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Journal : Journal of Economic Education

Determinants of Saving Behavior With Consumptive Behavior as Moderation Puspitaningrum, Yuliastuty; Wahyudin, Agus; Pujiati, Amin
Journal of Economic Education Vol. 13 No. 1 (2024): June 2024
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v13i1.28333

Abstract

The purpose of this study was to analyze the influence of financial literacy, parental socio-economics, and financial technology on saving behavior with consumptive behavior as moderation in economic education students at Semarang State University in 2021. The population in this study were students of the Department of Economics Education at Semarang State University in the class of 2021. The number of samples in this study was calculated using the Slovin formula with a proportionate stratified random sampling technique. Data collection techniques using a questionnaire. Data analysis techniques include descriptive statistical analysis and moderation regression analysis. The results of the study show that financial literacy has a positive and significant effect on saving behavior (14.36%). Meanwhile, parents' social economy and financial technology have no effect on saving behavior. Consumptive behavior is not able to moderate the influence of financial literacy, parents' socio-economic status, and financial technology on saving behavior. Suggestions that can be given are that students are expected to continue to increase saving behavior, can reduce consumptive behavior by reducing product purchases because of offering gifts when they don't really need them, and can increase their financial literacy so that it is even better, especially in terms of loans, investments, and insurance.
The Role of Technological Pedagogical Content Knowledge (TPACK) Instruction in Enhancing Creative Economic Thinking Abilities Trianavera, Bernike Agnes; Pujiati, Amin; Santoso, Jarot Tri Bowo
Journal of Economic Education Vol. 13 No. 1 (2024): June 2024
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v13i1.32915

Abstract

Economics lessons are still perceived as boring due to the use of lecture-based teaching methods. This leads to a lack of students' ability to develop creative thinking potential and makes students tend to be passive. Therefore, an appropriate teaching method is required, namely the TPACK teaching method. The objective of this research is to determine the effectiveness of TPACK-based instruction in enhancing the creative thinking abilities of high school students in economics. This research is a quantitative research employing an experimental method with a nonequivalent control group design. The data collection techniques utilized in this research involve observation and testing methods. Based on the analysis results, the t-test calculations conducted using SPSS present an average score of 78.85 for the experimental group, which is higher when compared to the average score of 74.90 for the control group. This indicates that the enhancement of students' creative thinking abilities in economics using TPACK-based learning is more effective compared to the enhancement of students' creative thinking abilities using conventional learning.
The Influence Of Financial Literacy, Social Environment And Self-Control On Consumptive Behavior With Buying Interest As A Mediating Variable Rosyada, Irfatur; Rusdarti; Pujiati, Amin
Journal of Economic Education Vol. 14 No. 2 (2025): December 2025
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v14i2.28573

Abstract

The phenomenon of consumerism has spread in society, including among teenagers who tend to show consumptive behavior due to a preference for novelty and the process of finding self-identity. Therefore, students as a group of highly educated teenagers need to develop self-control skills in consuming to avoid uncontrolled consumptive behavior. The purpose of this study is to analyze consumptive behaviors including financial literacy, social environment, self-control and buying interest. The data collection technique used questionnaires, while the data analysis technique used percentage descriptive analysis, inferential statistics, and multiple linear regression analysis. The results of the study show that financial literacy, social environment, and self-control have a positive effect on consumptive behavior. And the buying interest variable has been proven to play a mediator role in consumptive behavior. The advice given is for students to learn to increase awareness in responding to discounts, understand the financial landscape, pay attention to consumer reviews and testimonials, develop self-control, and foster rational buying interest. This study also advises future researchers to develop broader research statements and variables to strengthen the relevance of the research results and theories used.
Development Strategy Of The Creative Economy In The Culinary Subsector: The Case Of “Selera” Petis Crackers In Kendal Regency Haqi, Dita Nafaliya Dinul; Pujiati, Amin; Widiyanto
Journal of Economic Education Vol. 14 No. 2 (2025): December 2025
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v14i2.30860

Abstract

This study maps the strengths, weaknesses, opportunities and threats of development for the Kerupuk Petis Selera business in Kendal Regency, to assess and take the right strategy in overcoming existing obstacles. This type of research is qualitative using the SWOT method by distributing questionnaires, as well as direct interviews with business owners and supported by extracting data from key people related to indicators of strengths, weaknesses, opportunities and threats of marketing and processing petis crackers. The results or findings found are that SWOT analysis can help in mapping the research framework that identifies externally and internally which includes human resources, management systems, from marketing and product quality so that it can facilitate strategic decision making to improve business quality and long-term planning. Where the best strategy found is the ST strategy such as; 1). Make variations of other processed products made from the same base; 2). Innovation in packaging that is suitable for souvenirs; 3). Utilizing other technologies.
Co-Authors Abdul Rahim Ridzuan Adam, Ismet Adila Dhiya Hanifa Agung Agung AGUNG SETIA BUDI Agus Kurniawan Agus Pujianto Agus Wahyudin Akbar, Bintang Faisal Alexander Phuk Tjilen Alif, M. Hessal Ambrosius Heri Krismawanto Amin Retnoningsih Anak Agung Gede Sugianthara Anam, M. Khairul Andarweni Astuti Andryan Setyadharma Andy Widhiya Bayu Utomo Angelica, Seanita Febriana anggaretta, dhela septian ANISYAH, SITI Arief Yulianto Arifin Ika Nugroho Arisman Arisman Astuti, Andarweni Asyhari, Adit Tarauna Cholis Aulia, Rizka Elfina Avi Budi Setiawan Bambang Sugiantoro Banatul Hayati Bausad, Andi Anshari Beatus Tambaip Bestari Dwi Handayani Bestari Dwi Handayani Budiman, Kholiq Cahyo Budi Utomo Damayanti, Anggita Damayanti, Elok Dhela Septia Anggaretta Dian Puspitasari, Eka Dian Wiska Pranjanti, Sucihartiningsih Dikky Nur Hidayat Djoko Widodo Dwi Qomara, Dwi Dwi Rahmayani, Dwi Dyah Maya Nihayah Dyaksa, Rizky Sota Edi Purwanto Edy Suryanto Efdika, Muhamad Fadil Eka Dian Puspitasari, Eka Dian Eko Prasetyo Elisa Berliana, Lavinia Elisa Berliana, Lavinia Ella Anugrarista Etty Soesilowati Fafurida Fafurida Febriani, Laili Nabela Febriyanto, Andi Tidar Ferani Mulianingsih Firdausiyah, Faristin Fitriani, Ika Fitriyah Fitriyah Gilang Puspita Rini Habibah, Berlian Ummu Hadiwijaya Louk, Michael Johannes Hakim, Muh. Adrikni Al Haqi, Dita Nafaliya Dinul Harvianto, Yudo Heri yanto Hery Widijanto Ika Prima Melyana, Ika Prima Ika Wahyuntari, Linda Ika Wahyuntari, Linda Imam Mubarok Imamal Khujjah, Fajriatul Imron, Mohamad Ismiyati, Ismiyati Iswara, Astuti Eka Stya Izdiharsant, Almaas Jamaliah, Naimatul Janah, Ilma Ulfatul Janah, Ilma Ulfatul Jarot Tri Bowo Santoso Joko Widodo Juhadi Juhadi Jumesam, Jumesam KARDIYEM Karmesti, Danissa Wirna Khairani, Desy Khayati, Afif Nur Khoirul Anwar Kristanti, Nurjannah Rahayu Kuryanto, Mohammad Syaffrudin Legowo, Djoko Liliawati, Mia Lilik Andrietya, Achyarnis Linda Ika Wahyuntari, Linda Ika Louk, Michael Johannes Hadiwijaya Lukitasari, Diah Ma’sumah, Ngalimatul Malia, Shavera Sofiana Mashuri Mashuri Maya Nihayah, Dyah Mayangsari, Cintya Anindita Melati, Inaya Sari Melati, Inayah Sari MF, Nur Hanifah MF, Nur Hanifah Moh. Khoiruddin Mohammad Syaffruddin Kuryanto Mubarok, Imam Muhammad Khafid Muhammad Syaleh Musrifin, Arif Yanuar Mustapa, Alan Nihayah, Annis Nurfitriana Ningsih, Devi Ratna Nora Idiawati Nur Chayati Nur Chayyi, Nur Nursaidah Nursaidah, Nursaidah Octavianto, Said Nur Pande Made Dharma Sanjaya Pangestika, Maulida Dewi Pangestika, Zalma Niendya Phany Ineke Putri, Phany Ineke Prasetyo Ari Bowo, Prasetyo Ari Prastiwi, Fifi Setyo PRAYOGA, ABA SANDI Pulung Riyanto PURIANA, RAMADHANY HANANTO Puspitaningrum, Yuliastuty PUTRI WULANDARI Putri, Berlian Aminanti Suraya Putri, Dian Khoiriyani Putri, Reza Nadya Isabella Rachma, Evi Aulia Rachmadi, Moch. Faizal Ragil Haryanto Rahman, Yosi Aulia Ramadhani, Kamal Rangkurti, Yoki Afriandy Rediana Setiyani, Rediana Reikha Habibah Yusfi Retno Febriyastuti Widyawati Reza Nadya Isabella Putri Ridwan Sinurat Ridzuan, Abdul Rahim Riswandi , Dedi Rizka Elfina Aulia Rizkei Kurniawan Romadona, Ilham Romadona, Ilham Rosyada, Irfatur Rumawatine, Ztella Rusdarti Rusdarti - Safii, Adnan Abdul Said Nur Octavianto Samel Watina Ririhena, Samel Watina Sang Aji Kharismarizky Susilo Saraswati, Nadya Astin Septerika, Nabila Septi Diana Sari, Septi Diana Setiyo Budi, Agung Setyaputri, Nanda Aji Shavera Sofiana Malia Shavera Sofiana Malia Shela Mareta Fera Feronica Sherin Alifah Sherin Alifah Shofi, Ezar Sholikah, Mar'atus Silvia Margaret Sinta Saraswati Sinurat , Redwan Sophianingrum, Mada Sucihatiningsih Dian Wisika Prajanti Sukartidana , I Nyoman Syaffruddin, Muhammad Syarif Hidayat Sylvana Yaka Saputra Tahara, Vina Tasiman, Tasiman Thriwaty Arsal Tri Suminar Trianavera, Bernike Agnes Tusyanah Tusyanah Tutik Tutik Uswatun Hasanah Vantika, Frida Ade Wardana, Maldhimas Uut Widiyanto Wijang Sakitri Windu Kholbiya Sajati Yozi Aulia Rahman, Yozi Aulia Yuni Suprapto, Yuni Zaki, Muhammad Fachri Zaroni, Zaroni Zidfina Aunal Hana