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Sharia Crowdfunding Securities Development Model with Analytical Network Process (ANP) Approach Muhammad Ikhsan Harahap; Nurhayati; Marliyah; Yusrizal; Ilhamy Nasution, Muhammad Lathief; Ramil Abbasov
Journal of Islamic Economic and Business Research Vol. 5 No. 2: December 2025
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jiebr.v5i2.501

Abstract

This research aims to develop a model for Islamic securities crowdfunding in Indonesia. Respondents consisted of 9 experts, including regulators, SCF operators, academics, MSMEs, and representatives of the Islamic fintech association, selected through purposive sampling. This research uses the Analytical Network Process (ANP) approach model. The results indicated that the problems encountered in the development of Islamic crowdfunding securities comprise five key aspects: literacy, public trust, management, regulatory, and technological. The level of agreement (rater agreement) is W=0.3753086, indicating 37.5% sufficient agreement in determining the problem priority issues among informants. The most prioritized Islamic crowdfunding securities development solution is the literacy solution, followed by the public trust solution, the technology solution, the management solution, and finally the regulatory solution. The informants’ agreement level is W = 0.2938272. This means that the level of agreement among informants on the priority order of Islamic SCF development solutions is 29.3%, indicating a sufficient level of agreement. Alternative strategies for developing the most prioritized Islamic crowdfunding securities include increasing literacy, building ecosystems, securing government support, improving technology, and implementing business sustainability strategies. The level of agreement (rater agreement) is W = 0.3101343, indicating that the priority order of Islamic SCF development strategies is 31% agreement, which is a sufficient level.
Countering Hoarding: A Sharia Microeconomic Literature Review on National Food Distribution Disparities amid Inflation Jamila, Khaidar rahmaini; Ridwan, Muhammad; Soemitra, Andri; Yusrizal
International Journal of Economics, Science, and Education Vol. 2 No. 5 (2025): International Journal of Economics, Science, and Education (IJESE)
Publisher : CV Pena Jaya Pers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65254/ijese.v2i5.60

Abstract

ABSTRACT Purpose: This study examines the role of hoarding (iḥtikār) and food distribution inequality in driving food inflation in Indonesia from the perspective of Islamic microeconomics. Design/methodology/approach: A qualitative approach is employed through a systematic literature review of classical fiqh sources, contemporary Islamic economic theory, national macroeconomic data, and policy-related reports. Findings: The study finds that hoarding contributes directly to food inflation, social welfare deterioration, and distributive injustice. Islamic economic principles prohibit such practices due to their inconsistency with distributive justice (‘adl), public welfare (maṣlaḥah), and the objectives of Sharīʿah (maqāṣid al-sharīʿah). Research limitations/implications: The study is limited to secondary data and conceptual analysis without empirical field investigation. Practical implications: State intervention, price controls, and Sharīʿah-based redistributive instruments such as zakat and infaq are justified to correct market failures. Originality/value: This paper integrates Islamic microeconomic principles into contemporary food inflation discourse. Paper type: Literature review Keywords: distributive justice, food distribution, hoarding, inflation, iḥtikār, Islamic microeconomics
Analysis of the Determinants of the Agricultural and Trade Sectors on Economic Growth Rate Harahap, Bagus Hermansyah; Yusrizal; Tambunan, Khairina
MALIA: Jurnal Ekonomi Islam Vol 17 No 1
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/88h1fb61

Abstract

Purpose: This research examines the effect of the agricultural and trade sectors on regional economic growth in Deli Serdang Regency from 2015 to 2024, using Gross Regional Domestic Product (GRDP) data.Design/Methodology/Approach: A quantitative approach was applied using multiple linear regression models to analyze the relationship between the agricultural and trade sectors and regional economic growth. Data from the Deli Serdang Central Statistics Agency (BPS) were utilized, and the analysis was conducted with a focus on determining the contributions of these sectors to GRDP.Findings: The results indicate that both the agricultural and trade sectors have a significant simultaneous effect on GRDP, with an R² value of 0.892, meaning 89.2% of the variation in GRDP is explained by the contributions of both sectors. The agricultural sector showed a statistically significant positive contribution, while the trade sector, though positive, did not have a statistically significant impact.Practical Implications: The findings highlight the importance of sectoral synergy in driving inclusive and sustainable regional development. Effective strategies to integrate the agricultural and trade sectors can promote equitable economic growth.Originality/Value: This study contributes to the literature on regional economic growth by providing empirical evidence of the simultaneous contributions of the agricultural and trade sectors, underpinned by Islamic economic principles, particularly the protection of wealth, distributive justice, and the pursuit of collective welfare.
Optimalisasi Google Service dalam Digitalisasi Aktivitas Organisasi: Implementasi pada KIPAN Akbar, Muhammad Tulus; Kurnia Amri, Maryama; Yusrizal; Timor, Adri Flouren; Sholid, Rolly Gios; Alhaq, Hawari
Vox Populi: Jurnal Umum Pengabdian Kepada Masyarakat Vol 3 No 1 (2026): Vox Populi: Jurnal Umum Pengabdian Kepada Masyarakat
Publisher : PT. Meja Ilmiah Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70308/voxpopuli.v3i1.362

Abstract

Digital transformation in organizations supports the acceleration of organizational change in managing their activities. One of the platforms that facilitates this process is Google Services, which enables integrated collaboration, communication, and data management. This community service program aims to optimize the use of Google Services to support the digitalization of organizational activities at KIPAN (Kader Inti Pemuda Anti Narkoba) of Jambi Province. The method employed was a participatory-perceptual approach through training, socialization, and hands-on practice involving 11 core administrators of KIPAN. Data were collected through field observations and analyzed using descriptive qualitative techniques. The results showed that 91% of participants had a very good understanding of the material presented, 73% were able to align the material with practical application, and 36% were capable of developing tasks and innovations using Google Services. These findings indicate that the program was effective in improving participants’ digital capacity, although further mentoring is still needed to strengthen innovation aspects. Overall, this program contributes to strengthening organizational capacity through the systematic use of digital technology.
Penguatan Kepemimpinan dan Keberlanjutan BUMDes Pengujan untuk Ketahanan Pangan Desa Pengujan Abriyoso, Octojaya; Rizki, Muhammad; Ilyas3, Imran; Yusrizal; Mu’azamsyah, Muhammad; Yuritanto; Sihombing, Agustinus; Marsudi
JPEMAS: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 2 (2026): JPEMAS: Jurnal Pengabdian Kepada Masyarakat
Publisher : Yayasan Pendidikan Tanggui Baimbaian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71456/adc.v4i2.1630

Abstract

Program Kuliah Kerja Nyata (KKN) merupakan kegiatan pengabdian kepada masyarakat yang dilaksanakan oleh mahasiswa sebagai bagian dari pengalaman pendidikan tinggi. Seminar "Kepemimpinan dan Keberlanjutan Program BUMDes Pengujan Sebagai Upaya Mewujudkan Ketahanan Pangan" merupakan inisiatif dari Kelompok KKN 10 di Desa Pengujan, Kecamatan Teluk Bintan, Kabupaten Bintan, Provinsi Kepulauan Riau, yang bertujuan untuk meningkatkan jiwa kewirausahaan pelaku Usaha Mikro, Kecil, dan Menengah (UMKM). Observasi awal menunjukkan bahwa pelaku BumDes dan UMKM di desa tersebut cenderung bertahan di zona nyaman karena keterbatasan pengetahuan dan ketidakpastian dalam mengelola usaha, termasuk pemanfaatan teknologi digital. Seminar ini memberikan wawasan tentang pentingnya transformasi pola pikir untuk pertumbuhan usaha, meliputi pengelolaan risiko, cara menghadapi kegagalan, serta penggunaan media sosial dan teknologi digital untuk meningkatkan daya saing. Pendekatan interaktif dengan menggunakan studi kasus dan pengalaman praktis dari anggota KKN terbukti efektif memotivasi pelaku BumDes dan UMKM untuk meninggalkan kebiasaan tidak produktif dan mulai mengembangkan usahanya secara inovatif dan berkelanjutan. Program ini diharapkan dapat memberikan pemahaman mengenai pentingnya pola pikir proaktif dan semangat kewirausahaan untuk meningkatkan potensi BumDes dan UMKM di Desa Pengujan.
PEMBERDAYAAN MASYARAKAT MELALUI PEMANFAATAN LAHAN TIDUR UNTUK PENGEMBANGAN KEBUN SAYUR DI DESA SEUNEBOK DALAM Itawarnemi, Hilmina; Ramazani, Syahrul; Khairuddin, Khairuddin; Furqa, Muhammad; Vitriani, Cut; Kurnia Lila, Syakira; Rezki, Rahmi; Mirosa, Nia; Rahmi, Rahmi; Yusrizal
Jurnal Pengabdian Kolaborasi dan Inovasi IPTEKS Vol. 3 No. 5 (2025): Oktober
Publisher : CV. Alina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59407/jpki2.v3i5.3074

Abstract

Pengabdian ini bertujuan untuk memberdayakan masyarakat Desa Seunebok Dalam melalui pemanfaatan lahan tidur menjadi kebun sayur produktif sebagai upaya meningkatkan kemandirian dan ketahanan pangan lokal. Metode kegiatan yang digunakan adalah Participatory Action with Training and Demonstration Plot, yang meliputi tahapan observasi, sosialisasi, pelatihan pembuatan pupuk organik cair berbahan eceng gondok, demonstrasi budidaya sayuran (bayam, sawi, dan kangkung), serta pendampingan dan monitoring keberlanjutan program. Hasil kegiatan menunjukkan adanya peningkatan signifikan pada partisipasi masyarakat dan keterampilan dalam pengelolaan lahan tidak produktif menjadi kebun sayur bernilai ekonomi. Masyarakat juga mampu memproduksi pupuk organik cair secara mandiri dan memanfaatkannya dalam budidaya hortikultura. Selain memberikan dampak ekonomi melalui peningkatan pendapatan rumah tangga, kegiatan ini juga memperkuat solidaritas sosial, kesadaran lingkungan, serta menumbuhkan budaya gotong royong. Simpulan, bahwa pemanfaatan lahan tidur melalui pengembangan kebun sayur berbasis komunitas efektif dalam meningkatkan ketahanan pangan, kemandirian ekonomi, dan kesejahteraan masyarakat desa secara berkelanjutan.   Kata Kunci: Pemberdayaan Masyarakat, Lahan Tidur, Kebun Sayur, Pupuk Organik, Ketahanan Pangan
EFFICIENCY OF HANDLINE TUNA FISHERMEN'S WORKING TIME USING THE PERT APPROACH Irawan, Andi; Mardiah, Ratu Sari; Yusrizal; Leilani, Ani; Nugraha, Erick; Febriyanto, Fredi; Miswar, Edi
Marine Fisheries : Journal of Marine Fisheries Technology and Management Vol. 16 No. 2 (2025): Marine Fisheries: Journal of Marine Fisheries Technology and Management
Publisher : Bogor Agricultural University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/w0682r97

Abstract

Handline tuna fishing constitutes one of the key economic activities in coastal areas, particularly for small-scale fishermen. Efficient working time plays a vital role in improving fishermen’s productivity and income. However, in practice, tuna fishing operations frequently encounter inefficiencies in both planning and the execution of daily tasks. Therefore, an analytical method is required to identify and evaluate each stage of the work process systematically. The Program Evaluation and Review Technique (PERT) provide a structured approach to mapping work activities, estimating the time required for each task, and identifying the critical path that determines the total project duration. This study aims to evaluate the efficiency of working time utilization among tuna fishermen using handline gear by applying the PERT approach. The research was conducted on 163 fishing vessels using the PERT (Project Evaluation and Review Technique) method, focusing on the analysis of actual time allocation for each activity. The results indicate that of the 24 analyzed activities, 17 (70.83%) fall within the critical path, while 7 (29.17%) have slack time. Critical activities such as loading supplies, traveling to the fishing ground, and retrieving the parachute anchor determine the project’s minimum duration. Meanwhile, activities with slack time, such as preparing the parachute anchor and mooring the vessel to the fish aggregating device (FAD), can be performed flexibly without affecting the overall project timeline. Effective time management is essential to ensure that each operational phase is completed on schedule, thereby improving the efficiency and productivity of fishing operations. Keywords:   critical path, handline, PERT, tuna.
Performance Identification of Eutectic Fatty Acid-PLA Based Phase Change Material Board Installed in a Mini-Cubicle System Aidy, Nurhanifa; Lindawati; Iqbal; Mahyuddin; Muhtadin; Muhammad Faisal; Yusrizal
Jurnal Inotera Vol. 11 No. 1 (2026): January-June 2026
Publisher : LPPM Politeknik Aceh Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31572/inotera.Vol11.Iss1.2026.ID659

Abstract

Thermal comfort regulation in buildings located in hot climates, such as Indonesia, remains highly dependent on air conditioning (AC) systems, leading to substantial energy consumption. Integrating Phase Change Materials (PCM) into building envelopes offers a passive thermal management strategy to reduce cooling loads. This study investigates the thermal performance of a gypsum-based wall incorporating a eutectic fatty acid PCM (laurate–stearate) of 85:15 (wt%) modified with polylactic acid (PLA) at three PCM:PLA ratios (1:0.6, 1:0.8, and 1:1), alongside a control sample without PCM. Samples were fabricated at laboratory scale and evaluated using a mini-cubicle system under controlled charging and discharging conditions. Energy performance was assessed through temperature change rates and heat transfer (q) analysis at three measurement points (T1, T2, T3). Results demonstrate that PLA modification significantly enhances PCM performance, with the 1:0.8 ratio (bPCM) exhibiting optimal behavior. During charging, bPCM achieved the lowest temperature change rates of 4.75 °C/h at T1, 1.15 °C/h at T2, and 0.65 °C/h at T3 and the minimum heat transfer from T2 to T3 of 32.049 J. Similarly, during discharging, bPCM maintained the smallest temperature change rates of 2.2 °C/h at T1, 1.0 °C/h at T2, and 0.65 °C/h at T3 with the lowest heat transfer to the indoor zone of 32.033 J. These findings confirm that optimized PLA-modified eutectic PCM significantly improves heat absorption, latent heat storage, and thermal insulation performance compared to non-PCM and non-optimized compositions. The proposed composite wall system demonstrates strong potential for passive cooling enhancement and building energy efficiency improvement in hot-climate regions
STUDI KOMPARATIF RISIKO SISTEMIK ANTARA BANK SYARIAH DAN BANK KONVENSIONAL DI INDONESIA: PENDEKATAN TAFSIR TEMATIK TERHADAP SURAH AL-BAQARAH Oktavera Rizki; Azhari Akmal Tarigan; Mustapa Khamal Rokan; Andri Soemitra; Yusrizal
At-Tanmiyah Jurnal Ekonomi dan Bisnis Islam Vol 4 No 2 (2025): Desember, At-Tanmiyah: Jurnal Ekonomi dan Binis Islam
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam (STEBIS) Al-Ulum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65778/atjebi.v4i2.89

Abstract

This study aims to compare systemic risk between Islamic banks and conventional banks in Indonesia by employing a thematic exegesis approach (tafsīr al-mawḍū‘ī) to selected Qur’anic verses in Surah Al-Baqarah, specifically verses 30, 219, 220, 245, 275, 276, and 282. These verses address fundamental themes related to finance, justice, debt relationships, usury (ribā), charitable giving (ṣadaqah), and equitable wealth distribution within the framework of Islamic economic principles. By integrating qualitative analysis drawn from classical and contemporary Qur’anic exegesis—including Tafsīr al-Ṭabarī, Ibn Kathīr, and Tafsīr al-Māwardī—with insights from modern economic literature, this study highlights the fundamental distinctions between Sharī‘ah-based financial principles and conventional banking practices in relation to financial system stability. The findings indicate that the Islamic financial system embodies inherent mechanisms capable of mitigating systemic risk, notably through the prohibition of ribā, the implementation of profit-and-loss sharing arrangements, and the moral obligation to uphold charitable redistribution and social justice. In contrast, interest-based conventional financial systems tend to exacerbate economic inequality and amplify vulnerability to financial crises. These findings reinforce the contemporary relevance of Qur’anic values in informing financial stability policies within modern economic systems.
Analisis Perdagangan Industri Halal Dunia Studi Kasus Indonesia Cina 2020-2024 Minda Agustina; Yusrizal; Purnama Ramadani Silalahi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 2 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i2.7238

Abstract

The purpose of this study is to analyze the World Halal Industry Trade Case Study Indonesia China 2020-2024. The method in this study uses library research with a narrative method. Primary data sources in this study are data obtained directly from primary sources, namely books and journals on the world halal industry trade. The data collection method used by the author is descriptive. The results of Indonesia's export trade to China in 2020 to 2024 show a positive trend of recovery and growth. China remains one of Indonesia's main trading partners, with an increase in various product sectors. Product diversification strategies and increasing added value are key to strengthening Indonesia's position in the Chinese market in the future.
Co-Authors A Halim Abriyoso, Octojaya Adiman, Raja Multi Konvokesen Aditya Prayoga Akbar, Muhammad Tulus Alhaq, Hawari Amanah, Ayu Amini, Salisa Amries Rusli Tanjung Anbiya, Khairil Andi Irawan Andi Oh Andi Sucipto Andri Hendrizal Andri Soemitra Andri Soemitra Angel Angel Ani Leilani Annisa Fajriani Antania Susanto Anton Anton Anton Aqwa Naser Daulay Ariana Ariyanto Arsyad Asmaul Husna Astri Ayu Purwati Astri Ayu Purwati Astri Sri Rezeki Harahap atika Azhari Akmal Tarigan Azhari Yahya Baitulah Baitullah Balkhaya, Balkhaya Bord Nandre Aprila Budi Bahreisy Burhanudin Cardiana Cipta Ramadhani Damielly Salsabilla Dhara Meutuah Danu Alpin Gustio Debi Eka Putri Desmawati Desmawati Desnelita, Yenny Dewanti, Shendy Dewi Andriani Dewi, Nurul Aulia Dia Ananda Dian Mardiati Dini Dwi Ariska Eko Gani PG Elfa Eriyani Eliza Anas Erick Nugraha ernita, Tri Evi Julianita Harahap Fadrul Fadrul Faisal Faisal Syahputra Fanny Liani Fatmawati Fatmawati Febriyanto, Fredi Ferdy Saputra Ferdy Saputra Fira Nafisah Firman Alfathy Fitri Maghfirah Fitriadi, Nuzuli Fry Melda Saragih Furqa, Muhammad Hadi Iskandar Hadi, Andre Pangestu Hadli Lidya Rikayana Hafis, Ade Hakim Siregar, Lukmanul Harahap, Bagus Hermansyah Harahap, Muhammad Ikhsan Hasibuan, Vera Yunita Hawani Helly Aroza Siregar Helwen Heri Hendri, Alfi Hisbullah, Muhammad Ali Ibnu Khaldun Ida Maryanti Silaban Ilyas3, Imran Indah Ciawi Intan Halifa Iqbal Irwanda IRWANSYAH Iskandar Muda Iskandar Muda Ismail Ismail Sangkala, Ismail Itawarnemi, Hilmina Jabbar, Meuthia Aula Jamaluddin Jamila, Khaidar Rahmaini Jimmi Juneris Juneris Kasmawati Keatrine Khaidir, Widya Khairuddin - KHAIRUL ANWAR Khairul Insana Kurnia Amri, Maryama Kurnia Lila, Syakira Laspida Harti Latifah Annisa Lilli Eprianti LINDAWATI Luciana Fransisca Mahyuddin Malik Ibrahim Mardiah, Ratu Sari Marliyah MARSUDI Mary Onasis Hasri Maryati Melliana Mimelientesa Irman Minda Agustina Mirosa, Nia Misbahul Jannah Miswar, Edi Moeda, Fadillah Muflihul Fadhil Muhammad Faisal Muhammad Lathief Ilhamy Nasution Muhammad Luthfi Hamzah Muhammad Ridwan Muhammad Rizki Muhammad Salman Muhammad Umar MayaPutra Muhammad Yusuf Harahap Muhibbudin Muhtadin Mujtaba M Momin Mukramah, Widya An Nisa Mustapa  Khamal  Rokan Muyasaroh, Nurul Mu’azamsyah, Muhammad Nata Aurellia Nelti Neti Budiwati Nicholas Renaldo Ningsih, Nur Widya Noviria Melati Kent Nur Hariyanti Nurarifah Aini Nurdini Nurhanifa Nurhanifa Nurhayati Nuribadah Nurul Jannah Nurul Yusyawiru Nuryasin Abdillah Okalesa Okalesa Oktariani Oktariani Oktavera Rizki Pangihutan Tua Manurung, Anto Sakti Pratiwi, Putri Khairani Purnama Ramadani Silalahi Purnama, Dewa Tri Kusuma Putra, Yunanda Eka Putri Dewi, Selvia Putri, Nhyra Kamala Rahmi Rahmi Rahmi Syahriza Raja Hardiansyah Ramazani, Syahrul Rambe, M. Faiz Azhar Ramil Abbasov Ramziati Rasyid, Laila Muhammad Refina Zulita Restu Hayati Rezki, Rahmi Ribkha Ribkha Rizki, Oktavera Robert Marlyn Safrida Samtria Santi Arafah Sarli Rahman Sastro, Marlia Sayyid Ahmad Asshidiqi SEGATI, AHDA Sela Azkia Sendi, Muhammad Septi Solekhatun Setiono, Iwan Sholid, Rolly Gios Sihombing, Agustinus Silvia Sari Sitompul Sinta Aulia Haikal Siregar, Nur Ainun Siregar, Tetty Handayani Siti Hajar Bahzar Sri Hartati Simatupang Sri Ramadhani Sri Winarni Sriutaminingsih Sudarno Sudarno Sudarno Sudrajat, Danu Sufyanto Suharti Sulistian, Fahmi Sumara, Andry Rivan Suriyanti, Linda Hetri SURYANI Suyono Syafnur, M Syarbaini, Ahmad Muhaisin B. Tambunan, Khairina Teddy Haryadi Tedi Hermansyah Tedi Maliyunda Tiara Sukmawati Tiarlenta T Pardosi Timor, Adri Flouren Trisna Mesra, Trisna Tulus Akbar, Muhammad Ummi Kalsum Vitriani, Cut Wahyuni, Agus Wati, Yenny Widari Hikmanda Widjiantoro, Surya Tegar Wiko Antoni Yandianus Dominikus Daeli Yasih Williansari, Yash Williansari Yenny Wati Yenny Wati Yerisma Welly Yuritanto, Yuritanto Yusnita Octafilia Theresia A Yesu Infante Zakiah Rahmi Siagian Zarni Zamzahar Zikhri, Muharafiz Zulkarnaen Zulkarnaen