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Journal : As-Syirkah: Islamic Economic

Penggunaan Platform Crowdfunding dalam Upaya Peningkatan Penghimpunan Dana Zakat Infak dan Sedekah di LAZ Lidzikri Bandung Fatimah, Risi Siti; Suryaman, Maman
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 2 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/7mdv2z91

Abstract

This research aims to determine the strategy for using the crowdfunding platform in an effort to increase fund collection, and to determine the implications of using the crowdfunding platform in an effort to increase the collection of ZIS funds at LAZ Lidzikri Bandung. This research uses field research and a qualitative approach. And the data collection techniques used are interview, observation and documentation techniques. Interviews were conducted directly with the fund raiser, deputy head of the institution, and head of the institution. Collect information in the form of photos, data and other documents. This research uses data analysis with an inductive method. The conclusion of this research is that the Amil Zakat Lidzikri Bandung Institute has started implementing crowdfunding or raising funds through digital technology. And the implications of crowdfunding implemented at LAZ Lidzikri have had a positive influence in increasing the number of donors and funds.
Konsep Transaksi di Restoran Masakan Padang dalam Ekonomi Syariah: Restoran Sederhana Masakan Padang Buah Batu Kota Bandung Bahri, Yasir; Suryaman, Maman
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 2 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/p0ve9108

Abstract

There are so many people who do not know the basic laws of eating first and then making transactions, especially at the Padang Cuisine Restaurant in Buah Batu Bandung City, it is very common for people to make transactions at the end rather than at the beginning. Even though the transaction can be categorized as haram if the customer or consumer does not know what the original price of the goods he buys. However, the transaction can be categorized as legitimate if the customer or consumer knows from the price he bought. In this study, researchers aim to find out how the concept of transactions in the perspective of sharia economy, also to find out whether the padang cuisine restaurant has used sharia economic transactions or not, and to find out how the review of Islamic sharia with related transactions in Padang cuisine restaurants. The research method used by researchers is qualitative with literature analysis or literature studies with data collection techniques carried out by making observations, documentation, and literature or literature studies in accordance with the research target to be used as a source of information The result of this research is that the transaction will be haram, if the consumer or customer does not know the content of the price of the item, because some ulama' say it is haram for customers or consumers to eat first and then make a transaction and some other ulama' argue, that the transaction is said to be valid if the consumer or customer knows the price of the item. Researchers can conclude that the padang cuisine restaurant has used the Islamic economic system, and the transaction is legitimate with a note that customers must know the price of goods purchased or eaten, at least know the estimated price of goods to be purchased.  
Penerapan Prinsip Syariah dalam Manajemen Risiko Underwriting pada Asuransi Syariah di PT AIA Financial Indonesia Syariah Fitriyani; Suryaman, Maman
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 2 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/t8jbhk36

Abstract

Sharia insurance is a financial instrument that is growing rapidly in Indonesia. So risk management is very important in sharia insurance due to several features of sharia insurance that differentiate it from conventional insurance, one of which is the principle of mutual assistance or tabarru', which requires sharia insurance companies to bear the risk if insurance participants experience a disaster. One of them is the insurance company at PT Finanacial Indonesia, Buah Batu branch, which is a Sharia Insurance Company that has been established for a long time. In this research, the researcher's aim is to find out how sharia principles are applied in PT AIA Financial Indonesia's underwriting risk management and the benefits of applying sharia principles in underwriting risk management at PT AIA Financial Indonesia. The method used by researchers in this research uses a qualitative descriptive method using data collection methods such as interviews and documentation. As for the data obtained using secondary data and primary data. The results of this research show that PT AIA Financial Indonesia has implemented sharia principles in underwriting risk management. These principles are fairness, balance and benefit, and are used in various underwriting policies and processes. For PT AIA Financial Indonesia, applying sharia principles in underwriting risk management has many advantages. These principles have helped companies manage risks in a fair and balanced manner, which has resulted in greater benefits for all parties.  
Manajemen Risiko Penyaluran Donasi Infaq dan Sedekah Ke Palestina pada Lembaga Kemanusiaan Mer-C Indonesia: Medical Emergency Rescue Committee Magfuroh, Abdah; Suryaman, Maman
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 2 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/yw84yw86

Abstract

Donation or donation is a voluntary element and does not expect a return of service or voluntary reward to have a noble value. It’s more of a human or human interest. A gift that is generally material or non-material. This study discusses the risk management of the distribution of donations to Palestine at the humanitarian agency MER-C Indonesia. This research was carried out with the aim of finding out the process of donation distribution and risk management of the distribution of donations to Palestine by MER-C Indonesia. Djohanputro defines risk management as a structured and systematic process in identifying, measuring, mapping, developing alternative risk management and monitoring and controlling risk management implementation. (2019:112) The type of research used is a descriptive qualitative approach. The data used in this study are primary data in the form of interviews with staff or employees of MER-C Indonesia and secondary data of scientific journals. Data collection using triangulation techniques; i.e. observations, interviews and documentation. Further data processing techniques used in this research include editing, organizing and discovery of results. As for the results of the research, donations were distributed to Palestine through two programmes, the Indonesian Hospital in Gaza development program and the humanitarian aid program. Moreover, risk management of donation distribution is carried out MER-C by sending Indonesian volunteers to Palestine, making Egypt an alternative in channeling essential aid from outside the Palestinian territory, cooperating with various media partners and constantly updating through social media in the distribution of donations to Gaza, Palestine.  
Co-Authors -, Retma Sari Abdul Kodir Al-Baekani Adzkiya, Dilla Safira Afifa Meitifazahra Agus Widyantoro Agustina Purwanti Aina Khoirida Aji Septiaji Alfian Gilang Pramana Alpian, Mimi Amarsa, Anggita Ratnaningtyas Amelia, Dinda Amilin, Amir An-Nur, Raizsa Anandari, Christina Lhaksmita Andi Amri Andri Yanto Anggita Ratnaningtyas Amarsa Anis Mashlihatin Anis Maslihatin Anjani, Olivia ANNISA RAHMAWATI Antarsyach, Anelka Almayda Anwar Efendi Aprilani, Dea Nur Apriyanti, Nuryani Ari Suryawati Secio Chaesar Ary Kristiyani Asgara, Eqy Yudha Ashadi Athoillah, Mohammad Anton Atsdar, Donni Bahri, Yasir Bambang Ismaya Basikin Basikin Bulan, Arif Bulan, Arif Burhan Nurgiyantoro Dedah Jubaedah Dede Agung Rismawan Deni Hardianto Deni Kamaludin Yusup Devi, Zalzabila Tania E Oos M Anwas Effendi, Anwar Elih Sutisna Yanto Ending Solehudin Ermianto Ertinawati, Yuni Esti Swatika Sari Eva Lesiana Fransiska Evi Karlina Fajar Noor Fuji Sutarjo Fatimah, Risi Siti Fauzy Rahman Kosasih Finorita, Eny Tantia Fitriyani Fuadiyah, Wilda Gang, Huang Ghojali, Irman Harahap, Tsabita Ananda Hari Gursida Hartono Hartono Hartono Hartono Hasan Bisri Hasan Hasan Hastuti, Choirul Imsa Hieu, Ho Ngoc Hilmansyah Saefullah Indah Nur Yunita Indah Purnama Dewi Indra Permana, Indra Irfan Dany Iskandar, Yogi Ismail Marzuki Iwan Hermawan, Adi Iwan Setiawan Jaka Warsihna Juliandani, Astri Kafita Al Maida Kamil, Acep Bahrum Karina Apriyani Kastam Syamsi Kencana, Bekti Anggi Kuala Khoeriyah, Riska Ummu Kirmadi, Yudi Kurnia, Asep Rahmat Kurniasih, Dyan Nur Kusmanto, Hari Kusuma, Aldi Wijaya Kusumayanthi, Susie Leonita, Leonita Lestari, Dessy Ari Lestari, Desy Ari Lestari, Marzuanti Indah Lila Setiyani Luqman Fariz Maesyaroh, Ucu Siti Magfuroh, Abdah Maghfiroh Fajrin Malik Abdul Aziz Mansyur Srisudarso Mardiah Mardiah Mardiah, Mardiah Margana Margana Martinus Tukiran Mashrul, Nenden Nadya Rizky Masita Maulana Yusup, Maulana Maya Rahmawati Meriani, Gesti Meriyani, Mira Mimil Mobit, Mobit Muhammad Reza Pahlevi Muharam, Hari Muhtadin Muhtadin Mulyani Munaeyza, Sri Mulyaningsih, Indrya Mulyati, Imas Mustofa, Romy Faisal Nafi'ah, Intan Zuhrotun Ningsih, Nelly Rahmawati Ningsih, Syafitri Nugraha, Billy Nurhasanah, Enung Nurhasanah, Siti Rahmi Nurhayati, Evi Nurramdaeni, Nurul Nurul anisa Oktabiadaniaty Partini, Sri Pier Angely Pitaloka, Dewi Ayu Dyah Pradana, Galih Rayi Prakoso, Ilyas Aji Pratomo Widodo Puji Astuti Puji Astuti, Nungki Sururi Pungky, Ameylia Vanissa Putri Endah Pratiwi Putri, Nanda Amalia Ramadhani, Ananda Raswati, Devi Regi Refian Garis Retma Sari Rohayanah Rohayanah, Rohayanah rohayati, lia fajar Rosa, Dela Rosihan Anwar, Rosihan Rudiantara Rukmana, Dwita Saharul Hariyono Salmah Sarah, Diana Sari, Mega Rena Sari, Sandra Intan Selvanalindayanti Setyaningsih, Hana Setyawan Pujiono Silky, Dwi Rohmaniatu Sri Mulyani Subandi, Ika Subarkah Subarkah Sudiati Sudiati Sudiati Suherli Kusmana Sukarno Sulis Triyono Suminto A. Sayuti Suparti Suparti Supriadi, Asim Suroso Suroso Sutarto, Bambang Sutinah, Titin Syafitri, Fajar Nur Tadkiroatun Musfiroh Teguh Setiawan Totoh Tauhidin Abas Trisnawati, Acih Trisusilawati Ulinnuha, Kharisma Ummu Khoeriyah, Rizka Wachyudi, Kelik Wang Dandan Wasitoh, Evi Wawan Setiawan Widiapuspita Widiyasuti, Winda Widowati, Saras Pangestu Sri Widyastuti Purbani Wigati, Fikri Asih Wigiyantini, Meti Wigiyantini, Nuryaningsih Wilda Fuadiyah Wipsar Siwi Dona Ikasari Wiyatmi Wiyatmi Wiyatmi Wiyatmi Wiyatmi, W. Yogi Ginanjar Yohana Nurmala Yousef Bani Ahmad Yunita, Indah Nur Zamzani Zamzani Zulfa, Inayati Fadhilah Zulmi Ramdani Zumani, Darul Zuraida, Umi