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All Journal Jurnal Manajemen Terapan dan Keuangan BISNIS: Jurnal Bisnis dan Manajemen Islam Laa Maisyir Jurnal Ekonomi Islam Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Dinar: Jurnal Ekonomi dan Keuangan Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Studia Economica: Jurnal Ekonomi Islam Jurnal Ilmiah Ekonomi dan Bisnis AKTSAR: Jurnal Akuntansi Syariah Scientific Journal of Reflection : Economic, Accounting, Management and Business SENTRALISASI Owner : Riset dan Jurnal Akuntansi At-Tawassuth: Jurnal Ekonomi Islam NISBAH: JURNAL PERBANKAN SYARIAH JOURNAL OF APPLIED BUSINESS ADMINISTRATION JURNAL MANAJEMEN BISNIS JURNAL EKONOMI SAKTI (JES) JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurnal Review Pendidikan dan Pengajaran (JRPP) International Journal of Economics, Business and Accounting Research (IJEBAR) SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Journal of Enterprise and Development (JED) Al-Kharaj: Journal of Islamic Economic and Business Management Studies and Entrepreneurship Journal (MSEJ) JURNAL ILMIAH MAKSITEK JURNAL ILMIAH KOHESI SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan JURMA : Jurnal Program Mahasiswa Kreatif Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Bertuah : Jurnal Syariah dan Ekonomi Islam Journal of Islamic Economics and Finance Studies JIEP: Jurnal Ilmu Ekonomi dan Pembangunan AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Management of Zakat and Waqf Journal (MAZAWA)) Jurnal Ilmu Ekonomi dan Bisnis Islam AL-FALAH : Journal of Islamic Economics JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Jurnal Ekonomi Syariah Pelita Bangsa Humantech : Jurnal Ilmiah Multidisiplin Indonesia Jurnal Akuntansi AKTIVA Share: Jurnal Ekonomi dan Keuangan Islam Jurnal Impresi Indonesia Salimiya : Jurnal Studi Ilmu Keagamaan Islam Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi (JEMBA) Jurnal Ekonomika Dan Bisnis Islamiconomic: Jurnal Ekonomi Islam Jurnal Ilmiah Mahasiswa Raushan Fikr Jurnal Ekonomi dan Manajemen (JEKMA) CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis EKONOMIKA SYARIAH : Journal of Economic Studies Optimal: Jurnal Ekonomi dan Manajemen Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Ekonomi dan Bisnis: Berkala Publikasi Gagasan Konseptual, Hasil Penelitian, Kajian, dan Terapan Teori Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Jurnal Penelitian Ekonomi Manajemen dan Bisnis Jurnal Publikasi Ilmu Manajemen Moneter : Jurnal Keuangan dan Perbankan Regress: Journal of Economics & Management Electronic Journal of Education, Social Economics and Technology Innovative: Journal Of Social Science Research Amkop Management Accounting Review (AMAR) Manajemen Kreatif Jurnal JURNAL EKONOMI BISNIS DAN MANAJEMEN Journal of Management and Creative Business Trending: Jurnal Manajemen dan Ekonomi Jurnal Manajemen Dan Bisnis Ekonomi Al Itmamiy : Jurnal Hukum Ekonomi Syariah JAKBS Journal of Economics and Management Scienties Journal of Management, Economic, and Accounting Ekonom : Jurnal Ekonomi dan Bisnis Jurnal Mahasiswa Kreatif Jurnal Serambi Ekonomi dan Bisnis MILRev: Metro Islamic Law Review Jurnal Ekonomi Bisnis dan Manajemen Dedication: Jurnal Pengabdian Masyarakat Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Sains Student Research IIJSE Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Journal of Islamic Economics and Finance Journal Economic Excellence Ibnu Sina Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Economic: Journal Economic and Business Journal of Sharia Business Management Journal of Ekonomics, Finance, and Management Studies INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen J-CEKI Ulil Albab PESHUM JIEP: Jurnal Ilmu Ekonomi dan Pembangunan JIMEKA

Tambunan, Khairina

Universitas Islam Negeri Sumatera Utara Medan

Author-ID : 3126983

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary Other

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Pengaruh Kualitas Pelayanan Mobile Banking Kepada Loyalitas Nasabah dengan Kepuasan Selaku Variable Intervening (Studi Kasus Bsi Kacab Binjai) Lubis, Mutiara Suci Kesuma; Tambunan, Khairina
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

Service1quality is1one of the key1aspects1of a bank's success, for1that a strategy is needed to improve1service1quality1so that customer1satisfaction and loyalty can be realized, because if satisfaction cannot be achieved by a bank, it means1that the low level of service provided does not lead to customer compliance itself. With Customer Happiness as an intermediary or intervening. This study intends to identify and analyze the impact of the quality of mobile banking services at Bank Syariah Indonesia on customer satisfaction and the 1onsequences for customer loyalty at Bank Syariah Indonesia KC Binjai. The method used is descriptive qualitative. The results of the study found that the simultaneous method is known if m-banking services affect customer satisfaction. The company is obliged to improve every service provided so that customers who use m-banking services feel excessive benefits.

Faktor-Faktor Yang Mempengaruhi Deposito Mudharabah Pada Bsi Kcp Stabat Proklamasi Fitriyani; Tambunan, Khairina
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

This study aims to examine the effect of profit-sharing ratio, tax, and FDR on mudharabah deposit customers at BSI Kcp Stabat Proklamasi. This research was conducted at BSI Kcp Stabat Proclamation. The research method used is a quantitative method with primary data. The primary data analyzed are data on the number of mudharabah deposit customers, profit sharing ratios, taxes, and monthly FDR for 1 (one) year which are taken at BSI Kcp Stabat Proclamation. Based on the results of the simultaneous test (F test), the independent variables (profit sharing ratio, tax, and FDR) have no simultaneous or simultaneous effect on the amount of mudharabah deposits. So that the increase or decrease in the number of mudharabah deposits has no effect on the profit sharing ratio and taxes, the amount of FDR will most likely be affected.

Mekanisme Pembiayaan Mitraguna Berkah PNS dengan Akad Murabahah Pada Bank Syariah Indonesia Kcp Tebing Tinggi Sudirman 1 Fadhillah, Afrahul; Tambunan, Khairina
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

Financing is one of the services of Islamic banks to circulate the budget to other parties, not only banks in accordance with sharia principles. Financing carried out by banks can work together in meeting the wishes of the community. The distribution of the budget in the form of financing is based on the confidence submitted by the budget owner to the budget consumer. One of the consumers of this financing budget is a Civil Servant (PNS) or Prospective Civil Servant (CPNS). The purpose of this analysis is to understand how the Mitraguna Assistance financing system is, after that what provisions must be fulfilled for the application of Mitraguna Blessing financing and also to identify the various problems that are often experienced, and their handling in the Mitraguna Blessing financing mechanism found at Bank Syariah Indonesia Sudirman

Analisis Strategi BSI Kcp Stabat Proklamasi dalam Meningkatkan Minat Nasabah Menggunakan Pembayaran Berbasis Qris Amanda, Feby Aulia; Tambunan, Khairina
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

Bank Syariah Indonesia KCP Stabat Proclamation has various payment systems, one of which is the QRIS payment system. QRIS means the payment system uses the QR Code method belonging to Bank Syariah Indonesia whose payment uses a barcode scan owned by Bank Syariah Indonesia. After 2020, due to regulations from Bank Indonesia (BI) regarding Queck Response Code Indonesia (QRIS), which is the standardization of payments using the QR Code method, it becomes easier, faster and maintains security for banking or Islamic banking & E-Commerce in Indonesia. QRIS at Bank Syariah Indonesia, which is one of the features of the Mobile Banking service, applies a regulatory account using a wadiah & mudharabah contract. This study means identifying the BSI KCP Stabat Proclamation Strategy to Increase Client Interest in Using QRIS-Based Payments. This study is a field study using a descriptive qualitative study method. There is also the value of this study from the staff of Bank Syariah Indonesia KCP Stabat Proclamation. The procedure for collecting data is using questions and answers. The procedure for legalizing the data by using data & news according to various different roots.

Emas Syariah di Pt Bank Syariah Indonesia KC Mekanisme Pembiayaan Gadai Padang Sidempuan Pane, Jihan Atiqah; Tambunan, Khairina
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

Bank Syariah Indonesia KC Padangsidempuan was previously a Bank Mandiri Syariah which eventually merged to become a part of the Branch Office of Bank Syariah Indonesia. Where operational sharia banks and their products are developed on the basis of the Qur'an and Hadith, strengthened by laws, BI regulations and DSN-MUI Fatwas. In this study, we will discuss specifically one of the financing products that can be said to be of great interest to the local community, namely the Gold Pawn Financing. In writing the researchers used techniques such as data collection in the form of observation, literature study and interviews. Furthermore, the method in this research is a qualitative approach. The purpose of this paper, the researcher hopes that the reader can find out more clearly the flow of the Gold Pawn financing process at Bank Syariah Indonesia KC Padangsidempuan The conclusion in this study is about the Islamic Pawning Financing Mechanism at PT Bank Syariah Indonesia Padangsidempuan Branch Office where researchers will discuss the legal basis and pillars in Sharia Pawn financing, the mechanism for applying for Pawn Gold financing, the implementation of the handover of goods and collateral documents, and those related to Sharia Pawn settlement system before/after maturity.

Pengaruh Pembiayaan Sindikasi Terhadap Peningkatan Portofolio Pembiayaan Pt Bank Sumut Unit Usaha Syariah Syahla, Nurul; Tambunan, Khairina
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

This study aims to determine the effect of syndicated financing on increasing the financing portfolio of PT. Bank Sumut Unit Usaha Syariah. Syndicated financing emerged to respond to the growing corporate business and capture infrastructure financing because the need for corporate and infrastructure financing funds was very large. One of the benefits of syndicated financing is the increase in ujrah/fees that can affect the financing portfolio. The method used is a quantitative method. The primary data in this research is in the form of documentation based on the financial statements & reports of an independent accountant (Final Report) of PT. Bank Sumut in 2018 to 2021, and literature study in obtaining theories and those related to this research. Based on the results of the study, it was concluded that syndicated financing could increase the financing portfolio of PT. Bank Sumut Unit Usaha Syariah.

Analisis Faktor yang Mempengaruhi Minat Nasabah Bank dalam Menggunakan Mobile Banking di Bank Syariah Indonesia Kcp Stabat Proklamasi Tarigan, Evelyne Vagittha br; Tambunan, Khairina
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

Technology has a huge influence on people's lives wherever they are. One of them is the internet, the development of the internet is used by banks to develop their services. The development of services carried out by banks using technology in the form of mobile banking based on mobile phones or can be said to be phone banking, using ATM, credit cards and others has become a must for banks in Indonesia to increase their target market. At present, mobile banking is the main point and a good operational strategy for banks to improve their services. The purpose of this analysis is to find out what factors influence the interest of bank customers in using mobile banking and what strategies are used to increase customer interest and whether mobile banking can be a marketing strategy to increase customer growth at Bank Syariah Indonesia KCP Stabat Proklamasi. The method of data collection is done by asking questions or can be said to be a questionnaire.

Upaya Karyawan BSI KCP Gunung Tua dalam Menghadapi Pra Pensiun Bako, Risma Wati; Tambunan, Khairina
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

Work is a human effort to fulfill the needs of daily life. In work, humans usually use the skills they have according to their respective abilities. The motive of humans to work is not only to fulfill their daily needs, but by working humans can channel their skills. Usually the success of humans as real beings and having intelligence compared to other God's creatures is to have a job, by having a job humans can find out how far humans are in exploring their potential, giving birth to creativity and achieving their goals in humans. life. But gradually humans will enter a period where they decide to retire and quit their jobs. At that time a person's productivity will definitely decrease and experience many changes in the way of thinking and deciding things. In the elderly, usually someone prefers a static job than a challenging job, because it is related to the person's physical condition and ability to do the job. Attitudes generated by a person when they are about to face retirement are different and this can cause problems within themselves or with the surrounding environment. Preparing for retirement can also be done by someone by changing their perspective. Changing one's perspective has wonders and has a huge impact on one's way of thinking, emotions, motivation and mental energy. reality is not changed, but the perspective is changed, so that a person finds a new meaning or understanding of a situation. The analytical method used by the author is a qualitative method. The purpose of this research is to find out how the employees of BSI KCP Gunung Tua face retirement.

Analisis Pola Rekrutmen dan Seleksi Karyawan di BSI KCP Stabat Proklamasi Sitohang, Misbah; Tambunan, Khairina
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

This study aims to determine the pattern of employee recruitment and selection applied at BSI KCP Stabat Proklamasi, and to find out the weaknesses of employee recruitment and selection and what obstacles occur when the recruitment and selection process is carried out at BSI KCP Stabat Proklamasi. The research method used in this study is a qualitative method with data collection techniques using interviews with Branch Managers and Branch Operational Service Managers as well as documentation. The object of the research is the BSI Stabat Proklamasi. This research is motivated by the limited sources of employee recruitment used and the distribution of job vacancies distributed through company employees and social media. So that applicants who apply do not reach the desired targer in terms of number and qualifications.

Qualitative Analysis Of The Relationship Between Brand Awareness And Medan City Public Preferences For Momoyo Products Ekry Syahriwanda; Chuzaimah Batubara; Khairina Tambunan
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 2 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.7324

The purpose of this study was to evaluate the level of brand awareness of Momoyo products among Medan City residents. This study measures consumer familiarity and memory of Momoyo products using four main indicators: top of mind, brand recall, brand recognition, and brand ignorance. A qualitative approach with descriptive methodology was used in this study. Data collection was conducted through semi-structured in-depth interviews and supported by documentation. The research subjects consisted of Medan City residents who were selected as informants. The data analysis process was carried out through several stages: data collection, data reduction, data presentation, and drawing conclusions. The results of the study indicate that Momoyo products have achieved a satisfactory level of brand awareness among Medan City residents.

Co-Authors ,., Nurbaiti Abdul Hakim Achmad Al Hafiz Lubis Achmad Al Hafiz Lubis ADELIA Agna Sabrina Agung Wibowo Ahmad Firdaus Lingga Ahmad Perdana Indra Aidila Syafitri Ainun Ningsih, Nur Ainun Reska Ainun, Sri Ali Djamhuri Ali Mahadi Ritonga Amanda, Feby Aulia Amin Akbar Ananda, Muhammad Risqi Andri Soemitra Andri Widiani Anisah Salsabila Nasution Anni Zuhro Syafrida Hasibuan Annisa Ulul Azmi Panjaitan Anriza Witi Nasution Antin Kurnyasih Ardina Khoirunnisa Harahap Arifin Fauzi Lubis Arnasyah, Indah Dwi Astri, Yulita Athifa Radella tabina Atika Atika Aula Maulidah Auliya Ahmad Suhardi Aumalia Hanipah Ayuni Syafitri Ayuni Syafitri Azhari Akmal Tarigan Azhari, Farah Indah Bako, Risma Wati Barus, Muhammad Arif Boangmanalu, Farida Hanum Chuzaimah Batubara Chuzaimah Batubara Chuzaimah Batubara, Chuzaimah Cindy Anggreni Cintia Indriyani Daryan Muhsin Hadi Batubara Deni Dharmawansyah Denny Permana Siregar Dewi, Risna Dian April Yani Dimas Surya Dinda Anisa Dinda Rizqa Aulia Dorlan Habibi Dwi Yanti Sahriana Edji, Syahdani Nazwa Efrianda Hutabarat, M. Rafiq Egi Regi Prayoga Egi Regi Prayoga Ekry Syahriwanda Enjeli Erwin Fitrah Jauhari Eza Okhy Awalia Br Nasution Fadhila Rahma, Tri Inda Fadhillah, Afrahul Fadillah Ramadhani Siregar Fahmi, Faisal Fahmi, Teguh Fahmil Fadillah Faizah Hasibuan Fany Renaldy Harahap Faza Halillah Feby Aulya Wardani Fika Nurtivanny Fitra Ilham Ramadhan Fitri Adinda Pasaribu Fitriyani Franaya Al Arfa Franaya Al Arfa Franaya Al Arfa Ghilman Rozy Hrp Ginting, Siti Nurhasanah Br Gunawan Prasetio Habibah Shobri Hafiza Putri Barus Haliza Jewina Hanafi Nasution, M Mifta Harahap, Muhammad Ikhsan Harahap, Syarah Nurul Fhadhilah Hasanah, Sri Nurul Hasibuan, Siti Rama Hasibuan, Winda Khairani Hasriyati Hanum Siregar Hawanda, Maisyah Hawari, Habil Mirza Hendra Harmain Hendra Harmain Heri Kurniawan Hidayani, Sandra Hidayat Nasution, Mustafa Hilma Kholilah Lubis Hilman Hanif Hotbin Husugian Hutabarat, Siti Lutfia Ihsan Alfi Lubis Ilfi Rayuarfika Siregar Imsar Imsar Imsar Imsar, Imsar Indah Permata Sari Indradewa, Rhian Inggit Eka Saputri Inna Insana IrawanLubis, Muhammad Fahri Irma Rahmawani Panjaitan Irsan Al Fadhil Nasution Isnaini Harahap Jannah, Nurul Jodi Syahputra Juliana Nasution Juliati Nasution, Yenni Samri Kamilah, Kamilah Khafifah Parawansa Khairul Hasanah Khairunnisa Khairunnisa Khalya Maya Amalia Khofifah Sari hasibuan Khoirul Ardani Manurung Laiyinna Misqha Efendi Listika Putri Lestari Nasution Lubis, Melisa Lubis, Mutiara Suci Kesuma M Luthfi Perdana Siregar M Nawawi, Zuhrinal M Rayhan Kamil M. Putra Abdul Rozak Barus M. Ridwan M.E.I Arfan Tanjung M.E.I Arfan Tanjung Maidalena Maidalena, Maidalena Manullang, Adinda Syariana Dewi Marliyah Marliyah Marpaung, Taufik Arnanda Maryam Batubara Maryam Batubara Maulida Qadisyah Maya Oktavia Dalimunthe Meutia Maulida Rahma Mhd Faisal Anwar Afandi Rambe Miftahul Husna Hutapea Milia Ningrum, Eka Minda Agustina Muhammad Al Giffary Muhammad Alwi Setiawan Muhammad Arif Muhammad Azy Rahmanda Lubis Muhammad Fawwaz Eljawahir Hsb Muhammad Fawwaz Eljawahir Hsb Muhammad Hasan Asy Ary Muhammad Ikhwanda Nawawi Muhammad Ilzam Harahap Muhammad Imam Daei Muhammad Lathief Ilhamy Nasution MUHAMMAD MUSTHOFA Muhammad Raihan Muhammad Sandi Muhammad Yafiz Mustapa Khamal Rokan Mustika Ayu Anggreini Muthia Aisyah Mutiara Dewi, Mutiara Naili Nuril Aufa Manik Naser Daulay, Aqwa Nasution, Dwi Rizki Nabila Nasution, Wahyuni Br. Nawawi, Muhammad Ikhwanda NIKITA ZULYAN BATUBARA Ningsih, Anggi Aditiya Niza Utami Novita Hannum Harahap Novita Sari NUR AHMADI BI RAHMANI Nur Syafikah Lubis Nurbaiti , Nurbaiti Nurbaiti Nurbaiti Nuri Aslami Nurlaila Nurlaila Nurlaila Nurul Aflah Harahap Nurwani Nurwijayanti Pane, Jihan Atiqah Panyusunan, Raja Pina Wardani Purnama Ramadani Silalahi Purnama Ramadhani Silalahi Purnama Ramadhani Silalahi putri, amanda afriza Qadisyah, Maulida Rafi Husin Harahap Rafika Afifah Angkat Rafika Ananda Putri Rafika Azwina Rahayu, Dwi Rani Rahmad Riho Zeen Rahmadhana, Efri Rahmani, Nurahmadi Bi Rahmi Syahriza Raihani Azzahra Aljune Raisa Muthia Syahrani Hasibuan Ramadhani, Sri Rani Alfiani Rendi Setiawan Purba Reni Ilma Sari Repa Jimmy Siregar Ridwan, Aldy Rifki Ismal Risfa Dwi Andini Risma Warti Risna Ina Dewi Ritonga, Rizka Sabila Riza Saharah Piliyang Rizki Harnita Rizkika Yulika Rizky Febrian Saragih Roren, Yeli Salsabila, Rofilla Salwa Fadhilah Haya Santry Fadhilah Harahap Saparuddin Siregar Sari, Indaniaty Hasanah Satria Abdillah Ilman Seli Sasmita Shabrina Azzahra Sholiha, Sintaini Fi Siregar, Risma Haryani Siti Aisyah Siti Amrina Hasibuan Siti Bejana Siagian Sitohang, Misbah Sri Rezeki Sri Sudiarti sri sudiarti Sugianto Sugianto Sugianto Sugianto Sugianto Sugianto Surya Alfi Nurrahma Suryadi Syabatullah Suryani Suryani Susana Paixão-Barradas Syahla, Nurul Syahputra, Jodi Tanjung, Ahmad Fuadi Taqiya Zahrowaini Tarigan, Evelyne Vagittha br Titin Ayu Lestari Tri Inda Fadhila Rahma Tri Indah Fadhilah Tuti Aggraini Tuti Anggraini Tuti Anggraini Ujung, Asna Ul Husni Wanda Hamidah Widya Ayu Harahap Wika Lutfiah Sakinah Yenni Samri Juliati Nasution YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yenni Samri Juliati Nst Yola Aprilia Sibagariang Yuliana Putri Yuningsih, Apriliani Yusrizal Yusrizal Yusrizal Yusrizal ZAHRINA GHAISANY PULUNGAN Zhara Hafizha Zidane, Muhammad Raihan Zuhdi, Muhammad Farhan Zuhrinal M. Nawawi

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