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All Journal Ahkam: Jurnal Ilmu Syariah Al-Manahij: Jurnal Kajian Hukum Islam Al-'Adalah Dimas: Jurnal Pemikiran Agama untuk Pemberdayaan IJTIHAD Jurnal Wacana Hukum Islam dan Kemanusiaan El-Mashlahah Scientiae Educatia: Jurnal Pendidikan Sains AL-HUKAMA´ SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam al-Afkar, Journal For Islamic Studies Jurnal Hukum Volkgeist Al-Khidmat : Jurnal Ilmiah Pengabdian Kepada Masyarakat Jurnal el-Qanuniy: Jurnal Ilmu-Ilmu Kesyariahan dan Pranata Sosial El-Usrah: Jurnal Hukum Keluarga Asy-Syariah Jurnal Hukum Ekonomi Syariah KRTHA BHAYANGKARA Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah Al-Ahwal Al-Syakhsiyyah: Jurnal Hukum Keluarga dan Peradilan Islam Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Ascarya: Journal of Islamic Science, Culture and Social Studies Action Research Literate (ARL) USRAH: Jurnal Hukum Keluarga Islam Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Hakam : Jurnal Kajian Hukum Islam dan Hukum Ekonomi Islam Al-Manahij : Jurnal Kajian Hukum Islam Mazahib: Jurnal Pemikiran Hukum Islam Jurnal Hukum dan Peradilan IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Jurnal Multidisiplin West Science Jurnal Hukum Ekonomi Syariah : AICONOMIA Innovative: Journal Of Social Science Research Kultura: Jurnal Ilmu Sosial dan Humaniora Strata Law Review Strata Social and Humanities Studies Causa: Jurnal Hukum dan Kewarganegaraan Falah: Jurnal Hukum Ekonomi Syariah Al-Hukama: The Indonesian Journal of Islamic Family Law AGHNINA: Jurnal Penelitian Hukum Ekonomi Syariah Journal of Pesantren and Diniyah Studies Ahlana: Jurnal Hukum dan Hukum Keluarga Islam Lex Scientia Law Review Interdisciplinary Explorations in Research Journal (IERJ) Scientiae Educatia: Jurnal Pendidikan Sains Mabahits Al-Uqud
Ramdani Wahyu Sururie
UIN Sunan Gunung Djati Bandung
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Wanprestasi In Sharia Economic Disputes: Implementation Of Sharia Principles In Religious Court Judges' Decisions On The Ijaroh Muntahiyah Bi Al-Tamlik Agreement Nuroniyah; Oyo Sunaryo Muchlas; Ramdani Wahyu Sururie
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 5 No. 1 (2026): Volume 5 Nomor 1 Tahun 2026
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v5i1.209

Abstract

This study examines the current issue regarding default (customer negligence in sharia financing contracts), particularly in the AkadIjarah Muntahiyah bi al-Tamlik(IMBT), and analyze how the Religious Court (PA) implements sharia principles in its decisions on disputes. IMBT combines rent (lease) and the promise of transfer of ownership (completeness), often giving rise to disputes when customers fail to fulfill their installment payment obligations. The central issue is the harmonization between General Civil Law (especially the concepts of compensation and execution) and Sharia Economic Law (especially the principle of avoidingribaand achieve justiceshulh). The method used in this research is normative legal research which is analytical-descriptive in nature. The approach used in this research is the Legislation approach (Statute Approach). The research results indicate challenges in the application of sanctions due to default. Judges' decisions are required to not only be based on formal legal certainty but also reflect sharia values, such as avoiding fines that areusuryand considering the customer's good faith. This study concludes that the implementation of sharia principles in judicial decisions in IMBT default cases still requires consistency and stricter guidance from the Supreme Court to ensure substantive justice and sharia compliance for all parties.
Internalization of Asy’ariyyah Creed Values through ‘Aqaidul Iman Learning Abdul Kodir Alhamdani; Muhamad Ramdhan; Ramdani Wahyu Sururie; Syamsul Azizul Marinsah
Journal of Pesantren and Diniyah Studies Vol. 3 No. 1 (2026): Journal of Pesantren and Diniyah Studies
Publisher : Lembaga Pengembangan Pesantren dan Diniyah Provinsi Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63245/jpds.v3i1.58

Abstract

Amidst the proliferation of transnational ideologies and the phenomenon of religious instant-ism in the digital era, the preservation of Ahlussunnah wal Jama’ah (Aswaja) theology requires a pedagogical approach rooted in local wisdom. This research investigates the internalization of Asy'ariyyah creed values at Pondok Pesantren Al-Hikamussalafiyah Cipulus, Purwakarta, specifically through the study of the book ‘Aqaidul Iman by KH. Adang Badruddin (Abah Cipulus). Using a qualitative field research method, data were collected through in-depth interviews, participant observation of sorogan and lalaran activities, and manuscript analysis. The study reveals that ‘Aqaidul Iman serves as a strategic instrument of vernacularization of theology, transforming the classical text Tijan ad-Darari into Sundanese nadham (poetry) written in Pegon script. The internalization process follows a holistic trajectory: the transformation stage via the bandongan method for cognitive understanding; the transaction stage via the lalaran (collective chanting) tradition for affective habituation; and the trans-internalization stage, where theological values manifest as humility (tawadhu) and social tolerance. The research concludes that integrating the author’s charismatic authority (Rabithah) with the mnemonic efficacy of the local language creates a robust theological fortress that effectively shields santri from radicalism and superficial religious understanding.
Transforming Qardh from a Cost Center to an Investment Enabler: A Tiered Financing Model Based on Wa’ad Mulzim Adi Rosadi; Ramdani Wahyu Sururie
Mabahits Al-Uqud Vol 2 No 2 (2025): December
Publisher : Postgraduate of Univeritas Islam Negeri Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/mau.v2i2.2289

Abstract

Qardh  financing in Islamic financial institutions in Indonesia faces a dilemma between its social function and the need for financial sustainability. The absence of a mechanism that allows institutions to obtain commercial certainty causes Qardh  to remain a cost center that is not developed institutionally. The study offers a Tiered Financing model that expressly separates the two layers of Qardh  financing as a social portfolio and Mudharabah as a commercial portfolio through contractual and temporal separation. The two are connected by Waʿad Mulzim, which serves as an instrument of bilateral commitment to reduce the risk of customer leakage while maintaining compliance with the prohibition of ta’alluq al-’uqud. A conceptual analysis of the structure of contracts, sharia standards, and regulatory implications shows that this tiered architecture provides a framework that can bridge the social and commercial goals of the institution in a balanced manner. This model also offers a theoretical contribution in the form of the integration of risk-governance mechanisms in the tabarru’ contract to improve institutional sustainability. The findings of this study suggest that Tiered Financing is a viable alternative to strengthen Qardh 's role in modern Islamic finance, while remaining within the corridor of core sharia principles.
Co-Authors A Arnengsih Abdul Basith, Muhammad Abdul Kodir Alhamdani Abdul Kodir Alhamdani Abdullah, Fadli Daud Adam Malik Ade Jamarudin Adi Rosadi Adila, Hafidah Ulya Ahmad Ridwan Ais Surasa Alan Sparingga Amalia Muazzah Adawiah Arnengsih, A Athoillah, Mohammad Ayi Yunus Rusyana Badarulzaman, Muhammad Hafiz Bayu yudha Wijaya Burhanuddin Burhanuddin Burhanuddin Cahyani, Putri Tri Chaerul Shaleh Diana Farid Diding Jalaludin Dio Ashar Wicaksana Enceng Arif Faizal Farid, Apit Fauzi Ahmad Muda Gugun Gumilar Hafid, Nu'man Sofari Hanan, Rafie Muhammad Yasril Harry Yuniardi Hasanudin, Maulana Hasniah Aliah Husni Paozan Ibnu Elmi AS Pelu Idzam Fautanu Idzam Fautanu Ikhsan, Muhammad Miftahul Imam Sucipto Ine Fauziah iwan setiawan Jefry Tarantang Jihad, Fitri Khaerunnisa, Qalby Lexy Fatharany Kurniawan lia kamelia Lidikrirrofiqi, Muhammad Rifqi Lis Diana Ningsih Lubis, Alvan Rahfiansyah Maghrabi, Ahmad Maulana Mahmudah Martina, Annisa Mohamad Sar'an Mohammad Syaiful Aris Muchlis Muhamad Ramdhan Muhammad Fajri Muhammad Husni Abdulah Pakarti Muhammad Husni Abdulah Pakarti Mujib Ubaidillah Mujiburohman, Mujiburohman Mukhlas , Oyo Sunaryo Mukhlas, Oyo Sunaryo Mumu Fahmudin Muslim, Dendi Ramdani Najib A. Gisymar Nik Salida Suhaila Nik Saleh Nofirman Furry Nova Nurul Iman Nuroniyah Nursyamsudin, Nursyamsudin Nurwijayanti Oyo Sunaryo Muchlas Oyo Sunaryo Muchlas Padlan Padilah Prahasti Suyaman Prasetia, Riky Rahmani, Salma Ridwan, Ahmad Hasan Rizal Agung Mufti Rizel Juneldi Rizkia, Nabila Subur Rohmad Nurhuda Rohmanur Aziz, Rohmanur Roni Nasrulloh Ropei, Ahmad Rusmana, Dian Saeful Fikri Saepullah, Usep Sahril Sidik Sanjaya, Ramadhan Adi Shania Anwar Siah Khosyi'ah Sifa Mulya Nurani Sobana, Dadang Husen Solihan Makruf Sonjaya, Feny Ramadhani Sugiyanti, Ektalina Sunaryo, Oyo Suntana, Ija Susanti, Seni Syahidin, Rosyad Syamsul Azizul Marinsah Tantri Irawan Taufik, Muh. Bambang Ulafa Fatma Ulhaq, Muhammad Iqbal Zia Usep Saepulah Uus Kusmayadi Wahyu Akbar Yoghi Arief Susanto Yuniardi, Harry Yusrina, Kartika Zahra Suryana Zulfaidah, Rena Zulvia, Ransya Ayu