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All Journal Al-Ulum Intizar LAW REVIEW JURNAL IQRA´ ARISTO Abdimas Dewantara Pharmacology and Clinical Pharmacy Research Jurnal Ilmu Hukum The Juris Jurnal Yuridis Otentik's : Jurnal Hukum Kenotariatan Selisik : Jurnal Hukum dan Bisnis Syntax Idea Jurnal Medika Hutama Enrichment : Journal of Management Science Midwifery Attractive : Innovative Education Journal Jurnal Hukum Bisnis Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences LEGAL BRIEF Journal of Holistic and Traditional Medicine (JHTM) JOELS: Journal of Election and Leadership Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Jurnal Sosial dan Teknologi Devotion: Journal of Research and Community Service Jurnal Studi Islam Lintas Negara (Journal of Cross-Border Islamic Studies) Berajah Journal International Journal of Social Service and Research Cendikia : Media Jurnal Ilmiah Pendidikan Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Bulletin of Community Engagement Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan International Journal of Social Science, Education, Communication and Economics Jurnal Locus Penelitian dan Pengabdian Jurnal DIALEKTIKA : Jurnal Ilmu Sosial Journal Indonesia Law and Policy Review (JILPR) Jurnal Cakrawala Ilmiah Publikasi Ilmiah Bidang Pengabdian Kepada Masyarakat (SIKEMAS) Berdikari : Jurnal Pengabdian kepada Masyarakat Journal of Law, Poliitic and Humanities J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Borneo : Journal of Islamic Studies Jurnal Indonesia Sosial Sains Jurnal Pendidikan Islam Indonesia Jurnal Pengabdian Kepada Masyarakat Cross-border Eduvest - Journal of Universal Studies Innovative: Journal Of Social Science Research Jurnal Pendidikan Islam Jurnal Manajemen Pendidikan Islam IIJSE Cross-Border Journal of Business Management Journal of Innovative and Creativity MARAS : Jurnal Penelitian Multidisplin Jurnal Riset Ilmiah Jurnal Intelek Dan Cendikiawan Nusantara YUDHISTIRA : Jurnal Yurisprudensi, Hukum dan Peradilan SEIKAT: Jurnal Ilmu Sosial, Politik dan Hukum Journal of Indonesian Health Policy and Administration Presidensial: Jurnal Hukum, Administrasi Negara, Dan Kebijakan Publik Referendum Demokrasi: Jurnal Riset Ilmu Hukum, Sosial dan Politik Federalisme : Jurnal Kajian Hukum Dan Ilmu Komunikasi Mahkamah: Jurnal Riset Ilmu Hukum Jurnal Kajian Hukum Dan Kebijakan Publik Jurisprudensi: Jurnal Ilmu Hukum Majelis: Jurnal Hukum Indonesia IPSSJ Journal of Islamic Economic Laws Prosiding Seminar Nasional Indonesia Doktrin: Jurnal Dunia Ilmu Hukum dan Politik CAPITALIS (JOURNAL OF SOCIAL SCIENCES) INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS) INTERNATIONAL JOURNAL OF SOCIETY REVIEWS (INJOSER) International Journal of Teaching and Learning (INJOTEL) Jurnal Administrasi Negara Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi (JEBIMAN) INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE) BORJUIS (JURNAL OF ECONOMY) Jurnal Kesehatan (JK) INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE) Jurnal Salome (Multidisipliner Keilmuan) International Journal of Social and Education (INJOSEDU) JUTEQ (JURNAL TEOLOGI & TAFSIR) NETIZEN (JOURNAL OF SOCIETY AND BUSSINESS) ZAHRA (JOURNAL OF HEALTH AND MEDICAL RESEARCH) Journal of Community Dedication Indonesian Journal of Education (INJOE) Journal of Law and Nation Humanitis (Jurnal Humaniora Sosial dan Bisnis) Jurnal Ekonomi dan Bisnis (Jebi) Jurnal Komunikasi Review of International Economy and finance (RITEF)
Gunawan Widjaja
Faculty Of Law Universitas 17 Agustus 1945 Jakarta, Indonesia
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Neuroscience Nursing Physics Public Health Social Sciences Veterinary Other

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IMPACTS OF CLIMATE CHANGE ON THE GLOBAL ECONOMY: AN IN-DEPTH ANALYSIS OF ECONOMIC LOSS PROJECTIONS AND MITIGATION STRATEGIES Gunawan Widjaja; Tono Mahmudin; Loso Judijanto; Zainal Arifin; Iyad Abdallah Al- Shreifeen
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 6 (2024): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Publisher : CV. Adiba Aisha Amira

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Climate change is a defining challenge of our time, with far-reaching consequences for the global economy. This study provides a comprehensive examination of the economic impacts of climate change, focusing on projections of economic losses and the effectiveness of mitigation strategies. Our research combines quantitative analysis, case studies, and policy evaluation to offer a holistic perspective on this critical issue. Key findings of this research include the projection of substantial economic losses, potentially amounting to 2% of the global GDP by mid-century, if decisive measures are not taken. We analyze the vulnerabilities of critical sectors, such as agriculture and energy, and underscore the regional disparities in climate impacts through case studies. Adaptation and mitigation strategies are explored, emphasizing the economic benefits of proactive measures. This study is a vital resource for policymakers, businesses, and researchers, offering actionable insights to navigate the complex interplay between climate change and the global economy. It reiterates the urgency of addressing climate change's economic impacts and presents a roadmap for building resilience and seizing economic opportunities in a changing climate.
REGULATION AND SUPERVISION OF ISLAMIC BANKING IN INDONESIA: AN IN-DEPTH EXAMINATION OF RECENT DEVELOPMENTS ANDCONTEMPORARY TRENDS Shohib Muslim; Gunawan Widjaja; Farika Nikmah; Muhammad Naufal Arifiyanto; Mohammad Ahmad Bani Amer
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 8 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Publisher : CV. Adiba Aisha Amira

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This paper conducts an in-depth examination of the regulation and supervision of Islamic banking in Indonesia, focusing on recent developments and contemporary trends. The regulatory framework governing Islamic banking has evolved significantly in response to the dynamic financial landscape and the growing prominence of Sharia-compliant finance. The study explores the historical development of regulations, vital legal provisions, and the role of regulatory authorities in overseeing Islamic banking activities. A comparative analysis with conventional banking regulations provides insights into the distinctive features and challenges the Islamic banking sector faces. The discussion delves into the effectiveness of existing regulations in addressing challenges, ensuring compliance, and facilitating enforcement. Furthermore, the study investigates evolving trends, including recent developments within the Indonesian Islamic banking sector and global perspectives on Islamic banking regulation. The implications for future research and practical recommendations are also discussed, contributing to the ongoing dialogue on strengthening the regulatory environment for Islamic banking in Indonesia.
ANALYSIS OF THE INFLUENCE OF CORPORATE GOVERNANCE ON INVESTMENT EFFICIENCY OF PUBLIC COMPANIES IN INDONESIA Gunawan Widjaja
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 11 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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Good Corporate Governance is a process that regulates and controls a company in improving its business by paying attention to stakeholders to achieve company goals. The application of good corporate governance principles within a company can improve the company's financial performance and make the company free from fraud and can increase the trust of stakeholders and the public. The problem that companies often face is a lack of professionalism in running a company. Implementation of Good Corporate Governance cannot be separated from talking to companies that have valid legal entities in accordance with the provisions of the Law. The higher the investment efficiency, the more efficient the use of cash or company assets in making an investment, so it can be said that the more efficient investment is made, the higher the impact on cash flow. Corporate Governance influences the investment efficiency of public companies in Indonesia as measured by ROA and ROE. The research results which show that there is a positive influence of GCG on financial performance (ROA and ROE) can be interpreted as meaning that the better the implementation of GCG in a company can result in the company's operational activities being more effective and efficient, which in turn will increase financial performance.
ECONOMIC EFFICIENCY AND SUSTAINABILITY FROM A NATIONAL LEGAL PERSPECTIVE: A LITERATURE REVIEW ON THE ROLE OF SECTOR REGULATION AND STATE-OWNED ENTERPRISES IN REALISING INCLUSIVE AND SUSTAINABLE GROWTH Gunawan Widjaja
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 8 (2026): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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This article examines economic efficiency and sustainability from a national legal perspective through a literature review of the role of sector regulation and state-owned enterprises (SOEs) in achieving inclusive and sustainable growth. Sector regulation is seen as a legal instrument to correct market failures, ensure legal certainty, and encourage the application of sustainability and inclusivity principles through environmental, social, and governance standards. On the other hand, SOEs act as development agents that integrate commercial and social functions, support economic stability, and reduce environmental footprints through green economy practices and more transparent sustainability reporting. The results of the study show that sector regulation and SOEs are two main pillars that must be designed in an integrated, accountable manner and based on the principle of equitable efficiency within the framework of economic democracy to achieve inclusive and sustainable growth.
FROM STATE OWNERSHIP TO MODERN CORPORATIONS: ANALYSIS OF REGULATIONS AND PRINCIPLES OF STATE-OWNED ENTERPRISE GOVERNANCE IN BALANCING DEVELOPMENT FUNCTIONS AND PROFITABILITY IN THE ERA OF ECONOMIC GLOBALISATION Gunawan Widjaja
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 8 (2026): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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This article analyses the transformation of State-Owned Enterprises (SOEs) from bureaucratic state-owned entities into professional and competitive modern corporations in the era of economic globalisation. The main focus of the study is on the regulations governing the status and role of SOEs, particularly Law No. 19 of 2003 and its amendments, as well as the application of good corporate governance principles in maintaining a balance between national development functions and profit generation. The analysis shows that the separation of functions between the government as owner and SOEs as operators, the professionalisation of management, and the strengthening of supervisory mechanisms are key to overcoming the tensions caused by the dual mandate of SOEs. However, political challenges, policy intervention, and social obligations that are not managed transparently still hinder performance optimisation. This article concludes that SOEs can function as modern state corporations based on public values if regulations, governance, and organisational culture are designed synergistically to maintain a balance between public and market interests.
THE ROLE OF ECONOMIC LAW IN MARKETING AND BRANDING REGULATION: ANALYSIS OF BUSINESS COMPETITION REGULATION, CONSUMER PROTECTION, AND INTELLECTUAL PROPERTY RIGHTS ON MARKET EFFICIENCY Gunawan Widjaja
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 8 (2026): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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This article analyses the role of economic law in regulating marketing and branding through three main pillars of regulation: business competition, consumer protection, and intellectual property rights. Competition regulation serves to prevent monopolies, cartels, and unfair competition that can reduce market efficiency and harm consumers. Consumer protection ensures fairness, transparency of information, and product safety so that consumers can make rational and efficient purchasing decisions. Meanwhile, intellectual property rights, particularly trademark, copyright, and patent protection, provide the legal basis for brand identity development and product innovation. These three regulations complement each other in creating a competitive, transparent, and fair market, as well as encouraging efficient resource allocation by preventing free-riding practices and increasing consumer confidence in registered and protected brands. This article emphasises that economic law acts as a balance between freedom of enterprise and the public interest in the context of modern marketing and branding.
INTEGRATION OF LEGAL AND ECONOMIC PERSPECTIVES IN BRANDING STRATEGY: A LITERATURE REVIEW ON FAIR BUSINESS COMPETITION, CONSUMER PROTECTION, AND TRADEMARK PROTECTION Gunawan Widjaja
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 8 (2026): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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The integration of legal and economic perspectives in branding strategies is important in maintaining a balance between corporate competitiveness, fair business competition, consumer protection, and trademark protection. This literature review examines how legal aspects, such as trademark protection, business competition regulations, and consumer protection, interact with economic aspects, such as brand equity, market efficiency, and brand economic value, in shaping sustainable branding strategies. The results of the study show that effective branding does not only depend on marketing creativity, but also on compliance with the legal framework and the utilisation of economic mechanisms that support healthy competition. The integration of these two perspectives contributes theoretically to the development of economic law and ethical branding practices, while also providing guidance for business actors and policy makers in building a fair, efficient, and innovative market ecosystem.
PROPERTY LAW IN MODERN ECONOMIC TRANSACTIONS: A LITERATURE REVIEW OF OWNERSHIP RIGHTS, PLEDGES, AND MORTGAGES ON MOVABLE AND IMMOVABLE PROPERTY Gunawan Widjaja
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 9 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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Property law in the Civil Code plays a central role in modern economic transactions in Indonesia, particularly through ownership rights (Article 570), pledges (Articles 1150-1161), and mortgages (Articles 1162-1197) on movable and immovable property. A systematic literature analysis of primary sources such as the Civil Code, the Security Rights Act, and the Fiduciary Act, as well as secondary sources such as books and journals, reveals the super-priority of pledges/mortgages over special rights (Article 1134 paragraph 2), which remains strong in the era of fintech and e-commerce. Successful adaptations include Pegadaian's digital pawn, fractional NFT mortgages, and EV leasing fiduciary, increasing MSME credit access by 35%, despite challenges such as inconsistencies in BPN-Kemenkumham registration, over-collateralisation, and crypto regulatory gaps triggering priority overlaps and bankruptcy disputes. Reforms via the National Collateral Registry (RUU Cipta Kerja 2.0/2026), AI notary, and the Digital Property Bill are recommended for 70% efficiency and a potential 2% GDP boost, harmonising sharia and conventional systems for inclusive legal certainty.
AGREEMENT-BASED ECONOMIC CONTRACTS: A REVIEW OF CIVIL LAW LITERATURE ON SALES CONTRACTS, MONEY LENDING, AND LEASING IN THE DIGITAL AGE Gunawan Widjaja
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 9 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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The digital era has revolutionised agreement-based economic contracts in Indonesian civil law, transforming conventional sales contracts into e-commerce, money lending into fintech lending, and leasing into PropTech. This normative legal literature review analyses the validity of these three contracts according to Article 1320 of the Civil Code, which requires consensus, competence, a specific object, and a lawful cause, supported by the recognition of electronic contracts by Law No. 1 of 2024 on Information and Electronic Transactions. The main findings show that although the principles of consensualism and freedom of contract remain relevant, the challenges of digital evidence, consumer protection, and cross-platform jurisdiction require a reconceptualisation of colonial-era civil norms to be adaptive to the Rp155 trillion digital economy in 2026. This study identifies regulatory gaps between the Civil Code and the dynamics of smart contracts, blockchain, and P2P platforms, where the effectiveness of consumer protection remains weak due to rampant default and illegal collection. Comparative analysis confirms the need for legislative reform through the addition of a chapter on digital contracts, national smart contract regulations, and ODR integration to create legal certainty that is both pro-innovation and pro-consumer. This study contributes theoretically to the development of civil law and practically to policymakers in supporting Indonesia Emas 2045.
CIVIL CONTRACTS IN THE DIGITAL ECONOMY: A LEGAL ANALYSIS OF ELECTRONIC CONTRACTS AND THE PROTECTION OF THE WEAKER PARTY Gunawan Widjaja
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 9 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Publisher : CV. Adiba Aisha Amira

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This article analyses the legal existence of civil contracts in Indonesia’s digital economy, focusing on the validity of electronic contracts under Article 1320 of the Civil Code and the ITE Law, as well as mechanisms to protect vulnerable parties such as consumers and SMEs from onerous standard clauses through the principle of good faith and the Consumer Protection Law. A normative legal approach is employed to compare domestic regulations such as Government Regulation No. 71 of 2019 with international UNCITRAL standards, identifying challenges regarding digital consent, electronic evidence, and online disputes. The results indicate that electronic contracts are formally valid but require adaptive reform based on ODR and amendments to the Consumer Protection Act to ensure substantive justice amidst digital transactions worth Rp318 trillion (2025). Recommendations include a specific law on digital contracts and the strengthening of the Digital Dispute Resolution Body (BPSK).
Co-Authors Aat Ruchiat Nugraha Abadi, Songga Aurora Abd. Basir Abdul Samad Arief Abdul Wahab Syakhrani Abdur Rahman Achmad Fazrin Adi Rumanto Waruwu Aditya Sanjaya Adrian Bima Putra Adrian Bima Putra Affandi Affandi Agus Supriyanto Agus Supriyanto Agustinus Nugroho Jati Aisyah, Shyavara Alam Anbari Anastasia Prestika Andina Rahmayani Andreani Dewanto Andreas Harry Andreas Harry Anggia Az Zahra Anindita Widyapradnya Annas Tasya N.A Annas Tasya N.A, Annisa Rachmawati, Dsk Putu Ayu L.A, Khaerunnisa Ade P., Muhammad Fachri, Pradita Ajeng S.A Annisa Purwo Hastuti Annisa Rachmawati Ari Rahmat Elsad Arif Rahman Baihaqi Arman Harahap Asep Saepullah Aslan Aslan Aslan Aslan Aswan Athalia Christine L Ayu Miya Maryani B.M.A.S. Anaconda Bangkara Basuki Rekso Wibowo Bintan R. Saragih Brian Matthew Budi Suranto Bangun Cecep Suhardiman Cecep Suhardiman Cecep Suhardiman Cesarianti, Fransiska Milenia Chairunnissa Chairunnissa Christiawan, Rio Christina Herawati G Damun, Damun Danang Rahmat Surono Daniel Hagana Bangun Dave Advitama Dave Advitama Delia Bazlina Deny Wicaksono, Deny Dhanudibroto, Handojo Dheas Syahreza Muslim Diana ., Diana Diana Laila Ramatillah Dimas Tripraditiya Dipo Pramudito Dipo Pramudito Dsk Putu Ayu L.A Dumilah Ayuningtyas Dyah Ersita Yustanti Dyah Ersita Yustanti Dyah Ersita Yustanti Dyah Ersita Yustanti Dyah Ersita Yustanti Ekasari, Silvia Ekha Sri Sugiarti Elisabeth Purnama Massang Enna Budiman Enna Budiman Ersita Yustanti, Dyah Fachrurazi Farika Nikmah Farrel Abiyu Ramadhana Fitra Sri Rahayu Grace Riana Gregorius Fabius Caesar Niki H. Deni Salahuddin Hadenan Towpek Hadenan Towpek Halim , Adriansyah Handojo Dhanudibroto Handojo Dhanudibroto Handojo Dhanudibroto Handojo Dhanudibroto Hansel Kalama Hardijan Rusli, Hardijan Harry, Andreas Hendra . Hendrawan Hendrawan Hendriarto, Prasetyono Heri Kustanto Hernita Hernita Hernita Hotma P. Sibuea Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Ita Nurcholifah Iyad Abdallah Al- Shreifeen Iyad Abdallah Al-Shreifeen Jahidin Kuswanto Januar Agung Saputera Jeisika Laurens Jessica Francis Gunawan Jestin Justian Juliana, Juliana Junior B. Gregorius Karunia Ilham Karim Kevin Neil McVey Khaerunnisa Ade P. Khairul Nizam bin Zainal Badri Khalimi Khalimi Khalimi Lalu Syaifudin Lidya Cristy S Lisno Setiawan Loso Judijanto M Reydhi Suwanda M Ruswan Talaohu M. Hafiz Aini M. Zahari Mahmudin, Tono Mailinda, Nur Martedjo, Wagiman Martin Maurer M.Marpaung Megasari Sijabat, Fittry Mellisa Efiyanti Mellisa Efiyanti Melyana Melyana Mervyn Mervyn Michael Alfonsus Michael Matthew Michelle Angelika S Mika Anabelle Miya Maryani, Ayu Moch. Isra Hajiri Mochammad Roufal Moh. Imam Ishomuddin Zuhri Mohammad Ahmad Bani Amer Monica Monica Mowafg Abrahem Masuwd Muhammad Anas Ma`arif Muhammad Fachri Muhammad Ikhwan Muhammad Ikhwan Muhammad Nagieb Muhammad Naufal Arifiyanto Muhammad Rayyan Firdaus Muthia Rachman Nadila Citra Aprilia Ni Nyoman Ari Triantari Nini Putri Wijaya, Nini Putri Nofianty Helyo Novan Dzaky Pangestu Novi Puji Lestari Novi Rizky Ramadhani Novi Rizky Ramadhani Nur Ulfa Maulida Nurwita, Nurwita Oggy Satya Tambunan Olivia Pauline Hartanti Poetranto, Soeryo Pradita Ajeng S.A Puguh Triwibowo Puji Hastuti Rafa Zahirah Husein Rahadian Bayu Anggoro Rahardja, Tony Rahmat Nasution Raissa Arlyn Manikam Rajes Khana Ramdan Yusuf Renaldi Immanuel Panggabean Renaldi Immanuel Panggabean Retnaningtyas Insyira Retnaningtyas Insyira, Anggia Az Zahra, Nadila Citra Aprilia, Chairunnissa, Muhammad Rayyan Firdaus, Novan Dzaky Pangestu Reza Sutrianingtyas Rahayu Rianti Nurul Oktavia Rif'ah Rif'ah Rifa’at Hanifa Muslimah Rifa’at Hanifa Muslimah Rio Christiawan Rio Johan Putra Ririn Nurhidayanti Rizka Anindya Manjayani Rizky Yosa Adhi Prabowo Robby Sulivan, Robby Robert Iskandar Rumanto Waruwu, Adi Salmon Sihite Salsa Rizkya Samsuto, Samsuto Sanchita Bhattacharya Santika Santika Sarah Ramadona Sardjana Orba Manullang Savira Lovianda Gunawan Sendi Sanjaya Sendi Sanjaya SH Septy Kusuma Septy Kusuma, Arif Rahman Baihaqi, M Ruswan Talaohu, Santika, Sarah Ramadona, Salsa Rizkya Shella Felicia Shohib MUSLIM Sihite, Salmon Silalahi, Yohanes B O Siti Hafifa Marlinda Putri Siti Nur Azizah Siti Nur Azizah Siti Rokayah Songga Aurora Abadi Songga Aurora Abadi Songga Aurora Abadi Sri Sugiarti, Ekha Sudrajat, Maman Sukh Pawen Jit Kaur Sunnah, Sunnah Syavitri Ramadhani Sylvana, Yana Tahir, Usman Tamrin Tamrin Tanti Herawati Taufik Rahman Taupik Alpiyandi Theresia Vena Tiwi Siftiyani Rosidah Tony Rahardja Towpek, Hadenan Usman Tahir Viony Kresna Sumantri Vivin Caronia WAGIMAN Wagiman Wagiman Wagiman . Wagiman Martedjo Wagiman Wagiman WAHYUDI Wibowo Laksono Widodo Wibowo, Basuki Rekso Widjaja, Liza Wijaya, Hanna Wirawan, Vani Yana Sylvana Yohanes Firmansyah Yuli Supriani Yuri Anggi Yustinus Lambang Setyo Putro Yustinus Rurie Wirawan Yusuf, Ramdan Zainal Arifin