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The influence of financial technology, social environment, and financial attitudes on the financial behavior of PSDKU UNTAD Morowali Farid, Erwan Sastrawan; Tiara; Munawarah; Rian Risendy; Nini Andriani
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 7 No. 2 (2025)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v7i2.340.322-338

Abstract

Studi This study aims to determine the effect of financial technology, social environment, and financial attitudes on the financial behavior of UNTAD Morowali PSDKU students. The type of research used in the study is quantitative. The research method uses non probability sampling with purposive sampling technique. The data collection technique used a questionnaire. The population used in this study were UNTAD Morowali PSDKU students. The sample taken was 50 respondents. The data analysis technique used multiple linear regression with the help of SPSS version 25. The results showed that 1) based on the results of the F test, it shows that financial technology variables, social environment, and financial attitudes have a positive and significant effect on the financial behavior of PSDKU UNTAD Morowali students. 2) Financial technology variables have a positive and significant effect on the financial behavior of PSDKU UNTAD Morowali students 3) The social environment variable has a positive and insignificant coefficients value, which means that the social environment has no role in the financial behavior of PSDKU UNTAD Morowali students. 4) The financial attitude variable has a positive and insignificant coefficients value, which means that financial attitudes have no role in the financial behavior of PSDKU UNTAD Morowali students
The Impact of Carbon Tax Implementation on Indonesia's State Budget Revenue Efforts for Sustainable Economic Growth: Revenue Potential, Challenges, and Policy Solutions Tiara; Salma Isnaeni; Sakti, Fajar Tri
Jurnal Perpajakan dan Keuangan Publik Vol. 4 No. 2 (2025): Jurnal Perpajakan dan Keuangan Publik
Publisher : Department of Public Administration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jpkp.v4i2.53168

Abstract

The increasing need for state financing and Indonesia's commitment to reducing greenhouse gas emissions require the presence of fiscal instruments capable of supporting economic and environmental sustainability. The carbon tax is a strategic policy because it functions as an emissions control tool and a new source of revenue for the State Budget (APBN). This study aims to analyze the potential state revenue from the implementation of the carbon tax, identify challenges, and formulate optimal policy solutions. The research method used is a qualitative approach through literature study utilizing secondary data. The results show that the carbon tax has significant potential to expand the tax base and increase state revenue, particularly from the high-emission energy sector, as well as encourage changes in consumption and production behavior towards a low-carbon economy. However, the implementation of the carbon tax in Indonesia still faces challenges. The policy implications of this study emphasize the importance of strengthening public outreach, developing an integrated and transparent MRV system, and improving institutional coordination so that the carbon tax can be optimized as a sustainable fiscal and environmental instrument.
Factors Associated with Acute Respiratory Infections (ARI) Among Toddlers at PMB Ana Hasanah, Tangerang Viedya Wildan; Hasta Sulistyaningrum; Yanasita Mafluha; Dhea Ayunanda; Tiara
International Journal of Psychology and Health Science Vol. 3 No. 4 (2025): International Journal of Psychology and Health Science (October - December 2025
Publisher : Greenation Publisher & Yayasan Global Research National

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/ijphs.v3i4.1387

Abstract

The toddler period is a critical stage in human growth and development, as this phase is marked by rapid physical and cognitive progress. The most at-risk group is toddlers, with approximately 20–40% experiencing Acute Respiratory Infections (ARI). ARI is one of the leading causes of morbidity among toddlers. This study aimed to determine the factors associated with the incidence of ARI in toddlers. The research used an analytical design with a cross-sectional approach. A total of 36 respondents were selected using the Slovin formula. The research instrument was a questionnaire. Data were analyzed using univariate and bivariate analyses with the chi-square test. The results showed that the majority of toddlers experienced ARI (80.6%), respondents with low education accounted for 55.6%, those not exclusively breastfed 66.7%, with a history of low birth weight (LBW) 72.2%, incomplete immunization 52.8%, poor maternal knowledge 41.7%, and good knowledge 19.4% (7 respondents). Statistical tests showed significant associations between maternal education (p=0.021), exclusive breastfeeding (p=0.029), history of LBW (p=0.010), immunization status (p=0.030), and maternal knowledge (p=0.017) with ARI incidence in toddlers. It is concluded that there are significant relationships between maternal education, exclusive breastfeeding, history of LBW, immunization status, and maternal knowledge with ARI among toddlers. It is recommended to improve knowledge regarding ARI prevention through health education programs.
Co-Authors A. Mukrima Tunnisa Ade Marlia Adria Fathan Mahmuda Adriani Airis Febriyanti Sugandi Akhmad Dzakwan, Akhmad Akiko Ivana Ali, Nuraliah Alif Hisyam Rais Alni Muh Arifin3 Am Azbas Taurusman Anastasya Putri Andi Nurhasanah Andri Yulianto Andri Yulianto, Andri Angga Kusumah Anggraini, Sari Anis Wulandari, Anis Anjani, Hayaullah Apri Budianto, Apri Ardiani, Yeni Asriah Nurdini M. Astuti, Lussy Atikah Aunnurahman Ayu Ayuningtyas, Rada Aziz, Nur Jannah Abdi Azra Bahiya Basri, Miranda Bistari Bogireddy, Chandra Cania, Putri Charly, Chintya Ones Dhea Ayunanda Diardana Prima Sintasari Dina Salsa Agisni elka Endri Junaidi, Endri Eriansyah, Fadillah Erwan Sastrawan Erwansyah, Luqi Eva Maulana Fadhillah Nurjannah Asrul Febrianti Nur Gunawan Feti Fahmimroah Firdayanti Habibi, Mohammad Hamdani Hariadi, Rudi Harini Vita Puteri Hasta Sulistyaningrum Helsa Aprilia H Mamud Herawati, Henny Hikmah Ayu Wardani Hugo Dimas Ohsyahiba Ika Ayu Mentari ILHAM Imara, Inang Sri Imran Imran Inka Nusamuda Pratama intan Isdin Islamiah, Nurul Isnaeni Maulidiati Rahmah Istiyati Mahmudah Jefri Rieski Triyanto Jenny Novita Sari Jeriyah, Ainul Jubaedah, Lilis LINDA GRACE LOUPATTY Long, Yuliana M Rizky Ismail M Samunawardin M. Rudini M.K. Ummah BK Malahayati Marzuki Mayasari, Riska Meiliyani Br Ginting Mohammad Imron Monika Muammar Muh Afriansyah Muh Agung Ma’aruf Muh. Nabil Mulni Muhammad Asyroful Mujib Muhammad Iqbal Muhammad Syabrina Munawarah Muslimin, M Iksan Mutiara Nabila Febriyanti Nazla Marsha Lauda Jauhar Neldi, Mondra Nini Andriani Novinovrita Nunung S. Jamin Nur Azizah Jaya Nurhafidhah Nurhalizah, Desy Nurul anisa Ofrial, Siti Anugrah Mulya Putri Perdana, Surya Pramudia, Bagas Pratiwi, Rezki Aulia Prihatin, Sugeng Pudjo Suharso PUTRI WAHYUNI Putri, Selmi Putu Wira Gunawan Qisti, Nurul Rahayu, Putri Dwi Rahmania, Siti Rangga Reni Tri Subekti Retna Ngesti Sedyati Retna Ngesti Sedyati, Retna Ngesti Rian Risendy Riska Amalya Nasution Roza Yusfiandayani Rusdiyono Sakti, Fajar Tri Saliman Saliman Salma Isnaeni Saptaningsih Sumarmi, Saptaningsih Saputra, Dalli Yulio Sari, Adelia Novita SARI, MITA Sasana Putra, Sasana Satriya Nugraha Septia, Hidayatul Dwi Siladja, Muljanto Sinek Mehuli Br PA Siska Sari Slamat Fitriyadi Sri Irtawidjajanti Sri Kantun Sri Maryuni, Sri Sri Mulyani Sri Wahyuningsi Laiya Sulistyarini, Sulistyarini Suliyanto Surya Perdana Syafitri, Ayu Tampubolon, Owen Martinus Tandi Kadang Tomo Djudin Trisha Luvvent Ummah, Fadhillah Viedya Wildan Widiya Zahrah Wilia, Grasya Putri Winda Ayu Wulan Lestari Y. Touvan Juni Samodra Yanasita Mafluha Yoga Pratama, Virgiawan Yuliana, Gatot zahra salsabila Zaitun Qamariah