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Yuni Astuti
Universitas Muhammadiyah Yogyakarta
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Journal : abdi makarti

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PENGUATAN LITERASI EKONOMI KOMUNITAS MELALUI KOPERASI LOKAL PADA MASYARAKAT KALITAN KOTA SURAKARTA Yahya, Alvin; Nurohman, Yulfan Arif; Kusuma, Melia; Astuti, Yuni
ABDI MAKARTI Vol 4, No 2 (2025): ABDI MAKARTI
Publisher : Sekolah Tinggi Ilmu Ekonomi AMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52353/abdimakarti.v4i2.895

Abstract

Low levels of financial literacy are a problem in managing business finances and utilizing cooperatives to promote economic independence in urban communities. This community service program aims to improve economic literacy and financial behavior in the Kalitan community, Surakarta City, through a structured, participatory training model involving local cooperatives as strategic partners. The program is divided into three main stages: case study-based economic literacy training, business financial management simulations, and technical guidance on using cooperative services. This program significantly improved participants' understanding of financial planning, economic decision-making, and the role of cooperatives in supporting micro-enterprises. Furthermore, this activity also encouraged changes in financial behavior toward more rationality and strengthened trust in community financial institutions. This program serves as an effective model for inclusive economic learning, particularly in urban areas with existing limitations. The program's results demonstrate the important role of cooperatives as agents of community-based economic education and empowerment. The program's novelty combines an experiential learning approach with institutional strengthening of cooperatives within a grassroots economic empowerment framework, a concept rarely explored in Indonesian community service literature
MENINGKATKAN LITERASI KEUANGAN DAN INVESTASI DIGITAL KALANGAN PEMILIK UMKM DI KABUPATEN SUKOHARJO Prastiwi, Septi Kurnia; Astuti, Yuni; Ardiansyah, Mufti Arief; Nurohman, Yulfan Arif; Yahya, Alvin; Mahirta, Irna; Budiharto, Muhammad Akbar Dwi; Anjelisa, Ayun
ABDI MAKARTI Vol 5, No 1 (2026): ABDI MAKARTI
Publisher : Sekolah Tinggi Ilmu Ekonomi AMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52353/abdimakarti.v5i1.967

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in the Indonesian economy, yet they often face challenges related to financial literacy and limited access to sustainable financial strategies. This community service program aims to improve digital investment literacy and strengthen investment intentions among MSME owners through a structured training and mentoring approach. The program involved MSMEs under the auspices of BMT Mazaya and was implemented using a participatory empowerment method that integrated educational sessions, interactive discussions, practical simulations, and behavioral reinforcement based on the Theory of Planned Behavior. The results showed that the program effectively improved participants' understanding of digital investment concepts and increased their interest in engaging in formal financial instruments. This intervention also contributed to strengthening participants' attitudes, perceived behavioral control, and subjective norms toward investment activities. Specifically, participants demonstrated greater awareness and confidence in exploring stock investment opportunities on the Indonesia Stock Exchange. Furthermore, the integration of mentoring as a follow-up strategy played a key role in bridging the gap between financial knowledge and actual behavioral intentions. These findings highlight that literacy programs combined with ongoing support are more effective in promoting sustainable financial behavior among MSMEs. Overall, this program contributes to improving financial resilience and supporting the long-term sustainability of MSMEs by increasing investment literacy
Co-Authors ., Kibadra ., Zulbahri Abidin, M Zainal Abilowo, Ashar Adelia Priska Amanda Adhelia Desi Prawestri Afif, Muhamad Naufal Afsah, Yusi Riwayatul Agus Munandar Agus Prasetyo AGUSTINA, WAHYUNI Al Ikhlas, Al Ikhlas Alfiana Maulida Rahmah Ali Mardius, Ali Almauli, Rizki Alvin Yahya Andi Indra Saputra Alamsyah Angelina, Natasya Mia Anis. H, Nazila Anjelisa, Ayun Ardiansyah, Mufti Arief Arifiana, Mifta Aris Suharyadi Arsil Arsil, Arsil Athaya Zafira Yuflih Budi Sukardi Budiharto, Muhammad Akbar Dwi Choirul Amin Damrah Damrah, Damrah Dary, Dary Dedi Supendra Devi Anugrah Diana Dayaningsih Dina Amsari, Dina Dwijayanto, I Made Rio Endang Sri Budi Herawati Erianti Erianti Erianti Fahmil Haris Fahrur Rozi Fatikasari, Alfina Ferika Indarwati, Ferika Fitri Wahyuni Hardiyansyah Masya Haris, Fahni Hariyadi, Bagus Reza Haryanto, Bayu Hasyim, Fuad Heri Supriyana Hilmainur Syampurma Hilman Faruq Hutari, Andri Ika Novitasari, Ika Indah Nurhidayati, Indah Indriastuti, Nur Azizah Ingrit Marditantea Iswahyudi, Hendri Kalyani, Ratana Subha Putri Kasan, Irpan A. Kellyana Irawati Kende, Yizreel Junus Kholif, Dedi Khusna, Hikmatul Kibadra, Kibadra Komariyah, Heni Nurul Kristiani Desimina Tauho Laili Nur Hidayati Lawanis, Haripah LISTIANA SRI MULATSIH M. Zainal Abidin Mahalul Azam maharani, Jelita Mahirta, Irna Marfuah, Sagita Nia Margiyati, M Meitiyani, Meitiyani Melia Kusuma Millati, Rida' Muhammad Arif Muhammad Fikri Muprizal, Muprizal Murniyati, Murniyati Ningrum, Mivtha Citra Novita Sari, Maya Novita Wulan Sari Noviyana Noviyana, Noviyana Nukhbatul Bidayati Haka Nur Chayati Nur Hidayah Nur Rina Priyani Mirsa Nurtanio Agus Purwanto Oyatra Utama Warda Pamungkas, Mutiara Harul Aini Pitnawati . Prabawani, Isti Prajana, Andika Prameswari, Dhanti Cynthia Pratiwi, Pudja Pronosokodewo, Baniady Gennody Purnawirawanti, Marina Putra, Ryryn Suryaman Prana Putri Handayani, Eka Putri, Adhitya Eka Raden Mohamad Herdian Bhakti Rakhmawati, Ismi Rifatolistia Tampubolon Rifa’i, Khoirul Arif Riyanto Riyanto Rizqi Febrian Pramudita Rosmawati Rosmawati Rr. Sri Ratna Rahayu Safahi, Luthpi Salic, Jawad Z. Salim, Musannif Nur Saputri, Diyah Saputri, luthfiah Arya Sarah Melati Davidson Sari Pratama, Anisa Oktina Sari, Maya Novita Septi Kurnia Prastiwi Setya Raharja Shafitri, Nisa Siswara, Meuthia Rezika Suci Lestari Suciati, R. Suciati, Rizkia Sukmadewi, Kenanga Putri Sunersin, Sunersin Sunoko Setyawan Supono Supono Supradilla, Nurul Intan Susanto, Gregorius Nugroho Sustiwi, Hesti Sutarmo Sutarmo, Sutarmo Syamsyuddin Teguh Wahyudi Tina Rahmawati Tuti Anggarawati Umi Salamah Widiastuti, Endang Linirin Widiyan, Agung Purwa Wiwik Wijayanti Wulandari, Noor Yanuar Primanda Yogi Setiawan Yulfan Arif Nurohman Yusi Riwayatul Afsah Zaenal Mustofa Zulbahri, Zulbahri