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Management (AJABM) Indonesian Journal of Islamic Economics and Finance Transformasi: Journal of Economics and Business Management International Journal of Management, Entrepreneurship, Social Science and Humanities (IJMESH) Commodity : Jurnal Perbankan dan Keuangan Islam Jurnal Penelitian Ekonomi Manajemen dan Bisnis Moneter : Jurnal Keuangan dan Perbankan International Journal of Emerging Issues in Islamic Studies Innovative: Journal Of Social Science Research JURNAL EKONOMI BISNIS DAN MANAJEMEN Jurnal Riset Teknologi dan Inovasi Pedidikan (JARTIKA) Trending: Jurnal Manajemen dan Ekonomi Jurnal Riset Ekonomi dan Akuntansi JME (Journal of Mathematics Education) Jurnal Informatika Ekonomi Bisnis Journal of Business Management and Economic Development Jurnal Ekonomi Bisnis dan Manajemen Jurnal Ilmiah Ekonomi dan Manajemen IIJSE Moneter : Jurnal Ekonomi dan Keuangan Santri : Jurnal Ekonomi dan Keuangan Islam Ghaly: Journal of Islamic Economic Law JURNAL MULTIDISIPLIN ILMU AKADEMIK Journal 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Juliana Nasution
Universitas Islam Negeri Sumatra Utara
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Evaluating The Effectiveness of The Binjai Cerdas Program for Baznas Beneficiaries in Binjai City Salwa Apriliza; Juliana Nasution; Rahmat Daim Harahap
Islamiconomic : Jurnal Ekonomi Islam Vol 17, No 1 (2026)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v17i1.1454

Abstract

This study aims to analyze the success rate of the Binjai Cerdas Program organized by the National Zakat Agency (BAZNAS) of Binjai City. Previous studies have mainly focused on the effectiveness of zakat distribution in general, while evaluations of local zakat education programs remain limited. This study employs a quantitative, descriptive method. The sample comprised 100 respondents who received assistance from the Binjai Cerdas Program and were purposively selected. Data were collected via questionnaires and analyzed using IBM SPSS Statistics, including validity and reliability tests and descriptive analyses. The results indicate that all research instruments are valid and reliable, with a Cronbach’s Alpha value of 0.955. Descriptive analysis shows that the program’s effectiveness achieved 82.6%, target accuracy 84.6%, educational impact 86.6%, and program sustainability 90.2%, all of which fall into the “highly successful” category. The findings indicate that the Binjai Cerdas Program has been implemented effectively, is well-targeted, positively impacts beneficiaries’ education, and demonstrates good sustainability. The novelty of this study lies in integrating effectiveness, targeting accuracy, educational impact, and sustainability into a single evaluation framework. Theoretically, this study contributes to the Islamic social finance literature by highlighting the role of educational zakat in supporting human capital development. In practice, the findings provide BAZNAS with insights into improving the effectiveness and sustainability of educational assistance programs.
The Influence of Workload, Work Stress and Intrinsic Motivation on Work Life Balance in Working Students Sri Harahap; Juliana Nasution; Nurul Jannah
International Journal of Management, Entrepreneurship, Social Science and Humanities Vol. 8 No. 2 (2025): January - June Volume
Publisher : Research Synergy Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31098/ijmesh.v8i2.3456

Abstract

The phenomenon of students working while studying, as observed at STAI Panca Budi Perdagangan, highlights the growing need for a balance between work and study. Students face challenges such as pressure to excel academically and at work, which can trigger stress and disrupt their work-life balance. This study aims to determine the effect of workload, work stress, and intrinsic motivation on the work-life balance of executive class students at STAI Panca Budi Perdagangan. The method employed is quantitative, utilising a survey approach. Data collection techniques are carried out by distributing questionnaires to 60 respondents. The data obtained are analyzed using the regression analysis method multiple linear regression with the help of statistical software. The results of the analysis indicate that workload, work stress, and intrinsic motivation have a simultaneous and positive effect on work-life balance. To some extent, the three variables also show a significant effect. It was found that financial independence is the main reason students work. Effective workload management and stress reduction, combined with high intrinsic motivation, can help students achieve a better balance between study and work, thereby improving their quality of life and performance. This study reveals the importance of workload management and strengthening intrinsic motivation to achieve a balance between work and personal life for working students.
Analysis of the Principles of Trust and Fund Accounting in Encouraging Transparency and Accountability in Zakat Management: A Case Study of BAZNAS Medan Diah Hanifah Daulay; Juliana Nasution; Nur Ahmadi Bi Rahmani
Indonesian Journal of Islamic Economics and Finance Vol. 6 No. 1 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v6i1.9959

Abstract

This study examines the integration of the amanah principle and Fund Accounting in enhancing transparency, accountability, and public trust in zakat management at BAZNAS Medan. Using a qualitative case study approach, data were collected through in-depth interviews, observations, and documentation, then analyzed using the Miles and Huberman model with source and method triangulation to ensure validity. The findings reveal that the amanah principle is implemented not only as a moral and spiritual value but also through institutional practices, including strict standard operating procedures, dual control mechanisms, internal audits, and transparent reporting. Transparency is applied gradually, with some reports published online and others provided upon formal request. The implementation of Fund Accounting enables the clear separation of zakat, infaq, sadaqah, amil, and other social funds in accordance with PSAK 109, PSAK 401 and PSAK 409, thereby strengthening financial accountability. The synergy between amanah and Fund Accounting has increased muzakki trust, improved financial supervision, and supported the effectiveness of zakat distribution programs in enhancing mustahik welfare. Although challenges remain in human resources and information technology, BAZNAS Medan demonstrates good zakat governance. Nevertheless, the study identifies a critical transparency gap, wherein the tiered disclosure policy requiring formal requests for certain financial reports represents an institutional limitation that constrains the achievement of full public trust and demands strategic digitalization to bridge the gap between procedural accountability and substantive transparency in the modern era.
Impact of Haikal Hassan Endorsement on Repurchase Intention of Pizza Hut Muslim Consumers: Mediated by Religiosity Syamsul Bahri; Juliana Nasution; Marliyah Marliyah
International Journal of Emerging Issues in Islamic Studies Vol. 4 No. 2 (2024): December 2024
Publisher : Research Synergy Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31098/ijeiis.v4i2.2845

Abstract

The controversy surrounding Haikal Hassan's endorsement of Pizza Hut products in Indonesia has sparked debates about the intersection of religious influence and consumer behaviour in the Muslim market, particularly following public concerns about the brand's perceived connection to Israel through its parent company's business relations. This situation raises questions about how religious figures' endorsements impact Muslim consumers' purchasing decisions, especially when promoting international food brands that face scrutiny over their global business affiliations. This research aims to quantitatively measure the effect of Haikal Hassan's endorsement on Muslim consumers' repurchase intention for Pizza Hut products, considering religiosity as an intermediary variable. Using a quantitative method with an explanatory design, this research involved 100 respondents of Pizza Hut Muslim consumers in Indonesia, which were determined using a purposive sampling approach. Information was obtained from a structured questionnaire and then examined using Path Analysis with SmartPLS version 4. According to the results, endorsement has a positive and significant effect on repurchase intention but a negative and significant effect on religiosity. On the other hand, religiosity has a negative and significant impact on repurchase intention and also significantly mediates the effect of endorsement on repurchase intention. These findings contribute to the understanding of Muslim consumer behaviour and the role of religiosity in marketing, and this can be a reference for companies in developing more appropriate marketing tactics that are sensitive to the religious values of Muslim consumers in Indonesia.
Co-Authors Abda Abda Adelia Azizi Adelia Marhamah Adinda Afifa Afifah Aulia Khoirunisa Afriza Mahendra Afrizal Afrizal Agiet Mutiara Rengganis Agiet Mutiara Rengganis Ahmad Fadli Ahmad Fauzi Ahmad Kurnia Ahmad Kurnia Ahmad Nasution, Rifaldi Ahmad Rusdi Hidayat Aida Lasmi Ajeng Manjana Ajeng Sundari Al Masri, Anas Zahir Alda, Fahimah Alfani, Dela Alimaini, Meri Ani alimaini, meriani Alivia Azzahra Alya Rahma Siregar Amelia Azura Amin Al Jawi Ananda Ibnu Sobri Hasibuan Anas Zahir Almasri Andri Soemitra Andri Soemitra Anggi Rizkina Sari Siregar Annisa Hafizzah Hutabarat Annisa Javalia Hasanah Anri Akta Perdana Siregar Antin Kurnyasih Anugrah Ramanda Lubis Anwar Syarif Aqwa Naser Daulay Arifin Fauzi Lubis Ariska Dwi Chairunisyah Asriatun Fauziah Dalimunthe Asrul Aswinata Astri Astri, Astri Asyaadatun Nazila Selaya Asyaadatun Nazila Selayan Audina Rizka Zahra Aufia Zahra Fadilah Aulia Rahmah Ayu Sukmawati Ayu Yazida Hasibuan Azrin Bahri Harahap Bardatus Syahriyah Lingga Batubara, Maryam Bintang Akbar Azhari Boy Ridho Hamgara Boy Uli Kirana Situmorang Bunga Artha Nefia Efendi Cantika Florentina Br Bangun Chair, Marsari Chairul Adly Ginting Chaniago, M. Fadli Chessara Addina Chuzaimah Batubara, Chuzaimah Cut Fadilah Daffa Baihaqi Purnomo Dalimunte, Ahmad Amin Damayanti, Anggita Dara Puspita Dea Dara audina Dela Alfani Devara Rustiana Devella, Siska Devi Aprilia Ningsih Dewi Siti Aisyah Dewi, Khadijah Dinda Putri Dharma, Budi Dhea Ayuni Rahmah Dhiftania Luthfiya Azra Diah Hanifah Daulay Dian April Yani Dian April Yani Dicky Aris Munanda Meliala Dicky Ramadhan Dimas Akbar Nugroho Dina Siregar Dinda Anggi Nurhayati Dini Safarina Dwi Septialamsyah Elvina, Ayu Eni Saputri Eri Manuri Evi Hermawati Evi Hermawati Fachrul Rozy Fadhila Rahma, Tri Inda Fadilla Miranty Fadlul Rohman Fahimah Alda Fairuz Firjatullah Fajar Nugraha Fajar Sitanggang Faliha Ardhelia Nasution Fandy Rangkuty, Muhammad Hafif Farhan Khairi Muzanni Tarigan Farhan Lubis Farisi, Ahmad Fathur Rahman Baihaki Febriandi Akbar Sitompul Feby Sahira Fera Silvia Filza Filza Fitri Maharani Ritonga Fitri Rahmayani Fransiska, Silvia Frendi Maulana Gita Nurul Fitri Damanik Gunawan, Dandi Gustria Ningsih Habibah Shobri Hadziyah, Idzni Hafiz Irsyad Hanifah Ramadhani Harahap, Aswan Nawawi Harahap, Muhammad Ikhsan Harahap, Syarah Nurul Fhadhilah Hasanah, Aulia Hasibuan, Ismi Khoiriah Hayani, Nur Syamsidah Hedi Afandi Ritonga Hendra Harmain Hendra Harmain Hendra Kartika HENDRA SETIAWAN Hidayat, Ahmad Rusdi Hilma kholilah lubis Humairoh Qolbiah Siregar Iga Dwi Wardanah Imsar Imsar Imsar Imsar Imsar Imsar Imsar Indah Wahyu Prastiwi Indri Andini Iskandar, Irfan Isnaini Harahap Ithohirah Harahap Jannah, Nurul Jefri Mardan Jihan Karina Putri Kamilah, K Kamilah, Kamilah Khairani, Nazla Khairunnisa Asri Khairunnisa Khairunnisa Khairunnisa Saragih Kharisa Abdi Khofifah Sari Hasibuan Khofifah Shofy Aulia Khoirul Ardani Manurung Khoirul Tamimi Khoirul Yahya Kurniati, Tri Kurniawan Kurniawan Kusuma, Mitra Dewi Laila Hafni Lailanur Fadillah Nasution Laylan Syafina Lestari Nasution, Annio Indah Lingga, Bardatus Syahriyah Lubis, Siti Nurhaliza M. Daffa Maulana Nasution M. Daffa Nasution M. Ilham Saputra M.Indra Mulia Nasution Maharani, Anggun Debana Mahendra, Afriza Maidalena, Maidalena Maisaroh Maisaroh Maisaroh Maisaroh Majalipa Awalia Manurung, Nabila Tasya Nurhafifah Maria Santia Siregar Marliyah Marliyah Marliyah Marliyah, Marliyah Maryam Batubara Maryam Batubara Maulana Abdul Fattah Maulana Abdul Malik Tambunan Maulana Muhammad Hamzah Maylin Azzahra Maysara Hapni Tanjung Meiriyama, Meiriyama Miftah Khoiriaturrahmah Miranda Panjaitan Mispa Herlina Wati Mufti, Robi Muhammad Arif Muhammad Arif Muhammad Arif Muhammad Ezar Al Rivan Muhammad Farhan Alyusri Muhammad Fariz Adhitya Muhammad Fathoni Muhammad Hafiz Muhammad Hafiz Muhammad Hakim Nasution Muhammad Idris Nasution Muhammad Idris Nasution Muhammad Idris Nst Muhammad Ilzam Harahap Muhammad Lathief Ilhamy Nasution Muhammad Ramadhan Muhammad Riduan, Muhammad Muhammad Sendi Muhammad Yafiz Muhammad Yunus Sofian Muliana Munawarah, Desna Mursidah, Silmi Nadhrah Adlina Ritonga Nadya Ervina Saragih Nadya Haryanti Nafisah, Hana Nanda Aulia Nanda Nadila Yutia Narasyah Salmehira Nasution, Muhammad Idris Nasution, Nurul Izzah Natama Habibi Hazed Surbakti Nazla Khairani Niken Nurul Azizah Nilam Utami Aqillah Nita, Nita Erdina Niza Utami Novita Sari Novita Tanjung Nur Afria Nanda Safitri Nur Ahmadi Bi Ahmani Nur Ahmadi Bi Rahmani Nur Ahmadi Bi Rahmani Nur Haqqul Hisyam Al Ma’shum Nur Hasanah Nur Laily Safitri Nuraini Nuraini Nurbaiti Nurbaiti Nurlaila Nurlaila Nursantri Yanti Nurul Izzah Nasution Nurul Jannah Nurul Jannah Nurul Maghfirah Nurul Pratiwi Nurussyifa Razak Nurwani Nurwani Nusroh Afifah Omiyati Oman Putri Pina Wardani Purnama Ramadani Silalahi Puspita, Rini Putri Rahmadany Putri Rahmaini Suheri Rafika Azwina Rahma, Tri Inda Fadhila Rahmah Sudana Siregar Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Hidayat Rahmatul Fadilah Rahmi Syahfitri Harahap Rahmi Syahriza Raihan Ramadhanty Raja Rendi Alfayed Rambe, M. Jepri Pratama Ramlah Reni Ria Armayani Ridayanti Ridayanti Ridwan Azhari Lubis Rifki Ismal Rifky Nanda Putra Lubis Riska Adwiyah Hasibuan Riski Halomoan Siregar Risma Warti Ritonga, Nadhrah Adlina Riyadi Riyadi Rizka Hidayanti Daulay Rizka Safitri Rizki Nur Amalia Nasution Rizky Febrian Saragih Rizqy Fahmi Roni Lawaldy Salwa Apriliza Salwa Fadhilah Haya Salwa, Nisrina Samsi Efendi Saparuddin Siregar Saparuddin Siregar Saputra, M. Ilham Saputri, Eni Saragih, Rizky Febrian Sarah Ramadhani Sari, Deva Kumala Satria Abdillah Ilman Seri Wahyuni Harahap Shafarina Nurul Izzah Shakinah, Putri Shapura, Mutiara Ratu Sheila Anggraini shinta Mustika Hutabarat Silmi Mursidah Sinta Nur Azlina Sintaini Fisholiha Siregar, Dhetia Putri Siregar, Khidir Siregar, Nabilah Hannani Siti Aisa Siti Amrina Hasibuan Solly Aryza Sri Ayu Fadhilah Sri Dewi Anggraini Sri Harahap Sri Maharani Sri Rahayu Sri Rahayu Sri Ramadhani Suci Ardilla Ramadhani Haharap Suci Ramadhini Sucita Alfiani Sugianto Sugianto Sugianto Sugianto Suhailatun Nafisah Supardi Supardi Suryani Suryani Susi Apriliani Syafri Hawari Lubis Syahri Fadhilla Syahri Fadhilla Syamsiar, Syamsiar Syamsul Bahri Syarbaini, Ahmad Muhaisin B. Tambunan, Khairina Tanzila Arifah Putri Tari Nur Syafni Sinaga Tengku Chairrani Tengku Muhammad Rafly Rachman Tiara Ermeli Tiara Fadilah Tri Atmojo Kusmayadi Tri Atmojo Kusmayadi Tri Danu Satria Tri Inda Fadhila Rahma Tri Kurniati Tryana Ramadhany Batubara Tryana Ramadhany Batubara Tuti Anggraini Tuti Anggraini Ulil Azmi Parinduri Ummi Rosyidah Ummu Hany Miftaloka Utami, Novidia Vania Ananda Nashuha Harahap Vera Maytara Vira Yuniar Wafiq Fitria Ashillah Wanhar Nasution Widya Agussani Widya Ayu Harahap Wirda Hediyati Wiwin Khairany Simanjuntak Wiwin Rita Sari Wulan Amelia Fernanda Yasmita, Hafsyah Yenni Samri Yenni Samri Juliati Nasution YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yohannes, Yohannes Yusrizal Yusrizal Yusvi Rhofiva Tasya Zhafran, Faras Abiyyu Zharin F Syahdinar Zuhrinal M. Nawawi Zuhrinal M. Nawawi Zukhruf Fahri Zulfakhri Irfan Rangkuti Zulhamidah Zulhamidah Zulhamidah Zulhamidah Zulhamidah, Zulhamidah