu Keislaman Ihtiyath : Jurnal Manajemen Keuangan Syariah AT-TASYRI' Jurnal Ilmiah Prodi Muamalah Humanism : Jurnal Pengabdian Masyarakat Al Mashaadir : Jurnal Ilmu Syariah Jurnal Pengabdian dan Peningkatan Mutu Masyarakat (JANAYU) JIHBIZ :Global Journal of Islamic Banking and Finance. JIMEBIS Jurnal Iqtisaduna Share: Jurnal Ekonomi dan Keuangan Islam Al-Buhuts (e-journal) Jurnal Ekonomi dan Bisnis Islam (JEBI) Jurnal Ekonomika dan Bisnis Islam JIEPS: Jurnal Ilmiah Ekonomi Islam dan Perbankan Syariah Fakultas Agama Islam Universitas Muhammadiyah Aceh Cakrawala: Jurnal Studi Islam QULUBANA: Jurnal Manajemen Dakwah Asian Journal of Community Services (AJCS) International Journal of Community Service (IJCS) EKOBIS SYARIAH Eastasouth Journal of Effective Community Services el hisbah: Journal of Islamic Economic Law AT-TIJARAH: Journal Islamic Banking and Finance Research Sharia Economic and Management Business Journal (SEMBJ) PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) International Journal of Kita Kreatif Jurnal Pengabdian Bakti Akademisi Risalah Iqtisadiyah: Journal of Sharia Economics Jurnal Simki Economic
Umuri, Khairil
Universitas Syiah Kuala, Banda Aceh, Indonesia
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HOW CAN SHARIA COOPERATIVES ALLEVIATE POVERTY IN ACEH? Umuri, Khairil; Gunawan, Eddy; Syahriyal, Syahriyal; Halim, Hendra
Jurnal Bisnis Dan Kajian Strategi Manajemen Vol 9, No 2 (2025): JURNAL BISNIS DAN KAJIAN STRATEGI MANAJEMEN
Publisher : universitas teuku umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jbkan.v9i2.12851

Abstract

Sharia cooperatives have emerged as an alternative solution in poverty alleviation efforts, especially in Aceh Province, which has officially implemented a Sharia-based financial system. This study aims to explore the role of Sharia cooperatives in empowering impoverished communities through a qualitative descriptive approach informed by a literature review. Based on a review of more than 25 national and international academic sources, this study highlights how sharia cooperatives provide inclusive financial access, create employment opportunities, and promote economic independence, particularly for vulnerable groups, including women and Micro And Small Enterprises (MSMEs). The findings demonstrate that sharia cooperatives not only enhance economic welfare but also foster social solidarity, expand access to decent housing, and integrate Islamic values into community life. In addition, sharia cooperatives also support the achievement of the Sustainable Development Goals (SDGs), especially in the aspects of poverty alleviation (SDG 1) and women's empowerment (SDG 5). Despite facing structural challenges such as low managerial capacity and regulatory support, sharia cooperatives still have great potential as a value-based economic instrument in realizing a just and prosperous society. This study recommends integrating sharia cooperatives into the national digital-based economic ecosystem to strengthen their contribution to inclusive and equitable development.
Strategi Badan Wakaf Indonesia (BWI) dalam Penyelesaian Sengketa Wakaf di Aceh Indonesia Fatiya, Ina; Umuri, Khairil; Riyaldi, Muhammad Haris; Nurlina, Eka; Muftahuddin, Muftahuddin
el hisbah Journal of Islamic Economic Law Vol 5 No 2 (2025)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/elhisbah.v5i2.12256

Abstract

This study aims to analyze the dispute resolution strategies implemented by the Indonesian Waqf Board (Badan Wakaf Indonesia-BWI)Representative Office in Aceh and to assess their compliance with Islamic legal principles. The urgency of this study stems from the high potential for waqf disputes in Aceh, primarily due to incomplete administrative documentation and inadequate records of waqf assets. These conditions often trigger disputes between nazhir, wakif, and heirs, thereby requiring an effective, structured, and sharia-compliant dispute resolution mechanism. This research employs a descriptive qualitative approach using document analysis and in-depth interviews with informants from BWI Aceh and academic experts. The data were analyzed thematically to identify patterns of dispute resolution and their relevance to the concepts of shulh and tahkim in Islamic law. The findings indicate that BWI Aceh prioritizes non-litigation mechanisms through mediation and arbitration. Mediation serves as the primary instrument, conducted through problem identification, facilitated dialogue, and negotiation until a mutually acceptable settlement is reached. Arbitration is applied when mediation does not produce an agreement. This approach aligns with Islamic values that emphasize deliberation, justice, and peace. These strategies have proven effective in resolving various types of disputes, including conflicts involving overlapping claims and differing interpretations of management rights. The study concludes that BWI Aceh’s strategy is consistent with Islamic legal principles and contributes to enhancing legal certainty and protecting waqf assets. Nevertheless, strengthening data management, disseminating regulations, and improving nazhir capacity remain necessary to ensure more optimal waqf dispute resolution.
The Influence of Islamic Business Ethics, Strategic Location, and Perceived Ease of Use on Consumer Satisfaction with the McDonalds Banda Aceh Drive-Thru Service Alifah, Nisrina Nur; Nizam, Ahmad; Umuri, khairil Umuri; Amri, Amri; Elfida, Cut
International Journal of Kita Kreatif Vol 2, No 4 (2025): International Journals Kita Kreatif Vol.2 No. 4 November 2025
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/ijkk.v2i4.51151

Abstract

The rapid growth of the fast-food industry in the era of globalization has intensified competition, compelling companies to deliver services that meet consumer needs and foster customer satisfaction. In Aceh, the establishment of McDonalds Banda Aceh is not only a business milestone but also a social phenomenon due to heightened public sensitivity toward business ethics and Islamic values amid global boycott movements. This study investigates the influence of Islamic Business Ethics, Strategic Location, and Perceived Ease of Use of drive-thru services on Consumer Satisfaction at McDonalds Banda Aceh. Using a quantitative causal approach, a Likert-scale questionnaire was distributed to 105 drive-thru consumers, and the data were analyzed through multiple linear regression after passing validity, reliability, and classical assumption tests. The findings show that the three independent variables simultaneously have a significant effect on consumer satisfaction, with an Adjusted R Square value of 0.536. Partially, Strategic Location has a positive and significant effect on consumer satisfaction, whereas Islamic Business Ethics and Perceived Ease of Use do not exhibit significant effects. These results indicate that easy accessibility, adequate parking space, and a safe and comfortable drive-thru environment are dominant factors shaping customer satisfaction. Overall, the study concludes that Strategic Location is the primary determinant of consumer satisfaction in the McDonalds Banda Aceh drive-thru service, while Islamic Business Ethics and Perceived Ease of Use have not yet emerged as decisive variables. The study implies that management should prioritize accessibility and drive-thru traffic management while continuously enhancing the service experience to maintain long-term customer satisfaction.
Exploring Tourists Interpretations of Destination Innovativeness, Warmth, and Competence in Encouraging Revisit Intention in Aceh Province: A Phenomenological Approach Kesuma, Teuku Meldi; Siregar, M. Ridha; Halim, Hendra; Umuri, Khairil; Zikran, Ghrina; Humaira, Radhia; Raihana, Rana
International Journal of Kita Kreatif Vol 2, No 4 (2025): International Journals Kita Kreatif Vol.2 No. 4 November 2025
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/ijkk.v2i4.50386

Abstract

This study explores how domestic tourists interpret destination innovativeness, warmth, and competence as key factors influencing their intention to revisit tourist destinations in Aceh Province, Indonesia. Using a qualitative phenomenological approach, the research focuses on tourists lived experiences and subjective meanings derived from their interactions with innovative and culturally rich destinations. Data were collected through in-depth interviews and participatory observations at four major destinations: Banda Aceh, Sabang, Takengon, and Lhokseumawe. The findings reveal that destination innovativeness is perceived not only through technological and infrastructural improvements but also through efforts to preserve cultural authenticity and enhance comfort. Warmth is associated with the friendliness and sincerity of local communities, while competence reflects professional management, reliable information, and environmental care. Collectively, these elements form emotional and cognitive meanings that foster tourists intention to revisit. Theoretically, this study extends the Tourist Perceived Destination Innovativeness and Stereotype Content Model frameworks, while practically highlighting the importance of experience-based, socially warm, and competence-driven destination management in sustaining tourist loyalty.
Pemetaan Penelitian Zakat Dan Keuangan Sosial Islam: Analisis Bibliometrik Muftahuddin, Muftahuddin; Umuri, Khairil; Bin Ahmad, Aiyub
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol. 9 No. 2 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v9i2.12564

Abstract

Zakat dan keuangan sosial Islam memiliki peran strategis dalam mengurangi kesenjangan sosial dan memberdayakan kelompok ekonomi lemah melalui mekanisme distribusi kekayaan yang adil dan berkeadilan. Penelitian ini bertujuan untuk mengidentifikasi tren, perkembangan, serta arah penelitian sebelumnya terkait zakat dan keuangan sosial Islam melalui pendekatan bibliometrik. Penelitian dilakukan dengan metode kuantitatif menggunakan analisis bibliometrik. Data bibliografis diperoleh dari basis data scopus dengan bantuan perangkat lunak Publish or Perish, kemudian divisualisasikan serta dianalisis menggunakan VOSviewer. Hasil penelitian menunjukkan bahwa terdapat 30 artikel terindeks scopus dari tahun 2010-2024. Dalam rentang waktu tersebut, pada tahun 2022 terdapat peningkatan yang signifikan penelitian dengan topik zakat dan keuangan sosial Islam. Temuan ini memberikan wawasan penting bagi akademisi dan pemangku kebijakan untuk memperkuat ekosistem zakat dan keuangan sosial Islam melalui pendekatan ilmiah yang lebih banyak, kolaboratif dan terarah.
Pematang Johar Creative Village: Developing a Creative Village through Local Wisdom – Based Economic Empowerment Mentari, Putri; Lubis, Hana Salsabila; Rashid, Muhammad Hafiz Abd.; Umuri, Khairil; Syahrizal, Teuku Muhammad; Kanchawongpaisan, Sipnarog; Ihsan, Mhd
Eastasouth Journal of Effective Community Services Vol 4 No 02 (2025): Eastasouth Journal of Effective Community Services (EJECS)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/ejecs.v4i02.515

Abstract

This community service program was implemented by lecturers and students if STIE Eka Prasetya in Pematang Johar Village, North Sumatra, in response to the underutilization of local products (various rice, duck egges, tempe, and its derivatives, batik, and recycled crafts) for creative economic development and sustainable tourism. The program aimed to empower the community by strengthening entrepreneurial capacity, product innovation, and the use of local wisdom as the identity of a creative village. The approach used included workshops, participatory training, business mentoring, and hands-on digital marketing practice over one month. As a result, local producers improved product quality and variety, enhanced design and packaging, began using social media for promotion, and developed a better understanding of a basic business management. This program demonstrates the important role of higher education institutions in knowledge transfer and in supporting the development of creative, locally rooted village economies.
Sosialisasi Strategi dan Trik Sukses Seleksi CPNS sebagai Upaya Pemenuhan Indikator Kinerja Utama Universitas Teuku Umar Zuhri, Al; Pratama, Agus; Maulina, Putri; Maulida, Desi; Umuri, Khairil; Sandela, Ilka; Jalaluddin, Jalaluddin
Jurnal Pengabdian Masyarakat Bumi Rafflesia Vol. 5 No. 2 (2022): Jurnal Pengabdian Kepada Masyarakat Bumi Raflesia
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sosialisasi ini dilakukan dalam rangka pemenuhan Indikator Kinerja Utama (IKU) Universitas Teuku Umar poin 1 dan 3, yaitu membantu lulusan memperoleh pekerjaan yang layak dengan membekali kesiapan dalam menghadapi tes CPNS dengan berbagai regulasi yang ada saat ini dan menggerakkan dosen untuk berkegiatan di luar kampus dengan menggalakkan sosialisasi-sosialisasi yang berimbas pada kepentingan masyarakat umum. Harapannya dengan pembekalan tersebut mampu menghantarkan para peserta diterima menjadi abdi negara dalam upaya menjaring para pelayan publik yang prima serta cendekia Indonesia yang berwawasan, berketerampilan, dan berakhlak. Adapun metode yang penulis gunakan adalah presentasi menggunakan alat bantu slide power point dengan bobot materi berisi regulasi-regulasi yang harus diketahui oleh para peserta, strategi dan trik andalan dari para narasumber, cara mengelola waktu belajar dan tes yang apik, serta berisi bahasan-bahasan soal dengan mengangkat soal-soal yang pernah muncul di seleksi CPNS sebelumnya. Kemudian di akhir sesi ditutup dengan diskusi secara informal. Semua proses dilakukan melalui pemanfaatan media video conference zoom meeting. Hasil dari sosialisasi ini sangat dirasakan manfaatnya oleh para peserta, ini dapat diasesmen dari antusias dan intensitas pertanyaan yang diutarakan, bobot pertanyaan, kesungguhan untuk tetap standby mendengarkan meskipun sering terjadi system error disepanjang perjalanan sosialisasi, respon secara personal dari peserta kepada para narasumber, dan lainnya. Para peserta juga berharap akan ada sosialisasi lanjutan yang diselenggarakan demi kedalaman materi yang dikehendaki. Bahkan para peserta yang tidak sempat gabung karena memiliki kepentingan mendesak lain atau terlewat informasi, meminta secara personal kepada narasumber rekaman video meeting atau slide materi yang disampaikan. Kata Kunci: IKU 1 dan 3, Jadi ASN, Trik Sukses CPNS
Kinerja Bank Pasca Konversi Menjadi Bank Syariah: Lebih Baik Atau Lebih Buruk? Sari, Nurma; Hasnanti Putri, Windi; Umuri, Khairil
Scientific Journal of Students Islamic Economics and Business Vol. 3 No. 2 (2022): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.273

Abstract

This study aims to compare the quality of service and loyalty in Bank before and after to find out the impact of service quality on customer loyalty before and after becoming Bank Syariah. The method used in this research is quantitative. The population in this study up to 60,000 customers. The samples obtained were 100 customers by using Slovin formula with sample technique that is purposive sampling. This research used questionnaire as its instrument. Hypothesis testing in this study consisted of Paired sample t-Test and Structural Equation Model (SEM) Test. Paired sample t-test is to compare service quality and loyalty at Bank before and after conversion. Test SEM used to find out the influence of service quality to loyalty before and after conversion. The result of Paired sample t-test showed that service quality and customer loyalty have better effect than before conversion. And the result of Structural Equation Model (SEM) with maximum likelihood estimation (MLE) method showed that service quality influence loyalty before and after becoming Bank Syariah conversion with significance value of p <0,001.
Determinan Keputusan Pembelian Produk Makanan Impor Rifky Chalik Nabawi; Khairil Umuri; Syahriyal Syahriyal; Eka Nurlina
Jurnal Simki Economic Vol 7 No 1 (2024): Volume 7 Nomor 1 Tahun 2024
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v7i1.601

Abstract

The decision to purchase a product is basically influenced by many factors. This research aims to analyze the factors that influence the purchasing decisions of imported food products among students in Banda Aceh City. This type of research is quantitative through an associative approach. Samples were collected using nonprobability sampling techniques with a purposive sampling approach. The collected data was analyzed through multiple linear regression. The results of the research show that the halal label has no effect on students' purchasing decisions about imported food products in the city of Banda Aceh. Meanwhile, promotion, price and religiosity each influence the purchasing decisions of imported food products among students in Banda Aceh City. The implications of the research are that providers of imported food products must pay attention to halal labels, so that the food products sold do not harm consumers, especially students in the city of Banda Aceh.
Pengaruh Literasi Keuangan Syariah, Kemampuan Keuangan Syariah dan Inklusi Keuangan Syariah terhadap Kinerja UMKM di Kota Banda Aceh Muhammad Hafizh Al Adil; Muhammad Haris Riyaldi; Khairil Umuri
Jurnal Ekonomi dan Bisnis Islam (JEBI) Vol. 6 No. 1 (2026): Maret
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAMMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/jebi.v6i1.5482

Abstract

Studi ini dimaksudkan untuk menyelidiki dampak dari literasi keuangan syariah, kemampuan keuangan syariah, serta inklusi keuangan syariah pada kinerja Usaha Mikro, Kecil, dan Menengah (UMKM) di Kota Banda Aceh. Pendekatan yang diterapkan dalam penelitian ini merupakan studi kuantitatif, pendekatan survei sebagai prosedur pengambilan data utama, yang didapatkan memakai distribusi hasil survei 100 usaha UMKM aktif di Kota Banda Aceh. Data yang diperoleh dilakukan analisis menggunakan spesifik SPSS. Hasil studi mengungkapkan bahwa literasi keuangan syariah serta inklusi keuangan syariah mmemberikan dampak positif yang cukup kuat pada performa UMKM, sementara kemampuan keuangan syariah berpengaruh negatif namun signifikan. Di sisi lain, ketika dilihat secara keseluruhan, literasi keuangan syariah, kemampuan keuangan syariah, dan menunjukkan bahwa inklusi keuangan syariah memiliki dampak signifikan terhadap kinerja UMKM di Banda Aceh. Temuan ini menunjukkan betapa pentingnya meningkatkan pengetahuan, keterampilan, dan akses terhadap keuangan syariah agar bias membantu UMKM naikkan performanya.
Co-Authors A Sakir, A Sakir Abd Jamal, Abd Afandi ZT, Fitrah Ahmad Hamdani Ahmad Kamal Al Ghifary Ahmad Nizam Ahmad Nizam Alifah, Nisrina Nur Amri Amri Amri Amri Amri Amri Amri, Khoirul Annisa Keumala Dewi Anzira, Raudhatul Auliani, Auliani Azharsyah Ibrahim Bin Ahmad, Aiyub Cut Elfida Darwanis Darwanis Dewi Suryani Dewi Suryani Sentosa Dewi Suryani Sentosa Dhiauddin Al Amiri Dinaroe Dinaroe Dinda Meisuri DM, Burhanis Sulthan Dzacky Muharram Rani Eddy Gunawan Eddy Gunawan Eddy Gunawan, Eddy Edy Miswar, Edy Eka Nurlina Eka Nurlina Eka Nurlina Eka Nurlina Fadhil, Rahmat Faisal Faisal Fajri, Muhammad Iqbal Fakhrurrazi Farid Farid Farid, Farid Farma, Junia Fatiya, Ina Fauzah, Nurmela Fitrah Afandi ZT Fitrah Khairi Fonna, Rizki Putri Nurita Fuad, Zaki Ginting, Ledy Mahara Halim, Hendra Hamdani, Ahmad Hamdi Harmen Haris Riyaldi, Muhammad Hasnanti Putri, Windi Hawa, Aqlima Putri HENDRA HALIM Hendra Halim Humaira, Radhia Ihsan, Mhd Ikhsan Ikhsan Ilka Sandela Indah, Cahyani Rahmitha Iskandarsyah Jalaluddin Jalaluddin Junia Farma Kamal, Fakhri Kanchawongpaisan, Sipnarog Kesuma, T. Meldi Klongrua, Silanee Kusuma, Teuku Meldi Lubis, Hana Salsabila M. Ridha Siregar M. Shabri Abd. Majid M. Shabri Abdul Majid Makfirah, Fajar Maulina, Putri Milda Munadia Muftahuddin Muftahuddin Muftahuddin, Muftahuddin Muhammad Hafizh Al Adil Muhammad Haris Riyaldi Muhammad Haris Riyaldi Muhammad Haris Riyaldi Muhammad Haris Riyaldi, Muhammad Haris Muhammad Syahrizal, Teuku Muharman Lubis Mukhlis Mukhlis Mukhlis Yunus Muliadi, Muhammad Yani Mulyadi Adam, Mulyadi Nabawi, Rifky Chalik Nabila, Nisa Nabilah Nabilah Najla, Najla Nirlina, Eka Nisva, Raisa Ullya Nizam, Ahmad Nur Masyithah Nurlina, Eka Nurma Sari Nurma Sari Nurma Sari Nurma Sari, Nurma Nurul Ilyana Muhd Adnan Othman, Razali Bin Pratama, Agus Putri Mentari, Putri Radhia Humaira Raihana, Rana Ramida, Ramida Ramli, Fahmi Irwan Rani, Dzacky Muharram Rashid, Muhammad Hafiz Abd. Ratna Dewi Ridwan Nurdin Ridwan Nurdin Ridwan Ridwan Rifky Chalik Nabawi Sakir, A Salpina, Parjah Saputra, Irwan Sari, Meutia Dwi Novita Sartiyah Sartiyah Sartiyah Sartiyah Sartiyah, Sartiyah Sharmila Silvia, Vivi Siregar, Fachrul A Siregar, M. Ridha Siregar, Muhammad Rendhie Sitepu, Novi Indriyani Srinita, Srinita Stephanus TW Suriani Susanna Syahriyal Syahriyal Syahriyal Syahriyal Syahriyal, Syahriyal Syahrizal, Teuku Muhammad Syakila, Nadia Talbani Farlian Taufiq Carnegie Dawood Teuku Meldi Kesuma Teuku Meldi Kesuma Teuku Meldi Kesuma, Teuku Meldi Teuku Muhammad Syahrizal Teuku Muhammad Syahrizal Teuku Muhammad Syahrizal Windi Hasnanti Putri Wirdah Irawati Zaidan Shadiq Ridhwana Zikran, Ghrina ZT, Fitrah Afandi Zuhri, Al