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All Journal SulukIndo Jurnal Pemberdayaan Masyarakat: Media Pemikiran dan Dakwah Pembangunan Jurnal Penelitian dan Pengabdian Kepada Masyarakat UNSIQ Journal of Economic, Management, Accounting and Technology (JEMATech) JOURNAL OF SCIENCE AND SOCIAL RESEARCH Magisma: Jurnal Ilmiah Ekonomi dan Bisnis EconBank : Journal Economics and Banking International Journal of Economics, Business and Accounting Research (IJEBAR) Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Jurnal Ilmiah Edunomika (JIE) JPEKBM (Jurnal Pendidikan Ekonomi, Kewirausahaan, Bisnis dan Manajemen) SINTA Journal (Science, Technology, and Agricultural) Medikonis Jurnal Bingkai Ekonomi (JBE) Jurnal Minfo Polgan (JMP) Hakam : Jurnal Kajian Hukum Islam dan Hukum Ekonomi Islam Cendekia: Jurnal Kependidikan dan Kemasyarakatan Jurnal Andaliman: Jurnal Gizi Pangan, Klinik dan Masyarakat Asian Journal of Management Analytics Jurnal Pengabdian Masyarakat Bhinneka Malcom: Indonesian Journal of Machine Learning and Computer Science Medika Respati : Jurnal Ilmiah Kesehatan Aurelia: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia Magna: Journal of Aconomics, Management, and Business Jurnal Akuntansi, Manajemen dan Perbankan Syariah Innovative: Journal Of Social Science Research DFAME Digital Financial Accounting Management Economics Journal Jurnal Akademik Pengabdian Masyarakat JEPEmas: Jurnal Pengabdian Masyarakat (Bidang Ekonomi) Jurnal Studi Kasus Kegiatan Masyarakat
Bahtiar Efendi
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Religion Agriculture, Biological Sciences & Forestry Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Veterinary Other

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Risk Management Practices in Sharia Commercial Banks in the Financing Sector Munawaroh, Lailatul; Efendi, Bahtiar; Nurhayati, Eni Candra
AURELIA: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia Vol 4, No 1 (2025): January 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/aurelia.v4i1.2970

Abstract

To help the Indonesian economy face increasingly complex risks and problems, Sharia Commercial Banks are very important. Threats and difficulties faced by Sharia Commercial Banks both internally and externally. Risk is the possibility of something happening that may have a positive or negative impact on achieving organizational goals. However, work accidents often occur which result in a Sharia Commercial Bank experiencing losses. Of course, recognizing existing risks can prevent work accidents. For this reason, it is necessary to establish a good system that is comprehensive, planned and structured. This research focuses on how to attract investors to provide financing to Sharia Commercial Banks under the auspices of the OJK. This research uses secondary data collection methods in the context of qualitative descriptive research. In the context of Sharia Commercial Bank financing which is under the supervision of the OJK, the findings of this research provide a comprehensive understanding of relevant and efficient risk management techniques. These findings also provide useful direction for other banks in managing financing funds and fostering investor confidence. Furthermore, solving financing problems is carried out with the 3R idea, namely: rescheduling, reconditioning, restructuring
Pengembangan UMKM melalui Digital Marketing di Desa Kayugiyang, Kecamatan Garung, Kabupaten Wonosobo, Jawa Tengah Trihudiyatmanto, M.; Kaukab, M. Elfan; Efendi, Bahtiar; Purwanto, Heri; Nurhayati, Eni Candra; Akbar, Muhamad Asif Maulana; Hikmah, Noor; Rizkiyadi, Dicky; Utami, Farida Riza; Kusdayanti, Niken; Azka, M. Gilang Maulana
JEPEmas: Jurnal Pengabdian Masyarakat (Bidang Ekonomi) Vol 3 No 2 (2024): Oktober 2024
Publisher : UP2MF Fakultas Ekonomi dan Bisnis, Universitas Sains Al-Qur'an (UNSIQ) Jawa Tengah di Wonosobo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan - Tujuan dari pelaksanaan Pengabdian Kepada Masyarakat ini adalah memberi pengetahuan kepada masyarakat terutama para pelaku UMKM dan generasi muda tentang digital marketing di Desa Kayugiyang, Kecamatan Garung, Kabupaten Wonosobo, pelatihan pemasaran dengan menggunakan media internet. Metode - Pelaksanaan pelatihan dilakukan dalam beberapa tahap diantaranya survei lokasi kegiatan dan UMKM di desa Kayugiyang. Tahap perencanaan, tahap ini merupakan tahap penyusunan rencana dan mengidentifikasi perencanaan progam yang akan dilaksanakan kemudian dirumuskan berbagai kebutuhan dalam perencanaan sistem pemasaran secara online. Sosialisasi, kegiatan sosialiasi memberikan pengetahuan awal mengenai pemasaran secara online kepada masyarakat atau pelaku UMKM di desa Kayugiyang serta memberikan penyampaian rancangan program kegiatan apa saja yang akan dilakukan. Pelaksanaan, tahap ini melakukan kegiatan pendaftaran akun google business bagi masyarakat yang memiliki usaha. Evaluasi, kegiatan ini dilakukan setelah menyelesaikan program kegiatan. Hasil – Masyarakat sangat antusias ditandai dengan banyak peserta yang hadir dalam pelatihan digital marketing untuk peningkatan UMKM di desa Kayugiyang, Kecamatan Garung, Kabupaten Wonosobo.
Peran Emosi Positif Dalam Memediasi Store Atmosphere dan Store Image Terhadap Pembelian Impulsif Ernawati, Ernawati; Efendi, Bahtiar
EconBank: Journal of Economics and Banking Vol 6 No 2 (2024): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v6i2.442

Abstract

In business competition, retailers are expected to increase their sales so they can compete with other retailers. The phenomenon of impulsive buying behavior is a challenge for retailers where they are required to be able to create emotional interest such as provoking consumers' passion to buy and consume a particular product. The aim of the research is to prove how positive emotions mediate store atmosphere and store image and influence impulse buying. This research uses a quantitative approach, namely an approach that emphasizes analysis of numerical data processed using statistical methods. Quantitative research is a type of research that produces discoveries that can be achieved (obtained) using statistical procedures or other means of quantification (measurement). Then it is measured using SmartPLS (Partial Least Square) software starting from hypothesis testing. The results of this research are that store atmosphere has a positive effect on impulse buying, store image has a positive effect on impulse buying, store atmosphere has a positive effect on positive emotions, store image has a positive effect on positive emotions, positive emotions have a positive effect on impulse buying, positive emotions mediate the positive effect of store atmosphere. on impulse buying, positive emotions mediate store image having a positive effect on impulsive buying
Analisis Kepuasan Pelanggan Melalui Sentimen Ulasan Menggunakan Algoritma Naive Bayes Arsadhana, Muhamad; Efendi, Bahtiar; Trihudiyatmanto, M
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 13 No 1 (2025): MAGISMA:Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v13i1.471

Abstract

The advancement of digital technology has led to a large amount of data being generated by active internet users. In this study, the focus is on analysing customer sentiment towards MSMEs selling on the Tokopedia platform. The analysis is conducted using the naïve bayes algorithm method and Net Promoter Score (NPS) to measure customer satisfaction. The findings reveal that 75.69% of customer sentiment is positive, 11.08% is neutral, and 13.23% is negative. The Multinomial Naive Bayes model utilized achieves an accuracy rate of 80%, with precision, recall, and F1-Score all reaching 80%. Moreover, the calculated NPS value is 62.46%, indicating that a majority of customers are satisfied with the MSMEs on Tokopedia
KONTROL DIRI SEBAGAI MEDIASI PENGARUH PENGGUNAAN UANG ELEKTRONIK, GAYA HIDUP, DAN KONFORMITAS TERHADAP PERILAKU KONSUMTIF GENERASI Z KOTA DEPOK Nabila, Shofiyyatun; Trihudiyatmanto, M.; Efendi, Bahtiar
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 13 No 1 (2025): MAGISMA:Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v13i1.472

Abstract

This study to determine electronic money usage, lifestyle and conformity to consumptive behavior through self-control. This study also examines how conformity plays an important role in consumption behavior of generation Z who tends to follow peer group trends. Population in this study is generation Z in Depok City aged 17-27 years. The sample amounted to 189 respondens obtained using non probability sampling with purposive sampling technique. The method used a quantitative and using SmartPLS 4.0 for data analysis. The result showed conformity and self-control have a positive effect on consumptive behavior. E-money and lifestyle have not significant effect on consumptive behavior. E-money, lifestyle and conformity have positive effect on self-control. Self-control can mediate electronic money usage and conformity on consumptive behavior. Self-control can’t mediate lifestyle on consumptive behavior
Sisi Gelap IKM Sapu Glagah Purbalingga: Strategi Pemanfaatan Kemampuan Inovasi Terhadap Keunggulan Bersaing Humairo, Calista; Nurhayati, Eni Candra; Efendi, Bahtiar
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 13 No 1 (2025): MAGISMA:Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v13i1.473

Abstract

This research investigates Strategieses to enhance the deployment of innovative capabilities through the dimensions of product innovation, process innovation, and service innovation on of competitive advantage in the Small and Medium Industries (SMIs) Glagah Brooms, Purbalingga Regency. The appropriate strategies for this investigation is a quantitative descriptive, which emphasizes the collection and analysis of data distributed to 106 respondents, all of whom are proprietors of the Small and Medium Industries (SMIs) in Glagah Brooms, Purbalingga Regency. The data were subjected to analysis multiple linear regression techniques and were processed utilizing IBM SPSS version 25.0 The results of this research show that: 1) Product innovation has no effect on competitive advantage. 2) The innovation process has a positive and significant effect on competitive advantage. 3) Service innovation has a positive and significant effect on competitive advantage
ANALISIS PENGARUH DIGITAL MARKETING, ORIENTASI PASAR, DAN INOVASI PRODUK HIJAU TERHADAP KINERJA PEMASARAN PADA UMKM KULINER DI KABUPATEN WONOSOBO Ali Salobar, Aditia Lade; Efendi, Bahtiar; Maulana Akbar, Muhamad Asif
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 13 No 1 (2025): MAGISMA:Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v13i1.474

Abstract

This study aims to analyze the impact of digital marketing, market orientation, and green product innovation on the marketing performance of culinary MSMEs in Wonosobo Regency. Digital marketing plays a crucial role for MSMEs to expand market reach and increase interaction with customers effectively. In addition, a good market orientation helps MSMEs better understand consumer needs and preferences, while green product innovation contributes to creating added value that supports sustainability principles. This study uses a quantitative approach with survey methods and multiple linear regression analysis to test the influence of these variables. Data was collected from 100 respondents who are culinary MSME actors in Wonosobo through a questionnaire that was systematically prepared. The results of the study show that digital marketing, market orientation, and green product innovation have a positive and significant influence on marketing performance. This finding is expected to provide insight for culinary MSME players in optimizing their marketing strategies through a digital approach, a deeper understanding of the market, and sustainable product innovation
ANALYSIS OF MSME CUSTOMER PERCEPTION THROUGH SENTIMENT REVIEWS USING K-MEANS CLUSTERING Wulandari, Sri; Trihudiyatmanto, M.; Efendi, Bahtiar
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 13 No 1 (2025): MAGISMA:Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v13i1.476

Abstract

Digital technology continues to develop relentlessly and creates fundamental changes for businesses, thus opening up new opportunities but also creating more complex uncertainties This study aims to analyse the perception of MSME customers using Google Maps reviews with the K-Means Clustering model. The dataset is retrieved through web scraping and processed with Python-based sentiment analysis. The results show customer perceptions in a more structured manner using the K-Means Model and sentiment analysis. Most reviews are positive, focusing on location, product quality, and price
MEMBANGUN BUDAYA ORGANISASI: INTEGRASI AL-QUR’AN DAN HADIST DALAM PENGELOLAAN PERILAKU ORGANISASI Nabila, Shofiyyatun; Mutafi, Ali; Trihudiyatmanto, Muhammad; Efendi, Bahtiar
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 8, No 1 (2025): February 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i1.2489

Abstract

Abstract: This article discusses the importance of building an Islamic organizational culture through the integration of Qur'anic and hadith values in organizational behavior management. By adopting the principles contained in the Qur'an, organizations can create a more ethical, fair, and productive work environment. This study uses a qualitative approach with a literature review method to analyze the concepts of Islamic organizational culture and its application in the context of modern management. The results show that the application of Qur'anic and hadith values in organizational culture can improve performance, job satisfaction, and employee loyalty. This article also identifies challenges and strategies in integrating Islamic values into organizational management practices. Keyword: Islamic Organizational Culture, Qur'an, Hadith, Organizational Behavior  Abstrak: Artikel ini membahas pentingnya membangun budaya organisasi Islami melalui integrasi nilai-nilai Al-Qur'an dan hadist dalam pengelolaan perilaku organisasi. Dengan mengikuti prinsip-prinsip yang terkandung dalam Al-Qur'an, organisasi dapat menciptakan lingkungan kerja yang lebih etis, adil, dan produktif. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi pustaka untuk menganalisis konsep-konsep budaya organisasi Islami dan penerapannya dalam konteks manajemen modern. Hasil penelitian menunjukkan bahwa penerapan nilai-nilai Al-Qur'an dan hadist dalam budaya organisasi dapat meningkatkan kinerja, kepuasan kerja, dan loyalitas karyawan. Artikel ini juga mengidentifikasi tantangan dan strategi dalam mengintegrasikan nilai-nilai Islami ke dalam praktik manajemen organisasi. Kata kunci: Budaya Organisasi Islami, Al-Qur’an, Hadist, Perilaku Organisasi 
BIG DATA ANALYSIS IN MARKETING DECISION MAKING INDUSTRIAL REVOLUTION ERA 4.0: CASE STUDY ON FASHION INDUSTRY IN INDONESIA SUNDAY ADE SITORUS; Efendi, Bahtiar; Sitorus, Sunday Ade; Firdaus, Firdaus; Indrianti, Merita Ayu; Kraugusteeliana, Kraugusteeliana
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8, No 1 (2024): IJEBAR : Vol. 8, Issue 1, March 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i1.12886

Abstract

The Industrial Revolution 4.0 era has changed the landscape of the world of manufacturing and technology with the integration of digital technology, automation and sophisticated data communications. The fashion industry in Indonesia is also not immune from the major impact of these changes, especially in marketing decision making. Big data analysis is crucial in optimizing marketing strategies by understanding consumer preferences, market trends and competition. However, the use of big data also brings challenges, especially regarding the security and privacy of consumer data. This research adopts a qualitative method with a literature review approach to investigate the use of big data in marketing decision making in the Indonesian fashion industry. The research results show that big data plays an important role in customer segmentation, consumer behavior analysis, trend prediction, and product innovation. The benefits companies gain from implementing big data include deep understanding of consumer behavior, fast decision making, operational efficiency, better risk management, product and service innovation, improved customer experience, and dynamic price adjustments. However, the challenges faced include data security risks, personal identification risks, and compliance with global privacy regulations. Assessment of the readiness of Indonesian fashion industry companies to adopt big data involves evaluating technology infrastructure, data analysis skills, awareness of big data concepts, data security and privacy, understanding customer behavior, technology adoption, ability to process real-time data, budget availability, readiness for innovation, and acceptance of organizational culture. By considering these aspects, companies can evaluate the extent to which they are ready to integrate big data in marketing decision making to achieve success in the Industrial Revolution 4.0 era.
Co-Authors Aat Ruchiat Nugraha Abdurohim Abdurohim, Abdurohim Agus Yudianto Ahadiyah, Latifatul Ahirotunisa, Suci Aini Rahayu Akbar, Muhamad Asif Maulana Alfizi, Alfizi Ali Mutafi Ali Salobar, Aditia Lade Alif Lukmanul Hakim Amalia, Ika Asaliatun Amira Arazilla T Ampri, Faisal Anam, Arif Khaerul Anantadjaya, Samuel PD Anggraeni, Diana Anggraini, Diah Putri Annisa Zanjabila Irsan Apriliani, Aenun Apriliani, RAEP. Ardiyanti, Yunita Arifin, Davit Arsadhana, Muhamad Ashshiddiqy, Muhammad Zain Asidiq, M. Tegar Restu Ayu Wulandari Azka, M. Gilang Maulana Azka, Muhammad Gilang Maulana Azzahra, Septiana Bachtiar, Alfan Bayu, Rahindra Bhakti, Achmad Hasbuka Hudaya Candra Nurhayati, Eny Cemarawati, Nungki Darmawan, Zakaria Satrio Dewi, Sintia Dhanias, Fitriana Rakhma Donny Dharmawan Ekasari, Silvia Emma Budi Sulistiarini Ernawati Ernawati Fauziah Ramadhani Feriyadin, Feriyadin Firdaus Firdaus Furbani, Widiastuti Gumohung, Alfikran Hafari, Narulita Hafitzah, Nur Harahap, Ida Hartiyah, Sri Heri Purwanto Hidayah, Attinia Hidayat, Akhmad Ma’ruf Hidayatullah, Muhammad Fendriansyah Hidayatunni’mah, Khusna Hikmah, Ziana Nurul Humairo, Calista Insan Mahmud Jarjayus, Muhammad Judijanto, Loso Kapisa, Redi Yana Karimullah, Suud Sarim Kartiwa, Kurniawan Kaukab, M. Elfan Kespandiar, Tengku Khaeroman, Khaeroman Kholunnafiah, Ulya Kraugusteeliana Kraugusteeliana Kusdayanti, Niken Kusumastuti, Dinda Amelia Lailatul Munawaroh, Lailatul Leni Nur Khofifah Lestari, Tiyas Puji Lidya Octavia Sitinjak Lini, Nahdia Luh Komang Candra Dewi Luluk Alawiyah, Luluk M. Trihudiyatmanto Maula, Muhammad Nafi' Maula, Nur Ishmatul Maulana Akbar, M. Asif Maulana Akbar, Muhamad Asif Maulana Akbar, Muhammad Asif Maulana Azka, Muhammad Gilang Maulana, Ayi Ma’ruf Amri Ma’ruf Amri1 Merita Ayu Indrianti Muhamad Asif Maulana Akbar Mulya, Adi Tri Muslimawati, Naning Musran Munizu Nabila, Shofiyyatun Nafitasari, Siti Dia Naifatun Irbah Najiah, Rodhotun Nawangwulan, Irma M Ningsih, Tri Widyastuti Noor Hikmah, Noor Nugroho Hadi, Sugeng Nur Alam Nur Baiti Jannati Nur Faizah, Yuniar Laeli Nurhayati, Eni Candra Nurina Nurina Nuruzzaman, Muhammad Efrizal Zahid Pamungkas, Alfin Setia Pangestuti, Anni Enggal Prakarsa, Bagus Purnama, Satria Sa'ban Purnama, Yayan Yudha Putri Nahdly Purba Putri, Armelia Army Putri, Desyana Rahayu, Anisa Rino Subekti Ristanto, Bowo Rizkiyadi, Dicky Rochyani Lestiyanawati, Rochyani Romandhon, Romandhon RR. Aryanti Kristantini Sabila, Asfyani Maiza Saehu, Muh. Syaiful Salsabila, Nadia Febi Sangadin, Ahmad Yajid Saputra, Yoga Dwiki Sarrono, Jimi Sattar Sattar, Sattar Sekar Indah Tri Dewi SETIAWAN JODI, I WAYAN GEDE ANTOK Setiawan, Anggun Siti Nur Aisah Sofiyanti, Lilis Sri Jumini Sri Sugiarti Sri Wahyuni Sri Wulandari Sucandrawati, Ni Luh Ketut Ayu Sudha Suhendar Suhendar, Suhendar SUNDAY ADE SITORUS Suntiah, Suntiah Sunyono, Nanang Agus Suprapti, Fitri Supriatna, Metha Djuwita Supriyono Supriyono Susanti Susanti Susanti, Maulida Rahma Susanto Susanto Suwondo, Adi Sylvatri, Hapsari Dian Tiyono, Tito Triola Chairunnisa Umami, Siti Fithrotul Utami, Farida Riza Wibowo, Teguh Setiawan Winarni, Endra Yanti, Nyatmi Dwi Zariroh, Fairuzza Arza ‘Ula, Alfatin Rochimatul