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All Journal Competitor : Jurnal Pendidikan Kepelatihan Olahraga Al-Lisan Jurnal Borneo Administrator: Media Pengembangan Paradigma dan Inovasi Sistem Administrasi Negara Dinamika Episteme: Jurnal Pengembangan Ilmu Keislaman An-Nisbah: Jurnal Ekonomi Syariah Edukasi: Jurnal Pendidikan dan Pengajaran JIET (Jurnal Ilmu Ekonomi Terapan) Science and Technology Indonesia Jurnal Farmasi Galenika (Galenika Journal of Pharmacy) Script Journal: Journal of Linguistic and English Teaching Jurnal Dinamika Ekonomi dan Bisnis Fokus Ekonomi Majalah Farmasi dan Farmakologi (Trends in Pharmacy and Pharmaceutical Sciences) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan IRJE (Indonesian Research Journal in Education) Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah JSFK (Jurnal Sains Farmasi & Klinis) Sangia : Jurnal Penelitian Arkeologi (Journal of Archaeology Research) ECOPLAN : JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah SCAFFOLDING: Jurnal Pendidikan Islam dan Multikulturalisme Abdimas Universal Dialektika: Jurnal Ekonomi dan Ilmu Sosial Community Engagement and Emergence Journal (CEEJ) Jurnal Abdi Insani TERAJU : Jurnal Syariah dan Hukum wacana equiliberium (jurnal pemikiran penelitian ekonomi) Siyasatuna Jurnal Ilmiyah Mahasiswa Siyasah Syariyyah Asy Syar'iyyah: Jurnal Ilmu Syari'ah dan Perbankan Islam Muttaqien; Indonesian Journal of Multidiciplinary Islamic Studies Jurnal Ilmiah Tarbiyah Umat Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam Al-Lisan: Jurnal Bahasa Jurnal Cakrawala Ilmiah JYRS: Journal of Youth Research and Studies TRANSFORMATIONAL LANGUAGE, LITERATURE, AND TECHNOLOGY OVERVIEW IN LEARNING (TRANSTOOL) Jurnal Teknologi dan Manajemen Industri Terapan International Journal of Waqf Al-Irsyad: Journal of Education Science Jurnal Kedokteran Hewan West Science Interdisciplinary Studies West Science Interdisciplinary Studies IIJSE AmaNU: Jurnal Manajemen dan Ekonomi JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Borneo Journal of Pharmacy Epistemé: Jurnal Pengembangan Ilmu Keislaman Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy Jurnal Tarreang: Tren Pengabdian Masyarakat Agrokompleks An-Nisbah: Jurnal Ekonomi Syariah EMARA : Indonesian Journal of Architecture Jurnal Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan Business, Entrepreneurship, and Management Journal Jurnal Cendekia Ilmiah Ulil Albab Jurnal Wacana Kinerja: Kajian Praktis-Akademis Kinerja dan Administrasi Pelayanan Publik As-Syirkah: Islamic Economic & Financial Journal
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Pemikiran Ibnu Khaldun tentang Perdagangan dan Mekanisme Pasar Menuju Dinamika Ekonomi Modern Sutikno, Johan Dwi; Adlan, Muhamad Aqim; Aswad, Muhammad
Muttaqien Indonesian Journal of Multidiciplinary Islamic Studies
Publisher : Muttaqien Publishing, Lembaga Penelitian dan Pengabdian kepada Mayarakat (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/mtq.06.2.02

Abstract

This study examines Ibn Khaldun's thoughts on trade mechanisms and the concept of conventional economic markets, which tend to be exploitative, along with their impact on social injustice. According to Ibn Khaldun, alternative solutions exist, emphasizing that market and trade activities should focus on societal welfare, not just personal gain. This article analyzes the relevance of Ibn Khaldun's thoughts in Islamic economic theory concerning trade and markets amidst current economic dynamics. The methodology used is a qualitative approach, based on literature studies and empirical data. The results show that Ibn Khaldun's economic thoughts and theories, proposed six centuries ago, remain highly relevant. His concepts highlight the importance of providing necessities in remote areas, paying attention to the quality of education, and prohibiting monopolistic practices and transactions involving usury and opacity. These findings are expected to provide alternative solutions for governments facing increasingly complex economic challenges and encourage positive market mechanisms and global trade changes.
Screening Bioactivity of Kersen Fruits (Muntingia calabura L.) as a Sunscreens Candidate: Skrining Bioaktivitas dari Buah Kersen (Muntingia calabura L.) sebagai Kandidat Bahan Tabir Surya Nur, Syamsu; Nursamsiar, Nursamsiar; Aswad, Muhammad; Tumigolung, Aprilia Ester Eunike; Risfah Yulianti; Burhan, Asril
Jurnal Farmasi Galenika (Galenika Journal of Pharmacy) (e-Journal) Vol. 7 No. 1 (2021): (March 2021)
Publisher : Universitas Tadulako

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22487/j24428744.2021.v7.i1.15257

Abstract

Kersen (Muntingia calabura L) fruits have the potential to be used as an active ingredient in sunscreens because of phenolic and flavonoid content that can absorb UV rays. This study aims to determine the percentage of erythema/pigmentation transmission and SPF value as parameters for sunscreen activity. Kersen fruits were extracted by maceration using 96% ethanol. The ethanol extract of Kersen Fruits was also fractionated to separate the components of the active compounds based on the polarity level using n-hexane, ethyl acetate, and ethanol as solvents. The test was carried out using the in vitro method by measuring the ability of the material to absorb ultraviolet light at a wavelength of 292.5-372.5 nm. This research was conducted at concentrations of 100, 200, 400, 600, and 800 µg/mL for ethanol, lyophilisate, n-hexane, and ethanol fractions, while the ethyl acetate fraction concentrations are 50, 100, 150, 200, 250 µg/mL. The results showed the best value at the ethyl acetate fraction concentration of 250 µg/mL with % Te of 5.28 and % Tp of 28.65 and the SPF value of 16.54. Based on the % Te and Tp, the ethyl acetate fraction exhibited protection against erythema and pigmentation with the category of extra protection and based on the SPF value with the category of ultra protection.
Pengaruh Religiositas, Altruisme dan Literasi Zakat Terhadap Keputusan Membayar Zakat dengan Kesadaran Sebagai Variabel Intervening Santoso, Irvan Widi; Nurohman, Dede; Aswad, Muhammad
As-Syirkah: Islamic Economic & Financial Journal Vol. 4 No. 3 (2025): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/802r5r82

Abstract

Indonesia, with its predominantly Muslim population, holds substantial potential for zakat as a source of social financing, estimated at IDR 327 trillion. However, actual zakat collection remains low, reaching only about 4.3% of this potential. Despite increasing collection trends—even during the pandemic—public reluctance to channel zakat through official institutions persists. This study investigates the influence of religiosity, altruism, and zakat literacy on zakat payment decisions, with awareness as a mediating variable. Employing a quantitative approach, primary data were collected from 344 employees of KPP Pratama in the former Kediri Residency area using probability sampling. Path analysis was conducted with SmartPLS 4. The findings reveal that religiosity, altruism, and zakat literacy significantly and positively affect zakat payment decisions, both directly and indirectly through awareness. Among these, altruism exhibited the weakest influence, indicating the need for greater attention from policymakers and zakat institutions. These results underscore the importance of integrating ethical and religious values to support sustainable economic development.
Perubahan Guna Lahan Desa Karama Sebagai Dampak Aktivitas Ekonomi Masyarakat Suriadi, Nur Adyla; Djalaluddin, Nurgadima; Aswad, Muhammad
EMARA: Indonesian Journal of Architecture Vol. 5 No. 2 (2019): December 2019 ~ February 2020
Publisher : Universitas Islam Negeri Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29080/eija.v5i2.681

Abstract

The fishing settlements in Karama Village have different characteristics from other settlements because this village still maintains Mandar culture in terms of physical and non-physical aspects such as weaving lipa 'saqbe activities, fisherman cultural rituals, sandeq races, and other cultural rituals that are carried out every year. But as it develops, its existence can experience a shift. This can happen when a community's economic activities affect other cultures, either on purpose or by accident. This study aims to find out how the cultural value of the community in Karama Village has changed, especially in terms of community economic activity. It will do this by looking at land-use change, figuring out how it has changed in Karama Village because of community economic activity and coming up with policy ideas for dealing with land-use change issues in Karama Village. The study results indicate that Karama Village's administration and land use have changed. For example, 74% of the buildings have switched from residential to commercial or industrial use. Eighteen percent of buildings got more prominent because of economic activity in the neighborhood. While 28% of buildings don't add to their building area, they use their public land for business. This change has big effects on the social and economic activities mentioned in the cultural element and related to the economy or people's ways of making a living.
SEJARAH PEMIKIRAN EKONOMI ISLAM DI INDONESIA Azizah, Irtifa Umi; Aswad, Muhammad; Aqim Adlan, Muhammad
TERAJU: Jurnal Syariah dan Hukum Vol 7 No 02 (2025)
Publisher : P3M dan Jurusan Syariah dan Ekonomi Bisnis Islam STAIN Sultan Abdurrahman Kepulauan Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35961/teraju.v7i02.1791

Abstract

This research examines the history of Islamic economic thought in Indonesia, especially during the Kingdom, Dutch colonialism and after the proclamation of independence, as well as the role of several important figures who influenced these developments. During Dutch colonialism, Islamic economic thought experienced oppression and marginalization, because the colonial economic system dominated by Western capitalism hampered the development of Islamic economics. However, at the beginning of the 20th century, the rise of the modern Islamic movement in Indonesia also influenced Islamic economic thinking. This movement emphasizes the importance of reform in various aspects of life, including economic practices based on Islamic teachings. The methodology used in this research is qualitative with a literature study approach, and uses historical studies to explore differences in thought. The research results show that Islamic economic thinkers in Indonesia establish Islamic principles as the basis for achieving just and sustainable economic goals.
ANALISIS POTENSI, REALISASI DAN KINERJA ORGANISASI PENGELOLA ZAKAT BAZNAS TULUNGAGUNG. Aswad, Muhammad; Ardi, Mulia
Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan Vol 21 No 01 (2021): Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan
Publisher : LP2M UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/dinamika.2021.21.01.42-64

Abstract

This study aims to measure the potential, realization and performance of BAZNAS Tulungagung. The problem faced by OPZ has not been able to maximize its role as an institution that receives zakat from the community (muzaki), OPZ BAZNAS is demanded to be professional and build trust so that the public trusts and tithes to it. This study measures the nominal potential and the realization of zakat collected by BAZNAS Tulungagung. With descriptive qualitative methods and based on zakat data and analyzed data from BPS, it is found that Tulungagung Regency is an area with a Muslim population (98%) and economic growth of 5%, per capita income of 23 million rupiah, of course it is potential for collecting zakat funds. In this study, it was found that the zakat realization was Rp. 3.719.296.538, - from a potential of Rp. 153.772.822.140, ​​-. This can be analyzed because, (i) muzaki directly pays zakat to mustahik, (ii) muzaki's low trust in zakat management organizations, (iii) the utilization of zakat funds is not optimal, (iv) low understanding of zakat and (v) low quality of human resources (SDM) as amil zakat, the committees who organize zakat. Meanwhile, the distribution performance of BAZNAS Tulungagung is still dominated by charity patterns and partly empowerment in productive businesses.
ANALISIS POTENSI, REALISASI DAN KINERJA ORGANISASI PENGELOLA ZAKAT BAZNAS TULUNGAGUNG. Aswad, Muhammad; Ardi, Mulia
Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan Vol 21 No 01 (2021): Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan
Publisher : LP2M UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/dinamika.2021.21.01.42-64

Abstract

This study aims to measure the potential, realization and performance of BAZNAS Tulungagung. The problem faced by OPZ has not been able to maximize its role as an institution that receives zakat from the community (muzaki), OPZ BAZNAS is demanded to be professional and build trust so that the public trusts and tithes to it. This study measures the nominal potential and the realization of zakat collected by BAZNAS Tulungagung. With descriptive qualitative methods and based on zakat data and analyzed data from BPS, it is found that Tulungagung Regency is an area with a Muslim population (98%) and economic growth of 5%, per capita income of 23 million rupiah, of course it is potential for collecting zakat funds. In this study, it was found that the zakat realization was Rp. 3.719.296.538, - from a potential of Rp. 153.772.822.140, ​​-. This can be analyzed because, (i) muzaki directly pays zakat to mustahik, (ii) muzaki's low trust in zakat management organizations, (iii) the utilization of zakat funds is not optimal, (iv) low understanding of zakat and (v) low quality of human resources (SDM) as amil zakat, the committees who organize zakat. Meanwhile, the distribution performance of BAZNAS Tulungagung is still dominated by charity patterns and partly empowerment in productive businesses.
The Effect of Operating Cash Flow, Investment Cash Flow, and Financing Cash Flow on Stock Returns in Manufacturing Companies Listed on the Indonesian Stock Exchange: (Case Study: Companies that Produce Concrete) Deris Lazuardi; Rokhmat Subagiyo; Muhammad Aswad
Jurnal Teknologi dan Manajemen Industri Terapan Vol. 2 No. 4 (2023): Jurnal Teknologi dan Manajemen Industri Terapan
Publisher : Yayasan Inovasi Kemajuan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55826/c74zjf61

Abstract

Stock returns serve as a measure for investors to evaluate a company’s investment potential and also illustrate the company’s success. This study aims to analyze how operating cash flow, investment cash flow, and financing cash flow affect stock returns in manufacturing companies listed on the Indonesia Stock Exchange, which produce concrete. This study uses a quantitative approach utilizing secondary data. The data used comes from company financial reports and Investing.com sources, and to process the data, the author uses EViews version 13 Enterprise software. The period used in this study is five years, from 2020 to 2024. The method used is panel data regression analysis with the Common Effect Model (CEM) approach. The CEM model was chosen because the model selection test results showed that this model was the best for this study. The study's results indicate that the variables of operating cash flow, investment cash flow, and financing cash flow have no effect and are not significant on the stock returns of manufacturing companies listed on the Indonesia Stock Exchange that produce concrete, either partially or simultaneously. The Adjusted R-squared (Adj. R2) value of 40% indicates that the variables used can only explain 40% of the changes in stock returns, while factors outside the variables in the model influence the other 60%. The R-squared (R2) value of 52%, which according to Chin (1998) is in the moderate category, means that these variables are sufficient to explain changes in stock returns.
Implikasi Risiko Politik Dan Ekonomi Terhadap Penganggaran Modal Perusahaan Multinasional di Indonesia Rohmah, Siti Lailatur; Lestari, Anggita Della; Nurrohman, Dhika; Aswad, Muhammad
DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial Vol 10 No 2 (2025): Dialektika: Jurnal Ekonomi dan Ilmu Sosial
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36636/dialektika.v10i2.7562

Abstract

This study examines how political and economic risks impact the capital budgeting processes of multinational corporations (MNCs) operating in Indonesia. Using a descriptive-analytical qualitative method, the research examines secondary data from academic journals, company financial reports, policy documents, and case studies on Mitsubishi, Daihatsu, PT Kalbe Farma, and PT Unilever Indonesia. The findings indicate that political instability—characterized by policy changes and bureaucratic complexity—and economic risks, such as fluctuations in exchange rates and inflation, significantly affect investment certainty, cash flow estimation, and capital costs. MNCs respond by adjusting investment strategies, forming local partnerships, and applying adaptive risk mitigation, with larger firms using more complex risk-based evaluation. The study enriches literature by integrating political and economic risk analysis into capital budgeting in developing countries. Limitations include reliance on secondary data and limited case studies, so results should be generalized cautiously. Practical implications highlight the importance of risk integration in investment decisions and government support for a stable investment climate.
Analysis of the Level of Financial Technology in Students of the Faculty of Economics UNCEN in 2025 Rumbiak, Yensawai E.; Aswad, Muhammad
West Science Interdisciplinary Studies Vol. 3 No. 06 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i06.2098

Abstract

The purpose of this study is to determine the basic level of understanding of financial technology literacy among students of the Faculty of Economics and Business, Cenderawasih University. The respondents in this study amounted to 100 people and all of them are active students of the Faculty of Economics and Business, Cenderawasih University. Data collection used online questionnaires and library studies. The questionnaire was designed to measure students' financial technology literacy. The data obtained were processed with descriptive statistical analysis. The results of the analysis show that in general, students of the Faculty of Economics and Business have knowledge of financial technology literacy that is in the high average category. It is hoped that the results of this study can be a source of reference for the Faculty and Cenderawasih University as well as policy makers in this case the authorities and related communication and informatics services to support programs to increase understanding of financial technology literacy for students as the next generation of the development of the nation and state. Especially students of the Faculty of Economics and Business in contributing their knowledge to the business world. It is hoped that the Faculty of Economics, Cenderawasih University and the Government can support the development of student understanding and knowledge so that it has an impact on increasing competitive MSMEs.
Co-Authors . Hasbunallah AS Abd Halim Umar Abd. Haris Abdul Gaffar Haris abdul Rauf Sulaeman Abidah, Asiska Nur Adlan, Muhamad Aqim Ahmad Abbas Ahmad Budiman Ahmada, Muhamad Agus Alfiyan Nur Ahmed Sardi Aisyah Fatmawaty Ali H Alindra Yanuardi Ambo Lallo, Subehan Aminuddin Aminuddin Anwar Sewang Ardiansyah Ardiansyah Arsyad, Muhammad Aryadi Ashlihah Azizah, Irtifa Umi Bahktiar, Jusuf Barambangi, Jamil Binti Nur Asiyah Burhan, Asril Dede Nurohman Deris Lazuardi Dhani, Rifqi Rama Djabir, Yulia Yusrini Djalaluddin, Nurgadima Elly Wahyudin Febrianto, M. Nanang Firmansyah JN, Muh Fitriah, Reski Fortunasari, Fortunasari Gemini Alam Hajati, Kartika Hardiana, Iyan Hidayah, Arifah Rohmatul HIDAYAT, MARZUL Hijayati, Siti Sofiyah Hijra HM., Rahmaniah Hudain, Muh. Adnan Iin Farah Fu’adayati Farah Ikrar Taruna Syah, Ikrar Taruna Iqbal Iqbal IRMA YULIA MADJID, IRMA YULIA Irtifa Umi Azizah Kamil, Dairabi Kasim, Athia Kurnia Khaerati, Rahma KHASANAH, KHOLIFATUL Khasanah, Miftakhul Fauziyah Lapisna Dhiyah Yesikasari Lapisna Yesikasari Latif, Wenry Deston Latifah Rahman Leni Rofatul Iliah Lestari, Anggita Della Lestari, Lisa Yuni Linawati, Diana Lomba Sultan M. Nanang Febrianto Manis Choirul Ummah Mappaompo, M. Adam Marianti A Manggau Matias N Kolobani Maulida Azizah Meiliana Nurnaningtias Mohammad Anis Sumadi Muh. Akbar Bahar Muh. Akbar Bahar, Muh. Akbar Muhamad Aqim Adlan Muhammad Aqim Adlan Muhammad Arsyad Muhammad Syahrul Hidayat Mukamad Mifbah Khudin Mulia Ardi Mulyani, Ariny Aggreni Mustika Aulia Mustika Nur Astuti Nur Adyla S Nur Iman Saal Nur Zamzam Nurchalis, Nur Fadillah Nurdina Rasjid Nurrohman, Dhika Nursal, Muhammad Akbar Nursamsiar Nursamsiar Oftafiana, Triya Oktaviana, Helmalia Prasojo, Hendris Agung Pratiwi, Putri Hidayanti Putri, Dwi Anggara Rafiqa Rafiqa Raida Asfihana Ramadhani, Nur Rina Agustina Risfah Yulianti Risfah Yulianty Ristanti, Frida Eka Rohmah, Siti Lailatur Rokhmat Subagiyo Rusdiah Salsabila, Chairunnisa Samsul Huda Santoso, Irvan Widi Singh, Amreet Kaur Jageer Sohrah Sohrah, Sohrah Sulistiyah Sutikno, Johan Dwi Syamsiyah, Siti Itsna Syamsu Nur, Syamsu Tadjuddin Naid Tumigolung, Aprilia Ester Eunike Utami, Rahmawati Ning Utoro, Bambang Wahyu Hendrarti Wirentake Yasir, Budiman Yensawai E. Rumbiak Yudi Azis Yunus, Ayyub Yusnita Rifai, Yusnita Zhulal Zumrotus Silfiana