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All Journal Jurnal Ekonomi ASAS : Jurnal Hukum Ekonomi Syariah Agrointek Jurnal Akuntansi Multiparadigma Sinkron : Jurnal dan Penelitian Teknik Informatika Swabumi (Suara Wawasan Sukabumi) : Ilmu Komputer, Manajemen, dan Sosial Jurnal Pilar Nusa Mandiri Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Jurnal Teknik Informatika STMIK Antar Bangsa Expose: Jurnal Ilmu Komunikasi Distribusi Journal of Saintech Transfer JURNAL TEKNOLOGI INFORMASI Jurnal Ilmu Komputer dan Bisnis El-Usrah: Jurnal Hukum Keluarga Jurnal Ilmiah Edunomika (JIE) Abdimasku : Jurnal Pengabdian Masyarakat Jurnal Manajemen dan Bisnis Kreatif Al-Mal:Jurnal Akuntansi dan Keuangan Islam Journal of Islamic Law Jurnal AbdiMas Nusa Mandiri JOURNAL LA MEDIHEALTICO Jurnal Abdimas Bina Bangsa Jurnal Saintekom : Sains, Teknologi, Komputer dan Manajemen ProBisnis : Jurnal Manajemen Jurnal Pengabdian pada Masyarakat Ilmu Pengetahuan dan Teknologi Terintegrasi Paradigma International Journal of Economics (IJEC) Indonesian Journal of Islamic Economics and Finance ABDIMU Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat Jurnal Penelitian dan Pengabdian Masyarakat Jurnal Manajemen Rekayasa (Journal of Engineering Management) Engagement: Jurnal Pengabdian Kepada Masyarakat SMART: Jurnal Pengabdian Kepada Masyarakat Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Journal of Electrical Engineering and Informatics Smart Humanity: Jurnal Pengabdian Masyarakat Kesmas: Jurnal Kesehatan Masyarakat Nasional (National Public Health Journal)
Ridwansyah Ridwansyah
Program Studi Ilmu dan Teknologi Pangan Fakultas Pertanian USU Medan
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Veterinary Other

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FINANCIAL PERFORMANCE INFORMATION SYSTEM AT THE ANDROID-BASED DIRA JAYA SINAR RESKI COOPERATIVE Sartika; Ridwansyah, Ridwansyah; Haripuddin, Haripuddin
Journal of Electrical Engineering and Informatics Vol. 2 No. 2 (2025): Journal of Electrical Engineering and Informatics
Publisher : Fakultas Teknik Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59562/jeeni.v2i2.6813

Abstract

This study aims to find out the results of the design and testing results of ISO 25010 on the application of financial performance information system in the Android-based Dira Jaya Sinar Reski cooperative. This research uses a type of R&D (Research and Development) that uses a waterfall development model. The data collection techniques used are interviews, observations, documentation, and questionnaires/questionnaires. Based on the results of the research, a Financial Performance Information System was developed at the Android-Based Dira Jaya Sinar Reski Cooperative which has been tested using ISO 25010 testing using 4 aspects of testing including functional suitability, usability, performance efficiency, and portability. The final result of the overall assessment is that the financial performance information system in the Dira Jaya Sinar Reski cooperative based on android can be accepted to be used as a medium that makes it easier for the admin of the Dira Jaya Sinar Reski cooperative in Takalar Regency in managing financial data on savings and loans in the Dira Jaya Sinar Reski cooperative in Takalar Regency.
IMPLEMENTASI BLOCKCHAIN DALAM MENINGKATKAN TRANSPARANSI DAN TRACEABILITY PADA RANTAI PASOKAN NOKA COFFEE DI JAMBI MENURUT PERSPEKTIF BISNIS ISLAM Allimmah, Khoirunnisa Nurul; Ridwansyah, Ridwansyah; Rosilawati, Weny
Distribusi - Journal of Management and Business Vol. 13 No. 1 (2025): Distribusi, March 2025
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/distribusi.v13i1.619

Abstract

The significant increase in coffee consumption in Indonesia highlights the importance of a deep understanding of the complex coffee supply chain. In addition to consumption regulations in Islam, society is also faced with various scandals and food safety incidents, making clear information about the origins, production processes, and safety of the products to be consumed essential. The aim of this research is to explore the opportunities and challenges of implementing blockchain technology to enhance transparency and traceability in the supply chain, viewed from the perspective of Islamic business at Noka Coffee. This study adopts a qualitative descriptive research method and utilizes primary data obtained from structured interviews conducted via Zoom Meeting with stakeholders in the Noka Coffee supply chain. The results indicate that although there are substantial potential benefits from the use of blockchain technology, its implementation also faces several challenges. These challenges include high implementation and maintenance costs, organizational culture, and consumer behavior. Therefore, collaboration among coffee shops, farmers, technology developers, and consumers is crucial to address these challenges and enhance technology adoption. The findings of this research contribute to the development of a complex and sustainable supply chain. With blockchain as an instrument, it is hoped that a more transparent and traceable system can be created, in accordance with Sharia principles. This initiative not only has the potential to increase consumer trust but also supports more responsible and sustainable business practices in the coffee sector.
Empowering MSMEs in Lampung: Increasing Income Through Training in Financial Management, Digital Marketing, and Packaging Ridwansyah, Ridwansyah; Suprianingsih, Okta; Rosilawati, Weny; Sisdianto, Ersi
Engagement: Jurnal Pengabdian Kepada Masyarakat Vol 9 No 1 (2025): May 2025
Publisher : Asosiasi Dosen Pengembang Masyarajat (ADPEMAS) Forum Komunikasi Dosen Peneliti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29062/engagement.v9i1.1897

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a vital role in the economy of Lampung Province, Indonesia; however, they face challenges including limited financial management knowledge, ineffective digital marketing, and suboptimal product packaging. This community service initiative aims to address these issues by providing targeted training to MSMEs in South Lampung and Pringsewu Regencies. Using a Participatory Action Research (PAR) methodology, the program enhances participants' financial literacy, equips them with digital marketing strategies, and encourages innovation in product packaging. The results demonstrate a significant improvement in MSME competitiveness, market reach, and revenue generation. Additionally, the program highlights the integration of cultural and sustainable practices in product packaging to align with global trends and consumer preferences. This holistic approach not only empowers MSMEs but also fosters regional economic development, offering a replicable model for similar community service initiatives.
The Impact of Islamic Corporate Governance, Corporate Social Responsibility, and Sustainability Reporting on Financial Performance: A Quantitative Analysis of Islamic Banks in Asia (2017–2023) Ridwansyah, Ridwansyah; Mujahid, Ahmad
Indonesian Journal of Islamic Economics and Finance Vol. 5 No. 1 (2025)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v5i1.6883

Abstract

Where the intent of This inquiry is to analyze the repercussion of the independent elementon the dependent elementon Islamic banks in Asia Inquiry year 2017-2023.This inquiry is a quantitative inquiry. This inquiry utilizes secondary data sourced from the official websites of each company, including the Annual Report, Financial Report, and Sustainability Report. The target group in This inquiry are Islamic banks in Asia. The sample of This inquiry consisted of 10 Islamic banks in the period 2017 to 2023. Up to 70 samples. The sampling method in this inquiry employs purposive sampling. The data examination technique utilized is multiple linear regression examination, conducted using the SPSS 25 software. The Discoveries of this inquiry exhibited that Islamic Corporate Governance variables have both partial and simultaneous repercussions on Financial performance. However, Islamic Corporate Social Responsibility and Sustainability Reporting do not have a partial repercussion on Financial performance. Meanwhile, when considered together, all independent variables collectively sway the dependent variable. Financial performance strives to enhance the resilience and competitiveness of Financial Services Institutions and has the principle of risk management, capacity building in the implementation of sustainable finance so that it can grow and develop sustainably.
PENGARUH PROGRAM PERUMAHAN MIKRO SYARIAH BERSUBSIDI TERHADAP KINERJA TINGKAT KESEHATAN BANK (STUDI TERHADAP BPRS METRO MADANI) Ridwansyah, Ridwansyah
ASAS Vol. 4 No. 1 (2012): Asas, Vol. 4, No. 1, Januari 2012
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/asas.v4i1.1667

Abstract

Abstak: Kebutuhan umat Islam Indonesia terhadap perbankan syariah merupakan sesuatu yang sangat fundamental. Hal ini berkaitan dengan spiritual-fundamental terhadap nilai-nilai ajaran Islam yang menghindari bunga yang sebagian besar ulama mengharamkannya. Karenanya BPRS Metro Madani sebagai bank yang berbasis syariah, memberikan beberapa program untuk mengembangkan produk perbankan syariah. Termasuk program perumahan mikro syariah bersubsidi dari pemerintah. Program ini merupakan terobosan yang berakibat kepada dua kemungkinan; berhasil atau malah gagal. Karenanya tulisan ini mencoba menguak hasil dari program ini, kaitannya dengan kinerja tingkat kesehatan bank. Kata Kunci: Mikro Syariah, Penilaian Kinerja, Kesehatan Bank.
APLIKASI PAJAK DAN ZAKAT DI INDONESIA (Tinjauan Islam terhadap PP Nomor. 25 Tahun 2009) Ridwansyah, Ridwansyah
ASAS Vol. 5 No. 1 (2013): Asas, Vol. 5, No.1, Januari 2013
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/asas.v5i1.1688

Abstract

Abstrak: Kita seringkali beranggapan bahwa setelah membayar Pajak, tidak perlu lagi membayar Zakat. Atau sebaliknya sudah membayar Zakat, untuk apa lagi kita harus membayar Pajak. Pajak dalam istilah bahasa Arab dikenal dengan nama dharibah. Dalam islam Dharibah salah satu sumber pendapatan negara hanya sebagai solusi dalam keadaan “darurat”, yaitu dimana sumber pendapatan yang lain tidak dapat mencukupi kebutuhan baitul mal kas Negara, tetapi jika baitul mal (kas negara) sudah mencukupi maka pajak (dharibah) harus dihapus. Hal yang serupa dengan dharibah adalah kharaj. Sedangkan kharaj berbeda dengan dharibah, karena kharaj adalah pajak yang obyeknya adalah tanah (taklukan) dan subyeknya adalah non-muslim. Sementara jizyah obyeknya adalah jiwa (an-nafs) dan subyeknya adalah juga non-muslim. Aturan perpajakan berbasis syariah telah terbit, yaitu PP No. 25 Tahun 2009 Pajak Penghasilan (PPh) Syariah. Penerbitan PP PPh Syariah ini merupakan bentuk aturan pelaksana yang diamanatkan Pasal 31D UU Nomor 36 Tahun 2008 tentang PPh. Kata Kunci: pajak, zakat, dharibah.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN PEMBERIAN PERMINTAAN PEMBIAYAAN MURABAHAH PADA BAITUL MAL WATTAMWIL DI BANDAR LAMPUNG Ridwansyah, Ridwansyah; Marariza, Helma
ASAS Vol. 12 No. 2 (2020): Asas, Vol. 12, No. 01 Desember 2020
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/asas.v12i2.8273

Abstract

Abstrak: Semangkin berkembangnya lembaga keuangan makro di Indonesia, ditandai banyaknya  lembaga keungan mikro yang hanya mengejar target pendapatan sehingga tujuan yang lebih besar sering diabaikan khususnya perkembangan ekonomi masyarakat kelas menegah bawah, kondisi inilah yang kemudian dimanfaatkan oleh Baitul Maal Wattamwil (BMT), guna membantu masyarakat dalam tambahan dana baik untuk modal usaha, konsumsi, investasi, maupun untuk membeli barang-barang yang dibutuhkan dengan cicilan yang terjangkau. Salah satunya pembiayaan yang diminati masyarakat adalah pembaiyaan murabahah khususnya BMT di kota Bandar Lampung dan sangat diminati oleh masyarakat Bandar Lampung dibanding pembiayaan lainnya.Adapun tujuan penelitian ini secara khusus adalah unutk menganalisis dan  mengetahui faktor-faktor apa saja yang dapat mempengaruhi pemberian permintaan pembiayaan Murabahah serta faktor yang sangat dominan berpengaruh terhadap pemberian permintaan pembiayaan Murabahah pada Baitul Maal wat Tamwil (BMT) di Bandar Lampung. Sedangkan kegunaan penelitian ini diharapkan dapat dijadikan sebagai sumber rujukan, serta acauan bagi semua pihak untuk mendalami ekonomi Islam serta memberikan sumbangan pemikiran dalam ilmu pengetahuan, khususnya di bidang BMT, dan menjadi rujukan penelitian selanjutnya. Penelitian ini menggunakan data primer atau data empiris yang diperoleh dari penyebaran kuesioner.Berdasarkan hasil penelitian dan pembahasan dapat disimpulkan sebagai berikut. Dari hasil analisis faktor, diperoleh bahwa adanya pengaruh yang positif dan signifikan dari faktor-faktor, yaitu Condition, Capacity, Capital, Collateral dan Character, dalam pemberian pembiayaan oleh BMT di Bandar Lampung kepada anggota yang mengajukan pembiayaan. Hasil analisis faktor-faktor, baik Condition, Capacity, Capital, Collateral dan Character, yang paling dominan berpengaruh pada pemberian pembiayaan adalah faktor Capacity dengan nilai 0,660. Sementara faktor yang lain, yaitu faktor Condition dengan nilai 0,600, faktor Character 0,505, faktor Capital dengan nilai 0,264, dan faktor Collateral dengan nilai 0,112.
Analysis of the Effect Good Corporate Governance on Financial Performance Islamic Banking Amelia, Merry; Ridwansyah, Ridwansyah; Fortuna, Salsabila Mutia
Al-Mal: Jurnal Akuntansi dan Keuangan Islam Vol. 5 No. 2 (2024): Desember (2024)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mal.v5i2.24745

Abstract

This study aims to investigate the impact of Good Corporate Governance (GCG) on the financial performance of Islamic banking, specifically measured by Return on Equity (ROE) and Return on Assets (ROA). To achieve this objective, a quantitative research approach is employed, utilizing multiple linear regression analysis to assess the relationship between GCG and the financial performance indicators. The GCG variables examined in this study include the size of the board of directors, the Sharia supervisory board, and the board of commissioners. The population for this research consists of Indonesian Islamic commercial banks, with Bank Muamalat Indonesia serving as the primary case study. The data collected spans the years 2018 to 2022, providing a comprehensive view of the bank's performance over this period. The findings of the study indicate that there is no significant evidence to support a strong relationship between sound GCG practices and financial success in terms of ROE and ROA. This suggests that while GCG is essential for overall governance, its direct impact on financial performance may not be as pronounced as anticipated. Additionally, the study acknowledges several limitations, including the focus on a single bank, which may not fully represent the broader Islamic banking sector in Indonesia. The analysis is also constrained by the availability of data and the specific time frame considered, which may affect the generalizability of the results. Future research could expand the sample size and explore additional factors influencing financial performance in Islamic banking, thereby providing a more comprehensive understanding of the dynamics at play
Peningkatan Kinerja dengan Pembuatan Website Terintegrasi Artificial Intelligence pada Yayasan Kopia Raya Insani: Improving Performance by Creating an Integrated Artificial Intelligence Website at the Kopia Raya Insani Foundation Ridwansyah, Ridwansyah; Kurniawan, Oky; Prihatin, Titin; Ispandi, Ispandi
Jurnal Pengabdian pada Masyarakat Ilmu Pengetahuan dan Teknologi Terintegrasi Vol. 9 No. 2 (2025): June (In Progress)
Publisher : Politeknik Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33795/jindeks.v9i2.7523

Abstract

Transformasi digital menuntut organisasi sosial untuk mampu beradaptasi dengan perkembangan teknologi, termasuk dalam pemanfaatan kecerdasan buatan (Artificial Intelligence / AI). Kegiatan ini bertujuan untuk meningkatkan literasi digital dan keterampilan teknologi informasi mitra, khususnya dalam pembuatan website yang terintegrasi dengan teknologi AI. Mitra kegiatan adalah remaja dari Yayasan Kopia Raya Insani yang menghadapi kendala dalam pengelolaan informasi dan penyampaian identitas organisasi secara digital. Sebagai solusi, kegiatan ini menyediakan pelatihan pembuatan website yang terintegrasi AI untuk meningkatkan kemampuan mitra dalam menyampaikan informasi secara digital. Evaluasi dilakukan untuk menilai peningkatan kinerja mitra, baik dari sisi pengetahuan teknologi, keterampilan teknis, maupun efisiensi penyampaian informasi organisasi.  Metode pelaksanaan kegiatan mencakup tahapan perencanaan, pelatihan tatap muka, dan evaluasi melalui kuesioner serta pre-test dan post-test. Hasil evaluasi menunjukkan peningkatan skor rata-rata sebesar 32 poin dengan nilai N-Gain 0,68 (kategori sedang). Sebanyak 75% peserta menyatakan sangat setuju bahwa pelatihan ini meningkatkan keterampilan mereka, dan 56% peserta menunjukkan minat tinggi untuk mengikuti pelatihan serupa di masa mendatang. Kegiatan ini terbukti efektif dalam meningkatkan pengetahuan, keterampilan digital, serta minat peserta terhadap teknologi AI. Selain itu, peserta memperoleh pengalaman praktis dalam mengelola platform digital organisasi secara mandiri. Kegiatan ini memberikan kontribusi nyata dalam mendukung operasional organisasi mitra secara lebih efisien dan adaptif terhadap perkembangan teknologi, serta berpotensi menjadi model pengabdian berkelanjutan dalam penguatan kapasitas digital masyarakat.
Kandungan kimia kemenyan Sumatra Utara (Styrax benzoin) dan prospek pengembangannya: tinjauan literatur Ridwansyah, Ridwansyah; Sunarti, Titi Candra; Syamsu, Khaswar; Fahma, Farah; Julianti, Elisa
AGROINTEK Vol 19, No 3 (2025)
Publisher : Agroindustrial Technology, University of Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/agrointek.v19i3.27527

Abstract

North Sumatra is the largest producer of incense (benzoin) in Indonesia and the world. There are 3 varieties of incense that have the potential to be developed. Indonesia has exported incense to Singapore, Malaysia, and China. Incense is exported in the form of raw materials, so the added value is minimal. In order to increase the added value of incense, it can be produced into incense extract. So far, extraction methods have been carried out using conventional methods, including maceration, boiling with water, and distillation with water vapor. The potential of incense has not been fully utilized, especially from its extraction method, so it still needs to be developed. This article aims to review and identify the chemical components of frankincense (Styrax benzoin) and its extraction methods. In addition, the prospects for product development from frankincense are also discussed. Incense extraction with Ultrasonification Assistant Extraction (UAE) is expected to increase the efficiency of the extraction process. The use of solvents and low temperatures, as well as a short extraction time, can maintain the quality of the incense extract. Incense extract can be applied as raw material for perfumes, pharmaceuticals, medicines, and nano applications such as anticancer and antibiofilm. The incense consists of some active ingredients such as cinnamic acid, benzoic acid esters (such as coniferyl cinnamate and cinnamyl), pinoresinol, -caumary benzoate, benzoic acid esters, and triterpenes. These active ingredients are applied as antibacterial and antioxidants. This literature review provides an overview of the characteristics of active ingredients in incense to expand its applications. Incense extract can be applied as a food additive, pharmaceutical, and health ingredient.
Co-Authors Abdul Hamid Adris Ade Putra Ahmad Mujahid, Ahmad Alayzha, Vivi Nur Allimmah, Khoirunnisa Nurul Amelia, Merry Amrina, Dania Hellin Andharsaputri, Resti Lia ANGGUN RACHMAWATI, ANGGUN Anip Dwi Saputro, Anip Dwi Anus Wuryanto Ardini Saptaningsih Raksanagara, Ardini Saptaningsih Arisca, Nurmalita Asnawati Asnawati Ayasar, Prayogi Putra Elisa Julianti Era Yusraini Ersi Sisdianto Esty Purwaningsih Evendi, Rustam Faizah, Siti FARAH FAHMA Farhana, Nur Laila Fatma Lestari Fortuna, Salsabila Mutia Fortuna, Salsabilla Mutia Ganda Wijaya, Ganda Ganggang Canggi Arnanto Gianova, Erin Gustika Nurmalia Hafis Nurdin Haripuddin . Haris Herdiansyah, Haris Heni Noviarita Herfina, Inne Dwi Herlambang, Saifuddin Herliawan, Irwan Ifna, Nur Ifna Indah Ariyati Indayani Irfansyah, Nanda Irmawati Carolina Ispandi Ispandi, Ispandi Jajang Jaya Purnama Juwita, Safna Kahfi, Ahmad Hafidzul Khaswar Syamsu Labusab, Labusab Lawelendo, Lawelendo Marariza, Helma Mayzal, Tiondon Meilissa Ayu Pratiwi Moh. Muslih Monalysa, Lita Muhammad Iqbal Fasa Naffati, Abdel Kadir Nawawi, Hendri Mahmud Northa Idaman Nugraha, Fitra Septia Nurhasmi Nurhasmi Nusasenjaya, Radite Okta Supriyaningsih Oky Kurniawan Pariabti Palloan Pratama, Reza Hardian Purnama Soiswaty, Dwi Purwadhi Purwadhi Purwoko, Reza Yuridian Ramadhani, Mutiara Razimi, Mohd Syahril Ahmad Rian Andriani, Rian Rima Melati RIZQINA, AULIA LAILY Ruray, Titiek Arafiani Sabril, Aulia Samad, Putri IS Samman, Muhammad Sanusi, Dirga Kaso Sari, Defya Sari, Yetri Martika Sartika SRI RAHAYU sulis, sulistiawaty Supriadi Supriadi Suprianingsih, Okta Susanto, Is Terip Karo-Karo Theresia Santi, Theresia Titi Candra Sunarti Tubarad, Chara Pratami Tidespania Tyas, Prayoga Ning Wahrini, Retyana Weny Rosilawati Yahya, Haidar Silmi Yunita Sari