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Marliyah
Universitas Islam Negeri Sumatera Utara
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Analysis Of The Marketing Strategy of Hajj Financing Products (Prohajj) at PT. Bank Muamalat Indonesia KCU Medan City Hall M. Ziqhri Anhar Nst; Marliyah Marliyah; Nurlaili Nurlaili
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

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Abstract

The purpose of this study was to analyze the marketing strategy for Hajj financing products (prohajj) at PT. Bank Muamalat Indonesia KCU Medan City Hall. This research uses a descriptive qualitative research type. The result of this research is the marketing strategy of PT. Bank Muamalat Indonesia KC Medan Balaikota is quite good, as seen from the product strategy, price strategy, promotion strategy, location strategy, human resources, physical facilities, and processes that have been implemented properly. The existence of internal and external factors in the SWOT analysis has been considered to provide the best service to the community in Hajj financing (Prohajj). Therefore, the marketing strategy for Hajj financing products (prohajj) at PT. Bank Muamalat Indonesia KCU Medan Balaikota has been implemented and provides convenience in service to the community.
Halal Food Industry Development Strategy in Increasing Medan Community Consumption Activities Ahmad Kurnia; Marliyah Marliyah; Juliana Nasution; Maryam Batubara
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3967

Abstract

This study aims to find out how the main priority strategy for the development of the Halal Food Industry is to increase the consumption activities of the people of Medan City by presenting the internal and external conditions that have been carried out so far. Then in addition, the researcher also explained several handling urgency that needed to be implemented so that the development of the Halal Food Industry could be more focused. The method used is a qualitative method using SWOT analysis and QSPM. The number of respondents who filled out the questionnaire was 5 respondents from SMEs in Medan City and 5 respondents from experts. Based on the results of the SWOT analysis, the strategy quadrants obtained after being processed in the IFE and EFE matrices are in Quadrant I. This indicates that the strategy used is a progressive strategy. This strategy means that the Halal Food industry has strengths and opportunities. Furthermore, in the QSPM analysis, the results show that the main priority strategy that must be carried out is Utilizing Halal Product Companion Training so that the Halal Industry has the opportunity to enter the Global Market.
Analisis of The Welfare Level of The People of Pulau Banyak Village Marliyah Marliyah; Maysarah Andini; Adinda Fitri; Nurul Hidayah; Aulia Ramadani Pane
Jurnal Global Ilmiah Vol. 1 No. 1 (2023): Jurnal Global Ilmiah
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/jgi.v1i1.5

Abstract

Penelitian ini membahas tentang analisis kesejahteraan masyarakat Desa Pulau Banyak. Penelitian ini bertujuan untuk mengetahui sejauh mana tingkat kesejahteraan masyarakat Desa Pulau Banyak, Kecamatan Tanjung Pura, Langkat. Fokus penelitian ini membahas tentang analisis tingkat kesejahteraan masyarakat Desa Pulau Banyak ditinjau dari indikator kesejahteraan masyarakat. Penelitian ini menggunakan pendekatan kualitatif dengan prosedur penelitian lapangan kualitatif dengan metode pengumpulan informasi seperti observasi, wawancara, dan penelitian dokumen. Semua informasi dikumpulkan dan diinterpretasikan oleh peneliti, didukung oleh instrumen sekunder: gambar, catatan dan dokumen yang berkaitan dengan fokus penelitian. Hasil penelitian ini menunjukkan bahwa dari delapan indikator kesejahteraan masyarakat, yaitu; (1) Kependudukan, (2) Kesehatan dan Gizi, (3) Pendidikan, (4) Ketenagakerjaan, (5) Standar dan Pola Konsumsi, (6) Perumahan dan Lingkungan, (7) Kemiskinan, dan (8) Sosial, masyarakat desa kepulauan banyak yang tingkat kesejahteraannya dinilai cukup baik. Diharapkan di masa mendatang tingkat kehidupan masyarakat dapat ditingkatkan.
PENGARUH KEPEMIMPINAN DAN EFIKASI DIRI TERHADAP INOVASI DALAM BERWIRAUSAHA PASCA PANDEMI COVID-19 PADA SEKTOR EKONOMI KREATIF DI KOTA MEDAN Diza Rahmi Puteri Rahayu; Marliyah Marliyah; Rahmat Daim Harahap
Jurnal Imagine Vol 2 No 2 (2022): Jurnal Imagine Desember 2022
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) Institut Desain dan Bisnis Bali

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Abstract

The creative industry is an industry that originates from the utilization of individual skills, creativity and talents in creating wealth and employment opportunities that focus on empowering creativity and creation. This study aims to determine the effect of leadership and self-efficacy on innovation in entrepreneurship after the Covid-19 pandemic in the creative economy sector in the city of Medan. The research method used is quantitative research with a descriptive approach. Data collection technique is by distributing questionnaires to respondents and observation. The results of the study show that leadership and self-efficacy have a positive and significant effect on innovation in entrepreneurship after the Covid-19 pandemic in the creative economy sector in Medan City.
ANALISIS EFEKTIVITAS PENYALURAN ZAKAT PADA BAZNAS KABUPATEN LANGKAT Salsabilla Siagian; Marliyah Marliyah
JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Vol. 5 No. 2 (2021): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v5i2.17

Abstract

National Amil Zakat Agency (BAZNAS) Kab. Langkat is an official management institution where the management is determined based on the Decree of the Regent of Langkat. This study aims to measure the effectiveness of BAZNAS zakat funds in Langkat Regency. The method used in this study is a qualitative method with a descriptive approach. Measuring the effectiveness of zakat funds using the Zakat Core Principle (ZCP) measurement ratio. The object used in this study is the financial statements of BAZNAS from 2016 to 2020. The results show that the average amount of ZIS collection for the last 5 years is Rp. 1,476,762,640. While the total sales of ZIS for the last 5 years amounted to Rp 1,058,966,407. Based on ZCP, the effective rate for the last 5 years of operation is 72%. This shows that the level of effectiveness is included in the Effective category, the Allocation to Collection Ratio (ACR) reaches 70-89 percent.
Analisis Peluang Investasi Dana Haji Pada Industri Halal Di Indonesia Fathur Rahman; Marliyah Marliyah; Budi Dharma
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 2 (2024): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i3.9028

Abstract

Hajj Financial Investment is an activity that involves placing the financial resources of the Hajj Financial Management Agency in business activities that are not contrary to sharia principles and applicable laws and regulations. The purpose of this activity is to obtain returns after thinking about in-depth research on the risks and benefits that can be obtained from these business activities. The purpose of this study is to analyze opportunities for the use of Hajj funds in the halal industry sector. To collect data, this research uses a qualitative descriptive method consisting of conducting interviews and documenting the results. The results showed that investment of Hajj funds in the Halal industry has a lot of potential and opportunities are very large because the halal industry has many development opportunities. This is supported by Indonesia's Muslim population of 237.55 million. The halal industry is one of the best alternative investment instruments because it is productive and sustainable. Investment strategies in the halal industry can be carried out by collaborating with halal industry executors in Indonesia in the Halal Food, Halal Travel and Muslim Fashion sectors, which are leading sectors of the global industry. BPKH also faces various risks that cannot be separated from the management of Hajj finances, therefore risk management is one of the most fundamental aspects that need to be considered in the investment of Hajj funds by BPKH.
Analisis Keputusan dan Kepuasan Mahasiswa S2 Uinsu dalam Menggunakan Layanan Fintech (Studi Kasus Dompet Online Dana) Nurul Rafiqoh Lubis; Tsamara Balqis; Marliyah
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 4 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i4.21224

Abstract

Abstrak Tujuan penelitian ini adalah untuk menginvestigasi faktor-faktor yang mempengaruhi keputusan dan tingkat kepuasan pengguna mahasiswa S2 UINSU terhadap layanan fintech Dompet Online DANA. Faktor-faktor yang dipertimbangkan termasuk kemudahan penggunaan, kualitas layanan, keamanan, promosi, dan jenis layanan yang ditawarkan oleh fintech tersebut. Metode yang digunakan dalam penelitian ini adalah pendekatan kuantitatif dengan fokus pada hubungan sebab-akibat. Sampel terdiri dari 50 mahasiswa S2 UINSU yang menggunakan layanan Dompet Online DANA, dan data diperoleh melalui penggunaan kuesioner dengan skala Likert sebagai instrumen penelitian. Analisis data dilakukan dengan menggunakan teknik regresi linier berganda untuk mengungkap dampak faktor-faktor tersebut terhadap keputusan penggunaan dan tingkat kepuasan. Hasil penelitian menunjukkan bahwa faktor-faktor seperti kemudahan penggunaan, kualitas layanan, keamanan, promosi, dan jenis layanan memiliki pengaruh yang signifikan terhadap keputusan penggunaan dan tingkat kepuasan mahasiswa S2 UINSU terhadap layanan fintech Dompet Online DANA. Selain itu, hubungan antara keputusan penggunaan dan tingkat kepuasan menunjukkan adanya siklus timbal balik di mana tingkat kepuasan yang tinggi dapat meningkatkan keputusan penggunaan yang lebih positif, dan sebaliknya. Hasil penelitian ini menekankan pentingnya bagi perusahaan fintech, seperti Dompet Online DANA, untuk mempertimbangkan dan meningkatkan faktor-faktor yang memengaruhi keputusan penggunaan dan kepuasan pelanggan dalam pengembangan layanan mereka. Top of Form Kata Kunci: Fintech, Dompet Online DANA, Mahasiswa S2 UINSU, Keputusan Penggunaan, Kepuasan Pengguna, Kemudahan Penggunaan, Kualitas Layanan
Pasar Uang Dalam Perspektif Ekonomi Syariah Fadhillah Insani; Ika Darma Yuni; Marliyah
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 4 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i4.21253

Abstract

Abstrak Penelitian ini bertujuan untuk membahas mengenai konsep pasar uang dalam perspektif ekonomi syariah. Metode penelitian yang digunakan adalah metode kualitatif berdasarkan studi pustaka. Adapun hasil dari penelitian ini menunjukkan bahwa pasar uang syariah merupakan mekanisme yang memungkinkan lembaga keuangan syariah untuk menggunakan instrumen pasar dengan mekanisme yang sesuai dengan prinsip-prinsip syariah baik untuk mengatasi persoalan kekurangan likuiditas maupun kelebihan likuiditas. Pasar uang syariah memungkinkan pelaku pasar untuk menjalankan fungsi sebagaimana pada pasar uang konvensional dengan pengecualian bahwa instrumen yang digunakan memenuhi ketentuan syariah Islam Kata Kunci: Pasar Uang Syariah, Mekanisme Pasar Uang Syariah, Prinsip Syariah
Konsep Dan Prinsip Keuangan Sosial Islam Edi Marjan Nasution; Marliyah Marliyah; Saparuddin Siregar
Jurnal Akuntansi dan Pajak Vol 24, No 2 (2024): JAP : Vol. 24, No. 2, Agustus 2023 - Januari 2024
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v24i2.12213

Abstract

Islamic Social Finance has an important role in sharia teachings such as zakat alms and waqf. These principles have long been stated in the Koran and al-Hadith. This research discusses the concepts and principles of Islamic Social Finance contained in the texts and those that apply in Indonesia. The research method "Concepts and Principles of Islamic Social Finance" is (Library research) where relevant library collections are the main strength in this research. This research approach uses normative and sociological methods, namely research based on the Koran and books that discuss public finances in Islam. There are several philanthropic institutions in Indonesia as a forum to help the Muslim community. As an analysis in this research, it was found that philanthropic institutions in Indonesia had different principles and concepts during the previous Islamic period.
IMPLEMENTASI KEBIJAKAN OTONOMI DAERAH TERHADAP LAJU PEMULIHAN EKONOMI PASCA COVID 19 DI WILAYAH SUMUT Sinta Aulia Haikal; Marliyah Marliyah
Jurnal Akuntansi AKTIVA Vol. 4 No. 1 (2023): APRIL
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/akuntansi.v4i1.3620

Abstract

This study aims to look at the implementation (role) and policies set by the North Sumatra regional government on several issues related to the Covid-19 virus, one of which is the decline in the regional economy and what steps the government has taken in terms of restoring the economy. The method used in this study is to use an analytical descriptive approach, while the data used are analytical qualitative data sourced from secondary data from the LKPJ Gubernur North Sumatera 2020 and primary data from valid references. Based on the results of the discussion in the implementation of regional autonomy policies on economic recovery, the regional government of North Sumatra and the Pemko Medan have implemented several strategic policies that can be implemented related to fiscal and monetary which are needed to provide stimulation for economic recovery. In addition, the Pemko Medan has also implemented policies to increase economic growth, one of which is collaborating with the North Sumatran Chamber of Commerce (KADIN) for the revival of UMKM as the backbone of regional development.
Co-Authors Abdul Kholid Azhari Adelia Adelia Adila Husna Adinda Fitri Adjie Ahmad Nugraha Afrizal Afrizal Agung Setia Ahmad Fikri Ihsan Nasution Ahmad Kurnia Ahmad Kurnia Ahmad Muhaisin B. Syarbaini Ahmad Suwandi Ahmad Thoriq Alfan Aida Ulviani Nst Alya Ratu Balqis Anggi Pratiwi Sitorus Anysa Putri Aqwa Naser Daulay Arif Riyukuri Ariyadi Ariyadi Arman Syafii Harahap Arnida Wahyuni Lubis Arnida Wahyuni Lubis Asmaul Husna Asmaul Husna Asmuni Asmuni Asmuni Asmuni Asraaf Efendi Batubara Atika Atika Atika Atika Atika Atika Aulia Ramadani Pane Aumalia Hanipah Ayu Wulandari S. Tanjung Azhari Akmal Tarigan Bagus Mulya Pratama Bakia Sarmita Utari Siregar Bambang Gunawan Bambang Lesmono Banjirul Akbar Bismi Purnama Dalyanto Dedek Melisa Dedy Dwi Arseto Denisa Felia Putri Munthe Dharma, Budi Dhea Maura Azhari Dian Adila Putra Dini Vira Khairuni Disna Anum Siregar Dita Zakia Rahmah Siahaan Diza Rahmi Puteri Rahayu Dwi Indah Pertiwi Dwi Nur Annisa Dwi Septialamsyah Dwi Vita Lestari Soehardi Edi Marjan Nasution Elanda, Yochi Ella Fadilla Damanik Emi Yani Teta Br Tarigan Ernida Siregar Fadhillah Insani Fadilah Andriani Falahuddin Falahuddin Fanny Asyifa Br. Lumban Tobing Fara Sofia Ashari Fathur Rahman Fuadi Fuadi Fuadi Fuadi Ghina Rosadina Sadli Gina Maulida Ndraha Graudi Haekal Gultom, Selfi Afriani Habibul Mubarok Hade Chandra Batubara Haidir Arianja Halim Afif Siregar Halimatussakdiyah Halimatussakdiyah Handoko, Dodi Okri Hanifah Ramadhani Harahap, Muhammad Ikhsan Harianto Harianto Harianto Harianto Haris Al Amin Herwan Nafil Hilman Fauzi Harahap Humaidi Sitompul Ibnu Habib Wahyudi Icha Ferina Putri Ida Ayu Putu Sri Widnyani Idham Mahrivi Idzni Hadziyah Ika Darma Yuni Imsar Imsar Inna Insana Intan Mutia Iqbal Fahri Tobing Ira Amalia Khairunnisa Ismail Nura Isnaini Harahap Jania Fadila Aryanti Jannah, Nurul Jihan Humairoh Jodihartandi Jodihartandi Julfan Saputra Juliana Nasution Juliana Nasution Kamaruddin Kamaruddin Kamilah K Kamilah, K Khairina Tambunan Kusmilawaty Kusmilawaty Kusmilawaty Kusmilawaty Laila Alfi Laylan Syafina Layyinatus Shifah Lia Nur Fatmawati Lidya Asterina Liska Febrianti Liska Febrianti Liska Febrianti Lisna Limbong Lukman Hakim M. Dhafa Maulana Nasution M. Fadli Chaniago M. Ridwan M. Riswan Azifi M. Sabri A. Majid M. Sabri Abd. Majid M. Satrio Al Ridho M. Shabri A. Majid M. Shabri A. Majid M. Shabri Abd. Majid M. Shabri Abd. Majid M. Shabri Abd. Majid M. Ziqhri Anhar Nst M.Sabri A.Majid M.Shabri Abd.Majid M.Shabri Abd.Majid M.Shabri Abd.Majid Madiha Putri Khairat Ritonga Mahlel Mai Simahatie Maryam Batubara Maryam Batubara Maulana Aksan Mauliza Nur Fadhillah Maysarah Andini Mhd. Zulkifli Hsb Muhammad Adam Muhammad Arfan Harahap Muhammad Arif MUhammad Azrai Nasution Muhammad Idris Nst Muhammad Iqbal Sani Muhammad Reza Muhammad Rizal Muhammad Suhaimi Muhammad Syahbudi Muhammad Yafiz Muharram Al Baraqy Musliyani Musliyani Mustafa Kamal Rokan Nadia Amalia Nadia Evira Nadia Mayang Rukmana Naili Nuril Aufa Manik Neila Susanti Neng Siska Nikita Zulyan Batubara Nirmadarningsih Hiya Nur Ahmadi Bi Rahmani Nur Mustika Syahputri Nur Rahmadi Nur Salsabila Arwan Nst Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurdin Nasution Nurhayati Nurhayati Nurlaila Nurlaila Nurlaili Nurlaili Nursantri Yanti Nurul Adilla Nurul Annisa Nurul Hidayah Nurul Rafiqoh Lubis Nurwani Nurwani Pandapotan Pandapotan Pani Akhiruddin Siregar Piter Andrean Popi Adiyes Putra Putri Ayuni Sari Putri Nazli Putri Oktavia Rahmadina Rahmadina Rahmah, Dewi Chofifah Rahmansyah Rahmansyah Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmi Syahriza Rahmi Syahriza Ramdansyah Fitrah Rani Febriyanni Raniwati Siregar Razali Razali Retnawati Siregar Ridayanti Ridayanti Ridha Alhamdi Rifka Fachrina Rijal Allamah Harahap Riska Nasution Rita Handayani Rivai, Ahmad Rizky Nabila Tanjung Rodhiatul Aslamah Meuraxa Rokan, Mustafa Kamal Roos Nelly Roos Nelly Royhan Hasyim Hutapea Sahnila Sikumbang Saidah Ulfah Pohan Salpiani Munthe Salsabilla Siagian Sanusi Gazali Pane Saparuddin Siregar Saparuddin Siregar Saparuddin Siregar Sarah Fitria Harahap Sari, Deva Kumala Silvana Dwi Novianty Sinta Aulia Haikal Sisca Amini Cahya Agitsna Siti Hawa Rahma Sari Pane Siti Kadariah Siti Maisyarah Siti Maisyarah SRI RAHAYU sri sudiarti Sufiati Annisa Sugianto Sugianto Sugianto Sugianto Suryani Rezeki Siregar Suwarni Suwarni Syachrul Wahyudi Syavira Raniya Syawal Harianto Syuhada Fela Yudha Tambunan, Khairina Tanzila Arifah Putri Tree Engel Natalia Tsamara Balqis Tumanggor, Arief Hidayat Tuti Anggraini Tuti Anggraini Tuti Anggraini Tuti Anggraini Ujang Sumarwan Umi Nabila Suci Utia Elja Rizki Uun Dwi Al Muddatstsir Wahyu Sahara Ramadhana Manurung Wahyu Syarvina Wandi Riyaldi Ahmad Telaumbanua Yena Puspita Yenni Arfah Arfah Yenni Samri Juliati Nasution Yuni Fatma Sari Yusuf Wildan Nasution Zainarti Zainarti Zein Zahara br Surbakti Zuhrinal M. Nawawi Zulhazzi Siregar Zulkifli