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All Journal International Journal of Evaluation and Research in Education (IJERE) Ekonomi Bisnis IQTISHODUNA Ekuitas: Jurnal Pendidikan Ekonomi JAM : Jurnal Aplikasi Manajemen JURNAL EKONOMI AKUNTANSI DAN MANAJEMEN JPBM (Jurnal Pendidikan Bisnis dan Manajemen) Akademika : Jurnal Manajemen, Akuntansi, dan Bisnis Jurnal Pendidikan Ekonomi & Bisnis Jurnal Akuntansi Aktual Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen JMM (Jurnal Masyarakat Mandiri) International Journal of Social Science and Business Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat Jurnal Bisnis dan Akuntansi Jurnal Pengabdian Masyarakat Ilmu Keguruan dan Pendidikan (JPM-IKP) Janaka : Jurnal Pengabdian Masyarakat JBMR: Journal of Business and Management Review Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Studies in Learning and Teaching Jurnal Pengabdian kepada Masyarakat Nusantara International Journal Of Science, Technology & Management (IJSTM) International Journal of Environmental, Sustainability, and Social Science International Journal of Business, Law, and Education International Journal of Social Learning (IJSL) Journal of Humanities, Social Science, Public Administration and Management (HUSOCPUMENT) Jurnal ABM Mengabdi International Journal of Economy, Education and Entrepreneurship (IJE3) Shafin: Sharia Finance and Accounting Journal Idea Pengabdian Masyarakat Journal Koperasi Dan Manajemen Journal of Applied Business, Taxation and Economics Reseach International Journal of Applied Finance and Business Studies Riset Akuntansi (RISTANSI) Akuntansi'45 International Journal of Multidisciplinary Research and Literature (IJOMRAL) ADPEBI International Journal of Business and Social Science East Asian Journal of Multidisciplinary Research (EAJMR) International Journal of Humanities Education and Social Sciences Brilliant International Journal of Management and Tourism (BIJMT) Jurnal Manajemen, Bisnis dan Kewirausahaan Formosa Journal of Science and Technology (FJST) Rahmatan Lil’alamin Journal of Community Services (RLA) Journal of Educational Analytics PENANOMICS: INTERNATIONAL JOURNAL OF ECONOMICS International Journal of Applied Business and International Management International Journal of Accounting & Finance in Asia Pasific Asia Pacific Journal of Management and Education Journal of International Conference Proceedings Asian Journal of Management Analytics Governors Journal of Scientific Research, Education, and Technology International Journal of Economics and Management Research Journal of Public and Business Accounting International Journal of Integrative Sciences Jurnal Ekonomi, Bisnis dan Pendidikan (JEBP) Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan International Journal of Management Research and Economics Journal of Business Management and Economic Development MILRev: Metro Islamic Law Review IIJSE RISK : Jurnal Riset Bisnis dan Ekonomi Journal Economic Excellence Ibnu Sina Jurnal Investasi Islam Jurnal Penelitian Pendidikan Indonesia Jurnal Manajemen Bisnis Era Digital Ekuitas Jurnal Pnedidikan Ekonomi International Journal of Economics, Commerce, and Management Green Inflation: International Journal of Management And Strategic Business Leadership Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah International Journal of Business and Quality Research International Journal of Economics, Business and Innovation Research Asian Journal of Management, Entrepreneurship and Social Science IJHABS Global Management: International Journal of Management Science and Entrepreneurship eJEBA Brilliant International Journal of Management and Tourism
Puji Handayati
Universitas Negeri Malang
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Challenges of Adopting Blockchain Technology in Improving SME Performance Nur Diana; Maslichah Maslichah; Dewi Diah F; Agus Hermawan; Pujihandayati Pujihandayati
Asian Journal of Management, Entrepreneurship and Social Science Vol. 4 No. 01 (2024): Pebruary, Asian Journal of Management Entrepreneurship and Social Science ( AJ
Publisher : Cita Konsultindo Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The rise of technological innovation in the era of the Industrial Revolution 4.0 has caused a breakthrough in various lines of life, including the economy. One of the technological innovations is the blockchain that can also be exploited by SMEs. This study is a literature review study that aims to provide an overview of the benefits of blockchain adoption on SMEs, the factors driving its use, and the challenges of blockchain. The use of blockchain in SMEs can facilitate in terms of more transparent, effective, efficient supply chain management. Easier in terms of delivering goods more on time so that it can ultimately deliver customer satisfaction and make a competitive advantage. The use of blockchain can also make SMEs more internationalized by collaborating with foreign e-commerce. Factors that can drive SMEs to adopt the blockchain are perceived ease of use, perceved of usefullness, performance expectancy, effort expectance, social influence, facilitating condition, trust, and relative advantage. But the obstacles to adoption are risk perceptions, security perception, low awareness, and minimal digital infrastructure. This paper is expected to give SMEs an insight into the importance of blockchain adoption to increase their performance.
Merevolusi Batik: Bagaimana Fintech Memberdayakan UMKM Malang untuk Pertumbuhan Ekonomi nandiroh, Umi; Irma Hidayati; Puji Handayati; Agus Hermawan
International Journal Of Humanities Education and Social Sciences (IJHESS) Vol 3 No 4 (2024): IJHESS FEBRUARY 2024
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijhess.v3i4.776

Abstract

The study looks at how MSME's traditional business practices are being revolutionized by fintech, digital financial services, especially given Indonesia's burgeoning digital economy. The difficulty of MSMEs in obtaining Standard Financial Services is a major issue in this study, which has historically hindered their ability to grow and run more efficiently. Fintech solutions are becoming an important tool for small businesses because of their accessibility, cost efficiency, and simple procedures. Batik Malang MSMEs can break through financial barriers, gain access to new markets, and become more competitive by implementing fintech. Using in-depth interview techniques with owner Samtana Indonesia, one of Malang Batik entrepreneurs. The research explores a range of fintech services, including online lending platforms, digital payments, and e-commerce integration, showing how these services can promote a wider range of consumers, better financial management, and higher sales. Fintech integration improves the overall performance and sustainability of these MSMEs by enabling them to interact with the digital economy, which is not limited to a single country. The results of this case study also address the broader impact of fintech adoption on the Indonesian economy. It highlights how fintech is helping to advance financial inclusion, especially for small and medium-sized businesses, which is critical to Indonesia's economic expansion. In conclusion, the results of this study offer a thorough insight into how fintech adoption is transforming Batik Malang MSMEs, emphasizing the role of fintech adoption in increasing business productivity, expanding financial accessibility, and advancing Indonesia's overall economic growth.
Digital Transformation of Financial Literacy and Inclusion as a Support for Convenience for MSMEs Restu Millaningtyas; Moh. Amin; Agus Hermawan; Puji Handayati
International Journal Of Humanities Education and Social Sciences (IJHESS) Vol 3 No 5 (2024): IJHESS APRIL 2024
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijhess.v3i5.824

Abstract

Financial digital transformation provides easy access to financing in terms of financial literacy and inclusion. Digital financial literacy and inclusion is a means of education and ease of life and the future for both personal and business needs that are financially effective and efficient in various aspects including a wider range of transactions, easy to use, time-saving, affordable costs, easy-to-understand tools and maintained security. The purpose of this article is to explain the digital transformation of financial literacy and inclusion, explain the contribution of digital financial literacy to the convenience of MSMEs, explain the contribution of digital inclusion to MSMEs and discuss the advantages, disadvantages and solutions of digitalization of financial literacy and inclusion in its implementation. The method used in the study is RISMA 2020 (Preferred Reporting Items for Systematic review and Meta-Analyses) aimed at increasing the transparency and completeness of reporting systematic review results making it easier for readers to assess the trustworthiness and applicability of review findings. The result of digital transformation is financial access and financial literacy providing convenience through an easy-to-use and secure financial service platform for both the general public and business owners in conducting transactions, financing and investment. Digitalization of financial literacy will facilitate financial access, get financial education, and facilitate transactions, but in some countries financial inclusion does not have a significant effect on alleviating MSMEs, if these countries provide policies to financial institutions to increase lending with easy collateral it will enable the success of MSMEs.
Effect of Financial Literacy on the Financial Behavior of the Millennial Generation about the Dangers of Fraudulent Investment and Flexing Affiliations Indratirta, Nadia Prima; Handayati, Puji; Juliardi, Dodik
Journal of Business Management and Economic Development Том 1 № 02 (2023): May 2023
Publisher : Pt. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v1i02.154

Abstract

This research presents insights into the impact of fraudulent investments spread by irresponsible influencers and affiliates on the millennial generation in Malang City. In addition, this study aims to determine the effect of financial literacy on the financial behavior of millennials in the city. This study uses a quantitative approach with descriptive analysis to explain the relationship between financial literacy variables and financial behavior. The main data was collected through an online survey with questionnaires distributed through social media platforms as well as through in-depth interviews with respondents who had been victims of fraudulent investments. The results showed that financial literacy has a significant effect on the financial behavior of the millennial generation in Malang City. Millennials with a high level of financial literacy tend to show better financial behavior, including in money management, investment, and debt management. It is hoped that the results of this study can raise awareness about the importance of financial literacy and help millennials make wise financial decisions
Pengaruh Stres Kerja, Lingkungan Kerja Dan Beban Kerja Terhadap Kinerja Pegawai Eko Juni Wahyudi; Puji Handayati; Arief Noviarakhman Zagladi
JOURNAL KOPERASI DAN MANAJEMEN Vol 4 No 02 (2023): JOURNAL KOPERASI DAN MANAJEMEN
Publisher : STIEKOP MALANG PRESS

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Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh stres kerja, lingkungan kerja dan beban kerja terhadap kinerja pegawai SMP Negeri 1 Tumpang Kabupaten Malang. Metode yang digunakan adalah explanatory research dengan sampel sebanyak 56 responden. Teknik analisis menggunakan analisis statistik dengan pengujian regresi, determinasi dan uji hipotesis. Hasil penelitian ini dapat diketahui bahwa (1) Variabel stres kerja secara parsial berpengaruh signifikan terhadap kinerja pegawai sebesar 33,3%, (2) Variabel lingkungan kerja secara parsial berpengaruh signifikan terhadap kinerja pegawai sebesar 46,0%, (3) Variabel beban kerja secara parsial berpengaruh signifikan terhadap kinerja pegawai sebesar 66,6%, (4) Variabel stres kerja, lingkungan kerja dan beban kerja secara simultan berpengaruh signifikan terhadap kinerja pegawai sebesar 73,9%, (5) Variabel beban kerja adalah variabel yang paling dominan berpengaruh terhadap kinerja pegawai dengan koefisien regresi sebesar 0,878.
Analisa Pengaruh Pengendalian Intern Dan Audit Intern Terhadap Kualitas Laporan Keuangan Dengan Moderasi Teknologi Digital Di Toko Mainan Anak-Anak Djoewita; Puji Handayati; Arief Noviarakhman Zagladi
JOURNAL KOPERASI DAN MANAJEMEN Vol 4 No 02 (2023): JOURNAL KOPERASI DAN MANAJEMEN
Publisher : STIEKOP MALANG PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52838/komastie.v4i02.203

Abstract

Penelitian ini bertujuan untuk menganalisa pengaruh pengendalian intern dan audit intern terhadap kualitas laporan keuangan dengan moderasi teknologi digital. Penelitian ini mengambil responden toko mainan anak anak. Sampel ditentukan sebanyak 30 responden di toko mainan anak-anak. Analisis data menggunakan analisis regresi moderasi dan dihitung dengan software SPSS. Hasil penelitian analisa menjelaskan bahwa kontribusi variable independent pengendali intern, audit intern dan pemanfaatan teknologi bahwa pemanfaatan teknologi digital dalam kualitas laporan keuangan adalah sebesar 60,9%. Bisa disimpulkan bahwa pengendalian intern dan audit intern meningkatkan kualitas laporan keuangan, dan pemanfaatan teknologi digital memoderasi pengaruh pengendalian intern dan audit intern terhadap kualitas laporan keuangan.
Service and Digital Marketing as Sustainability in MSMEs Rahman, Iradah; Puji Handayati; Arief Noviarakhman Zagladi
JOURNAL KOPERASI DAN MANAJEMEN Vol 4 No 02 (2023): JOURNAL KOPERASI DAN MANAJEMEN
Publisher : STIEKOP MALANG PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52838/komastie.v4i02.204

Abstract

There are so many micro, small and medium enterprises in Indonesia. They are the backbone of Indonesia's economy. And petshop is an MSME that participates in coloring the Indonesian economy which is currently increasingly spreading. Small business owners may struggle to stay survive with a variety of conditions. Strategy is one of the keys to business success. And information technology is growing rapidly the last 10 years. So, the strategy must be collaborated with this information technology. To understand this, researchers investigated the strategy carried out by Alkautsar Petshop as a business in MSMEs, starting from its establishment to the present. The results show that a business needs to adapt to external and internal conditions in its business. This can be seen from the strategy used by petshop owners, by digital marketing and excellent service. Gradually since its establishment until now, therefore the petshop can last up to 3 years
Analysis of the Innovations Diffusion Theory in Social Commerce Sugangga, Rayyan; Puji Handayati; Arief Noviarakhman Zagladi
JOURNAL KOPERASI DAN MANAJEMEN Vol 4 No 02 (2023): JOURNAL KOPERASI DAN MANAJEMEN
Publisher : STIEKOP MALANG PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52838/komastie.v4i02.205

Abstract

The skyrocketing of users and the number of transactions on TikTok Shop, illustrates the alignment of the results of an innovation process with the theory of innovation diffusion. However, it turned out to be not fully aligned due to the non-fulfillment of compatibility characteristics that made TikTok Shop currently stop operating. This article is a case study research that aims to explore the obstacles faced by TikTok Shop as well as provide an overview of solutions in the form of adjusting the TikTok Shop business model.
Manfaat Menanamkan Jiwa Entrepreneurship Orang Tua terhadap Anak Penyandang Tunarungu di Kabupaten Mojokerto Aris, Nyuherno; Puji Handayati; Arief Noviarakhman Zagladi
JOURNAL KOPERASI DAN MANAJEMEN Vol 4 No 02 (2023): JOURNAL KOPERASI DAN MANAJEMEN
Publisher : STIEKOP MALANG PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52838/komastie.v4i02.206

Abstract

Abstrak: Menjadi seorang yang mandiri merupakan sesuatu hal yang tidak mudah bagi seorang penyandang difabel, menanamkan jiwa entrepreneurship sangat diperlukan agar anak penyandang difabel tidak terlalu bergantung pada orang lain di masa yang akan datang, hal ini tentunya dilakukan oleh orang tua melalui pola asuh yang diberikan. Penelitian ini mengungkap dampak pola asuh orang tua terhadap anak dalam menanamkan jiwa entrepreneurship. Rancangan penelitian ini menggunakan metode penelitian kualitatif dengan jenis pendekatan studi kasus. Teknik penelitian ini menggunakan jenis wawancara semiterstruktur, informan kunci penelitian ini adalah orang tua dari anak penyandang tunarungu. Berdasarkan penelitian ini diperoleh hasil yaitu dampak bentuk pola asuh yang diterapkan oleh keempat informan juga mewujudkan sikap yang percaya diri pada anak diantaranya anak mampu mengemban tanggung jawab dan mengerti tentang kedisiplinan, ketika beranjak remaja mulai memunculkan sikap yang mandiri. Inisiatif juga muncul pada anak ditandai dalam hal anak aktif, cekatan dan mampu mengerjakan dan membagi waktu dalam hal melaksanakan kewajiban rumah dan sekolah. Ciri-ciri prestasi anak sudah mulai terlihat karena jenjang pendidikan yang dilaluinya sesuai dengan potensi yang mereka miliki. Kata Kunci: Pola asuh, dampak pola asuh, jiwa entrepreneurship
Pengaruh Kualitas Pelayanan Terhadap Kepuasan Pelanggan: (Studi Empiris Pada Pelanggan Kafanaa Mie and Chicken Restoran) Ismawati, Lilik; Puji Handayati; Arief Noviarakhman Zagladi
JOURNAL KOPERASI DAN MANAJEMEN Vol 4 No 02 (2023): JOURNAL KOPERASI DAN MANAJEMEN
Publisher : STIEKOP MALANG PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52838/komastie.v4i02.207

Abstract

Penelitian ini bertujuan untuk mengevaluasi pengaruh kualitas pelayanan terhadap kepuasan pelanggan. Pada penelitian ini kualitas pelayanan meliputi bukti langsung, daya tanggap, jaminan, keandalan dan empati. Pengaruh kualitas pelayanan terhadap kepuasan pelanggan pada penelitian ini diukur secara simultan dan parsial. Penelitian ini dilakukan dengan menggunakan metode kwantitatif dengan melakukan pengumpulan data secara angket melalui quisioner, wawancara, dan obreservasi. Data dikumpulkan melalui kuesioner dengan skala Likert dan dianalisis menggunakan analisis regresi linier berganda serta uji hipotesis. Hasil penelitian menunjukkan bahwa kualitas pelayanan berpengaruh signifikan terhadap kepuasan pelanggan. Kualitas pelayanan yang terdiri dari indikator kehandalan, daya tangkap, jaminan, empati, dan berwujud memiliki pengaruh positif terhadap kepuasan pelanggan. Penelitian ini diharapkan dapat memberikan kontribusi dalam meningkatkan kualitas pelayanan dan kepuasan pelanggan pada suatu usaha. Dalam penelitian selanjutnya, dapat dilakukan penelitian lebih lanjut dengan menggunakan sampel yang lebih besar dan melibatkan variabel lain yang dapat mempengaruhi kepuasan pelanggan.
Co-Authors Aang Kunaifi Abdullah Syakur Novianto Achmad Barizi Adam Gumilang Rahmawan Adelia Rahma Afifudin Afifudin Agung Purnawarman Agung Winarno Agus Hermawan Agus Hermawan Ahmad Wahyudin Ahmad Zaki Azzuhairi Akidah Fitrah Alvyola Permata Yussanto AMELIA SETYAWATI Amelia Sugangga Amin, Muh. Sirojuddin Andrianto, Ahmad Andy Chandra Pramana Anisa Tus Saidah Anita Handayani Anugrahani, Inanda Shinta Arief Noviarakhman Zagladi Aris, Nyuherno Aulianda, Mega Azeeta Nur Partiwi Bagus Setiawan Bagus Shandy Narmaditya Bahri, Matahari Adihapsari Saiful Bambang Sugeng Bambang Sugeng Bastomi, Mohamad Bellini Munezero Brilian Prastiti Andri Safitri Budi Eko Soetjipto Budi UTAMI Cholifah, Emilia Nur Chozin, Chozin Cipto Wardoyo Dewi Diah F Distiawati, Rania Putri Dita Rachmawati Djoewita Djoewita Djoewita Djoewita, Djoewita Dodik Juliardi Dwi Wulandari Dyah Arini Rudiningtyas Eddy Sutadji Ega Saiful Subhan Eka Ananta Sidharta Eko Juni Wahyudi Eko Juni Wahyudi Ely Siswanto Ery Tri Djatmika RWW Etty Soesilowati Fauji, Diah Ayu septi Fazlur Rahman Rahawarin Fitriyah Fitriyah Fulgentius Danardana Murwani Gita Yuniar Gunartin . Guntur Kusuma Wardana Hadi Ismanto Hanif Rani Iswari Hari Wahyono Heri Pratikto Heri Purnomo Hernanik, Nova Dwi Ihsanul Windasari Ilham, Rachmad Imam Habibi Imam Mukhlis Indah Datin Nadliroh Indratirta, Nadia Prima Insani, Yogie Dana Iradah Rahman Irma Hidayati Ismanto, Hadi Ismanto Ismawati, Lilik Ita Athia Ita Prihatining Wilujeng Iva Khoiril Mala Izzalqurny, Tomy Rizky Junaidi Kukuh Budianto Kukuh Budianto Kusuma, Shafarina Dewi Lailatul Rohmah Laksono, Andi Latif, Sahraman D. Hadji Ludi Wishnu Wardana Lukmanasari, Herla Luthfiya Fathi Pusposari M. Cholid Mawardi Mahmud Mahmud Makaryanawati Makayanawati Makayanawati ‏‏‎ Masculine Muhammad Muqorobin Maslichah Maslichah Mega Aulianda Mifta Ria Oktaviana Mifta Ria Oktaviana Moch Mohtar Moch. Wahyu Widodo Moh Yasir Moh. Amin Mohammad Rofiudin Muchamad Rizky Fauzi Muchamad Rizky Fauzi Mufid A Muhammad Bukhori Dalimunthe Muhammad Irfanul Hakim Zain Muhammad Irsan Y Hi Wahid Muhammad Sulhan Nabila Aura Dewanti Nabila Aura Dewanti Nadliroh, Indah Datin Novi Trisnawati Novita Rifaul Kirom, Novita Rifaul Nur Diana Nur Diana Kholidah SM Nurika Restuningdiah Nuriyatul Mustofiyah Nurrahma, Aisyah Asri Nurul Farida Nurus Shobah Nurus Shobah Pahrizal Pahrizal Purnawarman, Agung Purwadi, Muhammad Guntur Purwianti, Ari Putra Hilmi Prayitno Rachmawati, Dita Raharimalala Narindraniaina Elisoa Rahayu RAHAYU Rahman, Fadali Rahman, Iradah Rahmi, Vembri Aulia Rania Putri Distiawati Ratna Dwi Nastiti Ratna Tri Hardaningtyas Ravinesh Rohit Prasad, Ravinesh Rohit Renny Dwijayanti Restu Millaningtyas Reyhan Mahardika Rieska Maharani Rifaldy Adinandra Ferdiansyah Rina Maretasari Rini Astuti Rini Astuti Rizkita, Marsya Aulia Rizky Arief Shobirin Rizky Firmansyah RIZKY NURYANTI Rosmala Dewi Rosmiza Bidin RR. Ella Evrita Hestiandari Saiful Arif santoso, fuji Saptaria, Lina Saraswati, Thusy Tiara Satia Nur Maharani SEPTI FAUJI, DIAH AYU Septiawan, Bambang Shadi Emad Areef Alhaleh Shafarina Dewi Kusuma Sheila Febriani Putri Siti Salina Mustakim Slamet Fauzan Sonhaji Sri Umi Mintarti Sudarmiatin Sugangga, Rayyan Sukarsih Sukarsih, Sukarsih Sulis Rochayatun Sulton Sholehuddin Sunandes, Aris Sunariyadi, Sunariyadi Suparti Suparti Sutomo Sutomo Syafrozi Haqi Tasnim Nikmatullah Realita Tatas Ridho Nugroho Tatas Ridho Nugroho Tjatur, Christian Ulfi Andrian Sari Umi Nandiroh Umu Rosyidah Vega Wafaretta Vembri Aulia Rahmi Wahid, Muhammad Irsan Y Hi Wahju Wardhana Wahyu Dede Gustiawan Wahyu Mustika Rani Wakik Wardhana, Ery Tri Wibowo, Nyuherno Aris Widyaningrum, Santi Winda Ayu Anggraini Yulani, Farah Siska Yuli Soesetio Yuniar, Gita Yusuf Yusuf Zaenul Muttaqien