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ANALYSIS OF THE INFLUENCE OF FINANCIAL LITERACY AND RISK PERCEPTION ON INVESTING DECISIONS IN THE MILLINEAL GENERATION IN THE SOCIETY 5.0 ERA Endah Prawesti Ningrum; Jumarni Jumarni; Teguh Setiawan Wibowo; Nurlia Nurlia; Pilifus Junianto
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 7, No 1 (2023): IJEBAR, VOL. 07 ISSUE 01, MARCH 2023
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v7i1.8409

Abstract

This research is motivated by the importance of investment decisions for the millennial generation. This study aims to identify and analyze the effect of financial literacy and risk perception on the investment decisions of the millennial generation in the era of society 5.0. This research method is descriptive with a quantitative approach. The sample in this study was 100 millennial generations who were taken by random sampling. The instrument used is a questionnaire distributed via google form. The instruments used have been tested for validity and reliability. The collected data were analyzed using the classical assumption test and multiple linear regression using SPSS version 23.0. The results of this study explain 1) Financial literacy has a positive and significant effect on the investment decision of the millennial generation in the society 5.0 era, 2) Risk perception has a positive and significant effect on the investment decision of the millennial generation in the society 5.0 era, and 3) Financial literacy and risk perception have a positive effect and significant for the investment decision of the millennial generation in the era of society 5.0. The findings of this study indicate that if the millennial generation wants to improve their investment decisions in the era of society 5.0, they must improve their financial literacy and risk perception.
Sosialisasi Pengembangan Usaha Mikro Para Pelaku Usaha di Kabupaten Penajam Paser Utara Nurlia Nurlia; Amir Iskandar; Dwi Susilowati; Tutik Yuliani; Nadi Hernadi Moorcy; Tamzil Yusuf; Wiwik Saraswati; Umi Kasanah; Khofifah Oktavia
Abdimas Universal Vol. 5 No. 2 (2023): Oktober
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Balikpapan (LPPM UNIBA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36277/abdimasuniversal.v5i2.357

Abstract

Micro businesses contribute to the economy of families and the government, therefore there needs to be attention to business actors. With the development of business actors it will be able to help the government in absorbing labor and overcoming the problem of unemployment. The importance of business actors for the government is that steps can be taken by identifying the potential of business actors in their own regions. North Penajam Paser Regency is one of the districts in East Kalimantan which has business actors in various businesses. Business actors in North Penajam Paser district have problems related to knowledge in developing their businesses. This Community Service aims to increase knowledge of business actors in North Penajam Paser Regency so they can develop their businesses. The result of this service activity is that business actors understand the need to develop their business and know how to develop the business they already have.
THE INFLUENCE OF LECTURER COMPETENCE ON THE QUALITY OF EDUCATION IN THE MANAGEMENT DEPARTMENT OF UKIP MAKASSAR Johannes Baptista Halik; Nurlia Nurlia
Jurnal GeoEkonomi Vol. 15 No. 1 (2024)
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Balikpapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36277/geoekonomi.v15i1.326

Abstract

One of the problems facing the world of education in Indonesia is the problem of weak learning processes. This research aims to see the influence of lecturer competence on the quality of education in the Management department at the UKIP Makassar campus. This research uses a quantitative approach with SPSS as the data processing application. The sample in this study consisted of 73 students who were students from the 2019 - 2022 class. From the research results it was found that the competence of management lecturers had a positive and significant effect on the quality of education received by students majoring in Management at the UKIP Makassar campus. For this reason, the author suggests that lecturers who teach in the Management department further improve their competence in order to improve the quality of education at UKIP Makassar. Apart from that, the leadership should further increase supervision of lecturers' performance and continuously communicate about the tasks that lecturers must carry out, especially those related to learning. So that all lecturers can be more responsible for the tasks given.
PENGARUH BAURAN PEMASARAN TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN CAFE TOO EZ FOR COFFEE BALIKPAPAN Sukimin Sukimin; Nurlia Nurlia; Devi Sriwulan
Jurnal GeoEkonomi Vol. 15 No. 1.2024 (2024): EDISI KHUSUS SEMNAS FEB-UNIBA 2024
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Balikpapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36277/geoekonomi.v15i1.2024.507

Abstract

The purpose of this study is to determine whether the product, price, place, promotion, people, process, and physical evidence simultaneously affect the purchasing decisions of consumers of Cafe Too Ez For Coffee Balikpapan. And to find out whether the product, price, place, promotion, people, process, and physical evidence partially affect the purchasing decisions of consumers of Cafe Too Ez For Coffee Balikpapan. The number of samples in this study was 268 Consumers of Cafe Too Ez For Coffee Balikpapan. The sampling technique used in this study is Non Probability Sampling and the sample method used is Accidental Sampling. The data analysis model used in this study is Multiple Linear Regression. The test equipment used is Instrument Test, Classical Assumption Test, and Hypothesis Testing. The results show that the hypothesis proposed in this study can be accepted as true, namely, it is suspected that the product, price, location, and promotion partially affect the purchasing decisions of consumers at Cafe Too Ez For Coffee Balikpapan, as evidenced by the t-count value is greater than the t-table value. And product, price, location, and promotion simultaneously affect the purchasing decisions of consumers of Cafe Too Ez For Coffee Balikpapan, it is proven because the calculated F value is greater than the F table value.
Implementation of the SIAP Desa Application To Improve Public Services In Pao-Pao Village, Tanete Rilau District, Barru Regency Nurlia, Nurlia; Samsibar, Samsibar
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 4 No. 2 (2024): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v4i2.304

Abstract

This research aims to determine: Implementation of public services based on the Village SIAP application in Pao-Pao Village, Tanete Rilau District, Barru Regency. And to find out the supporting factors in implementing public services based on the Village SIAP application in Pao-Pao Village, Tanete Rilau District, Barru Regency. The method used in this research is qualitative, data collection techniques consist of participant observation, in-depth interviews and documentation studies. The results of this research show that the ease of use of the Village SIAP application in Pao-Pao Village can reduce manual service procedures that can take hours to just a few minutes. The supporting factors in implementing public services based on the Village SIAP application are training in application operation, community participation, government support, the existence of computer equipment and a WiFi network at the village office.
PELATIHAN KEUANGAN DAN PENGELOLAAN USAHA BAGI KOMUNITAS BERPENDAPATAN RENDAH SU, Imam Arrywibowo; Nurlia, Nurlia; Mongan, Claudio Julio
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 4 No. 6 (2023): Volume 4 Nomor 6 Tahun 2023
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v4i6.22317

Abstract

Jurnal ini membahas pentingnya pelatihan keuangan dan manajemen usaha bagi komunitas berpendapatan rendah. Fokus utamanya adalah memberikan pemahaman yang holistik dan praktis terkait pengelolaan keuangan serta strategi efektif dalam menjalankan usaha bagi komunitas yang memiliki akses terbatas terhadap sumber daya keuangan. Dalam konteks ini, kami mengeksplorasi berbagai metode pelatihan yang relevan dengan kebutuhan dan kapasitas komunitas, menawarkan solusi yang dapat diimplementasikan secara nyata. Diharapkan jurnal ini dapat menjadi panduan yang bermanfaat bagi pengembangan keterampilan keuangan dan manajemen usaha di kalangan komunitas berpendapatan rendah, meningkatkan kemampuan mereka dalam mengelola keuangan dan mengembangkan usaha kecil.
The Influence Of Financial Literacy Levels On Financial Management Among Housewives In Balangdatu, Tanakeke Islands District, Takalar Regency Nurlia, Nurlia; Nasrullah, Nasrullah; Abd. Khaliq
International Journal of Economic Research and Financial Accounting Vol 2 No 3 (2024): IJERFA APRIL 2024
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v2i3.106

Abstract

This research aims to determine the influence of the level of financial literacy on financial management among housewives. The method used in this research is quantitative. This research used 108 respondents with data collection techniques using the Solvin technique. The independent variable in this research is financial literacy, while the dependent variable is financial management. The data collection technique uses a questionnaire (Likert scale). The data analysis technique used is simple linear regression analysis. To strengthen the questionnaire data, validity and reliability tests were carried out. The normality test, heteroscedasticity test, and auto correlation test are used to provide certainty that the data held is unusual. Hypothesis testing in this research uses the t-test (partial) and the coefficient of determination (R). The results of this research show that financial literacy has a positive and significant influence on financial management among housewives in Balangdatu, Tanakeke Islands District, Takalar Regency.
Peningkatan Pengetahuan literasi Digital di kalangan SMK melalui Program Gerakan Literasi Digital Sektor Pendidikan SMK bersama Pandu Digital Fattah, Anwar; Wagimin, Wagimin; Nurlia, Nurlia
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 1 No. 4 (2023): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 1 Nomor 4 April-Juni 2
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v1i4.68

Abstract

Literasi Digital adalah program Kementerian Kominfo RI yang masuk ke dalam lingkup aktivitas peningkatan Digital Talent. Sejak 2021 Kominfo RI telah meluncurkan Program Indonesia Makin Cakap Digital yang menargetkan 50 juta warga Indonesia makin cakap digital hingga Tahun 2024 mendatang. Pengetahuan literasi digital menjadi semakin penting di era digital saat ini, terutama di kalangan siswa Sekolah Menengah Kejuruan (SMK). Program Gerakan Literasi Digital Sektor Pendidikan SMK dirancang untuk meningkatkan pemahaman dan keterampilan siswa dalam memanfaatkan teknologi digital dengan efektif dan aman. Program ini melibatkan langkah-langkah seperti penyuluhan dan workshop tentang literasi digital khusunya 3 pilar seperti keamanan digital, kecakapan digital dan etika digital. Dengan program ini, siswa SMK dapat siap menghadapi tantangan teknologi di dunia kerja, mengembangkan kreativitas dan inovasi, memahami keamanan digital, menggunakan teknologi secara bijak dan etis, serta mengakses informasi dan sumber daya secara efektif. Program Gerakan Literasi Digital Sektor Pendidikan SMK akan memberdayakan siswa dalam menghadapi era digital dan memberikan landasan yang kuat bagi perkembangan mereka dalam lingkungan teknologi yang terus berkembang.
ENVIRONMENTAL LITERACY OF BIOLOGY EDUCATION STUDENTS Nurlia, Nurlia; Ristiana, Evi; Aulia, Kurnia
JURNAL PENDIDIKAN GLASSER Vol. 8 No. 1 (2024)
Publisher : Fakultas Keguruan dan Ilmu Pendidikan Universitas Muhammadiyah Luwuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32529/glasser.v8i1.3230

Abstract

Environmental literacy needs to be possessed by the current generation for the sustanability of future generations come, as do teaching students who will play a role in educating furure generations. This research aims to determine the environmental literacy abilities of students with a larger research sample, not only students who take Environmental Knowledge and Management courses, but also all Biology Education students at FKIP Universitas Muhammadiyah Luwuk. This research used a descriptive method with a research sample of 33 Biology Education students. The data collected in this research were questions and questionnaires containing four domains in environmental literacy consisting of 15 questions regarding the knowledge aspect, 15 statements regarding the cognitive skills aspect, 9 statements regarding the attitude aspect and 8 statements regarding the behavioral aspect. The questionnaire is filled out by students online via Google Forms. The data obtained was analyzed quantitatively descriptively. The research results show that the overall environmental literacy abilities of Biology Education students at FKIP Universitas Muhammadiyah Luwuk are in the "high" category with a score of 172.08.
Pengaruh Model Pembelajaran Problem Based Learning (PBL) terhadap Hasil Belajar Siswa pada Materi Sel di Kelas XI MIA SMA Negeri 1 Masama Nurlia, Nurlia
BIOMA: Jurnal Biologi dan Pembelajarannya Vol 5 No 2 (2023): BIOMA: Jurnal Biologi dan Pembelajarannya
Publisher : Universitas Sulawesi Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31605/bioma.v5i2.3404

Abstract

One learning approach that emphasizes the achievement of learning outcomes is Problem-Based Learning (PBL). Problem-based learning (PBL) requires students' active involvement in the learning context, not just relying on instructions from the teacher. Thus, Problem-Based Learning (PBL) stimulates the growth of a strong mindset in students, this suggests that applying a problem-solving-orientated learning model can improve student learning achievement. The purpose of this study was to determine the effect of the Problem-Based Learning (PBL) learning model on student learning outcomes on cell material in class XI MIA SMA Negeri 1 Masama. This study used a pseudo-experimental method and quantitative data-based research. The population was all students in class XI MIA at SMA Negeri 1 Masama. The research sample consisted of two classes, namely class XI MIA 1 with 25 students and class XI MIA 2 with 24 students. Thus, the total number of samples used was 49 students. Data collection techniques through the test method contained multiple choice questions used in the pre-test and post-test. Data were analyzed using descriptive analysis techniques and hypothesis testing. The results showed that the use of the Problem-Based Learning (PBL) learning model influenced student learning outcomes in class XI MIA SMA Negeri 1 Masama, with a significance value of α = 0.000 <0.05.
Co-Authors Abd. Khaliq Abdul Manap Abdul Rahman Laba Abdurahman . Abi Suar Ado Bastian Ahmad, Lia Fauziyyah Aidah, Aidah Aiyub Anshori Akbar, Pandu Muhammad Akhmad Baidun Alfiana Alfiana Ali, St. Nurhayati Alvaleri, Divka Pradya Alvianita Gunawan Putri Amir Iskandar Amriani, H., Sri Rika Andi Hidayatul Fadlilah Andi Muhammad Ishak Ismail Angga Angga Anggit, Anggit Anggraini, Sri Rahayu Anindita Evelyn Jessica Putri Anwar Fattah Arifia Nurriqli Arkam Lahiya Aulia, Kurnia Azniah Syam Bengana, Mohamed Caroline, Patheresya Daud, Ilzar Dedi Rianto Rahadi Della Dian Safitri Desti Dwi Chayati Devi Sriwulan Devi Susiati Dian Pratiwi Djumhadi Djumhadi, Djumhadi Dwi Susilowati Dwi Susilowati Endah Prawesti Ningrum Erlina Pakki Fadli Fadli Fadli Syamsuddin Fajar Fajar Fatmawati Nur Fenni Supriadi Firman Fitriani Fitriani Fitriani Fitriani Fitriansyah Fitriansyah Gazalin, Junaid Gde Bayu Surya Parwita Habibu, Afriyani Habu, Izrak Hanifah, Siti Salsabilla Hannani Hardinata, Ega Hardiyono Hasbi, Hariandy Hasibuan, Mirna Hasibuan, Nuri Azri Hasibuan, Owen Hasjim, Yuli Karmila Hayati, Diana Herlambang, Dwicki Husain, Hartina Ibrahim, Mohamad Taifan Idayanti, Iin Idayanti, Rini Ifah Finatry Latiep INDRAYANI INDRAYANI Irfan Abdillah Irma Maria Dulame irvan Nurhakimi Irwan Moridu Istianingrum, Rika Istiqamah Istiqamah Jean Richard Roku Johannes Baptista Halik Jumarni Jumarni Jumria Jumria Juwari Juwita Aprillia KARIM, WAHYUDIN ABDUL Kenta, Abd. Muin KENTA, ABDUL MUIN Khaerunisa, Diana Khofifah Oktavia Klemens Mere Kusnaeni Kusnaeni, Kusnaeni Laita, Adeirma Lama'u, Sryfaida Laruba, Sumarni Lili Yanti, Lili Luqman Hakim Handoko Lutfi, Chairul M, A.Pananrangi M. Khairul Anwari M.R, Andi Oxy Rayhan Makherta, Ika Manullang, Rizal R. Marjuno, Siti Aisyah Markus Asta Patma Nugraha Maulida, Nurliani Medinal, Medinal MISMIWATI, MISMIWATI MISMIWATI MMSI Irfan ,S. Kom Moh. Fahri Haruna Mongan, Claudio Julio Mooduto, Nur’Ain Muhammad Guntur, Muhammad Muhammad Muhammad Muhammad Rezha Pahlawan Muin Kenta, Abd. Musdolifah, Ari Mushawwir Taiyeb Nadi Hernadi Moorcy Napitupulu, Swenty Y. Nasrullah Nasrullah Ndolan, Yospina Nisardi, Muhammad Rifki Noor Yudha, Muhamad Novi Indrayani Novrianti S Bungaji, Reina NUR AENI Nur Aini Nurdan, Nurdan Nurfadilah Abdul Latif Nurlela Nurlela Nurmala Nurmala Nuuridha Matiin Oslan Jumadi Panigoro, Nial Setiawan Parwoto, Parwoto Pilifus Junianto Prameswari, Diva Purwanto, Romdon Rachmawaty Muchtar, Rachmawaty Rais, Rahmi Ramdani, Sri Resky, Aprizal Revisa Putri Syahrani Rihfenti Ernayani Rina Destiana RIOFITA, HENDRA Riskiyani, Nisa Dewi Ristiana, Evi Rohman, Dwi Taufik Rosadi, Muhammad Edya Rosdiana Rosdiana Rukiah Saldi Samaduri, Alwia Samsibar, Samsibar Samsimbar, Samsimbar Samuel PD Anantadjaya SARIANTI SARIANTI, SARIANTI Saripujiana, Dian Sendianti Pati Septiani, Dinda Setyo Warsito Purwo Duksino SU, Imam Arrywibowo Sudjinan Sudjinan Sudjinan Sudjinan Sukimin Sukimin SULASMI ANGGO Sulmiah, Sulmiah Susena, Edy Susilo, Defri Nanda Syarifuddin Dollah Tamimu, Sulina Tamzil Yusuf Tamzil Yusuf Tangkal, Sisilia Febriyanti Teguh Setiawan Wibowo Tiarnida Nababan Titdoy, Nadia Tomi Apra Santosa Tresnasari, Rini Tsabitah Mappangara tutik yuliani Umi Kasanah Utami, Eva Yuniarti Vivid Violin Wagimin Wagimin, Wagimin Wardana, Miko Andi Wardaya, Nova Sri Weni Hawariyuni, Weni Wijayaningsi , Kartika Sari winda lestari Wirawan, Hadi Purnama Wiwik Saraswati, Wiwik Yamin, Muh Nur Yusminah Hala Yuwanda, Tonny Zaitun Zaitun Zulfikri Zulfikri, Zulfikri Zulhayyir, Zulhayyir