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All Journal Ahkam: Jurnal Ilmu Syariah Assets : Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Diskursus Islam AL-Fikr Laa Maisyir Jurnal Ekonomi Islam Jurnal Minds: Manajemen Ide dan Inspirasi Equilibrium JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Jurnal Ilmiah Ekonomi Islam Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Al-Amwal : Journal of Islamic Economic Law SENTRALISASI SEIKO : Journal of Management & Business Iqtishoduna: Jurnal Ekonomi Islam Nizham Journal of Islamic Studies Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman NUKHBATUL 'ULUM : Jurnal Bidang Kajian Islam EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Al-Kharaj: Journal of Islamic Economic and Business Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-Azhar Journal of Islamic Economics BJRM (Bongaya Journal of Research in Management) Adz Dzahab : Jurnal Ekonomi dan Bisnis Islam Asy-Syarikah : Jurnal Lembaga Keuangan, Ekonomi dan Bisnis Islam Asy Syar'iyyah: Jurnal Ilmu Syari'ah dan Perbankan Islam Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Jurnal Studi Ekonomi dan Bisnis Islam (SEBI) Jurnal Ar-Ribh Jurnal Penkomi : Kajian Pendidikan dan Ekonomi Al-Ubudiyah: Jurnal Pendidikan dan Studi Islam Proceedings of The International Conference on Social and Islamic Studies Shautuna: Jurnal Ilmiah Mahasiswa Perbandingan Mazhab Jurnal Iqtisaduna International Journal of Management Science and Information Technology (IJMSIT) Islamic Accounting and Finance Review International Journal of Multidisciplinary Research and Literature (IJOMRAL) Jurnal Ekonomi Syariah dan Bisnis Islamic Economic and Business Journal Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Maqrizi : Journal of Economics and Islamic Economics Jurnal Riset Hukum, Ekonomi Islam, ekonomi, Manajemen dan Akuntansi Business and Investment Review Socius: Social Sciences Research Journal Southeast Asia Journal of Graduate of Islamic Business and Economics El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Falah: Jurnal Hukum Ekonomi Syariah At Tawazun Jurnal ekonomi Islam International Journal of Islamic Studies Jurnal Intelek Dan Cendikiawan Nusantara Nomico Jurnal Intelek Insan Cendikia Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Journal of Ekonomics, Finance, and Management Studies Atestasi : Jurnal Ilmiah Akuntansi Study of Scientific and Behavioral Management (SSBM) Tapis : Jurnal Penelitian Ilmiah Balance: Jurnal Ekonomi Nomico GoodWill Journal of Economics, Management, and Accounting Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi (JEBIMAN)
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Methods for Measuring Potential Bankruptcy of Sharia Banking Ridwan, Mukminati; Pagalung, Gagaring; Kara, Muslimin
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 6 No 2 (2022): Oktober
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-mashrafiyah.v6i2.31807

Abstract

This study aims to examine the methods that can be used to measure bankruptcy in sharia banking. This study is also to examine the potential for bankruptcy which is most effectively used. The method used is descriptive qualitative method with a literature approach. The results showed that of the six bank measurement methods, all of them could not be used to measure bankruptcy in Sharia banking without being modified first. This is because all methods have constituent elements based on interest and taxes. All methods can be used when eliminating the elements of interest and taxes. However, based on the research, it was found that the most widely used method to measure bankruptcy is the Altman Z-Score model, but the Springate S-score is the most effective in detecting the bankruptcy of Sharia banking in Indonesia.
KONSEP EKONOMI ISLAM VERSI ABDULLAH SAEED Asriyana, Asriyana; Masse, Rahman Ambo; Kara, Muslimin
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 7 No 2 (2024): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v7i2.2117

Abstract

This article discusses the understanding of economic concepts in Islam, which has become the subject of extensive debate and has attracted interest from various backgrounds. One of the views that has emerged is the version put forward by Abdullah Saeed. In his version, Saeed discusses the basic principles of Islamic economics, which include the principles of justice, equal distribution, shared ownership, and the prohibition of usury. Emphasis on community empowerment through economic practices in accordance with Islamic teachings. This research is a qualitative descriptive study. The aim of this research is to interpret and explain data relating to the current situation, attitudes and views that occur in society, the conflict between two or more situations, the influence of a condition, or other things. This article will explore the key points in Abdullah Saeed's version of the concept of Islamic economics, as well as its impact on contemporary economic thought and economic practice in the Muslim world.
KONSEP KONSUMSI DALAM EKONOMI ISLAM KONTEMPORER VERSI ABDUL MANNAN DAN MONZER KAHF (Abad XIV H/ XV H/ Abad 20 M) Sandi, Ahmad; Kara, Muslimin; Masse, Rahman Ambo
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 7 No 2 (2024): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v7i2.2125

Abstract

The purpose of this article is to find out and explore the views of Muhammad Abdul Mannan and the views of Monzar Kahf as contemporary Islamic economic thinkers with a focus on consumption. This research is conceptual research using qualitative research methods with literature review. The data used is secondary data, where secondary data is obtained from journal articles, proceedings, conferences, online news and official sites that have relationships or keywords that are appropriate to the topic. From the views of these two contemporary Islamic thinkers, regarding consumption, Muhammad Abdul Mannan emphasizes five principles of consumption, namely: Justice, cleanliness, simplicity, generosity and morality. Meanwhile, Monzer Kahf ties consumption in Islam to three things, namely Islamic rationalism, the concept of falah and the time scale.
Konsep Ekonomi Islam Versi Al-Mawardi dan Al-Ghazali fatimah, emi sri rahayu; Masse, Rahman Ambo; Kara, Muslimin
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 7 No 2 (2024): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v7i2.2199

Abstract

ABSTRACT This article discusses the concepts of Islamic economic thought according to Al-Mawardi and Al-Ghazali. The purpose of this article is to study the economic thinking of Muslim scholars who lived during the Abbasid dynasty, namely Al-Mawardi and al-Ghazali. The research method used in writing this article is literature review. Literature reviews are used to analyze previous research related to the topic in this article. The research results obtained show that Al-Mawardi and Al-Ghazali through their thinking have studied Islamic economics comprehensively by showing that Al-Mawardi's thoughts about the state and economic activity, the concept of public loans, taxation, the urgency of state financial institutions (baitul maal), and the concept of justice is still very relevant in the current context.Then, Al-Ghazali's economic analysis focuses on a number of topics, such as the development of trade and markets, production, barter, and money, and the role of government and public finance. Meanwhile, Al-Ghazali's economic theory begins with the idea of maslahah which covers all human endeavors and establishes strong ties between humans and society.
THE EXPERIENCES FELT LIKE MEDIATORS BETWEEN CONSUMER PERCEPTION AND HALAL PRODUCT PURCHASE DECISIONS Pratiwi, Dhita; Kara, Muslimin; K, Amiruddin; Masse, Rahman Ambo; Wahab, Abdul
International Journal of Multidisciplinary Research and Literature Vol. 3 No. 5 (2024): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v3i5.251

Abstract

This study investigates the function of purchasing experience as a mediator in the correlation between consumer perception and purchasing decisions regarding halal products in Indonesia. This research employs a quantitative methodology utilizing a survey approach, incorporating a questionnaire that addresses demographic factors, consumer perceptions, purchasing experiences, and purchasing decisions. The study engaged 400 respondents selected through stratified random sampling. The regression analysis results showed that consumer perception has a positive and significant influence on buying decisions of halal products (coefficient = 0.45, p <0.001). Furthermore, path analysis revealed that purchasing experience is a considerable mediator (mediation coefficient = 0.105, p <0.001), strengthening the relationship between consumer perception and purchasing decisions. A substantial part of the decision-making process is the purchasing experience, which encompasses both the quality of the service and the level of satisfaction it provides. By using bootstrapping to test the hypothesis, it was determined that the purchasing experience had a significant mediating effect on the relationship. The confidence interval for this finding was between 0.080 and 0.135, which indicates that the hypothesis was supported. These findings highlight the importance of providing customers with a pleasant shopping experience, which highlights the need to improve purchasing decisions for halal products
PUBLIC UNDERSTANDING OF HALAL INVESTMENT: QUALITATIVE STUDIES IN URBAN COMMUNITIES Syamsiah, Syamsiah; Kara, Muslimin; Bakry, Muammar; Abdullah, Muhammad Wahyuddin
International Journal of Multidisciplinary Research and Literature Vol. 3 No. 5 (2024): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v3i5.252

Abstract

This study investigates the conceptualization of halal investment among urban communities using a qualitative methodology. Even though most participants know that halal investments must adhere to syariah principles, the study discovered that they frequently rely solely on the syaria label without further investigating the structure and mechanisms of the investment product. Discovered through in-depth interviews, focus group discussions (FGDs), and observations. The primary challenges are insufficient education and a lack of more comprehensive and detailed information regarding halal investment products. Research participants indicated extensive training and seminars necessary to comprehend the selection of syaria-compliant investment products. Based on these findings, it is clear that syaria financial institutions are responsible for enhancing information transparency and strengthening education programs to assist the general public in making investment decisions that are truly by syaria principles
APPLICATION OF SHARIA PRINCIPLES IN THE FINANCIAL MANAGEMENT OF MSMEs IN INDONESIA AT POLMAN, SULBAR Fauziah, Fauziah; Kara, Muslimin; Wahab, Abdul; Masse, Rahman Ambo; Sappeami, Sappeami
International Journal of Multidisciplinary Research and Literature Vol. 3 No. 6 (2024): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v3i6.278

Abstract

This investigation aims to investigate the integration of sharia principles into the financial management of micro, small, and medium-sized enterprises (MSMEs) in Polman, West Sulawesi Island. In-depth interviews with MSME actors and regional Sharia financing institutions comprise the qualitative methodology employed in this investigation. This study found that applying sharia principles, such as the use of mudharabah and musyarakah-based financing, positively impacts business sustainability and development. Sharia principles help MSME actors manage resources fairly and transparently and avoid detrimental usury practices. However, the primary challenge is MSME actors' need to understand sharia principles and limited access to appropriate sharia financing institutions. These limitations prevent optimal implementation and reduce the potential benefits. Therefore, this study suggests the importance of increasing understanding through training and socialization regarding sharia principles, strengthening institutions, and accessing sharia financing institutions. Enhanced accessibility and comprehension of Sharia financing are anticipated to foster the growth of more sustainable MSMEs and promote an inclusive local economy
Kajian Penerapan Sistem Khiyar Dalam Transaksi Jual Beli Pada Toko Rumah Jahit Akhwat (RJA) Makassar Sofyan, Idha Fadhilah; Masse, Rahman Ambo; Sudirman, Sudirman; Kara, Muslimin; Awaluddin, Awaluddin
Jurnal Iqtisad Vol 11 No 2 (2024): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v11i2.12176

Abstract

Penelitian ini bertujuan untuk meneliti bagaimana implemnetasi sistem khiyar yang berjalan dalam jual beli yang ada pada toko Rumah Jahit Akhwat (RJA) Makassar. Penelitian ini termasuk penelitian lapangan dengan menggunakan metodologi penelitian kualitatif dan deskriptif. Hasil penelitian menunjukan bahwa, sistem jual beli yang diterapkan pada toko Rumah Jahit Akhwat (RJA) Makassar menggunakan dua sistem yaitu berbasis offline dan juga online. Pada implementasi sistem khiyar juga berjalan di toko Rumah Jahit Akhwat dengan menerapkan khiyar aib dan juga khiyar syarat, dengan memenuhi batas pengembalian barang. Terkait hambatan dan tantangan penerapan khiyar pada toko Rumah Jahit Akhwat (RJA) Makassar terlihat juga masih terkendala pada sistem operasional yang berjalan ditoko, masih diperlukan beberapa perbaikan untuk lebih mengoptimalkan dalam memenuhi hak pembeli.
Mengukur Peran Digital Marketing dalam Hubungan Brand, Tingkat Margin Dan Lokasi Terhadap Keputusan Penggunaan Produk Pembiayaan Rumah Pada Bank BTN Syariah KC Makassar Siti Fatimah; Salmah Abdullah; Rahmi Qurania Ramadani; Muslimin Kara; Ampauleng
BJRM (Bongaya Journal For Research in Management) Vol. 7 No. 2 (2024): BJRM (Bongaya Journal of Research in Management)
Publisher : LPPM STIEM BONGAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37888/bjrm.v7i2.629

Abstract

Penelitian ini bertujuan untuk mengetahui apakah pengaruh brand terhadap keputusan penggunaan produk pembiyaan, pengaruh tingkat margin terhadap keputusan penggunaan produk pembiayaan, pengaruh lokasi terhadap keputusan penggunaan produk pembiayaan, pengaruh brand melalui digital marketing, pengaruh tingkat margin melalui digital marketing, pengaruh lokasi melalui digital marketing, pengaruh keputusan penggunaan produk pembiayaan melalui digital marketing, dan Pengaruh Brand, Tingkat Margin Dan Lokasi Melalui Digital Marketing Sebagai Variabel Intervening Terhadap Keputusan Penggunaan Produk Pembiayaan Rumah Pada Bank BTN Syariah KC Masakassar. Penelitian ini adalah penelitian kuantitatif dengan menggunakan, analisis deskriptif, uji validitas dan reabilitas, uji asumsi klasik, analisis regresi berganda, uji hipotesis, Analisis jalur. Data yang digunakan dalam penelitian ini adalah data primer yang diperoleh dari koesioner yang telah dibagikan pada nasabah Bank BTN Syariah KC Makassar. Populasi dalam penelitian ini adalah semua nasabah yang menggunakan pembiayaan rumah Bank BTN Syariah KC Makassar. Sedangkan teknik pengambilan sampel dalam penelitian ini menggunakan teknik pusposive sampling dengan mengajukan beberapa kriteria. Dalam penelitian ini menggunakan penentuan ukuran sampel dengan rumus Lemeshow dengan jumlah sampel 100 responden.
Halal Certification in Micro, Small and Medium Enterprises (MSMEs) of the Fish Processing Industry in Sambas Regency Muslimah, Muslimah; Kara, Muslimin H.; Masse, Rahman Ambo; Purnamasari, Wulan
Nomico Vol. 1 No. 10 (2024): Nomico-November
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/4a015y83

Abstract

This research departs from the phenomenon that many MSME actors in the fish processing industry sector in Sambas Regency do not register for halal certification. This study aims to identify the obstacles and problems faced by MSMEs in the Fish Processing Industry Business in Sambas Regency in obtaining Halal Certificates. This type of research is classified as qualitative with the research approach applied is field research. Data collection techniques were pursued through interviews, observation, and documentation. The results of this study indicate that the obstacles and problems faced by business actors in obtaining Halal Certificates in the fish processing industry include limited resources, inability to afford the costs required to meet halal requirements, and limited knowledge and abilities in managing production processes that meet halal standards. In addition, other problems faced are the lack of knowledge and understanding of MSME actors regarding halal certification, the low awareness and obedience of MSME actors to register halal certification, the confidence of MSME actors in the halalness of their products, and limited human resources.
Co-Authors A. M. Nur Atma Amir A. Syatir Sofyan Abd. Muhaemin Nabir Abdul Wahab Abdul Wahab Abdul Wahid Haddade Abdullah AF Abdut Tawwab, Muhammad Afifah, Andi Nur Ahmad Busyairi Ahmad Busyairi, Ahmad Ahmad Efendi Ahmad Nouruzzaman Ahmad Ramadlan Ahmad Zikri Dwiatmaja Ainan Radiyah Rustan Akramunnas Akramunnas, Akramunnas Ali Bawafie, Aniq Akhmad Amalia Nur Rahman Amin, Asbi Amiruddin Amiruddin Amiruddin K Amiruddin K. Ampauleng An Ras Try Astuti Andi Sulfati Andi Suwandi Putra Suaib Aniq Akkhmad Ali Bawafie AR, Muh. Sabri Arifin, Asriadi Asbi Amin Askar Fatahuddin Astuti, An Ras Try Aswar Aswar Ayu Andi Sri Rahayu Ayu Ruqayyah Yunus Ayu, Vera Azwar Anwar Budi Iswanto Bukhari Bukhari Bukhari Cahuur Usman Danto, Andi Muhammad Jaka Dedi Mardianto Desi Yuniarti Desy Rahmawati Anwar Elvi Syahria Maznawati Fajar Rahmani Ashari Fatahuddin, Askar Fatimah Fatimah, Emi Sri Rahayu Fauziah Fauziah Fitri Ramdani Furqan, Achmad Gagaring Pagalung Hamka Hamka, Hamka Hamzah Khaeriyah Hamzah, M. Nasir Hardiyanti Ridwan Haslinda Haslinda Hasriliandi Halim Hassan Alaaraj, Hassan Hasyim M Hasyim M Hurriah Ali Hasan Idris Parakkasi Ilham Ilham Inatul Hinaya Indradewa, Rhian Irawati Irawati Ismayanti Ismayanti Iswanto, Budi Jafar, Ahmad Jamaluddin Jamaluddin Majid Jamaluddin Majid K, Amiruddin Kadir, Syahruddin Kamaruddin Kartika KARTINI Kasim, Sjaiful Katman, Muh. Nasri Khuratul Ayu Koemar, Fadillah Zaskia Kurniawan, Muhammad Zuhud Lince Bulutoding M, Misbahuddin M. Nasir Hamzah M. Nasir Hamzah Mahendra, Yusril Mansyur, Alif Ilman Misbahuddin Misbahuddin Moh Sabri AR Muammar Bakry Muh Munafri S Muh Shadiqul Fajri AF Muh. Ridwan Markarma Muhamatsakree Manyunu Muhamatsakree Manyunu Muhammad Afief Mubayyin Muhammad Alwi Muhammad Fachrurrazy Muhammad Fadel Muhammad Fajar Ramadan Muhammad Mellong Noni Muhammad Nasri Katman Muhammad Sabri Muhammad Wahyuddin Abdullah Mukhtar Lutfi Mumtihani, Andi Fakhriyah Murtiadi Awaluddin Muslihati Muslimah Muslimah Muslimah Muslimah Mustofa Umar Nabir, Abd. Muhaemin Nahda Dahlan Nahlah, Nahlah Nashrullah Hidir Nasrullah Bin Sapa Noni, Muhammad Mellong Nur Taufiq Nurfiah Nurfiah Nurfyana Narmia Sari Nurjannah Nurjannah Nurwahida Nurwahida Nurwahida Nurwahida, Nurwahida Oskar Hutagaluh Pratiwi, Dhita Purnama Purnama Purnama Purnama Putra Suaib, Andi Suwandi Raehana, Syarifa Rahayu, Andi Sri Rahman Ambo Mase Rahman Ambo Masse Rahmawati Rahmawati Rahmawati Muin Rahmawati mu’in Rahmi Qurania Ramadani Ramadan, Muhammad Fajar Ramdani Nur Reo Zaputra ridwan, hardiyanti Ridwan, Mukminati Rifqah Alfiyyah Rika Dwi Ayu Parmitasari Risaldi Risna Risna Rizka Damayanti Rostinawati Manaf Rusanti, Ega Rusdi Raprayogha Ruslang Ruslang Ruslang Ruslang Rusydi, Bahrul Ulum S, Arifin Sabbar Dahham Sabbar Saeed Fayzul Hayat Sahdiah Desriana Karim Sakinah Azzahra Salmah Abdullah Salmah Said Samsidar Sandi, Ahmad Sapinah Sappeami, Sappeami Sarmadani Sarmadani Shahid Bashier Sirajuddin Sirajuddin Sirajuddin Sirajuddin Sirajuddin Sirajuddin SITI FATIMAH Sitti Fatimah Sofyan, Idha Fadhilah Sohrah Sri Artati Salju Sri Hardianti Marsawal Sudirman Sudirman Suharli Sultan, Zulfadli Sumarin Sumarlin Sumar’in Syaharuddin Syaharuddin Syaharuddin Syamsiah, Syamsiah Syamsul Bahri Syamsul Maarif Syamsul Rijal Syamsul Rijal Syarifuddin Syarifuddin Titin Hardianti Trisno Wardy Putra Umar Sulaiman Unzhila Nur Ilmiatun P Usman, Cahuur Wahyuddin Abdullah Wahyuddin Abdullah, Muhammad Waode Mabrukah Azzahrah Wulan Purnamasari Wulan Purnamasari WULAN PURNAMASARI, WULAN Yuliansyah Zikri Dwiatmaja, Ahmad Zulfahmi Alwi