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All Journal Jurnal MD J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Jurnal Samudra Ekonomi dan Bisnis Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Jurnal Bisnis Dan Kajian Strategi Manajemen Tasharruf: Journal Economics and Business of Islam Jurnal Pengabdian Masyarakat Bumi Raflesia Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Bidayah: Studi Ilmu-Ilmu Keislaman Ihtiyath : Jurnal Manajemen Keuangan Syariah AT-TASYRI' Jurnal Ilmiah Prodi Muamalah Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Humanism : Jurnal Pengabdian Masyarakat Al Mashaadir : Jurnal Ilmu Syariah Jurnal Pengabdian dan Peningkatan Mutu Masyarakat (JANAYU) JIHBIZ :Global Journal of Islamic Banking and Finance. JIMEBIS Jurnal Iqtisaduna Share: Jurnal Ekonomi dan Keuangan Islam Al-Buhuts (e-journal) Jurnal Ekonomi dan Bisnis Islam (JEBI) Jurnal Ekonomika dan Bisnis Islam JIEPS: Jurnal Ilmiah Ekonomi Islam dan Perbankan Syariah Fakultas Agama Islam Universitas Muhammadiyah Aceh Cakrawala: Jurnal Studi Islam QULUBANA: Jurnal Manajemen Dakwah Asian Journal of Community Services (AJCS) International Journal of Community Service (IJCS) EKOBIS SYARIAH Eastasouth Journal of Effective Community Services el hisbah: Journal of Islamic Economic Law AT-TIJARAH: Journal Islamic Banking and Finance Research Sharia Economic and Management Business Journal (SEMBJ) PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) International Journal of Kita Kreatif Jurnal Pengabdian Bakti Akademisi Risalah Iqtisadiyah: Journal of Sharia Economics Jurnal Simki Economic International Journal of Kita Kreatif
Umuri, Khairil
Universitas Syiah Kuala, Banda Aceh, Indonesia
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HOW CAN SHARIA COOPERATIVES ALLEVIATE POVERTY IN ACEH? Khairil Umuri; Eddy Gunawan; Syahriyal Syahriyal; Hendra Halim
Jurnal Bisnis Dan Kajian Strategi Manajemen Vol 9, No 2 (2025): JURNAL BISNIS DAN KAJIAN STRATEGI MANAJEMEN
Publisher : universitas teuku umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jbkan.v9i2.12851

Abstract

Sharia cooperatives have emerged as an alternative solution in poverty alleviation efforts, especially in Aceh Province, which has officially implemented a Sharia-based financial system. This study aims to explore the role of Sharia cooperatives in empowering impoverished communities through a qualitative descriptive approach informed by a literature review. Based on a review of more than 25 national and international academic sources, this study highlights how sharia cooperatives provide inclusive financial access, create employment opportunities, and promote economic independence, particularly for vulnerable groups, including women and Micro And Small Enterprises (MSMEs). The findings demonstrate that sharia cooperatives not only enhance economic welfare but also foster social solidarity, expand access to decent housing, and integrate Islamic values into community life. In addition, sharia cooperatives also support the achievement of the Sustainable Development Goals (SDGs), especially in the aspects of poverty alleviation (SDG 1) and women's empowerment (SDG 5). Despite facing structural challenges such as low managerial capacity and regulatory support, sharia cooperatives still have great potential as a value-based economic instrument in realizing a just and prosperous society. This study recommends integrating sharia cooperatives into the national digital-based economic ecosystem to strengthen their contribution to inclusive and equitable development.
The Impact of Service Quality and Sharia Governance on Cooperative Members’ Loyalty of Post Conversion as Mediated by Brand Image Ridwan Nurdin; Muhammad Haris Riyaldi; Sakinatul Raadiyah Abdullah; Khairil Umuri
Sharia Economic and Management Business Journal (SEMBJ) Vol. 7 No. 2 (2026): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v7i2.2239

Abstract

Background: The growth of sharia cooperatives in Aceh following the implementation of Qanun No. 11/2018 Aceh has intensified competition and highlighted the importance of maintaining member loyalty. Factors such as service quality, sharia governance, and institutional image are crucial in influencing satisfaction and sustaining cooperative member loyalty. Method: This study utilized primary data by distributing questionnaires to 113 respondents through cluster sampling, namely sharia cooperatives located in the West, East, and Central Aceh regions. We tested the seven proposed hypotheses using the Structural Equation Modeling (SEM) technique. Results: The findings of this study indicate that service quality and sharia governance have an effect on the institution's ideals. Likewise, service quality has an effect on member loyalty. However, sharia governance and brand image do not have an effect on member loyalty. The indirect effect also reveals that the brand image cannot influence service quality or sharia governance's effect on member loyalty. The study investigates the mediated effect of sharia governance and service quality on member loyalty. Conclusion: This empirical evidence demonstrates that sharia cooperatives need to improve the quality of their services in order to preserve member loyalty
Co-Authors A Sakir, A Sakir Abd Jamal, Abd Afandi ZT, Fitrah Agus Pratama Ahmad Hamdani Ahmad Kamal Al Ghifary Ahmad Nizam Ahmad Nizam Aiyub Bin Ahmad Al Zuhri Alifah, Nisrina Nur Amri Amri Amri Amri Amri Amri Amri, Khoirul Annisa Keumala Dewi Anzira, Raudhatul Auliani, Auliani Azharsyah Ibrahim Cut Elfida Darwanis Darwanis Desi Maulida Dewi Suryani Dewi Suryani Sentosa Dhiauddin Al Amiri Dinaroe Dinaroe Dinda Meisuri DM, Burhanis Sulthan Dzacky Muharram Rani Eddy Gunawan Eddy Gunawan Eddy Gunawan, Eddy Edy Miswar, Edy Eka Nurlina Eka Nurlina Eka Nurlina Fadhil, Rahmat Faisal Faisal Fajri, Muhammad Iqbal Fakhrurrazi Farid Farid Farid, Farid Farma, Junia Fatiya, Ina Fauzah, Nurmela Fitrah Afandi ZT Fitrah Khairi Fonna, Rizki Putri Nurita Fuad, Zaki Ginting, Ledy Mahara Halim, Hendra Hamdani, Ahmad Hamdi Harmen Hana Salsabila Lubis Haris Riyaldi, Muhammad Hasnanti Putri, Windi Hawa, Aqlima Putri Haya Thaharah Zulza HENDRA HALIM Hendra Halim Humaira, Radhia Ikhsan Ikhsan Ilka Sandela Indah, Cahyani Rahmitha Iskandarsyah Jalaluddin Junia Farma Kamal, Fakhri Kesuma, T. Meldi Klongrua, Silanee Kusuma, Teuku Meldi M. Ridha Siregar M. Shabri Abd. Majid M. Shabri Abdul Majid Makfirah, Fajar Meylin Alfionita Mhd Ihsan Muftahuddin Muftahuddin Muftahuddin Muftahuddin Muftahuddin Muftahuddin, Muftahuddin Muhammad Hafiz Abd. Rashid Muhammad Hafizh Al Adil Muhammad Haris Riyaldi Muhammad Haris Riyaldi Muhammad Haris Riyaldi Muhammad Haris Riyaldi, Muhammad Haris Muhammad Syahrizal, Teuku Muharman Lubis Mukhlis Mukhlis Mukhlis Yunus Muliadi, Muhammad Yani Mulyadi Adam, Mulyadi Munadia, Milda Nabawi, Rifky Chalik Nabila, Nisa Nabilah Nabilah Najla Najla, Najla Nirlina, Eka Nisva, Raisa Ullya Nizam, Ahmad Nur Masyithah Nurlina, Eka Nurma Sari Nurma Sari Nurma Sari Nurma Sari, Nurma Nurul Ilyana Muhd Adnan Othman, Razali Bin Putri Maulina Putri Mentari Radhia Humaira Raihana, Rana Ramida, Ramida Ramli, Fahmi Irwan Rani, Dzacky Muharram Ratna Dewi Ridwan Nurdin Ridwan Nurdin Ridwan Ridwan Rifky Chalik Nabawi Sakinatul Raadiyah Abdullah Sakir, A Salpina, Parjah Saputra, Irwan Sari, Meutia Dwi Novita Sartiyah Sartiyah Sartiyah Sartiyah Sartiyah, Sartiyah Sentosa, Dewi Suryani Sharmila Silvia, Vivi Sipnarog Kanchawongpaisan Siregar, Fachrul A Siregar, M. Ridha Siregar, Muhammad Rendhie Sitepu, Novi Indriyani Siti Alfia Nur Auliana Srinita, Srinita Stephanus TW Suriani Susanna Syahriyal Syahriyal Syahriyal Syahriyal Syahriyal, Syahriyal Syahrizal, Teuku Muhammad Syakila, Nadia Talbani Farlian Taufiq Carnegie Dawood Teuku Meldi Kesuma Teuku Meldi Kesuma Teuku Meldi Kesuma, Teuku Meldi Teuku Muhammad Syahrizal Teuku Muhammad Syahrizal Teuku Muhammad Syahrizal Windi Hasnanti Putri Wirda, Nurul Wirdah Irawati Zaidan Shadiq Ridhwana Zikran, Ghrina ZT, Fitrah Afandi