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Sosialisasi Keuangan Digital: Literasi Menabung dan Investasi Generasi Muda di Batam Putera, Dimas Akmarul; Jufri, Muhammad; Adi, Roni; Saputra, Puji Tri
Yumary: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 2 (2025): Desember
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/yumary.v6i2.5381

Abstract

Purpose: This program aimed to strengthen digital financial literacy among youth in Batam, focusing on safe and practical savings and investment strategies that are aligned with current technologies. Methodology/approach: The community service program (PKM) was conducted in three stages: preparation (materials, partner coordination, outreach), implementation (talks, hands-on use of e-wallets/auto-debit/micro-investing apps, discussions), and evaluation (pre- and post-questionnaires and feedback). Results/findings: Most participants rated the materials as clear and useful, and many reported better knowledge and readiness to adopt digital saving and try beginner-friendly instruments introduced during the session. The participants represented diverse ages and education levels and included students and MSMEs. Conclusions: The PKM program effectively enhanced digital financial literacy and motivated participants to manage their finances in a modern context. Most participants clearly understood the material, found it relevant, and showed improved knowledge and readiness to save and invest digitally. Despite challenges related to time constraints and varying levels of digital literacy, the program positively influenced the adoption of wise financial behavior in the technological era. Limitations: Short duration, varied baseline literacy, and intermittent Internet access limited deeper practice; long-term behavioral outcomes were not tracked. Contribution: The PKM effectively improved essential competencies in digital money management and encouraged prudent technology-enabled behaviors among youth. We recommend follow-up coaching and long-term monitoring to consolidate saving habits and safe, small-ticket investing.
EFEKTIVITAS PELATIHAN CUSTOMER SERVICE ORIENTATION UNTUK MENURUNKAN EMOTIONAL EXHAUSTION KARYAWAN PEMASARAN Jufri, Muhammad; Sahrah, Alimatus
Insight: Jurnal Ilmiah Psikologi Vol. 21 No. 2: Agustus 2019
Publisher : Universitas Mercu Buana Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (219.847 KB) | DOI: 10.26486/psikologi.v21i2.870

Abstract

Tujuan penelitian ini ingin mengetahui efektivitas pelatihan customer service orientation untuk menurunkan emotional exhaustion karyawan pemasaran. Penelitian ini menggunakan teknik purposive sampling, pada karyawan pemasaran PT. Toyota Hadji Kalla Makassar yang berjumlah 30 orang kelompok eksperimen dan 30 orang sebagai kelompok kontrol. Penelitian ini menggunakan rancangan penelitian The Untreated Control Group Design Dependent Pretest and Posttest Samples. Pengumpulan data menggunakan skala sikap model Likert yaitu Skala Emotional Exhaustion.  Hipotesis penelitian diuji menggunakan Anova mixed design. Hasil penelitian menunjukkan nilai F= 195.662 (p<0,005) artinya perubahan skor pretest menuju postest pada kedua kelompok (eksperimen-kontrol) berbeda secara signifikan. Selanjutnya, perbedaan rerata pada kelompok eksperimen signifikan (MD= 39,633; atau p<0,05). Sedangkan pada kelompok kontrol tidak signifikan (MD=2,600; p= 0,170 atau p>0,05). Kesimpulannya, Pelatihan Customer Service Orientation  efektif untuk menurunkan emotional exhaustion karyawan pemasaran.
Hubungan Antara Kecerdasan Naturalistik , Kecerdasan Emosional dan Motivasi Belajar dengan Hasil Belajar Biologi Siswa Marwah, Sri; Jufri, Muhammad; Caronge, Muhammad Wiharto
UNM Journal of Biological Education Vol 1, No 1 (2017): September 2017
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (279.341 KB) | DOI: 10.35580/ujbe.v1i1.4879

Abstract

The aim of this research were (i) to describe naturalistic intelligence, emotional intelligence,learning motivation, and Biology learning results; (ii) to assess the relation between naturalisticintelligence and Biology learning results; (iii) to assess the relation between emotionalintelligence and Biology learning results; (iv) to assess the relation between learning motivationand Biology learning results; (v) to assess the relation of naturalistic intelligence, emotionalintelligence, and learning motivation simultaneously with Biology learning results of students inspecial talents class at SMPN 6 Makassar. The research was an ex-post facto with a sample totalof 59 students. The results of the research revealed that naturalistic intelligence, emotionalintelligence, learning motivation, and Biology learning results of students in special talents classat SMPN 6 Makassar were categorized in high category. The naturalistic intelligence and Biologylearning results have correlation coefficient of 0,600, and it can be stated that they have asignificant positive and strong relation. The emotional intelligence and Biology learning resultshave correlation coefficient of 0,524, and it can be stated that they have a significant positive andadequately strong relation. The learning motivation and Biology learning results have correlationcoefficient of 0,606, which shows a significant positive and strong relation. The naturalisticintelligence, emotional intelligence, and learning motivation with Biology learning results havecorrelation coefficient of 0,667, which shows a significant positive and strong relation.
Pemberdayaan Nelayan melalui Literasi Digital Kolaboratif: Nelayan Sekupang Lestari, Dewi; Adi, Roni; Jufri, Muhammad
Yumary: Jurnal Pengabdian kepada Masyarakat Vol 6 No 2 (2025): Desember
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/yumary.v6i2.5272

Abstract

Purpose: This program aims to enhance the understanding of the Sekupang community, particularly fishers and small business owners, in utilizing digital technologies to support their economic activities. Through digital literacy training, participants are expected to access real-time market and weather information and leverage digital media to pro mote and market their products more effectively. Methodology/approach: The activity was conducted through a partnership between the Batam Institute of Technology and the Indonesian Traditional Fishermen’s Union. Participants consisted of fishers from Sekupang District, Batam City, Kepulauan Riau Province. The methods included lectures to introduce digital literacy concepts, group discussions to explore participants’ understanding, and hands-on simulations. A pre-test was administered to measure participants’ initial knowledge. Results/findings: The program improved digital literacy across five dimensions and was highly relevant to participants’ needs. More than 90% rated the training clear and useful, while 93% confirmed direct benefits such as using apps for weather and market information and utilizing social media and marketplaces to expand sales. The program successfully translated digital literacy into practical solutions for Sekupang’s fishers and households. Conclusions: This community service program successfully improved digital literacy among fishermen and housewives in Sekupang through relevant practical training, with participant satisfaction exceeding 90%, highlighting the importance of digital literacy for coastal communities. Limitations: The activity did not provide in-depth guidance on the practical application of digital literacy, leaving participants’ skills limited in some areas. Contribution: This program strengthened the foundational digital literacy skills of traditional fishers, supporting them in adopting digital technologies to enhance fishing practices and improve economic resilience.
Sosialisasi Keuangan Digital: Literasi Menabung dan Investasi Generasi Muda di Batam Putera, Dimas Akmarul; Jufri, Muhammad; Adi, Roni; Saputra, Puji Tri
Yumary: Jurnal Pengabdian kepada Masyarakat Vol 6 No 2 (2025): Desember
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/yumary.v6i2.5381

Abstract

Purpose: This program aimed to strengthen digital financial literacy among youth in Batam, focusing on safe and practical savings and investment strategies that are aligned with current technologies. Methodology/approach: The community service program (PKM) was conducted in three stages: preparation (materials, partner coordination, outreach), implementation (talks, hands-on use of e-wallets/auto-debit/micro-investing apps, discussions), and evaluation (pre- and post-questionnaires and feedback). Results/findings: Most participants rated the materials as clear and useful, and many reported better knowledge and readiness to adopt digital saving and try beginner-friendly instruments introduced during the session. The participants represented diverse ages and education levels and included students and MSMEs. Conclusions: The PKM program effectively enhanced digital financial literacy and motivated participants to manage their finances in a modern context. Most participants clearly understood the material, found it relevant, and showed improved knowledge and readiness to save and invest digitally. Despite challenges related to time constraints and varying levels of digital literacy, the program positively influenced the adoption of wise financial behavior in the technological era. Limitations: Short duration, varied baseline literacy, and intermittent Internet access limited deeper practice; long-term behavioral outcomes were not tracked. Contribution: The PKM effectively improved essential competencies in digital money management and encouraged prudent technology-enabled behaviors among youth. We recommend follow-up coaching and long-term monitoring to consolidate saving habits and safe, small-ticket investing.
Kontribusi Pemuda terhadap Upaya Pelestarian Penyu: Analisis Partisipasi di Desa Wiring Tasi, Kabupaten Pinrang Ismail, Muh.; Jufri, Muhammad
Kolaborasi Masyarakat Volume 2 Issue 1
Publisher : ETFLIN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58920/kolmas0201475

Abstract

Sea turtles are endangered marine species facing increasing anthropogenic pressures in coastal areas, highlighting the need for local community involvement, particularly among young people, in conservation efforts. This study aims to analyze the forms of youth participation as well as the supporting and inhibiting factors influencing their involvement in sea turtle conservation at Lowita Beach, Wiring Tasi Village, Pinrang Regency. The study employed a descriptive qualitative approach, with data collected through field observations, semi-structured interviews, and document analysis involving six key informants directly engaged in conservation activities. Data were analyzed using thematic analysis. The results indicate that youth participation is manifested through contributions of ideas, labor, skills, provision of supporting facilities, and self-funded financial support. Such participation is supported by community environmental awareness, the presence of youth communities as collective platforms, and moral support from the village government. However, youth participation continues to face constraints, including limited resources, low motivation among some youth, coastal environmental pollution, and illegal sea turtle hunting practices. Theoretically, these findings underscore the role of youth as agents of change in community-based conservation. Practically, the study recommends strengthening institutional and policy support for youth communities to ensure the sustainability of sea turtle conservation in coastal areas.
KAFA’AH DALAM RELASI SUAMI ISTRI SESAMA SANTRI UNTUK MEWUJUDKAN KELUARGA SAKINAH Jufri, Muhammad
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 5 No. 2 (2024): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/alhukmi.v5i2.6694

Abstract

This study explores the relationship between husband and wife, both of whom are pesantren alumni, in building a sakinah (harmonious) family in Temuasri Village, Sempu District, Banyuwangi Regency. As alumni of Islamic boarding schools, santri couples possess religious knowledge, social values, and life experiences that significantly contribute to maintaining household harmony. Despite coming from different pesantren backgrounds, differences in routines and habits can be resolved through practices such as mutual service, support, and the application of pesantren teachings in daily life. These principles include strengthening tarbiyah, reminding each other of goodness, and fulfilling respective rights and responsibilities. The concept of kafa’ah (compatibility) in the aspect of religion also plays a crucial role in ensuring family tranquility. A deep understanding of religious teachings provides a strong foundation for couples to face household challenges and social influences. By practicing pesantren values such as communal prayer, Qur'anic recitation, and respecting differences, santri couples can foster harmonious relationships. Furthermore, their experiences in pesantren, which teach adaptability to various characters and cultures, help them manage differences and strengthen family bonds. In conclusion, the combination of religious knowledge, pesantren experiences, and the application of kafa’ah principles enables santri couples to achieve a sakinah family. This harmony not only inspires the couples themselves but also serves as an example for the surrounding community on the importance of religious values in family life.
PERNIKAHAN TANPA RESTU ORANG TUA: KAJIAN FIKIH MUNAKAHAT DAN 'URF TERHADAP TRADISI PERNIKAHAN NAIK Jufri, Muhammad; Mustofa, Mutofa
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 6 No. 1 (2025): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/alhukmi.v6i1.7954

Abstract

This study investigates the practice of “pernikahan naik” (elopement marriage) in Persada Tongra Village, Terangun District, Gayo Lues Regency, Aceh Province, from the perspectives of Islamic law and customary law. “Pernikahan naik” refers to a traditional form of marriage where a man takes the woman he loves to the home of a religious figure (tengku imem) to be married, often without the consent or knowledge of the woman’s parents. This practice is commonly driven by factors such as lack of parental approval, expensive dowries, family disputes, or premarital pregnancy. Although it appears to violate social and legal norms, in the Gayo community, it has become institutionalized through customary procedures and religious involvement. Using a descriptive qualitative approach, data were collected through observation, interviews, and documentation involving pesantren alumni couples, customary leaders, and religious figures. Data analysis involved reduction, presentation, and conclusion drawing. The findings reveal that pernikahan naik follows several stages: mutual agreement between the couple, elopement to the religious leader’s residence, and the solemnization of the marriage witnessed by community figures. From the standpoint of Islamic law, such marriages are considered valid as long as they fulfill the essential elements (rukun) and conditions (syarat) of nikah. However, from the customary law perspective, this practice is seen as a violation and may incur sanctions, such as a fine of a goat. In the context of Islamic jurisprudence, although pernikahan naik may be normatively accepted, it can be classified as urf fasid (corrupt custom) because it neglects the obligation to honor the bride’s guardian (wali). Therefore, the study recommends the need for comprehensive legal socialization that integrates Islamic law, statutory regulations, and customary values, to mitigate such practices while preserving local wisdom. This research contributes to a broader understanding of how social dynamics, religious values, and customary systems shape the formation of harmonious families within pesantren and indigenous communities.
Genelogi Gerakan Pembaruan Islam ., Mariyani; Jufri, Muhammad; Amin, M.
Jurnal Kajian Islam dan Sosial Keagamaan Vol. 3 No. 3 (2026): Januari - Maret
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The history of Islamic development is a dynamc one involving phases of brilliant progress and periods of significant decline. These conditions of decline triggered the birth of the renewal movement (tajdid) as an effort to revitalize the community ini respondinh to the challenges of the times. This article examines the genealogy of the Islamic renewal movement by tracing its historial roots from the classical period to the modern era. The study focuses on how renewal functioned as an instrument of revitalization through the mechanisms of ijtihad and adaptation to modernity and western colonialism. This investigation also highlights the contributions of global thinkers such as Jamaluddin Al-Afghani and Muhammad Abduh, as well as local Indonesian figures Such as Ahmad Dahlan and Hasyim Asy’ari. The analysis shows that the renewal movement is not an aberration, but rather an integral intellectual tradition within Islam that maintans the relevance of teachings amidst ever-evolving global change.
SUMBER DAYA INSANI DALAM MENINGKATKAN KUALITAS PELAYANAN Sukma Fitri, Mizani; Rahman, Abd.; Jufri, Muhammad
Al-Idarah Vol 5 No 1 (2024): Al-Idarah : Jurnal Manajemen dan Bisnis Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/idarah.2024.v5i1.98-106

Abstract

Human Resource Development, the potential to carry out an effort to improve and increase employee competence and performance which is one source of competitive advantage as the main and important key element in order to achieve success in competing and achieving goals. Service quality is one of the main tools for achieving the success of a company. Quality service is the existence of a service system that is oriented to the interests of customers or service users. This type of research is field research with qualitative descriptive methods. This research uses two types of data sources, namely primary data and secondary data. The data collection techniques use interview, observation and documentation techniques. From the research results, it can be seen that the analysis of human resource development strategies in improving the quality of service at Supermarket 1 Assyarif is to carry out Human Resources Management, Recruitment, Motivation, Development and Training, Maintaining Relationships and Work Atmosphere, Performance Assessment, and Compensation.
Co-Authors ., Mariyani Abd. Rahman Abdul Rahmat Adi, Roni Afrinda AGUS AGUS Agusman, Muhammad Ahdar Ahdar, Ahdar Ahmad Ridho Ramadani Al Ikhlas, Al Ikhlas Alimatus Sahrah Alvendo Wahyu Aranski Amaliah, Riska AMIRUDDIN M, AMIRUDDIN Andi Anggi Kemalasari Andi Naila Quin Azisah Aliasyahbana Andika Isma Anggraeni Aprianti, Aprianti Arisman Arsad Bahri Arsyad, Abd. Rahim ASMAYANTI, ASMAYANTI Asrawaty, Asrawaty Aulia Agung Dermawan Azis, Aminah Bahri, M Irvanni Bakar, Resekiani Mas Bakhrani A Rauf , Bakhrani Bakhrani Rauf BAKHRANI RAUF Basry, Wahiduddin Basry, Wahyuddin Budiman Budiman Buranda, Gledy Febriani Caniago, Deosa Putra Caronge, Muhammad Wiharto D, Muh. Akib Dajo, Fenly Crosby Cloria Darmawan Darmawang, Darmawang Darmawang, Darmawang Dewi Dewi Dewi Lestari Dian Handayani Dimas Akmarul Putera Dwi Maharani, Suci Eka Prasetia Hati Baculu, Eka Fachry Abda El Rahman Finta Amalinda Firdaus Hi Jahja Kunoli Firdaus J. Kunoli Firdaus J. Kunoli Firman Firman Fitriyah R, Ulfah Friadi, John Hajar Dewantara Halim, Nur Hasyim, Sitti Hajerah Hendra Pribadi Herdah Herdah Herdah, Herdah Herlina Yusuf, Herlina Hernando, Luki Indahari, Nur Afni Indra Lesmana, Naufal Irmawati Ismail Ismail Ismail, Muh. Isqaida Ningsih Izzul Haq, Muhammad Jamaludin M Sakung Jamhari Jamhari Jeanilora, Jeanilora Jufri, Eka Dian Hikmayani Juliwanto, Juliwanto Jupri, Rizal Kamaruddin Khaerani Kiramang Kremer, Hendri Kusyadi, Kusyadi Lagimpe, Sri Handayani A. Liana, Litna M. Amin Mahardian, Mahardian Mahmuddin Mahmuddin Mahmuddin Mahmuddin Makki, Hali Mala Nurilmala Marhani Marhani Maria Yosefina Meinadia Sekar Kinanti Aswirawan Mariani Mariani Marjun Marwah, Sri Marwana, Marwana Masril, M. Abrar Masril, Muhammad Abrar Mas’ud, Mas’ud Mawaddah Mawaddah Mawaddah, Mawaddah Mhd Adi Setiawan Aritonang Miswan Miswan Miswan Miswan Moh. Zulfikri Mubayyin, Muhammad Afief Muhammad Afief Mubayyin Muhammad Ilham Bakhtiar Muhammad Rakib Muhammad Sahril Muhammad Saleh Muhiddin Palennari munir, Zainul Munir Mustofa, Mutofa Mustofa, Stevian Musyarif Musyarif, Musyarif Najib, Marhawati Nazliani Awali, Nazliani Nur Rahmi Nurafni Oktaviyah Nurhalim Nurhikmah, Andi Reski Nursyafitri, Amelia Nurul Pratiwi Lanipi Oman Sukmana Palinggi, Fransiska Pertiwi, Wiwi Putrawan, Muh. Rizah Putri Indah Mayangsari Rafiuddin, Rafiuddin Rahman Dani Lasamadi Rahmansah Rahmansah Rampoallo, Jonova Rida Rahim Rizki Fadhel Rosmaniar Gailea Rosmaniar Gailea Rukhmana, Trisna Salham, Munir Salham, Munir Sanadi, Edwin Aldrin W. Saputra, Puji Tri Sari, Efti Novita Satia Negara Lubis Sayani Sayani Sensu, La Serina Serina Serlis Kris Jesni Woso Sikar, Muhammad Alfa Siswahyudianto Siti Sabariyah Sitti Aminah Azis, Sitti Aminah Sitti Sabariyah Slamet Widodo Sofiana S. Makalanco Spetriani Sri Handayani A. Lagimpe Sri Hardianti St. Aminah Azis Sudarmi Sudarmi Sudarmi Sudarmi Sukma Fitri, Mizani Sulfiati, Sulfiati Sunarsono, Hery Sutriani Sutriani Suyuti, Machmud Syam, Agus Syam, Rahmawati Syamsurizal Syamsurizal Tahir, Sumiati Tasbi, Amal Thahir, Ilyas Tri Panca Catur Wigati Tripana, Hendrawan Udin Sidik Sidin Udin Sidik Sidin, Udin Ulfa, Nadya Usman Valentino Aris Wigati, Tri Panca Catur Wistiasari, Devina Wisudawaty, Ika Yadi, Jupri Zakiina, Zakiina Zakiyah, Siti Nur’ainun Zulfikar Zulfikar