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Tambunan, Khairina
Universitas Islam Negeri Sumatera Utara Medan
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Analisis daya saing nilai ekspor udang beku halal food indonesia ke 5 negara tujuan ekspor dalam perspektif Islam Sholiha, Sintaini Fi; Lubis, Fauzi Arif; Tambunan, Khairina
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 19 No. 2 (2023): Mei
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v19i2.2948

Abstract

Indonesia menjadi salah satu negara pengekspor komoditas perikanan dan menempati peringkat 11 dunia, selain itu juga menguasai pangsa pasar ekspor sebesar 3,2% pada 2021 (atau mencapai USD5,26 miliar).Perdagangan internasional memegang peranan penting dalam mesin pertumbuhan ekonomi suatu negara. Menurut Adam Smith melalui perdagangan, sumber daya dunia dapat digunakan secara efisien dan dapat memaksimumkan kesejahteraan dunia. Udang merupakan komoditas di sektor perikanan yang memiliki kontribusi besar terhadap nilai ekspor Indonesia. Tujuan penelitian ini dilakukan untk mengetahui daya saing ekspor udang beku sebagai makanan halam dalam perspektif islam. Penelitian ini termasuk dalam kuantitatif. Hasil penelitian menunjukkan bahwa daya saing udang beki indonesia di lima negara dipengaruhi oleh jumlah penduduk dan pendapatan perkapita setiap negara
Pengaruh Ekonomi Digital, Investasi dan Dana Zakat Infak Sedekah Terhadap Pertumbuhan Ekonomi di Indonesia Dewi, Risna; Imsar; Tambunan, Khairina
JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Vol. 6 No. 1 (2023)
Publisher : PPJP ULM

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to see whether there is an influence of the digital economy, Investment, and ZIS funds on economic growth in Indonesia. The dependent variable that is applied is Economic Growth, for the independent variables that are applied are the digital economy, Investment, and ZIS funds. In this study, a multiple linear regression model was used to analyze and use time-series data which was interpolated into monthly data from 2017 to 2021. The data used in this study was secondary data which was completed using the Eviews 10 application. The hypothesis testing results show that partially the digital economy has a significant influence on economic growth in Indonesia, partially, Investment has a significant influence on economic growth in Indonesia, and partially ZIS funds also have a significant influence on economic growth in Indonesia. The digital economy, Investment, and ZIS funds together have an influence on economic growth in Indonesia. This means that the ZIS Digital Economy, Investment, and Fund variables are able to provide an explanation of economic growth in Indonesia.
Analysis of Financial Inclusion in UMKM Medan City: A Review of Sharia Economics Ujung, Asna Ul Husni; Nurbaiti, Nurbaiti; Tambunan, Khairina
Amkop Management Accounting Review (AMAR) Vol. 5 No. 2 (2025): July - December
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i1.2686

Abstract

Financial inclusion is the ability of the community to access various financial institutions, products and services according to the needs and capabilities of the community. The purpose of this study is to analyze the financial inclusion of MSMEs in Medan City related to the obstacles faced in accessing financing from formal financial institutions, analyze the understanding of financial literacy, and the understanding in accessing technology/fintech that can increase financial inclusion. This study uses a qualitative approach with descriptive analysis. The findings of the study show that there are MSMEs in Medan City who have not had access to formal financial services, a basic understanding of financial literacy, and the adoption and optimal use of digital/fintech payment systems are still challenges for MSME actors.
Qualitative Analysis Of The Relationship Between Brand Awareness And Medan City Public Preferences For Momoyo Products Ekry Syahriwanda; Chuzaimah Batubara; Khairina Tambunan
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 2 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.7324

Abstract

The purpose of this study was to evaluate the level of brand awareness of Momoyo products among Medan City residents. This study measures consumer familiarity and memory of Momoyo products using four main indicators: top of mind, brand recall, brand recognition, and brand ignorance. A qualitative approach with descriptive methodology was used in this study. Data collection was conducted through semi-structured in-depth interviews and supported by documentation. The research subjects consisted of Medan City residents who were selected as informants. The data analysis process was carried out through several stages: data collection, data reduction, data presentation, and drawing conclusions. The results of the study indicate that Momoyo products have achieved a satisfactory level of brand awareness among Medan City residents.
The Influence of E-Money and Shopee Paylater Usage on Impulse Buying Behavior of Febi UINSU Students: A Review of Maqashid Syariah Hanafi Nasution, M Mifta; Sugianto, Sugianto; Tambunan, Khairina
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 2 (2025): JULI
Publisher : Universitas Ibn Khladun Bogor

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Abstract

The present research focuses on examining, from the perspective of maqashid sharia, the role of e-money usage and Shopee Paylater on the impulse buying tendencies of FEBI UINSU students. A quantitative approach was employed, using purposive sampling to select 60 respondents. This study aims to examine how the use of e-money and Shopee PayLater influences impulse buying behavior among FEBI UINSU students, while also assessing its implications through the lens of maqashid sharia. Data information gathered through surveys was evaluated using multiple linear regression analysis. The study results show that both e-money and Shopee PayLater have a notable effect on students’ impulse buying tendencies. The result is the use of electronic money positively influences the impulsive buying behavior of FEBI UINSU students. The ease of transactions and attractive promotions offered by electronic money platforms encourage unplanned purchases. Similarly, the use of Shopee PayLater also shows a positive impact on impulsive buying, as its discount features and deferred payment options stimulate greater consumer spending. Furthermore, the combined use of e-money and Shopee PayLater significantly increases students’ tendency toward impulsive purchases. From the perspective of maqasid sharia, this behavior can be assessed through five dimensions: protection of property, intellect, life, lineage, and religion. Impulse buying, particularly when excessive, can result in waste and inefficient use of wealth, which contradicts the Islamic principle of prudent financial management. Moreover, such behavior often overlooks rational decision-making, which should form the basis of consumption choices.
Systematic Literature Review: Performance & Development of Creative Economy-Based MSMEs Zidane, Muhammad Raihan; Nawawi, Zuhrinal M; Tambunan, Khairina
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 2 (2025): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Micro, Small, and Medium Enterprises (MSMEs) based on the creative economy play a strategic role in driving national economic growth and creating inclusive employment opportunities. However, amid the post-pandemic economic dynamics and accelerated digital transformation, the development of creative MSMEs faces complex structural and cultural challenges. This study aims to identify key barriers and formulate effective development strategies for creative economy-based MSMEs in Indonesia. Utilizing a Systematic Literature Review (SLR) approach, this research reviews and synthesizes 42 relevant academic publications sourced from reputable databases such as Google Scholar, DOAJ, and SINTA. The analysis employed meta-synthesis and content analysis techniques to reveal thematic patterns and relationships between strategic variables. The findings indicate that the primary obstacles include limited access to financing, low levels of digital and entrepreneurial literacy, and inadequate institutional support. Meanwhile, the most effective development strategies encompass business digitalization, entrepreneurship training, multi-stakeholder collaboration, business model innovation, and policy reforms based on intellectual property rights. This study contributes conceptually by mapping thematic strategies for the development of creative MSMEs, while also offering a foundation for formulating more contextual, responsive, and sustainable empowerment policies and practices. The article is expected to serve as a vital reference for scholars, policymakers, and practitioners in promoting the sustainability and competitiveness of creative economy-based MSMEs in Indonesia.
DAMPAK KUALITAS PELAYANAN TERHADAP TINGKAT KEPUASAN KONSUMEN PADA SPBU TANJUNG MORAWA Roren, Yeli; Tambunan, Khairina; Naser Daulay, Aqwa
Jurnal Manajemen Terapan dan Keuangan Vol. 14 No. 03 (2025): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v14i03.48460

Abstract

Penelitian ini dilakukan untuk mengeksplorasi dampak kualitas layanan terhadap tingkat kepuasan pelanggan di SPBU Tanjung Morawa. Kualitas layanan diidentifikasi melalui lima aspek SERVQUAL, yakni bukti fisik (tangibles), keandalan (reliability), kecepatan tanggapan (responsiveness), jaminan (assurance), dan kepedulian (empathy). Pendekatan yang digunakan bersifat kuantitatif dengan model hubungan asosiatif, melibatkan pelanggan SPBU sebagai sampel. Pengumpulan data dilakukan melalui kuesioner, kemudian dianalisis menggunakan regresi linear berganda. Hasil penelitian memperlihatkan bahwa kualitas layanan secara keseluruhan memiliki pengaruh yang signifikan terhadap kepuasan pelanggan. Seluruh dimensi memberikan kontribusi positif, di mana jaminan (assurance) menempati posisi paling dominan dalam meningkatkan kepuasan. Temuan ini menekankan bahwa kepuasan konsumen dapat dicapai dengan meningkatkan kualitas layanan melalui penyediaan fasilitas yang memadai, pelayanan yang dapat diandalkan, respons yang cepat dari petugas, rasa aman bagi pelanggan, serta perhatian dan empati dalam melayani.
The Influence of Zakat Infaq and Shadaqah, Economic Growth and Population on the Human Development Index in North Sumatra Province Aisyah, Siti; Tambunan, Khairina; Ilhamy Nasution, Muhammad Lathief
Management of Zakat and Waqf Journal (MAZAWA) Vol. 7 No. 2 (2025): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2025.7.2.270-289

Abstract

This study aims to examine how zakat, infaq, and shadaqah (ZIS), economic growth, and population affect the Human Development Index (HDI) in North Sumatra Province. The background of this research lies in the persistent disparity of human development across regions and the lack of empirical studies that integrate Islamic social finance variables, such as ZIS, into human development analysis. The study employs a quantitative research design with a panel data regression method using the Fixed Effect Model (FEM). The sample consists of eight cities in North Sumatra (Medan, Binjai, Pematang Siantar, Tebing Tinggi, Tanjung Balai, Sibolga, Padangsidimpuan, and Gunung Sitoli) covering the 2018–2021 period. Data were obtained from the Central Statistics Agency (BPS) and the National Zakat Agency (BAZNAS). The findings show that ZIS has a positive but insignificant effect on the HDI, suggesting that the distribution of ZIS funds has not yet optimized its impact on human development. Economic growth has a significant negative effect on HDI, indicating that growth in North Sumatra remains non-inclusive and unevenly distributed. Meanwhile, the population variable has a negative but insignificant influence, implying that population growth has not been matched by improvements in quality. Simultaneously, the three variables explain 93.13% of the variation in HDI. Based on these results, the study recommends that policymakers and Islamic financial institutions enhance ZIS management by prioritizing empowerment-based programs rather than consumptive aid. Regional governments should also focus on inclusive economic growth, human resource quality improvement, and equitable access to education and healthcare as part of integrated human development strategies.
Analisis Determinan Tingkat Pengangguran di Kab Langkat Aidila Syafitri; Yusrizal Yusrizal; Khairina Tambunan
Journal of Islamic Economics and Finance Vol. 1 No. 3 (2023): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i3.483

Abstract

This research aims to analyze the determinants of the unemployment rate in Langkat Regency. The research method used is a quantitative method with the OLS (Ordinary Least Square) method. This shows that the variables Inflation, Economic Growth and Wage Level can explain the unemployment rate in Langkat Regency of 61.3% with the remaining 38.7% which will be explained by other factors. From the results of the partial significance test which were analyzed, the t-count of inflation was 0.125583 > 2.00665. It can be concluded that inflation significantly influences the unemployment rate in Langkat Regency. Meanwhile, for the Economic Growth variable, the calculated t value was -0.453940 < 2.00665, so it can be concluded that the Economic Growth variable does not significantly influence unemployment in Langkat Regency. Meanwhile, for the Wage Level variable, the calculated t value was 0.394292 > 2.00665, so it can be concluded that the Wage Level significantly influences the unemployment rate in Langkat Regency. Meanwhile, from the results of the simultaneous significant test, a value of 0.613873 > 3.59 can be obtained and it can also be seen that the probability value is smaller than the significance (α) of 5% or 0.000174 < 0.05, it can be concluded that Inflation , Economic Growth (GDP) and Wage Levels together (simultaneously) can influence the unemployment rate in Langkat Regency.
Analisis Determinan Pertumbuhan Ekonomi IMT-GT Periode Tahun 2000-2021 Aula Maulidah; Yusrizal Yusrizal; Khairina Tambunan
Journal of Islamic Economics and Finance Vol. 1 No. 3 (2023): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i3.484

Abstract

This research aims to analyze FDI, Exports, and Inflation on the Determinants of Economic Growth IMT-Gt for the 2000-2021 Period. This research uses a quantitative approach with panel data for 22 years. This research uses secondary data obtained from the World Bank. The analytical tool used in this research is SPSS 23 with multiple regression analysis techniques. The research results show that the partial FDI variable has no effect on Indonesia, Malaysia and Thailand. The partial inflation variable has no effect on Indonesia and Thailand. In Malaysia, the inflation variable is significant. Meanwhile, partially the Export variable has a significant impact on the Economic Growth of Indonesia, Malaysia and Thailand. Simultaneous research on the variables FDI, Exports and Inflation influence the Economic Growth of Indonesia, Malaysia and Thailand.
Co-Authors ,., Nurbaiti Achmad Al Hafiz Lubis Achmad Al Hafiz Lubis ADELIA Agna Sabrina Agung Wibowo Ahmad Firdaus Lingga Ahmad Perdana Indra Aidila Syafitri Ainun Ningsih, Nur Ainun Reska Ainun, Sri Akbar, Amin Ali Djamhuri Ali Mahadi Ritonga Alwi Alviansha Amanda, Feby Aulia Amnah Faridah Hasibuan Amnah Faridah Hasibuan Andri Soemitra Andri Widiani Anisah Salsabila Nasution Anni Zuhro Syafrida Hasibuan Annisa Ulul Azmi Panjaitan Annisa Ulul Azmi Panjaitan Anriza Witi Nasution Antin Kurnyasih Aqwa Naser Daulay Ardina Khoirunnisa Harahap Arifin Fauzi Lubis Asmiannur, Asmiannur Astri, Yulita Athifa Radella tabina Atika Atika Aula Maulidah Auliya Ahmad Suhardi Aumalia Hanipah Avina Br Purba, Marissa Ayuni Syafitri Ayuni Syafitri Azhari Akmal Tarigan Azhari, Farah Indah Bako, Risma Wati Boangmanalu, Farida Hanum Bona Darwisah Pohan Chadiza Auliana Utami Chuzaimah Batubara Chuzaimah Batubara Chuzaimah Batubara, Chuzaimah Cindy Anggreni Cintia Indriyani Daryan Muhsin Hadi Batubara Deni Dharmawansyah Denny Permana Siregar Dewi Fazira Dewi, Risna Dian April Yani Dimas Surya Dinda Anisa Dinda Maysaroh Dinda Putri Agelia Dinda Rizqa Aulia Dinda Rizqa Aulia Dorlan Habibi Dwi Yanti Sahriana Early Ridho Kismawadi, Early Ridho Edji, Syahdani Nazwa Efrianda Hutabarat, M. Rafiq Egi Regi Prayoga Egi Regi Prayoga Ekry Syahriwanda Enjeli Erwin Fitrah Jauhari Eza Okhy Awalia Br Nasution Fadhillah, Afrahul Fadillah Ramadhani Siregar Fahmi, Faisal Fahmil Fadillah Faizah Hasibuan Fany Renaldy Harahap Fauzan Najib Faza Halillah Feby Aulya Wardani Ferry Alqadri Fika Nurtivanny Fitra Ilham Ramadhan Fitri Adinda Pasaribu Fitriyani Franaya Al Arfa Franaya Al Arfa Franaya Al Arfa Ganis Filma Afilika Ghilman Rozy Hrp Ginting, Siti Nurhasanah Br Gunawan Prasetio Habibah Shobri Hafiza Putri Barus Haliza Jewina Hanafi Nasution, M Mifta Harahap, Bagus Hermansyah Harahap, Syarah Nurul Fhadhilah Hasanah, Sri Nurul Hasibuan, Siti Rama Hasibuan, Winda Khairani Hasriyati Hanum Siregar Hawanda, Maisyah Hawari, Habil Mirza Hendra Harmain Hendra Harmain Heri Kurniawan Hidayani, Sandra Hilma Kholilah Lubis Hilman Hanif Hotbin Husugian Husnul Khotimah Nasution Hutabarat, Siti Lutfia Ihsan Alfi Lubis Ilfi Rayuarfika Siregar Imsar Imsar Imsar Imsar, Imsar Imsar, Imsar Indah Permata Sari Indradewa, Rhian Inggit Eka Saputri Inna Insana IrawanLubis, Muhammad Fahri Irma Rahmawani Panjaitan Irsan Al Fadhil Nasution Isnaini Harahap Jodi Syahputra Jodi Syahputra Juliana Nasution Juliati Nasution, Yenni Samri Kamilah, Kamilah Khafifah Parawansa Khairul Hasanah Khairunnisa Khairunnisa Khalya Maya Amalia Khofifah Sari hasibuan Khoirul Ardani Manurung Laili Rohimah Laiyinna Misqha Efendi Laiyinna Misqha Efendi Laylan Syafina Listika Putri Lestari Nasution Lubis, Melisa Lubis, Mutiara Suci Kesuma M Luthfi Perdana Siregar M Nawawi, Zuhrinal M Rayhan Kamil M. Putra Abdul Rozak Barus M. Ridwan M.E.I Arfan Tanjung M.E.I Arfan Tanjung Maidalena Maidalena, Maidalena Manullang, Adinda Syariana Dewi Marliyah Marliyah Marliyah, M. Marpaung, Taufik Arnanda Maryam Batubara Maryam Batubara Maulida Qadisyah Maya Oktavia Dalimunthe Maysaroh, Dinda Meutia Maulida Rahma Mhd Faisal Anwar Afandi Rambe Miftahul Husna Hutapea Milia Ningrum, Eka Minda Agustina Muhammad Al Giffary Muhammad Aldi Muhammad Alwi Setiawan Muhammad Arif Muhammad Azy Rahmanda Lubis Muhammad Farhan zuhdi Muhammad Fawwaz Eljawahir Hsb Muhammad Fawwaz Eljawahir Hsb Muhammad Hasan Asy Ary Muhammad Ikhsan Harahap Muhammad Ikhwanda Nawawi Muhammad Ilzam Harahap Muhammad Imam Daei Muhammad Lathief Ilhamy Nasution MUHAMMAD MUSTHOFA Muhammad Raihan Muhammad Risqi Ananda Muhammad Sandi Muhammad Yafiz Mustafa Hidayat Nasution Mustapa  Khamal  Rokan Mustika Ayu Anggreini Mustika Ayu Anggreini Muthia Aisyah Naili Nuril Aufa Manik Naser Daulay, Aqwa Nasution, Dwi Rizki Nabila Nasution, Wahyuni Br. Nasyah Aurin Nawawi, Muhammad Ikhwanda Nawawi, Muhammad Ikhwanda Nazwa Aurelia Sinaga NIKITA ZULYAN BATUBARA Ningsih, Anggi Aditiya Niza Utami Novita Hannum Harahap Novita Sari NUR AHMADI BI RAHMANI Nur Syafikah Lubis Nurbaiti , Nurbaiti Nurbaiti, Nurbaiti Nuri Aslami Nurlaila Nurlaila Nurlatifah Manurung Nurul Aflah Harahap Nurul Husna Nurul Jannah Nurwani Pane, Jihan Atiqah Panyusunan, Raja Pina Wardani Purnama Ramadani Silalahi Purnama Ramadhani Silalahi Purnama Ramadhani Silalahi Putri Dwi Permatasari putri, amanda afriza Qadisyah, Maulida Rafi Husin Harahap Rafika Afifah Angkat Rafika Ananda Putri Rafika Azwina Rahmad Riho Zeen Rahmadhana, Efri Rahmadini, Selfi Okta Rahmani, Nurahmadi Bi Rahmi Syahriza Raihani Azzahra Aljune Raisa Muthia Syahrani Hasibuan Rani Alfiani Rendi Setiawan Purba Reni Ilma Sari Repa Jimmy Siregar Ridwan, Aldy Rifki Ismal Risfa Dwi Andini Risma Warti Risna Ina Dewi Riza Saharah Piliyang Rizka Sabila Ritonga Rizkika Yulika Rizky Febrian Saragih Rofilla Salsabila Roren, Yeli Salsabila, Rofilla Salwa Fadhilah Haya Santry Fadhilah Harahap Saparuddin Siregar Sari, Indaniaty Hasanah Satria Abdillah Ilman Seli Sasmita Shabrina Azzahra Sholiha, Sintaini Fi Silalahi, Purnama Ramadani Sinaga, Nazwa Aurelia Siregar, Risma Haryani Siti Aisyah Siti Aisyah Siti Amrina Hasibuan Siti Bejana Siagian Sitohang, Misbah Sofiyah Montase Siregar Sonang Matua Siregar Sri Rezeki Sri Sudiarti sri sudiarti Sugianto Sugianto Sugianto Sugianto Sugianto Sugianto Surya Alfi Nurrahma Suryadi Syabatullah Suryani Suryani Susana Paixão-Barradas Susana Paixão-Barradas Syahla, Nurul Tanjung, Ahmad Fuadi Taqiya Zahrowaini Taqiya Zahrowaini Tarigan, Evelyne Vagittha br Tasya Agustina Wahidha Titin Ayu Lestari Tri Inda Fadhila Rahma Tri Indah Fadhilah Tuti Aggraini Tuti Anggraini Tuti Anggraini Ujung, Asna Ul Husni Wahyu Syarvina Walida, Yurti Wanda Hamidah Widya Ayu Harahap Wika Lutfiah Sakinah Yenni Samri Juliati Nasution Yenni Samri Juliati Nst Yola Aprilia Sibagariang Yola Aprilia Sibagariang Yuliana Putri Yuningsih, Apriliani Yurti Walida Yusrizal Yusrizal . Yusrizal Yusrizal ZAHRINA GHAISANY PULUNGAN Zhara Hafizha Zidane, Muhammad Raihan Zuhrinal M. Nawawi