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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Assets : Jurnal Ekonomi, Manajemen dan Akuntansi Laa Maisyir Jurnal Ekonomi Islam Jurnal Minds: Manajemen Ide dan Inspirasi Jurnal Akuntansi : Kajian Ilmiah Akuntansi (JAK) AL-FALAH : Journal of Islamic Economics Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah SENTRALISASI AkMen JURNAL ILMIAH EKUITAS (Jurnal Ekonomi dan Keuangan) Iqtishoduna: Jurnal Ekonomi Islam Madinah: Jurnal Studi Islam At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam NUKHBATUL 'ULUM : Jurnal Bidang Kajian Islam El-Barka: Journal of Islamic Economics and Business Journal of Enterprise and Development (JED) Amnesty: Jurnal Riset Perpajakan Jurnal Akuntansi Jurnal Ilmiah Al-Tsarwah Economics and Digital Business Review El-Iqtishady AL-FALAH : Journal of Islamic Economics Al-Sharf: Jurnal Ekonomi Islam Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Jurnal Penkomi : Kajian Pendidikan dan Ekonomi J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Jurnal Iqtisaduna Share: Jurnal Ekonomi dan Keuangan Islam Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) J-ESA (Jurnal Ekonomi Syariah) EKONOMIKA45 Islamic Accounting and Finance Review International Journal of Multidisciplinary Research and Literature (IJOMRAL) JAMBURA: JURNAL ILMIAH MANAJEMEN DAN BISNIS Mauriduna : Journal of Islamic studies Balanca : Jurnal Ekonomi dan Bisnis Islam Wadiah : Jurnal Perbankan Syariah Milkiyah: Jurnal Hukum Ekonomi Syariah Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Likuid: Jurnal Ekonomi Industri Halal Innovative: Journal Of Social Science Research Indo-Fintech Intellectuals: Journal of Economics and Business Jurnal Ilmiah Akuntansi dan Keuangan (JIAN) Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Indonesian Journal of Taxation and Accounting El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Falah: Jurnal Hukum Ekonomi Syariah Journal of Accounting, Economics, and Business Education Journal of Ekonomics, Finance, and Management Studies Journal of Visionary Sharia Economy (JOVISHE) Jurnal Ekonomi, Manajemen, Akuntansi Atestasi : Jurnal Ilmiah Akuntansi JIMEK
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Journal : SENTRALISASI

Implementation of Islamic Bank Mudharabah Financing in Makassar Nurdin, Maryam; Mukhtar Lutfi; Muhammad Wahyuddin Abdullah; Saiful Muchlis
SENTRALISASI Vol. 13 No. 1 (2024): Sentralisasi
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v13i1.2787

Abstract

This study aims to determine the implementation of mudharabah contracts in Islamic banks. The type of research used is qualitative. This research was conducted with in-depth interviews. The informants who will be the source of data in this research are people who are directly involved in mudharabah financing practices. Informants were determined by purposive sampling and snowball techniques. Informants were determined by certain criteria: (1) Islamic banking leaders in Makassar (2) Islamic banking account officers in Makassar (3) Customers who are or have received mudharabah financing. The total number of informants is 5 people. The results showed that there is a high risk of moral hazard so that this financing is transferred to the Mudharabah contract, so the conclusion of this study is that the implementation of the mudharabah contract is not fully implemented.
Transformation of Hadji Kalla's Thought and Policy in Managing Kalla Group's Business from a Amanah Perspective Kasim, Sjaiful; Kara, Muslimin H; Abdullah, Muhammad Wahyuddin; Murtiadi, Murtiadi
SENTRALISASI Vol. 13 No. 2 (2024): Sentralisasi
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v13i2.3178

Abstract

This research aims to: 1) description of Hadji Kalla in managing business 2) The foundation of Hadji Kalla's thinking in running the business 3) Business management done by Hadji Kalla in the perspective of Amanah metaphor and 4) Model of thought transformation in Kalla Group company. Qualitative research using grounded theory phenomenalogical approach informants consist of Directors of Holding Company and two retired employees who had interacted with Hadji Kalla in his time. The results of the study; (1) Hadji Kalla as an entrepreneur started as a child and continued his business to Watampone, Bone and Makassar. In Makassar established the company NV HADJI KALLA (1952) engaged in import and export, the first importer of Japanese cars TOYOTA brand, (2) In running his business always juxtapose it with religion so that all business activities, social society, Hadji Kalla view work is worship. (3) In business management, Kalla Group has formulated corporate value into the foundation of policy in the form of five Kalla Value (4) The transformation of Hadji Kalla's thinking that took place from the first generation (Hadji Kalla) to the second generation (JK and FK) to the third generation (SJK) through the method of mentoring by experience. The transformation process of Hadji Kalla's thinking regarding Work is Worship, underwent development, addition and emphasis on aspects of work quality improvement, sincerity, BMW (Cost Quality Time) method, Faith Work Ethic, Performance, and changes in business orientation to a portfolio based on usefulness (maslahah), synergy and balance. The Kalla Value that has been applied becomes a distinctive feature that shapes the entrepreneurial spirit. Researchers call this the KALLAPRENEUR phenomenon, which is a trustworthy entrepreneurial posture, full of Islamic spirituality values using modern managerial approaches and local wisdom.
Co-Authors Abdul Wahab Abdul Wahid Haddade Abdul Wahid Haddade Abdullah, Mochammad Fadhil Aditiya, Roby Ahmad Zikri Dwiatmaja Akbar. C Ali Djamhuri Ali, Nur Amalia Amiruddin Kadir Amiruddin, Muhammad Fauzi Analia, Fitra Andi Yustika Manrimawagau Bayan Aniq Akhmad Ali Bawafie Aniq Akkhmad Ali Bawafie Arief, Fitriani Asmira, Sri Asriani Asse, Ambo Astridani, Andi Atika Rizki Atika Ayu Parmitasari, Rika Dwi Ayu Ruqayyah Yunus Bawafie, Aniq Akhmad Ali Bukhari chairul ihsan burhanuddin Damayanti, Elok Dana Kusuma, Suteja Wira Devi Novianty Dwiatmaja, Ahmad Zikri Eka Arlinda Hafid Eril, Eril Fahrun Rijal Fathurrahman Fathurrahman Fathurrahman, Rezki Amalia Haddade, Abdul Wahid Hadriana Hanafie Hamzah, Muh. Nasir Hasaruddin Hasaruddin Hasaruddin Hasaruddin Ilham, Reski Cahyani Ippa Syahida Jamal, Angriani Jannah, Raodahtul Jupaing jupaing K, Amiruddin Kadir, Amiruddin Kara, Muslimim Kara, Muslimin H Kasim, Sinta Kasim, Sjaiful Khomayny, Muchlish Kurnaemi Anita Kurnia , Evi Kurniawati Meylianingrum Latifah Lanonci Lince Bulutoding Lutfi, Mukhtar Mallongi, Syahrir Marajabessy, Sri Rahayu Mardatillah Maryam Nurdin, Maryam Mochammad Fadhil Abdullah Moh Yusuf Muammar Bakry Muchlis, Syaiful Muchlish Khomayny Muhajir, Muhammad Nur Alam Muhammad Asdar Muhammad Fauzi Amiruddin Muhammad Nirwan Idris Muhammad Nur Abdi Muhammad Sarjan Mukhtar Lutfi Mukhtar Lutfi Munadirah Murliani Musa Murtiadi Awaluddin Muslimin Kara Muslimin Kara Natsir, Sunarto Nur Aulia Husnihita Muchtar Nur Rahma Sari Nurindah Nurindah Nurjannah Nurjannah Nurmelani Nurul Faqiha Yasin NURUL HIDAYAH Nurwahida Paramata, Adhayani Mentari Parmitasari , Rika Dwi Ayu Parmitasari, Rika Dwi Ayu Puspita H. Anwar Puspita Hardianti Anwar Putri Ayu Ramadhani R, Baso Rahmawati Rahmawati Muin Ramlah Ramlah Ridwan Ridwan Ridwanto Ridwanto Rijal, Fahrun Rika Dwi Ayu Parmitasari Risnawati Rizal Ancu Rofiah, Isnin S Sumarlin Saiful Saiful Muchlis Saiful Muchlis Saiful Muchlis, Saiful Salmah Said Salmah Said, Salmah Sandi, Ahmad Sapinah, Sapinah Sofyan, Syathir Sri Nurul Nabila Sri Wahyuni Sumarni S, Sumarni Supriadi Syahidah Rahmah Syahruddin Kadir Syamsiah, Syamsiah Syamsuddin Syamsuddin Syarifuddin Syarifuddin Syarifuddin Syarifuddin Tamsir Tamsir Tamsir, Tamsir Trimulato Trimulato Warliana, Lisna Widya Astuti widya astuti Yanti, Sri Devi Yunus, Ayu Ruqayyah Zulhikam, Akhmad