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All Journal International Journal of Renewable Energy Development Journal on Mathematics Education (JME) GRADIEN Jurnal Penelitian Pendidikan IPA (JPPIPA) Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah J-EBIS (Jurnal Ekonomi dan Bisnis Islam) TUNAS BANGSA JURNAL SERAMBI ILMU TAZKIR: Jurnal Penelitian Ilmu-ilmu Sosial dan Keislaman JURNAL PENDIDIKAN TAMBUSAI Jurnal Basicedu Jurnal Dedikasi Pendidikan At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Jurnal Ekonomi Manajemen Sistem Informasi Journal of halal product and research (JHPR) International Journal of Marketing and Human Resource Research Munaddhomah: Jurnal Manajemen Pendidikan Islam Jurnal Bisnis Mahasiswa Journal Of Sharia Banking INSANIA : Jurnal Pemikiran Alternatif Kependidikan Jurnal Basicedu Data Sciences Indonesia (DSI) Journal Of Islamic Social Finance Management JIFTECH: Journal Of Islamic Financial Technology Jurnal Kedokteran Hewan Nanggroe: Journal Of Scholarly Service Jurnal Ekonomi, Akutansi dan Manajemen Nusantara Nanggroe: Journal of Scholarly Service JSIKOM (Jurnal Studi Ilmu Komunikasi) Krigan: Journal of Management and Sharia Business Jurnal Mediasas : Media Ilmu Syari'ah dan Ahwal Al-Syakhsiyyah Jurnal Medika Veterinaria At Tahkim Jurnal Hukum Ekonomi Syariah Profetik Jurnal Ekonomi Syariah Abdurrauf Journal of Community Service Jurnal Pendidikan MIPA Yuriska : Jurnal Ilmiah Hukum Singkite Journal Jurnal Ilmiah Mahasiswa Pendidikan Geografi ILLAT-J
Muhammad Isa
Universitas Sumatera Utara
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Journal : JIFTECH: Journal Of Islamic Financial Technology

 1 
The Effect Of Trust And Risk On Interest Using Mobile Banking Isa, Muhammad; Fadlilah, Hamni; Hamid, Azwar; Lestari, Emmi
Journal of Islamic Financial Technology Vol 1, No 1 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (639.499 KB) | DOI: 10.24952/jiftech.v1i1.5022

Abstract

PT. Bank Sumut Syariah Branch Padangsidimpuan provides mobile banking services, but this service is less attractive to customers. The purpose of the study was to determine the effect of trust and risk partially and simultaneously on the interest in using mobile banking on customers of PT. Bank Sumut Padangsidimpuan Sharia Branch. This research is quantitative research. The sample used in this study were 100 respondents. The sampling technique used was accidental sampling. Data analysis used is validity test, reliability test, normality test, classical assumption test, t test and F test using SPSS 24 tool. The results showed that there was an influence of trust on the interest in using mobile banking on customers of PT. Bank Sumut Syariah Branch Padangsidimpuan, there is a risk effect on interest in using mobile banking on customers of PT. Bank Sumut Syariah Branch Padangsidimpuan and there is the influence of trust and risk simultaneously (together) on the interest in using mobile banking on customers of PT. Bank Sumut Syariah Branch Padangsidimpuan .Keywords: Trust, Interest Using, Risk
The Impact of Online Loans on The Community in Sipirok Sub-District Isa, Muhammad; Siregar, Budi Gautama; Lubis, Aswadi
Journal of Islamic Financial Technology Vol 2, No 2 (2023): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v2i2.10361

Abstract

The discussion in this study is related to the impact of online lending. Impact on people who do online-based lenajaman. In connection with that, the approach taken is the study and theories of Islamic banking which discusses the impact, online-based loans. This research is a  field research  (direct research in the field) with a qualitative approach. The data sources used are primary data and secondary data, with data collection techniques through observation, interviews, and documentation.The results showed that the factors that cause people in Sipirok District to make  online-based loans, namely the procedure for borrowing money in online-based applications  are  easier to process and faster disbursement of money. The positive of  online-based loans for  people in Sipirok District is that the procedure for borrowing money in online-based applications is  easier to process and quickly disburse money, and their needs or emergency fund needs can be met quickly. While the negative impact is a deduction of administrative money that reaches 30% of the principal money, and an inhumane way of debt collection to consumers who are in arrears of loan installment payments.
Co-Authors Abir, Ismail Ahmad Adjeng Moelyati, Trisniarty Adzkia, Nida Agasta, Rio Ahmasi, Latif Al Aji, Mochamat Bayu Ali Hardana Almegi, Almegi Andriyanto, Dadan Aris Haryanto Asnaini, Yuni Asnil Aidah Ritonga Athaillah, Farida Aula, Muhammad Hably Hukma Azhar Azhar Azwar Hamid Bayurini Samudra, Sari Cesarian, Dwiky Pobri Charles Rangga Tabbu Daniel Daniel Dasrul Dasrul Efendi, Ilham Eka Safitri Elin Yusibani Ellisa, Ellisa Erdiansyah Rahmi Fachruddin Azmi, Fachruddin Fadlilah, Hamni Fathurrahman, Fadhil Fitriliana Fitriliana Frengki Frengki, Frengki Ginting, Budi Setiawan Hadana, Erha Saufan Hambali Hambali Harahap, Desi Anora Heni Pujiastuti Henni Vanda Hutagaol, Abdul Latif Hutasuhut, Sartika Idris Saleh Ikhsan Ikhsan Irwansya, Muhammd Irwansyah Irwansyah Jeem, Yaltafit Abror Juli Melia Khairunisa, Fauzia Khurniawan, Deni Laliasa , Sandi Nur Fathana Lestari, Emmi Lubis, Aswadi Lubis, Zulfahmi Lukman Hakim M. Yusuf Mama, Abdulloh Mansari, Mansari Maulida Rahmah, Maulida Mesiono, Mesiono Mudofir, Imam Muhammad Haikal Muhammad Hasan Muhammad Yusuf Ibrahim Mulyadi Adam, Mulyadi Murni Murni Musni, Nailah Mutia, Fara Nasution, Adanan Murroh Neliwati Nofinawati Nofinawati Nofinawati, Nofinawati Noviabahari, Jannatul Laily nurjannah, via NURLIANA NURLIANA Nurul fadillah, Nurul Nuzul Asmilia Palupi, Dian Prasetyo Yekti Utomo Priatna, Rusdiana Putra, Septian Dwi Maulana Rafiqah, Rafiqah Rahil Helmi Rahmadi Rahmadi Rasmaidar Rasmaidar Reza Aprianti, Reza Riski, Novia Rizkal, Rizkal Roslizawaty Roslizawaty, Roslizawaty Rosmaidar Rosmaidar, Rosmaidar Rully Charitas Indra Prahmana Ruslaini, Ruslaini Samsul Bahri Sari, Wahyu Eka Saudah Setyawan, Dimas Ari Simahatie, Mai SIREGAR, BUDI GAUTAMA Siti Aisyah Siti Khadijah Siti Sarah, Siti SRI RAHAYU Sri Wahyuni Suci Maulina Sugito Sugito Sukmawati, Nur Sulaeman Sulaeman Surbakti, Muhammad Syukri Sutantohadi, Alief Suyatmika, Yulita Syafruddin Syafruddin Tauvani, A Yuli Teuku Zahrial Helmi Umar, Muksin Usman Harahap, Ali Azis Utari, Lin Putri Vahreza, Anshar Wayan Tunas Artama Widodo, Yulius Harry Willy Syarif Yandy, Eza Tri Yani, Nuriza Yundari, Yundari Yusuf Hadijaya Zaini, Nasrullah Zerlinda , Irma Nurvita