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Prinsip Keadilan Distributif: Analisis Pemenuhan Produk Pembiayaan Murabahah Bil Wakalah Pos Pandemic Covid-19 Asiyah, Binti Nur; Wahyudi, Amin; Ruchmana, Ayu; Safitri, Silvi Ayu; Mustikaningsih, Emilia
KEADABAN: Jurnal Sosial dan Humaniora Vol 3, No 2 (2022)
Publisher : Fakultas Sosial dan Humaniora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/adab.v3i2.3615

Abstract

Pembiayaan murabahah bil wakalah menjadi pilihan baik bagi bank syariah maupun bagi nasabah, terutama di masa pos pandemic covid 19. Karakteristik pembiayaan murabahah bil wakalah yang memiliki kemudahan menjadikan nuansa keadilan kurang maksimal diterapkan. Margin pada pembiayaan murabahah merupakan reward atas kerja keras yang dilakukan oleh bank syariah dengan prinsip jualbelinya. Namun demikian pada saat prinsip wakalah, maka sejatinya reward itu menjadi hak keduabelah pihak antara bank syariah dengan nasabah meski dengan porsi yang berbeda dalam distribusinya. Paper ini bertujuan untuk menganalisis pemenuhan prinsip keadilan distributif pada pembiayaan murabahah bil wakalah. Paper ini dianalisis dengan pendekatan kualitatif dan jenis penelitian studi literature. Hasil Penelitian menunjukkan bahwa dalam upaya pemenuhan keadilan distributif pada produk pembiayaan murabahah bil wakalah, penetapan ujroh atas transaksi wakalah yang diberikan bank syariah kepada nasabah dan kewajiban pembayaran margin dari nasabah kepada bank syariah atas transaksi murabahah atas barang yang disepakati. Mengingat pada produk pembiayaan bil wakalah ada partisipasi nasabah untuk mencari barang yang hendak dibeli. Implikasi praktis dalam paper ini menerapkan bank syariah  pada ruh bisnis dan keadilan distributif antara bank syariah dan nasabah, meningkatkan trust nasabah pada pos pandemic covid 19, menjadi strategi intermediasi bank syariah atas kebutuhan barang untuk keperluan konsumtif maupun produktif.
PENGARUH KUALITAS PORTOFOLIO PEMBIAYAAN TERHADAP PROFITABILITAS BANK MEGA SYARIAH Asiyah, Binti Nur
An-Nisbah: Jurnal Ekonomi Syariah Vol 3 No 2 (2017): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2017.3.2.231-254

Abstract

This research is motivated by the phenomenon of  Islamic financial institutionsthat have the goal of  profitability by emphasizing the quality of  the financingportfolio with emphasis on the prudence and avoid risk. Reality shows that themajority of  Islamic banks provide financing predominantly on the financingthat is certainty that the financing murabaha contract. Categories murabahafinancing provides better certainty of  payment and principal payments receivableagreed margin. The approach in this study using a quantitative approach to thetype of  associative research. Data analysis was performed using data normality test, test classic assumptions. Further analysis using multiple regression test, test hypotheses, and test the coefficient of  determination. The results showedthat 1) The quality of  current assets provide a significant and positive effecton α 5% on profitability 2) The quality of  productive assets in a particularconcern and significant negative effect on α 5% to profitability 3. The qualityof  earning assets less current effect negative but not significant at the 5% toprofitability α 4) quality of  productive assets undoubtedly have a positive effectbut not significant at α 5% to profitability 5) the quality of  earning assetsjammed a negative effect but not significant at α 5% to profitability.Penelitian ini dilatarbelakangi oleh fenomena lembaga keuangan syariah yangmemiliki tujuan profitabilitas dengan menekankan pada kualitas portofoliopembiayaan dengan menekankan pada aspek kehati-hatian dan menghindaririsiko yang dihadapi. Realitas menunjukkan bahwa mayoritas Perbankansyariah memberikan pembiayaan secara dominan pada pembiayaan yang bersifat certainty contract yakni pada pembiayaan murabahah. Kategori pembiayaan murabahah memberikan kepastian pembayaran baik pembayaranpokok piutang maupun margin yang telah disepakati. Pendekatan dalampenelitian ini menggunakan pendekatan kuantitatif  dengan jenis penelitianasosiatif. Analisis data dilakukan dengan menggunakan uji normalitas data,uji asumsi klasik. Selanjutnya dilakukan analisis dengan menggunakanuji regresi berganda, uji hipotesa, serta uji koefisien determinasi. Hasilpenelitian tersebut menunjukkan bahwa 1) Kualitas aktiva produktif  lancarmemberikan pengaruh positif  dan signifikan pada α 5% terhadap profitabilitas2) Kualitas aktiva produktif  dalam Perhatian khusus memberikan pengaruhnegatif  dan signifikan pada α 5% terhadap profitabilitas 3. Kualitas aktivaproduktif  kurang lancar memberikan pengaruh negatif  namun tidaksignifikan pada α 5% terhadap profitabilitas 4) Kualitas aktiva produktif diragukan memberikan pengaruh positif  namun tidak signifikan pada α5%  terhadap profitabilitas 5) Kualitas aktiva produktif  macet memberikanpengaruh negatif  namun tidak signifikan pada α 5%  terhadap profitabilitas.
Analisis Equivalent Rate Perbankan Syariah Pada Masa Pandemi (Studi Pada Bank BNI Syariah) Asiyah, Binti Nur; Islamiah, Cahyani; Ningrum, Christina Ika
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 2 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i2.3453

Abstract

This study aims to analyze the mechanism in applying the distribution of profit sharing of third-party funds collected using the equivalent rate. The research uses a case study approach and type. To obtain data, researchers used data on the annual and quarterly financial statements of BNI Syariah Bank in 2020, 2019, and 2018 and literature studies in the form of books and research articles. The study results of the Islamic banks' efforts to increase customer interest, one of which is by using profit sharing ratio information in the form of an equivalent level. The strategy of Bank BNI Syariah to present an equivalent level in its Quarterly Financial Statements is the right step to increase customer interest in placing their funds in BNI Syariah banks. Furthermore, this research shows that the Equivalent rate at BNI Syariah Bank in 2020 in its quarterly report tends to decrease in the pandemic era in line with the national and global economic slowdown.
Pengaruh Foreign Direct Investmet, Produk Domestik Bruto dan Indeks Pembangunan Manusia terhadap Tingkat Pengangguran dengan Inflasi Sebagai Variabel Moderating Zuha Musnida, Aimma; Nur Asiyah, Binti
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1168

Abstract

This research is motivated by the problem of unemployment which is the scourge of developing countries as for developing countries included in the D-8 members of the Organization of Islamic Cooperation (OIC), namely Bangladesh, Egypt, Indonesia, Iran, Malaysia, Nigeria, Pakistan and Turkey. The objectives of this study are to examine the effect of Foreign Direct Investmen, Gross Domestic Product, and Human Development Index on the unemployment rate in 8 OIC member countries and with inflation as a moderating variable. This study used a quantitative approach of assosiative type. The data in this study is sourced from secondary data in the form of annual report and official websites of 8 OIC Memvers States for 2012-2021. Technical data analysis using Eviews 10 with panel data regression test. The result of this study show that: (1) Foreigen Direct Investment has a negative and insignificant effect on the unemployment rate, (2) Gross Domestic Product has a negative and significant effect on the unemployment rate, (3) Human Development Index has a positive and significant effect on the unemployment rate, (4) Foreign Direct Investment strengthened by inflation affects the unemployment rate, (5) Gross Domestic Product strengthened by inflation affects the rate unemployment, (6) The Human Development Index is not reinforced by inflation affecting the unemployment rate.
Manajemen Risiko Kepatuhan Syariah Serta Implementasinya pada Bank Syariah Indonesia (BSI) Faizatul, Zelyn; Faizal, Muhazzab Alief; Asiyah, Binti Nur; Subagyo, Rohmad
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 2 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i2.660

Abstract

The background of this research is the potential of Islamic banking in Indonesia which is followed by very good developments. However, this research wants to look deeply into the implementation of sharia compliance by sharia banking, especially Indonesian Sharia Banks. Based on this, the research objectives include knowing the application of sharia, in this case, BSI compliance in making sharia principles a guideline for banking operations and management. As well as BSI's efforts to realize sharia compliance through sharia compliance management which is separate from other management. The research was carried out using a qualitative method with a literature study, where the literacy used was books, research journals that are appropriate to the topic of discussion, as well as the annual financial reports of Bank Syariah Indonesia. The results of the study found that the individual and integrated BSI risk profile until 2022 shows that BSI risk can be managed properly to support future business development. In other words, BSI has implemented risk management appropriately and adequately. Keywords: Sharia Banking; Sharia Compliance; Indonesian Sharia Bank
Perencanaan Pembayaran Bagi Hasil dalam Meningkatkan Kepercayaan Investor rizka_abel_nadila, rizka_abel_nadila; Syahera Widyaningtyas, Dewi; Angelina Kusfita Rossa, Heleny; Safrilia Suganda, Naelly; Nur Asiyah, Binti
Quranomic: Jurnal Ekonomi dan Bisnis Islam Vol. 4 No. 1 (2025): Quranomic: Jurnal Ekonomi dan Bisnis Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam IIQ An Nur Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37252/jebi.v4i1.1046

Abstract

Rencana pembayaran bagi hasil merupakan faktor penting dalam meningkatkan kepercayaan investor, terutama dalam konteks investasi berbasis bagi hasil seperti sektor perbankan syariah, koperasi dan sektor ekonomi lainnya. Transparansi, keadilan, dan model pembayaran yang terencana memberikan ketenangan pikiran bagi investor mengenai laba atas investasi yang dijanjikan. Penelitian ini bertujuan untuk memahami bagaimana perencanaan pembayaran bagi hasil yang efektif meningkatkan kepercayaan investor dengan menyoroti faktor-faktor seperti kepastian syarat pembayaran, mekanisme distribusi yang jelas, dan transparansi pengelolaan dana. Metode yang digunakan dalam penelitian ini adalah analisis kualitatif dengan menggunakan studi kasus pada beberapa perusahaan yang menerapkan model bagi hasil. Penelitian menunjukkan bahwa rencana bagi hasil yang tepat dapat meningkatkan kepuasan investor, sehingga dapat memperkuat hubungan jangka panjang dan meningkatkan loyalitas investor. Oleh karena itu, perusahaan harus memperhatikan perencanaan sistem distribusi keuntungannya secara matang untuk meningkatkan kredibilitas dan menarik lebih banyak investor.
Redistribusi Pendapatan : Peran BAZNAS pada Ketimpangan dan Kemiskinan di Indonesia Khasanah, Miftakhul Fauziyah; Eka Ristanti, Frida; Nur Asiyah, Binti; Mashudi, Mashudi
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 25, No 2 (2025)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v25i2.27526

Abstract

This study analyzes the role of zakat in promoting social justice and income redistribution in Indonesia, using BAZNAS National financial reports from 2022–2023 as a case study. Employing a descriptive quantitative approach, the research evaluates collection efficiency, distribution effectiveness, asnaf allocation, and the estimated impact on poverty and inequality. The findings show an 18.9% increase in zakat collection, though still low relative to national potential (CER 0.28%). Distribution effectiveness reached 78.24%, with the largest allocations assigned to the fakir and fisabilillah categories. The average transfer per beneficiary amounted to Rp619,380 (1.18× the national poverty line), indicating the effectiveness of zakat as a micro-level redistributive tool. However, its macro-level impact on reducing inequality remains limited. The results highlight the need for greater collection scale.
Digitalisasi Pemasaran Syariah Program Pekarangan Pangan Bergizi di Desa Winong Kecamatan Kedungwaru Kabupaten Tulungagung Lantip Susilowati; Sri Eka Astutiningsih; Binti Nur Asiyah; Nita Agustina Nurlaila Eka Erfiana; Lisa Yuni Lestari; M. Nanang Febrianto; Vina Marotus Salsabila; Mey Susanti
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 5 No. 4 (2025): Jurnal Pengabdian Masyarakat Nusantara
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v5i4.8831

Abstract

Limited access to marketing local products is one of the main challenges in efforts to increase halal food security. Sharia digital marketing technology can be used as a marketing platform to obtain market accessibility and strengthen the branding of a product. This study aims to analyze the strengthening of digitalization of sharia marketing in supporting the Nutritious Food Yard (P2B) program in Winong Village. The method used in this study is Asset Based Community Development (ABCD) which emphasizes the use of local potential as the basis for program development. The results of the service show that Winong Village has potential assets in the form of P2B physical assets and organic agricultural products, social assets of the Women Farmers Group (KWT), and digital assets that are starting to develop. The implementation of the sharia digital marketing training program has succeeded in creating greenheavenumkm.com website as a digital marketing forum for MSMEs. The evaluation of training based on the results of the pre-test and post-test showed a significant increase in public understanding of sharia-based digital marketing strategies. This program has a positive impact, expands the reach of local product marketing, and is an effective strategy in strengthening the digitalization of sharia marketing in the P2B Program in Winong Village.
Upaya Meningkatkan Kualitas Tulisan Akademik Mahasiswa Melalui Pelatihan Penggunaan Mendeley Wati, Herlina; Nur Asiyah, Binti; Supriyadi, Ahmad
Abdi Laksana : Jurnal Pengabdian Kepada Masyarakat Vol 7 No 1 (2026): Abdi Laksana : Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/abdilaksana.v7i1.56657

Abstract

Pelatihan penggunaan Mendeley pada mahasiswa semester 3 MAZAWA UIN Sayyid Ali Rahmatullah Tulungagung dilaksanakan untuk meningkatkan keterampilan pengelolaan referensi dan penulisan karya ilmiah. Kegiatan ini dilaksanakan melalui workshop interaktif yang mencakup demonstrasi, praktik langsung, serta sesi konsultasi. Metode pelaksanaan menggunakan model pelatihan dengan pre-test dan post-test untuk mengukur peningkatan kemampuan mahasiswa dalam menambahkan referensi, membuat sitasi, dan menyusun daftar pustaka otomatis. Hasil pelatihan menunjukkan peningkatan signifikan pada keterampilan mahasiswa, di mana lebih dari 80% peserta mengalami kenaikan skor post-test dan melaporkan efisiensi lebih tinggi dalam proses penulisan ilmiah. Mahasiswa juga menyatakan bahwa pelatihan mudah dipahami, relevan, dan meningkatkan kepercayaan diri mereka dalam menggunakan Mendeley. Selain itu, pelatihan ini mendorong penggunaan fitur kolaborasi pustaka dan memperkaya interaksi akademik. Secara keseluruhan, pelatihan ini berkontribusi positif terhadap kemampuan penulisan ilmiah mahasiswa dan memberikan dasar yang kuat untuk pengembangan program pelatihan lanjutan.
Effectiveness of Distribution of Baznas Microfinance Village Business Funds to Mustahiq: Opportunities and Challenges Ahmad Fauzi Asshidqi; M. Nanang Febrianto; Zulfah Jannatul Karimah; Binti Nur Asiyah
TAAWUN Vol. 6 No. 01 (2026): TA'AWUN FEBRUARY 2026
Publisher : Pusat Penelitian Pengabdian Pada Masyarakat Sekolah Tinggi Ilmu Tarbiyah Al-Fattah Siman Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37850/taawun.v6i01.1222

Abstract

This community service aims to analyze the effectiveness, opportunities, and challenges of the BAZNAS Microfinance Desa (BMD) Tulungagung fund distribution program in empowering vulnerable Micro, Small, and Medium Enterprises (MSMEs). The community service design applies an economic empowerment model, which focuses on building the capacity of individuals and groups through access to resources, training, and markets to achieve inclusive and sustainable economic self-sufficiency. The stages of this community service activity are problem identification, activity planning, implementation followed by the distribution of business funds to the Mustahiq Assistance Group, periodic monitoring and evaluation. The results of this study indicate that the distribution of funds through the Qardhul Hasan scheme (interest-free loans) is effective in addressing capital constraints and supporting the sustainability of partner businesses. This effectiveness is supported by the implementation of Maqasid al-Sharia, as manifested through spiritual mentoring and legal support for business. BMD not only provides capital but also builds a holistic mentoring ecosystem. The challenges faced by BMD include unsecured credit risk and partners' limited managerial capacity. The sustainability of the BMD program requires long-term strengthening to achieve the vision of transforming mustahiq into muzakki. Overall, this community service activity contributes to increasing business capacity, strengthening the MSME ecosystem in the Tulungagung area, and transforming mustahiq into muzakki, thereby implementing the BMD program's sustainability objectives.
Co-Authors Abidah, Asiska Nur Achmad Luthfi Chamidi Chamidi Adi Basuki Choirul Adinda Mayza Wiby Andira Adinda Putri Yesa Isnawati Adlan, Muhamad Aqim Agung Budiman Agus Eko Sujianto Ahmad Budiman Ahmad Fatan Al Banna Ahmad Fauzi Asshidqi Ahmad Fauzi Asshidqi Ahmad Muhtadi Ahsan, Muhamad Aidiawati, Ria Aini, Indah Nur Ainur Rohmah, Zelyn Faizatul Akhyak Al Satria, Muhammad Idris Alif Ageng Utami Alvera Zahvania Putri Alvina Dwi Nur Dyanti Amanda Laily Yuniawati Amanda Putri Dwi Utami Amelia, Evita Amelia, Evita Amin Wahyudi Amin Wahyudi Amin Wahyudi Amriyah, Yassirly Angel Adilla Ani’fa Dewanti Putri Angelina Kusfita Rossa, Heleny Anggita Della Lestari Anita Febriani Anita Febriani Anjarwati, Ribut Peni Antri Arta Arlinta Prasetian Dewi, Arlinta Prasetian Ashlihah Asyarie, Adimas Agus Asyma Salsabila Atok Syihabuddin Aulia Nur Azizah Ayunda, Sindy Sephya Dwi Azhari, Khairunisa Diva Azis, Ishan Azizah Shodiqoh Azizah Shodiqoh Rafidah Azizah, Saila Bakhrul Huda Balqis Shofa Nabilah Bashiroh, Nila Nafisatul Bhakti, Rezsa Lingga Binti Mutafarida Binzar Wimpi Nugraha Cahyani Islamiah Cahyani Islamiah Cahyaning Puteri, Suci Cahyaningtyas, Ajeng Rizqina Callista Vania Cevira Putri Nabila Christina Ika Ningrum Dadang Heru Jatmiko Dede Nurohman Defa Irfantara Pramudya Deris Lazuardi Dewangga Wibiantoro, Awang Dhea Firnanda Dianita Meirini Dimas Ainur Rochim, Mochamad Dimas Prasetyo Putra Diva Wahyu Tias Saputri Dwi Astuti Wahyu Nurhayati Dyah Wulandari Eka Ristanti, Frida Elok Faiqoh Erina Wiji Lestari Erma Laelatul Zahroq Evita Amelia F, Fransiska Fahmi Alif Aldianto Faisal Muchlis Faiz Syahputra, Kevin Faizal, Muhazzab Alief Faizatul, Zelyn Fauzan Fauzan . Fauzan Fauzan Febrianto, M. Nanang Fifin Nasiroh Finka Aurel Liyani Firas Alyon Saputra Fitriani Eka Hariyati Frida Eka Ristanti Gayuh Kawedar Gazani, Hawa H. Holle, Mohammad Hania Nuril Aida Rochmah Hansen Rusliani Happy Novasila Maharani Hasna Aulia Rahmawati Hawa Gazani Herlina Wati Hidayat, Iqbal Alwi Hikmah, Sayyidah Ulil Hilda Nor Fani Holle, Moh. H. Holle, Mohammad Hanafi Husnul Haq Indah Nur Aini Innes Puspita Maharani Intan Putri Nurkhanifah Intan Qurratulaini Irtifa Umi Azizah Isa, Mohamad Yazid Ishan Azis Islamiah, Cahyani Ismatul Eka Novita Sari Ismawati, Fadila Nur Isnawati, Adinda Putri Yesa Jalilut Jabar Jamaludin, Husna Binti Jamilah, Isnawati Jamilatun Ni’mah Johan Dwi Sutikno Johan Dwi Sutikno Julio Andre Setiawan Jusuf Bachtiar Jusuf Bachtiar Karanelan, Magfirah Kharismatul Ulfiah Khasanah, Miftakhul Fauziyah Khofifah, Laini Khoiriyah, Nadzirotul Fuadatil Kinanti, Karunia Kirana, Silva Puspita Candra Koerniawati, Dwi Kusumaningrum, Budiani Kusumaningtyas, Afifa Kutbuddin Aibak Laili, Lyliya Nurul Laini Khofifah Lantip Susilowati Launiya, Khiyaratul Lella Juniva Sari Lestari, Lisa Yuni Lisa Yuni Lestari Lisa Yuni Lestari Lorenza Putri, Amanda Ika Luknawati, Erra Fitri Lyliya Nurul Laili M Hasby Azril Firmansyah M. Nanang Febrianto M. Nanang Febrianto M. Ridlwan Nasir M. Ridlwan Nasir M. Ridlwan Nasir Mafluhi Ardian Haq Ahlada Magfirah Karanelan Mahardika, Rama Prasetya Malawat, Fadli Fendi Marsheila, Clarisa Devi Mashudi Mashudi Mashudi , Mashudi Mashudi Mashudi Mashudi Mei Anjarwati, Chasa Puput Tri Mey Susanti Mey Susanti Miftakhul Fauziyah Khasanah Moh. Taufiqur Rahman Mohamad Ilham Dede Wijaya Mohamad, Syed Ismail Syed Mohammad Anis Sumadi Mohammad Fadhilah Hamzah Mohammad H. Holle Mohammad Ilham Maulana Muchammad Ilham Syarifudin Muhamad Agus Alfiyan Nur Ahmada Muhamad Ahsan Muhamad Fahmi Azizul Farhan Muhammad Anis, Muhammad Muhammad Aswad Muhammad Gading Setiawan Muhammad Husein Maruapey Muhammad Idris Al Satria Muhammad Raffi Wahidin Muhammad Raisa Haqqiquddin Rokhmatulloh Muhammad Syahrul Hidayat Muhammad Vaiz Inda Fajar Muhammad Yoga Aditia Muhammad, Atha Mahdi Muhazzab Alief Faizal Muhazzab Alief Faizal Muhrim, Muhammad Rifai Munna, Nurul Isna Faizatul Mustikaningsih, Emilia Mutafarida, Binti Nadia Lailatul Hanifah Nadia Rakhil Azizah Nadila Desviana Mahardini Nadzirotul Fuadatil Khoiriyah Nahdiya Asna Nana Alfiana Nanda Nur Romadhon Nashrullah, M. Nasiroh, Fifin Nasiroh, Fifin Nasution, Addriana Della Natory, Dimas Asyif Nelly Himmatus Sa’diyah neni utami Neni Utami Ngizatul Milah Khoirun Nisa Ni'mah, Jamilatun Nila Khoirun Na’ili Ning Wijayanti Ningrum, Christina Ika Nita Agustina Nurlaila Eka Erfiana Novi Tri Oktavia Novi Tri Oktavia Novi Tri Oktavia Nur Aziz Muslim Nur Azrin Yuliani Nur Kholis Nurhadi Syaifudin Zuhri Nuroniyyah, Fathiyyatun Nurul Hidayah NURUL HIDAYAH Nurul Isna Faizatul Munna Octafia Ramadhani, Lintang Oftafiana, Triya Oktaviansah, Mohamad Rizqi Pangestu, Nana Pellu, Arifin Pera Wibowo Putro Pranata, Dedy Pratiwi, Putri Hadiyanti Pratiwi, Yanuar Mila Pricilia Putri Salsabila Putri Shinta Dewi Putri, Pinasti Azalia Qomarul Huda Rama Prasetya Mahardika Reni Waningsih Revalinda Clauzhy Anggraini Ria Aidiawati Rida Zahrotul Mufidah Rifa Nur Alifah Rifqi Rama Dhani Rika Rizki Rohmah Rilan Abdul Syarif Rini Fitriani Ririk Damayanti Riris Andani Riska Imsa’ul Febiantoro Ritma Lutviandari Rizka Unia Zatul Umroh rizka_abel_nadila, rizka_abel_nadila Rizkyaningrum, Adinda Agustinayu Rizma Denytasari Rohmah, Hafiza Zaidatur Rokhmat Subagiyo Rosyida, Zulma Aini Ruchmana, Ayu Safitri, Silvi Ayu Safrilia Suganda, Naelly Saila Azizah Saimima, Salma Samsul Bahri Samsul Huda Samsul Huda Sendy Marcello Edy Putra Septi Putri Anggraini Septiana , Ayuk Serli Puspa Andini Setia Rini Sheilla Ayu Amandasari Shenia Erika Maharani Sherly Ulvia Saputri Sindhi Retno Palupi Sistyamurti, Febintha Siti Itsna Syamsiyah Siti Lailatur Rohmah Slamet Budi Hariyanto Sri Eka Astutiningsih Subagyo, Rohmad Subagyo, Rohmat Subagyo, Rokhmat Sujianto , Agus Eko Sukma Aulia Dewi sulistiyah Suminto, Ahmad Surya, Yoga Adi Sutikno, Johan Dwi Syahera Widyaningtyas, Dewi Syahriza Azizan Sayid Syaifudin Alfaisah Tarisa Adelia Chusna Tashya Novita Puji Rahayu Uddin, Mohammad Syifa Ulil Albab Utami, Neni Vina Maratus Salsabila Vina Marotus Salsabila Vina Melinda Vitakhil Ilmiyah wati, Herlina Wiji Astutik Wulandari, Ulfa Dwy Ayu Yeni Yulia Ningsih Yoga Ari Pratama Yuliani, Nur Azrin Yuliani, Nur Azrin Yunia Nur Azizah Yuniawati, Amanda Laily Yunita Dwi Nur Aini Zuha Musnida, Aimma Zulfah Jannatul Karimah Zumaroh Zumaroh, Zumaroh