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khuzaini, Khuzaini
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Risk Management Implementation Strategy And Bank Health Level Assessment In The Framework Of Increasing The Performance of PT. BPR Jatim Tjahjono, Tjahjono; Budiyanto, Budiyanto; Khuzaini, Khuzaini
International Journal of Science, Technology & Management Vol. 4 No. 1 (2023): January 2023
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v4i1.746

Abstract

BPR JATIM is one of the pilots BPR in the East Java operational area that has good risk management, and has just won the 2nd Best Indonesian Enterprises Risk Management Category: Local Government with assets of over IDR 1 trillion from Economic Review Magazine. This makes PT. BPR JATIM is recognized as one of the best BPRs with good risk management implementation. Therefore, this research was conducted to analyze the quality of risk management implemented by PT. BPR JATIM and to determine the health level of PT. BPR JATIM. Qualitative research with a case study approach is used in this research. Instrumental provisions of Regulation Number 13/POJK.03/2015 and SE OJK No.1/SEOJK.03/2019 concerning Implementation of Risk Management, as well as SK DIR BI No.30/12/KEP/DIR/1997, are used to analyze the implementation of management risks and the bank's ability to improve and maintain its soundness from a financial perspective. The results of this study indicate that PT. It turns out that BPR JATIM has implemented good risk management including credit risk, operational risk, compliance risk, liquidity risk, reputation risk and strategic risk, where all risks have been managed properly. The results of this study also found a link between risk management at PT. BPR JATIM with its financial analysis, where good risk management has also shown a good level of bank soundness as well.
Digital Literacy And Ai Adoption In Midwifery Education: Enhancing Career Readiness For The Society 5.0 Healthcare Landscape Masniah, Masniah; Rusdinor, Rusdinor; Ikhsan, Nor; Khuzaini, Khuzaini; Shaddiq, Syahrial
Sinergi : Jurnal Ilmiah Multidisiplin Vol. 2 No. 1 (2026): Sinergi: Jurnal Ilmiah Multidisiplin
Publisher : PT. AHLAL PUBLISHER NUSANTARA

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Abstract

The Society 5.0 era demands that midwifery students possess career readiness integrated with digital technology. However, the effectiveness of digital literacy and Artificial Intelligence (AI) adoption in determining the career readiness of prospective midwives still requires in-depth study. This research aims to analyze the influence of digital literacy and AI adoption on the career readiness of students at the Darussalam Martapura Midwifery Academy. This quantitative study employed an explanatory design with a Total Sampling technique involving 66 respondents. Data were collected through digital questionnaires and analyzed using multiple linear regression and t-tests. The results indicate that digital literacy has a positive and significant effect on career readiness (t count 41.459; p-value < 0.05). Conversely, AI adoption partially has no significant effect on career readiness (t count1.572; p-value > 0.05). Simultaneously, both variables contribute 96.5% to career readiness (R2 = 0.965). Digital literacy is the primary predictor of student career readiness, while AI adoption is still perceived as a secondary tool. Educational institutions need to integrate AI into the clinical curriculum so that students can perceive the relevance of such technology in the future midwifery profession.  
Co-Authors Abdul Manan AGUS Agus Firdaus Agus Salim Ambarsari, Vivien Reny Ambarwati, Riris Asokawati, Dewa Ayu Karina Atika Sari, Ade Nur Auliah, Nurul Ayuni, Risa Dwi BADRUL AINI Basuki , Botha, Yuslin Nursivin Dua Br Sigiro, Nia Debora Budi Setiadi, Budi Budiwati Budiwati Budiyanto Budiyanto Bure, Maria Rasdiana chrystanto, andri Didi Susanto, Didi Dini Anggraini, Dini Edwin Agung Wibowo, Edwin Agung Fakhriyah, Siti Elfa Fatonah, Ulfi Firdaus Firdaus Hartanto, Heru Dwi Hasanah, Nurlaila Hashemi, Sayed Momin Hayat, Muzahid Akbar Herianto, Muhammad Hisyam, Magneta Ikhsan, Nor Iqbal Ramadhani Mukhlis IRPAN IRPAN, IRPAN Irpan, M Irpan, M. Kariwardati, Kariwardati Khusairi, Ahmad Lestariningsih, Marsudi Lihu, Decky C. K. Lihu, Decky C. Kananto Lusiana, Herlina M. Irpan, M. Irpan Mardah, Siti Mardalia, Mardalia Mardiana Mardiana Maskur Maskur Masniah Masniah Maulana, Bobby Akbar Mohammad Mohammad Muhammad Yuliansyah Muhammad Yunus Mursanto, Mursanto Musohihul Hasan Niti Lestari Noor Rahman, Noor Nugroho, Wawan Cahyo Pradhani, Fastha Aulia Prastyorini, Anik Prijati Prijati Purwaningrum, Ajeng Handayani Rachman, Deddy Rahmi Widyanti Raihania, Raihania Ramadhan, Denny Ammari Ramadhan, Muhammad Novryan Ramadhan, Muhammad Umar Ramli, Rimayang Anggun Laras Prastianty Ratna Susanti Rico, Rico Rizky, Yulfani Akhmad Ronianysah, Ronianysah Rusdi Effendi Rusdinor, Rusdinor Saddiq, Syahrial Santoso, Bambang Hadi Saputra, M Rizeki Yuda Saputri, Yulita Shadiq, Syahrial Sigiro, Nia Debora Sinambela, Lasmi SITI FATIMAH Siti Fatimah Susila, Muktar Redy Suwitho, Suwitho Syahrial Shaddiq Teguh Wicaksono Tibrani Tibrani, Tibrani Tjahjono Tjahjono Yani, Prawita Yuanito, Rachmad Yudi Siyamto Zainul, Zainul Zakky Zamrudi