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The Application of the Principle of Balance Between the Parties in Standard Form Contracts under Civil Law Suryaningsih, Suryaningsih; Purborini, Vivi Sylvia; Kasmin, Kasmin; Novitasari, Rika; Harsanti, Tikka Dessy
Rechtsvinding Vol. 4 No. 1 (2026)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/rechtsvinding.1325

Abstract

Standard form contracts are widely used in business activities due to their efficiency and practicality. However, their unilateral nature often places one party, particularly consumers, in a weaker bargaining position. This condition raises concerns regarding the application of the principle of balance between the parties as a fundamental principle in civil law. This study aims to analyze the application of the principle of balance in standard form contracts under civil law and to examine the extent to which existing legal regulations provide protection for the weaker party. This research employs a normative juridical method by analyzing statutory regulations, legal doctrines, and relevant legal principles, particularly those contained in the Civil Code and consumer protection laws. The results of the study indicate that although the principle of balance is recognized in civil law, its implementation in standard form contracts has not been fully realized, as many contractual clauses tend to favor business actors. Therefore, stronger legal safeguards and stricter supervision are required to ensure fairness and balance between the parties in standard form contracts.
Continuity Of Care In Midwifery For Mrs. S With The Application Of Effleurage Massage During Third Trimester Pregnancy Puji Lestari, Diah; Fuadah, Samrotul; Suryaningsih, Suryaningsih; Rahma Dini, Putri
Devotion : Journal of Research and Community Service Vol. 7 No. 1 (2026): Devotion: Journal of Community Research
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/devotion.v7i1.25609

Abstract

Introduction Continuity of Care (COC) Midwifery Care or continuous midwifery care is a concept that emphasizes the provision of continuous and integrated health care, which aims to provide optimal health services to patients by building strong and sustainable relationships between patients and health service providers. (1) Research objective : To carry out Continuity of Care Midwifery Care on Mrs. S at PMB Adibah Fitriana, S.Tr.Keb, Bdn with Varney's 7-step thinking and documentation with SOAP. Research methods : This research study uses a case study. The research subject in this study is Mrs. S G1P0A0. Data Collection Time : conducted from April to December 2025 Results : During pregnancy, Mrs. S complained of back pain, during labor, Mrs. S complained of cramps and bloody mucus coming out of the birth canal, during the postpartum period, the mother stated that her breast milk came out a little, Mrs. S's baby was fussy at night and had difficulty sleeping. The interventions that have been given are giving efflurage massage in the third trimester of pregnancy, assisting with childbirth with 60 steps of APN, doing oxytocin massage for postpartum mothers, giving massage therapy to fussy babies, the birth control used by Mrs. S is an implant birth control. Conclusion: After efflurage massage therapy was carried out for a duration of 5-10 minutes, Mrs. S 's back pain complaints decreased.
Kunjungan Industri Sebagai Alat Pembelajaran Manajemen Mutu Di PT Sabindo Raya Gemilang Suryaningsih, Suryaningsih; Usman, Ferawati; Hidayat , Nurul
ARSY : Jurnal Aplikasi Riset kepada Masyarakat Vol. 7 No. 1 (2026): ARSY : Jurnal Aplikasi Riset kepada Masyarakat
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/arsy.v7i1.2050

Abstract

Kegiatan kunjungan industri ke PT Sabindo Raya Gemilang dilaksanakan sebagai upaya untuk meningkatkan pemahaman mahasiswa mengenai penerapan manajemen mutu di dunia kerja nyata, khususnya pada sektor distribusi dan logistik. Kegiatan ini bertujuan memberikan pengalaman langsung kepada mahasiswa dalam mengamati implementasi standar mutu perusahaan mulai dari proses penerimaan hingga distribusi produk. Metode pelaksanaan dilakukan melalui observasi lapangan, wawancara dengan pihak internal perusahaan, studi dokumentasi, serta partisipasi aktif mahasiswa dalam kegiatan diskusi dan pencatatan temuan. Hasil kegiatan menunjukkan bahwa PT Sabindo Raya Gemilang telah menerapkan sistem manajemen mutu secara menyeluruh melalui seleksi bahan baku, proses pengolahan, kontrol kualitas berlapis, serta pengelolaan distribusi yang terstruktur. Selain itu, perusahaan juga memanfaatkan teknologi modern dalam operasionalnya, menjalankan kepatuhan terhadap regulasi, serta menerapkan prinsip keberlanjutan sebagai bagian dari komitmen mutu. Kegiatan ini memberikan kontribusi positif dalam menghubungkan konsep manajemen mutu yang dipelajari di perkuliahan dengan praktik nyata di industri, sehingga meningkatkan wawasan mahasiswa terhadap sistem mutu perusahaan secara aplikatif.
Comparison of Banking Financial Performance Before and After Mergers - Acquisitions Nursia, Nursia; Devi, Charitin; Suryaningsih, Suryaningsih; Loong, Ang Hong; Yun, Wong Sing
Jurnal Manajemen Bisnis Vol. 13 No. 1 (2026): March
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/zhky7f83

Abstract

This study aims to determine whether there is a significant difference in the financial performance of public banking companies in Indonesia before and after mergers and acquisitions (M&A). The main focus of the study is to measure the effectiveness of M&A in improving financial performance through certain financial ratios. This study uses a quantitative approach with a comparative design. The sample consists of six public banking companies that conducted M&A during the period 1994–2022, selected through purposive sampling. Data were obtained from published financial reports. The variables analyzed included liquidity ratios (current ratio and quick ratio) and profitability ratios (return on equity and net profit margin). Data analysis techniques used the Paired Sample t-Test and the Wilcoxon Test to examine differences in financial performance two years before and two years after M&A. The results show no significant differences in the Current Ratio, Quick Ratio, Return on Equity, and Net Profit Margin before and after mergers and acquisitions. This indicates that M&A activities have not had a tangible impact on improving short-term financial performance. This study provides practical contributions for company management and investors in evaluating the effectiveness of M&A strategies. These findings can also serve as a basis for further research to expand the scope of variables and observation periods.
Legal Protection for Consumers Related to New Money Exchange Outside the Bank Wahyulina, Diah; Suryaningsih, Suryaningsih; Refangga, Galih Setyo
LEGAL BRIEF Vol. 15 No. 1 (2026): April: Law Science and Field
Publisher : IHSA Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/legal.v15i1.1609

Abstract

This study examines the legal protection available to consumers engaging in new money exchange transactions conducted outside formal banking institutions. The practice of exchanging newly issued currency through informal or unauthorized parties often increases during festive seasons or special events, creating potential risks such as fraud, counterfeit money circulation, unfair pricing, and lack of accountability. This research analyzes the existing legal framework governing consumer protection, currency regulation, and financial supervision to determine the extent to which consumers are safeguarded in such transactions. Using a normative juridical approach, the study reviews relevant consumer protection laws, central bank regulations, and related statutory provisions. It evaluates the legal responsibilities of informal money exchange providers and identifies gaps in enforcement mechanisms (Ardelia & Herta, 2025). The findings indicate that while general consumer protection laws provide a foundational safeguard, specific regulatory oversight over informal currency exchange activities remains limited, resulting in legal uncertainty and weak preventive measures. The study concludes that stronger regulatory supervision, clearer sanctions, and increased public awareness are necessary to ensure effective legal protection for consumers. Enhanced coordination between financial authorities and law enforcement agencies is also essential to prevent abuse and protect consumer rights in non-bank currency exchange practices
Co-Authors Agussalim, Agussalim Agustin Anggraeni Ahsari, Dwi Ahmadil Aieta, Siti Akbar, Muh Alam, Jaya Amri Hakim, Amri Anisak, Siti Anna S Ranti, Anna S Annissa Valentina Antonius Purwanto Arifin, Rosyid Asri, Yoana Nurul Astin Nur Hanifah Belhassen, Yassine Buanasari, Buanasari Chulsum, Umi Dai, Herlina Damanik, Amsari Devi, Charitin Dhamayanti, Sonia Murniana Sri Dhea Chandra Dewi, Dhea Chandra Dewi Diah Wahyulina, Diah Dodi Apriadi Eka Saputra, Alfian Eny Nur Aisyah Esyuananik, Esyuananik F D Junardy, F D Fachrina Bella Syahputri Fachry Abda El Rahman Fadlillah, Fadlillah Fajriansyah, Andi Fauziah, Debibik Nabilatul Fauziandi, Ronald Ferawati Usman Fikri, Acrian Nuzhatul Fitriah Fitriah Fitriani, Besse Free Dirga Dwatra Frescilia, Tasya Fuadah, Samrotul Gafar, Tengku Fahrul Galih Setiyo Refangga Gloria Ika Satriani Gunawan, Tedi Hadi Sumarsono Haidir Syafrullah Hariadi, Berian Haris, Mustofa Harsanti, Tikka Dessy Hasanah, Nurjannatul Hasjim, aushaffira Tabriza Rishardini Hasyim, Budi Hendriyani, Feftin Herdany, Venny Heri Andrianto Herlina, Besse Hidayat , Nurul Husnul Khatimah Ikhsan Darmawan Indah Juwairiyah irfan cholid Irsang, Irsang Irwan Irwan Iswan Iswan Jamin , Nunung Suryana K, Suprianto. karunia, Erick Kasmin, Kasmin Kasmiryani Ar, Siti Nur Alifya Khasanah, Amelia Uswatun Krisnawansyah, Yahya Kurmalasari, Tety Lantong, Muhammad Adri Lisabe , Chandra Murdiono Loong, Ang Hong Madli, Faerozh Maily, Maily Martanto . Medisa, Rani MEGAWATI, CICILIA DESY Meilina, Susiyanti Moh. Choirin, Moh. Choirin mufarika, mufarika Muh. Irfandy Azis Muhammad Arsyad Muhammad Hendri Nuryadi, Muhammad Hendri Mulia Helmi, Wahyuni Mulia, Rizki Afri Mulya, Rizki Afri Mumu, Rudy Musnar Indra Daulay Muthalib, Abd. Azis Nabila, Shalihatun Nidya Putri Syahida niko, Nikodemos Nikodemus Niko, Nikodemus Nova Zulfahmi, A. Novita Ulfa, Rosi Nugroho, Sulung NUR FITRIANI Nur, Muh. Nurcaya Nurcaya Nurdin Rahman Nursia, Nursia Nurul Fadhilah Nurul Hidayat NURWAHIDAH NURWAHIDAH Octavia, Santi Oktari, Nadia Dwi Panca Wardanu, Adha Pangestoeti, Wahyu Paulina, Irma Pinjaman, Saizal Puji Lestari, Diah Putra, Yudithia Dian Putri, Lidya Utami Putri, Rianda Prima Qurdiansyah, Adhitya Rahma Dini, Putri Rahmawati, Nanik Ramdhan Witarsa Ranggela, Ranggela Rika Novitasari Rima Vien Permata, Rima Vien Rodiyatun Rodiyatun, Rodiyatun Rolisti, Dinda Rosalina, Ayu RR. Ella Evrita Hestiandari Rudianda Sulaeman Rukisah, Rukisah S M Wasitaatmadja, S M Said, Rahmat Sanjaya, M. Feldi Sapariah Saputra, Haidir Shalahuddin Shofiatul Azmi Siti Arieta Sri Wahyuni Sri Wahyuni Sri Wayanti, Sri Suciati, Rika Sari suryaningsih Suryapuspita, Merintha Syafitri, Rahma Syahputra, Meyranda Teguh Setiandika Igiasi Tri Samnuzulsari Trisnawan, M. Ridho Tuti Arlita Ulya, Neng Valentina, Annisa Vivi Sylvia Purborini Wahyu Pramono Wahyuningsih, Dwi Warni Warlan Sugiyo Wijaya, Insani Sogmawati Winahyuningsih, M. Heni Wong Lip Wih, Wong Lip Yahya, Glory Yolanda Yayuk Eliyana . Yulasmana, Yoga Yun, Wong Sing Yusuf Sobri, Ahmad Zainuri Zainuri, Zainuri Zamhasari, Zamhasari Zulaikha, Layla Imroatu