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Gunawan Widjaja
Faculty Of Law Universitas 17 Agustus 1945 Jakarta, Indonesia
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ANALISIS PENGARUH SERTIFIKASI TANAH TERHADAP PENINGKATAN NILAI EKONOMI TANAH MELALUI KEPASTIAN STATUS HUKUM: KAJIAN LITERATUR Khalimi Khalimi; Gunawan Widjaja; Cecep Suhardiman
BORJUIS: JURNAL OF ECONOMY Vol. 2 No. 4 (2025): AGUSTUS
Publisher : Adisam Publisher

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This study aims to analyse the effect of land certification on increasing land economic value through legal certainty, using a literature review method. Land certification, as a process of granting legal documents, provides legal certainty over land ownership, which in turn contributes to increasing land economic value. Through a literature review of various previous studies, it was found that legal certainty reduces the risk of disputes and increases market and financial institution confidence, so that certified land tends to have higher prices, better liquidity, and wider access to financing. These findings underscore the importance of land certification as a strategic instrument in strengthening land governance and promoting local and national economic growth. This study recommends accelerating and expanding land certification programmes as an effective policy measure in creating legal certainty and sustainable economic value of land.
IMPLIKASI EKONOMI PERPANJANGAN HGU DAN HGB BAGI INVESTASI JANGKA PANJANG: STUDI LITERATUR TENTANG LEGALITAS DAN KEAMANAN BERUSAHA DI INDONESIA Cecep Suhardiman; Gunawan Widjaja; Khalimi Khalimi
BORJUIS: JURNAL OF ECONOMY Vol. 2 No. 4 (2025): AGUSTUS
Publisher : Adisam Publisher

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This study examines the economic implications of extending Land Use Rights (HGU) and Building Use Rights (HGB) on long-term investment in Indonesia through a literature review. The focus of the study is on the legality and security of doing business, which are crucial factors in creating legal certainty and a stable investment climate. The research method used is a literature review with sources such as legislation, scientific journals, and government reports. The results of the study indicate that the extension of HGU and HGB can increase the attractiveness of long-term investment by providing more stable land ownership guarantees and easier access to financing. However, challenges such as the potential for land monopolies, complex bureaucracy, and the risk of land conflicts and legal violations need to be addressed through management reforms that include digitalisation of services, simplification of procedures, and harmonisation of regulations. The success of these policies depends heavily on the synergy between legal certainty, good governance, and the protection of local community rights to support inclusive and sustainable economic development in Indonesia.
PERAN PERPANJANGAN HAK GUNA USAHA (HGU) DAN HAK GUNA BANGUNAN (HGB) DALAM MENJAMIN KEPASTIAN HUKUM BAGI INVESTOR: TINJAUAN EKONOMI DAN REGULASI Gunawan Widjaja; Khalimi
BORJUIS: JURNAL OF ECONOMY Vol. 2 No. 4 (2025): AGUSTUS
Publisher : Adisam Publisher

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The extension of Land Use Rights (HGU) and Building Use Rights (HGB) is an important mechanism in the Indonesian land system that contributes to ensuring legal certainty for investors. This study aims to examine the role of HGU and HGB extension regulations and their impact on legal certainty, which in turn affects investment decisions. The method used is a literature review with two main discussions, namely regulatory analysis and economic review. The results of the study indicate that clear and structured regulations on the extension of rights provide a strong legal basis for investors to utilise land in the long term. From an economic perspective, the certainty of the extension system can increase investment interest, facilitate access to financing, and encourage growth in strategic sectors. However, challenges in implementation, such as complex administrative procedures and inter-agency coordination issues, remain obstacles that need to be addressed. This study underscores the importance of regulatory harmonisation, procedural simplification, and the utilisation of digital technology in enhancing legal certainty and the investment climate in Indonesia.
FUNGSI SERTIFIKAT HAK ATAS TANAH SEBAGAI JAMINAN KREDIT PERBANKAN DALAM MEMPERLUAS AKSES MODAL DAN MENDORONG INVESTASI USAHA Sendi Sanjaya; Gunawan Widjaja
BORJUIS: JURNAL OF ECONOMY Vol. 2 No. 4 (2025): AGUSTUS
Publisher : Adisam Publisher

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This study aims to analyse the function of Land Title Certificates as collateral for bank loans and their role in expanding access to capital and encouraging business investment. Through a literature review, this study identifies that land certificates have legal force that provides certainty for creditors, while also serving as an important instrument for debtors to obtain financing. Land certificates not only serve as proof of legal ownership but also as a means of converting illiquid assets into productive business capital. The use of land certificates as collateral for credit has proven to enhance financial inclusion, promote the development of micro, small, and medium enterprises (MSMEs), and accelerate investment across various sectors of the economy. However, the optimisation of this function depends on policy support, the acceleration of land certification programmes, the integration of land information systems with financial institutions, and the improvement of financial literacy among the public. The results of this study are expected to provide strategic recommendations for the government, banks, and business actors in maximising the role of land certificates as a driver of inclusive and sustainable economic growth.
ASSET AND LIABILITY MANAGEMENT (ALM) STRATEGY IN MICROFINANCE INSTITUTIONS FOR LONG-TERM FINANCIAL STABILITY Gunawan Widjaja
BORJUIS: JURNAL OF ECONOMY Vol. 1 No. 2 (2024): BORJUIS: JOURNAL OF ECONOMY
Publisher : Adisam Publisher

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Abstract

Managing assets and liabilities is very important because disbursement of funds and distribution of funds in the form of credit must be carried out in order to optimize the funds collected to gain profits for the bank. ALM is a process of planning, organizing and monitoring which functions as integrated control of assets and liabilities which are interconnected in an effort to achieve profits for microfinance institutions. The method used is a literature review. Writing this discussion uses information procedures regarding the discussion, in the form of previous research, then reviewing and analyzing various sources related to the discussion raised by the researcher. This research discusses the theory of asset and liability management, a review of the basic concepts and importance of ALM, an introduction to the role and challenges of MFIs in the economy, long-term financial stability, and a discussion of the factors that influence MFI financial stability.
ANALYSIS OF REGULATIONS AND POLICIES IN THE EXPANSION OF LEGAL LIABILITY OF HOSPITALS IN INDONESIA Gunawan Widjaja
Jurnal Kesehatan Vol. 3 No. 3 (2025): MARET
Publisher : CV. Adiba Aisha Amira

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This article analyses the regulations and policies that contribute to the expansion of hospitals' legal responsibilities in Indonesia, with a focus on protecting patients' rights and improving the quality of health services. The main regulations that direct such legal responsibilities include Law No. 44/2009 on Hospitals and Law No. 36/2009 on Health, which regulate service standards and hospitals' obligations to ensure patient safety and security. In addition, a hospital accreditation system was also introduced as an effort to ensure high service quality and minimise legal risks. However, the implementation of these regulations faces challenges in the field, with some hospitals still experiencing difficulties in meeting the set standards, especially in resource-constrained regions. This study concludes that increased supervision, stronger regulatory support, and comprehensive education strategies are needed to improve compliance and quality of hospital services in Indonesia, so as to provide safe, quality, and equitable health services for the entire community.
COMPARISON OF LEGAL PROTECTION FOR PATIENTS IN DIFFERENT COUNTRIES: A LITERATURE STUDY Hotmaria Hertawaty Sijabat; Gunawan Widjaja
Jurnal Kesehatan Vol. 3 No. 3 (2025): MARET
Publisher : CV. Adiba Aisha Amira

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This article examines the comparative legal protection for patients in different countries by conducting a comprehensive literature review. The analysis shows that there is great variation in the legal protection provided, influenced by each country's level of economic development, health system, and government policies. Developed countries generally have more comprehensive legal frameworks that protect patients' rights, including the right to medical information, informed consent, and effective grievance mechanisms. In developing countries, legal protection for patients is often weaker due to limited resources and infrastructure. This study recommends increased public awareness of patients' rights, training for medical personnel, and international co-operation to set global standards, in order to strengthen legal protection for patients globally.
THE ROLE OF LAW IN REGULATING HOSPITAL LIABILITY IN THE PANDEMIC ERA Ayu Miya Maryani; Gunawan Widjaja
Jurnal Kesehatan Vol. 3 No. 3 (2025): MARET
Publisher : CV. Adiba Aisha Amira

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Abstract

The role of law in regulating hospital responsibilities in the pandemic era is a very critical aspect to ensure the quality of health services, protection of patient rights, and safety of medical personnel. The law serves as a foundation in setting service standards and protocols that hospitals must adhere to in order to face the challenges posed by the pandemic. In addition, existing laws also protect the rights of patients, including the right to medical information, proper care, and safety while receiving treatment. On the other hand, legal protection for medical personnel is essential to ensure their health and safety at work. With clear and firm regulations in place, all parties involved in the health system-from hospitals, patients, to medical personnel-can work together optimally, creating a safe and effective health system in the midst of a pandemic.
ANALYSIS OF LEGAL PROTECTION FOR MEDICAL PERSONNEL IN MALPRACTICE CASES: AN INDONESIAN LEGAL PERSPECTIVE Andreas Harry; Gunawan Widjaja
Jurnal Kesehatan Vol. 3 No. 3 (2025): MARET
Publisher : CV. Adiba Aisha Amira

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This study examines the legal protection for medical personnel in the face of malpractice cases in Indonesia, focusing on the applicable regulations, dispute resolution mechanisms, and implementation challenges. Through analysis of the Medical Practice Act and the Health Act, it is found that these regulations provide a sufficient legal framework for the protection of medical personnel. Malpractice dispute resolution can be done through mediation and arbitration as an alternative to litigation, which is expected to be faster and fairer. However, there are challenges in the understanding and implementation of the regulations by medical personnel, as well as the need for increased education and socialisation on their legal rights. This study emphasises the important role of medical professional bodies in providing legal support to ensure effective protection and maintenance of quality medical services in Indonesia.
IMPLICATIONS OF EXPANDING HOSPITAL LEGAL LIABILITY ON THE QUALITY OF HEALTH SERVICES Gunawan Widjaja
Jurnal Kesehatan Vol. 3 No. 4 (2025): APRIL
Publisher : CV. Adiba Aisha Amira

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The expansion of hospitals' legal responsibilities plays an important role in improving the quality of healthcare services. With greater accountability, hospitals are encouraged to implement higher standards of care, comply with regulations, and ensure patient safety and satisfaction. However, it can also add administrative burdens and pressure on hospital resources, which if managed inefficiently, can hamper flexibility and innovation. Therefore, the successful implementation of expanded legal responsibility relies heavily on effective management to ensure that increased accountability is directly proportional to improved quality of care without compromising operational efficiency.
Co-Authors Aat Ruchiat Nugraha Abadi, Songga Aurora Abd. Basir Abdul Samad Arief Abdul Wahab Syakhrani Abdur Rahman Achmad Fazrin Adi Rumanto Waruwu Aditya Sanjaya Adrian Bima Putra Adrian Bima Putra Affandi Affandi Agus Supriyanto Agus Supriyanto Agustinus Nugroho Jati Aisyah, Shyavara Alam Anbari Anastasia Prestika Andina Rahmayani Andreani Dewanto Andreas Harry Andreas Harry Anggia Az Zahra Anindita Widyapradnya Annas Tasya N.A Annas Tasya N.A, Annisa Rachmawati, Dsk Putu Ayu L.A, Khaerunnisa Ade P., Muhammad Fachri, Pradita Ajeng S.A Annisa Purwo Hastuti Annisa Rachmawati Ari Rahmat Elsad Arif Rahman Baihaqi Arman Harahap Asep Saepullah Aslan Aslan Aslan Aslan Aswan Athalia Christine L Ayu Miya Maryani B.M.A.S. Anaconda Bangkara Basuki Rekso Wibowo Bintan R. Saragih Brian Matthew Budi Suranto Bangun Cecep Suhardiman Cecep Suhardiman Cecep Suhardiman Cesarianti, Fransiska Milenia Chairunnissa Chairunnissa Christiawan, Rio Christina Herawati G Damun, Damun Danang Rahmat Surono Daniel Hagana Bangun Dave Advitama Dave Advitama Delia Bazlina Deny Wicaksono, Deny Dhanudibroto, Handojo Dheas Syahreza Muslim Diana ., Diana Diana Laila Ramatillah Dimas Tripraditiya Dipo Pramudito Dipo Pramudito Dsk Putu Ayu L.A Dumilah Ayuningtyas Dyah Ersita Yustanti Dyah Ersita Yustanti Dyah Ersita Yustanti Dyah Ersita Yustanti Dyah Ersita Yustanti Ekasari, Silvia Ekha Sri Sugiarti Elisabeth Purnama Massang Enna Budiman Enna Budiman Ersita Yustanti, Dyah Fachrurazi Farika Nikmah Farrel Abiyu Ramadhana Fitra Sri Rahayu Grace Riana Gregorius Fabius Caesar Niki H. Deni Salahuddin Hadenan Towpek Hadenan Towpek Halim , Adriansyah Handojo Dhanudibroto Handojo Dhanudibroto Handojo Dhanudibroto Handojo Dhanudibroto Hansel Kalama Hardijan Rusli, Hardijan Harry, Andreas Hendra . Hendrawan Hendrawan Hendriarto, Prasetyono Heri Kustanto Hernita Hernita Hernita Hotma P. Sibuea Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Hotmaria Hertawaty Sijabat Ita Nurcholifah Iyad Abdallah Al- Shreifeen Iyad Abdallah Al-Shreifeen Jahidin Kuswanto Januar Agung Saputera Jeisika Laurens Jessica Francis Gunawan Jestin Justian Juliana, Juliana Junior B. Gregorius Karunia Ilham Karim Kevin Neil McVey Khaerunnisa Ade P. Khairul Nizam bin Zainal Badri Khalimi Khalimi Khalimi Lalu Syaifudin Lidya Cristy S Lisno Setiawan Loso Judijanto M Reydhi Suwanda M Ruswan Talaohu M. Hafiz Aini M. Zahari Mahmudin, Tono Mailinda, Nur Martedjo, Wagiman Martin Maurer M.Marpaung Megasari Sijabat, Fittry Mellisa Efiyanti Mellisa Efiyanti Melyana Melyana Mervyn Mervyn Michael Alfonsus Michael Matthew Michelle Angelika S Mika Anabelle Miya Maryani, Ayu Moch. Isra Hajiri Mochammad Roufal Moh. Imam Ishomuddin Zuhri Mohammad Ahmad Bani Amer Monica Monica Mowafg Abrahem Masuwd Muhammad Anas Ma`arif Muhammad Fachri Muhammad Ikhwan Muhammad Ikhwan Muhammad Nagieb Muhammad Naufal Arifiyanto Muhammad Rayyan Firdaus Muthia Rachman Nadila Citra Aprilia Ni Nyoman Ari Triantari Nini Putri Wijaya, Nini Putri Nofianty Helyo Novan Dzaky Pangestu Novi Puji Lestari Novi Rizky Ramadhani Novi Rizky Ramadhani Nur Ulfa Maulida Nurwita, Nurwita Oggy Satya Tambunan Olivia Pauline Hartanti Poetranto, Soeryo Pradita Ajeng S.A Puguh Triwibowo Puji Hastuti Rafa Zahirah Husein Rahadian Bayu Anggoro Rahardja, Tony Rahmat Nasution Raissa Arlyn Manikam Rajes Khana Ramdan Yusuf Renaldi Immanuel Panggabean Renaldi Immanuel Panggabean Retnaningtyas Insyira Retnaningtyas Insyira, Anggia Az Zahra, Nadila Citra Aprilia, Chairunnissa, Muhammad Rayyan Firdaus, Novan Dzaky Pangestu Reza Sutrianingtyas Rahayu Rianti Nurul Oktavia Rif'ah Rif'ah Rifa’at Hanifa Muslimah Rifa’at Hanifa Muslimah Rio Christiawan Rio Johan Putra Ririn Nurhidayanti Rizka Anindya Manjayani Rizky Yosa Adhi Prabowo Robby Sulivan, Robby Robert Iskandar Rumanto Waruwu, Adi Salmon Sihite Salsa Rizkya Samsuto, Samsuto Sanchita Bhattacharya Santika Santika Sarah Ramadona Sardjana Orba Manullang Savira Lovianda Gunawan Sendi Sanjaya Sendi Sanjaya SH Septy Kusuma Septy Kusuma, Arif Rahman Baihaqi, M Ruswan Talaohu, Santika, Sarah Ramadona, Salsa Rizkya Shella Felicia Shohib MUSLIM Sihite, Salmon Silalahi, Yohanes B O Siti Hafifa Marlinda Putri Siti Nur Azizah Siti Nur Azizah Siti Rokayah Songga Aurora Abadi Songga Aurora Abadi Songga Aurora Abadi Sri Sugiarti, Ekha Sudrajat, Maman Sukh Pawen Jit Kaur Sunnah, Sunnah Syavitri Ramadhani Sylvana, Yana Tahir, Usman Tamrin Tamrin Tanti Herawati Taufik Rahman Taupik Alpiyandi Theresia Vena Tiwi Siftiyani Rosidah Tony Rahardja Towpek, Hadenan Usman Tahir Viony Kresna Sumantri Vivin Caronia Wagiman WAGIMAN Wagiman Wagiman . Wagiman Martedjo Wagiman Wagiman WAHYUDI Wibowo Laksono Widodo Wibowo, Basuki Rekso Widjaja, Liza Wijaya, Hanna Wirawan, Vani Yana Sylvana Yohanes Firmansyah Yuli Supriani Yuri Anggi Yustinus Lambang Setyo Putro Yustinus Rurie Wirawan Yusuf, Ramdan Zainal Arifin